Value of new borrower-accepted loan commitments (seasonally adjusted)
Oct-2022 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 25.79 | -2.7 | -17.1 | ||
Owner Occupier (a) | 17.16 | -2.9 | -17.2 | ||
Investor (a) | 8.62 | -2.2 | -17.0 | ||
Personal | |||||
Fixed term loans | 2.29 | -0.5 | 11.7 | ||
Businesses | |||||
Construction | 2.40 | 58.3 | 15.8 | ||
Purchase of Property | 5.74 | -3.8 | -22.4 |
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Reverting to concurrent adjustment and reinstating trend data
Commencing with this issue, Lending Indicators has reverted to concurrent seasonal adjustment from the previous forward factors method and has also reinstated trend data. There have been no changes to the format of the publication data, e.g. download tables. For further information, see the notes titled "Seasonal adjustment methods" and "Suspension of trend series" below.
Important data quality notes
Seasonal adjustment methods
In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.
Given disruption to typical lending patterns in the wake of COVID-19 and the change to a forward factors approach to seasonal adjustment, the ABS annually undertakes an extensive review of its seasonally adjusted Lending Indicators series. Similar reviews are regularly undertaken across the ABS economic statistics program. The last review was conducted in early April 2022 and its results were implemented in the April 2022 Lending Indicators release, with new static forward factors for the 12 months from this date being calculated through the review process.
The review identified a range of time series treatments to ensure that the seasonal adjustment process continues to be less influenced by the large month-to-month movements over the past two years, and more informed by seasonality before the COVID period. Revisions to most seasonally adjusted series are therefore relatively minor but larger than would be observed through the use of concurrent seasonal adjustment (which was used prior to the COVID period, with revisions progressively made each month).
Further information can be found here:
Methods changes during the COVID-19 period
After monitoring the effects on lending patterns from COVID-19 and determining that there is no longer significant or prolonged disruption to key series, Lending Indicators has now reverted to the concurrent adjustment method commencing with this issue. This change has been applied to the entirety of the relevant series, including the COVID-19 period.
Furthermore, the Lending Indicators seasonal adjustment process has been updated to account for the effect of a public holiday in September. This has resulted in revisions to the September data and reduced some of the falls reported last month.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement was significantly affected by disruption to regular lending patterns that has occurred during the COVID-19 period, for example as potential home buyers faced uncertainty about their job security. If the trend estimates in this publication had been published without fully accounting for such irregular events, they would likely have provided a misleading view of underlying lending activity. Therefore, the Lending Indicators trend series were suspended starting from March 2020.
After monitoring the effects on lending patterns from COVID-19 and determining that there is sufficient certainty in the underlying trends in lending, Lending Indicators has now reinstated trend data commencing with this issue. This data has been reinstated for all the relevant series and through their entirety, including the COVID-19 period, except where it has been determined through a quality assessment that any series should remain suspended or partially suppressed.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Housing finance
In October 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 2.7% to $25.8b, after a revised fall of 4.4% in September. It was 17.1% lower compared to a year ago.
- for owner-occupier housing fell 2.9% to $17.2b and was 17.2% lower compared to a year ago
- for investor housing fell 2.2% to $8.6b and was 17.0% lower compared to a year ago
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
Oct-04 | 11.977 | 7.416 | 4.561 | 12.3208 | 7.563 | 4.7578 |
Nov-04 | 12.579 | 7.692 | 4.887 | 12.6019 | 7.7211 | 4.8808 |
Dec-04 | 12.952 | 7.933 | 5.019 | 12.9108 | 7.8854 | 5.0254 |
Jan-05 | 13.211 | 8.098 | 5.113 | 13.1661 | 8.0238 | 5.1423 |
Feb-05 | 13.838 | 8.496 | 5.342 | 13.3084 | 8.112 | 5.1964 |
Mar-05 | 13.509 | 8.216 | 5.293 | 13.306 | 8.1388 | 5.1672 |
Apr-05 | 13.25 | 8.087 | 5.163 | 13.1855 | 8.1252 | 5.0603 |
May-05 | 12.746 | 8.025 | 4.721 | 13.0294 | 8.1125 | 4.9168 |
Jun-05 | 12.637 | 8.152 | 4.484 | 12.9432 | 8.1418 | 4.8014 |
Jul-05 | 12.843 | 8.085 | 4.758 | 12.9831 | 8.2291 | 4.754 |
Aug-05 | 12.897 | 8.308 | 4.589 | 13.1541 | 8.363 | 4.7911 |
Sep-05 | 13.529 | 8.643 | 4.886 | 13.4135 | 8.5192 | 4.8943 |
Oct-05 | 14.037 | 8.715 | 5.322 | 13.6912 | 8.6709 | 5.0203 |
Nov-05 | 14.058 | 8.851 | 5.207 | 13.9287 | 8.8037 | 5.125 |
Dec-05 | 14.035 | 8.878 | 5.157 | 14.1213 | 8.9242 | 5.1971 |
Jan-06 | 14.256 | 8.956 | 5.301 | 14.2923 | 9.0402 | 5.2521 |
Feb-06 | 14.432 | 9.18 | 5.252 | 14.4643 | 9.1619 | 5.3024 |
Mar-06 | 14.538 | 9.268 | 5.271 | 14.666 | 9.2971 | 5.3689 |
Apr-06 | 14.799 | 9.463 | 5.336 | 14.8739 | 9.4238 | 5.4501 |
May-06 | 15.204 | 9.493 | 5.711 | 15.0262 | 9.5106 | 5.5155 |
Jun-06 | 15.495 | 9.516 | 5.979 | 15.0618 | 9.5352 | 5.5266 |
Jul-06 | 15.283 | 9.79 | 5.493 | 14.9635 | 9.4969 | 5.4666 |
Aug-06 | 15.002 | 9.492 | 5.51 | 14.7695 | 9.4207 | 5.3488 |
Sep-06 | 14.161 | 9.169 | 4.992 | 14.5551 | 9.3417 | 5.2133 |
Oct-06 | 14.333 | 9.276 | 5.057 | 14.4153 | 9.2973 | 5.1181 |
Nov-06 | 14.206 | 9.232 | 4.974 | 14.42 | 9.3156 | 5.1044 |
Dec-06 | 14.587 | 9.401 | 5.186 | 14.6012 | 9.4111 | 5.1901 |
Jan-07 | 14.957 | 9.579 | 5.378 | 14.9494 | 9.588 | 5.3614 |
Feb-07 | 15.402 | 9.768 | 5.634 | 15.4235 | 9.8237 | 5.5998 |
Mar-07 | 15.918 | 10.081 | 5.837 | 15.9514 | 10.0856 | 5.8659 |
Apr-07 | 16.308 | 10.269 | 6.04 | 16.4654 | 10.3509 | 6.1145 |
May-07 | 17.116 | 10.695 | 6.421 | 16.9049 | 10.5952 | 6.3098 |
Jun-07 | 18.248 | 11.341 | 6.907 | 17.2197 | 10.79 | 6.4296 |
