Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

June 2023

Released

1/08/2023

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Key statistics

In June 2023, new loan commitments (seasonally adjusted):

fell 1.0% for housing
fell 6.8% for personal fixed term loans
fell 12.3% for business construction (a typically volatile series) but rose 0.8% in trend terms
fell 11.4% for business purchase of property (a typically volatile series) but rose 1.3% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)

			Jun-2023 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		24.60	-1.0	-18.2
		Owner Occupier (a)	15.91	-2.8	-19.9
		Investor (a)	8.69	2.6	-15.0
	Personal
		Fixed term loans	2.19	-6.8	13.1
Businesses
	Construction		2.33	-12.3	3.7
	Purchase of Property		5.23	-11.4	-15.4

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

First home buyers update

From the July 2023 publication, the number and value of new loan commitments to first home buyers have been suppressed due to data reporting issues. These series have been temporarily suspended while the ABS and APRA work with data providers to resolve the issues as soon as possible. Please take caution when using the first home buyer data in this month's publication as well as in previous months.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance: household goods series

Housing finance

In June 2023 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 1.0% to $24.6b, after a rise of 5.4% in May. It was 18.2% lower compared to a year ago
for owner-occupier housing fell 2.8% to $15.9b and was 19.9% lower compared to a year ago
for investor housing rose 2.6% to $8.7b but was 15.0% lower compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Jun-05	12.639	8.153	4.485	12.941	8.142	4.8
Jul-05	12.842	8.085	4.757	12.981	8.229	4.752
Aug-05	12.896	8.306	4.59	13.152	8.363	4.79
Sep-05	13.528	8.643	4.885	13.412	8.519	4.893
Oct-05	14.036	8.717	5.32	13.692	8.671	5.02
Nov-05	14.058	8.851	5.207	13.93	8.805	5.126
Dec-05	14.037	8.879	5.158	14.123	8.925	5.198
Jan-06	14.258	8.956	5.303	14.292	9.04	5.252
Feb-06	14.432	9.179	5.253	14.463	9.16	5.302
Mar-06	14.542	9.27	5.272	14.663	9.295	5.369
Apr-06	14.773	9.447	5.326	14.871	9.421	5.45
May-06	15.224	9.505	5.718	15.025	9.509	5.516
Jun-06	15.495	9.516	5.98	15.062	9.534	5.528
Jul-06	15.282	9.789	5.493	14.966	9.497	5.468
Aug-06	15.006	9.494	5.513	14.772	9.422	5.35
Sep-06	14.161	9.17	4.991	14.557	9.343	5.214
Oct-06	14.331	9.276	5.055	14.416	9.298	5.118
Nov-06	14.206	9.233	4.973	14.42	9.315	5.104
Dec-06	14.587	9.401	5.186	14.6	9.411	5.19
Jan-07	14.955	9.577	5.378	14.948	9.587	5.361
Feb-07	15.401	9.767	5.634	15.423	9.823	5.6
Mar-07	15.917	10.08	5.837	15.951	10.085	5.867
Apr-07	16.313	10.271	6.043	16.466	10.35	6.116
May-07	17.113	10.694	6.419	16.906	10.594	6.311
Jun-07	18.248	11.342	6.906	17.22	10.789	6.431
Jul-07	17.419	10.784	6.636	17.389	10.914	6.475
Aug-07	17.432	11.053	6.379	17.414	10.956	6.458
Sep-07	16.757	10.449	6.309	17.33	10.922	6.408
Oct-07	16.868	10.77	6.099	17.162	10.82	6.342
Nov-07	16.995	10.659	6.336	16.911	10.648	6.262
Dec-07	16.545	10.359	6.186	16.544	10.395	6.149
Jan-08	16.879	10.785	6.094	16.028	10.052	5.976
Feb-08	15.686	9.911	5.775	15.376	9.64	5.736
Mar-08	14.559	9.145	5.414	14.647	9.198	5.449
Apr-08	13.871	8.705	5.166	13.932	8.769	5.163
May-08	12.992	8.197	4.796	13.336	8.407	4.93
Jun-08	12.943	8.196	4.746	12.935	8.162	4.774
Jul-08	12.784	8.134	4.649	12.739	8.053	4.686
Aug-08	12.623	7.963	4.66	12.735	8.087	4.648
Sep-08	12.979	8.246	4.733	12.888	8.259	4.629
Oct-08	13.388	8.56	4.827	13.171	8.562	4.609
Nov-08	13.045	8.551	4.494	13.59	9.002	4.588
Dec-08	13.92	9.371	4.549	14.134	9.555	4.579
Jan-09	14.882	10.223	4.659	14.773	10.173	4.6
Feb-09	15.365	10.782	4.583	15.44	10.78	4.66
Mar-09	16.713	11.971	4.742	16.058	11.292	4.766
Apr-09	17.025	11.927	5.098	16.57	11.658	4.912
May-09	16.858	11.833	5.025	16.948	11.868	5.081
Jun-09	17.202	11.967	5.235	17.204	11.943	5.261
Jul-09	17.215	11.771	5.444	17.365	11.921	5.444
Aug-09	17.328	11.627	5.701	17.433	11.824	5.609
Sep-09	17.89	12.186	5.704	17.387	11.648	5.738
Oct-09	17.606	11.801	5.805	17.217	11.389	5.828
Nov-09	17.073	11.087	5.985	16.92	11.043	5.877
Dec-09	16.486	10.601	5.885	16.535	10.641	5.894
Jan-10	15.944	10.112	5.832	16.138	10.234	5.904
Feb-10	15.668	9.794	5.874	15.791	9.873	5.918
Mar-10	15.555	9.605	5.95	15.536	9.6	5.937
Apr-10	15.264	9.358	5.906	15.366	9.422	5.944
May-10	15.417	9.435	5.982	15.241	9.314	5.927
Jun-10	15.117	9.128	5.99	15.122	9.248	5.873
Jul-10	15.039	9.287	5.752	14.995	9.211	5.784
Aug-10	14.62	9.227	5.392	14.867	9.194	5.673
Sep-10	14.626	9.148	5.478	14.749	9.192	5.557
Oct-10	14.653	9.16	5.493	14.637	9.187	5.45
Nov-10	14.711	9.325	5.386	14.52	9.165	5.355
Dec-10	15.019	9.439	5.58	14.396	9.123	5.273
Jan-11	14.156	9.014	5.142	14.266	9.066	5.2
Feb-11	14.064	8.873	5.191	14.15	9.013	5.137
Mar-11	13.627	8.83	4.798	14.066	8.976	5.09
Apr-11	13.998	9.002	4.996	14.031	8.967	5.064
May-11	14.234	9.086	5.148	14.037	8.977	5.06
Jun-11	14.135	9.094	5.04	14.054	8.99	5.063
Jul-11	14.084	9.034	5.05	14.06	8.991	5.068
Aug-11	14.172	9.042	5.13	14.053	8.976	5.077
Sep-11	13.933	8.795	5.138	14.059	8.961	5.098
Oct-11	13.861	8.862	4.999	14.087	8.953	5.134
Nov-11	14.049	8.966	5.083	14.139	8.949	5.19
Dec-11	14.716	9.392	5.324	14.198	8.942	5.256
Jan-12	14.768	9.394	5.374	14.252	8.934	5.319
Feb-12	14.083	8.682	5.401	14.3	8.928	5.372
Mar-12	14.092	8.703	5.389	14.346	8.938	5.408
Apr-12	14.346	8.924	5.421	14.408	8.981	5.427
May-12	14.506	9.11	5.397	14.502	9.067	5.435
Jun-12	14.735	9.249	5.487	14.622	9.177	5.445
Jul-12	14.774	9.277	5.497	14.743	9.281	5.462
Aug-12	14.868	9.435	5.432	14.848	9.358	5.49
Sep-12	15.106	9.501	5.605	14.941	9.404	5.537
Oct-12	14.907	9.386	5.521	15.057	9.442	5.615
Nov-12	15.184	9.431	5.754	15.239	9.505	5.734
Dec-12	15.369	9.528	5.842	15.507	9.613	5.893
Jan-13	15.895	9.795	6.1	15.851	9.768	6.083
Feb-13	16.139	9.877	6.262	16.233	9.954	6.279
Mar-13	16.884	10.35	6.533	16.598	10.14	6.458
Apr-13	16.936	10.3	6.636	16.906	10.297	6.609
May-13	17.225	10.425	6.8	17.148	10.413	6.735
Jun-13	17.302	10.479	6.823	17.37	10.503	6.867
Jul-13	17.477	10.517	6.959	17.619	10.587	7.033
Aug-13	17.361	10.236	7.124	17.919	10.674	7.245
Sep-13	18.199	10.756	7.443	18.256	10.773	7.482
Oct-13	18.693	10.893	7.8	18.595	10.89	7.705
Nov-13	19.243	11.194	8.049	18.892	11.014	7.878
Dec-13	18.995	10.943	8.052	19.123	11.132	7.991
Jan-14	19.175	11.182	7.993	19.277	11.229	8.048
Feb-14	19.374	11.447	7.927	19.378	11.302	8.077
Mar-14	19.483	11.38	8.103	19.451	11.345	8.106
Apr-14	19.586	11.316	8.27	19.509	11.348	8.16
May-14	19.506	11.233	8.273	19.568	11.317	8.252
Jun-14	19.622	11.381	8.241	19.643	11.263	8.38
Jul-14	19.823	11.285	8.537	19.739	11.204	8.535
Aug-14	19.623	10.97	8.653	19.874	11.174	8.7
Sep-14	20.006	11.115	8.891	20.033	11.178	8.856
Oct-14	20.582	11.416	9.166	20.203	11.21	8.993
Nov-14	20.058	10.963	9.094	20.38	11.271	9.108
Dec-14	20.473	11.374	9.099	20.552	11.35	9.201
Jan-15	20.713	11.54	9.173	20.712	11.431	9.281
Feb-15	20.117	11.288	8.828	20.855	11.502	9.353
Mar-15	21.253	11.729	9.524	20.98	11.579	9.401
Apr-15	21.821	11.79	10.031	21.081	11.695	9.386
May-15	20.321	11.138	9.183	21.134	11.872	9.262
Jun-15	21.123	11.984	9.139	21.111	12.113	8.998
Jul-15	21.168	12.323	8.844	21.006	12.399	8.607
Aug-15	21.693	13.214	8.479	20.808	12.674	8.135
Sep-15	20.954	13.56	7.394	20.531	12.884	7.648
Oct-15	20.022	13.141	6.881	20.201	12.991	7.21
Nov-15	19.641	12.986	6.655	19.849	12.979	6.869
Dec-15	19.598	12.899	6.699	19.544	12.887	6.657
Jan-16	19.125	12.516	6.609	19.356	12.779	6.578
Feb-16	19.35	12.728	6.622	19.313	12.702	6.61
Mar-16	19.119	12.462	6.657	19.395	12.666	6.729
Apr-16	19.591	12.719	6.872	19.561	12.646	6.915
May-16	19.991	12.776	7.215	19.769	12.616	7.153
Jun-16	20.205	12.697	7.508	19.99	12.563	7.427
Jul-16	20.073	12.424	7.649	20.224	12.5	7.724
Aug-16	19.883	12.314	7.569	20.489	12.463	8.026
Sep-16	20.769	12.447	8.322	20.797	12.484	8.313
Oct-16	21.178	12.596	8.582	21.146	12.579	8.567
Nov-16	21.521	12.704	8.818	21.528	12.752	8.775
Dec-16	21.981	13.054	8.927	21.891	12.974	8.917
Jan-17	22.234	13.233	9.002	22.176	13.202	8.974
Feb-17	21.737	13.197	8.54	22.343	13.408	8.935
Mar-17	22.594	13.716	8.878	22.401	13.59	8.811
Apr-17	22.623	13.873	8.75	22.384	13.756	8.627
May-17	22.115	13.806	8.309	22.324	13.908	8.417
Jun-17	22.074	13.925	8.149	22.25	14.041	8.209
Jul-17	22.116	14.231	7.885	22.168	14.144	8.024
Aug-17	22.412	14.484	7.929	22.061	14.202	7.859
Sep-17	22.087	14.279	7.808	21.925	14.218	7.707
Oct-17	21.641	14.11	7.53	21.754	14.2	7.554
Nov-17	21.536	14.137	7.399	21.526	14.146	7.379
Dec-17	21.156	13.986	7.171	21.267	14.079	7.188
Jan-18	21.213	14.273	6.94	21.026	14.031	6.995
Feb-18	21.13	14.195	6.934	20.834	14.013	6.821
Mar-18	20.422	13.847	6.574	20.691	14.015	6.676
Apr-18	20.192	13.793	6.399	20.561	14.006	6.555
May-18	20.723	14.219	6.503	20.402	13.956	6.446
Jun-18	20.249	13.938	6.311	20.179	13.841	6.338
Jul-18	20.206	13.906	6.3	19.859	13.648	6.211
Aug-18	19.389	13.341	6.048	19.425	13.376	6.049
Sep-18	18.681	12.838	5.843	18.887	13.039	5.849
Oct-18	18.876	13.203	5.674	18.298	12.679	5.619
Nov-18	17.836	12.463	5.373	17.741	12.353	5.387
Dec-18	16.94	11.795	5.146	17.263	12.088	5.176
Jan-19	16.724	11.796	4.928	16.881	11.884	4.997
Feb-19	17.046	12.153	4.893	16.605	11.743	4.862
Mar-19	16.425	11.643	4.782	16.441	11.668	4.773
Apr-19	16.511	11.766	4.745	16.4	11.668	4.731
May-19	16.261	11.551	4.71	16.483	11.75	4.732
Jun-19	16.532	11.798	4.734	16.697	11.925	4.772
Jul-19	16.968	12.123	4.845	17.058	12.206	4.852
Aug-19	17.839	12.59	5.249	17.555	12.589	4.966
Sep-19	18.036	12.955	5.081	18.135	13.036	5.099
Oct-19	18.638	13.474	5.164	18.687	13.466	5.221
Nov-19	19.381	13.982	5.399	19.095	13.795	5.3
Dec-19	19.601	14.169	5.432	19.279	13.964	5.316
Jan-20	19.801	14.453	5.348	19.236	13.966	5.269
Feb-20	19.206	13.995	5.211	19.035	13.852	5.184
Mar-20	19.168	14.212	4.956	18.822	13.72	5.102
Apr-20	18.317	13.415	4.901	18.77	13.699	5.072
May-20	16.193	12.082	4.112	18.213	13.884	4.329
Jun-20	17.171	12.761	4.41	18.745	14.297	4.449
Jul-20	18.922	14.291	4.632	19.792	15.167	4.625
Aug-20	21.246	16.273	4.973	21.034	16.193	4.841
Sep-20	22.593	17.272	5.32	22.092	17.007	5.084
Oct-20	23.122	17.766	5.356	23.245	17.885	5.36
Nov-20	24.113	18.525	5.588	24.417	18.73	5.687
Dec-20	25.717	19.648	6.069	25.655	19.582	6.073
Jan-21	28.428	21.919	6.509	26.932	20.42	6.513
Feb-21	28.791	21.879	6.912	28.191	21.203	6.988
Mar-21	29.627	22.016	7.611	29.323	21.849	7.474
Apr-21	30.711	22.699	8.012	30.369	22.423	7.946
May-21	31.585	22.781	8.804	30.984	22.593	8.391
Jun-21	30.983	22.192	8.791	31.332	22.525	8.808
Jul-21	31.749	22.477	9.272	31.502	22.3	9.202
Aug-21	31.232	21.675	9.557	31.616	22.029	9.587
Sep-21	30.935	20.973	9.963	31.795	21.819	9.977
Oct-21	30.741	20.478	10.262	32.102	21.734	10.368
Nov-21	32.516	21.764	10.753	32.479	21.741	10.738
Dec-21	33.025	22.058	10.967	32.814	21.758	11.056
Jan-22	34.148	22.701	11.447	32.996	21.714	11.282
Feb-22	33.013	21.585	11.428	32.923	21.549	11.374
Mar-22	32.63	21.311	11.319	32.543	21.243	11.3
Apr-22	31.483	20.381	11.102	31.872	20.817	11.055
May-22	31.257	20.529	10.728	30.964	20.296	10.668
Jun-22	30.073	19.855	10.218	29.904	19.706	10.198
Jul-22	28.147	18.882	9.265	28.759	19.055	9.704
Aug-22	27.361	18.372	8.988	27.586	18.35	9.236
Sep-22	26.292	17.53	8.762	26.429	17.615	8.814
Oct-22	25.566	17.016	8.55	25.353	16.895	8.458
Nov-22	24.477	16.235	8.242	24.434	16.261	8.173
Dec-22	23.562	15.602	7.961	23.743	15.778	7.965
Jan-23	23.104	15.357	7.746	23.325	15.474	7.851
Feb-23	22.865	15.141	7.725	23.203	15.356	7.847
Mar-23	23.983	15.967	8.015	23.347	15.4	7.948
Apr-23	23.574	15.58	7.994	23.663	15.536	8.128
May-23	24.841	16.377	8.464	24.048	15.707	8.341
Jun-23	24.597	15.91	8.687	24.405	15.87	8.535

