Value of new borrower-accepted loan commitments (seasonally adjusted)
Mar-2023 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 23.96 | 4.9 | -26.3 | ||
Owner Occupier (a) | 15.98 | 5.5 | -24.8 | ||
Investor (a) | 7.98 | 3.7 | -29.2 | ||
Personal | |||||
Fixed term loans | 2.11 | -3.1 | -7.4 | ||
Businesses | |||||
Construction | 2.27 | -23.2 | -3.0 | ||
Purchase of Property | 4.88 | -1.3 | -25.3 |
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality notes
Seasonal adjustment methods
The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Housing finance
In March 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total housing rose 4.9% to $24.0b, after a fall of 1.0% in February. While this was the first monthly rise since January 2022, it remained 26.3% lower compared to a year ago.
- for owner-occupier housing rose 5.5% to $16.0b but was 24.8% lower compared to a year ago
- for investor housing rose 3.7% to $8.0b but was 29.2% lower compared to a year ago
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
Mar-05 | 13.514 | 8.217 | 5.297 | 13.307 | 8.139 | 5.169 |
Apr-05 | 13.247 | 8.086 | 5.16 | 13.187 | 8.125 | 5.062 |
May-05 | 12.751 | 8.026 | 4.725 | 13.032 | 8.112 | 4.919 |
Jun-05 | 12.633 | 8.152 | 4.48 | 12.946 | 8.142 | 4.804 |
Jul-05 | 12.846 | 8.086 | 4.76 | 12.987 | 8.229 | 4.758 |
Aug-05 | 12.898 | 8.309 | 4.589 | 13.159 | 8.363 | 4.796 |
Sep-05 | 13.532 | 8.644 | 4.888 | 13.419 | 8.519 | 4.899 |
Oct-05 | 14.026 | 8.714 | 5.311 | 13.696 | 8.671 | 5.025 |
Nov-05 | 14.063 | 8.85 | 5.213 | 13.933 | 8.803 | 5.13 |
Dec-05 | 14.035 | 8.877 | 5.158 | 14.125 | 8.924 | 5.201 |
Jan-06 | 14.259 | 8.956 | 5.303 | 14.295 | 9.04 | 5.255 |
Feb-06 | 14.433 | 9.18 | 5.253 | 14.467 | 9.163 | 5.304 |
Mar-06 | 14.535 | 9.268 | 5.267 | 14.668 | 9.299 | 5.37 |
Apr-06 | 14.817 | 9.466 | 5.351 | 14.876 | 9.426 | 5.45 |
May-06 | 15.189 | 9.49 | 5.699 | 15.028 | 9.513 | 5.515 |
Jun-06 | 15.492 | 9.516 | 5.976 | 15.062 | 9.537 | 5.525 |
Jul-06 | 15.28 | 9.79 | 5.49 | 14.963 | 9.498 | 5.465 |
Aug-06 | 15.004 | 9.492 | 5.513 | 14.768 | 9.421 | 5.347 |
Sep-06 | 14.163 | 9.169 | 4.995 | 14.553 | 9.342 | 5.212 |
Oct-06 | 14.329 | 9.276 | 5.053 | 14.414 | 9.297 | 5.117 |
Nov-06 | 14.204 | 9.232 | 4.973 | 14.42 | 9.315 | 5.104 |
Dec-06 | 14.588 | 9.401 | 5.187 | 14.601 | 9.411 | 5.19 |
Jan-07 | 14.96 | 9.58 | 5.38 | 14.95 | 9.588 | 5.362 |
Feb-07 | 15.403 | 9.768 | 5.635 | 15.424 | 9.824 | 5.6 |
Mar-07 | 15.92 | 10.082 | 5.838 | 15.952 | 10.086 | 5.866 |
Apr-07 | 16.3 | 10.267 | 6.032 | 16.466 | 10.352 | 6.114 |
May-07 | 17.121 | 10.695 | 6.426 | 16.906 | 10.596 | 6.31 |
Jun-07 | 18.247 | 11.341 | 6.906 | 17.22 | 10.79 | 6.43 |
Jul-07 | 17.418 | 10.786 | 6.633 | 17.39 | 10.916 | 6.474 |
Aug-07 | 17.435 | 11.056 | 6.379 | 17.416 | 10.957 | 6.458 |
Sep-07 | 16.751 | 10.441 | 6.311 | 17.332 | 10.924 | 6.409 |
Oct-07 | 16.873 | 10.771 | 6.102 | 17.164 | 10.822 | 6.342 |
Nov-07 | 16.994 | 10.66 | 6.335 | 16.913 | 10.65 | 6.263 |
Dec-07 | 16.546 | 10.363 | 6.183 | 16.546 | 10.397 | 6.149 |
Jan-08 | 16.876 | 10.782 | 6.094 | 16.029 | 10.054 | 5.975 |
Feb-08 | 15.69 | 9.914 | 5.777 | 15.377 | 9.641 | 5.736 |
Mar-08 | 14.562 | 9.147 | 5.415 | 14.647 | 9.198 | 5.448 |
Apr-08 | 13.859 | 8.696 | 5.162 | 13.932 | 8.768 | 5.163 |
May-08 | 12.997 | 8.199 | 4.798 | 13.336 | 8.406 | 4.93 |
Jun-08 | 12.944 | 8.199 | 4.746 | 12.934 | 8.161 | 4.773 |
Jul-08 | 12.782 | 8.133 | 4.649 | 12.736 | 8.052 | 4.684 |
Aug-08 | 12.619 | 7.961 | 4.659 | 12.731 | 8.087 | 4.644 |
Sep-08 | 12.975 | 8.245 | 4.73 | 12.884 | 8.259 | 4.624 |
Oct-08 | 13.397 | 8.563 | 4.834 | 13.167 | 8.563 | 4.604 |
Nov-08 | 13.038 | 8.544 | 4.493 | 13.588 | 9.004 | 4.584 |
Dec-08 | 13.927 | 9.379 | 4.549 | 14.134 | 9.558 | 4.576 |
Jan-09 | 14.885 | 10.226 | 4.659 | 14.774 | 10.176 | 4.598 |
Feb-09 | 15.364 | 10.782 | 4.583 | 15.441 | 10.782 | 4.66 |
Mar-09 | 16.712 | 11.971 | 4.741 | 16.059 | 11.293 | 4.766 |
Apr-09 | 17.021 | 11.924 | 5.097 | 16.571 | 11.659 | 4.912 |
May-09 | 16.856 | 11.829 | 5.027 | 16.949 | 11.868 | 5.081 |
Jun-09 | 17.202 | 11.97 | 5.232 | 17.206 | 11.945 | 5.262 |
Jul-09 | 17.222 | 11.774 | 5.447 | 17.369 | 11.924 | 5.444 |
Aug-09 | 17.328 | 11.63 | 5.698 | 17.439 | 11.829 | 5.609 |
Sep-09 | 17.878 | 12.173 | 5.705 | 17.393 | 11.654 | 5.739 |
Oct-09 | 17.613 | 11.803 | 5.809 | 17.223 | 11.394 | 5.829 |
Nov-09 | 17.074 | 11.09 | 5.984 | 16.924 | 11.047 | 5.878 |
Dec-09 | 16.491 | 10.607 | 5.884 | 16.538 | 10.644 | 5.894 |
Jan-10 | 15.941 | 10.11 | 5.832 | 16.139 | 10.236 | 5.904 |
Feb-10 | 15.667 | 9.794 | 5.874 | 15.791 | 9.873 | 5.918 |
Mar-10 | 15.553 | 9.603 | 5.95 | 15.535 | 9.599 | 5.936 |
Apr-10 | 15.267 | 9.362 | 5.904 | 15.364 | 9.421 | 5.944 |
May-10 | 15.415 | 9.434 | 5.982 | 15.24 | 9.313 | 5.927 |
Jun-10 | 15.113 | 9.122 | 5.991 | 15.122 | 9.248 | 5.874 |
Jul-10 | 15.04 | 9.289 | 5.751 | 14.996 | 9.211 | 5.786 |
Aug-10 | 14.616 | 9.227 | 5.389 | 14.868 | 9.193 | 5.675 |
Sep-10 | 14.626 | 9.147 | 5.479 | 14.748 | 9.19 | 5.559 |
Oct-10 | 14.655 | 9.158 | 5.497 | 14.634 | 9.182 | 5.452 |
Nov-10 | 14.708 | 9.324 | 5.384 | 14.514 | 9.158 | 5.356 |
Dec-10 | 15.033 | 9.452 | 5.581 | 14.388 | 9.115 | 5.273 |
Jan-11 | 14.152 | 9.01 | 5.142 | 14.258 | 9.058 | 5.2 |
Feb-11 | 14.063 | 8.872 | 5.19 | 14.143 | 9.007 | 5.136 |
Mar-11 | 13.626 | 8.828 | 4.798 | 14.062 | 8.973 | 5.089 |
Apr-11 | 13.993 | 8.998 | 4.995 | 14.029 | 8.965 | 5.064 |
May-11 | 14.234 | 9.087 | 5.147 | 14.036 | 8.976 | 5.06 |
Jun-11 | 14.136 | 9.095 | 5.04 | 14.052 | 8.989 | 5.063 |
Jul-11 | 14.082 | 9.033 | 5.049 | 14.057 | 8.989 | 5.068 |
Aug-11 | 14.166 | 9.037 | 5.129 | 14.049 | 8.973 | 5.077 |
Sep-11 | 13.94 | 8.802 | 5.138 | 14.054 | 8.957 | 5.097 |
Oct-11 | 13.86 | 8.859 | 5.001 | 14.082 | 8.949 | 5.134 |
Nov-11 | 14.04 | 8.957 | 5.083 | 14.135 | 8.946 | 5.189 |
Dec-11 | 14.729 | 9.405 | 5.324 | 14.196 | 8.941 | 5.256 |
Jan-12 | 14.77 | 9.397 | 5.374 | 14.252 | 8.934 | 5.319 |
Feb-12 | 14.079 | 8.678 | 5.401 | 14.301 | 8.929 | 5.372 |
Mar-12 | 14.093 | 8.704 | 5.389 | 14.347 | 8.939 | 5.408 |
Apr-12 | 14.344 | 8.924 | 5.42 | 14.409 | 8.982 | 5.427 |
