Refinancing remained at record highs in October
Media Release
Released
2/12/2022
The value of total new loan commitments for housing fell 2.7 per cent in October 2022 (seasonally adjusted), while the value of owner-occupier refinancing between lenders fell 1.3 per cent, according to data released today by the Australian Bureau of Statistics (ABS).
Katherine Keenan, ABS Finance and Wealth Spokesperson, said: “Despite the October fall, monthly owner-occupier refinancing between lenders has remained above $12 billion since June 2022, well above pre-pandemic values. Investor refinancing activity has also remained high.
"The RBA cash rate increased 225 basis points between June and October 2022, which coincided with a greater number of borrowers seeking loans with lower interest rates from competing lenders.”
| Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
|---|---|---|
| Oct-04 | 2.465 | 0.735 |
| Nov-04 | 2.515 | 0.707 |
| Dec-04 | 2.613 | 0.76 |
| Jan-05 | 2.696 | 0.709 |
| Feb-05 | 2.826 | 0.759 |
| Mar-05 | 2.965 | 0.737 |
| Apr-05 | 3.061 | 0.771 |
| May-05 | 3.102 | 0.873 |
| Jun-05 | 3.039 | 0.916 |
| Jul-05 | 3.117 | 0.914 |
| Aug-05 | 3.103 | 0.929 |
| Sep-05 | 3.236 | 0.941 |
| Oct-05 | 3.181 | 0.942 |
| Nov-05 | 3.209 | 0.922 |
| Dec-05 | 3.16 | 1.204 |
| Jan-06 | 3.041 | 0.848 |
| Feb-06 | 3.195 | 0.99 |
| Mar-06 | 3.157 | 0.895 |
| Apr-06 | 3.176 | 1.064 |
| May-06 | 3.302 | 0.78 |
| Jun-06 | 3.392 | 0.827 |
| Jul-06 | 3.497 | 0.833 |
| Aug-06 | 3.555 | 0.892 |
| Sep-06 | 3.552 | 0.905 |
| Oct-06 | 3.611 | 0.851 |
| Nov-06 | 3.627 | 0.903 |
| Dec-06 | 3.488 | 0.943 |
| Jan-07 | 3.487 | 1.063 |
| Feb-07 | 3.461 | 1.161 |
| Mar-07 | 3.386 | 1.086 |
| Apr-07 | 3.535 | 1.135 |
| May-07 | 3.459 | 1.054 |
| Jun-07 | 3.486 | 1.035 |
| Jul-07 | 3.173 | 1.058 |
| Aug-07 | 3.418 | 1.063 |
| Sep-07 | 3.407 | 1.105 |
| Oct-07 | 3.251 | 1.138 |
| Nov-07 | 3.438 | 1.224 |
| Dec-07 | 3.606 | 1.184 |
| Jan-08 | 3.671 | 1.269 |
| Feb-08 | 3.624 | 1.27 |
| Mar-08 | 3.503 | 1.188 |
| Apr-08 | 3.384 | 1.212 |
| May-08 | 3.194 | 1.142 |
| Jun-08 | 3.148 | 1.013 |
| Jul-08 | 3.131 | 1.23 |
| Aug-08 | 3.129 | 1.173 |
| Sep-08 | 2.836 | 1.258 |
| Oct-08 | 3.127 | 1.343 |
| Nov-08 | 3.226 | 1.356 |
| Dec-08 | 3.523 | 1.511 |
| Jan-09 | 3.401 | 1.534 |
| Feb-09 | 3.146 | 1.583 |
| Mar-09 | 3.448 | 1.661 |
| Apr-09 | 3.471 | 1.604 |
| May-09 | 3.444 | 1.565 |
| Jun-09 | 3.386 | 1.49 |
| Jul-09 | 3.215 | 1.386 |
| Aug-09 | 3.001 | 1.383 |
| Sep-09 | 2.939 | 1.31 |
| Oct-09 | 2.926 | 1.242 |
| Nov-09 | 2.821 | 1.248 |
| Dec-09 | 2.756 | 1.023 |
| Jan-10 | 2.586 | 0.987 |
| Feb-10 | 2.669 | 0.856 |
| Mar-10 | 2.648 | 0.829 |
| Apr-10 | 2.603 | 0.828 |
| May-10 | 2.635 | 0.941 |
| Jun-10 | 2.72 | 0.916 |
| Jul-10 | 2.817 | 0.914 |
| Aug-10 | 2.911 | 0.916 |
| Sep-10 | 2.928 | 0.921 |
| Oct-10 | 3.019 | 1 |
| Nov-10 | 3.075 | 0.999 |
| Dec-10 | 3.413 | 1.02 |
| Jan-11 | 3.205 | 0.926 |
| Feb-11 | 2.977 | 0.95 |
| Mar-11 | 2.935 | 1.032 |
| Apr-11 | 3.176 | 1.061 |
| May-11 | 3.39 | 1.166 |
| Jun-11 | 3.361 | 1.147 |
| Jul-11 | 3.542 | 1.211 |
| Aug-11 | 3.642 | 1.224 |
| Sep-11 | 3.634 | 1.261 |
| Oct-11 | 3.549 | 1.209 |
| Nov-11 | 3.524 | 1.21 |
| Dec-11 | 3.723 | 1.322 |
| Jan-12 | 3.728 | 1.373 |
| Feb-12 | 3.694 | 1.469 |
| Mar-12 | 3.684 | 1.533 |
| Apr-12 | 3.614 | 1.299 |
| May-12 | 3.572 | 1.424 |
| Jun-12 | 3.489 | 1.496 |
| Jul-12 | 3.406 | 1.481 |
| Aug-12 | 3.435 | 1.59 |
| Sep-12 | 3.404 | 1.599 |
| Oct-12 | 3.486 | 1.535 |
| Nov-12 | 3.454 | 1.643 |
| Dec-12 | 3.388 | 1.551 |
| Jan-13 | 3.431 | 1.675 |
| Feb-13 | 3.435 | 1.648 |
| Mar-13 | 3.573 | 1.635 |
| Apr-13 | 3.648 | 1.725 |
| May-13 | 3.754 | 1.666 |
| Jun-13 | 3.908 | 1.711 |
| Jul-13 | 3.808 | 2.656 |
| Aug-13 | 3.642 | 2.509 |
| Sep-13 | 3.913 | 2.811 |
| Oct-13 | 3.875 | 2.942 |
| Nov-13 | 3.938 | 3.004 |
| Dec-13 | 3.864 | 3.025 |
| Jan-14 | 3.901 | 2.993 |
| Feb-14 | 4.213 | 3.118 |
| Mar-14 | 3.961 | 3.164 |
| Apr-14 | 4.045 | 3.332 |
| May-14 | 4.08 | 3.362 |
| Jun-14 | 4.17 | 3.434 |
| Jul-14 | 4.28 | 3.557 |
| Aug-14 | 4.261 | 3.541 |
| Sep-14 | 4.288 | 3.759 |
| Oct-14 | 4.408 | 3.987 |
| Nov-14 | 4.466 | 3.96 |
| Dec-14 | 4.606 | 4.082 |
| Jan-15 | 4.714 | 4.03 |
| Feb-15 | 4.954 | 4.106 |
| Mar-15 | 5.005 | 4.296 |
| Apr-15 | 5.213 | 4.177 |
| May-15 | 4.977 | 4.254 |
| Jun-15 | 5.316 | 3.819 |
| Jul-15 | 5.424 | 3.501 |
| Aug-15 | 5.464 | 3.336 |
| Sep-15 | 5.743 | 3.062 |
| Oct-15 | 5.909 | 3.079 |
| Nov-15 | 6.09 | 3.154 |
| Dec-15 | 6.47 | 3.245 |
| Jan-16 | 6.053 | 3.28 |
| Feb-16 | 6.025 | 3.341 |
| Mar-16 | 6.22 | 3.211 |
| Apr-16 | 6.198 | 3.224 |