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23"],[[12.638999999999999],[12.842000000000001],[12.896000000000001],[13.528],[14.036],[14.058],[14.037000000000001],[14.257999999999999],[14.432],[14.542],[14.773],[15.224],[15.494999999999999],[15.282],[15.006],[14.161],[14.331],[14.206],[14.587],[14.955],[15.401],[15.917],[16.312999999999999],[17.113],[18.248000000000001],[17.419],[17.431999999999999],[16.757000000000001],[16.867999999999999],[16.995000000000001],[16.545000000000002],[16.879000000000001],[15.686],[14.558999999999999],[13.871],[12.992000000000001],[12.943],[12.784000000000001],[12.622999999999999],[12.978999999999999],[13.388],[13.045],[13.92],[14.882],[15.365],[16.713000000000001],[17.024999999999999],[16.858000000000001],[17.202000000000002],[17.215],[17.327999999999999],[17.890000000000001],[17.606000000000002],[17.073],[16.486000000000001],[15.944000000000001],[15.667999999999999],[15.555],[15.263999999999999],[15.417],[15.117000000000001],[15.039],[14.619999999999999],[14.625999999999999],[14.653],[14.711],[15.019],[14.156000000000001],[14.064],[13.627000000000001],[13.997999999999999],[14.234],[14.135],[14.084],[14.172000000000001],[13.933],[13.861000000000001],[14.048999999999999],[14.715999999999999],[14.768000000000001],[14.083],[14.092000000000001],[14.346],[14.506],[14.734999999999999],[14.773999999999999],[14.868],[15.106],[14.907],[15.183999999999999],[15.369],[15.895],[16.138999999999999],[16.884],[16.936],[17.225000000000001],[17.302],[17.477],[17.361000000000001],[18.199000000000002],[18.693000000000001],[19.242999999999999],[18.995000000000001],[19.175000000000001],[19.373999999999999],[19.483000000000001],[19.585999999999999],[19.506],[19.622],[19.823],[19.623000000000001],[20.006],[20.582000000000001],[20.058],[20.472999999999999],[20.713000000000001],[20.117000000000001],[21.253],[21.821000000000002],[20.321000000000002],[21.123000000000001],[21.167999999999999],[21.693000000000001],[20.954000000000001],[20.021999999999998],[19.640999999999998],[19.597999999999999],[19.125],[19.350000000000001],[19.119],[19.591000000000001],[19.991],[20.204999999999998],[20.073],[19.882999999999999],[20.768999999999998],[21.178000000000001],[21.521000000000001],[21.981000000000002],[22.234000000000002],[21.736999999999998],[22.594000000000001],[22.623000000000001],[22.114999999999998],[22.074000000000002],[22.116],[22.411999999999999],[22.087],[21.640999999999998],[21.536000000000001],[21.155999999999999],[21.213000000000001],[21.129999999999999],[20.422000000000001],[20.192],[20.722999999999999],[20.248999999999999],[20.206],[19.388999999999999],[18.681000000000001],[18.876000000000001],[17.835999999999999],[16.940000000000001],[16.724],[17.045999999999999],[16.425000000000001],[16.510999999999999],[16.260999999999999],[16.532],[16.968],[17.838999999999999],[18.036000000000001],[18.638000000000002],[19.381],[19.600999999999999],[19.800999999999998],[19.206],[19.167999999999999],[18.317],[16.193000000000001],[17.170999999999999],[18.922000000000001],[21.245999999999999],[22.593],[23.122],[24.113],[25.716999999999999],[28.4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[]

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All series exclude refinancing

In June 2023 in seasonally adjusted terms, the value of external refinancing:

for total housing fell 3.1% to $20.2b but was 12.6% higher compared to a year ago
for owner-occupier housing fell 2.4% to $13.7b but was 11.0% higher compared to a year ago
for investor housing fell 4.5% to $6.4b but was 16.2% higher compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Jun-05	3.956	3.039	0.917
Jul-05	4.033	3.117	0.916
Aug-05	4.03	3.103	0.927
Sep-05	4.182	3.237	0.945
Oct-05	4.124	3.182	0.943
Nov-05	4.13	3.209	0.921
Dec-05	4.367	3.16	1.207
Jan-06	3.89	3.042	0.849
Feb-06	4.183	3.194	0.989
Mar-06	4.049	3.158	0.891
Apr-06	4.266	3.173	1.093
May-06	4.059	3.304	0.755
Jun-06	4.223	3.392	0.831
Jul-06	4.329	3.497	0.833
Aug-06	4.449	3.555	0.894
Sep-06	4.458	3.553	0.905
Oct-06	4.463	3.611	0.853
Nov-06	4.531	3.627	0.904
Dec-06	4.433	3.488	0.945
Jan-07	4.545	3.487	1.059
Feb-07	4.62	3.46	1.16
Mar-07	4.477	3.386	1.091
Apr-07	4.666	3.536	1.13
May-07	4.508	3.458	1.049
Jun-07	4.522	3.486	1.036
Jul-07	4.232	3.173	1.059
Aug-07	4.482	3.418	1.064
Sep-07	4.517	3.408	1.109
Oct-07	4.385	3.251	1.134
Nov-07	4.666	3.438	1.228
Dec-07	4.791	3.606	1.185
Jan-08	4.941	3.672	1.27
Feb-08	4.891	3.623	1.268
Mar-08	4.693	3.503	1.19
Apr-08	4.589	3.385	1.204
May-08	4.333	3.193	1.14
Jun-08	4.163	3.147	1.015
Jul-08	4.362	3.131	1.231
Aug-08	4.305	3.13	1.176
Sep-08	4.092	2.836	1.256
Oct-08	4.472	3.127	1.345
Nov-08	4.585	3.226	1.359
Dec-08	5.028	3.522	1.506
Jan-09	4.938	3.401	1.537
Feb-09	4.728	3.146	1.582
Mar-09	5.107	3.448	1.659
Apr-09	5.074	3.471	1.602
May-09	5.008	3.444	1.564
Jun-09	4.875	3.386	1.488
Jul-09	4.602	3.215	1.387
Aug-09	4.387	3.002	1.385
Sep-09	4.247	2.939	1.308
Oct-09	4.17	2.926	1.244
Nov-09	4.071	2.821	1.25
Dec-09	3.78	2.756	1.024
Jan-10	3.575	2.586	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.474	2.648	0.826
Apr-10	3.431	2.603	0.828
May-10	3.577	2.635	0.942
Jun-10	3.635	2.72	0.915
Jul-10	3.732	2.817	0.915
Aug-10	3.828	2.912	0.916
Sep-10	3.85	2.928	0.922
Oct-10	4.02	3.019	1
Nov-10	4.073	3.075	0.998
Dec-10	4.434	3.413	1.021
Jan-11	4.132	3.205	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.935	1.029
Apr-11	4.236	3.176	1.06
May-11	4.556	3.39	1.166
Jun-11	4.51	3.361	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.865	3.642	1.223
Sep-11	4.895	3.634	1.262
Oct-11	4.758	3.549	1.209
Nov-11	4.734	3.524	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.102	3.728	1.374
Feb-12	5.163	3.693	1.47
Mar-12	5.212	3.684	1.528
Apr-12	4.912	3.614	1.298
May-12	4.998	3.572	1.426
Jun-12	4.986	3.489	1.497
Jul-12	4.887	3.406	1.48
Aug-12	5.026	3.436	1.59
Sep-12	5.003	3.404	1.598
Oct-12	5.021	3.486	1.535
Nov-12	5.097	3.454	1.644
Dec-12	4.938	3.388	1.551
Jan-13	5.107	3.431	1.676
Feb-13	5.083	3.435	1.648
Mar-13	5.203	3.573	1.63
Apr-13	5.371	3.648	1.724
May-13	5.424	3.754	1.67
Jun-13	5.62	3.909	1.711
Jul-13	6.466	3.808	2.658
Aug-13	6.151	3.643	2.508
Sep-13	6.724	3.914	2.81
Oct-13	6.816	3.876	2.941
Nov-13	6.944	3.938	3.006
Dec-13	6.887	3.864	3.023
Jan-14	6.897	3.9	2.997
Feb-14	7.33	4.213	3.117
Mar-14	7.12	3.961	3.16
Apr-14	7.371	4.045	3.326
May-14	7.451	4.079	3.371
Jun-14	7.605	4.17	3.435
Jul-14	7.837	4.281	3.556
Aug-14	7.799	4.262	3.537
Sep-14	8.049	4.289	3.76
Oct-14	8.397	4.408	3.989
Nov-14	8.424	4.467	3.957
Dec-14	8.693	4.605	4.087
Jan-15	8.744	4.713	4.031
Feb-15	9.056	4.953	4.103
Mar-15	9.296	5.003	4.293
Apr-15	9.374	5.213	4.161
May-15	9.244	4.975	4.269
Jun-15	9.139	5.315	3.824
Jul-15	8.928	5.423	3.505
Aug-15	8.801	5.468	3.333
Sep-15	8.81	5.748	3.062
Oct-15	8.986	5.911	3.075
Nov-15	9.244	6.091	3.153
Dec-15	9.712	6.469	3.243
Jan-16	9.325	6.049	3.276
Feb-16	9.372	6.025	3.348
Mar-16	9.431	6.216	3.214
Apr-16	9.404	6.196	3.208
May-16	9.358	6.047	3.311
Jun-16	9.674	6.036	3.638
Jul-16	9.671	6.089	3.582
Aug-16	9.431	5.771	3.659
Sep-16	9.598	6.065	3.533
Oct-16	8.992	5.806	3.186
Nov-16	9.073	5.673	3.4
Dec-16	9.01	5.572	3.438
Jan-17	9.11	5.771	3.34
Feb-17	8.702	5.406	3.296
Mar-17	8.764	5.41	3.355
Apr-17	8.58	5.294	3.286
May-17	8.707	5.343	3.365
Jun-17	8.702	5.242	3.459
Jul-17	8.604	5.148	3.456
Aug-17	8.997	5.257	3.74
Sep-17	8.718	5.333	3.385
Oct-17	8.465	5.338	3.127
Nov-17	8.983	5.54	3.443
Dec-17	9.261	5.71	3.551
Jan-18	9.63	5.804	3.825
Feb-18	9.756	5.755	4.001
Mar-18	9.253	5.554	3.699
Apr-18	9.402	5.637	3.765
May-18	9.214	5.634	3.58
Jun-18	8.706	5.287	3.418
Jul-18	9.126	5.739	3.387
Aug-18	8.995	5.618	3.377
Sep-18	8.737	5.398	3.339
Oct-18	9.02	5.572	3.447
Nov-18	8.968	5.528	3.44
Dec-18	8.661	5.378	3.283
Jan-19	8.411	5.199	3.211
Feb-19	8.525	5.335	3.19
Mar-19	8.496	5.251	3.245
Apr-19	8.369	5.19	3.178
May-19	8.396	5.192	3.204
Jun-19	7.999	4.783	3.216
Jul-19	8.361	5.265	3.097
Aug-19	9.034	5.61	3.424
Sep-19	9.89	6.158	3.732
Oct-19	9.837	6.059	3.778
Nov-19	10.109	6.246	3.863
Dec-19	10.416	6.531	3.884
Jan-20	10.817	6.935	3.882
Feb-20	11.17	7.214	3.956
Mar-20	10.761	6.866	3.895
Apr-20	11.619	7.52	4.1
May-20	14.121	9.395	4.726
Jun-20	13.534	8.783	4.75
Jul-20	10.494	6.77	3.725
Aug-20	10.924	6.923	4.001
Sep-20	12.778	8.005	4.772
Oct-20	12.23	7.575	4.656
Nov-20	10.357	6.368	3.988
Dec-20	11.392	7.147	4.244
Jan-21	12.394	7.994	4.401
Feb-21	13.729	8.897	4.832
Mar-21	13.051	8.474	4.577
Apr-21	13.842	9.036	4.806
May-21	14.694	9.646	5.048
Jun-21	15.131	9.903	5.229
Jul-21	16.748	11.019	5.729
Aug-21	17.004	10.834	6.171
Sep-21	16.27	10.371	5.9
Oct-21	16.318	10.521	5.796
Nov-21	16.158	10.499	5.659
Dec-21	16.156	10.69	5.466
Jan-22	15.152	9.784	5.368
Feb-22	16.237	10.784	5.453
Mar-22	16.563	11.022	5.54
Apr-22	16.832	11.369	5.463
May-22	17.074	11.67	5.403
Jun-22	17.916	12.367	5.549
Jul-22	17.821	12.309	5.512
Aug-22	18.391	12.471	5.92
Sep-22	18.26	12.504	5.756
Oct-22	18.078	12.342	5.736
Nov-22	19.441	13.34	6.101
Dec-22	19.185	13.036	6.149
Jan-23	19.463	13.245	6.217
Feb-23	19.889	13.62	6.268
Mar-23	21.111	14.066	7.044
Apr-23	19.315	12.976	6.339
May-23	20.831	14.075	6.757
Jun-23	20.18	13.731	6.449

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23"],[[3.956],[4.0330000000000004],[4.0300000000000002],[4.1820000000000004],[4.1239999999999997],[4.1299999999999999],[4.367],[3.8900000000000001],[4.1829999999999998],[4.0490000000000004],[4.266],[4.0590000000000002],[4.2229999999999999],[4.3289999999999997],[4.4489999999999998],[4.4580000000000002],[4.4630000000000001],[4.5309999999999997],[4.4329999999999998],[4.5449999999999999],[4.6200000000000001],[4.4770000000000003],[4.6660000000000004],[4.508],[4.5220000000000002],[4.2320000000000002],[4.4820000000000002],[4.5170000000000003],[4.3849999999999998],[4.6660000000000004],[4.7910000000000004],[4.9409999999999998],[4.891],[4.6929999999999996],[4.5890000000000004],[4.3330000000000002],[4.1630000000000003],[4.3620000000000001],[4.3049999999999997],[4.0919999999999996],[4.4720000000000004],[4.585],[5.0279999999999996],[4.9379999999999997],[4.7279999999999998],[5.1070000000000002],[5.0739999999999998],[5.008],[4.875],[4.6020000000000003],[4.3869999999999996],[4.2469999999999999],[4.1699999999999999],[4.0709999999999997],[3.7799999999999998],[3.5750000000000002],[3.5249999999999999],[3.4740000000000002],[3.431],[3.577],[3.6349999999999998],[3.7320000000000002],[3.8279999999999998],[3.8500000000000001],[4.0199999999999996],[4.0730000000000004],[4.4340000000000002],[4.1319999999999997],[3.927],[3.964],[4.2359999999999998],[4.556],[4.5099999999999998],[4.7530000000000001],[4.8650000000000002],[4.8949999999999996],[4.758],[4.734],[5.0449999999999999],[5.1020000000000003],[5.1630000000000003],[5.2119999999999997],[4.9119999999999999],[4.9980000000000002],[4.9859999999999998],[4.8869999999999996],[5.0259999999999998],[5.0030000000000001],[5.0209999999999999],[5.0970000000000004],[4.9379999999999997],[5.1070000000000002],[5.0830000000000002],[5.2030000000000003],[5.3710000000000004],[5.4240000000000004],[5.6200000000000001],[6.4660000000000002],[6.1509999999999998],[6.7240000000000002],[6.8159999999999998],[6.944],[6.8869999999999996],[6.8970000000000002],[7.3300000000000001],[7.1200000000000001],[7.3710000000000004],[7.4509999999999996],[7.6050000000000004],[7.8369999999999997],[7.7990000000000004],[8.0489999999999995],[8.3970000000000002],[8.4239999999999995],[8.6929999999999996],[8.7439999999999998],[9.0559999999999992],[9.2959999999999994],[9.3740000000000006],[9.2439999999999998],[9.1389999999999993],[8.9280000000000008],[8.8010000000000002],[8.8100000000000005],[8.9860000000000007],[9.2439999999999998],[9.7119999999999997],[9.3249999999999993],[9.3719999999999999],[9.4309999999999992],[9.4039999999999999],[9.3580000000000005],[9.6739999999999995],[9.6709999999999994],[9.4309999999999992],[9.5980000000000008],[8.9920000000000009],[9.0730000000000004],[9.0099999999999998],[9.1099999999999994],[8.702],[8.7639999999999993],[8.5800000000000001],[8.7070000000000007],[8.702],[8.6039999999999992],[8.9969999999999999],[8.718],[8.4649999999999999],[8.9830000000000005],[9.2609999999999992],[9.6300000000000008],[9.7560000000000002],[9.2530000000000001],[9.4019999999999992],[9.2140000000000004],[8.70599999999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Personal finance

In June 2023 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance fell 6.8%, after a rise of 9.2% in May
for personal investment fell 27.6%
for road vehicles fell 2.7%
for travel and holidays rose 6.5% to the highest level since October 2018

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Jun-05	1.445	0.72	0.423	0.183
Jul-05	1.439	0.727	0.4	0.196
Aug-05	1.451	0.742	0.423	0.18
Sep-05	1.47	0.722	0.456	0.192
Oct-05	1.471	0.699	0.472	0.19
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.856	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.212
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.233
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.718	0.79	0.542	0.292
Apr-10	1.71	0.808	0.511	0.269
May-10	1.685	0.817	0.468	0.28
Jun-10	1.82	0.851	0.433	0.396
Jul-10	1.683	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.668	0.889	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.36	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.592	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.619	0.852	0.352	0.28
Jul-11	1.615	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.347	0.299
Oct-11	1.669	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.64	0.935	0.308	0.254
Feb-12	1.58	0.896	0.282	0.24
Mar-12	1.548	0.902	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.663	0.996	0.28	0.247
Jun-12	1.69	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.819	1.069	0.302	0.287
Nov-12	1.876	1.096	0.307	0.298
Dec-12	1.888	1.098	0.307	0.299
Jan-13	1.856	1.057	0.325	0.291
Feb-13	1.855	1.034	0.318	0.292
Mar-13	1.864	1.046	0.33	0.305
Apr-13	1.81	1.007	0.329	0.306
May-13	1.791	1.019	0.336	0.289
Jun-13	1.706	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.738	1.025	0.306	0.246
Sep-13	1.756	1.027	0.31	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.714	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.777	1.03	0.299	0.265
Feb-14	1.863	1.052	0.341	0.265
Mar-14	1.792	1.048	0.316	0.266
Apr-14	1.762	1.037	0.297	0.232
May-14	1.769	1.036	0.313	0.252
Jun-14	1.749	1.02	0.316	0.247
Jul-14	1.822	1.03	0.36	0.265
Aug-14	1.812	1.024	0.339	0.265
Sep-14	1.834	1.019	0.387	0.255
Oct-14	1.927	1.032	0.427	0.295
Nov-14	1.843	0.993	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.816	1.037	0.369	0.245
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.88	1.044	0.405	0.274
Apr-15	2.055	1.107	0.418	0.306
May-15	1.986	1.094	0.392	0.311
Jun-15	1.968	1.115	0.365	NA
Jul-15	1.903	1.088	0.358	NA
Aug-15	1.892	1.103	0.326	NA
Sep-15	1.814	1.103	0.278	0.251
Oct-15	1.77	1.078	0.278	0.246
Nov-15	1.816	1.111	0.282	0.242
Dec-15	1.869	1.121	0.296	0.267
Jan-16	1.861	1.086	0.288	0.281
Feb-16	1.959	1.132	0.299	0.323
Mar-16	2.17	1.354	0.272	0.357
Apr-16	2.313	1.334	0.322	0.427
May-16	2.174	1.29	0.316	0.388
Jun-16	2.103	1.283	0.303	0.369
Jul-16	2.162	1.299	0.319	0.348
Aug-16	2.142	1.271	0.335	0.354
Sep-16	2.066	1.25	0.329	0.313
Oct-16	1.987	1.23	0.306	0.278
Nov-16	2.014	1.239	0.315	0.285
Dec-16	2.051	1.262	0.311	0.285
Jan-17	1.984	1.214	0.303	0.285
Feb-17	1.915	1.169	0.296	0.257
Mar-17	1.809	1.14	0.278	0.229
Apr-17	1.768	1.118	0.248	0.205
May-17	1.75	1.131	0.253	0.198
Jun-17	1.738	1.133	0.25	0.208
Jul-17	1.745	1.131	0.222	0.215
Aug-17	1.747	1.145	0.233	NA
Sep-17	1.855	1.15	0.275	0.243
Oct-17	1.893	1.203	0.247	0.274
Nov-17	1.902	1.226	0.241	0.265
Dec-17	1.803	1.167	0.202	0.249
Jan-18	1.814	1.156	0.225	0.241
Feb-18	1.788	1.152	0.216	0.228
Mar-18	1.753	1.135	0.203	0.238
Apr-18	1.742	1.123	0.19	0.249
May-18	1.717	1.133	0.183	0.249
Jun-18	1.819	1.169	0.228	0.266
Jul-18	1.761	1.155	0.17	0.28
Aug-18	1.791	1.162	0.173	0.303
Sep-18	1.794	1.162	0.151	0.312
Oct-18	1.759	1.131	0.154	0.304
Nov-18	1.694	1.081	0.15	0.295
Dec-18	1.635	1.055	0.15	0.271
Jan-19	1.631	1.05	0.153	0.268
Feb-19	1.634	1.059	0.136	0.261
Mar-19	1.606	1.065	0.144	0.253
Apr-19	1.626	1.058	0.143	0.257
May-19	1.585	1.056	0.142	0.247
Jun-19	1.686	1.08	0.217	0.26
Jul-19	1.643	1.077	0.157	0.265
Aug-19	1.694	1.092	0.148	0.321
Sep-19	1.687	1.1	0.159	0.276
Oct-19	1.714	1.1	0.177	0.288
Nov-19	1.665	1.039	0.159	0.291
Dec-19	1.733	1.103	0.156	0.305
Jan-20	1.771	1.105	0.155	0.332
Feb-20	1.753	1.104	0.16	0.297
Mar-20	1.573	0.976	0.171	0.288
Apr-20	1.186	0.607	0.258	0.208
May-20	1.374	0.883	0.206	0.184
Jun-20	1.508	1.084	0.124	0.208
Jul-20	1.568	1.073	0.161	0.224
Aug-20	1.39	0.925	0.166	0.208
Sep-20	1.544	1.019	0.177	0.226
Oct-20	1.596	1.108	0.166	0.221
Nov-20	1.727	1.18	0.197	0.229
Dec-20	1.748	1.233	0.163	0.223
Jan-21	1.777	1.212	0.175	0.246
Feb-21	1.764	1.119	0.225	0.256
Mar-21	1.803	1.183	0.192	0.266
Apr-21	1.876	1.196	0.224	0.273
May-21	1.935	1.236	0.256	0.288
Jun-21	1.774	1.164	0.172	0.291
Jul-21	1.967	1.176	0.33	0.294
Aug-21	1.94	1.139	0.391	0.287
Sep-21	1.968	1.139	0.361	0.284
Oct-21	2.041	1.153	0.376	0.309
Nov-21	2.11	1.188	0.413	0.314
Dec-21	2.153	1.213	0.446	0.337
Jan-22	2.155	1.201	0.451	0.35
Feb-22	2.265	1.259	0.458	0.362
Mar-22	2.283	1.252	0.456	0.362
Apr-22	2.23	1.202	0.381	0.369
May-22	2.235	1.182	0.431	0.376
Jun-22	1.94	1.033	0.272	0.398
Jul-22	2.113	1.095	0.481	0.354
Aug-22	2.295	1.298	0.439	0.369
Sep-22	2.289	1.255	0.413	0.376
Oct-22	2.266	1.188	0.441	0.39
Nov-22	2.216	1.14	0.394	0.404
Dec-22	2.153	1.122	0.402	0.39
Jan-23	2.162	1.123	0.385	0.409
Feb-23	2.183	1.132	0.371	0.424
Mar-23	2.12	1.154	0.36	0.393
Apr-23	2.158	1.149	0.332	0.4
May-23	2.356	1.35	0.301	0.412
Jun-23	2.195	1.314	0.218	0.456

