Value of new borrower-accepted loan commitments (seasonally adjusted)
Jul-2023 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 24.19 | -1.2 | -14.1 | ||
Owner Occupier (a) | 15.57 | -1.9 | -17.5 | ||
Investor (a) | 8.62 | -0.1 | -7.2 | ||
Personal | |||||
Fixed term loans | 2.30 | 4.7 | 9.2 | ||
Businesses | |||||
Construction | 1.80 | -21.5 | 7.3 | ||
Purchase of Property | 4.87 | -5.1 | -33.7 |
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Housing finance: First home buyers
The number and value of new loan commitments to first home buyers has not been published this month due to data reporting issues. These series are temporarily suspended while the ABS and APRA work with data providers to resolve the issues as soon as possible. Please take caution when using the previous 12 months of first home buyer data.
Important data quality notes
Seasonal adjustment methods
The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period
Following the reversion to concurrent seasonal adjustment from the October 2022 release, revisions to historical data will occur each month.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Personal finance: household goods series
Some inconsistencies have been identified in the Personal finance series for the purchase of household goods. While this series continues to be published, it should be used with caution. The ABS is working with APRA and data providers to resolve this issue as quickly as possible.
Housing finance
In July 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 1.2% to $24.2b, after a fall of 1.6% in June. It was 14.1% lower compared to a year ago.
- for owner-occupier housing fell 1.9% to $15.6b and was 17.5% lower compared to a year ago
- for investor housing fell 0.1% to $8.6b and was 7.2% lower compared to a year ago
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
Jul-05 | 12.842 | 8.084 | 4.757 | 12.981 | 8.228 | 4.752 |
Aug-05 | 12.896 | 8.306 | 4.59 | 13.152 | 8.362 | 4.79 |
Sep-05 | 13.529 | 8.643 | 4.885 | 13.412 | 8.519 | 4.894 |
Oct-05 | 14.036 | 8.717 | 5.32 | 13.692 | 8.672 | 5.021 |
Nov-05 | 14.058 | 8.851 | 5.207 | 13.93 | 8.805 | 5.126 |
Dec-05 | 14.037 | 8.88 | 5.158 | 14.123 | 8.925 | 5.198 |
Jan-06 | 14.259 | 8.956 | 5.303 | 14.292 | 9.04 | 5.253 |
Feb-06 | 14.432 | 9.179 | 5.253 | 14.463 | 9.16 | 5.302 |
Mar-06 | 14.542 | 9.271 | 5.272 | 14.663 | 9.295 | 5.369 |
Apr-06 | 14.77 | 9.443 | 5.327 | 14.872 | 9.422 | 5.45 |
May-06 | 15.226 | 9.508 | 5.718 | 15.025 | 9.509 | 5.516 |
Jun-06 | 15.495 | 9.516 | 5.979 | 15.063 | 9.535 | 5.528 |
Jul-06 | 15.282 | 9.789 | 5.493 | 14.966 | 9.498 | 5.468 |
Aug-06 | 15.007 | 9.494 | 5.513 | 14.773 | 9.422 | 5.351 |
Sep-06 | 14.161 | 9.17 | 4.991 | 14.558 | 9.343 | 5.214 |
Oct-06 | 14.331 | 9.277 | 5.055 | 14.417 | 9.298 | 5.118 |
Nov-06 | 14.206 | 9.233 | 4.973 | 14.42 | 9.315 | 5.104 |
Dec-06 | 14.587 | 9.401 | 5.186 | 14.6 | 9.411 | 5.19 |
Jan-07 | 14.955 | 9.577 | 5.378 | 14.949 | 9.587 | 5.361 |
Feb-07 | 15.401 | 9.767 | 5.634 | 15.423 | 9.823 | 5.6 |
Mar-07 | 15.917 | 10.08 | 5.837 | 15.951 | 10.085 | 5.867 |
Apr-07 | 16.314 | 10.272 | 6.043 | 16.466 | 10.35 | 6.116 |
May-07 | 17.113 | 10.693 | 6.42 | 16.906 | 10.594 | 6.312 |
Jun-07 | 18.248 | 11.342 | 6.906 | 17.22 | 10.789 | 6.431 |
Jul-07 | 17.42 | 10.784 | 6.636 | 17.389 | 10.914 | 6.475 |
Aug-07 | 17.431 | 11.053 | 6.379 | 17.413 | 10.955 | 6.458 |
Sep-07 | 16.759 | 10.45 | 6.309 | 17.33 | 10.922 | 6.408 |
Oct-07 | 16.868 | 10.769 | 6.099 | 17.162 | 10.82 | 6.342 |
Nov-07 | 16.995 | 10.659 | 6.336 | 16.91 | 10.648 | 6.262 |
Dec-07 | 16.545 | 10.359 | 6.186 | 16.544 | 10.395 | 6.149 |
Jan-08 | 16.88 | 10.786 | 6.094 | 16.028 | 10.052 | 5.976 |
Feb-08 | 15.685 | 9.91 | 5.775 | 15.377 | 9.641 | 5.736 |
Mar-08 | 14.559 | 9.145 | 5.414 | 14.647 | 9.199 | 5.449 |
Apr-08 | 13.872 | 8.706 | 5.166 | 13.932 | 8.769 | 5.163 |
May-08 | 12.992 | 8.196 | 4.796 | 13.336 | 8.407 | 4.93 |
Jun-08 | 12.942 | 8.196 | 4.746 | 12.935 | 8.162 | 4.774 |
