Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

May 2024

Released

8/07/2024

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Key statistics

In May 2024, new loan commitments (seasonally adjusted):

fell 1.7% for housing
fell 0.7% for personal fixed term loans
rose 38.6% for business construction (a typically volatile series) and rose 1.0% in trend terms
fell 1.8% for business purchase of property (a typically volatile series) but rose 0.8% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)
			May-2024 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		28.80	-1.7	18.0
		Owner Occupier (a)	18.13	-2.0	12.2
		Investor (a)	10.67	-1.3	29.5
	Personal
		Fixed term loans	2.56	-0.7	12.7
Businesses
	Construction		2.64	38.6	4.1
	Purchase of Property		5.90	-1.8	2.9

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

In May 2024 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 1.7% to $28.8b, after a rise of 4.8% in April. It was 18.0% higher compared to a year ago.
for owner-occupier housing fell 2.0% to $18.1b but was 12.2% higher compared to a year ago
for investor housing fell 1.3% to $10.7b but was 29.5% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
May-06	15.396	9.628	5.768	15.054	9.52	5.534
Jun-06	15.554	9.518	6.035	15.103	9.558	5.545
Jul-06	15.271	9.779	5.492	15.01	9.53	5.481
Aug-06	15.048	9.521	5.526	14.811	9.456	5.355
Sep-06	14.174	9.182	4.993	14.583	9.371	5.212
Oct-06	14.336	9.297	5.039	14.426	9.314	5.112
Nov-06	14.209	9.232	4.976	14.42	9.322	5.098
Dec-06	14.617	9.431	5.186	14.602	9.413	5.188
Jan-07	14.943	9.554	5.389	14.951	9.588	5.363
Feb-07	15.409	9.771	5.638	15.427	9.824	5.603
Mar-07	15.92	10.086	5.834	15.955	10.086	5.869
Apr-07	16.371	10.326	6.046	16.468	10.35	6.118
May-07	17.07	10.66	6.41	16.907	10.592	6.315
Jun-07	18.313	11.36	6.953	17.22	10.783	6.437
Jul-07	17.424	10.78	6.644	17.387	10.906	6.482
Aug-07	17.415	11.029	6.386	17.411	10.946	6.465
Sep-07	16.828	10.509	6.319	17.329	10.915	6.414
Oct-07	16.83	10.75	6.08	17.163	10.816	6.346
Nov-07	17	10.662	6.338	16.915	10.649	6.266
Dec-07	16.569	10.377	6.192	16.552	10.4	6.152
Jan-08	16.903	10.806	6.097	16.04	10.062	5.978
Feb-08	15.672	9.889	5.783	15.391	9.651	5.739
Mar-08	14.573	9.154	5.418	14.661	9.209	5.452
Apr-08	13.904	8.741	5.163	13.946	8.779	5.167
May-08	12.974	8.179	4.795	13.349	8.415	4.934
Jun-08	12.975	8.207	4.768	12.949	8.168	4.781
Jul-08	12.791	8.139	4.652	12.753	8.057	4.697
Aug-08	12.651	7.983	4.668	12.748	8.087	4.661
Sep-08	12.99	8.244	4.746	12.899	8.255	4.643
Oct-08	13.354	8.543	4.811	13.178	8.556	4.622
Nov-08	13.099	8.603	4.496	13.594	8.995	4.598
Dec-08	13.897	9.343	4.554	14.139	9.551	4.588
Jan-09	14.902	10.238	4.664	14.785	10.175	4.61
Feb-09	15.376	10.788	4.588	15.46	10.787	4.673
Mar-09	16.738	11.984	4.754	16.085	11.302	4.783
Apr-09	17.043	11.957	5.086	16.599	11.667	4.932
May-09	16.867	11.835	5.032	16.974	11.874	5.1
Jun-09	17.223	11.971	5.252	17.224	11.947	5.277
Jul-09	17.184	11.739	5.445	17.38	11.925	5.455
Aug-09	17.369	11.656	5.713	17.446	11.832	5.615
Sep-09	17.885	12.175	5.71	17.402	11.661	5.741
Oct-09	17.622	11.826	5.796	17.236	11.406	5.83
Nov-09	17.096	11.103	5.993	16.94	11.06	5.88
Dec-09	16.499	10.611	5.888	16.552	10.654	5.898
Jan-10	15.968	10.128	5.84	16.149	10.242	5.908
Feb-10	15.681	9.8	5.881	15.798	9.875	5.923
Mar-10	15.539	9.585	5.954	15.543	9.6	5.942
Apr-10	15.264	9.364	5.9	15.373	9.423	5.949
May-10	15.444	9.446	5.997	15.25	9.318	5.932
Jun-10	15.126	9.133	5.993	15.132	9.254	5.878
Jul-10	15.059	9.3	5.76	15.006	9.219	5.788
Aug-10	14.649	9.243	5.406	14.88	9.204	5.675
Sep-10	14.619	9.142	5.478	14.764	9.205	5.559
Oct-10	14.671	9.18	5.49	14.655	9.202	5.453
Nov-10	14.725	9.33	5.395	14.542	9.183	5.359
Dec-10	15.002	9.422	5.58	14.42	9.141	5.279
Jan-11	14.176	9.025	5.15	14.289	9.083	5.207
Feb-11	14.075	8.878	5.197	14.168	9.026	5.141
Mar-11	13.632	8.831	4.801	14.077	8.986	5.092
Apr-11	14.005	9.012	4.993	14.037	8.972	5.064
May-11	14.248	9.087	5.161	14.042	8.983	5.059
Jun-11	14.145	9.104	5.041	14.063	8.999	5.064
Jul-11	14.102	9.048	5.054	14.075	9.005	5.07
Aug-11	14.179	9.041	5.138	14.074	8.993	5.081
Sep-11	13.93	8.786	5.143	14.082	8.979	5.103
Oct-11	13.876	8.876	5	14.11	8.97	5.141
Nov-11	14.066	8.981	5.085	14.161	8.965	5.196
Dec-11	14.725	9.397	5.328	14.219	8.957	5.262
Jan-12	14.782	9.399	5.383	14.273	8.948	5.325
Feb-12	14.094	8.684	5.41	14.321	8.943	5.378
Mar-12	14.097	8.703	5.394	14.367	8.953	5.414
Apr-12	14.352	8.932	5.42	14.428	8.996	5.432
May-12	14.52	9.114	5.406	14.518	9.078	5.44
Jun-12	14.75	9.256	5.494	14.635	9.186	5.45
Jul-12	14.783	9.284	5.499	14.754	9.287	5.467
Aug-12	14.878	9.444	5.434	14.858	9.364	5.494
Sep-12	15.116	9.504	5.611	14.951	9.411	5.541
Oct-12	14.912	9.386	5.526	15.068	9.449	5.62
Nov-12	15.21	9.451	5.758	15.251	9.512	5.739
Dec-12	15.374	9.53	5.844	15.52	9.62	5.9
Jan-13	15.911	9.798	6.112	15.864	9.773	6.091
Feb-13	16.157	9.883	6.274	16.246	9.958	6.288
Mar-13	16.887	10.351	6.535	16.61	10.143	6.467
Apr-13	16.953	10.303	6.649	16.916	10.3	6.617
May-13	17.232	10.423	6.81	17.156	10.415	6.741
Jun-13	17.319	10.499	6.82	17.377	10.506	6.872
Jul-13	17.488	10.514	6.974	17.627	10.591	7.036
Aug-13	17.36	10.251	7.109	17.928	10.68	7.248
Sep-13	18.217	10.758	7.459	18.266	10.781	7.485
Oct-13	18.7	10.898	7.802	18.606	10.897	7.709
Nov-13	19.277	11.22	8.057	18.906	11.021	7.885
Dec-13	19.002	10.945	8.058	19.139	11.137	8.002
Jan-14	19.159	11.161	7.998	19.294	11.233	8.062
Feb-14	19.417	11.453	7.964	19.396	11.305	8.091
Mar-14	19.486	11.388	8.099	19.468	11.349	8.119
Apr-14	19.643	11.335	8.307	19.523	11.354	8.169
May-14	19.476	11.222	8.254	19.583	11.326	8.256
Jun-14	19.642	11.398	8.244	19.655	11.273	8.382
Jul-14	19.84	11.293	8.548	19.746	11.21	8.536
Aug-14	19.611	10.995	8.616	19.873	11.172	8.701
Sep-14	20.061	11.115	8.946	20.023	11.164	8.859
Oct-14	20.556	11.403	9.153	20.184	11.187	8.997
Nov-14	20.107	11.019	9.088	20.359	11.243	9.116
Dec-14	20.487	11.355	9.132	20.537	11.325	9.212
Jan-15	20.685	11.536	9.149	20.712	11.417	9.294
Feb-15	20.188	11.296	8.892	20.87	11.502	9.368
Mar-15	21.278	11.718	9.56	21.008	11.59	9.418
Apr-15	21.885	11.834	10.05	21.117	11.71	9.407
May-15	20.252	11.126	9.126	21.17	11.885	9.285
Jun-15	21.173	11.985	9.189	21.141	12.12	9.021
Jul-15	21.131	12.312	8.819	21.031	12.404	8.626
Aug-15	21.697	13.266	8.431	20.826	12.68	8.147
Sep-15	21.031	13.571	7.46	20.543	12.892	7.651
Oct-15	19.987	13.136	6.851	20.206	12.999	7.206
Nov-15	19.68	13.022	6.658	19.849	12.985	6.864
Dec-15	19.639	12.908	6.731	19.545	12.888	6.657
Jan-16	19.071	12.505	6.566	19.364	12.774	6.591
Feb-16	19.394	12.71	6.684	19.328	12.695	6.633
Mar-16	19.137	12.435	6.702	19.412	12.661	6.751
Apr-16	19.67	12.786	6.884	19.574	12.647	6.928
May-16	19.956	12.75	7.206	19.774	12.624	7.149
Jun-16	20.206	12.707	7.5	19.984	12.576	7.408
Jul-16	20.045	12.46	7.585	20.215	12.517	7.698
Aug-16	19.878	12.305	7.573	20.491	12.482	8.009
Sep-16	20.833	12.491	8.342	20.815	12.503	8.312
Oct-16	21.127	12.593	8.534	21.176	12.599	8.577
Nov-16	21.651	12.722	8.93	21.542	12.763	8.78
Dec-16	22.027	13.097	8.93	21.864	12.962	8.901
Jan-17	22.154	13.148	9.006	22.102	13.167	8.935
Feb-17	21.876	13.226	8.65	22.236	13.359	8.877
Mar-17	22.574	13.684	8.89	22.29	13.545	8.745
Apr-17	22.227	13.603	8.624	22.306	13.741	8.565
May-17	22.425	14.024	8.401	22.304	13.936	8.368
Jun-17	22.091	13.988	8.103	22.292	14.112	8.18
Jul-17	22.055	14.273	7.782	22.255	14.243	8.012
Aug-17	22.446	14.522	7.924	22.161	14.302	7.859
Sep-17	22.264	14.388	7.876	22.015	14.297	7.718
Oct-17	21.614	14.071	7.543	21.823	14.243	7.58
Nov-17	21.626	14.158	7.467	21.568	14.152	7.416
Dec-17	21.201	14.028	7.173	21.286	14.061	7.225
Jan-18	20.947	14.027	6.92	21.021	14	7.021
Feb-18	21.322	14.268	7.054	20.823	13.992	6.831
Mar-18	20.338	13.787	6.551	20.685	14.018	6.666
Apr-18	20.13	13.756	6.374	20.558	14.034	6.524
May-18	20.783	14.267	6.516	20.403	14.002	6.401
Jun-18	20.314	14.065	6.249	20.199	13.909	6.289
Jul-18	20.261	13.994	6.267	19.908	13.734	6.174
Aug-18	19.208	13.287	5.92	19.492	13.459	6.034
Sep-18	18.978	12.998	5.98	18.954	13.097	5.857
Oct-18	18.752	13.079	5.672	18.333	12.69	5.644
Nov-18	17.982	12.557	5.426	17.734	12.312	5.422
Dec-18	16.93	11.74	5.19	17.216	12.003	5.213
Jan-19	16.463	11.584	4.878	16.799	11.773	5.026
Feb-19	17.259	12.266	4.993	16.509	11.636	4.874
Mar-19	16.284	11.546	4.738	16.361	11.595	4.766
Apr-19	16.637	11.828	4.809	16.373	11.654	4.72
May-19	16.16	11.547	4.614	16.518	11.788	4.73
Jun-19	16.575	11.891	4.684	16.772	11.981	4.792
Jul-19	17.156	12.229	4.927	17.133	12.24	4.893
Aug-19	17.75	12.659	5.091	17.629	12.602	5.027
Sep-19	18.242	12.976	5.267	18.212	13.04	5.172
Oct-19	18.454	13.317	5.137	18.776	13.491	5.286
Nov-19	19.278	13.92	5.358	19.22	13.877	5.343
Dec-19	19.983	14.313	5.67	19.458	14.123	5.335
Jan-20	20.251	14.803	5.448	19.465	14.18	5.285
Feb-20	18.986	13.856	5.13	19.259	14.037	5.222
Mar-20	18.915	13.948	4.967	18.97	13.774	5.195
Apr-20	18.403	13.427	4.976	18.788	13.558	5.23
May-20	15.803	11.924	3.879	17.812	13.552	4.26
Jun-20	17.376	12.96	4.416	18.232	13.84	4.392
Jul-20	18.994	14.392	4.602	19.223	14.682	4.542
Aug-20	21.04	16.202	4.838	20.476	15.772	4.704
Sep-20	23.401	17.647	5.753	21.609	16.719	4.891
Oct-20	22.66	17.549	5.111	22.892	17.752	5.141
Nov-20	23.692	18.112	5.58	24.209	18.727	5.482
Dec-20	26.219	19.794	6.424	25.563	19.65	5.913
Jan-21	29.138	22.607	6.531	26.905	20.494	6.412
Feb-21	28.452	21.603	6.849	28.204	21.257	6.948
Mar-21	29.28	21.631	7.649	29.385	21.896	7.489
Apr-21	30.816	22.874	7.942	30.458	22.472	7.986
May-21	30.592	22.241	8.351	31.079	22.651	8.428
Jun-21	31.487	22.572	8.916	31.406	22.585	8.821
Jul-21	32.073	22.916	9.156	31.515	22.341	9.174
Aug-21	31.214	21.69	9.524	31.536	22.027	9.51
Sep-21	31.894	21.215	10.679	31.615	21.763	9.852
Oct-21	29.765	20.027	9.738	31.863	21.635	10.228
Nov-21	32.505	21.613	10.892	32.229	21.614	10.615
Dec-21	33.396	22.074	11.322	32.58	21.616	10.964
Jan-22	34.897	23.323	11.574	32.791	21.573	11.218
Feb-22	32.723	21.392	11.331	32.715	21.406	11.309
Mar-22	32.532	21.075	11.457	32.315	21.116	11.199
Apr-22	30.87	20.147	10.723	31.652	20.741	10.911
May-22	31.159	20.639	10.52	30.799	20.304	10.495
Jun-22	30.172	19.958	10.214	29.802	19.792	10.01
Jul-22	28.504	19.29	9.214	28.733	19.187	9.546
Aug-22	27.599	18.541	9.058	27.62	18.475	9.144
Sep-22	26.246	17.318	8.928	26.512	17.706	8.806
Oct-22	25.692	17.246	8.446	25.498	16.97	8.528
Nov-22	24.591	16.163	8.428	24.638	16.347	8.291
Dec-22	24	15.842	8.158	24	15.904	8.096
Jan-23	23.239	15.444	7.795	23.602	15.655	7.947
Feb-23	23.547	15.609	7.939	23.445	15.577	7.868
Mar-23	23.508	15.727	7.78	23.493	15.607	7.886
Apr-23	23.451	15.525	7.926	23.682	15.685	7.998
May-23	24.401	16.16	8.241	23.97	15.786	8.183
Jun-23	24.611	16.109	8.502	24.355	15.928	8.427
Jul-23	24.311	15.64	8.671	24.842	16.138	8.704
Aug-23	25.036	16.16	8.876	25.381	16.398	8.983
Sep-23	25.982	16.634	9.348	25.886	16.659	9.227
Oct-23	26.664	17.3	9.363	26.267	16.859	9.408
Nov-23	27.344	17.504	9.84	26.541	16.996	9.545
Dec-23	26.511	16.856	9.655	26.778	17.099	9.679
Jan-24	26.259	16.688	9.571	27.028	17.198	9.829
Feb-24	26.896	17.105	9.792	27.361	17.352	10.008
Mar-24	27.953	17.69	10.263	27.806	17.593	10.213
Apr-24	29.3	18.493	10.807	28.336	17.909	10.427
May-24	28.797	18.127	10.67	28.872	18.242	10.629