May-12 | 14.505 | 9.109 | 5.396 | 14.502 | 9.067 | 5.435 |
Jun-12 | 14.735 | 9.248 | 5.487 | 14.622 | 9.177 | 5.445 |
Jul-12 | 14.775 | 9.279 | 5.496 | 14.743 | 9.28 | 5.462 |
Aug-12 | 14.87 | 9.439 | 5.432 | 14.848 | 9.358 | 5.49 |
Sep-12 | 15.099 | 9.495 | 5.604 | 14.94 | 9.404 | 5.537 |
Oct-12 | 14.906 | 9.384 | 5.522 | 15.057 | 9.442 | 5.615 |
Nov-12 | 15.191 | 9.436 | 5.755 | 15.239 | 9.505 | 5.734 |
Dec-12 | 15.37 | 9.528 | 5.842 | 15.507 | 9.614 | 5.894 |
Jan-13 | 15.893 | 9.794 | 6.099 | 15.851 | 9.769 | 6.083 |
Feb-13 | 16.139 | 9.877 | 6.262 | 16.233 | 9.954 | 6.279 |
Mar-13 | 16.885 | 10.352 | 6.533 | 16.598 | 10.14 | 6.458 |
Apr-13 | 16.932 | 10.297 | 6.636 | 16.905 | 10.297 | 6.608 |
May-13 | 17.231 | 10.43 | 6.801 | 17.147 | 10.412 | 6.734 |
Jun-13 | 17.295 | 10.474 | 6.821 | 17.369 | 10.503 | 6.867 |
Jul-13 | 17.476 | 10.516 | 6.96 | 17.619 | 10.586 | 7.032 |
Aug-13 | 17.355 | 10.231 | 7.123 | 17.918 | 10.673 | 7.245 |
Sep-13 | 18.203 | 10.76 | 7.443 | 18.256 | 10.773 | 7.482 |
Oct-13 | 18.693 | 10.893 | 7.8 | 18.596 | 10.891 | 7.705 |
Nov-13 | 19.239 | 11.187 | 8.052 | 18.895 | 11.016 | 7.879 |
Dec-13 | 19.003 | 10.952 | 8.052 | 19.126 | 11.135 | 7.992 |
Jan-14 | 19.184 | 11.19 | 7.994 | 19.28 | 11.231 | 8.049 |
Feb-14 | 19.375 | 11.447 | 7.928 | 19.38 | 11.303 | 8.077 |
Mar-14 | 19.479 | 11.374 | 8.105 | 19.451 | 11.345 | 8.106 |
Apr-14 | 19.578 | 11.314 | 8.264 | 19.506 | 11.347 | 8.159 |
May-14 | 19.504 | 11.228 | 8.275 | 19.564 | 11.314 | 8.251 |
Jun-14 | 19.627 | 11.386 | 8.241 | 19.638 | 11.259 | 8.379 |
Jul-14 | 19.817 | 11.282 | 8.535 | 19.735 | 11.201 | 8.534 |
Aug-14 | 19.617 | 10.967 | 8.65 | 19.874 | 11.174 | 8.699 |
Sep-14 | 20.009 | 11.116 | 8.893 | 20.036 | 11.18 | 8.856 |
Oct-14 | 20.592 | 11.424 | 9.167 | 20.209 | 11.215 | 8.994 |
Nov-14 | 20.045 | 10.953 | 9.092 | 20.386 | 11.277 | 9.109 |
Dec-14 | 20.484 | 11.38 | 9.103 | 20.557 | 11.355 | 9.202 |
Jan-15 | 20.711 | 11.539 | 9.173 | 20.715 | 11.434 | 9.282 |
Feb-15 | 20.118 | 11.289 | 8.829 | 20.856 | 11.501 | 9.354 |
Mar-15 | 21.259 | 11.733 | 9.526 | 20.98 | 11.577 | 9.403 |
Apr-15 | 21.797 | 11.779 | 10.018 | 21.082 | 11.694 | 9.388 |
May-15 | 20.328 | 11.142 | 9.186 | 21.138 | 11.873 | 9.265 |
Jun-15 | 21.13 | 11.987 | 9.142 | 21.118 | 12.116 | 9.002 |
Jul-15 | 21.176 | 12.331 | 8.845 | 21.014 | 12.404 | 8.61 |
Aug-15 | 21.678 | 13.2 | 8.478 | 20.815 | 12.678 | 8.137 |
Sep-15 | 20.955 | 13.561 | 7.394 | 20.535 | 12.886 | 7.649 |
Oct-15 | 20.02 | 13.14 | 6.879 | 20.202 | 12.992 | 7.21 |
Nov-15 | 19.645 | 12.987 | 6.657 | 19.847 | 12.978 | 6.869 |
Dec-15 | 19.596 | 12.898 | 6.698 | 19.54 | 12.884 | 6.656 |
Jan-16 | 19.124 | 12.517 | 6.607 | 19.352 | 12.775 | 6.577 |
Feb-16 | 19.365 | 12.737 | 6.628 | 19.309 | 12.699 | 6.61 |
Mar-16 | 19.115 | 12.456 | 6.659 | 19.392 | 12.663 | 6.728 |
Apr-16 | 19.57 | 12.711 | 6.859 | 19.558 | 12.644 | 6.914 |
May-16 | 20.008 | 12.787 | 7.22 | 19.768 | 12.616 | 7.152 |
Jun-16 | 20.2 | 12.691 | 7.509 | 19.989 | 12.562 | 7.426 |
Jul-16 | 20.067 | 12.422 | 7.645 | 20.223 | 12.499 | 7.724 |
Aug-16 | 19.883 | 12.311 | 7.572 | 20.489 | 12.463 | 8.026 |
Sep-16 | 20.78 | 12.457 | 8.323 | 20.799 | 12.486 | 8.313 |
Oct-16 | 21.175 | 12.595 | 8.58 | 21.147 | 12.581 | 8.566 |
Nov-16 | 21.521 | 12.701 | 8.82 | 21.529 | 12.754 | 8.774 |
Dec-16 | 21.988 | 13.06 | 8.928 | 21.892 | 12.975 | 8.917 |
Jan-17 | 22.236 | 13.235 | 9.001 | 22.176 | 13.202 | 8.974 |
Feb-17 | 21.741 | 13.197 | 8.544 | 22.341 | 13.406 | 8.935 |
Mar-17 | 22.584 | 13.708 | 8.876 | 22.398 | 13.588 | 8.81 |
Apr-17 | 22.65 | 13.877 | 8.773 | 22.382 | 13.756 | 8.626 |
May-17 | 22.074 | 13.788 | 8.286 | 22.325 | 13.911 | 8.415 |
Jun-17 | 22.086 | 13.935 | 8.151 | 22.256 | 14.049 | 8.207 |
Jul-17 | 22.11 | 14.229 | 7.882 | 22.178 | 14.157 | 8.021 |
Aug-17 | 22.395 | 14.47 | 7.925 | 22.073 | 14.216 | 7.857 |
Sep-17 | 22.093 | 14.284 | 7.81 | 21.937 | 14.231 | 7.706 |
Oct-17 | 21.655 | 14.123 | 7.532 | 21.765 | 14.211 | 7.554 |
Nov-17 | 21.534 | 14.135 | 7.399 | 21.534 | 14.153 | 7.38 |
Dec-17 | 21.16 | 13.991 | 7.169 | 21.271 | 14.082 | 7.189 |
Jan-18 | 21.213 | 14.268 | 6.946 | 21.028 | 14.03 | 6.998 |
Feb-18 | 21.134 | 14.196 | 6.937 | 20.835 | 14.01 | 6.825 |
Mar-18 | 20.433 | 13.858 | 6.576 | 20.693 | 14.011 | 6.682 |
Apr-18 | 20.128 | 13.748 | 6.38 | 20.562 | 14.002 | 6.56 |
May-18 | 20.742 | 14.232 | 6.51 | 20.403 | 13.951 | 6.452 |
Jun-18 | 20.257 | 13.946 | 6.311 | 20.179 | 13.837 | 6.342 |
Jul-18 | 20.22 | 13.917 | 6.303 | 19.861 | 13.647 | 6.214 |
Aug-18 | 19.377 | 13.329 | 6.048 | 19.428 | 13.377 | 6.051 |
Sep-18 | 18.673 | 12.831 | 5.842 | 18.891 | 13.042 | 5.85 |
Oct-18 | 18.9 | 13.216 | 5.684 | 18.301 | 12.682 | 5.619 |
Nov-18 | 17.844 | 12.476 | 5.369 | 17.742 | 12.355 | 5.387 |
Dec-18 | 16.946 | 11.804 | 5.142 | 17.262 | 12.087 | 5.175 |
Jan-19 | 16.707 | 11.782 | 4.925 | 16.875 | 11.879 | 4.996 |
Feb-19 | 17.048 | 12.155 | 4.893 | 16.595 | 11.734 | 4.86 |
Mar-19 | 16.431 | 11.643 | 4.787 | 16.428 | 11.657 | 4.771 |
Apr-19 | 16.462 | 11.73 | 4.732 | 16.387 | 11.657 | 4.73 |
May-19 | 16.273 | 11.555 | 4.718 | 16.474 | 11.742 | 4.733 |
Jun-19 | 16.521 | 11.795 | 4.726 | 16.695 | 11.92 | 4.774 |
Jul-19 | 16.998 | 12.138 | 4.86 | 17.059 | 12.204 | 4.856 |
Aug-19 | 17.83 | 12.595 | 5.235 | 17.561 | 12.59 | 4.971 |
Sep-19 | 18.043 | 12.953 | 5.09 | 18.15 | 13.044 | 5.106 |
Oct-19 | 18.652 | 13.482 | 5.17 | 18.708 | 13.48 | 5.227 |
Nov-19 | 19.39 | 13.998 | 5.391 | 19.121 | 13.818 | 5.303 |
Dec-19 | 19.622 | 14.186 | 5.436 | 19.313 | 13.999 | 5.314 |
Jan-20 | 19.779 | 14.43 | 5.35 | 19.277 | 14.013 | 5.264 |
Feb-20 | 19.2 | 14.008 | 5.192 | 19.082 | 13.906 | 5.176 |
Mar-20 | 19.178 | 14.209 | 4.968 | 18.87 | 13.774 | 5.095 |
Apr-20 | 18.209 | 13.335 | 4.874 | 18.817 | 13.746 | 5.07 |
May-20 | 16.202 | 12.088 | 4.114 | 18.256 | 13.922 | 4.334 |
Jun-20 | 17.214 | 12.795 | 4.419 | 18.784 | 14.326 | 4.459 |
Jul-20 | 18.944 | 14.297 | 4.647 | 19.827 | 15.19 | 4.637 |
Aug-20 | 21.245 | 16.28 | 4.965 | 21.064 | 16.212 | 4.851 |
Sep-20 | 22.636 | 17.289 | 5.347 | 22.11 | 17.02 | 5.09 |
Oct-20 | 23.118 | 17.776 | 5.342 | 23.255 | 17.894 | 5.361 |