Jul-07 | 17.417 | 10.785 | 6.632 | 17.3893 | 10.9158 | 6.4735 |
Aug-07 | 17.435 | 11.056 | 6.379 | 17.415 | 10.9574 | 6.4576 |
Sep-07 | 16.75 | 10.441 | 6.31 | 17.3322 | 10.9239 | 6.4082 |
Oct-07 | 16.875 | 10.771 | 6.104 | 17.1645 | 10.8223 | 6.3422 |
Nov-07 | 16.995 | 10.661 | 6.335 | 16.9131 | 10.6506 | 6.2626 |
Dec-07 | 16.548 | 10.363 | 6.185 | 16.5461 | 10.3972 | 6.1489 |
Jan-08 | 16.874 | 10.781 | 6.093 | 16.0289 | 10.0538 | 5.9751 |
Feb-08 | 15.689 | 9.913 | 5.776 | 15.3768 | 9.6413 | 5.7355 |
Mar-08 | 14.561 | 9.146 | 5.414 | 14.647 | 9.1985 | 5.4485 |
Apr-08 | 13.862 | 8.697 | 5.165 | 13.9318 | 8.7686 | 5.1631 |
May-08 | 12.996 | 8.2 | 4.796 | 13.3359 | 8.4062 | 4.9297 |
Jun-08 | 12.945 | 8.199 | 4.746 | 12.9338 | 8.1608 | 4.773 |
Jul-08 | 12.781 | 8.133 | 4.648 | 12.7364 | 8.0519 | 4.6845 |
Aug-08 | 12.619 | 7.961 | 4.659 | 12.7316 | 8.0868 | 4.6448 |
Sep-08 | 12.975 | 8.245 | 4.729 | 12.8844 | 8.2595 | 4.6249 |
Oct-08 | 13.398 | 8.562 | 4.835 | 13.1682 | 8.5636 | 4.6046 |
Nov-08 | 13.038 | 8.545 | 4.493 | 13.5884 | 9.0041 | 4.5842 |
Dec-08 | 13.927 | 9.378 | 4.548 | 14.1338 | 9.5578 | 4.5759 |
Jan-09 | 14.885 | 10.226 | 4.659 | 14.7736 | 10.1757 | 4.5979 |
Feb-09 | 15.364 | 10.781 | 4.582 | 15.4397 | 10.7813 | 4.6585 |
Mar-09 | 16.71 | 11.971 | 4.74 | 16.0571 | 11.2925 | 4.7646 |
Apr-09 | 17.024 | 11.925 | 5.1 | 16.5687 | 11.6584 | 4.9103 |
May-09 | 16.856 | 11.83 | 5.026 | 16.9472 | 11.8682 | 5.0791 |
Jun-09 | 17.202 | 11.97 | 5.232 | 17.2052 | 11.9448 | 5.2604 |
Jul-09 | 17.221 | 11.774 | 5.447 | 17.3684 | 11.9245 | 5.4439 |
Aug-09 | 17.328 | 11.63 | 5.699 | 17.4386 | 11.8291 | 5.6095 |
Sep-09 | 17.877 | 12.173 | 5.705 | 17.393 | 11.6537 | 5.7393 |
Oct-09 | 17.614 | 11.804 | 5.81 | 17.2228 | 11.3938 | 5.829 |
Nov-09 | 17.074 | 11.09 | 5.985 | 16.924 | 11.0466 | 5.8775 |
Dec-09 | 16.491 | 10.607 | 5.884 | 16.5378 | 10.6435 | 5.8943 |
Jan-10 | 15.941 | 10.11 | 5.831 | 16.1387 | 10.2353 | 5.9034 |
Feb-10 | 15.666 | 9.793 | 5.873 | 15.7905 | 9.873 | 5.9175 |
Mar-10 | 15.552 | 9.602 | 5.95 | 15.5352 | 9.5993 | 5.936 |
Apr-10 | 15.269 | 9.363 | 5.906 | 15.3646 | 9.421 | 5.9436 |
May-10 | 15.416 | 9.434 | 5.981 | 15.2404 | 9.3136 | 5.9268 |
Jun-10 | 15.113 | 9.122 | 5.99 | 15.122 | 9.2481 | 5.8739 |
Jul-10 | 15.04 | 9.289 | 5.751 | 14.9966 | 9.211 | 5.7856 |
Aug-10 | 14.617 | 9.227 | 5.389 | 14.8683 | 9.1937 | 5.6746 |
Sep-10 | 14.626 | 9.147 | 5.479 | 14.7483 | 9.1896 | 5.5587 |
Oct-10 | 14.656 | 9.158 | 5.497 | 14.6335 | 9.1819 | 5.4516 |
Nov-10 | 14.707 | 9.323 | 5.384 | 14.5136 | 9.1578 | 5.3558 |
Dec-10 | 15.032 | 9.451 | 5.581 | 14.3877 | 9.1146 | 5.273 |
Jan-11 | 14.152 | 9.01 | 5.142 | 14.2583 | 9.0581 | 5.2002 |
Feb-11 | 14.062 | 8.872 | 5.19 | 14.1433 | 9.0067 | 5.1366 |
Mar-11 | 13.625 | 8.828 | 4.798 | 14.0625 | 8.9732 | 5.0894 |
Apr-11 | 13.995 | 8.998 | 4.996 | 14.0296 | 8.9654 | 5.0642 |
May-11 | 14.235 | 9.088 | 5.147 | 14.0369 | 8.9768 | 5.0601 |
Jun-11 | 14.136 | 9.095 | 5.04 | 14.0529 | 8.9897 | 5.0632 |
Jul-11 | 14.082 | 9.033 | 5.049 | 14.057 | 8.9894 | 5.0676 |
Aug-11 | 14.167 | 9.037 | 5.13 | 14.0493 | 8.973 | 5.0763 |
Sep-11 | 13.94 | 8.803 | 5.138 | 14.0536 | 8.9566 | 5.097 |
Oct-11 | 13.861 | 8.86 | 5.001 | 14.0818 | 8.9483 | 5.1334 |
Nov-11 | 14.038 | 8.955 | 5.083 | 14.1347 | 8.9457 | 5.189 |
Dec-11 | 14.728 | 9.405 | 5.324 | 14.1959 | 8.9406 | 5.2553 |
Jan-12 | 14.771 | 9.398 | 5.374 | 14.2521 | 8.9338 | 5.3183 |
Feb-12 | 14.077 | 8.677 | 5.401 | 14.3017 | 8.9294 | 5.3723 |
Mar-12 | 14.092 | 8.704 | 5.388 | 14.3477 | 8.9397 | 5.408 |
Apr-12 | 14.347 | 8.924 | 5.423 | 14.41 | 8.9833 | 5.4267 |
May-12 | 14.505 | 9.109 | 5.396 | 14.5028 | 9.0679 | 5.4349 |
Jun-12 | 14.733 | 9.248 | 5.485 | 14.6225 | 9.1775 | 5.4449 |
Jul-12 | 14.777 | 9.28 | 5.497 | 14.7432 | 9.281 | 5.4622 |
Aug-12 | 14.872 | 9.44 | 5.432 | 14.8483 | 9.3581 | 5.4903 |
Sep-12 | 15.101 | 9.496 | 5.605 | 14.9409 | 9.4037 | 5.5372 |
Oct-12 | 14.907 | 9.385 | 5.522 | 15.0571 | 9.4414 | 5.6157 |
Nov-12 | 15.186 | 9.432 | 5.755 | 15.2387 | 9.5046 | 5.7341 |
Dec-12 | 15.372 | 9.528 | 5.843 | 15.5059 | 9.6125 | 5.8935 |
Jan-13 | 15.892 | 9.794 | 6.098 | 15.8499 | 9.7676 | 6.0823 |
Feb-13 | 16.135 | 9.875 | 6.261 | 16.2313 | 9.9535 | 6.2778 |
Mar-13 | 16.885 | 10.354 | 6.531 | 16.5969 | 10.1398 | 6.4571 |
Apr-13 | 16.932 | 10.296 | 6.636 | 16.9046 | 10.297 | 6.6076 |
May-13 | 17.231 | 10.431 | 6.8 | 17.1474 | 10.4132 | 6.7342 |
Jun-13 | 17.297 | 10.475 | 6.822 | 17.3711 | 10.5041 | 6.8669 |
Jul-13 | 17.477 | 10.517 | 6.96 | 17.6209 | 10.5876 | 7.0333 |
Aug-13 | 17.358 | 10.233 | 7.124 | 17.9207 | 10.6746 | 7.2461 |
Sep-13 | 18.21 | 10.763 | 7.448 | 18.2572 | 10.7739 | 7.4833 |
Oct-13 | 18.695 | 10.896 | 7.799 | 18.5961 | 10.8905 | 7.7056 |
Nov-13 | 19.228 | 11.179 | 8.049 | 18.8933 | 11.0148 | 7.8784 |
Dec-13 | 19.004 | 10.953 | 8.052 | 19.1235 | 11.1325 | 7.991 |
Jan-14 | 19.179 | 11.186 | 7.993 | 19.2767 | 11.2289 | 8.0479 |
Feb-14 | 19.366 | 11.443 | 7.923 | 19.3775 | 11.3014 | 8.0761 |
Mar-14 | 19.491 | 11.381 | 8.11 | 19.4504 | 11.3443 | 8.1062 |
Apr-14 | 19.575 | 11.312 | 8.264 | 19.5074 | 11.3472 | 8.1602 |
May-14 | 19.5 | 11.227 | 8.273 | 19.5661 | 11.3147 | 8.2515 |
Jun-14 | 19.636 | 11.39 | 8.247 | 19.6401 | 11.26 | 8.3801 |
Jul-14 | 19.817 | 11.284 | 8.533 | 19.7387 | 11.2037 | 8.535 |
Aug-14 | 19.626 | 10.972 | 8.653 | 19.8784 | 11.1786 | 8.6998 |
Sep-14 | 20.008 | 11.118 | 8.89 | 20.0423 | 11.1863 | 8.856 |
Oct-14 | 20.593 | 11.427 | 9.166 | 20.2155 | 11.2218 | 8.9937 |
Nov-14 | 20.049 | 10.95 | 9.099 | 20.3914 | 11.2822 | 9.1092 |
Dec-14 | 20.478 | 11.38 | 9.099 | 20.5599 | 11.3572 | 9.2028 |
Jan-15 | 20.701 | 11.529 | 9.172 | 20.7139 | 11.4314 | 9.2825 |
Feb-15 | 20.104 | 11.282 | 8.822 | 20.8502 | 11.4953 | 9.355 |
Mar-15 | 21.258 | 11.735 | 9.523 | 20.9717 | 11.5688 | 9.4028 |
Apr-15 | 21.811 | 11.777 | 10.033 | 21.0725 | 11.6854 | 9.387 |
May-15 | 20.329 | 11.144 | 9.185 | 21.1295 | 11.867 | 9.2625 |
Jun-15 | 21.122 | 11.986 | 9.136 | 21.1114 | 12.1138 | 8.9976 |
Jul-15 | 21.18 | 12.334 | 8.845 | 21.0082 | 12.4035 | 8.6047 |
Aug-15 | 21.702 | 13.215 | 8.487 | 20.8095 | 12.679 | 8.1304 |
Sep-15 | 20.957 | 13.566 | 7.391 | 20.5307 | 12.8886 | 7.642 |
Oct-15 | 20.024 | 13.145 | 6.879 | 20.1975 | 12.9939 | 7.2036 |
Nov-15 | 19.649 | 12.988 | 6.661 | 19.8426 | 12.9795 | 6.8631 |