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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99999],[2.1099999999999999],[2.153],[2.1549999999999998],[2.2650000000000001],[2.2829999999999999],[2.23],[2.2349999999999999],[1.9399999999999999],[2.113],[2.2949999999999999],[2.2890000000000001],[2.266],[2.2160000000000002],[2.153],[2.1619999999999999],[2.1829999999999998],[2.1200000000000001],[2.1579999999999999],[2.3559999999999999],[2.1949999999999998]],[[0.71999999999999997],[0.72699999999999998],[0.74199999999999999],[0.72199999999999998],[0.69899999999999995],[0.69999999999999996],[0.70499999999999996],[0.71099999999999997],[0.69299999999999995],[0.68100000000000005],[0.66500000000000004],[0.69299999999999995],[0.68799999999999994],[0.70599999999999996],[0.71199999999999997],[0.72299999999999998],[0.73199999999999998],[0.751],[0.73399999999999999],[0.746],[0.754],[0.77900000000000003],[0.77800000000000002],[0.81599999999999995],[0.81899999999999995],[0.80200000000000005],[0.78900000000000003],[0.78900000000000003],[0.81299999999999994],[0.81599999999999995],[0.83699999999999997],[0.83199999999999996],[0.82799999999999996],[0.82899999999999996],[0.81000000000000005],[0.78000000000000003],[0.78800000000000003],[0.77300000000000002],[0.76100000000000001],[0.751],[0.73299999999999998],[0.65100000000000002],[0.70199999999999996],[0.71199999999999997],[0.69299999999999995],[0.67800000000000005],[0.68899999999999995],[0.66900000000000004],[0.63800000000000001],[0.66900000000000004],[0.67700000000000005],[0.65900000000000003],[0.67500000000000004],[0.67500000000000004],[0.74199999999999999],[0.73799999999999999],[0.77800000000000002],[0.79000000000000004],[0.80800000000000005],[0.81699999999999995],[0.85099999999999998],[0.84199999999999997],[0.85399999999999998],[0.88900000000000001],[0.871],[0.88300000000000001],[0.86599999999999999],[0.86399999999999999],[0.878],[0.872],[0.88100000000000001],[0.85899999999999999],[0.85199999999999998],[0.86599999999999999],[0.90300000000000002],[0.90400000000000003],[0.92800000000000005],[0.93899999999999995],[0.95999999999999996],[0.93500000000000005],[0.89600000000000002],[0.90200000000000002],[0.95299999999999996],[0.996],[1.008],[1.004],[1.014],[1.0349999999999999],[1.069],[1.0960000000000001],[1.0980000000000001],[1.0569999999999999],[1.034],[1.046],[1.0069999999999999],[1.0189999999999999],[0.995],[1.044],[1.0249999999999999],[1.0269999999999999],[1],[0.96299999999999997],[0.98399999999999999],[1.03],[1.052],[1.048],[1.0369999999999999],[1.036],[1.02],[1.03],[1.024],[1.0189999999999999],[1.032],[0.99299999999999999],[1.0249999999999999],[1.0369999999999999],[1.0249999999999999],[1.044],[1.107],[1.0940000000000001],[1.115],[1.0880000000000001],[1.103],[1.103],[1.0780000000000001],[1.111],[1.121],[1.0860000000000001],[1.1319999999999999],[1.3540000000000001],[1.3340000000000001],[1.29],[1.2829999999999999],[1.2989999999999999],[1.2709999999999999],[1.25],[1.23],[1.2390000000000001],[1.262],[1.214],[1.169],[1.1399999999999999],[1.1180000000000001],[1.131],[1.133],[1.131],[1.145],[1.1499999999999999],[1.2030000000000001],[1.226],[1.167],[1.1559999999999999],[1.1519999999999999],[1.135],[1.123],[1.133],[1.169],[1.155],[1.1619999999999999],[1.1619999999999999],[1.131],[1.081],[1.0549999999999999],[1.05],[1.0589999999999999],[1.0649999999999999],[1.0580000000000001],[1.056],[1.0800000000000001],[1.077],[1.0920000000000001],[1.1000000000000001],[1.1000000000000001],[1.0389999999999999],[1.103],[1.105],[1.1040000000000001],[0.97599999999999998],[0.60699999999999998],[0.88300000000000001],[1.0840000000000001],[1.073],[0.92500000000000004],[1.0189999999999999],[1.1080000000000001],[1.1799999999999999],[1.2330000000000001],[1.212],[1.119],[1.1830000000000001],[1.196],[1.236],[1.1639999999999999],[1.1759999999999999],[1.139],[1.139],[1.153],[1.1879999999999999],[1.2130000000000001],[1.2010000000000001],[1.2589999999999999],[1.252],[1.202],[1.1819999999999999],[1.0329999999999999],[1.095],[1.298],[1.2549999999999999],[1.1879999999999999],[1.1399999999999999],[1.1220000000000001],[1.123],[1.1319999999999999],[1.1539999999999999],[1.149],[1.3500000000000001],[1.3140000000000001]],[[0.42299999999999999],[0.40000000000000002],[0.42299999999999999],[0.45600000000000002],[0.47199999999999998],[0.47499999999999998],[0.49099999999999999],[0.53200000000000003],[0.56499999999999995],[0.53100000000000003],[0.55800000000000005],[0.56299999999999994],[0.50600000000000001],[0.48499999999999999],[0.40799999999999997],[0.36599999999999999],[0.35199999999999998],[0.372],[0.40600000000000003],[0.42699999999999999],[0.437],[0.48099999999999998],[0.53600000000000003],[0.54800000000000004],[0.55600000000000005],[0.47199999999999998],[0.57599999999999996],[0.57199999999999995],[0.54500000000000004],[0.59699999999999998],[0.498],[0.56200000000000006],[0.55100000000000005],[0.48199999999999998],[0.51200000000000001],[0.54000000000000004],[0.34000000000000002],[0.49299999999999999],[0.48299999999999998],[0.48699999999999999],[0.501],[0.45200000000000001],[0.46000000000000002],[0.42399999999999999],[0.4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[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Jun-05	0.023	0.028	0.045	0.094
Jul-05	0.029	0.031	0.046	0.104
Aug-05	0.028	0.029	0.050	0.107
Sep-05	0.031	0.029	0.049	0.111
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.034	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.047	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.065	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.163
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.061	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.042	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.045	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.081	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.039	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.112
Dec-15	0.046	0.076	0.064	0.111
Jan-16	0.044	0.077	0.064	0.109
Feb-16	0.045	0.072	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.065	0.128
Jul-16	0.046	0.078	0.065	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.140
Nov-16	0.045	0.072	0.061	0.140
Dec-16	0.052	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.073	0.063	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.071	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.066	0.060	0.096
Jan-18	0.046	0.065	0.060	0.104
Feb-18	0.046	0.066	0.055	0.102
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.063	0.054	0.116
Jun-18	0.051	0.072	0.054	0.120
Jul-18	0.049	0.063	0.054	0.119
Aug-18	0.049	0.062	0.059	0.122
Sep-18	0.050	0.065	0.054	0.121
Oct-18	0.054	0.063	0.050	0.123
Nov-18	0.052	0.062	0.047	0.125
Dec-18	0.049	0.058	0.044	0.131
Jan-19	0.048	0.055	0.041	0.135
Feb-19	0.046	0.057	0.042	0.135
Mar-19	0.045	0.056	0.037	0.138
Apr-19	0.045	0.056	0.038	0.129
May-19	0.048	0.058	0.041	0.132
Jun-19	0.048	0.056	0.041	0.132
Jul-19	0.056	0.059	0.039	0.142
Aug-19	0.051	0.063	0.037	0.140
Sep-19	0.046	0.070	0.035	0.142
Oct-19	0.047	0.075	0.034	0.158
Nov-19	0.044	0.079	0.034	0.174
Dec-19	0.045	0.086	0.036	0.163
Jan-20	0.046	0.091	0.035	0.186
Feb-20	0.053	0.073	0.035	0.161
Mar-20	0.044	0.070	0.017	0.160
Apr-20	0.029	0.065	0.002	0.119
May-20	0.042	0.060	0.002	0.120
Jun-20	0.066	0.077	0.004	0.107
Jul-20	0.054	0.068	0.002	0.117
Aug-20	0.044	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.133
Oct-20	0.037	0.059	0.008	0.138
Nov-20	0.046	0.068	0.004	0.131
Dec-20	0.046	0.080	0.008	0.127
Jan-21	0.048	0.070	0.005	0.125
Feb-21	0.050	0.094	0.005	0.124
Mar-21	0.052	0.098	0.007	0.161
Apr-21	0.055	0.100	0.007	0.144
May-21	0.057	0.103	0.006	0.152
Jun-21	0.074	0.108	0.006	0.154
Jul-21	0.067	0.116	0.005	0.159
Aug-21	0.057	0.098	0.005	0.138
Sep-21	0.057	0.112	0.005	0.160
Oct-21	0.060	0.133	0.009	0.158
Nov-21	0.056	0.115	0.012	0.156
Dec-21	0.063	0.113	0.013	0.161
Jan-22	0.065	0.124	0.013	0.159
Feb-22	0.071	0.124	0.016	0.169
Mar-22	0.072	0.134	0.019	0.160
Apr-22	0.070	0.142	0.024	0.162
May-22	0.067	0.142	0.026	0.163
Jun-22	0.064	0.154	0.031	0.162
Jul-22	0.058	0.119	0.035	0.165
Aug-22	0.060	0.142	0.038	0.164
Sep-22	0.061	0.142	0.039	0.168
Oct-22	0.059	0.146	0.040	0.164
Nov-22	0.058	0.155	0.040	0.170
Dec-22	0.051	0.159	0.044	0.175
Jan-23	0.057	0.165	0.044	0.201
Feb-23	0.057	0.166	0.043	0.194
Mar-23	0.056	0.146	0.040	0.192
Apr-23	0.050	0.145	0.045	0.180
May-23	0.074	0.164	0.046	0.177
Jun-23	0.078	0.152	0.049	0.171

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

[["Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23"],[[0.023],[0.029000000000000001],[0.028000000000000001],[0.031],[0.027],[0.029999999999999999],[0.029000000000000001],[0.029000000000000001],[0.029000000000000001],[0.029999999999999999],[0.028000000000000001],[0.027],[0.028000000000000001],[0.031],[0.033000000000000002],[0.031],[0.034000000000000002],[0.034000000000000002],[0.035000000000000003],[0.034000000000000002],[0.036999999999999998],[0.035999999999999997],[0.036999999999999998],[0.032000000000000001],[0.042000000000000003],[0.035000000000000003],[0.035000000000000003],[0.034000000000000002],[0.036999999999999998],[0.035999999999999997],[0.036999999999999998],[0.035000000000000003],[0.033000000000000002],[0.032000000000000001],[0.034000000000000002],[0.033000000000000002],[0.031],[0.031],[0.031],[0.034000000000000002],[0.029000000000000001],[0.025999999999999999],[0.027],[0.029000000000000001],[0.029999999999999999],[0.027],[0.029000000000000001],[0.028000000000000001],[0.029999999999999999],[0.029000000000000001],[0.029999999999999999],[0.029000000000000001],[0.028000000000000001],[0.028000000000000001],[0.029999999999999999],[0.032000000000000001],[0.034000000000000002],[0.034000000000000002],[0.032000000000000001],[0.028000000000000001],[0.033000000000000002],[0.034000000000000002],[0.029000000000000001],[0.033000000000000002],[0.033000000000000002],[0.032000000000000001],[0.029999999999999999],[0.025999999999999999],[0.027],[0.031],[0.029999999999999999],[0.032000000000000001],[0.033000000000000002],[0.032000000000000001],[0.034000000000000002],[0.034000000000000002],[0.034000000000000002],[0.035000000000000003],[0.037999999999999999],[0.036999999999999998],[0.036999999999999998],[0.035999999999999997],[0.037999999999999999],[0.035999999999999997],[0.035000000000000003],[0.037999999999999999],[0.037999999999999999],[0.042000000000000003],[0.039],[0.042999999999999997],[0.042000000000000003],[0.041000000000000002],[0.040000000000000001],[0.039],[0.041000000000000002],[0.040000000000000001],[0.035999999999999997],[0.042000000000000003],[0.035999999999999997],[0.039],[0.043999999999999997],[0.039],[0.037999999999999999],[0.042000000000000003],[0.042000000000000003],[0.041000000000000002],[0.035000000000000003],[0.042000000000000003],[0.041000000000000002],[0.040000000000000001],[0.044999999999999998],[0.042999999999999997],[0.043999999999999997],[0.042999999999999997],[0.041000000000000002],[0.035999999999999997],[0.039],[0.039],[0.037999999999999999],[0.040000000000000001],[null],[null],[null],[0.039],[0.041000000000000002],[0.042000000000000003],[0.045999999999999999],[0.043999999999999997],[0.044999999999999998],[0.050999999999999997],[0.050000000000000003],[0.045999999999999999],[0.048000000000000001],[0.045999999999999999],[0.044999999999999998],[0.043999999999999997],[0.044999999999999998],[0.044999999999999998],[0.051999999999999998],[0.048000000000000001],[0.048000000000000001],[0.043999999999999997],[0.037999999999999999],[0.043999999999999997],[0.042999999999999997],[0.044999999999999998],[null],[0.048000000000000001],[0.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Business finance