Nov-20 | 24.108 | 18.523 | 5.585 | 24.416 | 18.735 | 5.682 |
Dec-20 | 25.719 | 19.653 | 6.066 | 25.638 | 19.578 | 6.06 |
Jan-21 | 28.373 | 21.882 | 6.491 | 26.903 | 20.411 | 6.492 |
Feb-21 | 28.779 | 21.879 | 6.9 | 28.157 | 21.193 | 6.964 |
Mar-21 | 29.693 | 22.049 | 7.644 | 29.293 | 21.843 | 7.45 |
Apr-21 | 30.51 | 22.554 | 7.956 | 30.35 | 22.422 | 7.928 |
May-21 | 31.628 | 22.824 | 8.804 | 30.979 | 22.597 | 8.382 |
Jun-21 | 31.103 | 22.258 | 8.845 | 31.34 | 22.529 | 8.81 |
Jul-21 | 31.729 | 22.48 | 9.249 | 31.516 | 22.302 | 9.214 |
Aug-21 | 31.246 | 21.662 | 9.584 | 31.631 | 22.028 | 9.604 |
Sep-21 | 30.959 | 20.982 | 9.977 | 31.808 | 21.817 | 9.991 |
Oct-21 | 30.73 | 20.464 | 10.267 | 32.108 | 21.733 | 10.375 |
Nov-21 | 32.509 | 21.763 | 10.747 | 32.474 | 21.74 | 10.734 |
Dec-21 | 33.051 | 22.071 | 10.98 | 32.797 | 21.757 | 11.04 |
Jan-22 | 34.099 | 22.698 | 11.401 | 32.969 | 21.712 | 11.257 |
Feb-22 | 32.992 | 21.598 | 11.394 | 32.893 | 21.547 | 11.346 |
Mar-22 | 32.513 | 21.246 | 11.267 | 32.524 | 21.246 | 11.278 |
Apr-22 | 31.461 | 20.359 | 11.102 | 31.873 | 20.829 | 11.044 |
May-22 | 31.238 | 20.504 | 10.735 | 30.987 | 20.318 | 10.669 |
Jun-22 | 30.201 | 19.948 | 10.253 | 29.944 | 19.736 | 10.208 |
Jul-22 | 28.179 | 18.89 | 9.288 | 28.802 | 19.085 | 9.717 |
Aug-22 | 27.455 | 18.402 | 9.053 | 27.614 | 18.369 | 9.244 |
Sep-22 | 26.276 | 17.523 | 8.754 | 26.427 | 17.612 | 8.814 |
Oct-22 | 25.555 | 17.008 | 8.546 | 25.321 | 16.872 | 8.449 |
Nov-22 | 24.475 | 16.221 | 8.255 | 24.392 | 16.232 | 8.16 |
Dec-22 | 23.487 | 15.579 | 7.908 | 23.724 | 15.77 | 7.954 |
Jan-23 | 23.064 | 15.327 | 7.737 | 23.359 | 15.517 | 7.842 |
Feb-23 | 22.835 | 15.144 | 7.691 | 23.297 | 15.469 | 7.828 |
Mar-23 | 23.959 | 15.983 | 7.976 | 23.491 | 15.591 | 7.899 |
New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
[["Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23"],[[13.513999999999999],[13.247],[12.750999999999999],[12.632999999999999],[12.846],[12.898],[13.532],[14.026],[14.063000000000001],[14.035],[14.259],[14.433],[14.535],[14.817],[15.189],[15.492000000000001],[15.279999999999999],[15.004],[14.163],[14.329000000000001],[14.204000000000001],[14.587999999999999],[14.960000000000001],[15.403],[15.92],[16.300000000000001],[17.120999999999999],[18.247],[17.417999999999999],[17.434999999999999],[16.751000000000001],[16.873000000000001],[16.994],[16.545999999999999],[16.876000000000001],[15.69],[14.561999999999999],[13.859],[12.997],[12.944000000000001],[12.782],[12.619],[12.975],[13.397],[13.038],[13.927],[14.885],[15.364000000000001],[16.712],[17.021000000000001],[16.856000000000002],[17.202000000000002],[17.222000000000001],[17.327999999999999],[17.878],[17.613],[17.074000000000002],[16.491],[15.941000000000001],[15.667],[15.553000000000001],[15.266999999999999],[15.414999999999999],[15.113],[15.039999999999999],[14.616],[14.625999999999999],[14.654999999999999],[14.708],[15.032999999999999],[14.151999999999999],[14.063000000000001],[13.625999999999999],[13.993],[14.234],[14.135999999999999],[14.082000000000001],[14.166],[13.94],[13.859999999999999],[14.039999999999999],[14.728999999999999],[14.77],[14.079000000000001],[14.093],[14.343999999999999],[14.505000000000001],[14.734999999999999],[14.775],[14.869999999999999],[15.099],[14.906000000000001],[15.191000000000001],[15.369999999999999],[15.893000000000001],[16.138999999999999],[16.885000000000002],[16.931999999999999],[17.231000000000002],[17.295000000000002],[17.475999999999999],[17.355],[18.202999999999999],[18.693000000000001],[19.239000000000001],[19.003],[19.184000000000001],[19.375],[19.478999999999999],[19.577999999999999],[19.504000000000001],[19.626999999999999],[19.817],[19.617000000000001],[20.009],[20.591999999999999],[20.045000000000002],[20.484000000000002],[20.710999999999999],[20.117999999999999],[21.259],[21.797000000000001],[20.327999999999999],[21.129999999999999],[21.175999999999998],[21.678000000000001],[20.954999999999998],[20.02],[19.645],[19.596],[19.123999999999999],[19.364999999999998],[19.114999999999998],[19.57],[20.007999999999999],[20.199999999999999],[20.067],[19.882999999999999],[20.780000000000001],[21.175000000000001],[21.521000000000001],[21.988],[22.236000000000001],[21.741],[22.584],[22.649999999999999],[22.074000000000002],[22.085999999999999],[22.109999999999999],[22.395],[22.093],[21.655000000000001],[21.533999999999999],[21.16],[21.213000000000001],[21.134],[20.433],[20.128],[20.742000000000001],[20.257000000000001],[20.219999999999999],[19.376999999999999],[18.672999999999998],[18.899999999999999],[17.844000000000001],[16.946000000000002],[16.707000000000001],[17.047999999999998],[16.431000000000001],[16.462],[16.273],[16.521000000000001],[16.998000000000001],[17.829999999999998],[18.042999999999999],[18.652000000000001],[19.390000000000001],[19.622],[19.779],[19.199999999999999],[19.178000000000001],[18.209],[16.202000000000002],[17.213999999999999],[1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- All series exclude refinancing
In March 2023 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 6.5% to $21.2b and was 28.5% higher compared to a year ago
- for owner-occupier housing rose 3.9% to $14.2b and was 29.1% higher compared to a year ago
- for investor housing rose 12.3% to $7.0b and was 27.3% higher compared to a year ago
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Mar-05 | 3.705 | 2.965 | 0.74 |
Apr-05 | 3.826 | 3.061 | 0.765 |
May-05 | 3.97 | 3.102 | 0.868 |
Jun-05 | 3.956 | 3.039 | 0.917 |
Jul-05 | 4.035 | 3.117 | 0.918 |
Aug-05 | 4.029 | 3.104 | 0.926 |
Sep-05 | 4.179 | 3.236 | 0.943 |
Oct-05 | 4.123 | 3.181 | 0.942 |
Nov-05 | 4.13 | 3.209 | 0.92 |
Dec-05 | 4.367 | 3.16 | 1.208 |
Jan-06 | 3.89 | 3.041 | 0.848 |
Feb-06 | 4.188 | 3.195 | 0.994 |
Mar-06 | 4.047 | 3.157 | 0.89 |
Apr-06 | 4.278 | 3.178 | 1.1 |
May-06 | 4.05 | 3.301 | 0.75 |
Jun-06 | 4.223 | 3.392 | 0.831 |
Jul-06 | 4.33 | 3.497 | 0.834 |
Aug-06 | 4.448 | 3.555 | 0.893 |
Sep-06 | 4.456 | 3.552 | 0.904 |
Oct-06 | 4.463 | 3.611 | 0.852 |
Nov-06 | 4.531 | 3.627 | 0.904 |
Dec-06 | 4.433 | 3.488 | 0.945 |