Dec-15 | 19.584 | 12.889 | 6.696 | 19.5365 | 12.8851 | 6.6513 |
Jan-16 | 19.116 | 12.508 | 6.608 | 19.3491 | 12.7749 | 6.5742 |
Feb-16 | 19.354 | 12.735 | 6.619 | 19.3064 | 12.6979 | 6.6085 |
Mar-16 | 19.1 | 12.443 | 6.657 | 19.3899 | 12.6618 | 6.7282 |
Apr-16 | 19.587 | 12.716 | 6.87 | 19.5582 | 12.643 | 6.9152 |
May-16 | 19.997 | 12.78 | 7.217 | 19.7698 | 12.6165 | 7.1532 |
Jun-16 | 20.202 | 12.692 | 7.51 | 19.9946 | 12.567 | 7.4276 |
Jul-16 | 20.085 | 12.438 | 7.647 | 20.2338 | 12.5088 | 7.7251 |
Aug-16 | 19.894 | 12.321 | 7.572 | 20.5014 | 12.4755 | 8.0259 |
Sep-16 | 20.786 | 12.463 | 8.323 | 20.8081 | 12.4961 | 8.312 |
Oct-16 | 21.206 | 12.621 | 8.585 | 21.1506 | 12.5855 | 8.5652 |
Nov-16 | 21.512 | 12.696 | 8.816 | 21.5255 | 12.7515 | 8.774 |
Dec-16 | 21.975 | 13.054 | 8.922 | 21.8826 | 12.965 | 8.9176 |
Jan-17 | 22.174 | 13.179 | 8.995 | 22.1649 | 13.1883 | 8.9766 |
Feb-17 | 21.721 | 13.188 | 8.533 | 22.3325 | 13.3927 | 8.9398 |
Mar-17 | 22.602 | 13.721 | 8.881 | 22.3938 | 13.5774 | 8.8164 |
Apr-17 | 22.632 | 13.866 | 8.767 | 22.383 | 13.7505 | 8.6325 |
May-17 | 22.093 | 13.791 | 8.302 | 22.3319 | 13.9113 | 8.4206 |
Jun-17 | 22.094 | 13.945 | 8.15 | 22.2669 | 14.0547 | 8.2123 |
Jul-17 | 22.134 | 14.247 | 7.887 | 22.1939 | 14.1675 | 8.0264 |
Aug-17 | 22.396 | 14.464 | 7.932 | 22.0922 | 14.2306 | 7.8617 |
Sep-17 | 22.134 | 14.32 | 7.815 | 21.9565 | 14.247 | 7.7096 |
Oct-17 | 21.675 | 14.142 | 7.533 | 21.7776 | 14.2233 | 7.5542 |
Nov-17 | 21.532 | 14.132 | 7.4 | 21.5347 | 14.1571 | 7.3776 |
Dec-17 | 21.159 | 14.001 | 7.158 | 21.2597 | 14.0769 | 7.1828 |
Jan-18 | 21.122 | 14.187 | 6.936 | 21.0076 | 14.0191 | 6.9885 |
Feb-18 | 21.104 | 14.183 | 6.922 | 20.8125 | 13.999 | 6.8135 |
Mar-18 | 20.411 | 13.831 | 6.58 | 20.6764 | 14.0065 | 6.6699 |
Apr-18 | 20.164 | 13.768 | 6.397 | 20.558 | 14.0075 | 6.5504 |
May-18 | 20.694 | 14.19 | 6.503 | 20.4131 | 13.9674 | 6.4457 |
Jun-18 | 20.297 | 13.984 | 6.313 | 20.2022 | 13.8605 | 6.3416 |
Jul-18 | 20.227 | 13.923 | 6.303 | 19.8916 | 13.6733 | 6.2184 |
Aug-18 | 19.453 | 13.389 | 6.063 | 19.4614 | 13.4027 | 6.0587 |
Sep-18 | 18.701 | 12.848 | 5.853 | 18.9218 | 13.0653 | 5.8565 |
Oct-18 | 18.95 | 13.261 | 5.689 | 18.3258 | 12.7039 | 5.6219 |
Nov-18 | 17.851 | 12.485 | 5.366 | 17.7596 | 12.3763 | 5.3833 |
Dec-18 | 16.922 | 11.792 | 5.129 | 17.272 | 12.1063 | 5.1657 |
Jan-19 | 16.546 | 11.641 | 4.904 | 16.878 | 11.8935 | 4.9845 |
Feb-19 | 17.006 | 12.131 | 4.875 | 16.5933 | 11.7428 | 4.8505 |
Mar-19 | 16.443 | 11.648 | 4.796 | 16.4252 | 11.6601 | 4.7651 |
Apr-19 | 16.441 | 11.707 | 4.733 | 16.3877 | 11.6582 | 4.7295 |
May-19 | 16.307 | 11.585 | 4.722 | 16.4834 | 11.7467 | 4.7367 |
Jun-19 | 16.536 | 11.806 | 4.729 | 16.7181 | 11.936 | 4.7821 |
Jul-19 | 17.043 | 12.171 | 4.872 | 17.0975 | 12.2312 | 4.8664 |
Aug-19 | 17.873 | 12.623 | 5.25 | 17.612 | 12.6278 | 4.9842 |
Sep-19 | 18.131 | 13.023 | 5.109 | 18.2034 | 13.0848 | 5.1186 |
Oct-19 | 18.69 | 13.509 | 5.181 | 18.7502 | 13.5138 | 5.2365 |
Nov-19 | 19.43 | 14.031 | 5.399 | 19.1368 | 13.8323 | 5.3044 |
Dec-19 | 19.536 | 14.139 | 5.397 | 19.2953 | 13.9898 | 5.3055 |
Jan-20 | 19.612 | 14.289 | 5.322 | 19.2292 | 13.9845 | 5.2447 |
Feb-20 | 19.035 | 13.883 | 5.151 | 19.0192 | 13.8695 | 5.1497 |
Mar-20 | 19.133 | 14.164 | 4.97 | 18.8138 | 13.7455 | 5.0683 |
Apr-20 | 18.202 | 13.33 | 4.872 | 18.788 | 13.7389 | 5.0491 |
May-20 | 16.264 | 12.137 | 4.126 | 18.2696 | 13.9442 | 4.3254 |
Jun-20 | 17.234 | 12.814 | 4.42 | 18.8447 | 14.3815 | 4.4631 |
Jul-20 | 19.068 | 14.397 | 4.671 | 19.9317 | 15.2789 | 4.6528 |
Aug-20 | 21.342 | 16.354 | 4.988 | 21.1895 | 16.3164 | 4.873 |
Sep-20 | 22.779 | 17.389 | 5.389 | 22.2128 | 17.1027 | 5.1101 |
Oct-20 | 23.24 | 17.875 | 5.365 | 23.2912 | 17.9234 | 5.3678 |
Nov-20 | 24.155 | 18.571 | 5.584 | 24.3566 | 18.6922 | 5.6644 |
Dec-20 | 25.491 | 19.488 | 6.003 | 25.4816 | 19.4689 | 6.0127 |
Jan-21 | 28.003 | 21.57 | 6.433 | 26.6841 | 20.264 | 6.4201 |
Feb-21 | 28.477 | 21.658 | 6.819 | 27.9353 | 21.0528 | 6.8825 |
Mar-21 | 29.712 | 22.027 | 7.684 | 29.1265 | 21.7487 | 7.3778 |
Apr-21 | 30.495 | 22.579 | 7.916 | 30.2731 | 22.3932 | 7.8799 |
May-21 | 31.688 | 22.869 | 8.82 | 31.0064 | 22.6367 | 8.3697 |
Jun-21 | 31.322 | 22.408 | 8.914 | 31.4626 | 22.6255 | 8.8371 |
Jul-21 | 31.801 | 22.524 | 9.277 | 31.7062 | 22.432 | 9.2741 |
Aug-21 | 31.399 | 21.773 | 9.626 | 31.8461 | 22.1676 | 9.6785 |
Sep-21 | 31.162 | 21.108 | 10.053 | 31.9851 | 21.9358 | 10.0493 |
Oct-21 | 31.113 | 20.725 | 10.388 | 32.1859 | 21.7949 | 10.391 |
Nov-21 | 32.435 | 21.712 | 10.723 | 32.4144 | 21.7175 | 10.6969 |
Dec-21 | 32.826 | 21.97 | 10.856 | 32.6033 | 21.6478 | 10.9555 |
Jan-22 | 33.351 | 22.159 | 11.192 | 32.6888 | 21.5425 | 11.1463 |
Feb-22 | 32.497 | 21.286 | 11.211 | 32.605 | 21.3647 | 11.2403 |
Mar-22 | 32.488 | 21.151 | 11.338 | 32.3124 | 21.1051 | 11.2073 |
Apr-22 | 31.474 | 20.442 | 11.033 | 31.792 | 20.7673 | 11.0246 |
May-22 | 31.402 | 20.6 | 10.802 | 31.0332 | 20.3394 | 10.6938 |
Jun-22 | 30.381 | 20.07 | 10.312 | 30.0614 | 19.8116 | 10.2498 |
Jul-22 | 28.437 | 19.061 | 9.376 | 28.9393 | 19.1831 | 9.7562 |
Aug-22 | 27.706 | 18.568 | 9.138 | 27.7733 | 18.4854 | 9.2879 |
Sep-22 | 26.498 | 17.68 | 8.818 | 26.7094 | 17.8039 | 8.9055 |
Oct-22 | 25.786 | 17.165 | 8.622 | 25.887 | 17.2389 | 8.6482 |
New loan commitments, total housing (seasonally adjusted and trend), values, Australia
["","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
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- All series exclude refinancing
In October 2022 in seasonally adjusted terms, the value of external refinancing:
- for total housing fell 1.1% to $17.8b but was 9.7% higher compared to a year ago
- for owner-occupier housing fell 1.3% to $12.2b but remained close to the all-time high of $12.5b seen two months ago
- for investor housing fell 0.5% to $5.7b
Total refinancing ($b) | Owner occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Oct-04 | 3.2 | 2.465 | 0.735 |
Nov-04 | 3.222 | 2.515 | 0.707 |
Dec-04 | 3.373 | 2.613 | 0.76 |
Jan-05 | 3.405 | 2.696 | 0.709 |
Feb-05 | 3.585 | 2.826 | 0.759 |
Mar-05 | 3.702 | 2.965 | 0.737 |
Apr-05 | 3.832 | 3.061 | 0.771 |
May-05 | 3.975 | 3.102 | 0.873 |
Jun-05 | 3.955 | 3.039 | 0.916 |
Jul-05 | 4.031 | 3.117 | 0.914 |
Aug-05 | 4.032 | 3.103 | 0.929 |
Sep-05 | 4.177 | 3.236 | 0.941 |