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24","Mar-24","Apr-24","May-24"],[[15.396000000000001],[15.554],[15.271000000000001],[15.048],[14.173999999999999],[14.336],[14.209],[14.617000000000001],[14.943],[15.409000000000001],[15.92],[16.370999999999999],[17.07],[18.312999999999999],[17.423999999999999],[17.414999999999999],[16.827999999999999],[16.829999999999998],[17],[16.568999999999999],[16.902999999999999],[15.672000000000001],[14.573],[13.904],[12.974],[12.975],[12.791],[12.651],[12.99],[13.353999999999999],[13.099],[13.897],[14.901999999999999],[15.375999999999999],[16.738],[17.042999999999999],[16.867000000000001],[17.222999999999999],[17.184000000000001],[17.369],[17.885000000000002],[17.622],[17.096],[16.498999999999999],[15.968],[15.680999999999999],[15.539],[15.263999999999999],[15.444000000000001],[15.125999999999999],[15.058999999999999],[14.648999999999999],[14.619],[14.670999999999999],[14.725],[15.002000000000001],[14.176],[14.074999999999999],[13.632],[14.005000000000001],[14.247999999999999],[14.145],[14.102],[14.179],[13.93],[13.875999999999999],[14.066000000000001],[14.725],[14.782],[14.093999999999999],[14.097],[14.352],[14.52],[14.75],[14.782999999999999],[14.878],[15.116],[14.912000000000001],[15.210000000000001],[15.374000000000001],[15.911],[16.157],[16.887],[16.952999999999999],[17.231999999999999],[17.318999999999999],[17.488],[17.359999999999999],[18.216999999999999],[18.699999999999999],[19.277000000000001],[19.001999999999999],[19.158999999999999],[19.417000000000002],[19.486000000000001],[19.643000000000001],[19.475999999999999],[19.641999999999999],[19.84],[19.611000000000001],[20.061],[20.556000000000001],[20.106999999999999],[20.486999999999998],[20.684999999999999],[20.187999999999999],[21.277999999999999],[21.885000000000002],[20.251999999999999],[21.172999999999998],[21.131],[21.696999999999999],[21.030999999999999],[19.986999999999998],[19.68],[19.638999999999999],[19.071000000000002],[19.393999999999998],[19.137],[19.670000000000002],[19.956],[20.206],[20.045000000000002],[19.878],[20.832999999999998],[21.126999999999999],[21.651],[22.027000000000001],[22.154],[21.876000000000001],[22.574000000000002],[22.227],[22.425000000000001],[22.091000000000001],[22.055],[22.446000000000002],[22.263999999999999],[21.614000000000001],[21.626000000000001],[21.201000000000001],[20.946999999999999],[21.321999999999999],[20.338000000000001],[20.129999999999999],[20.783000000000001],[20.314],[20.260999999999999],[19.207999999999998],[18.978000000000002],[18.751999999999999],[17.981999999999999],[16.93],[16.463000000000001],[17.259],[16.283999999999999],[16.637],[16.16],[16.574999999999999],[17.155999999999999],[17.75],[18.242000000000001],[18.454000000000001],[19.277999999999999],[19.983000000000001],[20.251000000000001],[18.986000000000001],[18.914999999999999],[18.402999999999999],[15.803000000000001],[17.376000000000001],[18.994],[21.039999999999999],[23.401],[22.66],[23.692],[26.219000000000001],[29.138000000000002],[28.452000000000002],[29.280000000000001],[30.815999999999999],[30.591999999999999],[31.486999999999998],[32.073],[31.2139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[]

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All series exclude refinancing

In May 2024 in seasonally adjusted terms, the value of external refinancing:

for total housing fell 0.7% to $16.2b and was 22.2% lower compared to a year ago
for owner-occupier housing fell 0.4% to $10.2b and was 27.8% lower compared to a year ago
for investor housing fell 1.1% to $6.0b and was 10.5% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
May-06	4.116	3.359	0.757
Jun-06	4.228	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.893
Sep-06	4.457	3.551	0.906
Oct-06	4.465	3.613	0.853
Nov-06	4.532	3.629	0.904
Dec-06	4.432	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.625	3.465	1.161
Mar-07	4.478	3.388	1.091
Apr-07	4.652	3.522	1.13
May-07	4.497	3.447	1.05
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.487	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.67	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.892	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.205
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.231
Aug-08	4.312	3.137	1.175
Sep-08	4.091	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.95	3.412	1.538
Feb-09	4.729	3.147	1.583
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.385	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.07	2.82	1.25
Dec-09	3.781	2.757	1.024
Jan-10	3.577	2.589	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.575	2.633	0.942
Jun-10	3.635	2.72	0.915
Jul-10	3.732	2.818	0.915
Aug-10	3.833	2.917	0.916
Sep-10	3.851	2.929	0.922
Oct-10	4.019	3.019	1
Nov-10	4.071	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.134	3.207	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.936	1.029
Apr-11	4.235	3.175	1.06
May-11	4.556	3.39	1.166
Jun-11	4.513	3.365	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.867	3.644	1.223
Sep-11	4.895	3.634	1.262
Oct-11	4.757	3.548	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.104	3.731	1.374
Feb-12	5.161	3.691	1.47
Mar-12	5.211	3.683	1.528
Apr-12	4.912	3.614	1.298
May-12	5	3.574	1.426
Jun-12	4.988	3.492	1.496
Jul-12	4.887	3.407	1.48
Aug-12	5.026	3.436	1.59
Sep-12	5.004	3.406	1.598
Oct-12	5.017	3.482	1.535
Nov-12	5.096	3.453	1.644
Dec-12	4.937	3.386	1.551
Jan-13	5.108	3.432	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.204	3.573	1.631
Apr-13	5.371	3.647	1.724
May-13	5.424	3.754	1.671
Jun-13	5.629	3.921	1.709
Jul-13	6.459	3.801	2.658
Aug-13	6.15	3.642	2.509
Sep-13	6.723	3.913	2.81
Oct-13	6.819	3.878	2.941
Nov-13	6.939	3.933	3.006
Dec-13	6.89	3.867	3.024
Jan-14	6.887	3.891	2.997
Feb-14	7.333	4.215	3.118
Mar-14	7.119	3.957	3.162
Apr-14	7.382	4.054	3.328
May-14	7.451	4.078	3.373
Jun-14	7.604	4.179	3.425
Jul-14	7.84	4.284	3.556
Aug-14	7.803	4.264	3.539
Sep-14	8.041	4.282	3.759
Oct-14	8.393	4.404	3.99
Nov-14	8.435	4.476	3.958
Dec-14	8.681	4.593	4.088
Jan-15	8.735	4.703	4.032
Feb-15	9.062	4.957	4.105
Mar-15	9.302	5.003	4.3
Apr-15	9.389	5.231	4.158
May-15	9.256	4.98	4.276
Jun-15	9.134	5.323	3.811
Jul-15	8.917	5.412	3.504
Aug-15	8.793	5.459	3.334
Sep-15	8.806	5.745	3.061
Oct-15	8.987	5.91	3.078
Nov-15	9.244	6.09	3.155
Dec-15	9.711	6.469	3.241
Jan-16	9.345	6.064	3.28
Feb-16	9.354	6.004	3.35
Mar-16	9.416	6.203	3.213
Apr-16	9.451	6.234	3.217
May-16	9.354	6.037	3.317
Jun-16	9.669	6.056	3.613
Jul-16	9.696	6.109	3.587
Aug-16	9.403	5.743	3.66
Sep-16	9.581	6.049	3.532
Oct-16	8.994	5.807	3.187
Nov-16	9.079	5.677	3.402
Dec-16	9.005	5.565	3.44
Jan-17	9.112	5.769	3.344
Feb-17	8.711	5.412	3.299
Mar-17	8.792	5.435	3.357
Apr-17	8.476	5.193	3.283
May-17	8.798	5.428	3.371
Jun-17	8.717	5.271	3.446
Jul-17	8.587	5.132	3.454
Aug-17	8.969	5.235	3.734
Sep-17	8.713	5.325	3.388
Oct-17	8.481	5.348	3.133
Nov-17	8.961	5.525	3.437
Dec-17	9.303	5.745	3.558
Jan-18	9.621	5.792	3.829
Feb-18	9.773	5.766	4.007
Mar-18	9.242	5.539	3.703
Apr-18	9.445	5.674	3.771
May-18	9.172	5.6	3.573
Jun-18	8.75	5.336	3.413
Jul-18	9.098	5.713	3.385
Aug-18	8.957	5.591	3.366
Sep-18	8.726	5.392	3.334
Oct-18	9.023	5.57	3.453
Nov-18	8.974	5.529	3.445
Dec-18	8.672	5.382	3.291
Jan-19	8.399	5.192	3.207
Feb-19	8.549	5.352	3.197
Mar-19	8.535	5.278	3.256
Apr-19	8.412	5.229	3.183
May-19	8.364	5.164	3.201
Jun-19	8.023	4.815	3.208
Jul-19	8.308	5.216	3.092
Aug-19	8.959	5.561	3.398
Sep-19	9.861	6.129	3.732
Oct-19	9.826	6.054	3.772
Nov-19	10.163	6.283	3.88
Dec-19	10.465	6.566	3.899
Jan-20	10.859	6.963	3.896
Feb-20	11.224	7.25	3.974
Mar-20	10.782	6.876	3.906
Apr-20	11.645	7.56	4.085
May-20	14.114	9.379	4.735
Jun-20	13.553	8.808	4.745
Jul-20	10.383	6.676	3.707
Aug-20	10.77	6.823	3.947
Sep-20	12.793	8.013	4.78
Oct-20	12.244	7.586	4.657
Nov-20	10.387	6.382	4.005
Dec-20	11.426	7.167	4.258
Jan-21	12.564	8.106	4.459
Feb-21	13.825	8.958	4.867
Mar-21	13.199	8.583	4.616
Apr-21	13.874	9.11	4.764
May-21	14.579	9.548	5.031
Jun-21	15.188	9.945	5.243
Jul-21	16.413	10.757	5.657
Aug-21	16.647	10.604	6.043
Sep-21	16.183	10.289	5.894
Oct-21	16.494	10.636	5.858
Nov-21	16.233	10.568	5.665
Dec-21	16.339	10.808	5.53
Jan-22	15.396	9.96	5.436
Feb-22	16.385	10.878	5.507
Mar-22	16.657	11.088	5.569
Apr-22	16.734	11.312	5.422
May-22	17.219	11.84	5.378
Jun-22	17.793	12.253	5.54
Jul-22	17.597	12.103	5.494
Aug-22	18.087	12.308	5.779
Sep-22	18.189	12.425	5.764
Oct-22	18.295	12.505	5.79
Nov-22	19.696	13.535	6.161
Dec-22	19.315	13.098	6.218
Jan-23	19.866	13.557	6.309
Feb-23	20.102	13.757	6.346
Mar-23	21.367	14.207	7.16
Apr-23	19.441	13.176	6.265
May-23	20.798	14.085	6.712
Jun-23	19.892	13.474	6.418
Jul-23	21.473	14.505	6.968
Aug-23	19.697	13.349	6.349
Sep-23	18.582	12.543	6.039
Oct-23	17.298	11.376	5.923
Nov-23	17.26	11.349	5.911
Dec-23	16.987	11.158	5.828
Jan-24	16.06	10.299	5.76
Feb-24	16.446	10.591	5.855
Mar-24	16.063	10.251	5.812
Apr-24	16.296	10.217	6.079
May-24	16.183	10.173	6.01

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

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Personal finance

In May 2024 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance fell 0.7%, after a rise of 0.9% in April
for road vehicles rose 0.8%
for personal investment rose 9.8%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)
May-06	1.592	0.693	0.563
Jun-06	1.586	0.688	0.506
Jul-06	1.548	0.706	0.485
Aug-06	1.463	0.712	0.408
Sep-06	1.446	0.723	0.366
Oct-06	1.44	0.732	0.352
Nov-06	1.484	0.751	0.372
Dec-06	1.515	0.734	0.406
Jan-07	1.515	0.746	0.427
Feb-07	1.537	0.754	0.437
Mar-07	1.616	0.779	0.481
Apr-07	1.664	0.778	0.536
May-07	1.684	0.816	0.548
Jun-07	1.856	0.819	0.556
Jul-07	1.595	0.802	0.472
Aug-07	1.649	0.789	0.576
Sep-07	1.664	0.789	0.572
Oct-07	1.686	0.813	0.545
Nov-07	1.72	0.816	0.597
Dec-07	1.696	0.837	0.498
Jan-08	1.731	0.832	0.562
Feb-08	1.703	0.828	0.551
Mar-08	1.657	0.829	0.482
Apr-08	1.63	0.81	0.512
May-08	1.624	0.78	0.54
Jun-08	1.463	0.788	0.34
Jul-08	1.602	0.773	0.493
Aug-08	1.559	0.761	0.483
Sep-08	1.538	0.751	0.487
Oct-08	1.512	0.733	0.501
Nov-08	1.346	0.651	0.452
Dec-08	1.418	0.702	0.46
Jan-09	1.414	0.712	0.424
Feb-09	1.394	0.693	0.406
Mar-09	1.408	0.678	0.446
Apr-09	1.427	0.689	0.433
May-09	1.401	0.669	0.427
Jun-09	1.512	0.638	0.459
Jul-09	1.454	0.669	0.462
Aug-09	1.484	0.677	0.498
Sep-09	1.459	0.659	0.507
Oct-09	1.47	0.675	0.503
Nov-09	1.422	0.675	0.447
Dec-09	1.764	0.742	0.604
Jan-10	1.665	0.738	0.573
Feb-10	1.738	0.778	0.554
Mar-10	1.719	0.79	0.542
Apr-10	1.711	0.808	0.511
May-10	1.685	0.817	0.468
Jun-10	1.821	0.851	0.433
Jul-10	1.683	0.842	0.437
Aug-10	1.602	0.854	0.406
Sep-10	1.668	0.89	0.392
Oct-10	1.683	0.871	0.403
Nov-10	1.638	0.883	0.371
Dec-10	1.603	0.866	0.361
Jan-11	1.57	0.864	0.342
Feb-11	1.574	0.878	0.341
Mar-11	1.593	0.872	0.34
Apr-11	1.607	0.881	0.331
May-11	1.613	0.859	0.348
Jun-11	1.62	0.852	0.352
Jul-11	1.614	0.866	0.343
Aug-11	1.693	0.903	0.386
Sep-11	1.68	0.904	0.348
Oct-11	1.668	0.928	0.327
Nov-11	1.646	0.939	0.308
Dec-11	1.657	0.96	0.287
Jan-12	1.639	0.935	0.308
Feb-12	1.579	0.896	0.282
Mar-12	1.549	0.902	0.271
Apr-12	1.619	0.953	0.28
May-12	1.664	0.996	0.28
Jun-12	1.691	1.008	0.305
Jul-12	1.728	1.004	0.31
Aug-12	1.724	1.014	0.31
Sep-12	1.799	1.035	0.296
Oct-12	1.818	1.069	0.302
Nov-12	1.876	1.097	0.307
Dec-12	1.887	1.098	0.307
Jan-13	1.855	1.057	0.325
Feb-13	1.854	1.034	0.318
Mar-13	1.865	1.046	0.33
Apr-13	1.81	1.006	0.329
May-13	1.791	1.019	0.336
Jun-13	1.707	0.995	0.305
Jul-13	1.752	1.044	0.287
Aug-13	1.739	1.025	0.306
Sep-13	1.756	1.028	0.309
Oct-13	1.733	1	0.316
Nov-13	1.713	0.963	0.316
Dec-13	1.728	0.984	0.312
Jan-14	1.774	1.031	0.299
Feb-14	1.862	1.052	0.341
Mar-14	1.794	1.048	0.315
Apr-14	1.762	1.035	0.297
May-14	1.77	1.036	0.313
Jun-14	1.749	1.021	0.316
Jul-14	1.824	1.03	0.359
Aug-14	1.811	1.024	0.34
Sep-14	1.835	1.019	0.387
Oct-14	1.924	1.032	0.428
Nov-14	1.843	0.993	0.384
Dec-14	1.828	1.025	0.384
Jan-15	1.812	1.037	0.37
Feb-15	1.861	1.025	0.395
Mar-15	1.885	1.044	0.402
Apr-15	2.057	1.105	0.418
May-15	1.983	1.094	0.393
Jun-15	1.969	1.115	0.365
Jul-15	1.903	1.088	0.357
Aug-15	1.892	1.103	0.327
Sep-15	1.815	1.103	0.278
Oct-15	1.768	1.079	0.278
Nov-15	1.816	1.112	0.282
Dec-15	1.873	1.12	0.296
Jan-16	1.852	1.086	0.29
Feb-16	1.957	1.132	0.3
Mar-16	2.181	1.354	0.269
Apr-16	2.306	1.331	0.324
May-16	2.177	1.29	0.317
Jun-16	2.108	1.284	0.303
Jul-16	2.158	1.299	0.319
Aug-16	2.141	1.271	0.335
Sep-16	2.067	1.249	0.329
Oct-16	1.985	1.231	0.306
Nov-16	2.014	1.24	0.314
Dec-16	2.051	1.26	0.311
Jan-17	1.982	1.214	0.303
Feb-17	1.914	1.169	0.296
Mar-17	1.811	1.14	0.277
Apr-17	1.768	1.117	0.249
May-17	1.75	1.131	0.254
Jun-17	1.738	1.133	0.251
Jul-17	1.746	1.133	0.221
Aug-17	1.753	1.145	0.231
Sep-17	1.848	1.148	0.277
Oct-17	1.894	1.205	0.244
Nov-17	1.907	1.227	0.24
Dec-17	1.799	1.165	0.203
Jan-18	1.809	1.156	0.225
Feb-18	1.787	1.151	0.217
Mar-18	1.754	1.133	0.203
Apr-18	1.742	1.123	0.192
May-18	1.722	1.133	0.182
Jun-18	1.814	1.169	0.232
Jul-18	1.765	1.158	0.166
Aug-18	1.79	1.163	0.173
Sep-18	1.794	1.16	0.151
Oct-18	1.758	1.133	0.152
Nov-18	1.695	1.081	0.15
Dec-18	1.635	1.055	0.15
Jan-19	1.629	1.049	0.151
Feb-19	1.634	1.059	0.137
Mar-19	1.605	1.061	0.146
Apr-19	1.623	1.055	0.144
May-19	1.586	1.054	0.144
Jun-19	1.687	1.085	0.217
Jul-19	1.647	1.08	0.154
Aug-19	1.693	1.093	0.146
Sep-19	1.689	1.098	0.16
Oct-19	1.716	1.103	0.172
Nov-19	1.66	1.035	0.16
Dec-19	1.733	1.102	0.154
Jan-20	1.771	1.101	0.157
Feb-20	1.749	1.105	0.161
Mar-20	1.574	0.973	0.171
Apr-20	1.188	0.61	0.263
May-20	1.373	0.878	0.21
Jun-20	1.504	1.088	0.126
Jul-20	1.581	1.082	0.157
Aug-20	1.393	0.932	0.164
Sep-20	1.535	1.009	0.177
Oct-20	1.595	1.11	0.164
Nov-20	1.736	1.184	0.196
Dec-20	1.744	1.23	0.159
Jan-21	1.772	1.201	0.175
Feb-21	1.767	1.125	0.225
Mar-21	1.796	1.166	0.197
Apr-21	1.877	1.199	0.232
May-21	1.938	1.236	0.263
Jun-21	1.763	1.167	0.174
Jul-21	1.988	1.191	0.316
Aug-21	1.939	1.144	0.374
Sep-21	1.967	1.139	0.36
Oct-21	2.041	1.151	0.37
Nov-21	2.103	1.18	0.414
Dec-21	2.156	1.208	0.445
Jan-22	2.153	1.202	0.449
Feb-22	2.274	1.27	0.458
Mar-22	2.276	1.239	0.454
Apr-22	2.211	1.191	0.411
May-22	2.237	1.177	0.434
Jun-22	1.947	1.056	0.275
Jul-22	2.148	1.11	0.456
Aug-22	2.205	1.23	0.442
Sep-22	2.203	1.185	0.422
Oct-22	2.199	1.144	0.447
Nov-22	2.207	1.15	0.411
Dec-22	2.152	1.15	0.415
Jan-23	2.173	1.156	0.391
Feb-23	2.185	1.172	0.379
Mar-23	2.129	1.175	0.372
Apr-23	2.179	1.221	0.348
May-23	2.271	1.304	0.318
Jun-23	2.128	1.313	0.222
Jul-23	2.271	1.335	0.32
Aug-23	2.403	1.424	0.35
Sep-23	2.432	1.409	0.337
Oct-23	2.543	1.455	0.352
Nov-23	2.412	1.377	0.352
Dec-23	2.316	1.292	0.387
Jan-24	2.47	1.37	0.413
Feb-24	2.453	1.346	0.435
Mar-24	2.554	1.403	0.446
Apr-24	2.578	1.386	0.458
May-24	2.559	1.397	0.503