Jul-08 | 12.784 | 8.135 | 4.649 | 12.739 | 8.053 | 4.686 |
Aug-08 | 12.623 | 7.963 | 4.66 | 12.735 | 8.087 | 4.648 |
Sep-08 | 12.979 | 8.246 | 4.733 | 12.888 | 8.259 | 4.629 |
Oct-08 | 13.387 | 8.56 | 4.827 | 13.171 | 8.562 | 4.609 |
Nov-08 | 13.046 | 8.552 | 4.494 | 13.59 | 9.002 | 4.588 |
Dec-08 | 13.919 | 9.37 | 4.549 | 14.134 | 9.555 | 4.579 |
Jan-09 | 14.883 | 10.223 | 4.659 | 14.773 | 10.173 | 4.6 |
Feb-09 | 15.365 | 10.782 | 4.583 | 15.439 | 10.78 | 4.66 |
Mar-09 | 16.713 | 11.97 | 4.742 | 16.058 | 11.292 | 4.766 |
Apr-09 | 17.026 | 11.927 | 5.098 | 16.57 | 11.658 | 4.912 |
May-09 | 16.857 | 11.832 | 5.025 | 16.948 | 11.867 | 5.08 |
Jun-09 | 17.202 | 11.967 | 5.235 | 17.204 | 11.943 | 5.261 |
Jul-09 | 17.215 | 11.771 | 5.444 | 17.365 | 11.921 | 5.444 |
Aug-09 | 17.328 | 11.627 | 5.701 | 17.433 | 11.824 | 5.609 |
Sep-09 | 17.89 | 12.186 | 5.704 | 17.387 | 11.648 | 5.738 |
Oct-09 | 17.606 | 11.801 | 5.805 | 17.217 | 11.389 | 5.828 |
Nov-09 | 17.072 | 11.087 | 5.985 | 16.92 | 11.043 | 5.877 |
Dec-09 | 16.486 | 10.601 | 5.885 | 16.536 | 10.641 | 5.894 |
Jan-10 | 15.944 | 10.112 | 5.832 | 16.138 | 10.234 | 5.904 |
Feb-10 | 15.668 | 9.794 | 5.874 | 15.791 | 9.873 | 5.918 |
Mar-10 | 15.554 | 9.604 | 5.95 | 15.536 | 9.6 | 5.937 |
Apr-10 | 15.264 | 9.358 | 5.906 | 15.365 | 9.421 | 5.944 |
May-10 | 15.417 | 9.435 | 5.982 | 15.241 | 9.314 | 5.927 |
Jun-10 | 15.117 | 9.128 | 5.99 | 15.121 | 9.248 | 5.873 |
Jul-10 | 15.039 | 9.287 | 5.752 | 14.995 | 9.211 | 5.784 |
Aug-10 | 14.62 | 9.228 | 5.392 | 14.867 | 9.194 | 5.673 |
Sep-10 | 14.626 | 9.148 | 5.478 | 14.75 | 9.193 | 5.557 |
Oct-10 | 14.654 | 9.16 | 5.493 | 14.637 | 9.187 | 5.45 |
Nov-10 | 14.711 | 9.325 | 5.386 | 14.52 | 9.165 | 5.355 |
Dec-10 | 15.018 | 9.439 | 5.58 | 14.396 | 9.123 | 5.273 |
Jan-11 | 14.156 | 9.013 | 5.143 | 14.267 | 9.066 | 5.2 |
Feb-11 | 14.064 | 8.873 | 5.191 | 14.15 | 9.013 | 5.137 |
Mar-11 | 13.627 | 8.83 | 4.798 | 14.066 | 8.976 | 5.09 |
Apr-11 | 13.998 | 9.002 | 4.996 | 14.031 | 8.966 | 5.064 |
May-11 | 14.234 | 9.086 | 5.147 | 14.037 | 8.977 | 5.06 |
Jun-11 | 14.134 | 9.094 | 5.04 | 14.054 | 8.99 | 5.063 |
Jul-11 | 14.084 | 9.034 | 5.05 | 14.059 | 8.991 | 5.068 |
Aug-11 | 14.172 | 9.042 | 5.13 | 14.053 | 8.976 | 5.077 |
Sep-11 | 13.933 | 8.795 | 5.138 | 14.059 | 8.961 | 5.098 |
Oct-11 | 13.861 | 8.862 | 4.999 | 14.087 | 8.953 | 5.134 |
Nov-11 | 14.049 | 8.967 | 5.082 | 14.139 | 8.949 | 5.19 |
Dec-11 | 14.716 | 9.392 | 5.324 | 14.198 | 8.942 | 5.256 |
Jan-12 | 14.768 | 9.394 | 5.374 | 14.252 | 8.934 | 5.319 |
Feb-12 | 14.083 | 8.682 | 5.401 | 14.3 | 8.928 | 5.373 |
Mar-12 | 14.092 | 8.703 | 5.389 | 14.346 | 8.938 | 5.408 |
Apr-12 | 14.346 | 8.924 | 5.422 | 14.408 | 8.981 | 5.427 |
May-12 | 14.506 | 9.109 | 5.397 | 14.502 | 9.066 | 5.435 |
Jun-12 | 14.735 | 9.249 | 5.487 | 14.622 | 9.177 | 5.445 |
Jul-12 | 14.774 | 9.277 | 5.497 | 14.743 | 9.281 | 5.462 |
Aug-12 | 14.868 | 9.436 | 5.432 | 14.848 | 9.358 | 5.49 |
Sep-12 | 15.106 | 9.501 | 5.605 | 14.941 | 9.404 | 5.537 |
Oct-12 | 14.907 | 9.386 | 5.521 | 15.057 | 9.442 | 5.615 |
Nov-12 | 15.185 | 9.431 | 5.754 | 15.239 | 9.506 | 5.733 |
Dec-12 | 15.37 | 9.528 | 5.842 | 15.507 | 9.613 | 5.893 |
Jan-13 | 15.894 | 9.794 | 6.1 | 15.851 | 9.768 | 6.083 |
Feb-13 | 16.139 | 9.877 | 6.263 | 16.233 | 9.954 | 6.279 |
Mar-13 | 16.884 | 10.35 | 6.534 | 16.598 | 10.14 | 6.458 |
Apr-13 | 16.936 | 10.3 | 6.636 | 16.906 | 10.297 | 6.609 |
May-13 | 17.224 | 10.424 | 6.8 | 17.148 | 10.413 | 6.735 |
Jun-13 | 17.302 | 10.479 | 6.823 | 17.37 | 10.503 | 6.867 |
Jul-13 | 17.476 | 10.518 | 6.959 | 17.619 | 10.587 | 7.032 |
Aug-13 | 17.361 | 10.237 | 7.124 | 17.919 | 10.674 | 7.245 |
Sep-13 | 18.199 | 10.756 | 7.443 | 18.256 | 10.774 | 7.482 |
Oct-13 | 18.693 | 10.893 | 7.799 | 18.595 | 10.89 | 7.705 |
Nov-13 | 19.245 | 11.196 | 8.049 | 18.892 | 11.014 | 7.878 |
Dec-13 | 18.995 | 10.943 | 8.052 | 19.123 | 11.132 | 7.991 |
Jan-14 | 19.173 | 11.18 | 7.992 | 19.277 | 11.229 | 8.049 |
Feb-14 | 19.374 | 11.446 | 7.928 | 19.378 | 11.302 | 8.077 |