| May-16 | 6.05 | 3.294 |
| Jun-16 | 6.038 | 3.636 |
| Jul-16 | 6.092 | 3.588 |
| Aug-16 | 5.769 | 3.654 |
| Sep-16 | 6.043 | 3.535 |
| Oct-16 | 5.807 | 3.19 |
| Nov-16 | 5.676 | 3.401 |
| Dec-16 | 5.575 | 3.439 |
| Jan-17 | 5.772 | 3.34 |
| Feb-17 | 5.408 | 3.3 |
| Mar-17 | 5.413 | 3.365 |
| Apr-17 | 5.31 | 3.22 |
| May-17 | 5.338 | 3.413 |
| Jun-17 | 5.24 | 3.456 |
| Jul-17 | 5.147 | 3.455 |
| Aug-17 | 5.258 | 3.75 |
| Sep-17 | 5.301 | 3.382 |
| Oct-17 | 5.341 | 3.136 |
| Nov-17 | 5.545 | 3.446 |
| Dec-17 | 5.72 | 3.563 |
| Jan-18 | 5.808 | 3.815 |
| Feb-18 | 5.761 | 4.003 |
| Mar-18 | 5.555 | 3.672 |
| Apr-18 | 5.636 | 3.791 |
| May-18 | 5.644 | 3.564 |
| Jun-18 | 5.286 | 3.414 |
| Jul-18 | 5.737 | 3.385 |
| Aug-18 | 5.619 | 3.389 |
| Sep-18 | 5.358 | 3.348 |
| Oct-18 | 5.581 | 3.448 |
| Nov-18 | 5.534 | 3.44 |
| Dec-18 | 5.377 | 3.284 |
| Jan-19 | 5.213 | 3.207 |
| Feb-19 | 5.343 | 3.191 |
| Mar-19 | 5.266 | 3.233 |
| Apr-19 | 5.186 | 3.19 |
| May-19 | 5.213 | 3.2 |
| Jun-19 | 4.773 | 3.216 |
| Jul-19 | 5.276 | 3.095 |
| Aug-19 | 5.586 | 3.441 |
| Sep-19 | 6.08 | 3.716 |
| Oct-19 | 6.075 | 3.776 |
| Nov-19 | 6.297 | 3.882 |
| Dec-19 | 6.518 | 3.879 |
| Jan-20 | 6.968 | 3.897 |
| Feb-20 | 7.224 | 3.949 |
| Mar-20 | 6.848 | 3.849 |
| Apr-20 | 7.526 | 4.13 |
| May-20 | 9.447 | 4.746 |
| Jun-20 | 8.738 | 4.711 |
| Jul-20 | 6.804 | 3.735 |
| Aug-20 | 6.859 | 4.037 |
| Sep-20 | 7.984 | 4.78 |
| Oct-20 | 7.551 | 4.619 |
| Nov-20 | 6.406 | 4.002 |
| Dec-20 | 7.154 | 4.238 |
| Jan-21 | 7.99 | 4.409 |
| Feb-21 | 8.906 | 4.814 |
| Mar-21 | 8.567 | 4.59 |
| Apr-21 | 8.978 | 4.805 |
| May-21 | 9.654 | 5.049 |
| Jun-21 | 9.971 | 5.252 |
| Jul-21 | 10.983 | 5.68 |
| Aug-21 | 10.699 | 6.214 |
| Sep-21 | 10.295 | 5.87 |
| Oct-21 | 10.491 | 5.775 |
| Nov-21 | 10.647 | 5.673 |
| Dec-21 | 10.733 | 5.508 |
| Jan-22 | 9.692 | 5.33 |
| Feb-22 | 10.784 | 5.419 |
| Mar-22 | 11.09 | 5.565 |
| Apr-22 | 11.385 | 5.358 |
| May-22 | 11.691 | 5.508 |
| Jun-22 | 12.363 | 5.539 |
| Jul-22 | 12.305 | 5.513 |
| Aug-22 | 12.501 | 6.066 |
| Sep-22 | 12.353 | 5.68 |
| Oct-22 | 12.189 | 5.652 |
Refinancing (seasonally adjusted), Values, Australia
["","Owner-occupier refinancing","Investor refinancing"]
[["Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22"],[[2.4649999999999999],[2.5150000000000001],[2.613],[2.6960000000000002],[2.8260000000000001],[2.9649999999999999],[3.0609999999999999],[3.1019999999999999],[3.0390000000000001],[3.117],[3.1030000000000002],[3.2360000000000002],[3.181],[3.2090000000000001],[3.1600000000000001],[3.0409999999999999],[3.1949999999999998],[3.157],[3.1760000000000002],[3.302],[3.3919999999999999],[3.4969999999999999],[3.5550000000000002],[3.552],[3.6110000000000002],[3.6269999999999998],[3.488],[3.4870000000000001],[3.4609999999999999],[3.3860000000000001],[3.5350000000000001],[3.4590000000000001],[3.4860000000000002],[3.173],[3.4180000000000001],[3.407],[3.2509999999999999],[3.4380000000000002],[3.6059999999999999],[3.6709999999999998],[3.6240000000000001],[3.5030000000000001],[3.3839999999999999],[3.194],[3.1480000000000001],[3.1309999999999998],[3.129],[2.8359999999999999],[3.1269999999999998],[3.226],[3.5230000000000001],[3.4009999999999998],[3.1459999999999999],[3.448],[3.4710000000000001],[3.444],[3.3860000000000001],[3.2149999999999999],[3.0009999999999999],[2.9390000000000001],[2.9260000000000002],[2.8210000000000002],[2.7559999999999998],[2.5859999999999999],[2.669],[2.6480000000000001],[2.6030000000000002],[2.6349999999999998],[2.7200000000000002],[2.8170000000000002],[2.911],[2.9279999999999999],[3.0190000000000001],[3.0750000000000002],[3.4129999999999998],[3.2050000000000001],[2.9769999999999999],[2.9350000000000001],[3.1760000000000002],[3.3900000000000001],[3.3610000000000002],[3.5419999999999998],[3.6419999999999999],[3.6339999999999999],[3.5489999999999999],[3.524],[3.7229999999999999],[3.7280000000000002],[3.694],[3.6840000000000002],[3.6139999999999999],[3.5720000000000001],[3.4889999999999999],[3.4060000000000001],[3.4350000000000001],[3.4039999999999999],[3.4860000000000002],[3.4540000000000002],[3.3879999999999999],[3.431],[3.4350000000000001],[3.573],[3.6480000000000001],[3.754],[3.9079999999999999],[3.8079999999999998],[3.6419999999999999],[3.9129999999999998],[3.875],[3.9380000000000002],[3.8639999999999999],[3.9009999999999998],[4.2130000000000001],[3.9609999999999999],[4.0449999999999999],[4.0800000000000001],[4.1699999999999999],[4.2800000000000002],[4.2610000000000001],[4.2880000000000003],[4.4080000000000004],[4.4660000000000002],[4.6059999999999999],[4.7140000000000004],[4.9539999999999997],