Jan-07 | 4.546 | 3.487 | 1.059 |
Feb-07 | 4.625 | 3.461 | 1.164 |
Mar-07 | 4.478 | 3.386 | 1.092 |
Apr-07 | 4.662 | 3.535 | 1.128 |
May-07 | 4.508 | 3.459 | 1.049 |
Jun-07 | 4.522 | 3.486 | 1.036 |
Jul-07 | 4.233 | 3.173 | 1.06 |
Aug-07 | 4.483 | 3.418 | 1.064 |
Sep-07 | 4.514 | 3.406 | 1.108 |
Oct-07 | 4.386 | 3.252 | 1.134 |
Nov-07 | 4.666 | 3.438 | 1.228 |
Dec-07 | 4.791 | 3.606 | 1.185 |
Jan-08 | 4.941 | 3.671 | 1.27 |
Feb-08 | 4.895 | 3.624 | 1.271 |
Mar-08 | 4.693 | 3.503 | 1.19 |
Apr-08 | 4.587 | 3.384 | 1.203 |
May-08 | 4.334 | 3.194 | 1.14 |
Jun-08 | 4.163 | 3.148 | 1.015 |
Jul-08 | 4.362 | 3.131 | 1.231 |
Aug-08 | 4.304 | 3.129 | 1.175 |
Sep-08 | 4.092 | 2.836 | 1.256 |
Oct-08 | 4.473 | 3.127 | 1.346 |
Nov-08 | 4.583 | 3.226 | 1.358 |
Dec-08 | 5.029 | 3.523 | 1.506 |
Jan-09 | 4.938 | 3.401 | 1.537 |
Feb-09 | 4.73 | 3.146 | 1.584 |
Mar-09 | 5.107 | 3.448 | 1.659 |
Apr-09 | 5.072 | 3.471 | 1.601 |
May-09 | 5.007 | 3.444 | 1.562 |
Jun-09 | 4.875 | 3.386 | 1.489 |
Jul-09 | 4.602 | 3.215 | 1.387 |
Aug-09 | 4.386 | 3.001 | 1.385 |
Sep-09 | 4.247 | 2.939 | 1.308 |
Oct-09 | 4.17 | 2.926 | 1.244 |
Nov-09 | 4.071 | 2.821 | 1.25 |
Dec-09 | 3.78 | 2.756 | 1.024 |
Jan-10 | 3.574 | 2.586 | 0.988 |
Feb-10 | 3.525 | 2.669 | 0.856 |
Mar-10 | 3.474 | 2.648 | 0.826 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.576 | 2.635 | 0.941 |
Jun-10 | 3.636 | 2.72 | 0.915 |
Jul-10 | 3.732 | 2.817 | 0.915 |
Aug-10 | 3.827 | 2.911 | 0.916 |
Sep-10 | 3.851 | 2.929 | 0.922 |
Oct-10 | 4.02 | 3.019 | 1 |
Nov-10 | 4.073 | 3.075 | 0.998 |
Dec-10 | 4.435 | 3.413 | 1.022 |
Jan-11 | 4.132 | 3.205 | 0.927 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.965 | 2.935 | 1.029 |
Apr-11 | 4.237 | 3.176 | 1.06 |
May-11 | 4.556 | 3.39 | 1.166 |
Jun-11 | 4.51 | 3.361 | 1.148 |
Jul-11 | 4.753 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.223 |
Sep-11 | 4.896 | 3.634 | 1.262 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.046 | 3.723 | 1.322 |
Jan-12 | 5.101 | 3.728 | 1.373 |
Feb-12 | 5.164 | 3.694 | 1.47 |
Mar-12 | 5.213 | 3.684 | 1.528 |
Apr-12 | 4.912 | 3.614 | 1.298 |
May-12 | 4.998 | 3.572 | 1.426 |
Jun-12 | 4.986 | 3.489 | 1.497 |
Jul-12 | 4.887 | 3.406 | 1.48 |
Aug-12 | 5.026 | 3.436 | 1.591 |
Sep-12 | 5.003 | 3.405 | 1.598 |
Oct-12 | 5.022 | 3.486 | 1.535 |
Nov-12 | 5.097 | 3.454 | 1.643 |
Dec-12 | 4.938 | 3.387 | 1.551 |
Jan-13 | 5.106 | 3.43 | 1.676 |
Feb-13 | 5.082 | 3.434 | 1.648 |
Mar-13 | 5.204 | 3.573 | 1.63 |
Apr-13 | 5.372 | 3.648 | 1.724 |
May-13 | 5.426 | 3.755 | 1.671 |
Jun-13 | 5.618 | 3.909 | 1.709 |
Jul-13 | 6.468 | 3.809 | 2.659 |
Aug-13 | 6.15 | 3.642 | 2.508 |
Sep-13 | 6.725 | 3.914 | 2.811 |
Oct-13 | 6.816 | 3.876 | 2.941 |
Nov-13 | 6.945 | 3.939 | 3.006 |
Dec-13 | 6.886 | 3.864 | 3.022 |
Jan-14 | 6.893 | 3.896 | 2.997 |
Feb-14 | 7.328 | 4.212 | 3.116 |
Mar-14 | 7.124 | 3.961 | 3.163 |
Apr-14 | 7.37 | 4.046 | 3.325 |
May-14 | 7.456 | 4.081 | 3.374 |
Jun-14 | 7.601 | 4.172 | 3.43 |
Jul-14 | 7.838 | 4.282 | 3.556 |
Aug-14 | 7.797 | 4.261 | 3.536 |
Sep-14 | 8.05 | 4.289 | 3.761 |
Oct-14 | 8.399 | 4.41 | 3.99 |
Nov-14 | 8.422 | 4.467 | 3.955 |
Dec-14 | 8.696 | 4.605 | 4.09 |
Jan-15 | 8.733 | 4.702 | 4.032 |
Feb-15 | 9.054 | 4.952 | 4.102 |
Mar-15 | 9.3 | 5.003 | 4.297 |
Apr-15 | 9.365 | 5.209 | 4.156 |
May-15 | 9.253 | 4.979 | 4.274 |
Jun-15 | 9.149 | 5.331 | 3.817 |
Jul-15 | 8.931 | 5.425 | 3.506 |
Aug-15 | 8.795 | 5.461 | 3.334 |
Sep-15 | 8.812 | 5.748 | 3.063 |
Oct-15 | 8.985 | 5.91 | 3.075 |
Nov-15 | 9.245 | 6.091 | 3.154 |
Dec-15 | 9.706 | 6.464 | 3.242 |
Jan-16 | 9.309 | 6.033 | 3.276 |
Feb-16 | 9.376 | 6.027 | 3.35 |
Mar-16 | 9.426 | 6.21 | 3.216 |
Apr-16 | 9.41 | 6.203 | 3.207 |
May-16 | 9.364 | 6.046 | 3.318 |
Jun-16 | 9.688 | 6.064 | 3.625 |
Jul-16 | 9.674 | 6.091 | 3.582 |
Aug-16 | 9.431 | 5.768 | 3.663 |
Sep-16 | 9.59 | 6.056 | 3.534 |
Oct-16 | 8.989 | 5.804 | 3.185 |
Nov-16 | 9.076 | 5.674 | 3.402 |
Dec-16 | 9.012 | 5.573 | 3.439 |
Jan-17 | 9.089 | 5.746 | 3.343 |
Feb-17 | 8.698 | 5.404 | 3.294 |
Mar-17 | 8.762 | 5.411 | 3.351 |
Apr-17 | 8.598 | 5.293 | 3.305 |
May-17 | 8.691 | 5.339 | 3.352 |
Jun-17 | 8.741 | 5.29 | 3.451 |
Jul-17 | 8.597 | 5.14 | 3.457 |
Aug-17 | 8.975 | 5.238 | 3.738 |
Sep-17 | 8.721 | 5.331 | 3.39 |
Oct-17 | 8.462 | 5.334 | 3.129 |
Nov-17 | 8.97 | 5.53 | 3.439 |
Dec-17 | 9.268 | 5.717 | 3.551 |
Jan-18 | 9.63 | 5.795 | 3.835 |
Feb-18 | 9.753 | 5.754 | 3.998 |
Mar-18 | 9.262 | 5.558 | 3.704 |
Apr-18 | 9.381 | 5.627 | 3.754 |
May-18 | 9.207 | 5.624 | 3.583 |
Jun-18 | 8.768 | 5.353 | 3.415 |
Jul-18 | 9.118 | 5.727 | 3.391 |
Aug-18 | 8.985 | 5.611 | 3.374 |
Sep-18 | 8.694 | 5.362 | 3.332 |
Oct-18 | 9.039 | 5.584 | 3.455 |
Nov-18 | 8.974 | 5.532 | 3.442 |
Dec-18 | 8.659 | 5.375 | 3.284 |
Jan-19 | 8.397 | 5.182 | 3.215 |
Feb-19 | 8.522 | 5.334 | 3.188 |
Mar-19 | 8.488 | 5.245 | 3.243 |
Apr-19 | 8.372 | 5.19 | 3.183 |
May-19 | 8.405 | 5.202 | 3.203 |
Jun-19 | 8.011 | 4.811 | 3.199 |
Jul-19 | 8.377 | 5.272 | 3.105 |
Aug-19 | 9.015 | 5.592 | 3.423 |
Sep-19 | 9.855 | 6.128 | 3.727 |
Oct-19 | 9.837 | 6.058 | 3.78 |
Nov-19 | 10.132 | 6.261 | 3.871 |
Dec-19 | 10.424 | 6.526 | 3.899 |
Jan-20 | 10.846 | 6.953 | 3.893 |
Feb-20 | 11.168 | 7.215 | 3.953 |
Mar-20 | 10.744 | 6.846 | 3.898 |
Apr-20 | 11.542 | 7.484 | 4.058 |
May-20 | 14.131 | 9.398 | 4.733 |
Jun-20 | 13.627 | 8.864 | 4.764 |
Jul-20 | 10.499 | 6.784 | 3.715 |
Aug-20 | 10.878 | 6.888 | 3.99 |
Sep-20 | 12.757 | 7.975 | 4.782 |
Oct-20 | 12.255 | 7.596 | 4.66 |
Nov-20 | 10.347 | 6.364 | 3.983 |
Dec-20 | 11.401 | 7.139 | 4.262 |
Jan-21 | 12.404 | 7.985 | 4.419 |
Feb-21 | 13.733 | 8.905 | 4.828 |
Mar-21 | 13.128 | 8.529 | 4.599 |
Apr-21 | 13.72 | 8.971 | 4.749 |
May-21 | 14.74 | 9.678 | 5.062 |
Jun-21 | 15.175 | 9.945 | 5.23 |
Jul-21 | 16.733 | 11.024 | 5.709 |
Aug-21 | 16.912 | 10.74 | 6.172 |
Sep-21 | 16.22 | 10.343 | 5.877 |
Oct-21 | 16.309 | 10.517 | 5.791 |
Nov-21 | 16.233 | 10.536 | 5.697 |
Dec-21 | 16.225 | 10.732 | 5.493 |
Jan-22 | 15.206 | 9.798 | 5.408 |
Feb-22 | 16.253 | 10.804 | 5.449 |
Mar-22 | 16.521 | 10.992 | 5.529 |
Apr-22 | 16.77 | 11.333 | 5.437 |
May-22 | 17.084 | 11.673 | 5.411 |