In June 2023 in seasonally adjusted terms, the value of new loan commitments:

for construction finance fell 12.3%, after a fall of 20.7% in May. In trend terms, it rose 0.8%.
for the purchase of property fell 11.4%, after a rise of 8.4% in May. In trend terms, it rose 1.3%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Jun-05	1.517	1.988	1.553	2.232
Jul-05	1.905	2.378	1.582	2.248
Aug-05	1.439	4.087	1.609	2.28
Sep-05	1.776	2.27	1.631	2.329
Oct-05	1.301	2.309	1.645	2.39
Nov-05	1.434	2.395	1.649	2.459
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.572	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.503
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.427	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.674	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.604	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.513	2.686
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.149	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.021	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.468	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.029	2.69	1.066	2.858
Dec-12	2.683	2.694	1.07	2.873
Jan-13	1.347	3.1	1.078	2.892
Feb-13	0.878	2.855	1.094	2.917
Mar-13	0.943	2.654	1.121	2.95
Apr-13	0.738	2.983	1.167	2.992
May-13	1.344	3.304	1.234	3.051
Jun-13	1.469	3.3	1.32	3.133
Jul-13	1.229	3.055	1.424	3.239
Aug-13	1.496	3.343	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.665	3.416	1.726	3.665
Nov-13	2.228	5.147	1.796	3.819
Dec-13	2.209	4.08	1.849	3.97
Jan-14	1.592	3.214	1.887	4.109
Feb-14	2.245	4.451	1.915	4.228
Mar-14	1.503	4.653	1.937	4.326
Apr-14	3.787	4.204	1.957	4.401
May-14	1.803	4.571	1.98	4.451
Jun-14	1.544	3.887	2.008	4.475
Jul-14	2.908	4.62	2.045	4.482
Aug-14	1.699	4.779	2.091	4.479
Sep-14	2.97	4.257	2.141	4.474
Oct-14	2.166	4.502	2.192	4.474
Nov-14	1.779	3.045	2.233	4.484
Dec-14	2.199	4.766	2.259	4.505
Jan-15	3.625	4.447	2.268	4.536
Feb-15	2.622	4.377	2.267	4.58
Mar-15	1.999	4.424	2.258	4.634
Apr-15	2.413	4.766	2.242	4.702
May-15	2.337	4.994	2.218	4.782
Jun-15	2.088	4.852	2.19	4.874
Jul-15	2.008	4.918	2.164	4.972
Aug-15	2.248	4.99	2.141	5.063
Sep-15	1.879	8.354	2.13	5.142
Oct-15	2.192	5.001	2.132	5.202
Nov-15	2.459	5.263	2.148	5.24
Dec-15	2.184	5.654	2.174	5.255
Jan-16	1.618	4.522	2.196	5.252
Feb-16	1.841	5.564	2.206	5.234
Mar-16	2.995	5.214	2.199	5.206
Apr-16	3.319	5.139	2.179	5.174
May-16	2.237	4.688	2.145	5.147
Jun-16	1.808	5.094	2.104	5.134
Jul-16	2.279	5.382	2.06	5.139
Aug-16	1.863	5.035	2.02	5.162
Sep-16	1.538	5.33	1.99	5.204
Oct-16	1.867	5.161	1.976	5.263
Nov-16	4.693	5.32	1.982	5.332
Dec-16	1.962	5.017	2.006	5.402
Jan-17	2.788	5.899	2.047	5.47
Feb-17	1.81	5.672	2.096	5.533
Mar-17	1.873	5.713	2.147	5.585
Apr-17	2.444	5.277	2.192	5.624
May-17	1.9	5.492	2.235	5.649
Jun-17	2.911	5.815	2.277	5.658
Jul-17	1.838	6.67	2.324	5.65
Aug-17	2.818	5.442	2.377	5.625
Sep-17	1.977	5.245	2.44	5.588
Oct-17	2.187	6.095	2.508	5.54
Nov-17	4.005	5.586	2.573	5.485
Dec-17	2.668	4.836	2.628	5.427
Jan-18	2.916	5.579	2.665	5.375
Feb-18	2.484	5.432	2.676	5.336
Mar-18	2.602	5.166	2.656	5.321
Apr-18	2.982	5.529	2.608	5.333
May-18	2.656	5.071	2.536	5.367
Jun-18	2.261	5.399	2.449	5.412
Jul-18	2.542	5.135	2.353	5.459
Aug-18	2.076	5.614	2.263	5.503
Sep-18	2.109	5.706	2.188	5.542
Oct-18	3.446	5.791	2.136	5.569
Nov-18	1.718	6.223	2.113	5.581
Dec-18	1.963	4.256	2.123	5.582
Jan-19	2.592	5.154	2.17	5.57
Feb-19	2.788	5.104	2.259	5.538
Mar-19	1.898	5.506	2.386	5.486
Apr-19	1.971	5.506	2.534	5.417
May-19	2.68	6.402	2.687	5.334
Jun-19	3.077	7.334	2.831	5.247
Jul-19	2.736	4.434	2.949	5.16
Aug-19	3.078	5.258	3.024	5.076
Sep-19	3.996	5.087	3.051	4.988
Oct-19	3.228	4.147	3.025	4.894
Nov-19	3.185	4.296	2.95	4.791
Dec-19	2.944	4.825	2.835	4.677
Jan-20	2.141	4.735	2.69	4.553
Feb-20	2.189	5.19	2.53	4.426
Mar-20	2.774	4.677	2.378	4.298
Apr-20	2.002	4.275	2.25	4.169
May-20	1.98	3.891	2.154	4.046
Jun-20	3.128	3.654	2.091	3.94
Jul-20	2.28	3.232	2.06	3.864
Aug-20	1.313	3.772	2.051	3.827
Sep-20	2.111	3.898	2.052	3.842
Oct-20	1.904	3.858	2.053	3.924
Nov-20	1.23	4.206	2.052	4.073
Dec-20	2.02	4.84	2.051	4.281
Jan-21	1.069	3.964	2.05	4.533
Feb-21	2.035	4.502	2.051	4.811
Mar-21	2.258	5.188	2.053	5.099
Apr-21	1.901	5.548	2.054	5.393
May-21	1.937	4.617	2.058	5.692
Jun-21	1.697	6.952	2.063	5.988
Jul-21	2.528	6.857	2.069	6.273
Aug-21	2.079	6.045	2.079	6.531
Sep-21	2.276	6.157	2.091	6.746
Oct-21	2.062	7.223	2.106	6.912
Nov-21	1.603	6.737	2.118	7.024
Dec-21	2.376	7.092	2.122	7.084
Jan-22	4.069	7.895	2.119	7.094
Feb-22	1.869	7.666	2.109	7.062
Mar-22	2.386	6.58	2.09	6.985
Apr-22	2.134	6.23	2.066	6.866
May-22	2.053	6.72	2.039	6.708
Jun-22	2.243	6.182	2.014	6.513
Jul-22	1.569	6.844	1.996	6.291
Aug-22	2.175	6.398	1.987	6.064
Sep-22	1.516	5.869	1.996	5.85
Oct-22	2.389	5.481	2.023	5.657
Nov-22	0.947	5.506	2.07	5.493
Dec-22	1.911	5.121	2.131	5.364
Jan-23	1.873	5.073	2.2	5.273
Feb-23	2.836	4.989	2.269	5.222
Mar-23	2.321	4.983	2.33	5.215
Apr-23	3.343	5.446	2.378	5.247
May-23	2.651	5.902	2.412	5.306
Jun-23	2.326	5.23	2.431	5.376

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

			Jun-2023 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		15.91	-2.8	-19.9
		Construction of dwellings	1.58	2.5	-33.1
		Purchase of newly erected dwellings	0.95	-1.2	-14.8
		Purchase of existing dwellings	12.18	-4.4	-18.8
	First home buyers		4.13	0.2	-8.1
Investor
	Total housing (a)		8.69	2.6	-15.0

Number of new loan commitments by purpose (seasonally adjusted)

			Jun-2023 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)
		Construction of dwellings	2 755	6.1	-35.8
		Purchase of newly erected dwellings	1 680	-1.9	-11.2
		Purchase of existing dwellings	20 977	-4.2	-13.3
	First home buyers		8 239	-0.8	-12.2
Investor
	Total housing (a)

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In June 2023 in seasonally adjusted terms, the value of new loan commitments:

for owner occupiers fell 2.8%, after a rise of 5.1% in May
for investors rose 2.6%, after a rise of 5.9% in May

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Jun-21	-2.6	-0.1
Jul-21	1.3	5.5
Aug-21	-3.6	3.1
Sep-21	-3.2	4.2
Oct-21	-2.4	3.0
Nov-21	6.3	4.8
Dec-21	1.4	2.0
Jan-22	2.9	4.4
Feb-22	-4.9	-0.2
Mar-22	-1.3	-1.0
Apr-22	-4.4	-1.9
May-22	0.7	-3.4
Jun-22	-3.3	-4.8
Jul-22	-4.9	-9.3
Aug-22	-2.7	-3.0
Sep-22	-4.6	-2.5
Oct-22	-2.9	-2.4
Nov-22	-4.6	-3.6
Dec-22	-3.9	-3.4
Jan-23	-1.6	-2.7
Feb-23	-1.4	-0.3
Mar-23	5.5	3.8
Apr-23	-2.4	-0.3
May-23	5.1	5.9
Jun-23	-2.8	2.6

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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In June 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 4.4% and was 18.8% lower compared to a year ago
for the construction of new dwellings rose 2.5% but was 33.1% lower compared to a year ago
for the purchase of new dwellings fell 1.2% and was 14.8% lower compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Jun-05	0.806	0.435	6.140	0.342	0.430
Jul-05	0.809	0.457	6.074	0.342	0.403
Aug-05	0.807	0.475	6.263	0.323	0.438
Sep-05	0.815	0.506	6.536	0.329	0.458
Oct-05	0.815	0.534	6.586	0.327	0.455
Nov-05	0.812	0.512	6.745	0.320	0.461
Dec-05	0.835	0.542	6.710	0.329	0.463
Jan-06	0.857	0.534	6.756	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.848	0.593	6.998	0.335	0.496
Apr-06	0.852	0.627	7.130	0.345	0.493
May-06	0.853	0.634	7.232	0.340	0.445
Jun-06	0.896	0.618	7.187	0.344	0.471
Jul-06	0.952	0.607	7.400	0.364	0.465
Aug-06	0.937	0.574	7.166	0.352	0.464
Sep-06	0.905	0.555	6.913	0.327	0.471
Oct-06	0.916	0.575	6.980	0.334	0.472
Nov-06	0.918	0.578	6.939	0.334	0.464
Dec-06	0.916	0.526	7.121	0.338	0.499
Jan-07	0.932	0.616	7.177	0.334	0.518
Feb-07	0.908	0.641	7.382	0.325	0.511
Mar-07	0.925	0.680	7.633	0.321	0.520
Apr-07	0.930	0.624	7.872	0.330	0.514
May-07	0.935	0.678	8.207	0.331	0.543
Jun-07	0.991	0.761	8.686	0.331	0.573
Jul-07	0.959	0.692	8.254	0.315	0.564
Aug-07	0.998	0.700	8.408	0.338	0.609
Sep-07	1.028	0.649	7.927	0.312	0.533
Oct-07	1.050	0.576	8.221	0.318	0.605
Nov-07	0.987	0.543	8.220	0.317	0.592
Dec-07	0.992	0.497	8.001	0.304	0.565
Jan-08	0.999	0.489	8.323	0.347	0.627
Feb-08	1.002	0.481	7.572	0.328	0.527
Mar-08	0.996	0.402	6.974	0.296	0.477
Apr-08	0.961	0.391	6.565	0.294	0.494
May-08	0.920	0.367	6.231	0.288	0.390
Jun-08	0.888	0.420	6.133	0.288	0.466
Jul-08	0.874	0.388	6.130	0.291	0.451
Aug-08	0.841	0.348	6.065	0.282	0.427
Sep-08	0.834	0.402	6.247	0.334	0.430
Oct-08	0.861	0.429	6.501	0.334	0.436
Nov-08	0.839	0.475	6.400	0.350	0.487
Dec-08	0.915	0.503	7.079	0.350	0.523
Jan-09	1.010	0.551	7.723	0.374	0.564
Feb-09	1.054	0.589	8.140	0.383	0.616
Mar-09	1.189	0.643	9.054	0.388	0.697
Apr-09	1.306	0.630	8.911	0.381	0.699
May-09	1.346	0.615	8.785	0.380	0.708
Jun-09	1.370	0.607	8.934	0.364	0.693
Jul-09	1.381	0.603	8.717	0.364	0.706
Aug-09	1.406	0.633	8.516	0.346	0.726
Sep-09	1.505	0.647	8.951	0.340	0.742
Oct-09	1.675	0.613	8.407	0.329	0.777
Nov-09	1.543	0.579	7.977	0.315	0.674
Dec-09	1.453	0.582	7.665	0.301	0.600
Jan-10	1.401	0.519	7.322	0.290	0.581
Feb-10	1.361	0.544	7.021	0.292	0.576
Mar-10	1.269	0.548	6.944	0.286	0.558
Apr-10	1.184	0.558	6.803	0.283	0.529
May-10	1.138	0.566	6.936	0.281	0.514
Jun-10	1.087	0.569	6.683	0.270	0.518
Jul-10	1.109	0.588	6.772	0.271	0.547
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.693	0.272	0.512
Oct-10	1.098	0.609	6.650	0.289	0.514
Nov-10	1.163	0.709	6.675	0.272	0.507
Dec-10	1.130	0.599	6.861	0.275	0.574
Jan-11	1.055	0.591	6.631	0.241	0.496
Feb-11	1.083	0.509	6.587	0.257	0.437
Mar-11	1.053	0.523	6.531	0.268	0.455
Apr-11	1.086	0.552	6.636	0.261	0.467
May-11	1.172	0.613	6.533	0.266	0.503
Jun-11	1.082	0.589	6.596	0.275	0.554
Jul-11	1.089	0.591	6.621	0.260	0.472
Aug-11	1.059	0.615	6.609	0.277	0.481
Sep-11	1.082	0.575	6.392	0.268	0.479
Oct-11	1.047	0.566	6.523	0.242	0.483
Nov-11	1.082	0.592	6.569	0.256	0.467
Dec-11	1.065	0.621	6.942	0.250	0.515
Jan-12	1.086	0.622	6.936	0.271	0.480
Feb-12	1.130	0.549	6.269	0.247	0.487
Mar-12	1.093	0.584	6.324	0.243	0.458
Apr-12	1.113	0.636	6.430	0.244	0.500
May-12	1.154	0.579	6.620	0.239	0.518
Jun-12	1.183	0.584	6.675	0.240	0.567
Jul-12	1.206	0.551	6.777	0.243	0.500
Aug-12	1.173	0.561	6.964	0.241	0.497
Sep-12	1.129	0.591	7.044	0.241	0.496
Oct-12	1.116	0.578	6.923	0.248	0.522
Nov-12	1.115	0.546	7.007	0.243	0.519
Dec-12	1.158	0.530	7.062	0.250	0.529
Jan-13	1.141	0.566	7.276	0.236	0.577
Feb-13	1.166	0.530	7.381	0.242	0.558
Mar-13	1.263	0.572	7.665	0.249	0.601
Apr-13	1.254	0.549	7.644	0.239	0.615
May-13	1.229	0.565	7.778	0.245	0.607
Jun-13	1.263	0.488	7.891	0.240	0.598
Jul-13	1.240	0.554	7.907	0.239	0.577
Aug-13	1.268	0.548	7.567	0.243	0.611
Sep-13	1.291	0.536	8.060	0.241	0.627
Oct-13	1.306	0.566	8.148	0.235	0.638
Nov-13	1.338	0.654	8.294	0.239	0.669
Dec-13	1.307	0.584	8.147	0.246	0.659
Jan-14	1.412	0.569	8.279	0.244	0.678
Feb-14	1.445	0.603	8.442	0.253	0.704
Mar-14	1.488	0.591	8.385	0.239	0.677
Apr-14	1.479	0.577	8.377	0.241	0.641
May-14	1.501	0.591	8.268	0.248	0.625
Jun-14	1.498	0.640	8.355	0.240	0.649
Jul-14	1.494	0.627	8.269	0.244	0.652
Aug-14	1.432	0.640	8.041	0.235	0.623
Sep-14	1.487	0.622	8.141	0.236	0.628
Oct-14	1.535	0.629	8.326	0.244	0.681
Nov-14	1.451	0.645	7.999	0.238	0.630
Dec-14	1.447	0.607	8.527	0.223	0.571
Jan-15	1.464	0.599	8.656	0.254	0.567
Feb-15	1.424	0.689	8.377	0.245	0.553
Mar-15	1.461	0.695	8.785	0.256	0.533
Apr-15	1.517	0.714	8.752	0.262	0.547
May-15	1.403	0.682	8.271	0.254	0.528
Jun-15	1.386	0.722	9.034	0.274	0.567
Jul-15	1.369	0.800	9.291	0.266	0.597
Aug-15	1.406	0.798	10.120	0.276	0.614
Sep-15	1.441	0.933	10.321	0.265	0.600
Oct-15	1.437	0.851	10.005	0.264	0.585
Nov-15	1.482	0.835	9.814	0.272	0.583
Dec-15	1.480	0.899	9.648	0.269	0.602
Jan-16	1.470	0.888	9.362	0.260	0.536
Feb-16	1.432	0.864	9.532	0.274	0.627
Mar-16	1.431	0.836	9.259	0.276	0.660
Apr-16	1.459	0.883	9.433	0.279	0.666
May-16	1.490	0.892	9.468	0.264	0.662
Jun-16	1.444	0.906	9.450	0.269	0.628
Jul-16	1.453	0.850	9.200	0.276	0.644
Aug-16	1.510	0.867	9.037	0.268	0.631
Sep-16	1.493	0.867	9.169	0.276	0.642
Oct-16	1.495	0.888	9.316	0.264	0.633
Nov-16	1.475	0.922	9.388	0.271	0.648
Dec-16	1.502	0.925	9.651	0.267	0.709
Jan-17	1.477	0.955	9.844	0.282	0.674
Feb-17	1.472	0.876	9.854	0.281	0.714
Mar-17	1.518	1.005	10.189	0.279	0.725
Apr-17	1.609	0.984	10.216	0.290	0.774
May-17	1.623	0.986	10.075	0.292	0.830
Jun-17	1.668	1.018	10.167	0.282	0.790
Jul-17	1.798	1.042	10.346	0.259	0.786
Aug-17	1.711	1.051	10.639	0.294	0.790
Sep-17	1.635	1.085	10.429	0.316	0.814
Oct-17	1.640	1.068	10.282	0.297	0.824
Nov-17	1.650	1.025	10.375	0.287	0.800
Dec-17	1.611	1.042	10.260	0.280	0.793
Jan-18	1.712	1.043	10.383	0.281	0.854
Feb-18	1.562	1.123	10.490	0.246	0.774
Mar-18	1.555	1.065	10.211	0.238	0.778
Apr-18	1.511	1.051	10.220	0.230	0.781
May-18	1.537	1.084	10.555	0.232	0.811
Jun-18	1.651	1.033	10.186	0.223	0.844
Jul-18	1.766	1.013	10.101	0.212	0.814
Aug-18	1.574	0.957	9.810	0.212	0.788
Sep-18	1.449	0.929	9.527	0.208	0.723
Oct-18	1.527	0.928	9.824	0.206	0.718
Nov-18	1.500	0.900	9.156	0.208	0.699
Dec-18	1.413	0.844	8.560	0.252	0.726
Jan-19	1.415	0.807	8.630	0.186	0.758
Feb-19	1.508	0.801	9.039	0.212	0.593
Mar-19	1.496	0.748	8.672	0.201	0.526
Apr-19	1.436	0.816	8.697	0.200	0.616
May-19	1.463	0.815	8.463	0.201	0.610
Jun-19	1.448	0.759	8.751	0.202	0.638
Jul-19	1.476	0.857	8.951	0.207	0.632
Aug-19	1.449	0.971	9.285	0.209	0.677
Sep-19	1.491	1.026	9.538	0.210	0.690
Oct-19	1.507	1.018	9.991	0.244	0.715
Nov-19	1.534	1.109	10.393	0.207	0.739
Dec-19	1.570	1.087	10.573	0.208	0.732
Jan-20	1.653	1.079	10.758	0.208	0.755
Feb-20	1.698	1.062	10.254	0.216	0.765
Mar-20	1.616	1.064	10.567	0.195	0.770
Apr-20	1.686	1.073	9.691	0.215	0.751
May-20	1.679	1.055	8.470	0.220	0.657
Jun-20	1.627	1.052	9.102	0.219	0.762
Jul-20	1.795	1.102	10.109	0.223	1.061
Aug-20	2.130	1.169	11.418	0.217	1.339
Sep-20	2.591	1.216	11.858	0.229	1.377
Oct-20	2.829	1.225	12.070	0.273	1.370
Nov-20	2.999	1.308	12.604	0.278	1.336
Dec-20	3.389	1.399	13.187	0.297	1.376
Jan-21	4.006	1.449	14.822	0.309	1.332
Feb-21	4.200	1.522	14.513	0.329	1.315
Mar-21	3.585	1.541	15.320	0.319	1.252
Apr-21	3.256	1.555	16.308	0.391	1.190
May-21	3.186	1.510	16.554	0.461	1.071
Jun-21	2.556	1.593	16.670	0.478	0.895
Jul-21	2.617	1.517	16.917	0.489	0.936
Aug-21	2.466	1.420	16.406	0.496	0.886
Sep-21	2.312	1.340	15.940	0.498	0.883
Oct-21	2.134	1.207	15.768	0.500	0.869
Nov-21	2.269	1.284	16.694	0.609	0.909
Dec-21	2.203	1.329	17.091	0.536	0.899
Jan-22	2.170	1.290	17.856	0.498	0.887
Feb-22	2.209	1.214	16.733	0.562	0.868
Mar-22	2.194	1.211	16.483	0.588	0.836
Apr-22	2.172	1.152	15.690	0.608	0.759
May-22	2.344	1.160	15.580	0.650	0.796
Jun-22	2.364	1.110	15.000	0.597	0.784
Jul-22	2.289	1.076	14.180	0.585	0.752
Aug-22	2.277	0.981	13.803	0.554	0.757
Sep-22	2.124	0.993	13.202	0.502	0.709
Oct-22	2.048	1.014	12.710	0.558	0.685
Nov-22	1.899	0.950	12.238	0.512	0.635
Dec-22	1.787	0.932	11.802	0.533	0.547
Jan-23	1.687	0.890	11.730	0.479	0.572
Feb-23	1.584	0.893	11.618	0.458	0.587
Mar-23	1.600	0.928	12.307	0.513	0.620
Apr-23	1.484	0.910	12.077	0.487	0.622
May-23	1.544	0.957	12.744	0.467	0.665
Jun-23	1.582	0.946	12.178	0.507	0.697

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics about owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Hide/unhide series in the graph by clicking the legend above (toggle the 'purchase of existing dwellings' series for a closer look at the other purposes of owner occupier lending).