[5.0049999999999999],[5.2130000000000001],[4.9770000000000003],[5.3159999999999998],[5.4240000000000004],[5.4640000000000004],[5.7430000000000003],[5.9089999999999998],[6.0899999999999999],[6.4699999999999998],[6.0529999999999999],[6.0250000000000004],[6.2199999999999998],[6.1980000000000004],[6.0499999999999998],[6.0380000000000003],[6.0919999999999996],[5.7690000000000001],[6.0430000000000001],[5.8070000000000004],[5.6760000000000002],[5.5750000000000002],[5.7720000000000002],[5.4080000000000004],[5.4130000000000003],[5.3099999999999996],[5.3380000000000001],[5.2400000000000002],[5.1470000000000002],[5.258],[5.3010000000000002],[5.3410000000000002],[5.5449999999999999],[5.7199999999999998],[5.8079999999999998],[5.7610000000000001],[5.5549999999999997],[5.6360000000000001],[5.6440000000000001],[5.2859999999999996],[5.7370000000000001],[5.6189999999999998],[5.3579999999999997],[5.5810000000000004],[5.5339999999999998],[5.3769999999999998],[5.2130000000000001],[5.343],[5.266],[5.1859999999999999],[5.2130000000000001],[4.7729999999999997],[5.2759999999999998],[5.5860000000000003],[6.0800000000000001],[6.0750000000000002],[6.2969999999999997],[6.5179999999999998],[6.968],[7.2240000000000002],[6.8479999999999999],[7.5259999999999998],[9.4469999999999992],[8.7379999999999995],[6.8040000000000003],[6.859],[7.984],[7.5510000000000002],[6.4059999999999997],[7.1539999999999999],[7.9900000000000002],[8.9060000000000006],[8.5670000000000002],[8.9779999999999998],[9.6539999999999999],[9.9710000000000001],[10.983000000000001],[10.699],[10.295],[10.491],[10.647],[10.733000000000001],[9.6920000000000002],[10.784000000000001],[11.09],[11.385],[11.691000000000001],[12.363],[12.305],[12.500999999999999],[12.353],[12.189]],[[0.73499999999999999],[0.70699999999999996],[0.76000000000000001],[0.70899999999999996],[0.75900000000000001],[0.73699999999999999],[0.77100000000000002],[0.873],[0.91600000000000004],[0.91400000000000003],[0.92900000000000005],[0.94099999999999995],[0.94199999999999995],[0.92200000000000004],[1.204],[0.84799999999999998],[0.98999999999999999],[0.89500000000000002],[1.0640000000000001],[0.78000000000000003],[0.82699999999999996],[0.83299999999999996],[0.89200000000000002],[0.90500000000000003],[0.85099999999999998],[0.90300000000000002],[0.94299999999999995],[1.0629999999999999],[1.161],[1.0860000000000001],[1.135],[1.054],[1.0349999999999999],[1.0580000000000001],[1.0629999999999999],[1.105],[1.1379999999999999],[1.224],[1.1839999999999999],[1.2689999999999999],[1.27],[1.1879999999999999],[1.212],[1.1419999999999999],[1.0129999999999999],[1.23],[1.173],[1.258],[1.343],[1.3560000000000001],[1.5109999999999999],[1.534],[1.583],[1.661],[1.6040000000000001],[1.5649999999999999],[1.49],[1.3859999999999999],[1.383],[1.3100000000000001],[1.242],[1.248],[1.0229999999999999],[0.98699999999999999],[0.85599999999999998],[0.82899999999999996],[0.82799999999999996],[0.94099999999999995],[0.91600000000000004],[0.91400000000000003],[0.91600000000000004],[0.92100000000000004],[1],[0.999],[1.02],[0.92600000000000005],[0.94999999999999996],[1.032],[1.0609999999999999],[1.1659999999999999],[1.147],[1.2110000000000001],[1.224],[1.2609999999999999],[1.2090000000000001],[1.21],[1.3220000000000001],[1.373],[1.4690000000000001],[1.5329999999999999],[1.2989999999999999],[1.4239999999999999],[1.496],[1.4810000000000001],[1.5900000000000001],[1.599],[1.5349999999999999],[1.643],[1.5509999999999999],[1.675],[1.6479999999999999],[1.635],[1.7250000000000001],[1.6659999999999999],[1.7110000000000001],[2.6560000000000001],[2.5089999999999999],[2.8109999999999999],[2.9420000000000002],[3.004],[3.0249999999999999],[2.9929999999999999],[3.1179999999999999],[3.1640000000000001],[3.3319999999999999],[3.3620000000000001],[3.4340000000000002],[3.5569999999999999],[3.5409999999999999],[3.7589999999999999],[3.9870000000000001],[3.96],[4.0819999999999999],[4.0300000000000002],[4.1059999999999999],[4.2960000000000003],[4.1769999999999996],[4.2539999999999996],[3.819],[3.5009999999999999],[3.3359999999999999],[3.0619999999999998],[3.0790000000000002],[3.1539999999999999],[3.2450000000000001],[3.2799999999999998],[3.3410000000000002],[3.2109999999999999],[3.2240000000000002],[3.294],[3.6360000000000001],[3.5880000000000001],[3.6539999999999999],[3.5350000000000001],[3.1899999999999999],[3.4009999999999998],[3.4390000000000001],[3.3399999999999999],[3.2999999999999998],[3.3650000000000002],[3.2200000000000002],[3.4129999999999998],[3.456],[3.4550000000000001],[3.75],[3.3820000000000001],[3.1360000000000001],[3.4460000000000002],[3.5630000000000002],[3.8149999999999999