Mar-14 | 19.484 | 11.38 | 8.104 | 19.451 | 11.344 | 8.107 |
Apr-14 | 19.586 | 11.316 | 8.27 | 19.508 | 11.348 | 8.161 |
May-14 | 19.505 | 11.231 | 8.274 | 19.568 | 11.316 | 8.252 |
Jun-14 | 19.622 | 11.381 | 8.242 | 19.642 | 11.262 | 8.38 |
Jul-14 | 19.822 | 11.285 | 8.536 | 19.738 | 11.203 | 8.535 |
Aug-14 | 19.624 | 10.971 | 8.653 | 19.872 | 11.173 | 8.699 |
Sep-14 | 20.005 | 11.115 | 8.89 | 20.031 | 11.176 | 8.855 |
Oct-14 | 20.581 | 11.416 | 9.165 | 20.201 | 11.208 | 8.992 |
Nov-14 | 20.06 | 10.966 | 9.095 | 20.377 | 11.269 | 9.108 |
Dec-14 | 20.473 | 11.374 | 9.098 | 20.549 | 11.348 | 9.201 |
Jan-15 | 20.71 | 11.537 | 9.173 | 20.71 | 11.43 | 9.281 |
Feb-15 | 20.118 | 11.288 | 8.83 | 20.854 | 11.501 | 9.354 |
Mar-15 | 21.254 | 11.729 | 9.525 | 20.98 | 11.578 | 9.402 |
Apr-15 | 21.823 | 11.79 | 10.033 | 21.08 | 11.694 | 9.386 |
May-15 | 20.319 | 11.135 | 9.183 | 21.134 | 11.871 | 9.263 |
Jun-15 | 21.122 | 11.982 | 9.14 | 21.111 | 12.112 | 8.999 |
Jul-15 | 21.165 | 12.322 | 8.842 | 21.006 | 12.399 | 8.608 |
Aug-15 | 21.697 | 13.217 | 8.479 | 20.809 | 12.673 | 8.136 |
Sep-15 | 20.953 | 13.561 | 7.392 | 20.533 | 12.884 | 7.649 |
Oct-15 | 20.021 | 13.142 | 6.879 | 20.203 | 12.992 | 7.211 |
Nov-15 | 19.645 | 12.989 | 6.656 | 19.851 | 12.981 | 6.87 |
Dec-15 | 19.598 | 12.9 | 6.699 | 19.546 | 12.889 | 6.657 |
Jan-16 | 19.121 | 12.514 | 6.608 | 19.358 | 12.78 | 6.578 |
Feb-16 | 19.352 | 12.728 | 6.624 | 19.314 | 12.703 | 6.611 |
Mar-16 | 19.119 | 12.461 | 6.658 | 19.395 | 12.665 | 6.73 |
Apr-16 | 19.593 | 12.719 | 6.874 | 19.56 | 12.644 | 6.916 |
May-16 | 19.984 | 12.77 | 7.215 | 19.768 | 12.614 | 7.154 |
Jun-16 | 20.204 | 12.695 | 7.51 | 19.988 | 12.561 | 7.427 |
Jul-16 | 20.071 | 12.425 | 7.646 | 20.223 | 12.5 | 7.723 |
Aug-16 | 19.885 | 12.318 | 7.567 | 20.489 | 12.465 | 8.024 |
Sep-16 | 20.769 | 12.449 | 8.32 | 20.799 | 12.487 | 8.311 |
Oct-16 | 21.18 | 12.6 | 8.58 | 21.147 | 12.582 | 8.565 |
Nov-16 | 21.526 | 12.707 | 8.818 | 21.529 | 12.755 | 8.774 |
Dec-16 | 21.987 | 13.058 | 8.929 | 21.891 | 12.974 | 8.916 |
Jan-17 | 22.226 | 13.226 | 9 | 22.175 | 13.201 | 8.974 |
Feb-17 | 21.737 | 13.196 | 8.542 | 22.341 | 13.405 | 8.936 |
Mar-17 | 22.596 | 13.715 | 8.881 | 22.398 | 13.586 | 8.812 |
Apr-17 | 22.622 | 13.866 | 8.756 | 22.381 | 13.752 | 8.629 |
May-17 | 22.113 | 13.801 | 8.312 | 22.322 | 13.904 | 8.417 |
Jun-17 | 22.065 | 13.919 | 8.146 | 22.248 | 14.039 | 8.209 |
Jul-17 | 22.118 | 14.236 | 7.882 | 22.167 | 14.145 | 8.022 |
Aug-17 | 22.413 | 14.489 | 7.924 | 22.061 | 14.204 | 7.856 |
Sep-17 | 22.09 | 14.284 | 7.806 | 21.927 | 14.222 | 7.705 |
Oct-17 | 21.648 | 14.117 | 7.53 | 21.759 | 14.206 | 7.553 |
Nov-17 | 21.542 | 14.143 | 7.399 | 21.532 | 14.152 | 7.381 |
Dec-17 | 21.163 | 13.991 | 7.171 | 21.272 | 14.083 | 7.19 |
Jan-18 | 21.214 | 14.265 | 6.948 | 21.028 | 14.031 | 6.997 |
Feb-18 | 21.127 | 14.192 | 6.935 | 20.832 | 14.01 | 6.822 |
Mar-18 | 20.412 | 13.842 | 6.57 | 20.685 | 14.01 | 6.675 |
Apr-18 | 20.201 | 13.792 | 6.409 | 20.552 | 14 | 6.552 |
May-18 | 20.703 | 14.202 | 6.501 | 20.393 | 13.951 | 6.443 |
Jun-18 | 20.238 | 13.931 | 6.307 | 20.172 | 13.838 | 6.334 |
Jul-18 | 20.216 | 13.916 | 6.3 | 19.856 | 13.649 | 6.208 |
Aug-18 | 19.383 | 13.341 | 6.042 | 19.426 | 13.379 | 6.048 |
Sep-18 | 18.69 | 12.848 | 5.842 | 18.89 | 13.043 | 5.848 |
Oct-18 | 18.901 | 13.217 | 5.684 | 18.3 | 12.681 | 5.618 |
Nov-18 | 17.826 | 12.464 | 5.363 | 17.739 | 12.353 | 5.387 |
Dec-18 | 16.958 | 11.807 | 5.151 | 17.26 | 12.084 | 5.175 |
Jan-19 | 16.706 | 11.783 | 4.923 | 16.876 | 11.879 | 4.997 |
Feb-19 | 17.041 | 12.149 | 4.892 | 16.602 | 11.74 | 4.863 |
Mar-19 | 16.413 | 11.627 | 4.786 | 16.442 | 11.668 | 4.774 |
Apr-19 | 16.527 | 11.773 | 4.754 | 16.406 | 11.673 | 4.733 |
May-19 | 16.227 | 11.52 | 4.707 | 16.494 | 11.759 | 4.735 |
Jun-19 | 16.521 | 11.793 | 4.729 | 16.712 | 11.936 | 4.777 |
Jul-19 | 17.004 | 12.144 | 4.861 | 17.074 | 12.217 | 4.857 |
Aug-19 | 17.822 | 12.596 | 5.226 | 17.57 | 12.6 | 4.971 |
Sep-19 | 18.059 | 12.97 | 5.088 | 18.151 | 13.048 | 5.103 |