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)"]

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[]

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Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Travel and holidays ($b)	External refinancing ($b)
May-06	0.027	0.058	0.166
Jun-06	0.028	0.047	0.172
Jul-06	0.031	0.057	0.170
Aug-06	0.033	0.063	0.173
Sep-06	0.031	0.063	0.169
Oct-06	0.034	0.070	0.155
Nov-06	0.034	0.070	0.155
Dec-06	0.035	0.065	0.139
Jan-07	0.034	0.062	0.138
Feb-07	0.037	0.060	0.138
Mar-07	0.036	0.063	0.143
Apr-07	0.037	0.033	0.151
May-07	0.032	0.032	0.148
Jun-07	0.042	0.034	0.158
Jul-07	0.035	0.032	0.152
Aug-07	0.035	0.029	0.159
Sep-07	0.034	0.031	0.167
Oct-07	0.037	0.031	0.173
Nov-07	0.036	0.033	0.186
Dec-07	0.037	0.042	0.175
Jan-08	0.035	0.042	0.199
Feb-08	0.033	0.037	0.220
Mar-08	0.032	0.038	0.199
Apr-08	0.034	0.037	0.187
May-08	0.033	0.036	0.143
Jun-08	0.031	0.040	0.161
Jul-08	0.031	0.039	0.166
Aug-08	0.031	0.038	0.157
Sep-08	0.034	0.039	0.163
Oct-08	0.029	0.038	0.176
Nov-08	0.026	0.035	0.173
Dec-08	0.027	0.032	0.216
Jan-09	0.029	0.032	0.211
Feb-09	0.030	0.032	0.216
Mar-09	0.027	0.031	0.209
Apr-09	0.029	0.033	0.222
May-09	0.028	0.032	0.233
Jun-09	0.030	0.033	0.255
Jul-09	0.029	0.035	0.251
Aug-09	0.030	0.036	0.258
Sep-09	0.029	0.034	0.242
Oct-09	0.028	0.031	0.235
Nov-09	0.028	0.030	0.222
Dec-09	0.030	0.032	0.224
Jan-10	0.032	0.030	0.221
Feb-10	0.034	0.032	0.214
Mar-10	0.034	0.035	0.214
Apr-10	0.032	0.037	0.213
May-10	0.028	0.034	0.216
Jun-10	0.033	0.036	0.255
Jul-10	0.034	0.032	0.227
Aug-10	0.029	0.035	0.226
Sep-10	0.033	0.033	0.235
Oct-10	0.033	0.037	0.240
Nov-10	0.032	0.038	0.261
Dec-10	0.030	0.038	0.277
Jan-11	0.026	0.040	0.241
Feb-11	0.027	0.039	0.222
Mar-11	0.031	0.039	0.209
Apr-11	0.030	0.040	0.228
May-11	0.032	0.043	0.235
Jun-11	0.033	0.043	0.235
Jul-11	0.032	0.042	0.231
Aug-11	0.033	0.042	0.233
Sep-11	0.034	0.043	0.242
Oct-11	0.034	0.043	0.240
Nov-11	0.035	0.044	0.240
Dec-11	0.038	0.046	0.238
Jan-12	0.037	0.047	0.242
Feb-12	0.037	0.047	0.263
Mar-12	0.036	0.051	0.265
Apr-12	0.038	0.048	0.245
May-12	0.036	0.052	0.248
Jun-12	0.035	0.052	0.233
Jul-12	0.038	0.052	0.278
Aug-12	0.038	0.053	0.257
Sep-12	0.042	0.059	0.261
Oct-12	0.039	0.059	0.240
Nov-12	0.043	0.060	0.235
Dec-12	0.042	0.062	0.242
Jan-13	0.041	0.063	0.242
Feb-13	0.040	0.061	0.243
Mar-13	0.039	0.057	0.271
Apr-13	0.041	0.058	0.296
May-13	0.040	0.056	0.263
Jun-13	0.036	0.055	0.244
Jul-13	0.042	0.059	0.186
Aug-13	0.036	0.060	0.164
Sep-13	0.039	0.059	0.173
Oct-13	0.044	0.060	0.189
Nov-13	0.039	0.061	0.190
Dec-13	0.038	0.060	0.178
Jan-14	0.042	0.060	0.171
Feb-14	0.042	0.061	0.170
Mar-14	0.041	0.060	0.159
Apr-14	0.035	0.062	0.152
May-14	0.041	0.068	0.152
Jun-14	0.041	0.062	0.151
Jul-14	0.040	0.061	0.166
Aug-14	0.044	0.061	0.177
Sep-14	0.043	0.055	0.175
Oct-14	0.044	0.059	0.184
Nov-14	0.043	0.064	0.160
Dec-14	0.041	0.057	0.161
Jan-15	0.036	0.054	0.150
Feb-15	0.039	0.053	0.163
Mar-15	0.039	0.062	0.162
Apr-15	0.038	0.060	0.172
May-15	0.040	0.062	0.168
Jun-15	NA	0.061	NA
Jul-15	NA	0.064	NA
Aug-15	NA	0.063	NA
Sep-15	0.040	0.062	0.102
Oct-15	0.041	0.063	0.101
Nov-15	0.042	0.065	0.113
Dec-15	0.045	0.064	0.112
Jan-16	0.044	0.064	0.110
Feb-16	0.045	0.063	0.115
Mar-16	0.051	0.063	0.116
Apr-16	0.050	0.067	0.127
May-16	0.046	0.065	0.116
Jun-16	0.048	0.065	0.128
Jul-16	0.046	0.065	0.130
Aug-16	0.045	0.066	0.133
Sep-16	0.044	0.068	0.140
Oct-16	0.045	0.064	0.141
Nov-16	0.046	0.061	0.140
Dec-16	0.051	0.060	0.163
Jan-17	0.048	0.059	0.139
Feb-17	0.048	0.055	0.123
Mar-17	0.044	0.064	0.118
Apr-17	0.038	0.059	0.107
May-17	0.044	0.056	0.088
Jun-17	0.043	0.059	0.080
Jul-17	0.045	0.059	0.106
Aug-17	NA	0.059	0.106
Sep-17	0.048	0.062	0.108
Oct-17	0.046	0.060	0.116
Nov-17	0.046	0.057	0.106
Dec-17	0.046	0.060	0.096
Jan-18	0.046	0.059	0.104
Feb-18	0.046	0.055	0.103
Mar-18	0.051	0.054	0.103
Apr-18	0.048	0.052	0.109
May-18	0.046	0.054	0.116
Jun-18	0.051	0.054	0.121
Jul-18	0.049	0.054	0.119
Aug-18	0.049	0.060	0.122
Sep-18	0.050	0.053	0.121
Oct-18	0.054	0.050	0.122
Nov-18	0.052	0.047	0.125
Dec-18	0.049	0.043	0.131
Jan-19	0.048	0.041	0.134
Feb-19	0.046	0.042	0.136
Mar-19	0.045	0.037	0.139
Apr-19	0.045	0.038	0.129
May-19	0.048	0.041	0.132
Jun-19	0.049	0.041	0.132
Jul-19	0.056	0.039	0.141
Aug-19	0.051	0.037	0.140
Sep-19	0.046	0.035	0.142
Oct-19	0.047	0.034	0.157
Nov-19	0.044	0.034	0.175
Dec-19	0.045	0.036	0.163
Jan-20	0.046	0.035	0.184
Feb-20	0.053	0.034	0.163
Mar-20	0.044	0.017	0.160
Apr-20	0.029	0.002	0.118
May-20	0.042	0.002	0.121
Jun-20	0.066	0.004	0.107
Jul-20	0.055	0.002	0.115
Aug-20	0.045	0.003	0.126
Sep-20	0.032	0.006	0.134
Oct-20	0.037	0.008	0.138
Nov-20	0.046	0.004	0.130
Dec-20	0.047	0.008	0.126
Jan-21	0.048	0.005	0.125
Feb-21	0.050	0.005	0.126
Mar-21	0.052	0.007	0.161
Apr-21	0.055	0.007	0.144
May-21	0.057	0.006	0.152
Jun-21	0.074	0.006	0.154
Jul-21	0.069	0.004	0.156
Aug-21	0.058	0.005	0.138
Sep-21	0.057	0.005	0.160
Oct-21	0.060	0.009	0.160
Nov-21	0.056	0.012	0.155
Dec-21	0.063	0.013	0.161
Jan-22	0.064	0.012	0.155
Feb-22	0.070	0.016	0.173
Mar-22	0.071	0.020	0.160
Apr-22	0.070	0.024	0.164
May-22	0.068	0.026	0.164
Jun-22	0.064	0.031	0.161
Jul-22	0.060	0.034	0.165
Aug-22	0.061	0.037	0.160
Sep-22	0.063	0.038	0.165
Oct-22	0.059	0.040	0.158
Nov-22	0.058	0.041	0.160
Dec-22	0.053	0.044	0.168
Jan-23	0.059	0.044	0.186
Feb-23	0.058	0.044	0.184
Mar-23	0.053	0.038	0.180
Apr-23	0.047	0.042	0.163
May-23	0.070	0.043	0.157
Jun-23	0.074	0.046	0.150
Jul-23	0.062	0.049	0.161
Aug-23	0.063	0.052	0.175
Sep-23	0.065	0.055	0.161
Oct-23	0.067	0.049	0.169
Nov-23	0.067	0.046	0.183
Dec-23	0.065	0.049	0.171
Jan-24	0.067	0.050	0.185
Feb-24	0.064	0.048	0.176
Mar-24	0.063	0.048	0.181
Apr-24	0.060	0.051	0.193
May-24	0.061	0.049	0.201

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

["","Purchase of other vehicles and equipment","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In May 2024 in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 38.6%, after a fall of 1.6% in April. In trend terms, it rose 1.0%.
for the purchase of property fell 1.8%, after a rise of 2.8% in April. In trend terms, it rose 0.8%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.576	2.113	4.818
Apr-08	2.374	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.572	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.502
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.687	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.439	2.605	1.356	2.751
Apr-11	1.027	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.494	2.702
Jul-11	1.467	2.913	1.513	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.329	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.15	2.752
Apr-12	1.038	2.926	1.113	2.779
May-12	1.021	2.564	1.091	2.805
Jun-12	1.034	2.849	1.079	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.42	3.116	1.063	2.848
Nov-12	1.03	2.69	1.066	2.858
Dec-12	2.682	2.693	1.07	2.873
Jan-13	1.346	3.103	1.077	2.892
Feb-13	0.878	2.855	1.093	2.917
Mar-13	0.942	2.653	1.121	2.95
Apr-13	0.739	2.983	1.166	2.992
May-13	1.344	3.305	1.233	3.052
Jun-13	1.469	3.3	1.32	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.344	1.532	3.369
Sep-13	1.463	3.406	1.636	3.513
Oct-13	1.665	3.415	1.725	3.664
Nov-13	2.23	5.146	1.796	3.818
Dec-13	2.209	4.078	1.849	3.969
Jan-14	1.59	3.219	1.887	4.107
Feb-14	2.245	4.447	1.915	4.227
Mar-14	1.502	4.649	1.936	4.326
Apr-14	3.793	4.201	1.957	4.402
May-14	1.803	4.571	1.98	4.452
Jun-14	1.544	3.884	2.008	4.478
Jul-14	2.908	4.645	2.044	4.484
Aug-14	1.699	4.778	2.09	4.482
Sep-14	2.968	4.255	2.142	4.476
Oct-14	2.165	4.499	2.192	4.475
Nov-14	1.782	3.042	2.234	4.484
Dec-14	2.198	4.762	2.259	4.504
Jan-15	3.623	4.455	2.268	4.535
Feb-15	2.621	4.371	2.267	4.579
Mar-15	1.998	4.418	2.259	4.635
Apr-15	2.417	4.758	2.243	4.704
May-15	2.337	4.992	2.219	4.786
Jun-15	2.087	4.846	2.191	4.878
Jul-15	2.009	4.971	2.164	4.975
Aug-15	2.25	4.988	2.142	5.064
Sep-15	1.876	8.346	2.13	5.139
Oct-15	2.191	4.996	2.131	5.195
Nov-15	2.463	5.252	2.147	5.229
Dec-15	2.183	5.649	2.172	5.242
Jan-16	1.617	4.532	2.194	5.239
Feb-16	1.84	5.55	2.203	5.222
Mar-16	2.993	5.201	2.197	5.198
Apr-16	3.323	5.117	2.176	5.17
May-16	2.237	4.679	2.143	5.147
Jun-16	1.806	5.099	2.102	5.138
Jul-16	2.287	5.494	2.058	5.145
Aug-16	1.866	5.028	2.019	5.17
Sep-16	1.534	5.309	1.99	5.212
Oct-16	1.864	5.148	1.976	5.27
Nov-16	4.7	5.302	1.982	5.334
Dec-16	1.96	5.005	2.006	5.397
Jan-17	2.785	5.911	2.047	5.457
Feb-17	1.808	5.652	2.097	5.51
Mar-17	1.872	5.694	2.148	5.551
Apr-17	2.447	5.271	2.193	5.581
May-17	1.9	5.464	2.235	5.598
Jun-17	2.906	5.812	2.276	5.602
Jul-17	1.85	6.908	2.322	5.59
Aug-17	2.824	5.421	2.373	5.565
Sep-17	1.968	5.212	2.433	5.53
Oct-17	2.184	6.062	2.5	5.487
Nov-17	4.011	5.57	2.564	5.44
Dec-17	2.665	4.833	2.619	5.394
Jan-18	2.911	5.554	2.658	5.354
Feb-18	2.478	5.405	2.671	5.328
Mar-18	2.596	5.13	2.654	5.325
Apr-18	2.993	5.558	2.608	5.345
May-18	2.65	5.031	2.538	5.384
Jun-18	2.253	5.363	2.453	5.43
Jul-18	2.584	5.4	2.357	5.475
Aug-18	2.085	5.576	2.267	5.516
Sep-18	2.094	5.721	2.189	5.549
Oct-18	3.43	5.713	2.136	5.568
Nov-18	1.719	6.169	2.111	5.57
Dec-18	1.958	4.292	2.119	5.56
Jan-19	2.581	5.088	2.167	5.538
Feb-19	2.772	5.071	2.257	5.5
Mar-19	1.899	5.518	2.386	5.446
Apr-19	2.003	5.41	2.537	5.378
May-19	2.652	6.36	2.692	5.299
Jun-19	3.053	7.41	2.837	5.217
Jul-19	2.8	4.695	2.955	5.136
Aug-19	3.105	5.197	3.03	5.056
Sep-19	3.945	5.148	3.055	4.972
Oct-19	3.206	4.061	3.027	4.882
Nov-19	3.19	4.231	2.952	4.782
Dec-19	2.933	4.828	2.836	4.669
Jan-20	2.125	4.659	2.69	4.546
Feb-20	2.165	5.149	2.532	4.417
Mar-20	2.793	4.691	2.381	4.285
Apr-20	2.058	4.274	2.254	4.154
May-20	1.937	3.918	2.158	4.029
Jun-20	3.087	3.559	2.095	3.923
Jul-20	2.358	3.502	2.062	3.847
Aug-20	1.329	3.841	2.051	3.81
Sep-20	2.079	3.766	2.05	3.823
Oct-20	1.884	3.763	2.049	3.9
Nov-20	1.232	4.344	2.047	4.042
Dec-20	2.008	4.782	2.045	4.244
Jan-21	1.057	3.904	2.043	4.489
Feb-21	2.001	4.45	2.042	4.762
Mar-21	2.292	5.077	2.042	5.045
Apr-21	1.982	5.474	2.041	5.336
May-21	1.876	4.771	2.04	5.633
Jun-21	1.667	6.678	2.041	5.929
Jul-21	2.627	7.518	2.044	6.214
Aug-21	2.112	6.003	2.051	6.474
Sep-21	2.234	6.105	2.064	6.694
Oct-21	2.04	7.12	2.08	6.865
Nov-21	1.607	6.684	2.095	6.98
Dec-21	2.36	7.105	2.104	7.036
Jan-22	4.003	7.821	2.108	7.037
Feb-22	1.831	7.556	2.106	6.989
Mar-22	2.439	6.524	2.095	6.896
Apr-22	2.236	6.022	2.077	6.761
May-22	1.977	6.792	2.055	6.587
Jun-22	2.195	6.175	2.034	6.381
Jul-22	1.646	7.66	2.017	6.154
Aug-22	2.212	6.114	2.009	5.928
Sep-22	1.486	5.703	2.016	5.722
Oct-22	2.363	5.498	2.04	5.543
Nov-22	0.948	5.484	2.078	5.395
Dec-22	1.897	5.189	2.125	5.286
Jan-23	1.836	4.867	2.174	5.216
Feb-23	2.77	4.898	2.218	5.183
Mar-23	2.386	5.059	2.253	5.186
Apr-23	3.529	5.53	2.275	5.223
May-23	2.533	5.731	2.288	5.286
Jun-23	2.268	5.188	2.291	5.363
Jul-23	1.761	5.13	2.286	5.446
Aug-23	2.089	5.682	2.274	5.526
Sep-23	2.313	5.974	2.259	5.6
Oct-23	2.346	5.704	2.246	5.665
Nov-23	2.234	5.32	2.238	5.724
Dec-23	2.312	5.432	2.239	5.779
Jan-24	2.443	6.335	2.251	5.834
Feb-24	3.388	6.026	2.268	5.892
Mar-24	1.934	5.842	2.288	5.951
Apr-24	1.903	6.004	2.311	6.006
May-24	2.638	5.898	2.334	6.056