],[4.0030000000000001],[3.6720000000000002],[3.7909999999999999],[3.5640000000000001],[3.4140000000000001],[3.3849999999999998],[3.3889999999999998],[3.3479999999999999],[3.448],[3.4399999999999999],[3.2839999999999998],[3.2069999999999999],[3.1909999999999998],[3.2330000000000001],[3.1899999999999999],[3.2000000000000002],[3.2160000000000002],[3.0950000000000002],[3.4409999999999998],[3.7160000000000002],[3.7759999999999998],[3.8820000000000001],[3.879],[3.8969999999999998],[3.9489999999999998],[3.8490000000000002],[4.1299999999999999],[4.7460000000000004],[4.7110000000000003],[3.7349999999999999],[4.0369999999999999],[4.7800000000000002],[4.6189999999999998],[4.0019999999999998],[4.2380000000000004],[4.4089999999999998],[4.8140000000000001],[4.5899999999999999],[4.8049999999999997],[5.0490000000000004],[5.2519999999999998],[5.6799999999999997],[6.2140000000000004],[5.8700000000000001],[5.7750000000000004],[5.673],[5.508],[5.3300000000000001],[5.4189999999999996],[5.5650000000000004],[5.3579999999999997],[5.508],[5.5389999999999997],[5.5129999999999999],[6.0659999999999998],[5.6799999999999997],[5.6520000000000001]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"24","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":null,"axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]Ms Keenan said: “The value of new owner-occupier loan commitments fell 2.9 per cent in October, while the value of new investor loan commitments fell 2.2 per cent. This month’s fall continued the decline from record high levels seen earlier this year, although commitments remain above pre-pandemic levels.”
| Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
|---|---|---|---|
| Oct-04 | 11.977 | 7.416 | 4.561 |
| Nov-04 | 12.579 | 7.692 | 4.887 |
| Dec-04 | 12.952 | 7.933 | 5.019 |
| Jan-05 | 13.211 | 8.098 | 5.113 |
| Feb-05 | 13.838 | 8.496 | 5.342 |
| Mar-05 | 13.509 | 8.216 | 5.293 |
| Apr-05 | 13.25 | 8.087 | 5.163 |
| May-05 | 12.746 | 8.025 | 4.721 |
| Jun-05 | 12.637 | 8.152 | 4.484 |
| Jul-05 | 12.843 | 8.085 | 4.758 |
| Aug-05 | 12.897 | 8.308 | 4.589 |
| Sep-05 | 13.529 | 8.643 | 4.886 |
| Oct-05 | 14.037 | 8.715 | 5.322 |
| Nov-05 | 14.058 | 8.851 | 5.207 |
| Dec-05 | 14.035 | 8.878 | 5.157 |
| Jan-06 | 14.256 | 8.956 | 5.301 |
| Feb-06 | 14.432 | 9.18 | 5.252 |
| Mar-06 | 14.538 | 9.268 | 5.271 |
| Apr-06 | 14.799 | 9.463 | 5.336 |
| May-06 | 15.204 | 9.493 | 5.711 |
| Jun-06 | 15.495 | 9.516 | 5.979 |
| Jul-06 | 15.283 | 9.79 | 5.493 |
| Aug-06 | 15.002 | 9.492 | 5.51 |
| Sep-06 | 14.161 | 9.169 | 4.992 |
| Oct-06 | 14.333 | 9.276 | 5.057 |
| Nov-06 | 14.206 | 9.232 | 4.974 |
| Dec-06 | 14.587 | 9.401 | 5.186 |
| Jan-07 | 14.957 | 9.579 | 5.378 |
| Feb-07 | 15.402 | 9.768 | 5.634 |
| Mar-07 | 15.918 | 10.081 | 5.837 |
| Apr-07 | 16.308 | 10.269 | 6.04 |
| May-07 | 17.116 | 10.695 | 6.421 |
| Jun-07 | 18.248 | 11.341 | 6.907 |
| Jul-07 | 17.417 | 10.785 | 6.632 |
| Aug-07 | 17.435 | 11.056 | 6.379 |
| Sep-07 | 16.75 | 10.441 | 6.31 |
| Oct-07 | 16.875 | 10.771 | 6.104 |
| Nov-07 | 16.995 | 10.661 | 6.335 |
| Dec-07 | 16.548 | 10.363 | 6.185 |
| Jan-08 | 16.874 | 10.781 | 6.093 |
| Feb-08 | 15.689 | 9.913 | 5.776 |
| Mar-08 | 14.561 | 9.146 | 5.414 |
| Apr-08 | 13.862 | 8.697 | 5.165 |
| May-08 | 12.996 | 8.2 | 4.796 |
| Jun-08 | 12.945 | 8.199 | 4.746 |
| Jul-08 | 12.781 | 8.133 | 4.648 |
| Aug-08 | 12.619 | 7.961 | 4.659 |
| Sep-08 | 12.975 | 8.245 | 4.729 |
| Oct-08 | 13.398 | 8.562 | 4.835 |
| Nov-08 | 13.038 | 8.545 | 4.493 |
| Dec-08 | 13.927 | 9.378 | 4.548 |
| Jan-09 | 14.885 | 10.226 | 4.659 |
| Feb-09 | 15.364 | 10.781 | 4.582 |
| Mar-09 | 16.71 | 11.971 | 4.74 |
| Apr-09 | 17.024 | 11.925 | 5.1 |
| May-09 | 16.856 | 11.83 | 5.026 |
| Jun-09 | 17.202 | 11.97 | 5.232 |
| Jul-09 | 17.221 | 11.774 | 5.447 |
| Aug-09 | 17.328 | 11.63 | 5.699 |
| Sep-09 | 17.877 | 12.173 | 5.705 |
| Oct-09 | 17.614 | 11.804 | 5.81 |
| Nov-09 | 17.074 | 11.09 | 5.985 |
| Dec-09 | 16.491 | 10.607 | 5.884 |
| Jan-10 | 15.941 | 10.11 | 5.831 |
| Feb-10 | 15.666 | 9.793 | 5.873 |
| Mar-10 | 15.552 | 9.602 | 5.95 |
| Apr-10 | 15.269 | 9.363 | 5.906 |
| May-10 | 15.416 | 9.434 | 5.981 |
| Jun-10 | 15.113 | 9.122 | 5.99 |
| Jul-10 | 15.04 | 9.289 | 5.751 |
| Aug-10 | 14.617 | 9.227 | 5.389 |
| Sep-10 | 14.626 | 9.147 | 5.479 |
| Oct-10 | 14.656 | 9.158 | 5.497 |
| Nov-10 | 14.707 | 9.323 | 5.384 |
| Dec-10 | 15.032 | 9.451 | 5.581 |
| Jan-11 | 14.152 | 9.01 | 5.142 |
| Feb-11 | 14.062 | 8.872 | 5.19 |
| Mar-11 | 13.625 | 8.828 | 4.798 |
| Apr-11 | 13.995 | 8.998 | 4.996 |
| May-11 | 14.235 | 9.088 | 5.147 |
| Jun-11 | 14.136 | 9.095 | 5.04 |