Oct-19 | 18.651 | 13.488 | 5.163 | 18.704 | 13.481 | 5.223 |
Nov-19 | 19.378 | 13.987 | 5.391 | 19.113 | 13.815 | 5.298 |
Dec-19 | 19.624 | 14.184 | 5.44 | 19.296 | 13.987 | 5.309 |
Jan-20 | 19.759 | 14.415 | 5.343 | 19.248 | 13.989 | 5.26 |
Feb-20 | 19.212 | 14.008 | 5.205 | 19.041 | 13.869 | 5.173 |
Mar-20 | 19.165 | 14.197 | 4.969 | 18.82 | 13.728 | 5.092 |
Apr-20 | 18.314 | 13.412 | 4.903 | 18.764 | 13.7 | 5.065 |
May-20 | 16.148 | 12.039 | 4.109 | 18.209 | 13.882 | 4.326 |
Jun-20 | 17.172 | 12.763 | 4.41 | 18.747 | 14.299 | 4.448 |
Jul-20 | 18.924 | 14.291 | 4.633 | 19.804 | 15.178 | 4.625 |
Aug-20 | 21.287 | 16.317 | 4.971 | 21.055 | 16.214 | 4.841 |
Sep-20 | 22.658 | 17.314 | 5.343 | 22.114 | 17.032 | 5.082 |
Oct-20 | 23.11 | 17.778 | 5.332 | 23.262 | 17.906 | 5.356 |
Nov-20 | 24.127 | 18.539 | 5.588 | 24.423 | 18.741 | 5.682 |
Dec-20 | 25.741 | 19.67 | 6.071 | 25.647 | 19.579 | 6.068 |
Jan-21 | 28.376 | 21.87 | 6.506 | 26.913 | 20.407 | 6.506 |
Feb-21 | 28.773 | 21.864 | 6.909 | 28.166 | 21.186 | 6.981 |
Mar-21 | 29.657 | 21.998 | 7.66 | 29.3 | 21.834 | 7.465 |
Apr-21 | 30.616 | 22.637 | 7.979 | 30.352 | 22.415 | 7.937 |
May-21 | 31.571 | 22.764 | 8.807 | 30.976 | 22.595 | 8.381 |
Jun-21 | 31.005 | 22.19 | 8.815 | 31.336 | 22.536 | 8.8 |
Jul-21 | 31.716 | 22.482 | 9.233 | 31.514 | 22.317 | 9.197 |
Aug-21 | 31.265 | 21.706 | 9.559 | 31.632 | 22.049 | 9.584 |
Sep-21 | 30.987 | 21.026 | 9.961 | 31.814 | 21.839 | 9.975 |
Oct-21 | 30.744 | 20.475 | 10.27 | 32.12 | 21.753 | 10.367 |
Nov-21 | 32.532 | 21.791 | 10.742 | 32.492 | 21.754 | 10.738 |
Dec-21 | 33.022 | 22.043 | 10.979 | 32.816 | 21.759 | 11.057 |
Jan-22 | 34.178 | 22.732 | 11.447 | 32.983 | 21.699 | 11.285 |
Feb-22 | 33 | 21.576 | 11.424 | 32.893 | 21.516 | 11.377 |
Mar-22 | 32.575 | 21.264 | 11.312 | 32.5 | 21.199 | 11.301 |
Apr-22 | 31.459 | 20.344 | 11.115 | 31.823 | 20.77 | 11.052 |
May-22 | 31.232 | 20.494 | 10.739 | 30.916 | 20.258 | 10.659 |
Jun-22 | 30.034 | 19.856 | 10.179 | 29.868 | 19.687 | 10.181 |
Jul-22 | 28.163 | 18.874 | 9.289 | 28.74 | 19.057 | 9.683 |
Aug-22 | 27.456 | 18.432 | 9.024 | 27.585 | 18.37 | 9.214 |
Sep-22 | 26.261 | 17.529 | 8.732 | 26.438 | 17.643 | 8.795 |
Oct-22 | 25.627 | 17.069 | 8.558 | 25.367 | 16.922 | 8.445 |
Nov-22 | 24.515 | 16.258 | 8.258 | 24.451 | 16.283 | 8.168 |
Dec-22 | 23.534 | 15.598 | 7.936 | 23.762 | 15.798 | 7.965 |
Jan-23 | 23.104 | 15.358 | 7.745 | 23.345 | 15.494 | 7.851 |
Feb-23 | 22.855 | 15.133 | 7.722 | 23.213 | 15.372 | 7.842 |
Mar-23 | 23.906 | 15.892 | 8.013 | 23.326 | 15.393 | 7.933 |
Apr-23 | 23.592 | 15.596 | 7.996 | 23.584 | 15.482 | 8.102 |
May-23 | 24.884 | 16.366 | 8.518 | 23.884 | 15.58 | 8.304 |
Jun-23 | 24.492 | 15.863 | 8.63 | 24.142 | 15.654 | 8.487 |
Jul-23 | 24.187 | 15.568 | 8.619 | 24.321 | 15.696 | 8.625 |
New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
[["Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23"],[[12.842000000000001],[12.896000000000001],[13.529],[14.036],[14.058],[14.037000000000001],[14.259],[14.432],[14.542],[14.77],[15.226000000000001],[15.494999999999999],[15.282],[15.007],[14.161],[14.331],[14.206],[14.587],[14.955],[15.401],[15.917],[16.314],[17.113],[18.248000000000001],[17.420000000000002],[17.431000000000001],[16.759],[16.867999999999999],[16.995000000000001],[16.545000000000002],[16.879999999999999],[15.685],[14.558999999999999],[13.872],[12.992000000000001],[12.942],[12.784000000000001],[12.622999999999999],[12.978999999999999],[13.387],[13.045999999999999],[13.919],[14.882999999999999],[15.365],[16.713000000000001],[17.026],[16.856999999999999],[17.202000000000002],[17.215],[17.327999999999999],[17.890000000000001],[17.606000000000002],[17.071999999999999],[16.486000000000001],[15.944000000000001],[15.667999999999999],[15.554],[15.263999999999999],[15.417],[15.117000000000001],[15.039],[14.619999999999999],[14.625999999999999],[14.654],[14.711],[15.018000000000001],[14.156000000000001],[14.064],[13.627000000000001],[13.997999999999999