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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[]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)
			May-2024 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		18.13	-2.0	12.2
		Construction of dwellings	1.75	-0.7	14.7
		Purchase of newly erected dwellings	1.05	-5.6	13.0
		Purchase of existing dwellings	13.90	-2.2	10.4
	First home buyers		5.21	-2.9	10.1
Investor
	Total housing (a)		10.67	-1.3	29.5

Number of new loan commitments by purpose (seasonally adjusted)
			May-2024 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		N/A	N/A	N/A
		Construction of dwellings	2 968	0.3	15.2
		Purchase of newly erected dwellings	1 725	-8.9	3.8
		Purchase of existing dwellings	22 187	-1.2	1.9
	First home buyers		9 873	-3.3	3.7
Investor
	Total housing (a)		N/A	N/A	N/A

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

(a) There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In May 2024 in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers fell 2.0%, after a rise of 4.5% in April
to investors fell 1.3%, after a rise of 5.3% in April

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
May-22	2.4	-1.9
Jun-22	-3.3	-2.9
Jul-22	-3.3	-9.8
Aug-22	-3.9	-1.7
Sep-22	-6.6	-1.4
Oct-22	-0.4	-5.4
Nov-22	-6.3	-0.2
Dec-22	-2.0	-3.2
Jan-23	-2.5	-4.5
Feb-23	1.1	1.8
Mar-23	0.8	-2.0
Apr-23	-1.3	1.9
May-23	4.1	4.0
Jun-23	-0.3	3.2
Jul-23	-2.9	2.0
Aug-23	3.3	2.4
Sep-23	2.9	5.3
Oct-23	4.0	0.2
Nov-23	1.2	5.1
Dec-23	-3.7	-1.9
Jan-24	-1.0	-0.9
Feb-24	2.5	2.3
Mar-24	3.4	4.8
Apr-24	4.5	5.3
May-24	-2.0	-1.3

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

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[]

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In May 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 2.2% but was 10.4% higher compared to a year ago
for the construction of new dwellings fell 0.7% but was 14.7% higher compared to a year ago
for the purchase of new dwellings fell 5.6% but was 13.0% higher compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
May-06	0.857	0.648	7.336	0.341	0.445
Jun-06	0.896	0.618	7.189	0.344	0.471
Jul-06	0.953	0.607	7.389	0.364	0.465
Aug-06	0.938	0.577	7.191	0.352	0.464
Sep-06	0.905	0.556	6.923	0.327	0.470
Oct-06	0.916	0.576	6.999	0.334	0.472
Nov-06	0.919	0.576	6.940	0.334	0.464
Dec-06	0.917	0.535	7.142	0.338	0.499
Jan-07	0.933	0.611	7.159	0.334	0.518
Feb-07	0.909	0.638	7.389	0.325	0.511
Mar-07	0.925	0.679	7.640	0.321	0.520
Apr-07	0.932	0.634	7.916	0.330	0.514
May-07	0.936	0.674	8.176	0.331	0.543
Jun-07	0.992	0.763	8.701	0.331	0.573
Jul-07	0.960	0.693	8.249	0.315	0.564
Aug-07	0.999	0.699	8.384	0.338	0.609
Sep-07	1.028	0.656	7.980	0.312	0.533
Oct-07	1.050	0.571	8.206	0.318	0.604
Nov-07	0.988	0.542	8.223	0.317	0.592
Dec-07	0.992	0.500	8.015	0.304	0.565
Jan-08	0.999	0.489	8.343	0.347	0.627
Feb-08	1.003	0.479	7.553	0.328	0.527
Mar-08	0.996	0.402	6.984	0.296	0.477
Apr-08	0.962	0.396	6.595	0.294	0.494
May-08	0.922	0.365	6.214	0.288	0.390
Jun-08	0.889	0.422	6.142	0.288	0.466
Jul-08	0.875	0.387	6.135	0.291	0.451
Aug-08	0.842	0.353	6.079	0.282	0.427
Sep-08	0.834	0.400	6.247	0.333	0.430
Oct-08	0.861	0.428	6.484	0.334	0.436
Nov-08	0.839	0.479	6.447	0.351	0.487
Dec-08	0.916	0.501	7.053	0.350	0.523
Jan-09	1.011	0.552	7.736	0.374	0.564
Feb-09	1.054	0.586	8.149	0.383	0.616
Mar-09	1.189	0.644	9.066	0.388	0.697
Apr-09	1.308	0.634	8.935	0.381	0.700
May-09	1.347	0.617	8.783	0.380	0.708
Jun-09	1.370	0.605	8.939	0.364	0.693
Jul-09	1.382	0.602	8.685	0.364	0.706
Aug-09	1.408	0.636	8.540	0.346	0.726
Sep-09	1.506	0.647	8.940	0.340	0.742
Oct-09	1.676	0.614	8.430	0.329	0.777
Nov-09	1.543	0.578	7.992	0.315	0.674
Dec-09	1.454	0.583	7.673	0.301	0.600
Jan-10	1.401	0.522	7.334	0.290	0.581
Feb-10	1.361	0.542	7.028	0.292	0.576
Mar-10	1.269	0.546	6.925	0.286	0.558
Apr-10	1.185	0.561	6.805	0.283	0.529
May-10	1.139	0.566	6.947	0.281	0.514
Jun-10	1.088	0.571	6.686	0.270	0.518
Jul-10	1.110	0.588	6.784	0.271	0.547
Aug-10	1.127	0.542	6.790	0.269	0.516
Sep-10	1.104	0.568	6.686	0.272	0.512
Oct-10	1.099	0.611	6.667	0.289	0.514
Nov-10	1.163	0.706	6.682	0.272	0.507
Dec-10	1.130	0.600	6.843	0.275	0.574
Jan-11	1.055	0.592	6.641	0.241	0.496
Feb-11	1.084	0.507	6.593	0.257	0.437
Mar-11	1.053	0.523	6.532	0.268	0.455
Apr-11	1.086	0.553	6.644	0.261	0.467
May-11	1.172	0.613	6.533	0.266	0.503
Jun-11	1.083	0.590	6.602	0.275	0.554
Jul-11	1.090	0.593	6.632	0.260	0.472
Aug-11	1.061	0.615	6.606	0.277	0.481
Sep-11	1.084	0.576	6.381	0.268	0.479
Oct-11	1.048	0.566	6.537	0.242	0.483
Nov-11	1.082	0.591	6.584	0.256	0.468
Dec-11	1.065	0.622	6.945	0.250	0.515
Jan-12	1.085	0.623	6.940	0.271	0.481
Feb-12	1.130	0.547	6.272	0.247	0.487
Mar-12	1.094	0.585	6.324	0.243	0.458
Apr-12	1.114	0.637	6.437	0.244	0.500
May-12	1.154	0.579	6.623	0.239	0.518
Jun-12	1.185	0.586	6.678	0.240	0.567
Jul-12	1.205	0.552	6.784	0.243	0.500
Aug-12	1.177	0.561	6.967	0.241	0.497
Sep-12	1.132	0.592	7.043	0.241	0.496
Oct-12	1.117	0.577	6.922	0.248	0.522
Nov-12	1.117	0.546	7.026	0.243	0.519
Dec-12	1.157	0.531	7.064	0.250	0.529
Jan-13	1.138	0.566	7.282	0.236	0.577
Feb-13	1.167	0.529	7.386	0.242	0.558
Mar-13	1.264	0.574	7.663	0.249	0.601
Apr-13	1.252	0.549	7.649	0.239	0.614
May-13	1.231	0.565	7.775	0.245	0.607
Jun-13	1.266	0.491	7.904	0.240	0.598
Jul-13	1.238	0.553	7.907	0.239	0.577
Aug-13	1.274	0.548	7.575	0.243	0.611
Sep-13	1.296	0.536	8.056	0.241	0.627
Oct-13	1.308	0.567	8.150	0.235	0.638
Nov-13	1.340	0.653	8.319	0.239	0.669
Dec-13	1.305	0.586	8.149	0.246	0.659
Jan-14	1.403	0.567	8.269	0.244	0.678
Feb-14	1.446	0.604	8.446	0.253	0.704
Mar-14	1.487	0.591	8.393	0.239	0.677
Apr-14	1.477	0.580	8.396	0.241	0.641
May-14	1.507	0.589	8.253	0.248	0.626
Jun-14	1.500	0.642	8.367	0.240	0.649
Jul-14	1.492	0.628	8.277	0.244	0.652
Aug-14	1.440	0.642	8.055	0.235	0.623
Sep-14	1.496	0.622	8.132	0.236	0.628
Oct-14	1.537	0.628	8.313	0.244	0.682
Nov-14	1.454	0.647	8.049	0.238	0.630
Dec-14	1.442	0.605	8.515	0.222	0.571
Jan-15	1.453	0.597	8.665	0.254	0.567
Feb-15	1.425	0.694	8.378	0.245	0.553
Mar-15	1.458	0.696	8.776	0.256	0.533
Apr-15	1.515	0.717	8.795	0.262	0.546
May-15	1.408	0.681	8.254	0.254	0.528
Jun-15	1.389	0.722	9.032	0.274	0.567
Jul-15	1.366	0.799	9.284	0.266	0.597
Aug-15	1.413	0.799	10.164	0.276	0.614
Sep-15	1.459	0.936	10.312	0.264	0.600
Oct-15	1.442	0.851	9.994	0.264	0.585
Nov-15	1.476	0.834	9.857	0.272	0.583
Dec-15	1.481	0.899	9.657	0.269	0.602
Jan-16	1.451	0.890	9.367	0.261	0.535
Feb-16	1.425	0.866	9.518	0.274	0.628
Mar-16	1.434	0.836	9.229	0.276	0.660
Apr-16	1.454	0.890	9.497	0.279	0.666
May-16	1.497	0.890	9.438	0.264	0.662
Jun-16	1.452	0.905	9.453	0.268	0.628
Jul-16	1.454	0.855	9.231	0.276	0.644
Aug-16	1.510	0.865	9.032	0.268	0.631
Sep-16	1.519	0.868	9.185	0.276	0.642
Oct-16	1.496	0.888	9.312	0.264	0.633
Nov-16	1.472	0.924	9.408	0.270	0.647
Dec-16	1.504	0.922	9.695	0.267	0.709
Jan-17	1.450	0.952	9.790	0.283	0.673
Feb-17	1.474	0.888	9.869	0.281	0.715
Mar-17	1.507	1.012	10.162	0.279	0.725
Apr-17	1.600	0.952	9.986	0.290	0.775
May-17	1.634	1.009	10.258	0.293	0.830
Jun-17	1.683	1.019	10.214	0.282	0.790
Jul-17	1.786	1.038	10.402	0.259	0.787
Aug-17	1.728	1.057	10.655	0.293	0.789
Sep-17	1.673	1.088	10.495	0.317	0.815
Oct-17	1.646	1.074	10.230	0.297	0.824
Nov-17	1.636	1.024	10.413	0.286	0.800
Dec-17	1.607	1.047	10.300	0.280	0.794
Jan-18	1.666	1.017	10.212	0.281	0.851
Feb-18	1.563	1.143	10.542	0.247	0.774
Mar-18	1.554	1.069	10.148	0.238	0.778
Apr-18	1.484	1.053	10.207	0.230	0.782
May-18	1.567	1.082	10.578	0.231	0.809
Jun-18	1.671	1.033	10.291	0.224	0.846
Jul-18	1.774	1.015	10.178	0.212	0.814
Aug-18	1.569	0.957	9.762	0.212	0.788
Sep-18	1.492	0.940	9.631	0.209	0.725
Oct-18	1.522	0.924	9.711	0.206	0.717
Nov-18	1.491	0.908	9.250	0.208	0.698
Dec-18	1.389	0.837	8.535	0.253	0.727
Jan-19	1.393	0.786	8.467	0.185	0.754
Feb-19	1.512	0.820	9.129	0.213	0.593
Mar-19	1.495	0.753	8.570	0.202	0.527
Apr-19	1.435	0.820	8.757	0.200	0.616
May-19	1.469	0.808	8.460	0.200	0.610
Jun-19	1.466	0.760	8.824	0.202	0.640
Jul-19	1.490	0.861	9.040	0.207	0.632
Aug-19	1.472	0.976	9.323	0.209	0.679
Sep-19	1.508	1.014	9.550	0.211	0.692
Oct-19	1.521	1.020	9.820	0.243	0.712
Nov-19	1.518	1.107	10.347	0.208	0.740
Dec-19	1.582	1.087	10.705	0.208	0.731
Jan-20	1.674	1.128	11.040	0.208	0.752
Feb-20	1.645	1.053	10.176	0.216	0.766
Mar-20	1.599	1.064	10.321	0.195	0.768
Apr-20	1.688	1.073	9.706	0.214	0.746
May-20	1.654	1.039	8.354	0.219	0.658
Jun-20	1.641	1.040	9.295	0.220	0.765
Jul-20	1.811	1.104	10.188	0.224	1.065
Aug-20	2.124	1.175	11.344	0.217	1.343
Sep-20	2.710	1.221	12.100	0.230	1.386
Oct-20	2.836	1.228	11.845	0.273	1.367
Nov-20	2.891	1.292	12.327	0.279	1.324
Dec-20	3.427	1.395	13.312	0.295	1.365
Jan-21	4.108	1.529	15.312	0.312	1.345
Feb-21	4.058	1.506	14.393	0.330	1.317
Mar-21	3.516	1.541	15.001	0.318	1.255
Apr-21	3.291	1.554	16.456	0.391	1.181
May-21	3.071	1.471	16.186	0.454	1.059
Jun-21	2.604	1.587	16.996	0.477	0.907
Jul-21	2.683	1.519	17.280	0.490	0.944
Aug-21	2.506	1.440	16.359	0.495	0.890
Sep-21	2.369	1.326	16.133	0.502	0.885
Oct-21	2.139	1.219	15.297	0.502	0.870
Nov-21	2.236	1.276	16.595	0.609	0.896
Dec-21	2.179	1.322	17.145	0.539	0.890
Jan-22	2.169	1.343	18.419	0.500	0.893
Feb-22	2.135	1.200	16.623	0.563	0.872
Mar-22	2.195	1.222	16.237	0.581	0.841
Apr-22	2.198	1.114	15.467	0.608	0.760
May-22	2.322	1.179	15.715	0.640	0.784
Jun-22	2.354	1.089	15.133	0.594	0.788
Jul-22	2.360	1.096	14.468	0.593	0.773
Aug-22	2.294	1.005	13.925	0.552	0.765
Sep-22	2.099	0.940	13.050	0.514	0.715
Oct-22	2.111	1.074	12.824	0.559	0.679
Nov-22	1.899	0.960	12.160	0.511	0.631
Dec-22	1.793	0.936	12.035	0.536	0.541
Jan-23	1.663	0.907	11.810	0.485	0.580
Feb-23	1.599	0.908	12.049	0.460	0.592
Mar-23	1.572	0.933	12.086	0.511	0.626
Apr-23	1.503	0.913	12.002	0.486	0.621
May-23	1.522	0.933	12.596	0.455	0.654
Jun-23	1.587	0.932	12.387	0.508	0.696
Jul-23	1.484	0.917	12.174	0.497	0.568
Aug-23	1.548	0.921	12.534	0.520	0.638
Sep-23	1.562	0.948	13.025	0.516	0.583
Oct-23	1.649	0.959	13.431	0.567	0.694
Nov-23	1.617	0.974	13.586	0.652	0.674
Dec-23	1.653	0.962	12.967	0.612	0.663
Jan-24	1.609	0.970	12.877	0.625	0.606
Feb-24	1.586	1.022	13.205	0.664	0.627
Mar-24	1.659	1.001	13.718	0.700	0.612
Apr-24	1.758	1.117	14.221	0.706	0.691
May-24	1.745	1.054	13.905	0.768	0.655