Jun-22 | 17.881 | 12.367 | 5.514 |
Jul-22 | 17.744 | 12.268 | 5.476 |
Aug-22 | 18.444 | 12.498 | 5.946 |
Sep-22 | 18.241 | 12.499 | 5.742 |
Oct-22 | 18.092 | 12.357 | 5.735 |
Nov-22 | 19.488 | 13.356 | 6.132 |
Dec-22 | 19.23 | 13.047 | 6.183 |
Jan-23 | 19.51 | 13.216 | 6.295 |
Feb-23 | 19.922 | 13.657 | 6.265 |
Mar-23 | 21.223 | 14.186 | 7.037 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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Personal finance
In March 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total fixed term personal finance fell 3.1%, after a rise of 0.8% in February
- for road vehicles rose 0.7%
- for personal investment fell 1.2%
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
Mar-05 | 1.485 | 0.74 | 0.454 | 0.187 |
Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.856 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.498 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.407 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.454 | 0.669 | 0.462 | 0.223 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.71 | 0.808 | 0.511 | 0.268 |
May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.82 | 0.851 | 0.433 | 0.396 |
Jul-10 | 1.683 | 0.842 | 0.438 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.603 | 0.866 | 0.36 | 0.274 |
Jan-11 | 1.57 | 0.864 | 0.342 | 0.263 |
Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.592 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.607 | 0.881 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.618 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.615 | 0.866 | 0.343 | 0.27 |
Aug-11 | 1.693 | 0.903 | 0.386 | 0.294 |
Sep-11 | 1.68 | 0.904 | 0.347 | 0.299 |
Oct-11 | 1.669 | 0.928 | 0.327 | 0.279 |
Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.935 | 0.309 | 0.254 |
Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.548 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.62 | 0.953 | 0.28 | 0.227 |
May-12 | 1.663 | 0.996 | 0.28 | 0.247 |
Jun-12 | 1.69 | 1.008 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
Oct-12 | 1.82 | 1.069 | 0.302 | 0.287 |
Nov-12 | 1.876 | 1.097 | 0.307 | 0.298 |
Dec-12 | 1.889 | 1.098 | 0.307 | 0.299 |
Jan-13 | 1.855 | 1.057 | 0.325 | 0.291 |
Feb-13 | 1.855 | 1.034 | 0.318 | 0.292 |
Mar-13 | 1.864 | 1.046 | 0.33 | 0.305 |
Apr-13 | 1.81 | 1.007 | 0.329 | 0.306 |
May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
Jun-13 | 1.706 | 0.995 | 0.305 | 0.264 |
Jul-13 | 1.752 | 1.044 | 0.287 | 0.26 |
Aug-13 | 1.738 | 1.025 | 0.306 | 0.247 |
Sep-13 | 1.757 | 1.027 | 0.309 | 0.255 |
Oct-13 | 1.733 | 1 | 0.316 | 0.25 |
Nov-13 | 1.713 | 0.963 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.778 | 1.03 | 0.299 | 0.265 |
Feb-14 | 1.863 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.792 | 1.048 | 0.316 | 0.266 |
Apr-14 | 1.761 | 1.037 | 0.297 | 0.232 |
May-14 | 1.769 | 1.036 | 0.313 | 0.252 |
Jun-14 | 1.75 | 1.02 | 0.316 | 0.247 |
Jul-14 | 1.821 | 1.03 | 0.36 | 0.265 |
Aug-14 | 1.812 | 1.024 | 0.34 | 0.265 |
Sep-14 | 1.834 | 1.019 | 0.386 | 0.255 |
Oct-14 | 1.927 | 1.032 | 0.427 | 0.296 |
Nov-14 | 1.843 | 0.993 | 0.383 | 0.264 |
Dec-14 | 1.828 | 1.025 | 0.384 | 0.253 |
Jan-15 | 1.816 | 1.037 | 0.369 | 0.245 |
Feb-15 | 1.862 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.879 | 1.044 | 0.405 | 0.274 |
Apr-15 | 2.054 | 1.107 | 0.418 | 0.306 |
May-15 | 1.988 | 1.094 | 0.392 | 0.311 |
Jun-15 | 1.967 | 1.115 | 0.365 | NA |
Jul-15 | 1.904 | 1.088 | 0.358 | NA |
Aug-15 | 1.893 | 1.103 | 0.326 | NA |
Sep-15 | 1.814 | 1.103 | 0.277 | 0.251 |
Oct-15 | 1.769 | 1.078 | 0.278 | 0.246 |
Nov-15 | 1.817 | 1.111 | 0.282 | 0.242 |
Dec-15 | 1.868 | 1.12 | 0.296 | 0.267 |
Jan-16 | 1.863 | 1.086 | 0.289 | 0.28 |
Feb-16 | 1.959 | 1.132 | 0.299 | 0.323 |
Mar-16 | 2.168 | 1.354 | 0.272 | 0.356 |
Apr-16 | 2.314 | 1.335 | 0.323 | 0.426 |
May-16 | 2.175 | 1.289 | 0.316 | 0.388 |
Jun-16 | 2.101 | 1.283 | 0.302 | 0.37 |
Jul-16 | 2.164 | 1.299 | 0.319 | 0.349 |
Aug-16 | 2.142 | 1.271 | 0.335 | 0.355 |
Sep-16 | 2.066 | 1.25 | 0.327 | 0.313 |
Oct-16 | 1.986 | 1.229 | 0.306 | 0.279 |
Nov-16 | 2.013 | 1.24 | 0.315 | 0.284 |
Dec-16 | 2.051 | 1.262 | 0.311 | 0.285 |
Jan-17 | 1.986 | 1.213 | 0.303 | 0.284 |
Feb-17 | 1.915 | 1.169 | 0.296 | 0.257 |
Mar-17 | 1.809 | 1.14 | 0.279 | 0.229 |
Apr-17 | 1.767 | 1.118 | 0.249 | 0.204 |
May-17 | 1.751 | 1.131 | 0.254 | 0.198 |
Jun-17 | 1.738 | 1.133 | 0.25 | 0.209 |
Jul-17 | 1.744 | 1.131 | 0.221 | 0.216 |
Aug-17 | 1.748 | 1.145 | 0.233 | NA |
Sep-17 | 1.856 | 1.152 | 0.273 | 0.243 |
Oct-17 | 1.893 | 1.202 | 0.247 | 0.275 |
Nov-17 | 1.9 | 1.226 | 0.241 | 0.266 |
Dec-17 | 1.804 | 1.166 | 0.202 | 0.248 |
Jan-18 | 1.815 | 1.156 | 0.225 | 0.24 |
Feb-18 | 1.788 | 1.151 | 0.217 | 0.227 |
Mar-18 | 1.752 | 1.135 | 0.204 | 0.238 |
Apr-18 | 1.74 | 1.121 | 0.191 | 0.248 |
May-18 | 1.72 | 1.136 | 0.184 | 0.249 |
Jun-18 | 1.817 | 1.169 | 0.228 | 0.267 |
Jul-18 | 1.762 | 1.157 | 0.168 | 0.281 |
Aug-18 | 1.792 | 1.162 | 0.173 | 0.304 |
Sep-18 | 1.794 | 1.164 | 0.149 | 0.312 |
Oct-18 | 1.759 | 1.131 | 0.154 | 0.304 |
Nov-18 | 1.693 | 1.081 | 0.151 | 0.295 |
Dec-18 | 1.633 | 1.054 | 0.15 | 0.271 |
Jan-19 | 1.633 | 1.053 | 0.154 | 0.267 |
Feb-19 | 1.634 | 1.056 | 0.137 | 0.26 |
Mar-19 | 1.604 | 1.06 | 0.145 | 0.252 |
Apr-19 | 1.627 | 1.058 | 0.143 | 0.256 |
May-19 | 1.587 | 1.056 | 0.142 | 0.247 |
Jun-19 | 1.685 | 1.083 | 0.217 | 0.262 |
Jul-19 | 1.644 | 1.08 | 0.154 | 0.267 |
Aug-19 | 1.693 | 1.095 | 0.147 | 0.323 |
Sep-19 | 1.688 | 1.1 | 0.157 | 0.275 |
Oct-19 | 1.716 | 1.105 | 0.176 | 0.288 |
Nov-19 | 1.66 | 1.036 | 0.159 | 0.291 |
Dec-19 | 1.733 | 1.103 | 0.156 | 0.304 |
Jan-20 | 1.77 | 1.099 | 0.157 | 0.331 |
Feb-20 | 1.753 | 1.099 | 0.163 | 0.295 |
Mar-20 | 1.572 | 0.972 | 0.174 | 0.287 |
Apr-20 | 1.188 | 0.608 | 0.264 | 0.206 |
May-20 | 1.374 | 0.882 | 0.206 | 0.184 |
Jun-20 | 1.508 | 1.09 | 0.123 | 0.21 |
Jul-20 | 1.568 | 1.077 | 0.156 | 0.226 |
Aug-20 | 1.39 | 0.929 | 0.165 | 0.209 |
Sep-20 | 1.547 | 1.024 | 0.174 | 0.225 |
Oct-20 | 1.596 | 1.11 | 0.165 | 0.222 |
Nov-20 | 1.724 | 1.177 | 0.198 | 0.229 |
Dec-20 | 1.75 | 1.239 | 0.165 | 0.222 |