],[14.234],[14.134],[14.084],[14.172000000000001],[13.933],[13.861000000000001],[14.048999999999999],[14.715999999999999],[14.768000000000001],[14.083],[14.092000000000001],[14.346],[14.506],[14.734999999999999],[14.773999999999999],[14.868],[15.106],[14.907],[15.185],[15.369999999999999],[15.894],[16.138999999999999],[16.884],[16.936],[17.224],[17.302],[17.475999999999999],[17.361000000000001],[18.199000000000002],[18.693000000000001],[19.245000000000001],[18.995000000000001],[19.172999999999998],[19.373999999999999],[19.484000000000002],[19.585999999999999],[19.504999999999999],[19.622],[19.821999999999999],[19.623999999999999],[20.004999999999999],[20.581],[20.059999999999999],[20.472999999999999],[20.710000000000001],[20.117999999999999],[21.254000000000001],[21.823],[20.318999999999999],[21.122],[21.164999999999999],[21.696999999999999],[20.952999999999999],[20.021000000000001],[19.645],[19.597999999999999],[19.120999999999999],[19.352],[19.119],[19.593],[19.984000000000002],[20.204000000000001],[20.071000000000002],[19.885000000000002],[20.768999999999998],[21.18],[21.526],[21.986999999999998],[22.225999999999999],[21.736999999999998],[22.596],[22.622],[22.113],[22.065000000000001],[22.117999999999999],[22.413],[22.09],[21.648],[21.542000000000002],[21.163],[21.213999999999999],[21.126999999999999],[20.411999999999999],[20.201000000000001],[20.702999999999999],[20.238],[20.216000000000001],[19.382999999999999],[18.690000000000001],[18.901],[17.826000000000001],[16.957999999999998],[16.706],[17.041],[16.413],[16.527000000000001],[16.227],[16.521000000000001],[17.004000000000001],[17.821999999999999],[18.059000000000001],[18.651],[19.378],[19.623999999999999],[19.759],[19.212],[19.164999999999999],[18.314],[16.148],[17.172000000000001],[18.923999999999999],[21.286999999999999],[22.658000000000001],[23.109999999999999],[24.126999999999999],[25.741],[28.376000000000001],[28.773],[29.657],[30.616],[31.571000000000002],[31.004999999999999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- All series exclude refinancing
In July 2023 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 5.4% to a new record high of $21.5b. It was 21.8% higher compared to a year ago.
- for owner-occupier housing rose 4.9% to a new record high of $14.6b. It was 19.2% higher compared to a year ago.
- for investor housing rose 6.5% to $7.0b and was 27.4% higher compared to a year ago
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Jul-05 | 4.033 | 3.117 | 0.916 |
Aug-05 | 4.03 | 3.103 | 0.927 |
Sep-05 | 4.182 | 3.237 | 0.945 |
Oct-05 | 4.124 | 3.182 | 0.943 |
Nov-05 | 4.13 | 3.209 | 0.921 |
Dec-05 | 4.367 | 3.16 | 1.207 |
Jan-06 | 3.89 | 3.042 | 0.848 |
Feb-06 | 4.182 | 3.194 | 0.988 |
Mar-06 | 4.049 | 3.158 | 0.891 |
Apr-06 | 4.268 | 3.174 | 1.095 |
May-06 | 4.058 | 3.304 | 0.754 |
Jun-06 | 4.223 | 3.392 | 0.831 |
Jul-06 | 4.33 | 3.497 | 0.833 |
Aug-06 | 4.449 | 3.555 | 0.894 |
Sep-06 | 4.458 | 3.553 | 0.906 |
Oct-06 | 4.463 | 3.611 | 0.853 |
Nov-06 | 4.531 | 3.627 | 0.904 |
Dec-06 | 4.433 | 3.488 | 0.945 |
Jan-07 | 4.545 | 3.487 | 1.059 |
Feb-07 | 4.619 | 3.46 | 1.159 |
Mar-07 | 4.477 | 3.386 | 1.092 |
Apr-07 | 4.665 | 3.536 | 1.13 |
May-07 | 4.508 | 3.458 | 1.049 |
Jun-07 | 4.522 | 3.486 | 1.036 |
Jul-07 | 4.232 | 3.173 | 1.059 |
Aug-07 | 4.482 | 3.418 | 1.064 |
Sep-07 | 4.517 | 3.408 | 1.109 |
Oct-07 | 4.385 | 3.251 | 1.134 |
Nov-07 | 4.666 | 3.438 | 1.228 |
Dec-07 | 4.791 | 3.606 | 1.185 |
Jan-08 | 4.941 | 3.672 | 1.27 |
Feb-08 | 4.891 | 3.623 | 1.267 |
Mar-08 | 4.693 | 3.503 | 1.19 |
Apr-08 | 4.589 | 3.384 | 1.204 |
May-08 | 4.334 | 3.193 | 1.14 |
Jun-08 | 4.163 | 3.147 | 1.015 |
Jul-08 | 4.363 | 3.131 | 1.232 |
Aug-08 | 4.305 | 3.13 | 1.176 |
Sep-08 | 4.092 | 2.836 | 1.256 |
Oct-08 | 4.472 | 3.127 | 1.345 |
Nov-08 | 4.585 | 3.226 | 1.359 |
Dec-08 | 5.028 | 3.522 | 1.506 |
Jan-09 | 4.939 | 3.401 | 1.537 |
Feb-09 | 4.727 | 3.146 | 1.582 |
Mar-09 | 5.107 | 3.448 | 1.659 |
Apr-09 | 5.073 | 3.471 | 1.602 |
May-09 | 5.008 | 3.444 | 1.564 |