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In May 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in Western Australia rose 2.6%, in Queensland rose 0.8% and in Tasmania rose 9.2%
in New South Wales fell 7.9%, in Victoria fell 2.4%, in South Australia fell 1.7%, in the Northern Territory fell 6.3% and in the Australian Capital Territory fell 1.4%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
May-06	2.889	2.056	2.124	0.703	1.488	0.148	0.114	0.137
Jun-06	2.756	1.955	2.135	0.690	1.493	0.168	0.108	0.133
Jul-06	2.735	2.100	2.282	0.711	1.583	0.167	0.104	0.160
Aug-06	2.680	2.056	2.187	0.697	1.434	0.173	0.108	0.154
Sep-06	2.548	2.017	2.143	0.716	1.345	0.184	0.095	0.163
Oct-06	2.587	2.050	2.185	0.689	1.320	0.157	0.089	0.168
Nov-06	2.620	2.048	2.199	0.688	1.299	0.165	0.086	0.169
Dec-06	2.610	2.097	2.262	0.665	1.370	0.168	0.091	0.170
Jan-07	2.700	2.098	2.308	0.686	1.319	0.160	0.094	0.145
Feb-07	2.740	2.121	2.403	0.723	1.341	0.161	0.082	0.182
Mar-07	2.852	2.200	2.490	0.739	1.344	0.173	0.104	0.197
Apr-07	2.955	2.264	2.589	0.732	1.361	0.176	0.085	0.185
May-07	2.956	2.370	2.663	0.753	1.450	0.197	0.082	0.206
Jun-07	3.165	2.437	2.736	0.783	1.647	0.203	0.102	0.207
Jul-07	3.018	2.245	2.719	0.763	1.553	0.194	0.100	0.208
Aug-07	3.051	2.430	2.760	0.780	1.505	0.183	0.084	0.202
Sep-07	2.865	2.415	2.595	0.774	1.439	0.194	0.091	0.182
Oct-07	3.099	2.389	2.582	0.781	1.389	0.199	0.095	0.183
Nov-07	3.005	2.418	2.607	0.775	1.409	0.198	0.094	0.187
Dec-07	2.948	2.377	2.518	0.776	1.366	0.178	0.087	0.194
Jan-08	3.120	2.424	2.527	0.759	1.469	0.195	0.074	0.198
Feb-08	2.759	2.333	2.358	0.698	1.275	0.196	0.084	0.181
Mar-08	2.575	2.195	2.078	0.654	1.210	0.200	0.075	0.164
Apr-08	2.469	2.079	1.940	0.661	1.152	0.175	0.092	0.177
May-08	2.377	1.989	1.846	0.597	1.014	0.134	0.080	0.155
Jun-08	2.307	1.994	1.788	0.613	1.074	0.147	0.077	0.172
Jul-08	2.315	1.938	1.766	0.612	1.137	0.143	0.085	0.161
Aug-08	2.319	1.885	1.649	0.640	1.061	0.148	0.082	0.177
Sep-08	2.296	2.007	1.828	0.638	1.077	0.147	0.087	0.170
Oct-08	2.324	2.062	1.895	0.642	1.128	0.165	0.105	0.211
Nov-08	2.367	2.114	1.959	0.680	1.074	0.181	0.098	0.162
Dec-08	2.675	2.205	2.084	0.726	1.165	0.191	0.110	0.203
Jan-09	2.956	2.369	2.306	0.795	1.259	0.208	0.107	0.224
Feb-09	3.312	2.414	2.374	0.830	1.328	0.225	0.125	0.218
Mar-09	3.579	2.775	2.676	0.840	1.449	0.228	0.135	0.263
Apr-09	3.487	2.767	2.699	0.852	1.515	0.225	0.134	0.256
May-09	3.450	2.731	2.651	0.865	1.548	0.198	0.127	0.254
Jun-09	3.500	2.762	2.667	0.833	1.589	0.222	0.110	0.253
Jul-09	3.429	2.823	2.569	0.853	1.568	0.219	0.115	0.229
Aug-09	3.373	2.845	2.562	0.804	1.529	0.200	0.116	0.230
Sep-09	3.533	2.934	2.590	0.810	1.739	0.208	0.114	0.267
Oct-09	3.316	2.959	2.485	0.791	1.679	0.214	0.117	0.232
Nov-09	3.073	2.816	2.323	0.729	1.656	0.198	0.100	0.220
Dec-09	2.907	2.723	2.238	0.710	1.535	0.181	0.097	0.224
Jan-10	2.753	2.664	2.086	0.676	1.429	0.169	0.096	0.202
Feb-10	2.620	2.712	2.007	0.619	1.387	0.160	0.105	0.206
Mar-10	2.647	2.600	1.952	0.639	1.268	0.158	0.086	0.197
Apr-10	2.705	2.581	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.761	2.593	1.834	0.641	1.151	0.148	0.087	0.184
Jun-10	2.630	2.566	1.794	0.598	1.121	0.145	0.076	0.180
Jul-10	2.725	2.703	1.778	0.605	1.092	0.151	0.068	0.188
Aug-10	2.707	2.674	1.746	0.623	1.111	0.154	0.076	0.190
Sep-10	2.683	2.555	1.734	0.607	1.139	0.152	0.087	0.199
Oct-10	2.653	2.640	1.742	0.607	1.124	0.140	0.071	0.182
Nov-10	2.716	2.638	1.778	0.650	1.144	0.137	0.077	0.195
Dec-10	2.797	2.673	1.761	0.626	1.156	0.145	0.070	0.189
Jan-11	2.765	2.570	1.512	0.619	1.119	0.155	0.079	0.186
Feb-11	2.712	2.571	1.526	0.592	1.126	0.148	0.069	0.188
Mar-11	2.685	2.563	1.540	0.561	1.094	0.145	0.076	0.179
Apr-11	2.720	2.539	1.587	0.565	1.136	0.154	0.074	0.195
May-11	2.749	2.550	1.575	0.600	1.156	0.156	0.075	0.203
Jun-11	2.809	2.543	1.585	0.583	1.156	0.146	0.079	0.196
Jul-11	2.741	2.519	1.676	0.564	1.127	0.151	0.074	0.198
Aug-11	2.747	2.560	1.716	0.548	1.122	0.147	0.076	0.176
Sep-11	2.726	2.414	1.534	0.623	1.126	0.137	0.079	0.184
Oct-11	2.819	2.368	1.571	0.569	1.115	0.134	0.071	0.193
Nov-11	2.873	2.345	1.650	0.553	1.148	0.135	0.076	0.186
Dec-11	3.181	2.343	1.732	0.555	1.156	0.132	0.088	0.186
Jan-12	3.057	2.419	1.830	0.526	1.220	0.135	0.086	0.185
Feb-12	2.518	2.353	1.649	0.539	1.218	0.131	0.085	0.186
Mar-12	2.418	2.356	1.694	0.539	1.277	0.120	0.098	0.177
Apr-12	2.529	2.428	1.769	0.531	1.255	0.119	0.093	0.180
May-12	2.570	2.511	1.802	0.538	1.276	0.131	0.088	0.186
Jun-12	2.598	2.589	1.761	0.554	1.329	0.141	0.100	0.188
Jul-12	2.643	2.522	1.742	0.554	1.411	0.133	0.110	0.194
Aug-12	2.720	2.522	1.820	0.559	1.482	0.135	0.100	0.202
Sep-12	2.737	2.532	1.802	0.537	1.456	0.137	0.096	0.192
Oct-12	2.636	2.520	1.840	0.551	1.369	0.138	0.097	0.198
Nov-12	2.682	2.506	1.828	0.557	1.475	0.146	0.105	0.203
Dec-12	2.534	2.595	1.839	0.553	1.555	0.138	0.101	0.193
Jan-13	2.729	2.594	1.833	0.592	1.610	0.132	0.107	0.189
Feb-13	2.768	2.592	1.873	0.609	1.592	0.135	0.096	0.204
Mar-13	2.922	2.700	1.936	0.620	1.675	0.145	0.093	0.211
Apr-13	2.947	2.653	1.902	0.636	1.716	0.135	0.088	0.212
May-13	2.963	2.680	1.967	0.624	1.717	0.144	0.098	0.203
Jun-13	2.964	2.692	2.016	0.673	1.700	0.141	0.106	0.217
Jul-13	2.994	2.629	2.041	0.669	1.664	0.146	0.116	0.232
Aug-13	2.987	2.632	1.918	0.625	1.674	0.158	0.100	0.262
Sep-13	3.077	2.737	2.047	0.677	1.687	0.164	0.102	0.258
Oct-13	3.178	2.669	2.101	0.733	1.703	0.180	0.111	0.215
Nov-13	3.299	2.848	2.144	0.684	1.763	0.164	0.104	0.224
Dec-13	3.200	2.786	2.117	0.688	1.688	0.167	0.088	0.227
Jan-14	3.184	2.814	2.215	0.686	1.747	0.163	0.103	0.240
Feb-14	3.277	2.868	2.285	0.672	1.785	0.171	0.127	0.242
Mar-14	3.255	2.868	2.224	0.685	1.767	0.172	0.110	0.239
Apr-14	3.322	2.884	2.178	0.693	1.675	0.184	0.120	0.226
May-14	3.188	2.832	2.177	0.691	1.819	0.157	0.126	0.229
Jun-14	3.288	2.894	2.172	0.696	1.894	0.182	0.105	0.209
Jul-14	3.240	2.959	2.171	0.700	1.725	0.164	0.112	0.239
Aug-14	3.123	2.872	2.199	0.671	1.708	0.165	0.126	0.234
Sep-14	3.166	2.833	2.231	0.683	1.641	0.174	0.127	0.237
Oct-14	3.308	2.949	2.213	0.683	1.698	0.167	0.126	0.236
Nov-14	3.140	2.872	2.182	0.678	1.653	0.153	0.105	0.239
Dec-14	3.379	2.929	2.150	0.699	1.638	0.157	0.115	0.248
Jan-15	3.554	3.018	2.180	0.739	1.525	0.179	0.101	0.259
Feb-15	3.439	2.848	2.210	0.677	1.583	0.163	0.103	0.267
Mar-15	3.645	3.031	2.244	0.693	1.602	0.168	0.100	0.248
Apr-15	3.561	3.090	2.335	0.681	1.586	0.159	0.107	0.263
May-15	3.339	2.933	2.218	0.667	1.481	0.150	0.094	0.250
Jun-15	3.847	3.215	2.249	0.655	1.530	0.153	0.094	0.264
Jul-15	3.989	3.291	2.329	0.701	1.507	0.162	0.080	0.235
Aug-15	4.455	3.807	2.324	0.720	1.468	0.158	0.093	0.262
Sep-15	4.701	3.701	2.347	0.738	1.495	0.156	0.091	0.279
Oct-15	4.424	3.702	2.304	0.716	1.455	0.158	0.086	0.272
Nov-15	4.348	3.775	2.228	0.730	1.407	0.163	0.102	0.286
Dec-15	4.248	3.655	2.348	0.727	1.402	0.169	0.071	0.271
Jan-16	4.121	3.552	2.278	0.691	1.340	0.171	0.096	0.270
Feb-16	4.249	3.603	2.313	0.713	1.349	0.158	0.095	0.261
Mar-16	4.018	3.550	2.297	0.725	1.338	0.156	0.091	0.276
Apr-16	4.179	3.648	2.336	0.749	1.349	0.164	0.079	0.291
May-16	4.143	3.584	2.388	0.772	1.328	0.170	0.081	0.299
Jun-16	4.173	3.564	2.381	0.745	1.302	0.174	0.079	0.293
Jul-16	4.102	3.405	2.330	0.752	1.334	0.178	0.077	0.271
Aug-16	3.985	3.359	2.401	0.741	1.310	0.178	0.082	0.271
Sep-16	4.007	3.463	2.444	0.739	1.286	0.190	0.071	0.239
Oct-16	4.039	3.549	2.450	0.743	1.257	0.186	0.080	0.266
Nov-16	4.154	3.597	2.423	0.736	1.278	0.198	0.077	0.277
Dec-16	4.329	3.705	2.454	0.738	1.290	0.192	0.078	0.294
Jan-17	4.369	3.746	2.485	0.750	1.200	0.190	0.071	0.302
Feb-17	4.405	3.804	2.425	0.774	1.292	0.184	0.074	0.285
Mar-17	4.669	3.914	2.494	0.791	1.283	0.210	0.098	0.326
Apr-17	4.503	3.862	2.567	0.770	1.278	0.184	0.081	0.297
May-17	4.787	4.058	2.540	0.759	1.320	0.202	0.071	0.338
Jun-17	4.640	4.064	2.540	0.778	1.351	0.192	0.085	0.345
Jul-17	4.787	4.218	2.568	0.756	1.340	0.194	0.076	0.330
Aug-17	4.969	4.370	2.526	0.735	1.344	0.199	0.075	0.327
Sep-17	4.819	4.413	2.470	0.750	1.257	0.192	0.087	0.353
Oct-17	4.577	4.346	2.494	0.744	1.264	0.207	0.083	0.332
Nov-17	4.652	4.356	2.544	0.771	1.250	0.220	0.061	0.333
Dec-17	4.599	4.286	2.518	0.779	1.211	0.212	0.086	0.333
Jan-18	4.503	4.288	2.508	0.770	1.223	0.200	0.072	0.324
Feb-18	4.916	4.344	2.452	0.777	1.157	0.202	0.086	0.346
Mar-18	4.634	4.226	2.485	0.737	1.165	0.210	0.071	0.348
Apr-18	4.652	4.105	2.438	0.721	1.209	0.221	0.073	0.371
May-18	4.760	4.308	2.539	0.788	1.205	0.217	0.078	0.337
Jun-18	4.693	4.297	2.570	0.761	1.165	0.218	0.078	0.334
Jul-18	4.468	4.326	2.576	0.793	1.161	0.234	0.071	0.329
Aug-18	4.315	4.137	2.394	0.795	1.078	0.208	0.068	0.333
Sep-18	4.245	3.976	2.311	0.732	1.123	0.209	0.075	0.315
Oct-18	4.142	3.944	2.379	0.803	1.143	0.244	0.064	0.356
Nov-18	3.938	3.819	2.229	0.768	1.150	0.225	0.068	0.353
Dec-18	3.773	3.595	2.058	0.758	1.007	0.227	0.059	0.321
Jan-19	3.453	3.473	2.110	0.764	0.990	0.220	0.067	0.276
Feb-19	4.091	3.573	2.191	0.758	1.000	0.231	0.059	0.322
Mar-19	3.736	3.532	2.109	0.730	1.021	0.206	0.062	0.300
Apr-19	3.847	3.483	2.094	0.728	1.038	0.209	0.083	0.285
May-19	3.658	3.517	2.077	0.690	1.031	0.202	0.071	0.289
Jun-19	3.840	3.658	2.152	0.714	1.055	0.216	0.064	0.278
Jul-19	3.962	3.739	2.178	0.695	1.075	0.210	0.064	0.308
Aug-19	4.105	3.886	2.281	0.740	1.117	0.216	0.055	0.318
Sep-19	4.224	4.003	2.356	0.755	1.106	0.231	0.059	0.304
Oct-19	4.366	4.093	2.352	0.737	1.055	0.216	0.057	0.333
Nov-19	4.706	4.293	2.450	0.818	1.127	0.221	0.055	0.345
Dec-19	4.783	4.419	2.514	0.807	1.139	0.209	0.065	0.372
Jan-20	4.907	4.571	2.384	0.777	1.125	0.221	0.063	0.373
Feb-20	4.597	4.193	2.552	0.773	1.138	0.230	0.060	0.353
Mar-20	4.979	4.164	2.474	0.756	1.138	0.223	0.059	0.347
Apr-20	4.785	4.176	2.014	0.700	1.017	0.212	0.059	0.355
May-20	3.881	3.912	1.996	0.663	0.904	0.181	0.053	0.341
Jun-20	4.470	3.732	2.397	0.771	1.066	0.213	0.060	0.359
Jul-20	4.820	4.061	2.676	0.847	1.292	0.225	0.076	0.343
Aug-20	5.356	4.750	3.097	0.947	1.476	0.304	0.074	0.443
Sep-20	5.752	4.521	3.536	1.071	1.801	0.302	0.090	0.473
Oct-20	5.848	3.982	3.664	1.098	1.938	0.307	0.098	0.450
Nov-20	6.036	4.704	3.635	1.026	1.976	0.290	0.104	0.441
Dec-20	6.324	5.521	3.819	1.011	2.135	0.310	0.097	0.486
Jan-21	6.876	6.399	4.193	1.142	2.336	0.326	0.109	0.612
Feb-21	6.616	6.313	4.105	1.262	2.344	0.336	0.120	0.460
Mar-21	6.989	6.399	4.125	1.201	2.232	0.316	0.115	0.488
Apr-21	7.417	6.744	4.144	1.204	2.228	0.312	0.118	0.501
May-21	7.413	6.659	4.042	1.162	2.224	0.299	0.132	0.524
Jun-21	7.655	6.675	4.036	1.172	2.147	0.297	0.116	0.569
Jul-21	7.801	6.741	4.040	1.116	2.159	0.280	0.120	0.545
Aug-21	7.355	6.531	3.959	1.119	2.015	0.264	0.120	0.487
Sep-21	7.202	5.926	4.018	1.126	2.062	0.271	0.098	0.476
Oct-21	6.467	5.719	3.935	1.114	1.888	0.271	0.099	0.411
Nov-21	7.288	6.427	3.982	1.134	1.970	0.283	0.114	0.491
Dec-21	7.377	6.532	4.043	1.135	2.049	0.286	0.104	0.508
Jan-22	7.986	6.968	3.942	1.160	2.044	0.269	0.108	0.643
Feb-22	7.038	6.408	3.864	1.109	2.053	0.276	0.108	0.456
Mar-22	6.900	6.412	3.826	1.103	2.083	0.275	0.106	0.535
Apr-22	6.447	5.785	3.775	1.097	2.050	0.291	0.111	0.526
May-22	6.495	6.305	3.829	1.154	1.954	0.292	0.098	0.557
Jun-22	6.288	5.955	3.854	1.148	1.963	0.283	0.113	0.512
Jul-22	5.952	5.797	3.624	1.105	1.882	0.277	0.116	0.513
Aug-22	5.637	5.606	3.570	1.030	1.919	0.291	0.122	0.520
Sep-22	5.305	5.136	3.369	1.008	1.706	0.275	0.098	0.469
Oct-22	5.219	5.182	3.241	0.959	1.736	0.260	0.098	0.455
Nov-22	4.944	4.706	3.175	0.936	1.666	0.250	0.088	0.409
Dec-22	4.959	4.477	3.070	0.935	1.642	0.248	0.090	0.374
Jan-23	4.764	4.272	3.063	0.918	1.553	0.245	0.095	0.390
Feb-23	4.998	4.359	2.906	0.885	1.572	0.231	0.086	0.396
Mar-23	4.927	4.375	3.140	0.946	1.633	0.239	0.091	0.424
Apr-23	4.851	4.340	3.129	0.946	1.653	0.241	0.076	0.387
May-23	5.153	4.517	3.173	0.958	1.701	0.268	0.083	0.381
Jun-23	5.073	4.558	3.155	0.919	1.717	0.230	0.081	0.376
Jul-23	5.081	4.491	3.036	0.864	1.671	0.208	0.060	0.360
Aug-23	5.085	4.609	3.126	0.978	1.701	0.240	0.085	0.342
Sep-23	5.202	4.973	3.171	0.955	1.592	0.224	0.075	0.382
Oct-23	5.423	4.931	3.359	0.993	1.843	0.260	0.085	0.374
Nov-23	5.351	5.060	3.548	1.061	1.843	0.218	0.085	0.403
Dec-23	5.177	4.892	3.295	0.997	1.790	0.223	0.082	0.391
Jan-24	5.150	4.701	3.116	0.980	1.854	0.204	0.068	0.369
Feb-24	5.333	4.760	3.461	0.974	1.806	0.226	0.073	0.400
Mar-24	5.461	4.928	3.637	1.009	1.944	0.268	0.083	0.346
Apr-24	6.024	5.087	3.709	1.044	2.063	0.229	0.086	0.376
May-24	5.546	4.962	3.740	1.027	2.116	0.250	0.080	0.371