| Jul-11 | 14.082 | 9.033 | 5.049 |
| Aug-11 | 14.167 | 9.037 | 5.13 |
| Sep-11 | 13.94 | 8.803 | 5.138 |
| Oct-11 | 13.861 | 8.86 | 5.001 |
| Nov-11 | 14.038 | 8.955 | 5.083 |
| Dec-11 | 14.728 | 9.405 | 5.324 |
| Jan-12 | 14.771 | 9.398 | 5.374 |
| Feb-12 | 14.077 | 8.677 | 5.401 |
| Mar-12 | 14.092 | 8.704 | 5.388 |
| Apr-12 | 14.347 | 8.924 | 5.423 |
| May-12 | 14.505 | 9.109 | 5.396 |
| Jun-12 | 14.733 | 9.248 | 5.485 |
| Jul-12 | 14.777 | 9.28 | 5.497 |
| Aug-12 | 14.872 | 9.44 | 5.432 |
| Sep-12 | 15.101 | 9.496 | 5.605 |
| Oct-12 | 14.907 | 9.385 | 5.522 |
| Nov-12 | 15.186 | 9.432 | 5.755 |
| Dec-12 | 15.372 | 9.528 | 5.843 |
| Jan-13 | 15.892 | 9.794 | 6.098 |
| Feb-13 | 16.135 | 9.875 | 6.261 |
| Mar-13 | 16.885 | 10.354 | 6.531 |
| Apr-13 | 16.932 | 10.296 | 6.636 |
| May-13 | 17.231 | 10.431 | 6.8 |
| Jun-13 | 17.297 | 10.475 | 6.822 |
| Jul-13 | 17.477 | 10.517 | 6.96 |
| Aug-13 | 17.358 | 10.233 | 7.124 |
| Sep-13 | 18.21 | 10.763 | 7.448 |
| Oct-13 | 18.695 | 10.896 | 7.799 |
| Nov-13 | 19.228 | 11.179 | 8.049 |
| Dec-13 | 19.004 | 10.953 | 8.052 |
| Jan-14 | 19.179 | 11.186 | 7.993 |
| Feb-14 | 19.366 | 11.443 | 7.923 |
| Mar-14 | 19.491 | 11.381 | 8.11 |
| Apr-14 | 19.575 | 11.312 | 8.264 |
| May-14 | 19.5 | 11.227 | 8.273 |
| Jun-14 | 19.636 | 11.39 | 8.247 |
| Jul-14 | 19.817 | 11.284 | 8.533 |
| Aug-14 | 19.626 | 10.972 | 8.653 |
| Sep-14 | 20.008 | 11.118 | 8.89 |
| Oct-14 | 20.593 | 11.427 | 9.166 |
| Nov-14 | 20.049 | 10.95 | 9.099 |
| Dec-14 | 20.478 | 11.38 | 9.099 |
| Jan-15 | 20.701 | 11.529 | 9.172 |
| Feb-15 | 20.104 | 11.282 | 8.822 |
| Mar-15 | 21.258 | 11.735 | 9.523 |
| Apr-15 | 21.811 | 11.777 | 10.033 |
| May-15 | 20.329 | 11.144 | 9.185 |
| Jun-15 | 21.122 | 11.986 | 9.136 |
| Jul-15 | 21.18 | 12.334 | 8.845 |
| Aug-15 | 21.702 | 13.215 | 8.487 |
| Sep-15 | 20.957 | 13.566 | 7.391 |
| Oct-15 | 20.024 | 13.145 | 6.879 |
| Nov-15 | 19.649 | 12.988 | 6.661 |
| Dec-15 | 19.584 | 12.889 | 6.696 |
| Jan-16 | 19.116 | 12.508 | 6.608 |
| Feb-16 | 19.354 | 12.735 | 6.619 |
| Mar-16 | 19.1 | 12.443 | 6.657 |
| Apr-16 | 19.587 | 12.716 | 6.87 |
| May-16 | 19.997 | 12.78 | 7.217 |
| Jun-16 | 20.202 | 12.692 | 7.51 |
| Jul-16 | 20.085 | 12.438 | 7.647 |
| Aug-16 | 19.894 | 12.321 | 7.572 |
| Sep-16 | 20.786 | 12.463 | 8.323 |
| Oct-16 | 21.206 | 12.621 | 8.585 |
| Nov-16 | 21.512 | 12.696 | 8.816 |
| Dec-16 | 21.975 | 13.054 | 8.922 |
| Jan-17 | 22.174 | 13.179 | 8.995 |
| Feb-17 | 21.721 | 13.188 | 8.533 |
| Mar-17 | 22.602 | 13.721 | 8.881 |
| Apr-17 | 22.632 | 13.866 | 8.767 |
| May-17 | 22.093 | 13.791 | 8.302 |
| Jun-17 | 22.094 | 13.945 | 8.15 |
| Jul-17 | 22.134 | 14.247 | 7.887 |
| Aug-17 | 22.396 | 14.464 | 7.932 |
| Sep-17 | 22.134 | 14.32 | 7.815 |
| Oct-17 | 21.675 | 14.142 | 7.533 |
| Nov-17 | 21.532 | 14.132 | 7.4 |
| Dec-17 | 21.159 | 14.001 | 7.158 |
| Jan-18 | 21.122 | 14.187 | 6.936 |
| Feb-18 | 21.104 | 14.183 | 6.922 |
| Mar-18 | 20.411 | 13.831 | 6.58 |
| Apr-18 | 20.164 | 13.768 | 6.397 |
| May-18 | 20.694 | 14.19 | 6.503 |
| Jun-18 | 20.297 | 13.984 | 6.313 |
| Jul-18 | 20.227 | 13.923 | 6.303 |
| Aug-18 | 19.453 | 13.389 | 6.063 |
| Sep-18 | 18.701 | 12.848 | 5.853 |
| Oct-18 | 18.95 | 13.261 | 5.689 |
| Nov-18 | 17.851 | 12.485 | 5.366 |
| Dec-18 | 16.922 | 11.792 | 5.129 |
| Jan-19 | 16.546 | 11.641 | 4.904 |
| Feb-19 | 17.006 | 12.131 | 4.875 |
| Mar-19 | 16.443 | 11.648 | 4.796 |
| Apr-19 | 16.441 | 11.707 | 4.733 |
| May-19 | 16.307 | 11.585 | 4.722 |
| Jun-19 | 16.536 | 11.806 | 4.729 |
| Jul-19 | 17.043 | 12.171 | 4.872 |
| Aug-19 | 17.873 | 12.623 | 5.25 |
| Sep-19 | 18.131 | 13.023 | 5.109 |
| Oct-19 | 18.69 | 13.509 | 5.181 |
| Nov-19 | 19.43 | 14.031 | 5.399 |
| Dec-19 | 19.536 | 14.139 | 5.397 |
| Jan-20 | 19.612 | 14.289 | 5.322 |
| Feb-20 | 19.035 | 13.883 | 5.151 |
| Mar-20 | 19.133 | 14.164 | 4.97 |
| Apr-20 | 18.202 | 13.33 | 4.872 |
| May-20 | 16.264 | 12.137 | 4.126 |
| Jun-20 | 17.234 | 12.814 | 4.42 |
| Jul-20 | 19.068 | 14.397 | 4.671 |
| Aug-20 | 21.342 | 16.354 | 4.988 |
| Sep-20 | 22.779 | 17.389 | 5.389 |
| Oct-20 | 23.24 | 17.875 | 5.365 |
| Nov-20 | 24.155 | 18.571 | 5.584 |
| Dec-20 | 25.491 | 19.488 | 6.003 |
| Jan-21 | 28.003 | 21.57 | 6.433 |
| Feb-21 | 28.477 | 21.658 | 6.819 |
| Mar-21 | 29.712 | 22.027 | 7.684 |
| Apr-21 | 30.495 | 22.579 | 7.916 |
| May-21 | 31.688 | 22.869 | 8.82 |
| Jun-21 | 31.322 | 22.408 | 8.914 |
| Jul-21 | 31.801 | 22.524 | 9.277 |
| Aug-21 | 31.399 | 21.773 | 9.626 |
| Sep-21 | 31.162 | 21.108 | 10.053 |
| Oct-21 | 31.113 | 20.725 | 10.388 |
| Nov-21 | 32.435 | 21.712 | 10.723 |
| Dec-21 | 32.826 | 21.97 | 10.856 |