Jun-09 | 4.875 | 3.386 | 1.488 |
Jul-09 | 4.602 | 3.215 | 1.387 |
Aug-09 | 4.387 | 3.002 | 1.385 |
Sep-09 | 4.247 | 2.939 | 1.308 |
Oct-09 | 4.17 | 2.926 | 1.244 |
Nov-09 | 4.071 | 2.821 | 1.25 |
Dec-09 | 3.78 | 2.756 | 1.024 |
Jan-10 | 3.575 | 2.587 | 0.988 |
Feb-10 | 3.524 | 2.669 | 0.856 |
Mar-10 | 3.474 | 2.648 | 0.826 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.577 | 2.636 | 0.942 |
Jun-10 | 3.635 | 2.72 | 0.915 |
Jul-10 | 3.732 | 2.817 | 0.915 |
Aug-10 | 3.828 | 2.912 | 0.916 |
Sep-10 | 3.851 | 2.929 | 0.922 |
Oct-10 | 4.02 | 3.019 | 1 |
Nov-10 | 4.073 | 3.075 | 0.998 |
Dec-10 | 4.434 | 3.413 | 1.021 |
Jan-11 | 4.133 | 3.206 | 0.927 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.964 | 2.936 | 1.029 |
Apr-11 | 4.236 | 3.176 | 1.06 |
May-11 | 4.557 | 3.391 | 1.166 |
Jun-11 | 4.508 | 3.36 | 1.148 |
Jul-11 | 4.753 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.223 |
Sep-11 | 4.896 | 3.634 | 1.262 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.046 | 3.723 | 1.322 |
Jan-12 | 5.102 | 3.728 | 1.374 |
Feb-12 | 5.163 | 3.693 | 1.47 |
Mar-12 | 5.213 | 3.685 | 1.528 |
Apr-12 | 4.912 | 3.614 | 1.298 |
May-12 | 4.998 | 3.572 | 1.426 |
Jun-12 | 4.984 | 3.488 | 1.496 |
Jul-12 | 4.887 | 3.406 | 1.48 |
Aug-12 | 5.027 | 3.436 | 1.59 |
Sep-12 | 5.002 | 3.404 | 1.598 |
Oct-12 | 5.022 | 3.487 | 1.535 |
Nov-12 | 5.098 | 3.454 | 1.644 |
Dec-12 | 4.938 | 3.387 | 1.551 |
Jan-13 | 5.107 | 3.431 | 1.676 |
Feb-13 | 5.083 | 3.434 | 1.648 |
Mar-13 | 5.202 | 3.572 | 1.63 |
Apr-13 | 5.373 | 3.65 | 1.724 |
May-13 | 5.424 | 3.754 | 1.671 |
Jun-13 | 5.615 | 3.905 | 1.71 |
Jul-13 | 6.468 | 3.81 | 2.658 |
Aug-13 | 6.153 | 3.645 | 2.508 |
Sep-13 | 6.724 | 3.914 | 2.811 |
Oct-13 | 6.816 | 3.875 | 2.941 |
Nov-13 | 6.946 | 3.94 | 3.006 |
Dec-13 | 6.887 | 3.864 | 3.023 |
Jan-14 | 6.895 | 3.898 | 2.997 |
Feb-14 | 7.33 | 4.213 | 3.117 |
Mar-14 | 7.122 | 3.961 | 3.161 |
Apr-14 | 7.371 | 4.045 | 3.326 |
May-14 | 7.453 | 4.08 | 3.373 |
Jun-14 | 7.599 | 4.168 | 3.431 |
Jul-14 | 7.838 | 4.281 | 3.557 |
Aug-14 | 7.798 | 4.261 | 3.537 |
Sep-14 | 8.053 | 4.292 | 3.76 |
Oct-14 | 8.398 | 4.409 | 3.989 |
Nov-14 | 8.421 | 4.464 | 3.957 |
Dec-14 | 8.696 | 4.608 | 4.088 |
Jan-15 | 8.738 | 4.708 | 4.031 |
Feb-15 | 9.057 | 4.954 | 4.104 |
Mar-15 | 9.3 | 5.004 | 4.296 |
Apr-15 | 9.373 | 5.213 | 4.159 |
May-15 | 9.245 | 4.973 | 4.272 |
Jun-15 | 9.137 | 5.319 | 3.818 |
Jul-15 | 8.929 | 5.424 | 3.505 |
Aug-15 | 8.8 | 5.467 | 3.334 |
Sep-15 | 8.811 | 5.747 | 3.063 |
Oct-15 | 8.987 | 5.911 | 3.075 |
Nov-15 | 9.246 | 6.092 | 3.154 |
Dec-15 | 9.711 | 6.468 | 3.243 |
Jan-16 | 9.312 | 6.035 | 3.276 |
Feb-16 | 9.377 | 6.028 | 3.348 |
Mar-16 | 9.432 | 6.218 | 3.215 |
Apr-16 | 9.41 | 6.199 | 3.211 |
May-16 | 9.362 | 6.047 | 3.315 |
Jun-16 | 9.668 | 6.042 | 3.627 |
Jul-16 | 9.672 | 6.088 | 3.584 |
Aug-16 | 9.434 | 5.773 | 3.661 |
Sep-16 | 9.592 | 6.058 | 3.534 |
Oct-16 | 8.991 | 5.806 | 3.185 |
Nov-16 | 9.076 | 5.674 | 3.401 |
Dec-16 | 9.012 | 5.574 | 3.438 |
Jan-17 | 9.1 | 5.759 | 3.341 |
Feb-17 | 8.704 | 5.407 | 3.297 |
Mar-17 | 8.764 | 5.411 | 3.354 |
Apr-17 | 8.588 | 5.297 | 3.291 |
May-17 | 8.707 | 5.343 | 3.364 |
Jun-17 | 8.708 | 5.254 | 3.455 |
Jul-17 | 8.602 | 5.147 | 3.455 |
Aug-17 | 8.993 | 5.255 | 3.738 |
Sep-17 | 8.709 | 5.321 | 3.388 |
Oct-17 | 8.466 | 5.338 | 3.128 |
Nov-17 | 8.978 | 5.54 | 3.438 |
Dec-17 | 9.264 | 5.711 | 3.552 |
Jan-18 | 9.618 | 5.793 | 3.824 |
Feb-18 | 9.761 | 5.758 | 4.003 |
Mar-18 | 9.262 | 5.558 | 3.704 |
Apr-18 | 9.403 | 5.639 | 3.764 |
May-18 | 9.22 | 5.638 | 3.583 |
Jun-18 | 8.725 | 5.306 | 3.42 |
Jul-18 | 9.121 | 5.734 | 3.387 |
Aug-18 | 8.986 | 5.612 | 3.374 |
Sep-18 | 8.714 | 5.379 | 3.335 |
Oct-18 | 9.016 | 5.572 | 3.444 |
Nov-18 | 8.97 | 5.53 | 3.44 |
Dec-18 | 8.656 | 5.376 | 3.28 |
Jan-19 | 8.406 | 5.195 | 3.211 |
Feb-19 | 8.532 | 5.339 | 3.192 |
Mar-19 | 8.513 | 5.26 | 3.252 |
Apr-19 | 8.381 | 5.197 | 3.183 |
May-19 | 8.409 | 5.2 | 3.209 |
Jun-19 | 8.018 | 4.799 | 3.22 |
Jul-19 | 8.348 | 5.254 | 3.094 |
Aug-19 | 9.021 | 5.603 | 3.418 |