In June 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in New South Wales fell 3.9%, in Victoria fell 1.4%, in Tasmania fell 12.6%, in South Australia fell 3.3%, in the Australian Capital Territory fell 3.0% and in the Northern Territory fell 0.3%
in Queensland rose 0.6% and in Western Australia rose 0.04%

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Jun-05	2.399	1.944	1.752	0.578	1.073	0.135	0.104	0.119
Jul-05	2.460	1.867	1.704	0.588	1.106	0.134	0.096	0.119
Aug-05	2.492	1.896	1.800	0.592	1.156	0.145	0.101	0.126
Sep-05	2.656	1.915	1.861	0.618	1.203	0.138	0.136	0.133
Oct-05	2.603	1.932	1.944	0.619	1.248	0.147	0.115	0.135
Nov-05	2.592	1.976	1.971	0.623	1.279	0.145	0.121	0.130
Dec-05	2.616	2.008	1.943	0.611	1.336	0.147	0.108	0.128
Jan-06	2.582	1.954	1.981	0.597	1.391	0.167	0.117	0.122
Feb-06	2.653	1.998	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.703	1.973	2.063	0.669	1.464	0.169	0.117	0.149
Apr-06	2.788	2.024	2.059	0.687	1.456	0.168	0.113	0.139
May-06	2.805	2.028	2.123	0.702	1.480	0.148	0.114	0.133
Jun-06	2.764	1.947	2.135	0.690	1.492	0.168	0.107	0.133
Jul-06	2.734	2.099	2.282	0.711	1.582	0.166	0.104	0.159
Aug-06	2.671	2.047	2.187	0.697	1.434	0.174	0.109	0.153
Sep-06	2.557	2.016	2.143	0.716	1.345	0.183	0.094	0.163
Oct-06	2.578	2.052	2.186	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.299	0.166	0.086	0.169
Dec-06	2.603	2.092	2.262	0.665	1.369	0.169	0.091	0.170
Jan-07	2.712	2.099	2.308	0.686	1.320	0.160	0.094	0.147
Feb-07	2.739	2.119	2.404	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.197	2.490	0.739	1.344	0.172	0.106	0.195
Apr-07	2.921	2.248	2.589	0.732	1.352	0.175	0.085	0.183
May-07	2.943	2.394	2.664	0.753	1.453	0.198	0.082	0.207
Jun-07	3.176	2.423	2.735	0.783	1.648	0.203	0.101	0.207
Jul-07	3.016	2.250	2.718	0.763	1.552	0.194	0.100	0.208
Aug-07	3.060	2.431	2.759	0.780	1.506	0.183	0.084	0.202
Sep-07	2.856	2.402	2.595	0.773	1.434	0.193	0.092	0.179
Oct-07	3.108	2.392	2.582	0.781	1.390	0.199	0.094	0.184
Nov-07	2.998	2.423	2.607	0.775	1.410	0.198	0.093	0.187
Dec-07	2.938	2.372	2.518	0.776	1.363	0.178	0.087	0.193
Jan-08	3.111	2.414	2.527	0.759	1.468	0.195	0.075	0.198
Feb-08	2.769	2.340	2.358	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.078	0.654	1.209	0.199	0.071	0.163
Apr-08	2.452	2.066	1.940	0.661	1.148	0.175	0.098	0.176
May-08	2.365	2.001	1.846	0.597	1.016	0.134	0.080	0.156
Jun-08	2.313	1.989	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.309	1.937	1.765	0.612	1.137	0.143	0.085	0.160
Aug-08	2.313	1.877	1.649	0.640	1.060	0.148	0.082	0.176
Sep-08	2.306	2.014	1.828	0.638	1.074	0.147	0.087	0.169
Oct-08	2.327	2.061	1.896	0.642	1.129	0.165	0.105	0.212
Nov-08	2.347	2.104	1.958	0.680	1.072	0.181	0.099	0.160
Dec-08	2.684	2.212	2.084	0.726	1.165	0.191	0.110	0.204
Jan-09	2.946	2.361	2.305	0.794	1.259	0.207	0.108	0.224
Feb-09	3.309	2.415	2.376	0.830	1.327	0.225	0.125	0.217
Mar-09	3.579	2.776	2.676	0.840	1.448	0.228	0.137	0.261
Apr-09	3.468	2.757	2.699	0.851	1.511	0.225	0.134	0.255
May-09	3.441	2.741	2.651	0.865	1.549	0.198	0.127	0.255
Jun-09	3.509	2.757	2.667	0.833	1.590	0.222	0.109	0.253
Jul-09	3.438	2.830	2.567	0.853	1.569	0.219	0.114	0.230
Aug-09	3.360	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.546	2.939	2.589	0.810	1.733	0.208	0.115	0.266
Oct-09	3.301	2.945	2.487	0.790	1.680	0.214	0.117	0.231
Nov-09	3.069	2.820	2.322	0.729	1.656	0.197	0.100	0.220
Dec-09	2.895	2.718	2.237	0.710	1.534	0.181	0.097	0.223
Jan-10	2.747	2.659	2.086	0.675	1.428	0.168	0.096	0.202
Feb-10	2.618	2.714	2.009	0.619	1.386	0.160	0.105	0.206
Mar-10	2.654	2.605	1.952	0.639	1.269	0.158	0.086	0.197
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.754	2.594	1.833	0.641	1.151	0.148	0.088	0.184
Jun-10	2.630	2.565	1.794	0.598	1.121	0.145	0.076	0.180
Jul-10	2.718	2.699	1.777	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.151	0.088	0.198
Oct-10	2.644	2.631	1.744	0.607	1.123	0.140	0.071	0.182
Nov-10	2.710	2.640	1.777	0.650	1.145	0.137	0.076	0.195
Dec-10	2.798	2.675	1.761	0.626	1.157	0.145	0.070	0.190
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.187
Feb-11	2.711	2.572	1.527	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.540	0.562	1.093	0.145	0.077	0.178
Apr-11	2.714	2.537	1.586	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.600	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.675	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.715	0.548	1.122	0.147	0.076	0.176
Sep-11	2.739	2.414	1.534	0.622	1.124	0.137	0.079	0.184
Oct-11	2.812	2.361	1.572	0.568	1.114	0.134	0.071	0.193
Nov-11	2.854	2.348	1.650	0.553	1.148	0.135	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.186
Jan-12	3.054	2.416	1.829	0.525	1.221	0.135	0.085	0.185
Feb-12	2.519	2.355	1.649	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.120	0.099	0.175
Apr-12	2.526	2.425	1.769	0.531	1.253	0.118	0.092	0.180
May-12	2.566	2.510	1.802	0.539	1.274	0.131	0.088	0.186
Jun-12	2.599	2.589	1.760	0.553	1.329	0.141	0.100	0.188
Jul-12	2.641	2.519	1.740	0.555	1.410	0.133	0.109	0.194
Aug-12	2.723	2.522	1.820	0.559	1.481	0.136	0.100	0.202
Sep-12	2.726	2.529	1.802	0.537	1.452	0.137	0.097	0.192
Oct-12	2.647	2.518	1.842	0.551	1.370	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.474	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.555	0.138	0.102	0.194
Jan-13	2.725	2.592	1.833	0.592	1.614	0.132	0.107	0.188
Feb-13	2.766	2.590	1.873	0.609	1.593	0.135	0.096	0.204
Mar-13	2.916	2.699	1.935	0.620	1.673	0.145	0.090	0.211
Apr-13	2.947	2.651	1.902	0.636	1.716	0.135	0.092	0.211
May-13	2.974	2.684	1.967	0.625	1.711	0.144	0.098	0.203
Jun-13	2.947	2.687	2.016	0.673	1.698	0.141	0.106	0.216
Jul-13	3.002	2.635	2.040	0.670	1.664	0.146	0.116	0.232
Aug-13	2.975	2.624	1.918	0.625	1.671	0.158	0.100	0.260
Sep-13	3.083	2.732	2.046	0.677	1.685	0.163	0.102	0.260
Oct-13	3.187	2.666	2.103	0.734	1.702	0.180	0.111	0.213
Nov-13	3.264	2.856	2.145	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.780	2.117	0.688	1.689	0.167	0.088	0.227
Jan-14	3.196	2.819	2.216	0.685	1.756	0.162	0.104	0.241
Feb-14	3.275	2.865	2.284	0.672	1.785	0.171	0.126	0.241
Mar-14	3.241	2.865	2.224	0.685	1.770	0.172	0.112	0.240
Apr-14	3.314	2.879	2.178	0.695	1.673	0.184	0.117	0.225
May-14	3.186	2.839	2.178	0.691	1.808	0.157	0.125	0.229
Jun-14	3.290	2.888	2.172	0.696	1.893	0.182	0.104	0.209
Jul-14	3.242	2.961	2.170	0.701	1.721	0.164	0.113	0.237
Aug-14	3.111	2.856	2.198	0.670	1.703	0.166	0.126	0.234
Sep-14	3.172	2.831	2.231	0.683	1.641	0.174	0.126	0.237
Oct-14	3.336	2.952	2.214	0.683	1.695	0.166	0.127	0.236
Nov-14	3.088	2.869	2.184	0.677	1.653	0.153	0.106	0.239
Dec-14	3.391	2.936	2.150	0.699	1.643	0.157	0.116	0.249
Jan-15	3.544	3.020	2.181	0.737	1.541	0.178	0.102	0.259
Feb-15	3.431	2.847	2.209	0.677	1.582	0.163	0.102	0.265
Mar-15	3.647	3.029	2.244	0.692	1.606	0.168	0.100	0.248
Apr-15	3.552	3.070	2.334	0.684	1.578	0.159	0.107	0.263
May-15	3.335	2.944	2.218	0.666	1.472	0.150	0.093	0.252
Jun-15	3.842	3.215	2.248	0.655	1.529	0.154	0.092	0.262
Jul-15	4.011	3.308	2.330	0.701	1.498	0.162	0.081	0.233
Aug-15	4.431	3.770	2.324	0.719	1.462	0.158	0.093	0.262
Sep-15	4.713	3.692	2.347	0.738	1.494	0.156	0.092	0.279
Oct-15	4.429	3.700	2.305	0.718	1.456	0.157	0.086	0.271
Nov-15	4.307	3.772	2.229	0.730	1.410	0.162	0.101	0.287
Dec-15	4.271	3.658	2.348	0.728	1.403	0.169	0.072	0.270
Jan-16	4.120	3.554	2.278	0.687	1.370	0.171	0.097	0.270
Feb-16	4.216	3.617	2.314	0.713	1.352	0.158	0.092	0.259
Mar-16	4.037	3.560	2.297	0.726	1.337	0.156	0.088	0.276
Apr-16	4.123	3.621	2.332	0.751	1.341	0.164	0.081	0.290
May-16	4.152	3.600	2.388	0.772	1.321	0.170	0.079	0.300
Jun-16	4.183	3.561	2.381	0.747	1.290	0.174	0.079	0.292
Jul-16	4.081	3.411	2.332	0.751	1.324	0.178	0.079	0.269
Aug-16	4.011	3.340	2.400	0.741	1.297	0.179	0.082	0.271
Sep-16	4.022	3.441	2.445	0.739	1.277	0.190	0.071	0.239
Oct-16	4.014	3.529	2.448	0.745	1.271	0.186	0.080	0.267
Nov-16	4.137	3.596	2.423	0.737	1.282	0.198	0.077	0.276
Dec-16	4.337	3.724	2.454	0.737	1.294	0.192	0.079	0.294
Jan-17	4.429	3.769	2.484	0.746	1.246	0.190	0.071	0.306
Feb-17	4.339	3.813	2.430	0.773	1.297	0.185	0.072	0.281
Mar-17	4.645	3.915	2.494	0.791	1.276	0.209	0.102	0.321
Apr-17	4.626	3.958	2.562	0.777	1.281	0.185	0.078	0.316
May-17	4.657	3.966	2.537	0.758	1.296	0.201	0.070	0.324
Jun-17	4.637	4.080	2.543	0.779	1.328	0.192	0.083	0.341
Jul-17	4.731	4.213	2.569	0.756	1.326	0.194	0.078	0.329
Aug-17	5.035	4.317	2.527	0.736	1.313	0.200	0.077	0.330
Sep-17	4.800	4.358	2.469	0.746	1.256	0.192	0.086	0.350
Oct-17	4.573	4.323	2.493	0.744	1.292	0.208	0.082	0.334
Nov-17	4.650	4.332	2.545	0.775	1.248	0.218	0.062	0.334
Dec-17	4.612	4.317	2.515	0.776	1.223	0.212	0.087	0.332
Jan-18	4.661	4.354	2.505	0.767	1.279	0.199	0.073	0.334
Feb-18	4.782	4.360	2.461	0.775	1.167	0.203	0.084	0.340
Mar-18	4.559	4.263	2.487	0.735	1.171	0.210	0.069	0.345
Apr-18	4.613	4.089	2.430	0.727	1.187	0.221	0.074	0.372
May-18	4.799	4.324	2.541	0.790	1.186	0.218	0.077	0.336
Jun-18	4.622	4.289	2.570	0.759	1.142	0.219	0.076	0.327
Jul-18	4.457	4.330	2.578	0.790	1.137	0.235	0.071	0.328
Aug-18	4.413	4.113	2.395	0.798	1.041	0.210	0.071	0.336
Sep-18	4.220	3.850	2.309	0.731	1.128	0.208	0.075	0.314
Oct-18	4.158	3.931	2.376	0.805	1.170	0.244	0.064	0.358
Nov-18	3.925	3.812	2.231	0.769	1.155	0.224	0.069	0.349
Dec-18	3.759	3.633	2.052	0.757	1.029	0.226	0.060	0.324
Jan-19	3.652	3.539	2.111	0.764	1.044	0.219	0.070	0.291
Feb-19	3.934	3.584	2.200	0.755	1.013	0.231	0.058	0.316
Mar-19	3.663	3.552	2.110	0.725	1.027	0.206	0.063	0.292
Apr-19	3.803	3.491	2.089	0.731	1.016	0.208	0.078	0.285
May-19	3.703	3.555	2.083	0.694	1.006	0.203	0.071	0.284
Jun-19	3.774	3.611	2.152	0.717	1.030	0.218	0.062	0.274
Jul-19	3.955	3.689	2.176	0.692	1.027	0.210	0.064	0.308
Aug-19	4.121	3.843	2.283	0.740	1.088	0.219	0.056	0.321
Sep-19	4.276	3.886	2.353	0.754	1.109	0.230	0.060	0.307
Oct-19	4.447	4.116	2.353	0.743	1.094	0.217	0.057	0.343
Nov-19	4.716	4.295	2.444	0.815	1.154	0.219	0.056	0.348
Dec-19	4.753	4.483	2.509	0.804	1.153	0.209	0.063	0.366
Jan-20	4.833	4.465	2.384	0.780	1.143	0.220	0.063	0.364
Feb-20	4.467	4.247	2.551	0.764	1.190	0.230	0.060	0.361
Mar-20	4.966	4.210	2.486	0.750	1.150	0.223	0.060	0.347
Apr-20	4.786	4.188	2.006	0.716	0.970	0.210	0.058	0.354
May-20	3.956	4.039	2.004	0.661	0.908	0.183	0.052	0.335
Jun-20	4.361	3.728	2.413	0.769	1.034	0.213	0.058	0.350
Jul-20	4.885	4.016	2.674	0.850	1.219	0.225	0.078	0.342
Aug-20	5.318	4.667	3.077	0.949	1.441	0.308	0.075	0.450
Sep-20	5.867	4.309	3.524	1.063	1.786	0.300	0.090	0.474
Oct-20	5.896	4.034	3.672	1.103	2.037	0.308	0.098	0.459
Nov-20	6.103	4.756	3.624	1.032	2.031	0.286	0.107	0.453
Dec-20	6.376	5.593	3.799	1.015	2.151	0.310	0.098	0.482
Jan-21	6.645	6.207	4.180	1.130	2.396	0.326	0.105	0.589
Feb-21	6.512	6.432	4.107	1.250	2.429	0.336	0.120	0.477
Mar-21	6.914	6.400	4.141	1.193	2.228	0.313	0.115	0.483
Apr-21	7.386	6.896	4.178	1.227	2.166	0.311	0.119	0.488
May-21	7.486	6.880	4.049	1.160	2.237	0.302	0.129	0.530
Jun-21	7.601	6.588	4.063	1.174	2.060	0.298	0.111	0.554
Jul-21	7.750	6.624	4.034	1.110	2.052	0.282	0.122	0.543
Aug-21	7.427	6.471	3.958	1.118	1.975	0.268	0.120	0.490
Sep-21	7.347	5.679	3.979	1.133	2.038	0.270	0.101	0.488
Oct-21	6.609	5.812	3.944	1.114	1.988	0.273	0.099	0.412
Nov-21	7.303	6.488	3.991	1.131	2.037	0.277	0.116	0.504
Dec-21	7.431	6.642	4.001	1.144	2.062	0.284	0.106	0.494
Jan-22	7.523	6.652	3.891	1.149	2.080	0.265	0.105	0.644
Feb-22	6.940	6.510	3.851	1.096	2.105	0.276	0.107	0.480
Mar-22	6.863	6.411	3.883	1.106	2.071	0.277	0.111	0.522
Apr-22	6.526	6.111	3.800	1.102	2.028	0.290	0.107	0.530
May-22	6.468	6.364	3.875	1.147	1.941	0.294	0.094	0.533
Jun-22	6.258	5.882	3.871	1.170	1.887	0.284	0.113	0.517
Jul-22	5.959	5.653	3.581	1.088	1.766	0.277	0.116	0.490
Aug-22	5.629	5.452	3.526	1.032	1.858	0.292	0.123	0.513
Sep-22	5.392	5.168	3.346	1.001	1.732	0.274	0.101	0.487
Oct-22	5.205	5.028	3.217	0.957	1.760	0.258	0.095	0.440
Nov-22	5.014	4.721	3.150	0.935	1.688	0.245	0.088	0.415
Dec-22	4.826	4.537	3.023	0.928	1.656	0.247	0.091	0.358
Jan-23	4.585	4.166	3.027	0.907	1.594	0.241	0.098	0.406
Feb-23	4.863	4.287	2.879	0.872	1.550	0.229	0.077	0.393
Mar-23	4.960	4.417	3.183	0.954	1.632	0.240	0.096	0.405
Apr-23	4.747	4.415	3.145	0.956	1.626	0.240	0.075	0.381
May-23	5.277	4.646	3.204	0.960	1.697	0.268	0.080	0.382
Jun-23	5.071	4.580	3.222	0.928	1.697	0.234	0.080	0.370