Oct-05 | 4.124 | 3.181 | 0.942 |
Nov-05 | 4.131 | 3.209 | 0.922 |
Dec-05 | 4.363 | 3.16 | 1.204 |
Jan-06 | 3.889 | 3.041 | 0.848 |
Feb-06 | 4.185 | 3.195 | 0.99 |
Mar-06 | 4.052 | 3.157 | 0.895 |
Apr-06 | 4.241 | 3.176 | 1.064 |
May-06 | 4.082 | 3.302 | 0.78 |
Jun-06 | 4.219 | 3.392 | 0.827 |
Jul-06 | 4.329 | 3.497 | 0.833 |
Aug-06 | 4.447 | 3.555 | 0.892 |
Sep-06 | 4.457 | 3.552 | 0.905 |
Oct-06 | 4.462 | 3.611 | 0.851 |
Nov-06 | 4.53 | 3.627 | 0.903 |
Dec-06 | 4.431 | 3.488 | 0.943 |
Jan-07 | 4.55 | 3.487 | 1.063 |
Feb-07 | 4.622 | 3.461 | 1.161 |
Mar-07 | 4.471 | 3.386 | 1.086 |
Apr-07 | 4.67 | 3.535 | 1.135 |
May-07 | 4.513 | 3.459 | 1.054 |
Jun-07 | 4.521 | 3.486 | 1.035 |
Jul-07 | 4.231 | 3.173 | 1.058 |
Aug-07 | 4.481 | 3.418 | 1.063 |
Sep-07 | 4.512 | 3.407 | 1.105 |
Oct-07 | 4.389 | 3.251 | 1.138 |
Nov-07 | 4.662 | 3.438 | 1.224 |
Dec-07 | 4.791 | 3.606 | 1.184 |
Jan-08 | 4.94 | 3.671 | 1.269 |
Feb-08 | 4.894 | 3.624 | 1.27 |
Mar-08 | 4.691 | 3.503 | 1.188 |
Apr-08 | 4.596 | 3.384 | 1.212 |
May-08 | 4.335 | 3.194 | 1.142 |
Jun-08 | 4.161 | 3.148 | 1.013 |
Jul-08 | 4.361 | 3.131 | 1.23 |
Aug-08 | 4.303 | 3.129 | 1.173 |
Sep-08 | 4.094 | 2.836 | 1.258 |
Oct-08 | 4.47 | 3.127 | 1.343 |
Nov-08 | 4.581 | 3.226 | 1.356 |
Dec-08 | 5.034 | 3.523 | 1.511 |
Jan-09 | 4.935 | 3.401 | 1.534 |
Feb-09 | 4.729 | 3.146 | 1.583 |
Mar-09 | 5.109 | 3.448 | 1.661 |
Apr-09 | 5.075 | 3.471 | 1.604 |
May-09 | 5.009 | 3.444 | 1.565 |
Jun-09 | 4.876 | 3.386 | 1.49 |
Jul-09 | 4.601 | 3.215 | 1.386 |
Aug-09 | 4.384 | 3.001 | 1.383 |
Sep-09 | 4.249 | 2.939 | 1.31 |
Oct-09 | 4.168 | 2.926 | 1.242 |
Nov-09 | 4.07 | 2.821 | 1.248 |
Dec-09 | 3.78 | 2.756 | 1.023 |
Jan-10 | 3.573 | 2.586 | 0.987 |
Feb-10 | 3.525 | 2.669 | 0.856 |
Mar-10 | 3.477 | 2.648 | 0.829 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.576 | 2.635 | 0.941 |
Jun-10 | 3.636 | 2.72 | 0.916 |
Jul-10 | 3.731 | 2.817 | 0.914 |
Aug-10 | 3.828 | 2.911 | 0.916 |
Sep-10 | 3.849 | 2.928 | 0.921 |
Oct-10 | 4.019 | 3.019 | 1 |
Nov-10 | 4.074 | 3.075 | 0.999 |
Dec-10 | 4.434 | 3.413 | 1.02 |
Jan-11 | 4.131 | 3.205 | 0.926 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.968 | 2.935 | 1.032 |
Apr-11 | 4.237 | 3.176 | 1.061 |
May-11 | 4.556 | 3.39 | 1.166 |
Jun-11 | 4.508 | 3.361 | 1.147 |
Jul-11 | 4.754 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.224 |
Sep-11 | 4.895 | 3.634 | 1.261 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.045 | 3.723 | 1.322 |
Jan-12 | 5.101 | 3.728 | 1.373 |
Feb-12 | 5.163 | 3.694 | 1.469 |
Mar-12 | 5.217 | 3.684 | 1.533 |
Apr-12 | 4.913 | 3.614 | 1.299 |
May-12 | 4.996 | 3.572 | 1.424 |
Jun-12 | 4.985 | 3.489 | 1.496 |
Jul-12 | 4.887 | 3.406 | 1.481 |
Aug-12 | 5.025 | 3.435 | 1.59 |
Sep-12 | 5.003 | 3.404 | 1.599 |
Oct-12 | 5.021 | 3.486 | 1.535 |
Nov-12 | 5.096 | 3.454 | 1.643 |
Dec-12 | 4.938 | 3.388 | 1.551 |
Jan-13 | 5.106 | 3.431 | 1.675 |
Feb-13 | 5.083 | 3.435 | 1.648 |
Mar-13 | 5.209 | 3.573 | 1.635 |
Apr-13 | 5.373 | 3.648 | 1.725 |
May-13 | 5.421 | 3.754 | 1.666 |
Jun-13 | 5.62 | 3.908 | 1.711 |
Jul-13 | 6.464 | 3.808 | 2.656 |
Aug-13 | 6.152 | 3.642 | 2.509 |
Sep-13 | 6.724 | 3.913 | 2.811 |
Oct-13 | 6.817 | 3.875 | 2.942 |
Nov-13 | 6.942 | 3.938 | 3.004 |
Dec-13 | 6.889 | 3.864 | 3.025 |
Jan-14 | 6.894 | 3.901 | 2.993 |
Feb-14 | 7.331 | 4.213 | 3.118 |
Mar-14 | 7.125 | 3.961 | 3.164 |
Apr-14 | 7.377 | 4.045 | 3.332 |
May-14 | 7.442 | 4.08 | 3.362 |
Jun-14 | 7.604 | 4.17 | 3.434 |
Jul-14 | 7.838 | 4.28 | 3.557 |
Aug-14 | 7.802 | 4.261 | 3.541 |
Sep-14 | 8.047 | 4.288 | 3.759 |
Oct-14 | 8.396 | 4.408 | 3.987 |
Nov-14 | 8.426 | 4.466 | 3.96 |
Dec-14 | 8.688 | 4.606 | 4.082 |
Jan-15 | 8.744 | 4.714 | 4.03 |
Feb-15 | 9.06 | 4.954 | 4.106 |
Mar-15 | 9.301 | 5.005 | 4.296 |
Apr-15 | 9.389 | 5.213 | 4.177 |
May-15 | 9.231 | 4.977 | 4.254 |
Jun-15 | 9.135 | 5.316 | 3.819 |
Jul-15 | 8.925 | 5.424 | 3.501 |
Aug-15 | 8.8 | 5.464 | 3.336 |
Sep-15 | 8.804 | 5.743 | 3.062 |
Oct-15 | 8.988 | 5.909 | 3.079 |
Nov-15 | 9.244 | 6.09 | 3.154 |
Dec-15 | 9.715 | 6.47 | 3.245 |
Jan-16 | 9.333 | 6.053 | 3.28 |
Feb-16 | 9.366 | 6.025 | 3.341 |
Mar-16 | 9.431 | 6.22 | 3.211 |
Apr-16 | 9.423 | 6.198 | 3.224 |
May-16 | 9.344 | 6.05 | 3.294 |
Jun-16 | 9.673 | 6.038 | 3.636 |
Jul-16 | 9.681 | 6.092 | 3.588 |
Aug-16 | 9.423 | 5.769 | 3.654 |
Sep-16 | 9.578 | 6.043 | 3.535 |
Oct-16 | 8.997 | 5.807 | 3.19 |
Nov-16 | 9.076 | 5.676 | 3.401 |
Dec-16 | 9.014 | 5.575 | 3.439 |
Jan-17 | 9.111 | 5.772 | 3.34 |
Feb-17 | 8.708 | 5.408 | 3.3 |
Mar-17 | 8.778 | 5.413 | 3.365 |
Apr-17 | 8.53 | 5.31 | 3.22 |
May-17 | 8.75 | 5.338 | 3.413 |
Jun-17 | 8.697 | 5.24 | 3.456 |
Jul-17 | 8.603 | 5.147 | 3.455 |
Aug-17 | 9.008 | 5.258 | 3.75 |
Sep-17 | 8.683 | 5.301 | 3.382 |
Oct-17 | 8.477 | 5.341 | 3.136 |
Nov-17 | 8.991 | 5.545 | 3.446 |
Dec-17 | 9.283 | 5.72 | 3.563 |
Jan-18 | 9.623 | 5.808 | 3.815 |
Feb-18 | 9.764 | 5.761 | 4.003 |
Mar-18 | 9.227 | 5.555 | 3.672 |
Apr-18 | 9.426 | 5.636 | 3.791 |
May-18 | 9.208 | 5.644 | 3.564 |
Jun-18 | 8.7 | 5.286 | 3.414 |
Jul-18 | 9.123 | 5.737 | 3.385 |
Aug-18 | 9.008 | 5.619 | 3.389 |
Sep-18 | 8.706 | 5.358 | 3.348 |
Oct-18 | 9.029 | 5.581 | 3.448 |
Nov-18 | 8.973 | 5.534 | 3.44 |
Dec-18 | 8.661 | 5.377 | 3.284 |
Jan-19 | 8.419 | 5.213 | 3.207 |
Feb-19 | 8.534 | 5.343 | 3.191 |
Mar-19 | 8.499 | 5.266 | 3.233 |
Apr-19 | 8.375 | 5.186 | 3.19 |
May-19 | 8.413 | 5.213 | 3.2 |
Jun-19 | 7.989 | 4.773 | 3.216 |
Jul-19 | 8.371 | 5.276 | 3.095 |
Aug-19 | 9.027 | 5.586 | 3.441 |
Sep-19 | 9.796 | 6.08 | 3.716 |
Oct-19 | 9.85 | 6.075 | 3.776 |
Nov-19 | 10.18 | 6.297 | 3.882 |
Dec-19 | 10.397 | 6.518 | 3.879 |
Jan-20 | 10.865 | 6.968 | 3.897 |
Feb-20 | 11.173 | 7.224 | 3.949 |
Mar-20 | 10.697 | 6.848 | 3.849 |
Apr-20 | 11.656 | 7.526 | 4.13 |
May-20 | 14.194 | 9.447 | 4.746 |
Jun-20 | 13.448 | 8.738 | 4.711 |
Jul-20 | 10.539 | 6.804 | 3.735 |
Aug-20 | 10.897 | 6.859 | 4.037 |
Sep-20 | 12.764 | 7.984 | 4.78 |
Oct-20 | 12.17 | 7.551 | 4.619 |
Nov-20 | 10.408 | 6.406 | 4.002 |
Dec-20 | 11.392 | 7.154 | 4.238 |
Jan-21 | 12.399 | 7.99 | 4.409 |
Feb-21 | 13.72 | 8.906 | 4.814 |
Mar-21 | 13.157 | 8.567 | 4.59 |
Apr-21 | 13.783 | 8.978 | 4.805 |
May-21 | 14.703 | 9.654 | 5.049 |
Jun-21 | 15.223 | 9.971 | 5.252 |
Jul-21 | 16.663 | 10.983 | 5.68 |
Aug-21 | 16.913 | 10.699 | 6.214 |
Sep-21 | 16.165 | 10.295 | 5.87 |