Jan-21 | 1.772 | 1.201 | 0.177 | 0.246 |
Feb-21 | 1.762 | 1.108 | 0.23 | 0.255 |
Mar-21 | 1.801 | 1.165 | 0.197 | 0.264 |
Apr-21 | 1.874 | 1.192 | 0.23 | 0.272 |
May-21 | 1.942 | 1.242 | 0.258 | 0.286 |
Jun-21 | 1.774 | 1.178 | 0.169 | 0.292 |
Jul-21 | 1.968 | 1.187 | 0.316 | 0.299 |
Aug-21 | 1.941 | 1.149 | 0.384 | 0.29 |
Sep-21 | 1.974 | 1.149 | 0.358 | 0.283 |
Oct-21 | 2.037 | 1.15 | 0.372 | 0.309 |
Nov-21 | 2.109 | 1.187 | 0.413 | 0.315 |
Dec-21 | 2.151 | 1.205 | 0.45 | 0.336 |
Jan-22 | 2.155 | 1.192 | 0.461 | 0.348 |
Feb-22 | 2.261 | 1.243 | 0.474 | 0.359 |
Mar-22 | 2.279 | 1.242 | 0.48 | 0.36 |
Apr-22 | 2.227 | 1.187 | 0.39 | 0.368 |
May-22 | 2.247 | 1.197 | 0.435 | 0.375 |
Jun-22 | 1.942 | 1.052 | 0.268 | 0.401 |
Jul-22 | 2.11 | 1.102 | 0.455 | 0.359 |
Aug-22 | 2.3 | 1.304 | 0.426 | 0.37 |
Sep-22 | 2.288 | 1.258 | 0.406 | 0.378 |
Oct-22 | 2.268 | 1.19 | 0.437 | 0.39 |
Nov-22 | 2.215 | 1.142 | 0.396 | 0.402 |
Dec-22 | 2.15 | 1.119 | 0.408 | 0.391 |
Jan-23 | 2.161 | 1.117 | 0.395 | 0.408 |
Feb-23 | 2.178 | 1.115 | 0.386 | 0.421 |
Mar-23 | 2.11 | 1.123 | 0.381 | 0.39 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.034 | 0.058 | 0.043 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.035 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.063 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.060 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.056 | 0.263 |
Jun-13 | 0.036 | 0.066 | 0.055 | 0.245 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.164 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.060 | 0.159 |
Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
May-14 | 0.042 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.045 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.055 | 0.177 |
Oct-14 | 0.044 | 0.088 | 0.059 | 0.184 |
Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.082 | 0.054 | 0.149 |
Feb-15 | 0.039 | 0.081 | 0.053 | 0.163 |
Mar-15 | 0.039 | 0.084 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.168 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.094 | 0.063 | NA |
Sep-15 | 0.039 | 0.081 | 0.062 | 0.103 |
Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
Nov-15 | 0.042 | 0.074 | 0.065 | 0.113 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
Jan-16 | 0.044 | 0.077 | 0.064 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.063 | 0.115 |
Mar-16 | 0.050 | 0.078 | 0.063 | 0.116 |
Apr-16 | 0.050 | 0.083 | 0.067 | 0.126 |
May-16 | 0.046 | 0.081 | 0.065 | 0.116 |
Jun-16 | 0.048 | 0.079 | 0.065 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.065 | 0.130 |
Aug-16 | 0.045 | 0.077 | 0.066 | 0.133 |
Sep-16 | 0.044 | 0.074 | 0.068 | 0.141 |
Oct-16 | 0.045 | 0.069 | 0.064 | 0.140 |
Nov-16 | 0.045 | 0.072 | 0.061 | 0.140 |
Dec-16 | 0.052 | 0.073 | 0.060 | 0.162 |
Jan-17 | 0.048 | 0.070 | 0.059 | 0.139 |
Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
Mar-17 | 0.044 | 0.073 | 0.063 | 0.118 |
Apr-17 | 0.038 | 0.067 | 0.059 | 0.107 |
May-17 | 0.044 | 0.071 | 0.056 | 0.088 |
Jun-17 | 0.043 | 0.071 | 0.059 | 0.080 |
Jul-17 | 0.045 | 0.072 | 0.059 | 0.106 |
Aug-17 | NA | 0.071 | 0.059 | 0.106 |
Sep-17 | 0.048 | 0.068 | 0.062 | 0.108 |
Oct-17 | 0.046 | 0.074 | 0.061 | 0.116 |
Nov-17 | 0.046 | 0.075 | 0.057 | 0.106 |
Dec-17 | 0.046 | 0.066 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.065 | 0.060 | 0.104 |
Feb-18 | 0.046 | 0.066 | 0.055 | 0.103 |
Mar-18 | 0.050 | 0.063 | 0.054 | 0.103 |
Apr-18 | 0.048 | 0.064 | 0.052 | 0.109 |
May-18 | 0.046 | 0.063 | 0.054 | 0.116 |
Jun-18 | 0.051 | 0.072 | 0.054 | 0.120 |
Jul-18 | 0.049 | 0.063 | 0.054 | 0.119 |
Aug-18 | 0.049 | 0.062 | 0.059 | 0.122 |
Sep-18 | 0.050 | 0.064 | 0.054 | 0.121 |
Oct-18 | 0.055 | 0.063 | 0.050 | 0.122 |
Nov-18 | 0.052 | 0.062 | 0.047 | 0.125 |
Dec-18 | 0.049 | 0.057 | 0.044 | 0.132 |
Jan-19 | 0.048 | 0.055 | 0.041 | 0.135 |
Feb-19 | 0.046 | 0.057 | 0.042 | 0.136 |
Mar-19 | 0.044 | 0.056 | 0.037 | 0.139 |
Apr-19 | 0.046 | 0.056 | 0.039 | 0.128 |
May-19 | 0.049 | 0.058 | 0.041 | 0.132 |
Jun-19 | 0.048 | 0.056 | 0.041 | 0.132 |
Jul-19 | 0.056 | 0.059 | 0.039 | 0.142 |
Aug-19 | 0.051 | 0.063 | 0.037 | 0.140 |
Sep-19 | 0.047 | 0.070 | 0.035 | 0.141 |
Oct-19 | 0.047 | 0.075 | 0.035 | 0.157 |
Nov-19 | 0.044 | 0.079 | 0.034 | 0.174 |
Dec-19 | 0.045 | 0.085 | 0.036 | 0.163 |
Jan-20 | 0.046 | 0.091 | 0.035 | 0.187 |
Feb-20 | 0.052 | 0.073 | 0.034 | 0.163 |
Mar-20 | 0.044 | 0.070 | 0.017 | 0.160 |
Apr-20 | 0.029 | 0.065 | 0.002 | 0.119 |
May-20 | 0.042 | 0.060 | 0.002 | 0.120 |
Jun-20 | 0.066 | 0.077 | 0.004 | 0.106 |
Jul-20 | 0.055 | 0.068 | 0.002 | 0.117 |
Aug-20 | 0.045 | 0.063 | 0.003 | 0.126 |
Sep-20 | 0.032 | 0.070 | 0.006 | 0.132 |
Oct-20 | 0.037 | 0.059 | 0.008 | 0.138 |
Nov-20 | 0.047 | 0.068 | 0.004 | 0.131 |
Dec-20 | 0.046 | 0.080 | 0.008 | 0.127 |
Jan-21 | 0.047 | 0.070 | 0.005 | 0.125 |
Feb-21 | 0.050 | 0.094 | 0.005 | 0.126 |
Mar-21 | 0.052 | 0.098 | 0.006 | 0.163 |
Apr-21 | 0.055 | 0.100 | 0.007 | 0.143 |
May-21 | 0.058 | 0.103 | 0.006 | 0.152 |
Jun-21 | 0.074 | 0.108 | 0.006 | 0.152 |
Jul-21 | 0.068 | 0.116 | 0.005 | 0.158 |
Aug-21 | 0.058 | 0.098 | 0.005 | 0.136 |
Sep-21 | 0.058 | 0.112 | 0.005 | 0.159 |
Oct-21 | 0.060 | 0.133 | 0.009 | 0.158 |
Nov-21 | 0.056 | 0.115 | 0.012 | 0.155 |
Dec-21 | 0.062 | 0.112 | 0.013 | 0.162 |
Jan-22 | 0.065 | 0.125 | 0.013 | 0.160 |
Feb-22 | 0.070 | 0.123 | 0.016 | 0.173 |
Mar-22 | 0.071 | 0.134 | 0.019 | 0.163 |
Apr-22 | 0.069 | 0.143 | 0.024 | 0.161 |
May-22 | 0.068 | 0.143 | 0.026 | 0.162 |
Jun-22 | 0.064 | 0.154 | 0.031 | 0.161 |
Jul-22 | 0.058 | 0.119 | 0.035 | 0.164 |
Aug-22 | 0.061 | 0.142 | 0.038 | 0.163 |
Sep-22 | 0.062 | 0.141 | 0.039 | 0.166 |
Oct-22 | 0.059 | 0.147 | 0.040 | 0.163 |
Nov-22 | 0.058 | 0.155 | 0.040 | 0.169 |
Dec-22 | 0.051 | 0.158 | 0.044 | 0.175 |
Jan-23 | 0.057 | 0.167 | 0.044 | 0.202 |
Feb-23 | 0.056 | 0.166 | 0.043 | 0.199 |
Mar-23 | 0.054 | 0.145 | 0.038 | 0.198 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In March 2023 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance fell 23.2%, after a rise of 59.9% in February. In trend terms, it rose 1.8%, the fifth consecutive month of rises.