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In June 2023 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales rose 3.2%, in Queensland rose 5.4%, in Western Australia rose 7.3%, in Victoria rose 1.3%, in the Australian Capital Territory (a smaller and typically more volatile series) rose 12.8% and in Tasmania rose 3.0%
in South Australia fell 5.1% and in the Northern Territory fell 3.1%

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Jun-05	1.669	0.881	1.090	0.264	0.559	0.046	0.032	0.062
Jul-05	1.648	0.932	1.084	0.272	0.646	0.051	0.016	0.060
Aug-05	1.570	0.892	1.049	0.276	0.677	0.046	0.032	0.075
Sep-05	1.649	0.921	1.108	0.279	0.773	0.050	0.033	0.070
Oct-05	1.724	1.076	1.182	0.300	0.802	0.048	0.030	0.084
Nov-05	1.741	0.978	1.170	0.302	0.840	0.049	0.035	0.084
Dec-05	1.697	0.975	1.134	0.287	0.891	0.045	0.034	0.087
Jan-06	1.687	0.941	1.271	0.296	0.983	0.054	0.031	0.081
Feb-06	1.611	1.003	1.234	0.282	0.995	0.046	0.032	0.070
Mar-06	1.588	0.997	1.221	0.289	1.063	0.063	0.034	0.080
Apr-06	1.418	1.001	1.269	0.292	1.083	0.044	0.035	0.076
May-06	1.720	1.086	1.304	0.306	1.134	0.047	0.035	0.078
Jun-06	1.852	1.104	1.444	0.312	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.571	1.075	1.330	0.306	1.100	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.409	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.277	0.949	0.060	0.038	0.064
Dec-06	1.390	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.448	1.049	1.481	0.315	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.601	1.126	1.625	0.340	0.952	0.060	0.049	0.083
Apr-07	1.577	1.180	1.668	0.358	0.973	0.061	0.057	0.100
May-07	1.729	1.293	1.772	0.387	1.025	0.064	0.054	0.112
Jun-07	1.933	1.356	1.861	0.420	1.077	0.067	0.051	0.115
Jul-07	1.725	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.662	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.590	1.388	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.442	1.355	1.738	0.417	0.948	0.050	0.039	0.095
Nov-07	1.547	1.445	1.773	0.426	0.934	0.054	0.038	0.102
Dec-07	1.509	1.477	1.688	0.423	0.905	0.068	0.036	0.093
Jan-08	1.436	1.482	1.638	0.391	0.947	0.067	0.044	0.106
Feb-08	1.380	1.445	1.524	0.415	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.415	0.381	0.714	0.052	0.040	0.093
Apr-08	1.276	1.296	1.348	0.360	0.703	0.057	0.040	0.089
May-08	1.182	1.211	1.209	0.344	0.689	0.052	0.035	0.081
Jun-08	1.173	1.214	1.143	0.336	0.710	0.050	0.038	0.084
Jul-08	1.214	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.293	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.288	1.256	1.062	0.352	0.672	0.046	0.048	0.094
Nov-08	1.193	1.190	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.283	1.168	1.023	0.320	0.605	0.049	0.035	0.079
Jan-09	1.322	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.312	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.603	0.050	0.051	0.106
Apr-09	1.377	1.290	1.115	0.388	0.649	0.056	0.043	0.110
May-09	1.390	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.504	1.287	1.221	0.308	0.693	0.047	0.044	0.110
Jul-09	1.484	1.365	1.306	0.375	0.686	0.065	0.058	0.120
Aug-09	1.568	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.240	0.369	0.819	0.073	0.062	0.119
Oct-09	1.531	1.428	1.341	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.569	1.323	0.382	0.897	0.070	0.064	0.123
Dec-09	1.564	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.598	1.489	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.584	1.577	1.301	0.389	0.789	0.061	0.057	0.121
Mar-10	1.653	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.671	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.677	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.561	1.622	1.057	0.381	0.595	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.409	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.559	1.576	1.061	0.370	0.626	0.068	0.037	0.116
Dec-10	1.741	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.690	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.526	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.548	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.582	1.478	0.959	0.358	0.582	0.060	0.034	0.120
Sep-11	1.572	1.439	1.007	0.316	0.591	0.055	0.040	0.119
Oct-11	1.538	1.361	1.003	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.643	1.424	1.074	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.469	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.671	0.044	0.052	0.134
Apr-12	1.705	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.689	1.417	1.139	0.297	0.652	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.053	0.131
Aug-12	1.849	1.336	1.061	0.298	0.662	0.049	0.051	0.135
Sep-12	1.849	1.391	1.024	0.300	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.111	0.310	0.675	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.739	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.316	0.790	0.046	0.052	0.125
Feb-13	2.260	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.336	0.866	0.050	0.057	0.120
Apr-13	2.358	1.633	1.195	0.347	0.885	0.053	0.058	0.142
May-13	2.450	1.608	1.290	0.359	0.902	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.327	0.818	0.046	0.048	0.148
Jul-13	2.574	1.713	1.199	0.375	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.838	0.047	0.069	0.153
Sep-13	2.893	1.829	1.263	0.388	0.809	0.052	0.070	0.159
Oct-13	3.045	1.885	1.352	0.390	0.844	0.051	0.072	0.141
Nov-13	3.185	1.911	1.341	0.379	0.962	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.880	1.370	0.353	0.910	0.060	0.072	0.115
Feb-14	3.150	1.892	1.400	0.371	0.896	0.052	0.084	0.148
Mar-14	3.350	1.958	1.352	0.358	0.888	0.055	0.076	0.167
Apr-14	3.292	2.000	1.374	0.361	0.924	0.054	0.078	0.128
May-14	3.352	1.992	1.371	0.370	0.922	0.060	0.078	0.123
Jun-14	3.187	2.036	1.392	0.361	0.924	0.063	0.090	0.121
Jul-14	3.468	2.021	1.416	0.386	0.955	0.059	0.086	0.116
Aug-14	3.507	2.068	1.429	0.400	0.936	0.076	0.095	0.125
Sep-14	3.777	2.061	1.456	0.371	1.011	0.060	0.076	0.117
Oct-14	3.914	2.164	1.448	0.417	0.945	0.070	0.080	0.131
Nov-14	3.900	2.141	1.379	0.408	0.951	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.915	0.062	0.074	0.144
Jan-15	4.034	2.247	1.404	0.408	0.784	0.060	0.052	0.144
Feb-15	3.923	2.163	1.398	0.394	0.835	0.067	0.057	0.126
Mar-15	4.286	2.287	1.450	0.418	0.855	0.061	0.069	0.142
Apr-15	4.383	2.441	1.540	0.459	0.841	0.066	0.060	0.143
May-15	4.076	2.259	1.486	0.397	0.757	0.057	0.053	0.134
Jun-15	4.063	2.216	1.439	0.416	0.741	0.064	0.052	0.134
Jul-15	3.921	2.125	1.466	0.361	0.699	0.060	0.039	0.138
Aug-15	3.638	2.013	1.443	0.344	0.745	0.054	0.035	0.122
Sep-15	3.197	1.768	1.380	0.391	0.537	0.047	0.036	0.088
Oct-15	3.018	1.654	1.188	0.313	0.506	0.051	0.036	0.097
Nov-15	2.763	1.735	1.177	0.312	0.453	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.065	0.029	0.088
Jan-16	2.754	1.678	1.213	0.329	0.437	0.056	0.031	0.095
Feb-16	2.836	1.716	1.244	0.324	0.425	0.055	0.031	0.079
Mar-16	2.827	1.676	1.193	0.318	0.396	0.058	0.019	0.103
Apr-16	3.017	1.769	1.226	0.333	0.396	0.050	0.026	0.104
May-16	3.232	1.786	1.269	0.342	0.405	0.059	0.027	0.117
Jun-16	3.351	1.889	1.244	0.344	0.421	0.059	0.027	0.121
Jul-16	3.543	1.911	1.235	0.328	0.413	0.055	0.021	0.112
Aug-16	3.529	1.857	1.243	0.346	0.399	0.061	0.026	0.112
Sep-16	3.931	2.097	1.293	0.326	0.421	0.051	0.023	0.132
Oct-16	4.037	2.189	1.370	0.342	0.434	0.061	0.020	0.126
Nov-16	4.168	2.294	1.401	0.349	0.412	0.067	0.020	0.146
Dec-16	4.181	2.305	1.390	0.350	0.418	0.072	0.022	0.157
Jan-17	4.265	2.399	1.354	0.354	0.432	0.074	0.025	0.153
Feb-17	4.124	2.277	1.321	0.326	0.450	0.072	0.024	0.145
Mar-17	4.168	2.409	1.313	0.346	0.416	0.072	0.023	0.145
Apr-17	4.126	2.327	1.232	0.327	0.383	0.075	0.019	0.141
May-17	4.015	2.260	1.136	0.310	0.337	0.065	0.017	0.148
Jun-17	3.823	2.272	1.130	0.312	0.357	0.065	0.018	0.143
Jul-17	3.692	2.084	1.120	0.326	0.371	0.068	0.020	0.140
Aug-17	3.758	2.206	1.039	0.317	0.358	0.067	0.020	0.121
Sep-17	3.637	2.236	1.033	0.317	0.353	0.072	0.018	0.150
Oct-17	3.607	2.125	0.964	0.300	0.371	0.064	0.019	0.158
Nov-17	3.344	2.123	0.957	0.314	0.368	0.086	0.021	0.136
Dec-17	3.241	2.119	0.908	0.302	0.366	0.072	0.017	0.133
Jan-18	3.178	2.026	0.980	0.276	0.341	0.072	0.012	0.130
Feb-18	3.333	2.044	0.897	0.290	0.311	0.068	0.015	0.138
Mar-18	2.904	1.872	0.850	0.269	0.297	0.073	0.016	0.151
Apr-18	2.931	1.821	0.901	0.274	0.265	0.071	0.015	0.126
May-18	2.915	1.866	0.910	0.263	0.302	0.070	0.016	0.127
Jun-18	2.888	1.769	0.953	0.229	0.280	0.068	0.013	0.122
Jul-18	2.795	1.814	0.945	0.285	0.280	0.074	0.013	0.115
Aug-18	2.703	1.699	0.863	0.250	0.293	0.074	0.012	0.116
Sep-18	2.616	1.686	0.796	0.256	0.268	0.066	0.015	0.108
Oct-18	2.431	1.723	0.840	0.291	0.269	0.069	0.012	0.118
Nov-18	2.373	1.564	0.749	0.242	0.243	0.067	0.012	0.107
Dec-18	2.296	1.465	0.726	0.241	0.222	0.065	0.011	0.106
Jan-19	2.159	1.448	0.717	0.239	0.221	0.057	0.010	0.102
Feb-19	2.183	1.435	0.713	0.246	0.215	0.063	0.011	0.107
Mar-19	2.067	1.384	0.686	0.224	0.235	0.061	0.010	0.098
Apr-19	2.021	1.351	0.685	0.227	0.225	0.072	0.010	0.105
May-19	2.004	1.351	0.692	0.241	0.204	0.065	0.010	0.102
Jun-19	2.064	1.371	0.687	0.232	0.191	0.056	0.010	0.096
Jul-19	2.093	1.453	0.717	0.239	0.214	0.070	0.011	0.109
Aug-19	2.171	1.567	0.760	0.252	0.246	0.079	0.008	0.109
Sep-19	2.131	1.533	0.768	0.244	0.236	0.070	0.012	0.089
Oct-19	2.093	1.640	0.779	0.229	0.226	0.071	0.010	0.125
Nov-19	2.225	1.705	0.785	0.237	0.233	0.072	0.019	0.134
Dec-19	2.246	1.722	0.816	0.250	0.235	0.067	0.014	0.128
Jan-20	2.194	1.668	0.805	0.268	0.246	0.068	0.012	0.120
Feb-20	2.094	1.653	0.853	0.205	0.248	0.077	0.016	0.073
Mar-20	2.042	1.511	0.787	0.226	0.226	0.068	0.012	0.110
Apr-20	2.024	1.681	0.579	0.210	0.172	0.055	0.013	0.083
May-20	1.720	1.314	0.531	0.186	0.156	0.049	0.008	0.097
Jun-20	1.944	1.314	0.630	0.215	0.188	0.065	0.012	0.088
Jul-20	2.034	1.349	0.662	0.222	0.221	0.065	0.009	0.091
Aug-20	2.012	1.408	0.762	0.244	0.292	0.063	0.012	0.139
Sep-20	2.306	1.439	0.805	0.275	0.350	0.068	0.012	0.135
Oct-20	2.413	1.205	0.854	0.269	0.322	0.087	0.015	0.130
Nov-20	2.442	1.338	0.917	0.269	0.369	0.066	0.012	0.156
Dec-20	2.599	1.569	1.032	0.257	0.383	0.097	0.014	0.152
Jan-21	2.730	1.760	1.107	0.279	0.391	0.097	0.024	0.196
Feb-21	2.795	1.952	1.159	0.312	0.409	0.091	0.019	0.178
Mar-21	3.070	2.114	1.325	0.324	0.438	0.097	0.020	0.171
Apr-21	3.226	2.204	1.454	0.352	0.456	0.089	0.031	0.159
May-21	3.505	2.490	1.503	0.358	0.480	0.120	0.025	0.191
Jun-21	3.639	2.437	1.579	0.391	0.492	0.118	0.024	0.233
Jul-21	3.832	2.463	1.732	0.391	0.506	0.120	0.028	0.239
Aug-21	3.881	2.542	1.838	0.402	0.531	0.122	0.044	0.234
Sep-21	3.953	2.606	1.928	0.450	0.581	0.127	0.031	0.241
Oct-21	3.938	2.603	2.154	0.487	0.601	0.133	0.050	0.226
Nov-21	4.285	2.759	2.216	0.525	0.613	0.135	0.035	0.220
Dec-21	4.344	2.887	2.249	0.522	0.614	0.134	0.034	0.232
Jan-22	4.532	3.058	2.288	0.544	0.652	0.132	0.032	0.305
Feb-22	4.383	3.066	2.306	0.517	0.693	0.133	0.027	0.250
Mar-22	4.264	3.010	2.302	0.557	0.733	0.135	0.036	0.274
Apr-22	4.147	2.981	2.196	0.538	0.702	0.123	0.035	0.277
May-22	3.960	2.861	2.136	0.529	0.729	0.135	0.032	0.268
Jun-22	3.679	2.780	2.142	0.508	0.666	0.142	0.036	0.252
Jul-22	3.471	2.481	1.887	0.512	0.662	0.112	0.035	0.235
Aug-22	3.314	2.405	1.786	0.490	0.677	0.115	0.030	0.240
Sep-22	3.147	2.414	1.720	0.454	0.631	0.091	0.031	0.224
Oct-22	3.115	2.360	1.600	0.440	0.634	0.091	0.031	0.230
Nov-22	3.062	2.253	1.598	0.425	0.639	0.076	0.026	0.201
Dec-22	2.906	2.114	1.518	0.435	0.684	0.088	0.024	0.204
Jan-23	2.922	2.004	1.500	0.383	0.603	0.080	0.039	0.260
Feb-23	3.122	1.929	1.416	0.413	0.624	0.094	0.028	0.163
Mar-23	3.118	1.997	1.535	0.400	0.647	0.083	0.028	0.191
Apr-23	2.995	1.954	1.556	0.416	0.675	0.081	0.024	0.133
May-23	3.251	2.103	1.628	0.487	0.673	0.087	0.032	0.184
Jun-23	3.356	2.130	1.716	0.462	0.722	0.090	0.031	0.208

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In June 2023, in original terms:

the value of new variable rate loan commitments funded in the month fell 1.7%
the value of new variable rate loan commitments to first home buyers funded in the month rose 2.1%
the value of new fixed rate loan commitments funded in the month rose 70.8%
the value of new fixed rate loan commitments to first home buyers funded in the month rose 35.8%