| Jan-22 | 33.351 | 22.159 | 11.192 |
| Feb-22 | 32.497 | 21.286 | 11.211 |
| Mar-22 | 32.488 | 21.151 | 11.338 |
| Apr-22 | 31.474 | 20.442 | 11.033 |
| May-22 | 31.402 | 20.6 | 10.802 |
| Jun-22 | 30.381 | 20.07 | 10.312 |
| Jul-22 | 28.437 | 19.061 | 9.376 |
| Aug-22 | 27.706 | 18.568 | 9.138 |
| Sep-22 | 26.498 | 17.68 | 8.818 |
| Oct-22 | 25.786 | 17.165 | 8.622 |
New loan commitments, total housing (seasonally adjusted), Values, Australia
["","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]
[["Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22"],[[11.977],[12.579000000000001],[12.952],[13.211],[13.837999999999999],[13.509],[13.25],[12.746],[12.637],[12.843],[12.897],[13.529],[14.037000000000001],[14.058],[14.035],[14.256],[14.432],[14.538],[14.798999999999999],[15.204000000000001],[15.494999999999999],[15.282999999999999],[15.002000000000001],[14.161],[14.333],[14.206],[14.587],[14.957000000000001],[15.401999999999999],[15.917999999999999],[16.308],[17.116],[18.248000000000001],[17.417000000000002],[17.434999999999999],[16.75],[16.875],[16.995000000000001],[16.547999999999998],[16.873999999999999],[15.689],[14.561],[13.862],[12.996],[12.945],[12.781000000000001],[12.619],[12.975],[13.398],[13.038],[13.927],[14.885],[15.364000000000001],[16.710000000000001],[17.024000000000001],[16.856000000000002],[17.202000000000002],[17.221],[17.327999999999999],[17.876999999999999],[17.614000000000001],[17.074000000000002],[16.491],[15.941000000000001],[15.666],[15.552],[15.269],[15.416],[15.113],[15.039999999999999],[14.617000000000001],[14.625999999999999],[14.656000000000001],[14.707000000000001],[15.032],[14.151999999999999],[14.061999999999999],[13.625],[13.994999999999999],[14.234999999999999],[14.135999999999999],[14.082000000000001],[14.167],[13.94],[13.861000000000001],[14.038],[14.728],[14.771000000000001],[14.077],[14.092000000000001],[14.347],[14.505000000000001],[14.733000000000001],[14.776999999999999],[14.872],[15.101000000000001],[14.907],[15.186],[15.372],[15.891999999999999],[16.135000000000002],[16.885000000000002],[16.931999999999999],[17.231000000000002],[17.297000000000001],[17.477],[17.358000000000001],[18.210000000000001],[18.695],[19.228000000000002],[19.004000000000001],[19.178999999999998],[19.366],[19.491],[19.574999999999999],[19.5],[19.635999999999999],[19.817],[19.626000000000001],[20.007999999999999],[20.593],[20.048999999999999],[20.478000000000002],[20.701000000000001],[20.103999999999999],[21.257999999999999],[21.811],[20.329000000000001],[21.122],[21.18],[21.702000000000002],[20.957000000000001],[20.024000000000001],[19.649000000000001],[19.584],[19.116],[19.353999999999999],[19.100000000000001],[19.587],[19.997],[20.202000000000002],[20.085000000000001],[19.893999999999998],[20.786000000000001],[21.206],[21.512],[21.975000000000001],[22.173999999999999],[21.721],[22.602],[22.632000000000001],[22.093],[22.094000000000001],[22.134],[22.396000000000001],[22.134],[21.675000000000001],[21.532],[21.158999999999999],[21.122],[21.103999999999999],[20.411000000000001],[20.164000000000001],[20.693999999999999],[20.297000000000001],[20.227],[19.452999999999999],[18.701000000000001],[18.949999999999999],[17.850999999999999],[16.922000000000001],[16.545999999999999],[17.006],[16.443000000000001],[16.440999999999999],[16.306999999999999],[16.536000000000001],[17.042999999999999],[17.873000000000001],[18.131],[18.690000000000001],[19.43],[19.536000000000001],[19.611999999999998],[19.035],[19.132999999999999],[18.202000000000002],[16.263999999999999],[17.234000000000002],[19.068000000000001],[21.341999999999999],[22.779],[23.239999999999998],[24.155000000000001],[25.491],[28.003],[28.477],[29.712],[30.495000000000001],[31.687999999999999],[31.321999999999999],[31.800999999999998],[31.399000000000001],[31.161999999999999],[31.113],[32.435000000000002],[32.826000000000001],[33.350999999999999],[32.497],[32.488],[31.474],[31.402000000000001],[30.381],[28.437000000000001],[27.706],[26.498000000000001],[25.786000000000001]],[[7.4160000000000004],[7.6920000000000002],[7.9329999999999998],[8.0980000000000008],[8.4960000000000004],[8.2159999999999993],[8.0869999999999997],[8.0250000000000004],[8.1519999999999992],[8.0850000000000009],[8.3079999999999998],[8.6430000000000007],[8.7149999999999999],[8.8510000000000009],[8.8780000000000001],[8.9559999999999995],[9.1799999999999997],[9.2680000000000007],[9.4629999999999992],[9.4930000000000003],[9.516],[9.7899999999999991],[9.4920000000000009],[9.1690000000000005],[9.2759999999999998],[9.2319999999999993],[9.4009999999999998],[9.5790000000000006],[9.7680000000000007