- for the purchase of property fell 1.3%, after a fall of 1.7% in February. In trend terms, it fell 0.7% and continued a decline since January 2022.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
---|---|---|---|---|
Mar-05 | 1.261 | 2.084 | 1.461 | 2.287 |
Apr-05 | 2.521 | 2.559 | 1.488 | 2.253 |
May-05 | 1.845 | 2.116 | 1.52 | 2.235 |
Jun-05 | 1.517 | 1.988 | 1.553 | 2.232 |
Jul-05 | 1.905 | 2.378 | 1.582 | 2.248 |
Aug-05 | 1.439 | 4.087 | 1.609 | 2.28 |
Sep-05 | 1.776 | 2.27 | 1.631 | 2.329 |
Oct-05 | 1.301 | 2.309 | 1.645 | 2.39 |
Nov-05 | 1.434 | 2.395 | 1.649 | 2.459 |
Dec-05 | 2.241 | 2.407 | 1.643 | 2.53 |
Jan-06 | 1.388 | 3.067 | 1.633 | 2.594 |
Feb-06 | 2.025 | 2.214 | 1.625 | 2.647 |
Mar-06 | 1.681 | 3.039 | 1.622 | 2.686 |
Apr-06 | 1.525 | 2.466 | 1.626 | 2.711 |
May-06 | 1.789 | 3.137 | 1.635 | 2.731 |
Jun-06 | 1.423 | 3.749 | 1.65 | 2.755 |
Jul-06 | 1.255 | 2.734 | 1.67 | 2.785 |
Aug-06 | 1.77 | 2.718 | 1.69 | 2.826 |
Sep-06 | 3.058 | 2.439 | 1.709 | 2.884 |
Oct-06 | 1.676 | 2.911 | 1.723 | 2.965 |
Nov-06 | 2.271 | 3.241 | 1.73 | 3.075 |
Dec-06 | 1.807 | 3.148 | 1.733 | 3.221 |
Jan-07 | 1.647 | 3.594 | 1.734 | 3.402 |
Feb-07 | 1.45 | 3.958 | 1.732 | 3.617 |
Mar-07 | 2.059 | 3.658 | 1.729 | 3.856 |
Apr-07 | 1.455 | 3.578 | 1.732 | 4.111 |
May-07 | 1.292 | 3.051 | 1.746 | 4.372 |
Jun-07 | 2.014 | 5.285 | 1.777 | 4.624 |
Jul-07 | 1.84 | 4.705 | 1.826 | 4.861 |
Aug-07 | 3.828 | 5.364 | 1.887 | 5.073 |
Sep-07 | 2.301 | 5.519 | 1.953 | 5.246 |
Oct-07 | 2.086 | 5.307 | 2.017 | 5.36 |
Nov-07 | 1.239 | 3.341 | 2.069 | 5.4 |
Dec-07 | 1.819 | 5.488 | 2.105 | 5.357 |
Jan-08 | 2.831 | 5.089 | 2.124 | 5.236 |
Feb-08 | 2.359 | 5.815 | 2.127 | 5.05 |
Mar-08 | 1.129 | 4.575 | 2.114 | 4.818 |
Apr-08 | 2.375 | 4.606 | 2.082 | 4.56 |
May-08 | 1.77 | 4.814 | 2.037 | 4.288 |
Jun-08 | 2.01 | 3.178 | 1.976 | 4.011 |
Jul-08 | 3.388 | 3.419 | 1.897 | 3.734 |
Aug-08 | 2.029 | 3.012 | 1.806 | 3.47 |
Sep-08 | 1.278 | 3.813 | 1.711 | 3.221 |
Oct-08 | 2.199 | 3.188 | 1.619 | 2.994 |
Nov-08 | 1.39 | 3.243 | 1.54 | 2.798 |
Dec-08 | 1.572 | 2.462 | 1.476 | 2.634 |
Jan-09 | 1.091 | 2.203 | 1.427 | 2.503 |
Feb-09 | 1.386 | 2.289 | 1.392 | 2.402 |
Mar-09 | 1.327 | 1.853 | 1.371 | 2.332 |
Apr-09 | 1.22 | 3.684 | 1.363 | 2.292 |
May-09 | 2.985 | 2.246 | 1.362 | 2.278 |
Jun-09 | 2.016 | 2.39 | 1.364 | 2.292 |
Jul-09 | 1.33 | 2.212 | 1.368 | 2.334 |
Aug-09 | 1.102 | 2.813 | 1.372 | 2.392 |
Sep-09 | 2.873 | 3.427 | 1.374 | 2.458 |
Oct-09 | 1.33 | 2.196 | 1.373 | 2.522 |
Nov-09 | 1.506 | 2.585 | 1.367 | 2.583 |
Dec-09 | 1.083 | 2.488 | 1.36 | 2.64 |
Jan-10 | 1.299 | 2.688 | 1.352 | 2.691 |
Feb-10 | 1.5 | 2.619 | 1.343 | 2.736 |
Mar-10 | 1.22 | 3.078 | 1.331 | 2.774 |
Apr-10 | 1.69 | 3.101 | 1.316 | 2.806 |
May-10 | 1.42 | 2.548 | 1.296 | 2.829 |
Jun-10 | 0.949 | 2.904 | 1.271 | 2.842 |
Jul-10 | 1.163 | 4.326 | 1.244 | 2.844 |
Aug-10 | 1.369 | 2.92 | 1.219 | 2.833 |
Sep-10 | 1.268 | 2.312 | 1.199 | 2.815 |
Oct-10 | 1.004 | 2.868 | 1.187 | 2.796 |
Nov-10 | 1.285 | 1.766 | 1.189 | 2.781 |
Dec-10 | 1.152 | 3.181 | 1.209 | 2.772 |
Jan-11 | 1.198 | 2.674 | 1.247 | 2.766 |
Feb-11 | 1.261 | 2.633 | 1.298 | 2.76 |
Mar-11 | 1.44 | 2.604 | 1.356 | 2.751 |
Apr-11 | 1.03 | 2.565 | 1.412 | 2.738 |
May-11 | 1.611 | 2.966 | 1.46 | 2.719 |
Jun-11 | 1.559 | 2.762 | 1.494 | 2.702 |
Jul-11 | 1.466 | 2.913 | 1.513 | 2.685 |
Aug-11 | 1.832 | 2.728 | 1.511 | 2.674 |
Sep-11 | 1.636 | 2.261 | 1.489 | 2.671 |
Oct-11 | 1.351 | 2.602 | 1.448 | 2.675 |
Nov-11 | NA | 2.67 | NA | 2.682 |
Dec-11 | 1.353 | 2.674 | 1.329 | 2.692 |
Jan-12 | 1.036 | 2.792 | 1.263 | 2.706 |
Feb-12 | 1.289 | 2.554 | 1.202 | 2.727 |
Mar-12 | 1.484 | 3.075 | 1.15 | 2.752 |
Apr-12 | 1.041 | 2.926 | 1.113 | 2.779 |
May-12 | 1.021 | 2.564 | 1.091 | 2.805 |
Jun-12 | 1.034 | 2.849 | 1.079 | 2.824 |
Jul-12 | 1.031 | 2.779 | 1.072 | 2.834 |
Aug-12 | 0.692 | 2.468 | 1.068 | 2.839 |
Sep-12 | 1.205 | 3.277 | 1.065 | 2.843 |
Oct-12 | 4.42 | 3.116 | 1.063 | 2.848 |
Nov-12 | 1.028 | 2.691 | 1.065 | 2.858 |
Dec-12 | 2.682 | 2.694 | 1.07 | 2.873 |
Jan-13 | 1.346 | 3.1 | 1.077 | 2.892 |
Feb-13 | 0.878 | 2.855 | 1.093 | 2.917 |
Mar-13 | 0.943 | 2.654 | 1.12 | 2.95 |
Apr-13 | 0.743 | 2.983 | 1.166 | 2.992 |
May-13 | 1.344 | 3.304 | 1.233 | 3.051 |
Jun-13 | 1.469 | 3.3 | 1.32 | 3.133 |
Jul-13 | 1.228 | 3.055 | 1.423 | 3.239 |
Aug-13 | 1.496 | 3.343 | 1.53 | 3.369 |
Sep-13 | 1.463 | 3.406 | 1.635 | 3.513 |
Oct-13 | 1.665 | 3.416 | 1.724 | 3.665 |
Nov-13 | 2.224 | 5.148 | 1.795 | 3.819 |
Dec-13 | 2.209 | 4.08 | 1.848 | 3.97 |
Jan-14 | 1.591 | 3.214 | 1.887 | 4.109 |