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Fixed rate first home buyer housing loans ($b)	Total variable rate housing loans ($b)	Variable rate first home buyer housing loans ($b)
Jul-19	4.632	0.803	25.284	2.106
Aug-19	4.78	0.816	27.194	2.358
Sep-19	4.76	0.802	26.923	2.28
Oct-19	4.972	0.891	30.025	2.616
Nov-19	5.206	0.92	30.449	2.673
Dec-19	5.48	1.052	31	2.893
Jan-20	4.613	0.877	27.326	2.499
Feb-20	4.226	0.718	26.3	2.111
Mar-20	4.612	0.803	29.865	2.423
Apr-20	7.573	0.933	26.474	2.445
May-20	11.25	1.065	25.903	1.955
Jun-20	14.346	1.405	26.969	1.92
Jul-20	13.85	1.613	23.748	1.944
Aug-20	12.306	1.682	22.606	2.243
Sep-20	13.757	1.974	25.12	2.604
Oct-20	13.709	1.978	26.67	2.706
Nov-20	13.048	2.011	27.096	2.854
Dec-20	15.152	2.51	29.944	3.68
Jan-21	13.361	2.235	23.84	2.883
Feb-21	14.818	2.052	25.867	2.711
Mar-21	20.03	2.75	30.865	3.041
Apr-21	20.163	2.909	27.403	2.633
May-21	22.742	3.038	28.579	2.545
Jun-21	26.114	3.08	31.393	2.401
Jul-21	26.287	2.947	30.832	2.186
Aug-21	25.707	2.888	30.191	1.995
Sep-21	24.67	2.737	29.762	1.829
Oct-21	22.795	2.577	29.523	1.709
Nov-21	25.84	2.965	34.042	1.977
Dec-21	23.898	3.186	36.078	2.275
Jan-22	15.755	2.211	29.819	1.976
Feb-22	13.074	1.504	33.444	1.953
Mar-22	11.793	1.486	42.894	2.541
Apr-22	8.019	1.18	40.748	2.678
May-22	6.728	0.893	49.788	3.167
Jun-22	5.326	0.619	52.447	3.271
Jul-22	2.752	0.362	47.367	2.77
Aug-22	2.327	0.273	50.436	3.236
Sep-22	1.903	0.201	45.745	3.072
Oct-22	1.901	0.208	45.756	3.142
Nov-22	2.467	0.213	49.06	3.228
Dec-22	2.438	0.275	47.281	3.243
Jan-23	1.881	0.208	37.531	2.524
Feb-23	2.177	0.199	38.347	2.115
Mar-23	2.787	0.323	47.744	2.706
Apr-23	2.11	0.285	39.409	2.527
May-23	2.635	0.274	51.4	3.217
Jun-23	4.5	0.372	50.514	3.285

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

[" ","Total fixed rate housing loans","Fixed rate first home buyer housing loans","Total variable rate housing loans","Variable rate first home buyer housing loans"]

[["Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23"],[[4.6319999999999997],[4.7800000000000002],[4.7599999999999998],[4.9720000000000004],[5.2060000000000004],[5.4800000000000004],[4.6130000000000004],[4.226],[4.6120000000000001],[7.5730000000000004],[11.25],[14.346],[13.85],[12.305999999999999],[13.757],[13.709],[13.048],[15.151999999999999],[13.361000000000001],[14.818],[20.030000000000001],[20.163],[22.742000000000001],[26.114000000000001],[26.286999999999999],[25.707000000000001],[24.670000000000002],[22.795000000000002],[25.84],[23.898],[15.755000000000001],[13.074],[11.792999999999999],[8.0190000000000001],[6.7279999999999998],[5.3259999999999996],[2.7519999999999998],[2.327],[1.903],[1.901],[2.4670000000000001],[2.4380000000000002],[1.881],[2.177],[2.7869999999999999],[2.1099999999999999],[2.6349999999999998],[4.5]],[[0.80300000000000005],[0.81599999999999995],[0.80200000000000005],[0.89100000000000001],[0.92000000000000004],[1.052],[0.877],[0.71799999999999997],[0.80300000000000005],[0.93300000000000005],[1.0649999999999999],[1.405],[1.613],[1.6819999999999999],[1.974],[1.978],[2.0110000000000001],[2.5099999999999998],[2.2349999999999999],[2.052],[2.75],[2.9089999999999998],[3.0379999999999998],[3.0800000000000001],[2.9470000000000001],[2.8879999999999999],[2.7370000000000001],[2.577],[2.9649999999999999],[3.1859999999999999],[2.2109999999999999],[1.504],[1.486],[1.1799999999999999],[0.89300000000000002],[0.61899999999999999],[0.36199999999999999],[0.27300000000000002],[0.20100000000000001],[0.20799999999999999],[0.21299999999999999],[0.27500000000000002],[0.20799999999999999],[0.19900000000000001],[0.32300000000000001],[0.28499999999999998],[0.27400000000000002],[0.372]],[[25.283999999999999],[27.193999999999999],[26.922999999999998],[30.024999999999999],[30.449000000000002],[31],[27.326000000000001],[26.300000000000001],[29.864999999999998],[26.474],[25.902999999999999],[26.969000000000001],[23.748000000000001],[22.606000000000002],[25.120000000000001],[26.670000000000002],[27.096],[29.943999999999999],[23.84],[25.867000000000001],[30.864999999999998],[27.402999999999999],[28.579000000000001],[31.393000000000001],[30.832000000000001],[30.190999999999999],[29.762],[29.523],[34.042000000000002],[36.078000000000003],[29.818999999999999],[33.444000000000003],[42.893999999999998],[40.747999999999998],[49.787999999999997],[52.447000000000003],[47.366999999999997],[50.436],[45.744999999999997],[45.756],[49.060000000000002],[47.280999999999999],[37.530999999999999],[38.347000000000001],[47.744],[39.408999999999999],[51.399999999999999],[50.514000000000003]],[[2.1059999999999999],[2.3580000000000001],[2.2799999999999998],[2.6160000000000001],[2.673],[2.8929999999999998],[2.4990000000000001],[2.1110000000000002],[2.423],[2.4449999999999998],[1.9550000000000001],[1.9199999999999999],[1.944],[2.2429999999999999],[2.6040000000000001],[2.706],[2.8540000000000001],[3.6800000000000002],[2.883],[2.7109999999999999],[3.0409999999999999],[2.633],[2.5449999999999999],[2.4009999999999998],[2.1859999999999999],[1.9950000000000001],[1.829],[1.7090000000000001],[1.9770000000000001],[2.2749999999999999],[1.976],[1.9530000000000001],[2.5409999999999999],[2.6779999999999999],[3.1669999999999998],[3.2709999999999999],[2.77],[3.2360000000000002],[3.0720000000000001],[3.1419999999999999],[3.2280000000000002],[3.2429999999999999],[2.524],[2.1150000000000002],[2.706],[2.5270000000000001],[3.2170000000000001],[3.2850000000000001]]]

[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.
Total fixed rate and total variable rate housing loans include their respective first home buyer loan components

In June 2023 in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings):

fell 0.8% at the national level from $585k to $580k. It was 20.9% higher compared to the pre-pandemic average seen in February 2020.

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Jun-05	245.14	297.083	248.39	244.661	180.256	203.564	165.418	221.462	277.458
Jul-05	247.987	301.912	249.145	245.027	183.417	211.024	173.783	210.606	257.763
Aug-05	247.586	301.007	252.121	248.318	178.54	208.618	175.741	202.058	267.8
Sep-05	250.216	302.989	246.017	250.586	184.362	214.15	177.08	229.016	260.672
Oct-05	248.442	300.377	244.048	248.724	183.902	215.577	173.343	223.517	283.191
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.922	762.238	629.727	516.615	463.127	455.563	451.438	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.977	596.321
May-22	615.054	780.762	643.067	536.289	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.141	725.335	623.974	523.191	461.976	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	NA	NA
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.737	434.928	611.905
Nov-22	601.797	752.164	618.109	532.535	479.253	478.462	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811
Jan-23	601.252	767.019	639.741	523.297	489.789	478.486	457.373	427.66	573.777
Feb-23	585.557	726.902	618.34	514.362	486.894	480.146	450.114	NA	NA
Mar-23	577	710.527	590.768	518.133	473.855	476.489	456.897	463.184	606.569
Apr-23	584.975	726.02	598.782	519.898	504.52	468.623	436.712	NA	NA
May-23	584.836	720.458	599.398	521.574	467.471	472.092	465.254	425.51	588.356
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In June 2023 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level fell 0.8% to 8,239, following a 2.7% rise in May. It was 12.2% lower compared to a year ago.
in New South Wales fell 5.1%, in the Northern Territory (a smaller and typically more volatile series) fell 37.7%, in Western Australia fell 0.8%, in Tasmania fell 6.3% and in the Australian Capital Territory fell 0.5%
in Victoria rose 2.6%, in Queensland rose 0.6% and in South Australia rose 0.8%

Additional information

New loan commitments to owner occupier first home buyers (original), number

	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	8 494	31.5%	26.7%
New South Wales	2 015	29.8%	25.0%
Victoria	2 661	34.9%	29.3%
Queensland	1 688	28.3%	23.9%
South Australia	573	30.3%	24.8%
Western Australia	1 176	34.6%	30.5%
Tasmania	133	27.7%	23.5%
Northern Territory	40	23.5%	20.9%
Australian Capital Territory	208	31.8%	28.8%

Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.
Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
Some data for smaller states and territories may not be available for publication in a given month

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Jun-05	8,661
Jul-05	8,501
Aug-05	9,032
Sep-05	9,313
Oct-05	9,439
Nov-05	9,752
Dec-05	9,769
Jan-06	9,684
Feb-06	9,837
Mar-06	10,385
Apr-06	10,455
May-06	10,173
Jun-06	10,033
Jul-06	10,029
Aug-06	9,420
Sep-06	9,822
Oct-06	9,760
Nov-06	9,704
Dec-06	9,584
Jan-07	9,503
Feb-07	9,783
Mar-07	10,028
Apr-07	10,469
May-07	10,065
Jun-07	10,354
Jul-07	10,162
Aug-07	10,317
Sep-07	10,098
Oct-07	10,432
Nov-07	10,616
Dec-07	10,611
Jan-08	10,736
Feb-08	10,020
Mar-08	9,025
Apr-08	8,585
May-08	8,196
Jun-08	8,187
Jul-08	8,454
Aug-08	8,289
Sep-08	8,286
Oct-08	8,213
Nov-08	10,330
Dec-08	12,215
Jan-09	13,864
Feb-09	14,682
Mar-09	16,251
Apr-09	16,764
May-09	16,661
Jun-09	16,477
Jul-09	14,839
Aug-09	13,961
Sep-09	14,264
Oct-09	14,047
Nov-09	11,281
Dec-09	10,067
Jan-10	9,311
Feb-10	8,341
Mar-10	7,324
Apr-10	7,124
May-10	7,252
Jun-10	6,693
Jul-10	6,844
Aug-10	6,654
Sep-10	6,648
Oct-10	6,401
Nov-10	6,654
Dec-10	7,088
Jan-11	6,461
Feb-11	6,157
Mar-11	6,654
Apr-11	6,839
May-11	6,778
Jun-11	6,685
Jul-11	6,637
Aug-11	6,835
Sep-11	7,270
Oct-11	7,828
Nov-11	8,085
Dec-11	9,225
Jan-12	8,815
Feb-12	7,099
Mar-12	7,189
Apr-12	7,321
May-12	7,475
Jun-12	7,709
Jul-12	7,996
Aug-12	8,011
Sep-12	8,010
Oct-12	7,852
Nov-12	7,413
Dec-12	7,007
Jan-13	7,207
Feb-13	7,149
Mar-13	7,523
Apr-13	7,625
May-13	7,752
Jun-13	7,958
Jul-13	8,145
Aug-13	7,908
Sep-13	7,739
Oct-13	7,685
Nov-13	7,687
Dec-13	7,227
Jan-14	7,621
Feb-14	7,687
Mar-14	7,603
Apr-14	7,364
May-14	7,545
Jun-14	7,600
Jul-14	7,215
Aug-14	7,508
Sep-14	7,436
Oct-14	7,500
Nov-14	7,216
Dec-14	7,083
Jan-15	7,012
Feb-15	7,307
Mar-15	7,399
Apr-15	7,361
May-15	6,818
Jun-15	7,046
Jul-15	6,941
Aug-15	6,888
Sep-15	6,791
Oct-15	6,505
Nov-15	6,599
Dec-15	6,920
Jan-16	6,901
Feb-16	6,950
Mar-16	6,741
Apr-16	7,127
May-16	6,960
Jun-16	6,994
Jul-16	6,745
Aug-16	6,459
Sep-16	6,582
Oct-16	6,695
Nov-16	6,709
Dec-16	6,847
Jan-17	6,812
Feb-17	6,702
Mar-17	6,944
Apr-17	7,039
May-17	6,991
Jun-17	7,627
Jul-17	8,583
Aug-17	9,100
Sep-17	8,824
Oct-17	8,869
Nov-17	9,205
Dec-17	8,897
Jan-18	8,942
Feb-18	8,914
Mar-18	8,718
Apr-18	8,586
May-18	8,558
Jun-18	8,713
Jul-18	8,841
Aug-18	8,599
Sep-18	8,430
Oct-18	8,588
Nov-18	8,687
Dec-18	7,762
Jan-19	7,777
Feb-19	7,886
Mar-19	7,853
Apr-19	7,874
May-19	8,036
Jun-19	8,403
Jul-19	8,519
Aug-19	9,072
Sep-19	9,073
Oct-19	9,220
Nov-19	9,464
Dec-19	9,672
Jan-20	9,698
Feb-20	9,574
Mar-20	9,635
Apr-20	9,415
May-20	8,447
Jun-20	9,299
Jul-20	10,808
Aug-20	12,779
Sep-20	13,472
Oct-20	13,758
Nov-20	14,133
Dec-20	15,325
Jan-21	16,441
Feb-21	15,862
Mar-21	15,322
Apr-21	14,853
May-21	14,605
Jun-21	13,747
Jul-21	13,033
Aug-21	12,480
Sep-21	12,038
Oct-21	11,460
Nov-21	11,681
Dec-21	11,946
Jan-22	11,088
Feb-22	10,022
Mar-22	10,429
Apr-22	9,624
May-22	10,054
Jun-22	9,383
Jul-22	8,315
Aug-22	9,213
Sep-22	8,804
Oct-22	8,465
Nov-22	7,968
Dec-22	7,686
Jan-23	7,375
Feb-23	7,026
Mar-23	8,130
Apr-23	8,084
May-23	8,302
Jun-23	8,239