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In May 2024 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in Queensland rose 4.3%, in Victoria rose 3.4%, in Western Australia rose 5.3%, in the Australian Capital Territory rose 10.9% and in South Australia rose 3.1%
in New South Wales fell 9.0%, in the Northern Territory fell 9.7% and in Tasmania fell 0.4%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
May-06	1.782	1.096	1.304	0.310	1.140	0.048	0.034	0.078
Jun-06	1.848	1.105	1.446	0.315	1.131	0.053	0.036	0.088
Jul-06	1.577	1.036	1.280	0.288	1.133	0.056	0.041	0.085
Aug-06	1.580	1.074	1.330	0.307	1.101	0.047	0.039	0.075
Sep-06	1.318	0.961	1.187	0.278	1.060	0.042	0.039	0.074
Oct-06	1.413	0.969	1.228	0.272	0.974	0.052	0.043	0.062
Nov-06	1.375	0.944	1.307	0.278	0.948	0.059	0.038	0.064
Dec-06	1.382	0.985	1.380	0.282	0.975	0.047	0.046	0.076
Jan-07	1.446	1.050	1.481	0.314	0.985	0.050	0.043	0.075
Feb-07	1.514	1.040	1.560	0.339	0.990	0.054	0.048	0.082
Mar-07	1.592	1.127	1.624	0.339	0.953	0.060	0.049	0.084
Apr-07	1.592	1.184	1.671	0.361	0.976	0.061	0.057	0.100
May-07	1.754	1.291	1.773	0.386	1.026	0.064	0.055	0.114
Jun-07	1.922	1.357	1.864	0.421	1.080	0.067	0.051	0.116
Jul-07	1.724	1.349	1.872	0.428	1.055	0.063	0.053	0.113
Aug-07	1.654	1.355	1.750	0.442	1.028	0.067	0.050	0.096
Sep-07	1.586	1.390	1.690	0.437	0.958	0.063	0.042	0.107
Oct-07	1.439	1.355	1.739	0.416	0.950	0.050	0.039	0.096
Nov-07	1.560	1.447	1.782	0.427	0.927	0.054	0.038	0.102
Dec-07	1.514	1.478	1.688	0.423	0.906	0.069	0.036	0.092
Jan-08	1.439	1.484	1.639	0.392	0.948	0.067	0.044	0.105
Feb-08	1.372	1.446	1.526	0.415	0.797	0.058	0.048	0.102
Mar-08	1.335	1.337	1.419	0.380	0.715	0.052	0.040	0.093
Apr-08	1.283	1.298	1.345	0.362	0.704	0.057	0.039	0.090
May-08	1.191	1.210	1.212	0.343	0.690	0.052	0.035	0.082
Jun-08	1.171	1.215	1.143	0.336	0.712	0.050	0.037	0.084
Jul-08	1.216	1.155	1.110	0.329	0.710	0.046	0.027	0.075
Aug-08	1.202	1.240	1.108	0.303	0.665	0.045	0.034	0.079
Sep-08	1.287	1.218	1.072	0.290	0.658	0.062	0.050	0.080
Oct-08	1.282	1.255	1.063	0.352	0.676	0.046	0.047	0.095
Nov-08	1.211	1.190	0.970	0.318	0.604	0.054	0.044	0.096
Dec-08	1.280	1.169	1.022	0.320	0.605	0.049	0.035	0.079
Jan-09	1.321	1.222	0.998	0.342	0.583	0.053	0.041	0.102
Feb-09	1.314	1.184	1.005	0.316	0.590	0.059	0.034	0.102
Mar-09	1.328	1.266	1.050	0.336	0.603	0.050	0.051	0.106
Apr-09	1.382	1.293	1.121	0.390	0.653	0.056	0.043	0.110
May-09	1.394	1.241	1.201	0.331	0.670	0.055	0.042	0.103
Jun-09	1.505	1.288	1.222	0.309	0.693	0.048	0.044	0.110
Jul-09	1.477	1.366	1.306	0.375	0.691	0.065	0.060	0.120
Aug-09	1.574	1.395	1.395	0.362	0.803	0.068	0.058	0.123
Sep-09	1.547	1.463	1.239	0.369	0.814	0.074	0.062	0.119
Oct-09	1.531	1.428	1.344	0.364	0.838	0.065	0.074	0.126
Nov-09	1.608	1.570	1.331	0.382	0.884	0.070	0.064	0.122
Dec-09	1.566	1.472	1.335	0.434	0.789	0.067	0.049	0.155
Jan-10	1.597	1.490	1.331	0.392	0.775	0.062	0.052	0.127
Feb-10	1.587	1.578	1.302	0.390	0.792	0.061	0.057	0.121
Mar-10	1.653	1.593	1.332	0.383	0.739	0.063	0.052	0.135
Apr-10	1.670	1.657	1.232	0.382	0.746	0.064	0.047	0.112
May-10	1.742	1.734	1.194	0.399	0.719	0.067	0.054	0.114
Jun-10	1.709	1.723	1.200	0.386	0.712	0.064	0.054	0.114
Jul-10	1.678	1.693	1.114	0.359	0.645	0.058	0.044	0.123
Aug-10	1.565	1.623	1.059	0.380	0.594	0.054	0.046	0.126
Sep-10	1.588	1.614	1.045	0.409	0.598	0.052	0.041	0.124
Oct-10	1.644	1.583	1.030	0.379	0.603	0.063	0.039	0.123
Nov-10	1.570	1.578	1.069	0.370	0.613	0.068	0.037	0.116
Dec-10	1.736	1.591	1.088	0.348	0.578	0.049	0.039	0.119
Jan-11	1.575	1.549	0.909	0.352	0.554	0.049	0.034	0.115
Feb-11	1.693	1.526	0.895	0.370	0.555	0.043	0.030	0.117
Mar-11	1.546	1.461	0.850	0.289	0.548	0.054	0.029	0.112
Apr-11	1.526	1.448	0.874	0.348	0.527	0.050	0.039	0.118
May-11	1.707	1.510	0.884	0.344	0.549	0.050	0.036	0.116
Jun-11	1.573	1.463	0.893	0.325	0.554	0.046	0.043	0.114
Jul-11	1.584	1.468	0.907	0.321	0.536	0.048	0.039	0.112
Aug-11	1.584	1.480	0.960	0.357	0.580	0.060	0.034	0.121
Sep-11	1.571	1.440	1.009	0.316	0.587	0.055	0.040	0.120
Oct-11	1.541	1.360	1.002	0.314	0.568	0.051	0.032	0.116
Nov-11	1.603	1.382	1.034	0.308	0.571	0.045	0.040	0.126
Dec-11	1.643	1.425	1.077	0.329	0.582	0.055	0.041	0.133
Jan-12	1.655	1.387	1.183	0.322	0.609	0.048	0.048	0.124
Feb-12	1.670	1.471	1.144	0.317	0.612	0.053	0.041	0.119
Mar-12	1.667	1.413	1.143	0.325	0.675	0.044	0.052	0.134
Apr-12	1.710	1.354	1.127	0.304	0.647	0.048	0.047	0.131
May-12	1.690	1.420	1.140	0.298	0.656	0.048	0.052	0.145
Jun-12	1.753	1.351	1.129	0.316	0.670	0.049	0.044	0.137
Jul-12	1.823	1.360	1.096	0.318	0.659	0.052	0.052	0.131
Aug-12	1.850	1.336	1.065	0.297	0.661	0.048	0.051	0.136
Sep-12	1.853	1.394	1.024	0.299	0.786	0.044	0.048	0.160
Oct-12	1.890	1.429	1.010	0.308	0.659	0.047	0.044	0.144
Nov-12	1.989	1.440	1.120	0.310	0.663	0.046	0.041	0.141
Dec-12	2.022	1.447	1.096	0.316	0.741	0.041	0.055	0.110
Jan-13	2.139	1.520	1.096	0.316	0.791	0.046	0.052	0.126
Feb-13	2.264	1.559	1.095	0.324	0.811	0.048	0.056	0.141
Mar-13	2.278	1.679	1.174	0.336	0.870	0.050	0.056	0.120
Apr-13	2.365	1.634	1.183	0.347	0.891	0.054	0.058	0.142
May-13	2.449	1.608	1.291	0.359	0.914	0.046	0.058	0.135
Jun-13	2.518	1.647	1.215	0.328	0.822	0.046	0.048	0.147
Jul-13	2.573	1.714	1.198	0.374	0.839	0.045	0.067	0.160
Aug-13	2.688	1.734	1.179	0.367	0.836	0.047	0.069	0.153
Sep-13	2.900	1.829	1.264	0.386	0.800	0.053	0.070	0.159
Oct-13	3.047	1.888	1.351	0.390	0.844	0.051	0.072	0.141
Nov-13	3.188	1.913	1.347	0.379	0.943	0.052	0.081	0.140
Dec-13	3.194	1.977	1.339	0.370	0.940	0.054	0.073	0.125
Jan-14	3.220	1.879	1.367	0.353	0.913	0.060	0.073	0.117
Feb-14	3.156	1.892	1.402	0.372	0.897	0.052	0.083	0.147
Mar-14	3.354	1.956	1.346	0.359	0.889	0.055	0.076	0.164
Apr-14	3.313	2.009	1.368	0.363	0.934	0.054	0.078	0.129
May-14	3.346	1.990	1.379	0.371	0.935	0.060	0.077	0.123
Jun-14	3.191	2.034	1.394	0.361	0.931	0.063	0.089	0.121
Jul-14	3.471	2.023	1.419	0.386	0.959	0.059	0.086	0.117
Aug-14	3.511	2.075	1.443	0.399	0.930	0.075	0.094	0.126
Sep-14	3.783	2.067	1.456	0.369	0.997	0.061	0.076	0.117
Oct-14	3.906	2.165	1.444	0.417	0.948	0.070	0.080	0.130
Nov-14	3.920	2.144	1.386	0.409	0.931	0.066	0.076	0.130
Dec-14	4.019	2.174	1.368	0.387	0.916	0.062	0.075	0.144
Jan-15	4.036	2.245	1.400	0.409	0.781	0.060	0.052	0.144
Feb-15	3.931	2.161	1.400	0.395	0.837	0.067	0.057	0.126
Mar-15	4.304	2.290	1.468	0.417	0.851	0.061	0.068	0.140
Apr-15	4.417	2.442	1.519	0.464	0.853	0.067	0.060	0.143
May-15	4.065	2.256	1.498	0.397	0.771	0.057	0.053	0.134
Jun-15	4.065	2.224	1.439	0.415	0.750	0.064	0.051	0.134
Jul-15	3.906	2.120	1.463	0.359	0.705	0.060	0.039	0.141
Aug-15	3.646	2.014	1.460	0.345	0.733	0.054	0.035	0.121
Sep-15	3.203	1.779	1.379	0.390	0.531	0.047	0.036	0.089
Oct-15	3.017	1.659	1.186	0.313	0.506	0.051	0.036	0.095
Nov-15	2.771	1.732	1.180	0.311	0.444	0.051	0.027	0.097
Dec-15	2.822	1.703	1.235	0.330	0.456	0.064	0.030	0.089
Jan-16	2.754	1.671	1.200	0.330	0.436	0.055	0.031	0.095
Feb-16	2.839	1.710	1.241	0.325	0.427	0.055	0.031	0.078
Mar-16	2.846	1.677	1.204	0.319	0.394	0.058	0.019	0.102
Apr-16	3.043	1.783	1.216	0.337	0.402	0.051	0.025	0.105
May-16	3.214	1.786	1.285	0.341	0.414	0.059	0.028	0.117
Jun-16	3.353	1.884	1.244	0.347	0.430	0.059	0.027	0.123
Jul-16	3.538	1.909	1.235	0.324	0.415	0.054	0.021	0.114
Aug-16	3.525	1.867	1.249	0.346	0.392	0.060	0.026	0.113
Sep-16	3.925	2.112	1.310	0.325	0.414	0.052	0.023	0.133
Oct-16	4.054	2.189	1.361	0.341	0.434	0.060	0.019	0.120
Nov-16	4.182	2.307	1.394	0.349	0.407	0.068	0.022	0.146
Dec-16	4.176	2.304	1.387	0.349	0.414	0.071	0.022	0.157
Jan-17	4.265	2.384	1.328	0.354	0.428	0.073	0.025	0.150
Feb-17	4.138	2.268	1.321	0.327	0.453	0.071	0.023	0.146
Mar-17	4.214	2.402	1.315	0.352	0.415	0.074	0.023	0.143
Apr-17	4.035	2.291	1.243	0.323	0.384	0.074	0.019	0.145
May-17	4.082	2.287	1.143	0.319	0.351	0.067	0.018	0.148
Jun-17	3.806	2.289	1.142	0.312	0.366	0.064	0.018	0.145
Jul-17	3.704	2.067	1.115	0.320	0.372	0.068	0.020	0.142
Aug-17	3.785	2.220	1.050	0.317	0.348	0.066	0.019	0.124
Sep-17	3.631	2.272	1.045	0.318	0.347	0.074	0.018	0.147
Oct-17	3.612	2.147	0.957	0.296	0.370	0.063	0.018	0.151
Nov-17	3.368	2.111	0.956	0.315	0.363	0.088	0.022	0.136
Dec-17	3.221	2.112	0.899	0.300	0.362	0.070	0.017	0.131
Jan-18	3.154	1.995	0.939	0.277	0.340	0.072	0.012	0.127
Feb-18	3.351	2.036	0.901	0.292	0.313	0.067	0.015	0.139
Mar-18	2.955	1.868	0.872	0.271	0.294	0.073	0.015	0.148
Apr-18	2.942	1.812	0.891	0.277	0.269	0.075	0.014	0.130
May-18	2.896	1.868	0.931	0.265	0.312	0.068	0.017	0.132
Jun-18	2.883	1.795	0.961	0.231	0.289	0.067	0.013	0.122
Jul-18	2.781	1.823	0.941	0.278	0.281	0.073	0.013	0.117
Aug-18	2.699	1.694	0.865	0.250	0.284	0.073	0.011	0.119
Sep-18	2.631	1.701	0.812	0.258	0.261	0.068	0.015	0.106
Oct-18	2.426	1.748	0.822	0.290	0.270	0.068	0.012	0.114
Nov-18	2.383	1.573	0.755	0.241	0.240	0.069	0.013	0.106
Dec-18	2.302	1.445	0.713	0.238	0.220	0.064	0.011	0.104
Jan-19	2.135	1.412	0.688	0.238	0.218	0.056	0.010	0.100
Feb-19	2.201	1.432	0.722	0.248	0.217	0.063	0.011	0.108
Mar-19	2.088	1.373	0.689	0.228	0.232	0.062	0.009	0.094
Apr-19	2.034	1.376	0.692	0.228	0.230	0.074	0.010	0.111
May-19	1.970	1.339	0.709	0.244	0.211	0.064	0.011	0.106
Jun-19	2.075	1.377	0.697	0.235	0.195	0.054	0.010	0.097
Jul-19	2.114	1.484	0.721	0.238	0.225	0.071	0.012	0.112
Aug-19	2.199	1.578	0.769	0.252	0.237	0.077	0.007	0.110
Sep-19	2.123	1.551	0.771	0.244	0.233	0.073	0.012	0.085
Oct-19	2.095	1.663	0.771	0.228	0.222	0.070	0.010	0.126
Nov-19	2.201	1.683	0.780	0.233	0.229	0.073	0.020	0.130
Dec-19	2.258	1.736	0.819	0.247	0.235	0.067	0.015	0.125
Jan-20	2.297	1.684	0.801	0.278	0.250	0.070	0.013	0.113
Feb-20	2.081	1.604	0.841	0.203	0.243	0.074	0.015	0.074
Mar-20	2.017	1.518	0.780	0.225	0.223	0.067	0.012	0.107
Apr-20	2.063	1.683	0.586	0.216	0.176	0.058	0.012	0.093
May-20	1.642	1.267	0.540	0.184	0.157	0.048	0.008	0.096
Jun-20	1.952	1.338	0.633	0.215	0.194	0.063	0.012	0.087
Jul-20	2.031	1.369	0.665	0.222	0.232	0.066	0.009	0.096
Aug-20	2.058	1.397	0.757	0.244	0.282	0.062	0.011	0.136
Sep-20	2.297	1.493	0.817	0.279	0.345	0.072	0.012	0.131
Oct-20	2.401	1.205	0.847	0.266	0.313	0.084	0.015	0.130
Nov-20	2.432	1.300	0.900	0.262	0.367	0.068	0.012	0.152
Dec-20	2.628	1.582	1.034	0.255	0.380	0.096	0.015	0.157
Jan-21	2.825	1.774	1.121	0.290	0.390	0.099	0.024	0.172
Feb-21	2.757	1.915	1.159	0.311	0.405	0.089	0.018	0.184
Mar-21	3.031	2.120	1.308	0.328	0.436	0.099	0.020	0.169
Apr-21	3.245	2.227	1.462	0.357	0.470	0.094	0.028	0.176
May-21	3.443	2.371	1.503	0.351	0.484	0.115	0.026	0.188
Jun-21	3.618	2.485	1.584	0.393	0.503	0.116	0.024	0.234
Jul-21	3.869	2.515	1.746	0.392	0.524	0.116	0.030	0.249
Aug-21	3.918	2.598	1.853	0.400	0.515	0.120	0.040	0.234
Sep-21	3.996	2.632	1.939	0.454	0.573	0.134	0.032	0.238
Oct-21	3.833	2.588	2.130	0.486	0.583	0.131	0.047	0.220
Nov-21	4.301	2.738	2.203	0.512	0.611	0.137	0.037	0.216
Dec-21	4.366	2.852	2.234	0.521	0.614	0.137	0.037	0.235
Jan-22	4.792	3.048	2.305	0.557	0.656	0.131	0.034	0.265
Feb-22	4.335	3.031	2.334	0.520	0.688	0.130	0.026	0.263
Mar-22	4.189	3.076	2.239	0.563	0.719	0.134	0.036	0.286
Apr-22	4.036	2.948	2.237	0.534	0.712	0.127	0.032	0.294
May-22	3.952	2.842	2.167	0.523	0.741	0.135	0.033	0.267
Jun-22	3.717	2.749	2.108	0.503	0.689	0.136	0.036	0.256
Jul-22	3.445	2.547	1.894	0.524	0.689	0.113	0.035	0.235
Aug-22	3.383	2.452	1.787	0.490	0.657	0.117	0.027	0.244
Sep-22	3.079	2.358	1.705	0.453	0.619	0.093	0.030	0.210
Oct-22	3.175	2.391	1.615	0.444	0.629	0.090	0.032	0.235
Nov-22	3.050	2.241	1.588	0.418	0.633	0.080	0.027	0.204
Dec-22	2.965	2.087	1.535	0.436	0.678	0.087	0.028	0.203
Jan-23	3.024	2.011	1.498	0.394	0.597	0.079	0.040	0.220
Feb-23	3.102	1.990	1.511	0.416	0.635	0.092	0.028	0.185
Mar-23	2.990	1.984	1.469	0.404	0.645	0.086	0.027	0.197
Apr-23	3.045	1.956	1.565	0.420	0.679	0.084	0.021	0.138
May-23	3.197	2.046	1.623	0.468	0.702	0.086	0.034	0.184
Jun-23	3.327	2.118	1.706	0.458	0.753	0.086	0.030	0.207
Jul-23	3.384	2.076	1.799	0.446	0.739	0.091	0.046	0.193
Aug-23	3.386	2.101	1.756	0.472	0.811	0.086	0.033	0.179
Sep-23	3.459	2.244	1.785	0.469	0.837	0.077	0.028	0.193
Oct-23	3.606	2.292	1.860	0.504	0.893	0.094	0.025	0.174
Nov-23	3.633	2.256	1.938	0.541	0.889	0.084	0.032	0.228
Dec-23	3.581	2.266	1.914	0.522	0.955	0.087	0.024	0.189
Jan-24	3.690	2.143	1.920	0.549	0.993	0.088	0.032	0.176
Feb-24	3.775	2.111	2.012	0.538	1.009	0.087	0.032	0.187
Mar-24	4.010	2.136	2.152	0.558	1.066	0.089	0.035	0.190
Apr-24	4.384	2.264	2.306	0.608	1.160	0.100	0.037	0.205
May-24	3.989	2.342	2.405	0.627	1.221	0.100	0.033	0.227