Feb-14 | 2.245 | 4.452 | 1.915 | 4.228 |
Mar-14 | 1.504 | 4.653 | 1.937 | 4.326 |
Apr-14 | 3.809 | 4.204 | 1.958 | 4.401 |
May-14 | 1.802 | 4.572 | 1.981 | 4.451 |
Jun-14 | 1.544 | 3.886 | 2.009 | 4.475 |
Jul-14 | 2.905 | 4.619 | 2.045 | 4.482 |
Aug-14 | 1.698 | 4.78 | 2.091 | 4.479 |
Sep-14 | 2.97 | 4.257 | 2.142 | 4.474 |
Oct-14 | 2.165 | 4.502 | 2.192 | 4.474 |
Nov-14 | 1.774 | 3.046 | 2.234 | 4.484 |
Dec-14 | 2.198 | 4.766 | 2.26 | 4.505 |
Jan-15 | 3.624 | 4.448 | 2.269 | 4.536 |
Feb-15 | 2.623 | 4.378 | 2.268 | 4.58 |
Mar-15 | 2.002 | 4.424 | 2.26 | 4.634 |
Apr-15 | 2.428 | 4.765 | 2.244 | 4.702 |
May-15 | 2.336 | 4.994 | 2.22 | 4.782 |
Jun-15 | 2.085 | 4.852 | 2.192 | 4.874 |
Jul-15 | 2.007 | 4.915 | 2.165 | 4.972 |
Aug-15 | 2.244 | 4.991 | 2.142 | 5.063 |
Sep-15 | 1.88 | 8.353 | 2.129 | 5.142 |
Oct-15 | 2.192 | 5.002 | 2.128 | 5.202 |
Nov-15 | 2.452 | 5.262 | 2.143 | 5.241 |
Dec-15 | 2.184 | 5.655 | 2.165 | 5.256 |
Jan-16 | 1.618 | 4.523 | 2.186 | 5.253 |
Feb-16 | 1.841 | 5.565 | 2.194 | 5.235 |
Mar-16 | 2.999 | 5.215 | 2.186 | 5.207 |
Apr-16 | 3.339 | 5.141 | 2.165 | 5.175 |
May-16 | 2.237 | 4.689 | 2.132 | 5.147 |
Jun-16 | 1.805 | 5.095 | 2.092 | 5.133 |
Jul-16 | 2.283 | 5.375 | 2.05 | 5.138 |
Aug-16 | 1.856 | 5.037 | 2.014 | 5.162 |
Sep-16 | 1.54 | 5.329 | 1.987 | 5.204 |
Oct-16 | 1.866 | 5.16 | 1.976 | 5.263 |
Nov-16 | 4.671 | 5.32 | 1.984 | 5.332 |
Dec-16 | 1.962 | 5.018 | 2.01 | 5.402 |
Jan-17 | 2.788 | 5.902 | 2.05 | 5.471 |
Feb-17 | 1.811 | 5.673 | 2.1 | 5.535 |
Mar-17 | 1.877 | 5.713 | 2.15 | 5.587 |
Apr-17 | 2.459 | 5.28 | 2.195 | 5.627 |
May-17 | 1.901 | 5.496 | 2.237 | 5.652 |
Jun-17 | 2.904 | 5.816 | 2.279 | 5.661 |
Jul-17 | 1.844 | 6.653 | 2.326 | 5.652 |
Aug-17 | 2.803 | 5.446 | 2.38 | 5.627 |
Sep-17 | 1.978 | 5.244 | 2.443 | 5.589 |
Oct-17 | 2.188 | 6.098 | 2.512 | 5.54 |
Nov-17 | 3.978 | 5.582 | 2.578 | 5.486 |
Dec-17 | 2.664 | 4.838 | 2.634 | 5.428 |
Jan-18 | 2.911 | 5.578 | 2.673 | 5.375 |
Feb-18 | 2.508 | 5.432 | 2.684 | 5.337 |
Mar-18 | 2.597 | 5.158 | 2.664 | 5.322 |
Apr-18 | 3.003 | 5.538 | 2.614 | 5.335 |
May-18 | 2.668 | 5.092 | 2.54 | 5.369 |
Jun-18 | 2.249 | 5.393 | 2.451 | 5.413 |
Jul-18 | 2.555 | 5.123 | 2.353 | 5.459 |
Aug-18 | 2.065 | 5.609 | 2.262 | 5.503 |
Sep-18 | 2.11 | 5.71 | 2.186 | 5.541 |
Oct-18 | 3.452 | 5.794 | 2.135 | 5.568 |
Nov-18 | 1.703 | 6.212 | 2.114 | 5.58 |
Dec-18 | 1.956 | 4.26 | 2.125 | 5.582 |
Jan-19 | 2.58 | 5.14 | 2.175 | 5.571 |
Feb-19 | 2.838 | 5.103 | 2.265 | 5.541 |
Mar-19 | 1.886 | 5.509 | 2.392 | 5.492 |
Apr-19 | 1.993 | 5.517 | 2.538 | 5.425 |
May-19 | 2.708 | 6.426 | 2.688 | 5.343 |
Jun-19 | 3.048 | 7.351 | 2.828 | 5.256 |
Jul-19 | 2.75 | 4.414 | 2.941 | 5.168 |
Aug-19 | 3.059 | 5.243 | 3.013 | 5.081 |
Sep-19 | 3.996 | 5.108 | 3.037 | 4.992 |
Oct-19 | 3.236 | 4.145 | 3.01 | 4.896 |
Nov-19 | 3.155 | 4.279 | 2.937 | 4.791 |
Dec-19 | 2.925 | 4.846 | 2.826 | 4.677 |
Jan-20 | 2.125 | 4.681 | 2.688 | 4.556 |
Feb-20 | 2.25 | 5.18 | 2.536 | 4.432 |
Mar-20 | 2.739 | 4.694 | 2.391 | 4.307 |
Apr-20 | 2.031 | 4.286 | 2.269 | 4.182 |
May-20 | 2.013 | 3.97 | 2.177 | 4.062 |
Jun-20 | 3.091 | 3.627 | 2.116 | 3.959 |
Jul-20 | 2.292 | 3.205 | 2.083 | 3.883 |
Aug-20 | 1.304 | 3.792 | 2.072 | 3.845 |
Sep-20 | 2.111 | 3.902 | 2.069 | 3.858 |
Oct-20 | 1.909 | 3.836 | 2.067 | 3.934 |
Nov-20 | 1.217 | 4.222 | 2.062 | 4.076 |
Dec-20 | 2.005 | 4.841 | 2.057 | 4.276 |
Jan-21 | 1.059 | 3.935 | 2.052 | 4.522 |
Feb-21 | 2.097 | 4.484 | 2.05 | 4.795 |
Mar-21 | 2.22 | 5.157 | 2.049 | 5.08 |
Apr-21 | 1.936 | 5.537 | 2.048 | 5.372 |
May-21 | 1.979 | 4.798 | 2.051 | 5.671 |
Jun-21 | 1.673 | 6.869 | 2.057 | 5.967 |
Jul-21 | 2.545 | 6.805 | 2.064 | 6.251 |
Aug-21 | 2.064 | 6.083 | 2.075 | 6.508 |
Sep-21 | 2.275 | 6.175 | 2.09 | 6.724 |
Oct-21 | 2.069 | 7.217 | 2.108 | 6.892 |
Nov-21 | 1.585 | 6.711 | 2.124 | 7.01 |
Dec-21 | 2.354 | 7.035 | 2.134 | 7.076 |
Jan-22 | 4.021 | 7.884 | 2.135 | 7.093 |
Feb-22 | 1.934 | 7.613 | 2.128 | 7.067 |
Mar-22 | 2.337 | 6.536 | 2.113 | 6.997 |
Apr-22 | 2.181 | 6.226 | 2.089 | 6.884 |
May-22 | 2.103 | 7.061 | 2.061 | 6.73 |
Jun-22 | 2.212 | 6.095 | 2.03 | 6.54 |
Jul-22 | 1.581 | 6.842 | 2 | 6.32 |
Aug-22 | 2.156 | 6.385 | 1.975 | 6.09 |
Sep-22 | 1.515 | 5.828 | 1.959 | 5.866 |
Oct-22 | 2.398 | 5.522 | 1.957 | 5.656 |
Nov-22 | 0.936 | 5.486 | 1.971 | 5.468 |
Dec-22 | 1.89 | 5.088 | 1.997 | 5.312 |
Jan-23 | 1.846 | 5.037 | 2.033 | 5.192 |
Feb-23 | 2.952 | 4.949 | 2.072 | 5.11 |
Mar-23 | 2.267 | 4.885 | 2.109 | 5.072 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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