],[10.081],[10.269],[10.695],[11.340999999999999],[10.785],[11.055999999999999],[10.441000000000001],[10.771000000000001],[10.661],[10.363],[10.781000000000001],[9.9130000000000003],[9.1460000000000008],[8.6969999999999992],[8.1999999999999993],[8.1989999999999998],[8.1329999999999991],[7.9610000000000003],[8.2449999999999992],[8.5619999999999994],[8.5449999999999999],[9.3780000000000001],[10.226000000000001],[10.781000000000001],[11.971],[11.925000000000001],[11.83],[11.970000000000001],[11.773999999999999],[11.630000000000001],[12.173],[11.804],[11.09],[10.606999999999999],[10.109999999999999],[9.7929999999999993],[9.6020000000000003],[9.3629999999999995],[9.4339999999999993],[9.1219999999999999],[9.2889999999999997],[9.2270000000000003],[9.1470000000000002],[9.1579999999999995],[9.3230000000000004],[9.4510000000000005],[9.0099999999999998],[8.8719999999999999],[8.8279999999999994],[8.9979999999999993],[9.0879999999999992],[9.0950000000000006],[9.0329999999999995],[9.0370000000000008],[8.8030000000000008],[8.8599999999999994],[8.9550000000000001],[9.4049999999999994],[9.3979999999999997],[8.6769999999999996],[8.7040000000000006],[8.9239999999999995],[9.109],[9.2479999999999993],[9.2799999999999994],[9.4399999999999995],[9.4960000000000004],[9.3849999999999998],[9.4320000000000004],[9.5280000000000005],[9.7940000000000005],[9.875],[10.353999999999999],[10.295999999999999],[10.430999999999999],[10.475],[10.516999999999999],[10.233000000000001],[10.763],[10.896000000000001],[11.179],[10.952999999999999],[11.186],[11.443],[11.381],[11.311999999999999],[11.227],[11.390000000000001],[11.284000000000001],[10.972],[11.118],[11.427],[10.949999999999999],[11.380000000000001],[11.529],[11.282],[11.734999999999999],[11.776999999999999],[11.144],[11.986000000000001],[12.334],[13.215],[13.566000000000001],[13.145],[12.988],[12.888999999999999],[12.507999999999999],[12.734999999999999],[12.443],[12.715999999999999],[12.779999999999999],[12.692],[12.438000000000001],[12.321],[12.462999999999999],[12.621],[12.696],[13.054],[13.179],[13.188000000000001],[13.721],[13.866],[13.791],[13.945],[14.247],[14.464],[14.32],[14.141999999999999],[14.132],[14.000999999999999],[14.186999999999999],[14.183],[13.831],[13.768000000000001],[14.19],[13.984],[13.923],[13.388999999999999],[12.848000000000001],[13.260999999999999],[12.484999999999999],[11.792],[11.641],[12.131],[11.648],[11.707000000000001],[11.585000000000001],[11.805999999999999],[12.170999999999999],[12.622999999999999],[13.023],[13.509],[14.031000000000001],[14.138999999999999],[14.289],[13.882999999999999],[14.164],[13.33],[12.137],[12.814],[14.397],[16.353999999999999],[17.388999999999999],[17.875],[18.571000000000002],[19.488],[21.57],[21.658000000000001],[22.027000000000001],[22.579000000000001],[22.869],[22.408000000000001],[22.524000000000001],[21.773],[21.108000000000001],[20.725000000000001],[21.712],[21.969999999999999],[22.158999999999999],[21.286000000000001],[21.151],[20.442],[20.600000000000001],[20.07],[19.061],[18.568000000000001],[17.68],[17.164999999999999]],[[4.5609999999999999],[4.8869999999999996],[5.0190000000000001],[5.1130000000000004],[5.3419999999999996],[5.2930000000000001],[5.1630000000000003],[4.7210000000000001],[4.484],[4.758],[4.5890000000000004],[4.8860000000000001],[5.3220000000000001],[5.2069999999999999],[5.157],[5.3010000000000002],[5.2519999999999998],[5.2709999999999999],[5.3360000000000003],[5.7110000000000003],[5.9790000000000001],[5.4930000000000003],[5.5099999999999998],[4.992],[5.0570000000000004],[4.9740000000000002],[5.1859999999999999],[5.3780000000000001],[5.6340000000000003],[5.8369999999999997],[6.04],[6.4210000000000003],[6.907],[6.6319999999999997],[6.3789999999999996],[6.3099999999999996],[6.1040000000000001],[6.335],[6.1849999999999996],[6.093],[5.7759999999999998],[5.4139999999999997],[5.165],[4.7960000000000003],[4.7460000000000004],[4.6479999999999997],[4.6589999999999998],[4.7290000000000001],[4.835],[4.4930000000000003],[4.548],[4.6589999999999998],[4.5819999999999999],[4.7400000000000002],[5.0999999999999996],[5.0259999999999998],[5.2320000000000002],[5.4470000000000001],[5.6989999999999998],[5.7050000000000001],[5.8099999999999996],[5.9850000000000003],[5.8840000000000003],[5.8310000000000004],[5.8730000000000002],[5.9500000000000002],[5.9059999999999997],[5.9809999999999999],[5.9900000000000002],[5.7510000000000003],[5.3890000000000002],[5.4790000000000001],[5.4969999999999999],[5.3840000000000003],[5.5810000000000004],[5.1420000000000003],[5.1900000000000004],[4.798],[4.9960000000000004],[5.1470000000000002],[5.04],[5.0490000000