Sep-19 | 9.848 | 6.126 | 3.721 |
Oct-19 | 9.829 | 6.057 | 3.772 |
Nov-19 | 10.115 | 6.254 | 3.861 |
Dec-19 | 10.408 | 6.528 | 3.88 |
Jan-20 | 10.814 | 6.933 | 3.881 |
Feb-20 | 11.181 | 7.22 | 3.962 |
Mar-20 | 10.779 | 6.873 | 3.906 |
Apr-20 | 11.627 | 7.518 | 4.109 |
May-20 | 14.183 | 9.437 | 4.746 |
Jun-20 | 13.6 | 8.825 | 4.775 |
Jul-20 | 10.454 | 6.745 | 3.709 |
Aug-20 | 10.86 | 6.886 | 3.975 |
Sep-20 | 12.751 | 7.99 | 4.762 |
Oct-20 | 12.218 | 7.573 | 4.645 |
Nov-20 | 10.323 | 6.349 | 3.974 |
Dec-20 | 11.39 | 7.149 | 4.241 |
Jan-21 | 12.424 | 8.015 | 4.408 |
Feb-21 | 13.75 | 8.907 | 4.843 |
Mar-21 | 13.067 | 8.478 | 4.589 |
Apr-21 | 13.9 | 9.068 | 4.832 |
May-21 | 14.713 | 9.65 | 5.063 |
Jun-21 | 15.265 | 9.983 | 5.282 |
Jul-21 | 16.654 | 10.958 | 5.696 |
Aug-21 | 16.921 | 10.797 | 6.123 |
Sep-21 | 16.178 | 10.312 | 5.866 |
Oct-21 | 16.311 | 10.526 | 5.786 |
Nov-21 | 16.139 | 10.5 | 5.639 |
Dec-21 | 16.135 | 10.681 | 5.454 |
Jan-22 | 15.101 | 9.747 | 5.354 |
Feb-22 | 16.27 | 10.8 | 5.469 |
Mar-22 | 16.657 | 11.071 | 5.585 |
Apr-22 | 16.933 | 11.426 | 5.507 |
May-22 | 17.18 | 11.744 | 5.436 |
Jun-22 | 18.033 | 12.419 | 5.614 |
Jul-22 | 17.679 | 12.208 | 5.471 |
Aug-22 | 18.234 | 12.392 | 5.842 |
Sep-22 | 18.225 | 12.497 | 5.728 |
Oct-22 | 17.955 | 12.26 | 5.696 |
Nov-22 | 19.456 | 13.36 | 6.097 |
Dec-22 | 19.195 | 13.05 | 6.146 |
Jan-23 | 19.496 | 13.269 | 6.227 |
Feb-23 | 19.938 | 13.647 | 6.291 |
Mar-23 | 21.188 | 14.099 | 7.089 |
Apr-23 | 19.42 | 13.02 | 6.4 |
May-23 | 20.917 | 14.135 | 6.782 |
Jun-23 | 20.417 | 13.87 | 6.547 |
Jul-23 | 21.525 | 14.554 | 6.971 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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Personal finance
In July 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total fixed term personal finance rose 4.7%, after a fall of 6.9% in June
- for personal investment rose 42.1%
- for road vehicles rose 1.3%
- for travel and holidays rose 12.3% to the highest level since August 2018
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.856 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.498 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.408 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.454 | 0.669 | 0.462 | 0.223 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.711 | 0.808 | 0.511 | 0.268 |
May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.82 | 0.851 | 0.433 | 0.396 |
Jul-10 | 1.683 | 0.842 | 0.438 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.255 |
Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.603 | 0.866 | 0.36 | 0.274 |
Jan-11 | 1.57 | 0.864 | 0.342 | 0.263 |
Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.592 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.608 | 0.881 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.619 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.615 | 0.866 | 0.343 | 0.27 |
Aug-11 | 1.692 | 0.903 | 0.386 | 0.294 |
Sep-11 | 1.68 | 0.904 | 0.347 | 0.299 |
Oct-11 | 1.668 | 0.928 | 0.327 | 0.279 |
Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.935 | 0.308 | 0.254 |
Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.548 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.619 | 0.953 | 0.28 | 0.227 |
May-12 | 1.663 | 0.996 | 0.28 | 0.247 |
Jun-12 | 1.691 | 1.008 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.309 | 0.255 |
Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
Oct-12 | 1.818 | 1.069 | 0.302 | 0.287 |
Nov-12 | 1.876 | 1.096 | 0.307 | 0.298 |
Dec-12 | 1.887 | 1.098 | 0.307 | 0.299 |
Jan-13 | 1.856 | 1.057 | 0.325 | 0.291 |
Feb-13 | 1.855 | 1.034 | 0.318 | 0.292 |
Mar-13 | 1.866 | 1.046 | 0.33 | 0.305 |
Apr-13 | 1.81 | 1.007 | 0.329 | 0.306 |
May-13 | 1.791 | 1.019 | 0.336 | 0.288 |
Jun-13 | 1.707 | 0.995 | 0.305 | 0.264 |
Jul-13 | 1.751 | 1.044 | 0.287 | 0.26 |
Aug-13 | 1.739 | 1.025 | 0.306 | 0.247 |
Sep-13 | 1.756 | 1.027 | 0.309 | 0.255 |
Oct-13 | 1.732 | 1 | 0.316 | 0.25 |