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In May 2024, in original terms:

the value of new variable rate loan commitments funded in the month rose 12.5%
the value of new fixed rate loan commitments funded in the month rose 71.0%, though it remained at historically low levels. It was 61.7% lower compared to a year ago.

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4
Nov-23	1.056	52.23
Dec-23	1.038	49.447
Jan-24	0.971	41.385
Feb-24	0.609	41.801
Mar-24	0.664	46.834
Apr-24	0.591	50.447
May-24	1.01	56.772

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

[["Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24","Mar-24","Apr-24","May-24"],[[4.6319999999999997],[4.7800000000000002],[4.7599999999999998],[4.9720000000000004],[5.2060000000000004],[5.4800000000000004],[4.6130000000000004],[4.226],[4.6120000000000001],[7.5730000000000004],[11.25],[14.346],[13.85],[12.305999999999999],[13.757],[13.709],[13.048],[15.151999999999999],[13.361000000000001],[14.818],[20.030000000000001],[20.163],[22.742000000000001],[26.114000000000001],[26.286999999999999],[25.707000000000001],[24.670000000000002],[22.795000000000002],[25.84],[23.898],[15.755000000000001],[13.074],[11.792999999999999],[8.0190000000000001],[6.7279999999999998],[5.3259999999999996],[2.7519999999999998],[2.327],[1.903],[1.901],[2.4670000000000001],[2.4380000000000002],[1.881],[2.177],[2.7869999999999999],[2.1099999999999999],[2.6349999999999998],[4.5],[4.6870000000000003],[4.0819999999999999],[2.0830000000000002],[1.1739999999999999],[1.056],[1.038],[0.97099999999999997],[0.60899999999999999],[0.66400000000000003],[0.59099999999999997],[1.01]],[[25.283999999999999],[27.193999999999999],[26.922999999999998],[30.024999999999999],[30.449000000000002],[31],[27.326000000000001],[26.300000000000001],[29.864999999999998],[26.474],[25.902999999999999],[26.969000000000001],[23.748000000000001],[22.606000000000002],[25.120000000000001],[26.670000000000002],[27.096],[29.943999999999999],[23.84],[25.867000000000001],[30.864999999999998],[27.402999999999999],[28.579000000000001],[31.393000000000001],[30.832000000000001],[30.190999999999999],[29.762],[29.523],[34.042000000000002],[36.078000000000003],[29.818999999999999],[33.444000000000003],[42.893999999999998],[40.747999999999998],[49.787999999999997],[52.447000000000003],[47.366999999999997],[50.436],[45.744999999999997],[45.756],[49.060000000000002],[47.280999999999999],[37.530999999999999],[38.347000000000001],[47.744],[39.408999999999999],[51.399999999999999],[50.514000000000003],[44.927999999999997],[48.909999999999997],[46.429000000000002],[49.399999999999999],[52.229999999999997],[49.447000000000003],[41.384999999999998],[41.801000000000002],[46.834000000000003],[50.447000000000003],[56.771999999999998]]]

[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In May 2024 in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings; excluding land, alterations and additions):

remained flat at $626k

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	614.673	779.161	642.792	535.829	458.97	466.917	445.554	410.684	598.592
Jun-22	609.474	765.871	636.579	532.564	466.626	481.626	439.054	443.697	615.496
Jul-22	608.673	760.645	642.345	527.934	466.168	470.023	461.333	446.862	582.864
Aug-22	588.838	724.648	624.011	523.029	462.061	468.813	455.058	464.634	584.806
Sep-22	587.916	742.572	599.508	518.879	471.848	463.542	471.124	NA	NA
Oct-22	594.454	736.009	621.648	522.825	475.89	469.242	478.826	435.238	611.533
Nov-22	601.311	750.514	618.03	532.561	478.907	478.121	459.132	441.631	635.135
Dec-22	603.882	757.267	623.271	520.928	485.934	491.411	472.084	449.239	620.405
Jan-23	601.161	766.623	639.677	523.679	489.809	478.323	457.339	427.895	572.254
Feb-23	585.222	726.324	618.024	514.145	486.776	479.834	450.797	NA	NA
Mar-23	576.866	710.347	590.613	518.064	473.768	476.224	456.788	463.861	606.569
Apr-23	584.786	725.564	598.472	519.777	504.52	468.495	436.712	NA	NA
May-23	584.607	720.029	598.949	521.609	467.438	472.08	465.313	424.873	589.13
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.398	762.472	608.839	548.149	507.02	496.212	457.25	434.848	602.178
Nov-23	608.448	754.832	602.471	557.51	510.057	497.275	444.726	429.333	598.643
Dec-23	624.383	785.405	613.018	572.439	519.478	509.275	462.661	437.572	622.204
Jan-24	615.178	770.914	614.088	559.507	530.276	530.298	434.889	422.143	581.653
Feb-24	598.624	721.599	603.142	561.625	500.934	506.004	437.079	429.496	628.411
Mar-24	607.963	744.101	590.475	571.954	519.165	521.863	461.961	461.538	579.259
Apr-24	625.791	764.453	608.182	583.111	538.462	537.913	449.482	NA	NA
May-24	626.055	767.584	601.891	586.627	541.775	538.86	462.324	437.427	614.242

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In May 2024 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level fell 3.3% to 9,873, following a 2.7% rise in April. It was 3.7% higher compared to a year ago.
in New South Wales fell 7.9%, in Victoria fell 3.2%, in Queensland fell 3.2%, in Western Australia fell 2.1%, in the Northern Territory fell 22.5%, in South Australia fell 2.0%, in Tasmania fell 5.1% and in the Australian Capital Territory fell 1.3%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

Additional information

New loan commitments to owner-occupier first home buyers (original), number
	First home buyer loan commitments Number	First home buyer ratio (a) - Dwellings (b)	First home buyer ratio Housing (c)
Total Australia	10 918	36.2%	30.7%
New South Wales	2 732	35.1%	30.1%
Victoria	3 521	39.4%	34.5%
Queensland	2 000	32.4%	26.5%
South Australia	631	33.0%	26.1%
Western Australia	1 505	37.8%	31.9%
Tasmania	189	33.3%	28.5%
Northern Territory	74	43.3%	37.8%
Australian Capital Territory	266	40.3%	35.6%

a. The ratios in the table above are calculated against overall owner-occupier loans, including both OO FHB and OO non-FHB loans. They are not calculated against all housing loans, which would also include investor lending.

b. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

c. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
May-06	10,143
Jun-06	10,040
Jul-06	10,038
Aug-06	9,419
Sep-06	9,831
Oct-06	9,760
Nov-06	9,709
Dec-06	9,582
Jan-07	9,513
Feb-07	9,791
Mar-07	10,039
Apr-07	10,470
May-07	10,076
Jun-07	10,361
Jul-07	10,172
Aug-07	10,326
Sep-07	10,095
Oct-07	10,440
Nov-07	10,622
Dec-07	10,608
Jan-08	10,735
Feb-08	10,035
Mar-08	9,039
Apr-08	8,585
May-08	8,205
Jun-08	8,191
Jul-08	8,462
Aug-08	8,288
Sep-08	8,292
Oct-08	8,219
Nov-08	10,325
Dec-08	12,219
Jan-09	13,863
Feb-09	14,697
Mar-09	16,283
Apr-09	16,769
May-09	16,678
Jun-09	16,485
Jul-09	14,864
Aug-09	13,959
Sep-09	14,274
Oct-09	14,045
Nov-09	11,287
Dec-09	10,060
Jan-10	9,311
Feb-10	8,352
Mar-10	7,344
Apr-10	7,126
May-10	7,266
Jun-10	6,696
Jul-10	6,849
Aug-10	6,651
Sep-10	6,653
Oct-10	6,399
Nov-10	6,656
Dec-10	7,085
Jan-11	6,463
Feb-11	6,165
Mar-11	6,673
Apr-11	6,845
May-11	6,791
Jun-11	6,691
Jul-11	6,639
Aug-11	6,835
Sep-11	7,270
Oct-11	7,824
Nov-11	8,087
Dec-11	9,216
Jan-12	8,797
Feb-12	7,119
Mar-12	7,220
Apr-12	7,321
May-12	7,508
Jun-12	7,723
Jul-12	7,976
Aug-12	8,006
Sep-12	8,009
Oct-12	7,848
Nov-12	7,409
Dec-12	7,000
Jan-13	7,203
Feb-13	7,159
Mar-13	7,554
Apr-13	7,625
May-13	7,808
Jun-13	7,972
Jul-13	8,142
Aug-13	7,899
Sep-13	7,726
Oct-13	7,672
Nov-13	7,691
Dec-13	7,195
Jan-14	7,627
Feb-14	7,698
Mar-14	7,646
Apr-14	7,384
May-14	7,610
Jun-14	7,607
Jul-14	7,195
Aug-14	7,481
Sep-14	7,427
Oct-14	7,496
Nov-14	7,199
Dec-14	7,085
Jan-15	7,000
Feb-15	7,325
Mar-15	7,412
Apr-15	7,394
May-15	6,873
Jun-15	7,071
Jul-15	6,940
Aug-15	6,856
Sep-15	6,796
Oct-15	6,493
Nov-15	6,563
Dec-15	6,907
Jan-16	6,857
Feb-16	6,997
Mar-16	6,768
Apr-16	7,187
May-16	7,027
Jun-16	7,008
Jul-16	6,737
Aug-16	6,431
Sep-16	6,584
Oct-16	6,665
Nov-16	6,693
Dec-16	6,832
Jan-17	6,742
Feb-17	6,768
Mar-17	6,949
Apr-17	7,092
May-17	7,071
Jun-17	7,661
Jul-17	8,580
Aug-17	8,999
Sep-17	8,902
Oct-17	8,814
Nov-17	9,116
Dec-17	8,838
Jan-18	8,851
Feb-18	9,061
Mar-18	8,763
Apr-18	8,556
May-18	8,673
Jun-18	8,816
Jul-18	8,917
Aug-18	8,476
Sep-18	8,447
Oct-18	8,531
Nov-18	8,638
Dec-18	7,647
Jan-19	7,643
Feb-19	8,078
Mar-19	7,910
Apr-19	7,951
May-19	8,110
Jun-19	8,412
Jul-19	8,682
Aug-19	9,007
Sep-19	8,980
Oct-19	9,072
Nov-19	9,366
Dec-19	9,720
Jan-20	9,986
Feb-20	9,556
Mar-20	9,614
Apr-20	9,450
May-20	8,425
Jun-20	9,385
Jul-20	10,969
Aug-20	12,584
Sep-20	13,590
Oct-20	13,533
Nov-20	13,681
Dec-20	15,313
Jan-21	17,152
Feb-21	15,874
Mar-21	15,205
Apr-21	15,089
May-21	14,327
Jun-21	13,905
Jul-21	13,379
Aug-21	12,458
Sep-21	11,870
Oct-21	11,331
Nov-21	11,498
Dec-21	11,848
Jan-22	11,825
Feb-22	10,630
Mar-22	10,854
Apr-22	10,602
May-22	10,677
Jun-22	9,963
Jul-22	9,414
Aug-22	9,816
Sep-22	9,043
Oct-22	9,229
Nov-22	8,602
Dec-22	8,536
Jan-23	8,202
Feb-23	8,339
Mar-23	9,009
Apr-23	9,230
May-23	9,522
Jun-23	9,658
Jul-23	8,913
Aug-23	9,007
Sep-23	9,374
Oct-23	9,846
Nov-23	9,894
Dec-23	9,569
Jan-24	8,904
Feb-24	9,478
Mar-24	9,940
Apr-24	10,210
May-24	9,873