Oct-21 | 16.266 | 10.491 | 5.775 |
Nov-21 | 16.32 | 10.647 | 5.673 |
Dec-21 | 16.241 | 10.733 | 5.508 |
Jan-22 | 15.022 | 9.692 | 5.33 |
Feb-22 | 16.202 | 10.784 | 5.419 |
Mar-22 | 16.654 | 11.09 | 5.565 |
Apr-22 | 16.743 | 11.385 | 5.358 |
May-22 | 17.198 | 11.691 | 5.508 |
Jun-22 | 17.901 | 12.363 | 5.539 |
Jul-22 | 17.818 | 12.305 | 5.513 |
Aug-22 | 18.566 | 12.501 | 6.066 |
Sep-22 | 18.032 | 12.353 | 5.68 |
Oct-22 | 17.841 | 12.189 | 5.652 |
External refinancing (seasonally adjusted), values, Australia
["","Total refinancing","Owner occupier refinancing","Investor refinancing"]
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Personal finance
In October 2022 in seasonally adjusted terms, the value of new loan commitments:
- for fixed term personal finance fell 0.5%, after a revised fall of 0.2% in September
- for road vehicles fell 3.8%
- for personal investment rose 8.3%
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
Oct-04 | 1.682 | 0.823 | 0.531 | 0.207 |
Nov-04 | 1.634 | 0.819 | 0.525 | 0.205 |
Dec-04 | 1.585 | 0.739 | 0.577 | 0.176 |
Jan-05 | 1.512 | 0.727 | 0.503 | 0.188 |
Feb-05 | 1.436 | 0.751 | 0.405 | 0.188 |
Mar-05 | 1.485 | 0.74 | 0.454 | 0.187 |
Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.857 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.498 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.408 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.454 | 0.669 | 0.462 | 0.222 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.711 | 0.808 | 0.511 | 0.268 |
May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.821 | 0.851 | 0.433 | 0.396 |
Jul-10 | 1.683 | 0.842 | 0.438 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.603 | 0.866 | 0.361 | 0.274 |
Jan-11 | 1.57 | 0.864 | 0.342 | 0.263 |
Feb-11 | 1.574 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.593 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.607 | 0.881 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.62 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.614 | 0.866 | 0.343 | 0.27 |
Aug-11 | 1.693 | 0.903 | 0.386 | 0.294 |
Sep-11 | 1.68 | 0.904 | 0.347 | 0.299 |
Oct-11 | 1.668 | 0.928 | 0.327 | 0.279 |
Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.935 | 0.308 | 0.254 |
Feb-12 | 1.579 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.549 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.619 | 0.953 | 0.28 | 0.227 |
May-12 | 1.664 | 0.996 | 0.28 | 0.247 |
Jun-12 | 1.691 | 1.008 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
Oct-12 | 1.818 | 1.069 | 0.302 | 0.287 |
Nov-12 | 1.876 | 1.097 | 0.307 | 0.298 |
Dec-12 | 1.888 | 1.098 | 0.307 | 0.299 |
Jan-13 | 1.856 | 1.057 | 0.325 | 0.291 |
Feb-13 | 1.854 | 1.034 | 0.318 | 0.292 |
Mar-13 | 1.864 | 1.046 | 0.33 | 0.305 |
Apr-13 | 1.81 | 1.007 | 0.329 | 0.305 |
May-13 | 1.79 | 1.019 | 0.336 | 0.288 |
Jun-13 | 1.708 | 0.995 | 0.305 | 0.264 |
Jul-13 | 1.751 | 1.044 | 0.287 | 0.26 |
Aug-13 | 1.739 | 1.025 | 0.306 | 0.247 |
Sep-13 | 1.756 | 1.027 | 0.309 | 0.255 |
Oct-13 | 1.734 | 1 | 0.316 | 0.25 |
Nov-13 | 1.712 | 0.963 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.775 | 1.03 | 0.299 | 0.265 |
Feb-14 | 1.862 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.793 | 1.048 | 0.315 | 0.266 |
Apr-14 | 1.762 | 1.036 | 0.297 | 0.232 |
May-14 | 1.769 | 1.036 | 0.313 | 0.252 |
Jun-14 | 1.751 | 1.021 | 0.316 | 0.247 |
Jul-14 | 1.824 | 1.03 | 0.36 | 0.265 |
Aug-14 | 1.811 | 1.024 | 0.34 | 0.265 |
Sep-14 | 1.834 | 1.019 | 0.385 | 0.255 |
Oct-14 | 1.924 | 1.032 | 0.428 | 0.296 |
Nov-14 | 1.844 | 0.993 | 0.384 | 0.264 |
Dec-14 | 1.827 | 1.025 | 0.384 | 0.253 |
Jan-15 | 1.813 | 1.037 | 0.37 | 0.245 |
Feb-15 | 1.861 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.884 | 1.044 | 0.403 | 0.274 |
Apr-15 | 2.056 | 1.106 | 0.418 | 0.306 |
May-15 | 1.985 | 1.094 | 0.393 | 0.311 |
Jun-15 | 1.969 | 1.115 | 0.365 | NA |
Jul-15 | 1.903 | 1.088 | 0.358 | NA |
Aug-15 | 1.892 | 1.103 | 0.326 | NA |
Sep-15 | 1.815 | 1.103 | 0.277 | 0.251 |
Oct-15 | 1.767 | 1.078 | 0.278 | 0.246 |
Nov-15 | 1.816 | 1.112 | 0.282 | 0.242 |
Dec-15 | 1.872 | 1.12 | 0.296 | 0.267 |
Jan-16 | 1.857 | 1.086 | 0.289 | 0.281 |
Feb-16 | 1.955 | 1.132 | 0.299 | 0.323 |
Mar-16 | 2.177 | 1.354 | 0.271 | 0.356 |
Apr-16 | 2.307 | 1.334 | 0.323 | 0.426 |
May-16 | 2.176 | 1.29 | 0.317 | 0.388 |
Jun-16 | 2.106 | 1.283 | 0.302 | 0.369 |
Jul-16 | 2.161 | 1.299 | 0.319 | 0.349 |
Aug-16 | 2.141 | 1.271 | 0.335 | 0.355 |
Sep-16 | 2.067 | 1.249 | 0.327 | 0.312 |
Oct-16 | 1.983 | 1.23 | 0.307 | 0.279 |
Nov-16 | 2.014 | 1.24 | 0.315 | 0.285 |
Dec-16 | 2.05 | 1.261 | 0.311 | 0.285 |
Jan-17 | 1.985 | 1.213 | 0.303 | 0.284 |
Feb-17 | 1.914 | 1.169 | 0.297 | 0.257 |
Mar-17 | 1.812 | 1.14 | 0.277 | 0.228 |
Apr-17 | 1.766 | 1.118 | 0.249 | 0.204 |
May-17 | 1.75 | 1.132 | 0.254 | 0.198 |
Jun-17 | 1.739 | 1.133 | 0.25 | 0.208 |
Jul-17 | 1.743 | 1.132 | 0.221 | 0.216 |
Aug-17 | 1.751 | 1.145 | 0.232 | NA |
Sep-17 | 1.852 | 1.15 | 0.274 | 0.242 |
Oct-17 | 1.894 | 1.203 | 0.247 | 0.275 |
Nov-17 | 1.903 | 1.227 | 0.241 | 0.266 |
Dec-17 | 1.802 | 1.165 | 0.203 | 0.248 |
Jan-18 | 1.814 | 1.156 | 0.225 | 0.241 |
Feb-18 | 1.787 | 1.151 | 0.217 | 0.228 |
Mar-18 | 1.752 | 1.134 | 0.203 | 0.237 |
Apr-18 | 1.742 | 1.123 | 0.191 | 0.248 |
May-18 | 1.72 | 1.132 | 0.182 | 0.249 |
Jun-18 | 1.814 | 1.171 | 0.23 | 0.267 |
Jul-18 | 1.764 | 1.157 | 0.168 | 0.282 |
Aug-18 | 1.791 | 1.165 | 0.173 | 0.304 |
Sep-18 | 1.795 | 1.159 | 0.15 | 0.312 |
Oct-18 | 1.76 | 1.133 | 0.154 | 0.305 |
Nov-18 | 1.694 | 1.083 | 0.15 | 0.296 |
Dec-18 | 1.633 | 1.052 | 0.15 | 0.27 |
Jan-19 | 1.629 | 1.046 | 0.153 | 0.269 |
Feb-19 | 1.637 | 1.058 | 0.137 | 0.26 |
Mar-19 | 1.601 | 1.062 | 0.145 | 0.251 |
Apr-19 | 1.626 | 1.057 | 0.143 | 0.255 |
May-19 | 1.585 | 1.057 | 0.142 | 0.246 |
Jun-19 | 1.684 | 1.083 | 0.217 | 0.261 |
Jul-19 | 1.646 | 1.081 | 0.154 | 0.268 |
Aug-19 | 1.691 | 1.097 | 0.148 | 0.322 |
Sep-19 | 1.695 | 1.098 | 0.159 | 0.275 |
Oct-19 | 1.716 | 1.103 | 0.176 | 0.288 |
Nov-19 | 1.66 | 1.041 | 0.159 | 0.293 |
Dec-19 | 1.732 | 1.096 | 0.156 | 0.304 |
Jan-20 | 1.766 | 1.099 | 0.157 | 0.332 |
Feb-20 | 1.76 | 1.1 | 0.161 | 0.297 |
Mar-20 | 1.569 | 0.969 | 0.173 | 0.286 |
Apr-20 | 1.183 | 0.605 | 0.261 | 0.205 |
May-20 | 1.371 | 0.884 | 0.207 | 0.184 |