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Jun-05	2,064	2,596	1,745	567	1,288	158	130	124
Jul-05	2,115	2,440	1,593	625	1,238	149	141	127
Aug-05	2,223	2,529	1,867	621	1,340	202	196	132
Sep-05	2,375	2,482	1,979	631	1,397	190	164	108
Oct-05	2,344	2,586	2,068	676	1,370	175	156	122
Nov-05	2,453	2,680	2,037	616	1,372	195	154	124
Dec-05	2,400	2,952	2,028	602	1,406	167	153	115
Jan-06	2,261	2,656	2,120	608	1,473	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,725	2,587	2,351	643	1,509	222	143	176
Apr-06	2,953	2,648	2,320	636	1,468	232	142	142
May-06	2,626	2,630	2,380	624	1,284	201	127	142
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,460	2,391	622	1,112	176	73	174
Sep-06	2,549	2,566	2,426	679	1,091	204	86	183
Oct-06	2,648	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,335	690	958	198	90	180
Dec-06	2,562	2,567	2,370	636	968	184	97	158
Jan-07	2,626	2,464	2,413	630	944	147	99	140
Feb-07	2,601	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,469	729	1,002	175	108	165
Apr-07	2,840	2,706	2,653	644	1,102	177	90	156
May-07	2,707	2,716	2,548	664	1,027	184	91	138
Jun-07	2,740	2,686	2,513	615	1,326	190	95	167
Jul-07	2,730	2,661	2,419	631	1,344	155	70	157
Aug-07	2,695	2,839	2,524	631	1,355	168	83	137
Sep-07	2,526	2,846	2,430	601	1,252	203	88	138
Oct-07	2,783	2,905	2,447	648	1,251	219	81	137
Nov-07	2,802	2,969	2,458	653	1,279	210	80	139
Dec-07	2,760	2,953	2,436	695	1,298	215	71	152
Jan-08	2,781	3,063	2,314	662	1,424	195	73	149
Feb-08	2,725	2,975	2,111	660	1,276	249	78	94
Mar-08	2,397	2,496	1,785	623	1,191	177	52	125
Apr-08	2,438	2,339	1,711	637	1,189	164	63	150
May-08	2,300	2,263	1,583	591	1,089	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,524	647	1,214	195	93	109
Aug-08	2,357	2,266	1,486	620	1,164	204	79	129
Sep-08	2,345	2,282	1,642	546	1,115	175	62	122
Oct-08	2,202	2,313	1,644	565	1,118	160	81	157
Nov-08	2,972	2,541	2,242	758	1,290	242	103	149
Dec-08	3,532	2,945	2,563	997	1,531	291	120	207
Jan-09	4,049	3,385	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,187	3,966	3,488	1,080	1,924	361	116	266
Apr-09	5,079	4,131	3,498	1,171	2,044	239	119	289
May-09	4,968	4,052	3,572	1,243	2,165	259	108	297
Jun-09	4,930	4,030	3,418	1,191	2,180	364	113	301
Jul-09	4,332	3,872	2,848	1,075	2,050	296	106	247
Aug-09	4,027	3,796	2,818	994	1,738	244	92	223
Sep-09	3,878	3,901	2,733	1,002	2,181	265	96	265
Oct-09	3,559	4,100	2,587	1,048	2,093	250	101	249
Nov-09	2,904	3,437	1,865	760	1,898	227	59	201
Dec-09	2,532	3,080	1,750	660	1,602	194	52	159
Jan-10	2,354	2,915	1,593	619	1,402	182	57	124
Feb-10	2,086	3,023	1,358	504	1,199	138	56	176
Mar-10	1,879	2,376	1,249	512	1,029	131	36	142
Apr-10	1,998	2,255	1,186	458	885	129	56	125
May-10	2,104	2,299	1,180	460	876	115	52	115
Jun-10	1,886	2,160	1,148	447	826	107	45	107
Jul-10	1,953	2,173	1,192	446	711	114	46	118
Aug-10	1,798	2,116	1,178	470	807	128	51	109
Sep-10	1,803	2,090	1,168	447	843	129	46	115
Oct-10	1,627	2,031	1,154	424	899	115	40	108
Nov-10	1,744	2,043	1,243	448	934	107	43	116
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	944	123	45	102
Feb-11	1,720	1,917	1,104	402	903	86	41	116
Mar-11	1,889	1,961	1,174	414	1,014	118	68	88
Apr-11	1,864	1,964	1,216	374	1,011	129	49	122
May-11	1,952	1,918	1,190	389	1,077	127	51	115
Jun-11	1,844	1,904	1,235	402	1,005	121	59	119
Jul-11	1,788	1,931	1,229	400	945	123	57	114
Aug-11	1,805	1,980	1,309	400	1,046	118	60	110
Sep-11	2,086	1,913	1,344	455	1,142	105	59	108
Oct-11	2,418	2,023	1,488	446	1,094	116	62	110
Nov-11	2,833	1,956	1,435	436	1,155	115	54	133
Dec-11	3,410	2,074	1,653	449	1,183	105	65	124
Jan-12	2,950	2,089	1,788	464	1,377	105	67	127
Feb-12	1,661	2,108	1,478	477	1,239	124	74	111
Mar-12	1,365	2,139	1,626	441	1,273	87	85	112
Apr-12	1,478	2,027	1,693	513	1,309	81	75	111
May-12	1,554	2,289	1,648	447	1,292	114	73	124
Jun-12	1,573	2,394	1,616	433	1,344	119	73	89
Jul-12	1,601	2,676	1,501	469	1,400	115	77	139
Aug-12	1,714	2,298	1,654	476	1,457	119	72	135
Sep-12	1,926	2,184	1,641	473	1,433	136	66	120
Oct-12	1,588	2,217	1,850	462	1,441	135	76	120
Nov-12	1,323	2,128	1,594	485	1,532	123	86	112
Dec-12	1,084	2,105	1,465	502	1,549	119	88	113
Jan-13	1,121	2,176	1,455	521	1,560	125	104	133
Feb-13	1,204	2,166	1,442	559	1,520	131	69	136
Mar-13	1,157	2,248	1,504	576	1,666	114	58	135
Apr-13	1,273	2,209	1,568	598	1,714	127	56	141
May-13	1,209	2,331	1,574	574	1,764	144	67	140
Jun-13	1,247	2,389	1,637	584	1,716	141	52	127
Jul-13	1,381	2,565	1,592	658	1,649	143	72	142
Aug-13	1,336	2,219	1,518	628	1,630	163	52	158
Sep-13	1,292	2,271	1,573	619	1,605	164	50	161
Oct-13	1,297	2,140	1,616	664	1,616	173	57	134
Nov-13	1,355	2,172	1,578	688	1,542	170	59	132
Dec-13	1,290	2,062	1,500	651	1,444	137	51	140
Jan-14	1,336	2,084	1,554	690	1,614	151	50	130
Feb-14	1,361	2,041	1,657	644	1,663	159	68	142
Mar-14	1,383	1,979	1,588	604	1,699	182	61	146
Apr-14	1,309	1,970	1,507	614	1,613	169	71	120
May-14	1,317	1,947	1,585	614	1,705	177	72	128
Jun-14	1,358	1,876	1,504	602	1,825	213	70	143
Jul-14	1,225	1,932	1,516	554	1,598	183	70	144
Aug-14	1,318	2,016	1,677	501	1,518	151	71	148
Sep-14	1,371	2,092	1,609	418	1,521	152	93	156
Oct-14	1,356	2,114	1,574	452	1,570	132	98	189
Nov-14	1,326	2,061	1,515	410	1,523	112	77	158
Dec-14	1,277	2,104	1,523	436	1,456	170	83	162
Jan-15	1,310	2,035	1,452	395	1,314	167	80	167
Feb-15	1,365	2,143	1,608	383	1,469	158	53	164
Mar-15	1,421	2,136	1,635	411	1,469	141	53	151
Apr-15	1,309	2,112	1,589	383	1,596	146	44	169
May-15	1,233	1,992	1,570	398	1,387	127	34	165
Jun-15	1,300	2,007	1,609	410	1,424	123	48	161
Jul-15	1,277	1,976	1,643	398	1,394	112	32	133
Aug-15	1,200	2,017	1,540	399	1,361	126	36	126
Sep-15	1,199	2,034	1,493	441	1,347	101	33	149
Oct-15	1,138	1,948	1,390	346	1,316	109	27	123
Nov-15	1,078	2,035	1,477	391	1,273	115	35	155
Dec-15	1,195	2,200	1,615	404	1,242	154	31	141
Jan-16	1,229	2,026	1,612	395	1,210	163	44	156
Feb-16	1,225	2,148	1,659	406	1,232	152	36	145
Mar-16	1,085	2,081	1,600	426	1,177	145	40	140
Apr-16	1,300	2,230	1,587	444	1,270	167	43	146
May-16	1,212	2,249	1,661	466	1,186	164	42	157
Jun-16	1,303	2,190	1,566	428	1,198	139	43	152
Jul-16	1,107	2,116	1,571	408	1,207	143	57	149
Aug-16	1,058	1,893	1,645	406	1,131	146	47	130
Sep-16	1,015	2,020	1,610	403	1,125	140	37	115
Oct-16	1,058	2,077	1,636	435	1,132	131	37	124
Nov-16	1,047	2,057	1,654	406	1,176	153	43	128
Dec-16	1,146	2,107	1,793	345	1,135	138	44	149
Jan-17	1,144	2,083	1,689	404	1,115	126	30	191
Feb-17	1,059	2,035	1,732	402	1,167	141	51	106
Mar-17	1,141	2,090	1,771	458	1,165	146	57	117
Apr-17	1,150	2,095	1,886	409	1,234	133	59	176
May-17	1,225	2,020	1,872	422	1,290	127	51	168
Jun-17	1,285	2,061	2,110	441	1,356	131	67	218
Jul-17	1,651	2,562	2,088	459	1,498	133	59	211
Aug-17	1,940	2,755	1,986	463	1,407	133	59	230
Sep-17	1,903	2,903	1,776	470	1,254	142	69	219
Oct-17	1,879	2,901	1,837	449	1,228	151	71	223
Nov-17	1,968	2,907	2,023	481	1,190	153	45	228
Dec-17	1,928	2,858	1,960	469	1,229	151	62	198
Jan-18	2,011	2,938	1,976	460	1,193	140	66	213
Feb-18	2,185	2,845	1,823	473	1,167	146	66	302
Mar-18	1,934	2,890	1,769	452	1,158	155	51	230
Apr-18	2,066	2,765	1,836	470	1,206	149	55	225
May-18	2,127	2,767	1,887	470	1,201	162	64	157
Jun-18	2,029	2,838	1,987	443	1,135	163	60	169
Jul-18	1,995	2,823	2,080	493	1,132	191	56	164
Aug-18	1,981	2,661	1,785	503	1,120	169	45	173
Sep-18	1,890	2,595	1,738	498	1,144	159	85	172
Oct-18	1,960	2,640	1,711	514	1,203	222	63	199
Nov-18	1,998	2,618	1,682	509	1,178	177	75	222
Dec-18	1,855	2,451	1,503	477	1,074	162	80	165
Jan-19	1,773	2,440	1,559	490	1,048	170	66	142
Feb-19	1,926	2,540	1,515	510	1,098	167	64	138
Mar-19	1,826	2,559	1,567	483	1,066	165	76	150
Apr-19	1,884	2,584	1,566	508	1,078	188	123	130
May-19	1,970	2,667	1,573	508	1,122	147	88	147
Jun-19	1,998	2,738	1,635	516	1,146	183	69	145
Jul-19	2,144	2,808	1,637	501	1,159	134	71	189
Aug-19	2,221	2,919	1,691	504	1,179	193	71	191
Sep-19	2,197	2,864	1,740	512	1,183	202	62	206
Oct-19	2,161	3,038	1,750	514	1,106	182	70	208
Nov-19	2,318	3,101	1,734	515	1,155	190	53	234
Dec-19	2,311	3,378	1,776	538	1,159	170	69	237
Jan-20	2,330	3,193	1,835	535	1,200	188	65	216
Feb-20	2,405	3,082	1,952	526	1,216	183	68	243
Mar-20	2,626	3,099	1,868	520	1,191	200	92	223
Apr-20	2,445	3,197	1,659	499	1,104	176	72	244
May-20	2,069	2,999	1,587	492	1,003	150	65	245
Jun-20	2,457	2,955	1,946	577	1,185	193	82	231
Jul-20	2,630	3,304	2,226	646	1,435	213	100	246
Aug-20	2,897	4,004	2,653	734	1,711	291	101	260
Sep-20	3,155	3,622	2,941	930	1,964	239	106	295
Oct-20	3,220	3,329	3,076	897	2,238	332	114	289
Nov-20	3,208	3,854	3,107	801	2,256	249	130	272
Dec-20	3,423	4,552	3,255	859	2,406	254	100	322
Jan-21	3,454	4,991	3,523	961	2,578	257	117	327
Feb-21	3,327	4,846	3,408	1,096	2,518	281	158	297
Mar-21	3,542	4,625	3,104	1,004	2,365	259	132	328
Apr-21	3,544	4,684	3,152	958	2,213	256	119	303
May-21	3,444	4,619	3,027	892	2,291	250	107	293
Jun-21	3,391	4,358	2,727	891	1,924	237	135	321
Jul-21	3,244	4,035	2,605	792	1,884	220	108	324
Aug-21	2,926	3,874	2,608	708	1,781	196	90	276
Sep-21	2,810	3,138	2,569	728	1,901	218	71	247
Oct-21	2,732	3,266	2,412	696	1,593	197	74	218
Nov-21	2,786	3,653	2,416	693	1,622	173	91	275
Dec-21	2,675	3,609	2,399	659	1,859	198	75	261
Jan-22	2,573	3,569	2,075	634	1,628	160	64	287
Feb-22	2,186	3,370	1,947	584	1,595	159	57	198
Mar-22	2,366	3,318	2,018	568	1,656	150	59	280
Apr-22	2,212	3,157	2,048	567	1,564	150	56	295
May-22	2,235	3,224	2,045	568	1,506	167	71	312
Jun-22	2,039	2,969	1,996	548	1,372	168	65	277
Jul-22	1,849	2,646	1,608	516	1,268	155	64	257
Aug-22	1,915	2,920	1,864	513	1,435	196	74	271
Sep-22	1,857	2,800	1,737	481	1,305	146	73	250
Oct-22	1,805	2,643	1,708	464	1,267	122	67	239
Nov-22	1,704	2,479	1,632	455	1,195	142	57	201
Dec-22	1,755	2,334	1,627	462	1,119	146	56	166
Jan-23	1,541	2,160	1,561	465	1,132	137	66	207
Feb-23	1,633	2,087	1,547	430	1,029	134	67	242
Mar-23	1,930	2,315	1,735	507	1,175	145	69	206
Apr-23	1,932	2,341	1,691	526	1,228	144	65	192
May-23	2,138	2,465	1,734	510	1,247	144	61	219
Jun-23	2,028	2,528	1,744	514	1,237	135	38	218

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23"],[[2064],[2115],[2223],[2375],[2344],[2453],[2400],[2261],[2533],[2725],[2953],[2626],[2654],[2598],[2512],[2549],[2648],[2616],[2562],[2626],[2601],[2725],[2840],[2707],[2740],[2730],[2695],[2526],[2783],[2802],[2760],[2781],[2725],[2397],[2438],[2300],[2299],[2324],[2357],[2345],[2202],[2972],[3532],[4049],[4644],[5187],[5079],[4968],[4930],[4332],[4027],[3878],[3559],[2904],[2532],[2354],[2086],[1879],[1998],[2104],[1886],[1953],[1798],[1803],[1627],[1744],[1875],[1815],[1720],[1889],[1864],[1952],[1844],[1788],[1805],[2086],[2418],[2833],[3410],[2950],[1661],[1365],[1478],[1554],[1573],[1601],[1714],[1926],[1588],[1323],[1084],[1121],[1204],[1157],[1273],[1209],[1247],[1381],[1336],[1292],[1297],[1355],[1290],[1336],[1361],[1383],[1309],[1317],[1358],[1225],[1318],[1371],[1356],[1326],[1277],[1310],[1365],[1421],[1309],[1233],[1300],[1277],[1200],[1199],[1138],[1078],[1195],[1229],[1225],[1085],[1300],[1212],[1303],[1107],[1058],[1015],[1058],[1047],[1146],[1144],[1059],[1141],[1150],[1225],[1285],[1651],[1940],[1903],[1879],[1968],[1928],[2011],[2185],[1934],[2066],[2127],[2029],[1995],[1981],[1890],[1960],[1998],[1855],[1773],[1926],[1826],[1884],[1970],[1998],[2144],[2221],[2197],[2161],[2318],[2311],[2330],[2405],[2626],[2445],[2069],[2457],[2630],[2897],[3155],[3220],[3208],[3423],[3454],[3327],[3542],[3544],[3444],[3391],[3244],[2926],[2810],[2732],[2786],[2675],[2573],[2186],[2366],[2212],[2235],[2039],[1849],[1915],[1857],[1805],[1704],[1755],[1541],[1633],[1930],[1932],[2138],[2028]],[[2596],[2440],[2529],[2482],[2586],[2680],[2952],[2656],[2616],[2587],[2648],[2630],[2606],[2660],[2460],[2566],[2644],[2613],[2567],[2464],[2663],[2623],[2706],[2716],[2686],[2661],[2839],[2846],[2905],[2969],[2953],[3063],[2975],[2496],[2339],[2263],[2289],[2371],[2266],[2282],[2313],[2541],[2945],[3385],[3467],[3966],[4131],[4052],[4030],[3872],[3796],[3901],[4100],[3437],[3080],[2915],[3023],[2376],[2255],[2299],[2160],[2173],[2116],[2090],[2031],[2043],[2179],[1876],[1917],[1961],[1964],[1918],[1904],[1931],[1980],[1913],[2023],[1956],[2074],[2089],[2108],[2139],[2027],[2289],[2394],[2676],[2298],[2184],[2217],[2128],[2105],[2176],[2166],[2248],[2209],[2331],[2389],[2565],[2219],[2271],[2140],[2172],[2062],[2084],[2041],[1979],[1970],[1947],[1876],[1932],[2016],[2092],[2114],[2061],[2104],[2035],[2143],[2136],[2112],[1992],[2007],[1976],[2017],[2034],[1948],[2035],[2200],[2026],[2148],[2081],[2230],[2249],[2190],[2116],[1893],[2020],[2077],[2057],[2107],[2083],[2035],[2090],[2095],[2020],[2061],[2562],[2755],[2903],[2901],[2907],[2858],[2938],[2845],[2890],[2765],[2767],[2838],[2823],[2661],[2595],[2640],[2618],[2451],[2440],[2540],[2559],[2584],[2667],[2738],[2808],[2919],[2864],[3038],[3101],[3378],[3193],[3082],[3099],[3197],[2999],[2955],[3304],[4004],[3622],[3329],[3854],[4552],[4991],[4846],[4625],[4684],[4619],[4358],[4035],[3874],[3138],[3266],[3653],[3609],[3569],[3370],[3318],[3157],[3224],[2969],[2646],[2920],[2800],[2643],[2479],[2334],[2160],[2087],[2315],[2341],[2465],[2528]],[[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51],[152],[132],[112],[170],[167],[158],[141],[146],[127],[123],[112],[126],[101],[109],[115],[154],[163],[152],[145],[167],[164],[139],[143],[146],[140],[131],[153],[138],[126],[141],[146],[133],[127],[131],[133],[133],[142],[151],[153],[151],[140],[146],[155],[149],[162],[163],[191],[169],[159],[222],[177],[162],[170],[167],[165],[188],[147],[183],[134],[193],[202],[182],[190],[170],[188],[183],[200],[176],[150],[193],[213],[291],[239],[332],[249],[254],[257],[281],[259],[256],[250],[237],[220],[196],[218],[197],[173],[198],[160],[159],[150],[150],[167],[168],[155],[196],[146],[122],[142],[146],[137],[134],[145],[144],[144],[135]],[[130],[141],[196],[164],[156],[154],[153],[157],[163],[143],[142],[127],[168],[116],[73],[86],[88],[90],[97],[99],[75],[108],[90],[91],[95],[70],[83],[88],[81],[80],[71],[73],[78],[52],[63],[89],[74],[93],[79],[62],[81],[103],[120],[89],[119],[116],[119],[108],[113],[106],[92],[96],[101],[59],[52],[57],[56],[36],[56],[52],[45],[46],[51],[46],[40],[43],[43],[45],[41],[68],[49],[51],[59],[57],[60],[59],[62],[54],[65],[67],[74],[85],[75],[73],[73],[77],[72],[66],[76],[86],[88],[104],[69],[58],[56],[67],[52],[72],[52],[50],[57],[59],[51],[50],[68],[61],[71],[72],[70],[70],[71],[93],[98],[77],[83],[80],[53],[53],[44],[34],[48],[32],[36],[33],[27],[35],[31],[44],[36],[40],[43],[42],[43],[57],[47],[37],[37],[43],[44],[30],[51],[57],[59],[51],[67],[59],[59],[69],[71],[45],[62],[66],[66],[51],[55],[64],[60],[56],[45],[85],[63],[75],[80],[66],[64],[76],[123],[88],[69],[71],[71],[62],[70],[53],[69],[65],[68],[92],[72],[65],[82],[100],[101],[106],[114],[130],[100],[117],[158],[132],[119],[107],[135],[108],[90],[71],[74],[91],[75],[64],[57],[59],[56],[71],[65],[64],[74],[73],[67],[57],[56],[66],[67],[69],[65],[61],[38]],[[124],[127],[132],[108],[122],[124],[115],[119],[135],[176],[142],[142],[141],[154],[174],[183],[165],[180],[158],[140],[170],[165],[156],[138],[167],[157],[137],[138],[137],[139],[152],[149],[94],[125],[150],[110],[107],[109],[129],[122],[157],[149],[207],[227],[236],[266],[289],[297],[301],[247],[223],[265],[249],[201],[159],[124],[176],[142],[125],[115],[107],[118],[109],[115],[108],[116],[122],[102],[116],[88],[122],[115],[119],[114],[110],[108],[110],[133],[124],[127],[111],[112],[111],[124],[89],[139],[135],[120],[120],[112],[113],[133],[136],[135],[141],[140],[127],[142],[158],[161],[134],[132],[140],[130],[142],[146],[120],[128],[143],[144],[148],[156],[189],[158],[162],[167],[164],[151],[169],[165],[161],[133],[126],[149],[123],[155],[141],[156],[145],[140],[146],[157],[152],[149],[130],[115],[124],[128],[149],[191],[106],[117],[176],[168],[218],[211],[230],[219],[223],[228],[198],[213],[302],[230],[225],[157],[169],[164],[173],[172],[199],[222],[165],[142],[138],[150],[130],[147],[145],[189],[191],[206],[208],[234],[237],[216],[243],[223],[244],[245],[231],[246],[260],[295],[289],[272],[322],[327],[297],[328],[303],[293],[321],[324],[276],[247],[218],[275],[261],[287],[198],[280],[295],[312],[277],[257],[271],[250],[239],[201],[166],[207],[242],[206],[192],[219],[218]]]

[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [72.34 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [256.71 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [107.78 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [103 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [68.53 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [68.54 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [68.31 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [67.32 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [67.91 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.05 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [69.46 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [65.79 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [101.6 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.04 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [57.92 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [57.74 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [57.21 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [57.45 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.22 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [66.02 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [66.37 KB]

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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [57.14 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [144.95 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [56.39 KB]

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [89.58 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
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Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [79.21 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [71.5 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
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Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
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Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [58.36 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [50.35 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Post-release changes

1 September 2023 - Two call out boxes were added to highlight the temporary suppression of first home buyer data from the July 2023 publication.

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, June 2023

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

First home buyers update

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance: household goods series

Housing finance

Personal finance

Business finance

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

Number of new loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Post-release changes

Previous catalogue number

Methodology

Media releases

Home loan refinancing remained high in June

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