000004],[5.1299999999999999],[5.1379999999999999],[5.0010000000000003],[5.0830000000000002],[5.3239999999999998],[5.3739999999999997],[5.4009999999999998],[5.3879999999999999],[5.423],[5.3959999999999999],[5.4850000000000003],[5.4969999999999999],[5.4320000000000004],[5.6050000000000004],[5.5220000000000002],[5.7549999999999999],[5.843],[6.0979999999999999],[6.2610000000000001],[6.5309999999999997],[6.6360000000000001],[6.7999999999999998],[6.8220000000000001],[6.96],[7.1239999999999997],[7.4480000000000004],[7.7990000000000004],[8.0489999999999995],[8.0519999999999996],[7.9930000000000003],[7.923],[8.1099999999999994],[8.2639999999999993],[8.2729999999999997],[8.2469999999999999],[8.5329999999999995],[8.6530000000000005],[8.8900000000000006],[9.1660000000000004],[9.0990000000000002],[9.0990000000000002],[9.1720000000000006],[8.8219999999999992],[9.5229999999999997],[10.032999999999999],[9.1850000000000005],[9.1359999999999992],[8.8450000000000006],[8.4870000000000001],[7.391],[6.8789999999999996],[6.6609999999999996],[6.6959999999999997],[6.6079999999999997],[6.6189999999999998],[6.657],[6.8700000000000001],[7.2169999999999996],[7.5099999999999998],[7.6470000000000002],[7.5720000000000001],[8.3230000000000004],[8.5850000000000009],[8.8160000000000007],[8.9220000000000006],[8.9949999999999992],[8.5329999999999995],[8.8810000000000002],[8.7669999999999995],[8.3019999999999996],[8.1500000000000004],[7.8869999999999996],[7.9320000000000004],[7.8150000000000004],[7.5330000000000004],[7.4000000000000004],[7.1580000000000004],[6.9359999999999999],[6.9219999999999997],[6.5800000000000001],[6.3970000000000002],[6.5030000000000001],[6.3129999999999997],[6.3029999999999999],[6.0629999999999997],[5.8529999999999998],[5.6890000000000001],[5.3659999999999997],[5.1289999999999996],[4.9039999999999999],[4.875],[4.7960000000000003],[4.7329999999999997],[4.7220000000000004],[4.7290000000000001],[4.8719999999999999],[5.25],[5.109],[5.181],[5.399],[5.3970000000000002],[5.3220000000000001],[5.1509999999999998],[4.9699999999999998],[4.8719999999999999],[4.1260000000000003],[4.4199999999999999],[4.6710000000000003],[4.9880000000000004],[5.3890000000000002],[5.3650000000000002],[5.5839999999999996],[6.0030000000000001],[6.4329999999999998],[6.819],[7.6840000000000002],[7.9160000000000004],[8.8200000000000003],[8.9139999999999997],[9.2769999999999992],[9.6259999999999994],[10.053000000000001],[10.388],[10.723000000000001],[10.856],[11.192],[11.211],[11.337999999999999],[11.032999999999999],[10.802],[10.311999999999999],[9.3759999999999994],[9.1379999999999999],[8.8179999999999996],[8.6219999999999999]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"24","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":null,"axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]The number of new loan commitments to owner-occupier first home buyers fell 3.2 per cent in October 2022, after a revised fall of 4.0 per cent in September. First home buyer loans in October were 47 per cent below the January 2021 peak and similar to 2019 levels.
| Aus * | NSW | Vic | Qld | SA | WA | Tas | NT | ACT | ||
|---|---|---|---|---|---|---|---|---|---|---|
| Owner-occupiers | ||||||||||
| Value ($b) : | 17.2 | 5.3 | 5.1 | 3.2 | 1.0 | 1.8 | 0.3 | 0.1 | 0.4 | |
| Value % change ** : | -2.9 | -3.4 | -2.1 | -3.3 | -3.2 | 1.5 | -5.6 | -3.0 | -10.5 | |
| Owner-occupier first home buyers | ||||||||||
| Number % change ** : | -3.2 | -1.7 | -4.1 | -1.3 | -1.9 | 0.0 | -14.6 † | -8.1 | -2.3 | |
| Investors | ||||||||||
| Value % change ** : | -2.2 | -0.1 | -1.1 | -7.8 | -3.0 | -0.9 | -0.2 | 1.6 | 2.6 |
* Total Australia levels do not necessarily equal the sum of states, due to independent seasonal adjustment
** All movements are on a month-to-month basis
† A smaller and more volatile series
Personal Finance
The value of new loan commitments for fixed term personal finance fell 0.5 per cent in October 2022. This was driven by a 3.8 per cent fall in lending for the purchase of road vehicles.
More information is available in Lending Indicators, Australia.
Media notes
Month-on-month movements are noted above in percentage terms but, where contrasted against each other, ordered in largest to smallest value terms (e.g. state and territory movements).
When reporting ABS data you must attribute the Australian Bureau of Statistics (or the ABS) as the source.
For media requests and interviews, contact the ABS Media Team via media@abs.gov.au between 8:30am and 5pm AEDT Monday to Friday.
Subscribe to our email notification service and get ABS media releases or products sent to you on release.