Jun-20 | 1.51 | 1.092 | 0.124 | 0.21 |
Jul-20 | 1.568 | 1.081 | 0.157 | 0.227 |
Aug-20 | 1.394 | 0.934 | 0.165 | 0.209 |
Sep-20 | 1.55 | 1.015 | 0.175 | 0.226 |
Oct-20 | 1.599 | 1.116 | 0.168 | 0.221 |
Nov-20 | 1.731 | 1.184 | 0.196 | 0.23 |
Dec-20 | 1.737 | 1.218 | 0.164 | 0.222 |
Jan-21 | 1.768 | 1.199 | 0.176 | 0.248 |
Feb-21 | 1.777 | 1.114 | 0.228 | 0.256 |
Mar-21 | 1.795 | 1.168 | 0.195 | 0.263 |
Apr-21 | 1.866 | 1.191 | 0.23 | 0.27 |
May-21 | 1.941 | 1.244 | 0.257 | 0.285 |
Jun-21 | 1.77 | 1.175 | 0.169 | 0.293 |
Jul-21 | 1.967 | 1.187 | 0.318 | 0.299 |
Aug-21 | 1.945 | 1.152 | 0.387 | 0.29 |
Sep-21 | 1.978 | 1.139 | 0.36 | 0.282 |
Oct-21 | 2.05 | 1.165 | 0.38 | 0.31 |
Nov-21 | 2.115 | 1.188 | 0.407 | 0.317 |
Dec-21 | 2.135 | 1.196 | 0.453 | 0.334 |
Jan-22 | 2.149 | 1.188 | 0.459 | 0.35 |
Feb-22 | 2.288 | 1.25 | 0.468 | 0.362 |
Mar-22 | 2.255 | 1.231 | 0.467 | 0.359 |
Apr-22 | 2.217 | 1.19 | 0.39 | 0.366 |
May-22 | 2.243 | 1.193 | 0.432 | 0.374 |
Jun-22 | 1.937 | 1.051 | 0.267 | 0.399 |
Jul-22 | 2.116 | 1.107 | 0.458 | 0.361 |
Aug-22 | 2.304 | 1.313 | 0.431 | 0.37 |
Sep-22 | 2.3 | 1.256 | 0.414 | 0.375 |
Oct-22 | 2.289 | 1.208 | 0.449 | 0.389 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
Oct-04 | 0.033 | 0.030 | 0.046 | 0.124 |
Nov-04 | 0.038 | 0.030 | 0.042 | 0.126 |
Dec-04 | 0.026 | 0.033 | 0.044 | 0.128 |
Jan-05 | 0.029 | 0.029 | 0.041 | 0.126 |
Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.034 | 0.058 | 0.043 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.035 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.063 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.060 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.056 | 0.263 |
Jun-13 | 0.036 | 0.066 | 0.055 | 0.245 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.164 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.060 | 0.159 |
Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
May-14 | 0.042 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.152 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.045 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.055 | 0.177 |
Oct-14 | 0.044 | 0.088 | 0.059 | 0.183 |
Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.083 | 0.054 | 0.149 |
Feb-15 | 0.039 | 0.081 | 0.053 | 0.163 |
Mar-15 | 0.039 | 0.084 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.168 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.094 | 0.063 | NA |
Sep-15 | 0.039 | 0.081 | 0.062 | 0.103 |
Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
Nov-15 | 0.042 | 0.074 | 0.065 | 0.113 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
Jan-16 | 0.044 | 0.077 | 0.063 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.063 | 0.115 |
Mar-16 | 0.050 | 0.078 | 0.063 | 0.116 |
Apr-16 | 0.050 | 0.083 | 0.067 | 0.126 |
May-16 | 0.046 | 0.081 | 0.066 | 0.116 |
Jun-16 | 0.048 | 0.078 | 0.066 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.065 | 0.130 |
Aug-16 | 0.045 | 0.077 | 0.066 | 0.133 |
Sep-16 | 0.044 | 0.074 | 0.068 | 0.141 |
Oct-16 | 0.045 | 0.069 | 0.064 | 0.140 |
Nov-16 | 0.045 | 0.072 | 0.061 | 0.140 |
Dec-16 | 0.052 | 0.073 | 0.060 | 0.162 |
Jan-17 | 0.048 | 0.070 | 0.059 | 0.139 |
Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
Mar-17 | 0.044 | 0.073 | 0.063 | 0.118 |
Apr-17 | 0.038 | 0.067 | 0.059 | 0.107 |
May-17 | 0.044 | 0.071 | 0.056 | 0.088 |
Jun-17 | 0.043 | 0.071 | 0.059 | 0.080 |
Jul-17 | 0.045 | 0.072 | 0.060 | 0.106 |
Aug-17 | NA | 0.071 | 0.058 | 0.106 |
Sep-17 | 0.048 | 0.068 | 0.062 | 0.108 |
Oct-17 | 0.046 | 0.074 | 0.061 | 0.116 |
Nov-17 | 0.046 | 0.075 | 0.057 | 0.106 |
Dec-17 | 0.046 | 0.067 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.065 | 0.059 | 0.104 |
Feb-18 | 0.046 | 0.066 | 0.055 | 0.103 |
Mar-18 | 0.050 | 0.063 | 0.054 | 0.103 |
Apr-18 | 0.048 | 0.064 | 0.052 | 0.109 |
May-18 | 0.046 | 0.063 | 0.055 | 0.116 |
Jun-18 | 0.051 | 0.072 | 0.053 | 0.120 |
Jul-18 | 0.049 | 0.064 | 0.055 | 0.120 |
Aug-18 | 0.049 | 0.062 | 0.059 | 0.122 |
Sep-18 | 0.050 | 0.064 | 0.054 | 0.120 |
Oct-18 | 0.055 | 0.063 | 0.050 | 0.122 |
Nov-18 | 0.052 | 0.062 | 0.048 | 0.124 |
Dec-18 | 0.049 | 0.057 | 0.044 | 0.131 |
Jan-19 | 0.048 | 0.056 | 0.042 | 0.135 |
Feb-19 | 0.046 | 0.057 | 0.041 | 0.137 |
Mar-19 | 0.044 | 0.056 | 0.037 | 0.139 |
Apr-19 | 0.046 | 0.056 | 0.039 | 0.129 |
May-19 | 0.048 | 0.057 | 0.041 | 0.132 |
Jun-19 | 0.048 | 0.056 | 0.041 | 0.131 |
Jul-19 | 0.056 | 0.059 | 0.039 | 0.142 |
Aug-19 | 0.051 | 0.063 | 0.037 | 0.139 |
Sep-19 | 0.047 | 0.070 | 0.035 | 0.141 |
Oct-19 | 0.048 | 0.074 | 0.034 | 0.156 |
Nov-19 | 0.044 | 0.080 | 0.034 | 0.173 |
Dec-19 | 0.045 | 0.085 | 0.036 | 0.163 |
Jan-20 | 0.046 | 0.092 | 0.035 | 0.187 |
Feb-20 | 0.052 | 0.073 | 0.034 | 0.164 |
Mar-20 | 0.043 | 0.071 | 0.017 | 0.161 |
Apr-20 | 0.029 | 0.065 | 0.002 | 0.120 |
May-20 | 0.042 | 0.060 | 0.002 | 0.120 |
Jun-20 | 0.066 | 0.076 | 0.004 | 0.106 |
Jul-20 | 0.055 | 0.068 | 0.002 | 0.117 |
Aug-20 | 0.045 | 0.062 | 0.003 | 0.125 |
Sep-20 | 0.032 | 0.070 | 0.006 | 0.131 |
Oct-20 | 0.038 | 0.059 | 0.008 | 0.136 |
Nov-20 | 0.047 | 0.068 | 0.004 | 0.130 |
Dec-20 | 0.046 | 0.080 | 0.008 | 0.126 |
Jan-21 | 0.048 | 0.071 | 0.005 | 0.126 |
Feb-21 | 0.050 | 0.095 | 0.005 | 0.129 |
Mar-21 | 0.051 | 0.098 | 0.006 | 0.164 |
Apr-21 | 0.054 | 0.099 | 0.007 | 0.145 |
May-21 | 0.057 | 0.102 | 0.007 | 0.152 |
Jun-21 | 0.074 | 0.107 | 0.006 | 0.152 |
Jul-21 | 0.068 | 0.116 | 0.005 | 0.158 |
Aug-21 | 0.058 | 0.099 | 0.005 | 0.137 |
Sep-21 | 0.058 | 0.111 | 0.005 | 0.157 |
Oct-21 | 0.061 | 0.132 | 0.009 | 0.155 |
Nov-21 | 0.056 | 0.116 | 0.012 | 0.154 |
Dec-21 | 0.061 | 0.111 | 0.013 | 0.160 |
Jan-22 | 0.065 | 0.126 | 0.013 | 0.161 |
Feb-22 | 0.070 | 0.125 | 0.016 | 0.178 |
Mar-22 | 0.070 | 0.135 | 0.018 | 0.164 |
Apr-22 | 0.069 | 0.142 | 0.024 | 0.161 |
May-22 | 0.068 | 0.143 | 0.027 | 0.164 |
Jun-22 | 0.064 | 0.150 | 0.031 | 0.161 |
Jul-22 | 0.058 | 0.120 | 0.035 | 0.164 |
Aug-22 | 0.062 | 0.142 | 0.038 | 0.162 |
Sep-22 | 0.062 | 0.140 | 0.039 | 0.165 |
Oct-22 | 0.060 | 0.144 | 0.040 | 0.160 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
["","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In October 2022 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance rose 58.3%, after a revised fall of 31.2% in September. In trend terms, it rose 0.1%.