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
May-06	2,666	2,669	2,360	635	1,283	206	127	144
Jun-06	2,661	2,609	2,423	646	1,230	200	168	141
Jul-06	2,601	2,652	2,466	627	1,250	188	116	154
Aug-06	2,516	2,473	2,387	627	1,112	176	73	175
Sep-06	2,551	2,568	2,427	677	1,091	205	86	183
Oct-06	2,653	2,648	2,373	677	1,002	176	88	165
Nov-06	2,620	2,613	2,338	690	958	198	90	181
Dec-06	2,566	2,580	2,369	636	968	185	97	158
Jan-07	2,627	2,449	2,418	626	945	147	99	139
Feb-07	2,605	2,665	2,565	676	950	165	75	170
Mar-07	2,728	2,624	2,475	731	1,002	175	108	166
Apr-07	2,843	2,725	2,650	647	1,102	178	90	158
May-07	2,701	2,700	2,553	663	1,028	182	91	137
Jun-07	2,742	2,689	2,505	614	1,326	190	95	167
Jul-07	2,734	2,656	2,423	630	1,344	156	70	157
Aug-07	2,699	2,839	2,529	631	1,355	168	83	137
Sep-07	2,528	2,863	2,426	604	1,251	203	89	139
Oct-07	2,786	2,895	2,451	646	1,252	218	82	137
Nov-07	2,808	2,968	2,462	653	1,279	209	80	140
Dec-07	2,764	2,961	2,434	695	1,297	215	71	152
Jan-08	2,785	3,061	2,313	665	1,424	194	73	149
Feb-08	2,729	2,971	2,116	659	1,277	250	78	93
Mar-08	2,398	2,498	1,789	623	1,191	177	52	126
Apr-08	2,438	2,350	1,708	640	1,189	165	63	151
May-08	2,297	2,254	1,586	589	1,091	122	89	110
Jun-08	2,302	2,291	1,467	598	1,168	182	74	107
Jul-08	2,327	2,368	1,524	648	1,214	195	93	109
Aug-08	2,358	2,275	1,485	625	1,164	205	79	130
Sep-08	2,348	2,281	1,643	545	1,115	175	62	122
Oct-08	2,207	2,308	1,648	564	1,119	160	81	156
Nov-08	2,974	2,552	2,239	762	1,290	243	103	150
Dec-08	3,535	2,940	2,568	992	1,531	290	120	207
Jan-09	4,058	3,383	2,860	1,020	1,749	325	89	227
Feb-09	4,651	3,469	3,121	1,072	1,860	366	119	237
Mar-09	5,191	3,969	3,494	1,081	1,924	359	116	266
Apr-09	5,086	4,141	3,493	1,176	2,044	240	119	290
May-09	4,961	4,048	3,580	1,241	2,168	258	108	296
Jun-09	4,934	4,032	3,414	1,188	2,180	363	113	301
Jul-09	4,336	3,861	2,855	1,069	2,050	297	106	247
Aug-09	4,029	3,807	2,817	1,001	1,738	246	92	224
Sep-09	3,881	3,897	2,736	1,001	2,181	264	96	265
Oct-09	3,568	4,103	2,586	1,051	2,093	250	101	250
Nov-09	2,905	3,441	1,869	760	1,898	227	59	200
Dec-09	2,537	3,083	1,749	662	1,601	192	52	160
Jan-10	2,358	2,917	1,594	620	1,402	183	57	124
Feb-10	2,090	3,025	1,358	506	1,200	138	56	176
Mar-10	1,878	2,374	1,251	509	1,030	130	36	142
Apr-10	2,002	2,257	1,185	460	885	130	56	126
May-10	2,104	2,303	1,182	460	878	115	52	115
Jun-10	1,885	2,157	1,148	444	826	107	45	107
Jul-10	1,958	2,172	1,192	445	710	115	46	119
Aug-10	1,797	2,118	1,178	473	807	128	51	110
Sep-10	1,805	2,090	1,169	447	843	130	46	114
Oct-10	1,630	2,033	1,155	426	899	115	40	108
Nov-10	1,744	2,043	1,243	447	934	107	43	116
Dec-10	1,878	2,181	1,290	435	1,001	118	43	122
Jan-11	1,819	1,880	1,138	395	945	123	45	102
Feb-11	1,723	1,918	1,104	404	904	86	41	116
Mar-11	1,891	1,958	1,175	415	1,014	117	68	88
Apr-11	1,869	1,966	1,216	374	1,011	130	49	122
May-11	1,953	1,919	1,191	389	1,080	126	51	115
Jun-11	1,841	1,904	1,236	401	1,004	120	59	119
Jul-11	1,791	1,933	1,230	401	945	123	57	114
Aug-11	1,801	1,978	1,309	399	1,048	118	60	110
Sep-11	2,090	1,915	1,345	455	1,140	105	59	108
Oct-11	2,424	2,027	1,490	447	1,095	116	62	110
Nov-11	2,832	1,953	1,436	436	1,157	115	54	133
Dec-11	3,424	2,076	1,652	450	1,181	104	65	124
Jan-12	2,953	2,093	1,788	464	1,378	105	67	127
Feb-12	1,660	2,106	1,479	478	1,240	124	74	111
Mar-12	1,370	2,139	1,628	442	1,270	87	86	112
Apr-12	1,482	2,032	1,692	515	1,309	81	75	111
May-12	1,556	2,286	1,648	448	1,293	113	73	124
Jun-12	1,568	2,395	1,617	429	1,346	119	73	90
Jul-12	1,602	2,681	1,501	468	1,403	115	77	139
Aug-12	1,712	2,297	1,653	479	1,456	119	72	135
Sep-12	1,931	2,188	1,642	477	1,433	137	66	120
Oct-12	1,586	2,216	1,855	459	1,443	135	76	120
Nov-12	1,327	2,130	1,595	487	1,530	123	86	112
Dec-12	1,086	2,109	1,465	503	1,547	118	88	113
Jan-13	1,120	2,178	1,454	522	1,556	124	104	133
Feb-13	1,209	2,168	1,442	561	1,522	131	69	137
Mar-13	1,160	2,247	1,508	579	1,670	114	58	135
Apr-13	1,278	2,211	1,566	596	1,719	127	56	141
May-13	1,210	2,329	1,577	574	1,762	143	67	140
Jun-13	1,240	2,397	1,636	587	1,718	141	52	127
Jul-13	1,380	2,561	1,594	650	1,652	143	71	141
Aug-13	1,340	2,221	1,517	631	1,630	164	52	158
Sep-13	1,293	2,276	1,575	620	1,604	165	50	161
Oct-13	1,297	2,141	1,619	669	1,612	173	57	135
Nov-13	1,359	2,173	1,582	687	1,548	172	59	132
Dec-13	1,290	2,064	1,497	652	1,445	136	51	140
Jan-14	1,334	2,084	1,555	689	1,606	151	50	130
Feb-14	1,372	2,044	1,658	645	1,665	159	68	142
Mar-14	1,386	1,974	1,592	604	1,699	182	61	146
Apr-14	1,311	1,973	1,506	616	1,616	169	71	120
May-14	1,321	1,953	1,586	614	1,708	178	72	128
Jun-14	1,347	1,880	1,502	601	1,824	211	70	143
Jul-14	1,223	1,929	1,513	554	1,596	183	70	144
Aug-14	1,322	2,020	1,676	505	1,525	151	71	149
Sep-14	1,374	2,094	1,615	415	1,528	153	93	156
Oct-14	1,356	2,113	1,580	453	1,560	132	98	190
Nov-14	1,331	2,068	1,515	414	1,527	113	77	158
Dec-14	1,274	2,098	1,523	432	1,451	168	83	162
Jan-15	1,309	2,040	1,451	396	1,312	169	79	167
Feb-15	1,385	2,146	1,608	384	1,472	159	53	165
Mar-15	1,421	2,120	1,638	412	1,478	140	53	152
Apr-15	1,307	2,120	1,582	385	1,584	146	44	170
May-15	1,237	2,007	1,569	398	1,392	128	34	165
Jun-15	1,290	2,005	1,614	409	1,436	122	48	161
Jul-15	1,276	1,974	1,641	397	1,389	112	32	133
Aug-15	1,201	2,024	1,539	400	1,362	125	36	126
Sep-15	1,201	2,033	1,502	440	1,351	101	33	150
Oct-15	1,141	1,951	1,394	349	1,310	110	27	124
Nov-15	1,082	2,037	1,479	392	1,277	116	35	155
Dec-15	1,190	2,190	1,606	405	1,232	153	31	140
Jan-16	1,226	2,040	1,611	396	1,213	165	43	155
Feb-16	1,248	2,146	1,665	404	1,231	151	36	145
Mar-16	1,079	2,057	1,603	425	1,179	144	40	141
Apr-16	1,309	2,250	1,585	445	1,275	169	43	148
May-16	1,214	2,259	1,658	465	1,192	163	42	156
Jun-16	1,280	2,189	1,565	430	1,191	137	43	152
Jul-16	1,115	2,127	1,566	408	1,214	144	57	149
Aug-16	1,056	1,892	1,650	404	1,135	143	47	130
Sep-16	1,016	2,016	1,616	404	1,128	142	38	115
Oct-16	1,060	2,092	1,645	437	1,117	130	37	124
Nov-16	1,054	2,060	1,665	406	1,189	155	43	128
Dec-16	1,146	2,089	1,781	345	1,123	137	43	148
Jan-17	1,135	2,076	1,694	404	1,127	126	30	188
Feb-17	1,089	2,040	1,735	404	1,174	142	50	106
Mar-17	1,135	2,094	1,762	459	1,158	146	57	119
Apr-17	1,129	2,055	1,899	398	1,232	128	58	170
May-17	1,243	2,086	1,850	428	1,279	130	51	172
Jun-17	1,267	2,043	2,109	446	1,372	131	67	217
Jul-17	1,659	2,571	2,091	457	1,490	132	58	213
Aug-17	1,937	2,755	1,979	467	1,415	132	60	231
Sep-17	1,919	2,910	1,797	470	1,262	145	72	220
Oct-17	1,883	2,906	1,848	452	1,228	150	71	225
Nov-17	1,971	2,925	2,028	483	1,182	155	46	229
Dec-17	1,928	2,848	1,939	468	1,216	150	61	199
Jan-18	1,982	2,915	1,987	453	1,194	139	65	206
Feb-18	2,266	2,858	1,828	476	1,178	147	65	305
Mar-18	1,923	2,845	1,772	449	1,163	154	51	234
Apr-18	2,058	2,794	1,807	472	1,188	147	55	224
May-18	2,116	2,784	1,877	469	1,194	162	64	156
Jun-18	2,010	2,823	1,988	447	1,152	164	60	169
Jul-18	2,009	2,808	2,103	490	1,162	191	56	165
Aug-18	1,964	2,678	1,772	507	1,113	167	45	172
Sep-18	1,922	2,639	1,758	503	1,143	163	89	175
Oct-18	1,947	2,656	1,721	511	1,180	219	62	201
Nov-18	2,001	2,617	1,692	515	1,196	183	76	224
Dec-18	1,854	2,411	1,488	474	1,038	155	79	164
Jan-19	1,750	2,402	1,563	480	1,057	172	65	136
Feb-19	2,014	2,558	1,523	517	1,114	169	61	140
Mar-19	1,816	2,597	1,576	478	1,077	166	76	153
Apr-19	1,874	2,548	1,542	510	1,092	187	123	130
May-19	1,942	2,711	1,552	505	1,093	146	90	144
Jun-19	1,988	2,747	1,626	526	1,146	182	69	146
Jul-19	2,152	2,835	1,670	510	1,179	133	71	186
Aug-19	2,222	2,883	1,688	506	1,195	193	71	192
Sep-19	2,198	2,896	1,733	513	1,171	201	64	205
Oct-19	2,134	3,028	1,751	516	1,085	184	70	213
Nov-19	2,308	3,103	1,739	507	1,160	192	53	230
Dec-19	2,331	3,342	1,806	542	1,183	170	69	241
Jan-20	2,476	3,312	1,903	544	1,216	192	66	220
Feb-20	2,459	3,055	1,901	516	1,198	183	66	241
Mar-20	2,555	3,051	1,873	521	1,222	199	90	219
Apr-20	2,461	3,264	1,640	503	1,071	172	72	246
May-20	2,017	2,997	1,558	478	975	150	65	241
Jun-20	2,416	2,818	1,916	580	1,222	192	84	232
Jul-20	2,627	3,390	2,264	656	1,436	211	101	239
Aug-20	2,928	4,000	2,651	746	1,706	284	101	264
Sep-20	3,195	3,732	2,973	932	2,014	250	111	300
Oct-20	3,162	3,288	3,069	894	2,178	334	112	301
Nov-20	3,175	3,833	3,087	799	2,199	242	126	261
Dec-20	3,447	4,502	3,296	855	2,418	255	98	330
Jan-21	3,721	5,254	3,711	968	2,694	269	120	343
Feb-21	3,376	4,847	3,320	1,078	2,486	281	153	289
Mar-21	3,493	4,550	3,087	1,009	2,383	257	130	319
Apr-21	3,484	4,667	3,111	955	2,202	252	120	302
May-21	3,367	4,505	2,930	879	2,172	240	107	285
Jun-21	3,386	4,323	2,695	896	1,971	242	139	325
Jul-21	3,234	4,078	2,665	808	1,932	218	109	320
Aug-21	2,902	3,841	2,638	717	1,853	195	89	281
Sep-21	2,839	3,220	2,563	736	1,858	221	76	248
Oct-21	2,708	3,325	2,430	689	1,557	201	72	230
Nov-21	2,743	3,521	2,420	692	1,651	172	89	263
Dec-21	2,700	3,621	2,411	647	1,806	198	71	265
Jan-22	2,921	3,808	2,260	682	1,727	166	67	312
Feb-22	2,385	3,566	1,983	617	1,660	167	63	202
Mar-22	2,451	3,460	2,099	629	1,745	158	63	293
Apr-22	2,346	3,256	2,150	613	1,655	149	58	308
May-22	2,373	3,456	2,097	624	1,548	177	73	334
Jun-22	2,208	3,152	2,063	589	1,455	172	75	294
Jul-22	2,106	2,996	1,831	574	1,406	166	74	290
Aug-22	2,091	3,097	1,984	581	1,553	204	83	309
Sep-22	1,952	2,856	1,767	519	1,313	153	81	272
Oct-22	2,053	2,915	1,878	529	1,350	141	72	271
Nov-22	1,928	2,701	1,803	508	1,287	159	60	212
Dec-22	1,987	2,533	1,780	528	1,205	161	63	203
Jan-23	1,879	2,445	1,718	530	1,219	150	75	252
Feb-23	1,932	2,447	1,752	487	1,218	156	71	265
Mar-23	2,175	2,614	1,893	580	1,280	162	79	245
Apr-23	2,246	2,700	1,853	595	1,346	160	71	238
May-23	2,445	2,780	1,889	591	1,357	161	67	262
Jun-23	2,335	2,894	1,907	593	1,421	154	45	295
Jul-23	2,194	2,868	1,703	554	1,251	153	48	197
Aug-23	2,263	2,830	1,664	606	1,241	134	54	213
Sep-23	2,119	3,130	1,732	628	1,248	136	50	239
Oct-23	2,409	3,133	1,722	624	1,345	223	69	250
Nov-23	2,356	3,161	1,946	635	1,373	141	66	281
Dec-23	2,300	3,105	1,732	661	1,322	154	72	233
Jan-24	2,205	2,882	1,681	597	1,292	139	51	227
Feb-24	2,369	2,972	1,758	597	1,295	141	63	242
Mar-24	2,348	3,166	1,903	565	1,339	159	55	247
Apr-24	2,630	3,167	2,012	589	1,408	176	89	235
May-24	2,421	3,066	1,947	577	1,379	167	69	232

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24","Mar-24","Apr-24","May-24"],[[2666],[2661],[2601],[2516],[2551],[2653],[2620],[2566],[2627],[2605],[2728],[2843],[2701],[2742],[2734],[2699],[2528],[2786],[2808],[2764],[2785],[2729],[2398],[2438],[2297],[2302],[2327],[2358],[2348],[2207],[2974],[3535],[4058],[4651],[5191],[5086],[4961],[4934],[4336],[4029],[3881],[3568],[2905],[2537],[2358],[2090],[1878],[2002],[2104],[1885],[1958],[1797],[1805],[1630],[1744],[1878],[1819],[1723],[1891],[1869],[1953],[1841],[1791],[1801],[2090],[2424],[2832],[3424],[2953],[1660],[1370],[1482],[1556],[1568],[1602],[1712],[1931],[1586],[1327],[1086],[1120],[1209],[1160],[1278],[1210],[1240],[1380],[1340],[1293],[1297],[1359],[1290],[1334],[1372],[1386],[1311],[1321],[1347],[1223],[1322],[1374],[1356],[1331],[1274],[1309],[1385],[1421],[1307],[1237],[1290],[1276],[1201],[1201],[1141],[1082],[1190],[1226],[1248],[1079],[1309],[1214],[1280],[1115],[1056],[1016],[1060],[1054],[1146],[1135],[1089],[1135],[1129],[1243],[1267],[1659],[1937],[1919],[1883],[1971],[1928],[1982],[2266],[1923],[2058],[2116],[2010],[2009],[1964],[1922],[1947],[2001],[1854],[1750],[2014],[1816],[1874],[1942],[1988],[2152],[2222],[2198],[2134],[2308],[2331],[2476],[2459],[2555],[2461],[2017],[2416],[2627],[2928],[3195],[3162],[3175],[3447],[3721],[3376],[3493],[3484],[3367],[3386],[3234],[2902],[2839],[2708],[2743],[2700],[2921],[2385],[2451],[2346],[2373],[2208],[2106],[2091],[1952],[2053],[1928],[1987],[1879],[1932],[2175],[2246],[2445],[2335],[2194],[2263],[2119],[2409],[2356],[2300],[2205],[2369],[2348],[2630],[2421]],[[2669],[2609],[2652],[2473],[2568],[2648],[2613],[2580],[2449],[2665],[2624],[2725],[2700],[2689],[2656],[2839],[2863],[2895],[2968],[2961],[3061],[2971],[2498],[2350],[2254],[2291],[2368],[2275],[2281],[2308],[2552],[2940],[3383],[3469],[3969],[4141],[4048],[4032],[3861],[3807],[3897],[4103],[3441],[3083],[2917],[3025],[2374],[2257],[2303],[2157],[2172],[2118],[2090],[2033],[2043],[2181],[1880],[1918],[1958],[1966],[1919],[1904],[1933],[1978],[1915],[2027],[1953],[2076],[2093],[2106],[2139],[2032],[2286],[2395],[2681],[2297],[2188],[2216],[2130],[2109],[2178],[2168],[2247],[2211],[2329],[2397],[2561],[2221],[2276],[2141],[2173],[2064],[2084],[2044],[1974],[1973],[1953],[1880],[1929],[2020],[2094],[2113],[2068],[2098],[2040],[2146],[2120],[2120],[2007],[2005],[1974],[2024],[2033],[1951],[2037],[2190],[2040],[2146],[2057],[2250],[2259],[2189],[2127],[1892],[2016],[2092],[2060],[2089],[2076],[2040],[2094],[2055],[2086],[2043],[2571],[2755],[2910],[2906],[2925],[2848],[2915],[2858],[2845],[2794],[2784],[2823],[2808],[2678],[2639],[2656],[2617],[2411],[2402],[2558],[2597],[2548],[2711],[2747],[2835],[2883],[2896],[3028],[3103],[3342],[3312],[3055],[3051],[3264],[2997],[2818],[3390],[4000],[3732],[3288],[3833],[4502],[5254],[4847],[4550],[4667],[4505],[4323],[4078],[3841],[3220],[3325],[3521],[3621],[3808],[3566],[3460],[3256],[3456],[3152],[2996],[3097],[2856],[2915],[2701],[2533],[2445],[2447],[2614],[2700],[2780],[2894],[2868],[2830],[3130],[3133],[3161],[3105],[2882],[2972],[3166],[3167],[3066]],[[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[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [73.63 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [110.74 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [105.91 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
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Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [69.86 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [69.6 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [68.56 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [69.21 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [67.18 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.79 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [71.74 KB]

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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [67.49 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [104.53 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [59.33 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [59.22 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [59.03 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [58.43 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [58.75 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [58.31 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [68.77 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [69.19 KB]

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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [59.09 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [149.11 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [58.14 KB]

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [133.26 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.77 KB]

Download all (465.23 KB)

Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [82.74 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [101.2 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [77.72 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [59.28 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [73.3 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [61.4 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.89 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, May 2024

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APA

Lending indicators

APA

Key statistics

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

First home buyers

Additional information

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

New home loan commitments fell slightly in May

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