- for the purchase of property fell 3.8%, after a revised fall of 8.0% in September. In trend terms, it fell 1.4%.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
---|---|---|---|---|
Oct-04 | 2.848 | 2.728 | 1.4995 | 2.4539 |
Nov-04 | 1.782 | 2.32 | 1.4647 | 2.4352 |
Dec-04 | 1.314 | 2.481 | 1.4432 | 2.4051 |
Jan-05 | 1.224 | 2.341 | 1.4348 | 2.3683 |
Feb-05 | 1.275 | 2.262 | 1.4416 | 2.3267 |
Mar-05 | 1.261 | 2.084 | 1.4611 | 2.2866 |
Apr-05 | 2.521 | 2.559 | 1.488 | 2.2531 |
May-05 | 1.845 | 2.116 | 1.5202 | 2.2345 |
Jun-05 | 1.517 | 1.988 | 1.5527 | 2.2324 |
Jul-05 | 1.905 | 2.378 | 1.5824 | 2.2478 |
Aug-05 | 1.439 | 4.087 | 1.6092 | 2.2802 |
Sep-05 | 1.776 | 2.27 | 1.6309 | 2.3286 |
Oct-05 | 1.301 | 2.309 | 1.6445 | 2.3898 |
Nov-05 | 1.434 | 2.395 | 1.6485 | 2.459 |
Dec-05 | 2.241 | 2.407 | 1.6428 | 2.5295 |
Jan-06 | 1.388 | 3.067 | 1.633 | 2.5941 |
Feb-06 | 2.025 | 2.214 | 1.6247 | 2.6473 |
Mar-06 | 1.681 | 3.039 | 1.6224 | 2.6855 |
Apr-06 | 1.526 | 2.466 | 1.6257 | 2.711 |
May-06 | 1.789 | 3.137 | 1.6345 | 2.7307 |
Jun-06 | 1.423 | 3.749 | 1.6499 | 2.7551 |
Jul-06 | 1.255 | 2.734 | 1.6695 | 2.7854 |
Aug-06 | 1.77 | 2.718 | 1.6898 | 2.8264 |
Sep-06 | 3.058 | 2.439 | 1.7089 | 2.884 |
Oct-06 | 1.676 | 2.911 | 1.7225 | 2.9648 |
Nov-06 | 2.271 | 3.241 | 1.7301 | 3.0753 |
Dec-06 | 1.807 | 3.148 | 1.7333 | 3.2211 |
Jan-07 | 1.647 | 3.594 | 1.734 | 3.4024 |
Feb-07 | 1.45 | 3.958 | 1.7324 | 3.6167 |
Mar-07 | 2.059 | 3.658 | 1.7288 | 3.8563 |
Apr-07 | 1.456 | 3.578 | 1.7318 | 4.1111 |
May-07 | 1.292 | 3.051 | 1.7462 | 4.3721 |
Jun-07 | 2.014 | 5.285 | 1.7769 | 4.6243 |
Jul-07 | 1.84 | 4.705 | 1.8255 | 4.8614 |
Aug-07 | 3.828 | 5.364 | 1.8873 | 5.0731 |
Sep-07 | 2.301 | 5.519 | 1.9527 | 5.246 |
Oct-07 | 2.086 | 5.307 | 2.0164 | 5.3604 |
Nov-07 | 1.238 | 3.341 | 2.069 | 5.3999 |
Dec-07 | 1.819 | 5.488 | 2.1052 | 5.3568 |
Jan-08 | 2.831 | 5.089 | 2.1244 | 5.2359 |
Feb-08 | 2.359 | 5.815 | 2.1274 | 5.0503 |
Mar-08 | 1.129 | 4.575 | 2.1137 | 4.8182 |
Apr-08 | 2.377 | 4.606 | 2.0825 | 4.5597 |
May-08 | 1.77 | 4.814 | 2.0371 | 4.2879 |
Jun-08 | 2.01 | 3.178 | 1.976 | 4.0107 |
Jul-08 | 3.388 | 3.419 | 1.8972 | 3.7342 |
Aug-08 | 2.029 | 3.012 | 1.8062 | 3.4696 |
Sep-08 | 1.278 | 3.813 | 1.711 | 3.2207 |
Oct-08 | 2.198 | 3.188 | 1.6194 | 2.9941 |
Nov-08 | 1.39 | 3.243 | 1.5399 | 2.7977 |
Dec-08 | 1.572 | 2.462 | 1.4761 | 2.634 |
Jan-09 | 1.091 | 2.203 | 1.4274 | 2.5026 |
Feb-09 | 1.386 | 2.289 | 1.3923 | 2.4024 |
Mar-09 | 1.327 | 1.853 | 1.3714 | 2.3319 |
Apr-09 | 1.221 | 3.684 | 1.3633 | 2.2917 |
May-09 | 2.986 | 2.246 | 1.3617 | 2.2781 |
Jun-09 | 2.016 | 2.39 | 1.364 | 2.2922 |
Jul-09 | 1.33 | 2.212 | 1.3678 | 2.3336 |
Aug-09 | 1.102 | 2.813 | 1.3718 | 2.3922 |
Sep-09 | 2.872 | 3.427 | 1.3737 | 2.4575 |
Oct-09 | 1.33 | 2.196 | 1.3724 | 2.522 |
Nov-09 | 1.506 | 2.585 | 1.3669 | 2.5832 |
Dec-09 | 1.083 | 2.488 | 1.3598 | 2.6398 |
Jan-10 | 1.298 | 2.688 | 1.3515 | 2.691 |
Feb-10 | 1.5 | 2.619 | 1.3427 | 2.736 |
Mar-10 | 1.22 | 3.078 | 1.3313 | 2.7744 |
Apr-10 | 1.692 | 3.101 | 1.3157 | 2.8059 |
May-10 | 1.42 | 2.548 | 1.296 | 2.8292 |
Jun-10 | 0.949 | 2.904 | 1.2712 | 2.8422 |
Jul-10 | 1.163 | 4.326 | 1.2435 | 2.8435 |
Aug-10 | 1.369 | 2.92 | 1.2186 | 2.8334 |
Sep-10 | 1.267 | 2.312 | 1.1989 | 2.8145 |
Oct-10 | 1.004 | 2.868 | 1.1872 | 2.7955 |
Nov-10 | 1.284 | 1.766 | 1.1892 | 2.7814 |
Dec-10 | 1.151 | 3.181 | 1.209 | 2.7718 |
Jan-11 | 1.198 | 2.674 | 1.2467 | 2.7657 |
Feb-11 | 1.261 | 2.633 | 1.2983 | 2.7595 |
Mar-11 | 1.44 | 2.604 | 1.3564 | 2.7513 |
Apr-11 | 1.031 | 2.565 | 1.4126 | 2.7375 |
May-11 | 1.612 | 2.966 | 1.4598 | 2.7194 |
Jun-11 | 1.56 | 2.762 | 1.4945 | 2.7016 |
Jul-11 | 1.467 | 2.913 | 1.513 | 2.6854 |
Aug-11 | 1.832 | 2.728 | 1.5112 | 2.6741 |
Sep-11 | 1.635 | 2.261 | 1.4886 | 2.6712 |
Oct-11 | 1.351 | 2.602 | 1.4476 | 2.6751 |
Nov-11 | NA | 2.67 | NA | 2.6816 |
Dec-11 | 1.352 | 2.674 | 1.3283 | 2.6914 |
Jan-12 | 1.036 | 2.792 | 1.2632 | 2.7061 |
Feb-12 | 1.289 | 2.553 | 1.2019 | 2.7267 |
Mar-12 | 1.485 | 3.075 | 1.1506 | 2.7517 |
Apr-12 | 1.043 | 2.926 | 1.1135 | 2.7793 |
May-12 | 1.022 | 2.564 | 1.0914 | 2.8051 |
Jun-12 | 1.035 | 2.849 | 1.0791 | 2.8238 |
Jul-12 | 1.032 | 2.779 | 1.0722 | 2.8342 |
Aug-12 | 0.692 | 2.468 | 1.0679 | 2.839 |
Sep-12 | 1.205 | 3.277 | 1.0639 | 2.8426 |
Oct-12 | 4.42 | 3.116 | 1.0621 | 2.8485 |
Nov-12 | 1.02 | 2.691 | 1.0641 | 2.8582 |
Dec-12 | 2.682 | 2.694 | 1.0688 | 2.8726 |
Jan-13 | 1.347 | 3.099 | 1.0765 | 2.8918 |
Feb-13 | 0.878 | 2.855 | 1.0929 | 2.917 |
Mar-13 | 0.944 | 2.654 | 1.1206 | 2.9499 |
Apr-13 | 0.745 | 2.984 | 1.1665 | 2.992 |
May-13 | 1.345 | 3.304 | 1.2332 | 3.0514 |
Jun-13 | 1.471 | 3.301 | 1.3195 | 3.1329 |
Jul-13 | 1.23 | 3.055 | 1.4218 | 3.2395 |
Aug-13 | 1.498 | 3.343 | 1.5289 | 3.3689 |
Sep-13 | 1.464 | 3.406 | 1.6327 | 3.5133 |
Oct-13 | 1.667 | 3.416 | 1.7217 | 3.6649 |
Nov-13 | 2.192 | 5.147 | 1.792 | 3.8192 |
Dec-13 | 2.211 | 4.08 | 1.8458 | 3.9703 |
Jan-14 | 1.594 | 3.213 | 1.8854 | 4.1087 |
Feb-14 | 2.247 | 4.451 | 1.9145 | 4.228 |
Mar-14 | 1.506 | 4.652 | 1.9374 | 4.3263 |
Apr-14 | 3.822 | 4.204 | 1.959 | 4.4016 |
May-14 | 1.805 | 4.571 | 1.9822 | 4.4511 |
Jun-14 | 1.547 | 3.886 | 2.0097 | 4.4758 |
Jul-14 | 2.911 | 4.625 | 2.0451 | 4.4823 |
Aug-14 | 1.702 | 4.78 | 2.09 | 4.4794 |
Sep-14 | 2.972 | 4.256 | 2.1398 | 4.4745 |
Oct-14 | 2.168 | 4.501 | 2.1896 | 4.4741 |
Nov-14 | 1.739 | 3.046 | 2.2314 | 4.4834 |
Dec-14 | 2.201 | 4.765 | 2.258 | 4.5042 |
Jan-15 | 3.633 | 4.445 | 2.2692 | 4.5354 |
Feb-15 | 2.626 | 4.376 | 2.2698 | 4.5791 |
Mar-15 | 2.006 | 4.425 | 2.2627 | 4.6342 |
Apr-15 | 2.438 | 4.764 | 2.2479 | 4.7018 |
May-15 | 2.341 | 4.994 | 2.2239 | 4.7826 |
Jun-15 | 2.091 | 4.853 | 2.1951 | 4.8748 |
Jul-15 | 2.01 | 4.926 | 2.1671 | 4.9725 |
Aug-15 | 2.254 | 4.989 | 2.1419 | 5.0638 |
Sep-15 | 1.879 | 8.353 | 2.1264 | 5.142 |
Oct-15 | 2.193 | 5.001 | 2.1236 | 5.202 |
Nov-15 | 2.402 | 5.262 | 2.1364 | 5.2397 |
Dec-15 | 2.184 | 5.652 | 2.1584 | 5.2548 |
Jan-16 | 1.621 | 4.52 | 2.1792 | 5.2515 |
Feb-16 | 1.844 | 5.562 | 2.1879 | 5.2339 |
Mar-16 | 3.006 | 5.211 | 2.1818 | 5.2067 |
Apr-16 | 3.354 | 5.141 | 2.1632 | 5.1755 |
May-16 | 2.243 | 4.691 | 2.1315 | 5.149 |
Jun-16 | 1.812 | 5.09 | 2.0933 | 5.1357 |
Jul-16 | 2.283 | 5.401 | 2.0521 | 5.1407 |
Aug-16 | 1.87 | 5.037 | 2.0158 | 5.1638 |
Sep-16 | 1.539 | 5.327 | 1.9883 | 5.2052 |
Oct-16 | 1.867 | 5.159 | 1.9771 | 5.2633 |
Nov-16 | 4.553 | 5.319 | 1.9852 | 5.3308 |
Dec-16 | 1.963 | 5.012 | 2.0098 | 5.3994 |
Jan-17 | 2.793 | 5.896 | 2.0494 | 5.4668 |
Feb-17 | 1.814 | 5.665 | 2.0986 | 5.5289 |
Mar-17 | 1.882 | 5.708 | 2.1506 | 5.5798 |
Apr-17 | 2.471 | 5.27 | 2.2008 | 5.6189 |
May-17 | 1.908 | 5.504 | 2.2499 | 5.6433 |
Jun-17 | 2.922 | 5.816 | 2.3007 | 5.6523 |
Jul-17 | 1.845 | 6.696 | 2.3573 | 5.6432 |
Aug-17 | 2.839 | 5.443 | 2.4197 | 5.6181 |
Sep-17 | 1.979 | 5.252 | 2.4898 | 5.58 |
Oct-17 | 2.189 | 6.103 | 2.5634 | 5.5313 |
Nov-17 | 3.841 | 5.572 | 2.6312 | 5.4768 |
Dec-17 | 2.656 | 4.823 | 2.6861 | 5.4203 |
Jan-18 | 2.901 | 5.57 | 2.7209 | 5.3697 |
Feb-18 | 2.514 | 5.421 | 2.7262 | 5.3338 |
Mar-18 | 2.629 | 5.153 | 2.6985 | 5.3227 |
Apr-18 | 3.021 | 5.534 | 2.6393 | 5.3379 |
May-18 | 2.682 | 5.092 | 2.556 | 5.3748 |
Jun-18 | 2.267 | 5.402 | 2.4582 | 5.4209 |
Jul-18 | 2.554 | 5.175 | 2.3534 | 5.467 |
Aug-18 | 2.096 | 5.613 | 2.2571 | 5.5101 |
Sep-18 | 2.113 | 5.705 | 2.1785 | 5.5461 |
Oct-18 | 3.457 | 5.814 | 2.1264 | 5.5687 |
Nov-18 | 1.624 | 6.206 | 2.1047 | 5.5759 |
Dec-18 | 1.946 | 4.24 | 2.1181 | 5.5724 |
Jan-19 | 2.556 | 5.09 | 2.1726 | 5.5566 |
Feb-19 | 2.86 | 5.087 | 2.2696 | 5.5237 |
Mar-19 | 1.921 | 5.502 | 2.4026 | 5.4731 |
Apr-19 | 2.006 | 5.513 | 2.5534 | 5.4061 |
May-19 | 2.726 | 6.443 | 2.7048 | 5.3264 |
Jun-19 | 3.077 | 7.334 | 2.8421 | 5.2408 |
Jul-19 | 2.753 | 4.481 | 2.9502 | 5.1538 |
Aug-19 | 3.114 | 5.253 | 3.0153 | 5.0674 |
Sep-19 | 4.005 | 5.147 | 3.0326 | 4.9774 |
Oct-19 | 3.243 | 4.159 | 3.001 | 4.8801 |
Nov-19 | 2.969 | 4.277 | 2.9256 | 4.7736 |
Dec-19 | 2.897 | 4.803 | 2.8151 | 4.6586 |
Jan-20 | 2.095 | 4.62 | 2.6791 | 4.5374 |
Feb-20 | 2.28 | 5.148 | 2.5313 | 4.4147 |
Mar-20 | 2.816 | 4.663 | 2.3891 | 4.2934 |
Apr-20 | 2.047 | 4.287 | 2.2677 | 4.1745 |
May-20 | 2.028 | 3.979 | 2.1732 | 4.0625 |
Jun-20 | 3.122 | 3.628 | 2.1063 | 3.9681 |
Jul-20 | 2.294 | 3.254 | 2.0668 | 3.9006 |
Aug-20 | 1.329 | 3.842 | 2.0472 | 3.8679 |
Sep-20 | 2.116 | 3.936 | 2.0376 | 3.8817 |
Oct-20 | 1.914 | 3.882 | 2.0314 | 3.9555 |
Nov-20 | 1.134 | 4.237 | 2.0289 | 4.0919 |
Dec-20 | 1.983 | 4.75 | 2.0312 | 4.2869 |
Jan-21 | 1.04 | 3.858 | 2.038 | 4.5298 |
Feb-21 | 2.136 | 4.43 | 2.0498 | 4.8052 |
Mar-21 | 2.291 | 5.099 | 2.0637 | 5.098 |
Apr-21 | 1.954 | 5.521 | 2.0765 | 5.4019 |
May-21 | 1.996 | 4.849 | 2.0894 | 5.7125 |
Jun-21 | 1.691 | 6.861 | 2.1013 | 6.0171 |
Jul-21 | 2.545 | 6.888 | 2.1109 | 6.3037 |
Aug-21 | 2.107 | 6.172 | 2.1216 | 6.5547 |
Sep-21 | 2.28 | 6.306 | 2.1337 | 6.7563 |
Oct-21 | 2.074 | 7.394 | 2.1471 | 6.9033 |
Nov-21 | 1.469 | 6.694 | 2.1579 | 6.9961 |
Dec-21 | 2.321 | 6.885 | 2.1624 | 7.0359 |
Jan-22 | 3.943 | 7.736 | 2.1591 | 7.0305 |
Feb-22 | 1.975 | 7.47 | 2.1473 | 6.9885 |
Mar-22 | 2.417 | 6.363 | 2.1287 | 6.9144 |
Apr-22 | 2.202 | 6.226 | 2.1081 | 6.8129 |
May-22 | 2.123 | 7.116 | 2.0894 | 6.6903 |
Jun-22 | 2.238 | 6.132 | 2.0738 | 6.5534 |
Jul-22 | 1.581 | 6.987 | 2.0613 | 6.4098 |
Aug-22 | 2.207 | 6.486 | 2.0513 | 6.277 |
Sep-22 | 1.518 | 5.966 | 2.0475 | 6.1673 |
Oct-22 | 2.402 | 5.74 | 2.0503 | 6.0828 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
["","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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