Nov-13 | 1.714 | 0.963 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.776 | 1.03 | 0.299 | 0.265 |
Feb-14 | 1.862 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.792 | 1.048 | 0.316 | 0.266 |
Apr-14 | 1.763 | 1.036 | 0.297 | 0.232 |
May-14 | 1.769 | 1.036 | 0.313 | 0.252 |
Jun-14 | 1.749 | 1.02 | 0.316 | 0.247 |
Jul-14 | 1.823 | 1.03 | 0.36 | 0.265 |
Aug-14 | 1.812 | 1.024 | 0.339 | 0.265 |
Sep-14 | 1.835 | 1.019 | 0.386 | 0.255 |
Oct-14 | 1.924 | 1.032 | 0.427 | 0.296 |
Nov-14 | 1.843 | 0.993 | 0.383 | 0.264 |
Dec-14 | 1.828 | 1.025 | 0.384 | 0.253 |
Jan-15 | 1.815 | 1.037 | 0.369 | 0.245 |
Feb-15 | 1.861 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.882 | 1.044 | 0.405 | 0.274 |
Apr-15 | 2.055 | 1.107 | 0.418 | 0.306 |
May-15 | 1.986 | 1.094 | 0.392 | 0.31 |
Jun-15 | 1.969 | 1.115 | 0.365 | NA |
Jul-15 | 1.903 | 1.088 | 0.358 | NA |
Aug-15 | 1.891 | 1.103 | 0.326 | NA |
Sep-15 | 1.815 | 1.103 | 0.278 | 0.251 |
Oct-15 | 1.767 | 1.078 | 0.278 | 0.246 |
Nov-15 | 1.815 | 1.112 | 0.282 | 0.242 |
Dec-15 | 1.871 | 1.121 | 0.296 | 0.267 |
Jan-16 | 1.859 | 1.086 | 0.288 | 0.28 |
Feb-16 | 1.957 | 1.132 | 0.299 | 0.323 |
Mar-16 | 2.174 | 1.355 | 0.272 | 0.356 |
Apr-16 | 2.312 | 1.333 | 0.323 | 0.426 |
May-16 | 2.175 | 1.29 | 0.316 | 0.387 |
Jun-16 | 2.104 | 1.283 | 0.303 | 0.37 |
Jul-16 | 2.162 | 1.299 | 0.319 | 0.349 |
Aug-16 | 2.142 | 1.271 | 0.335 | 0.355 |
Sep-16 | 2.067 | 1.25 | 0.328 | 0.313 |
Oct-16 | 1.983 | 1.229 | 0.306 | 0.279 |
Nov-16 | 2.014 | 1.239 | 0.315 | 0.285 |
Dec-16 | 2.051 | 1.262 | 0.311 | 0.285 |
Jan-17 | 1.984 | 1.214 | 0.303 | 0.284 |
Feb-17 | 1.915 | 1.169 | 0.296 | 0.257 |
Mar-17 | 1.811 | 1.139 | 0.278 | 0.228 |
Apr-17 | 1.767 | 1.119 | 0.249 | 0.204 |
May-17 | 1.75 | 1.131 | 0.254 | 0.198 |
Jun-17 | 1.739 | 1.133 | 0.25 | 0.208 |
Jul-17 | 1.743 | 1.131 | 0.22 | 0.216 |
Aug-17 | 1.749 | 1.146 | 0.233 | NA |
Sep-17 | 1.855 | 1.15 | 0.274 | 0.243 |
Oct-17 | 1.892 | 1.203 | 0.247 | 0.275 |
Nov-17 | 1.9 | 1.226 | 0.241 | 0.266 |
Dec-17 | 1.803 | 1.166 | 0.202 | 0.248 |
Jan-18 | 1.813 | 1.156 | 0.225 | 0.24 |
Feb-18 | 1.788 | 1.152 | 0.217 | 0.227 |
Mar-18 | 1.753 | 1.134 | 0.204 | 0.238 |
Apr-18 | 1.741 | 1.122 | 0.191 | 0.248 |
May-18 | 1.72 | 1.134 | 0.183 | 0.248 |
Jun-18 | 1.817 | 1.168 | 0.229 | 0.266 |
Jul-18 | 1.763 | 1.156 | 0.167 | 0.282 |
Aug-18 | 1.792 | 1.161 | 0.173 | 0.305 |
Sep-18 | 1.794 | 1.163 | 0.15 | 0.313 |
Oct-18 | 1.758 | 1.13 | 0.154 | 0.305 |
Nov-18 | 1.693 | 1.08 | 0.15 | 0.296 |
Dec-18 | 1.633 | 1.054 | 0.15 | 0.271 |
Jan-19 | 1.632 | 1.052 | 0.153 | 0.268 |
Feb-19 | 1.636 | 1.06 | 0.137 | 0.259 |
Mar-19 | 1.606 | 1.064 | 0.145 | 0.252 |
Apr-19 | 1.627 | 1.057 | 0.143 | 0.255 |
May-19 | 1.587 | 1.055 | 0.143 | 0.246 |
Jun-19 | 1.684 | 1.081 | 0.217 | 0.261 |
Jul-19 | 1.642 | 1.077 | 0.154 | 0.268 |
Aug-19 | 1.693 | 1.092 | 0.147 | 0.322 |
Sep-19 | 1.688 | 1.1 | 0.158 | 0.276 |
Oct-19 | 1.715 | 1.102 | 0.176 | 0.288 |
Nov-19 | 1.659 | 1.036 | 0.159 | 0.291 |
Dec-19 | 1.735 | 1.104 | 0.155 | 0.304 |
Jan-20 | 1.773 | 1.101 | 0.156 | 0.332 |
Feb-20 | 1.754 | 1.109 | 0.161 | 0.295 |
Mar-20 | 1.573 | 0.976 | 0.173 | 0.287 |
Apr-20 | 1.185 | 0.607 | 0.262 | 0.206 |
May-20 | 1.374 | 0.882 | 0.209 | 0.183 |
Jun-20 | 1.51 | 1.084 | 0.125 | 0.208 |
Jul-20 | 1.566 | 1.073 | 0.155 | 0.228 |
Aug-20 | 1.387 | 0.926 | 0.165 | 0.21 |
Sep-20 | 1.544 | 1.021 | 0.176 | 0.226 |
Oct-20 | 1.598 | 1.108 | 0.166 | 0.222 |
Nov-20 | 1.722 | 1.177 | 0.196 | 0.23 |
Dec-20 | 1.749 | 1.236 | 0.163 | 0.223 |
Jan-21 | 1.777 | 1.207 | 0.176 | 0.245 |
Feb-21 | 1.769 | 1.125 | 0.227 | 0.254 |
Mar-21 | 1.802 | 1.175 | 0.195 | 0.265 |
Apr-21 | 1.878 | 1.193 | 0.229 | 0.271 |
May-21 | 1.933 | 1.234 | 0.261 | 0.285 |
Jun-21 | 1.773 | 1.168 | 0.174 | 0.291 |
Jul-21 | 1.965 | 1.178 | 0.312 | 0.3 |
Aug-21 | 1.939 | 1.143 | 0.386 | 0.289 |
Sep-21 | 1.967 | 1.143 | 0.357 | 0.285 |
Oct-21 | 2.042 | 1.152 | 0.374 | 0.309 |
Nov-21 | 2.109 | 1.186 | 0.411 | 0.315 |
Dec-21 | 2.155 | 1.208 | 0.446 | 0.337 |
Jan-22 | 2.152 | 1.197 | 0.453 | 0.349 |
Feb-22 | 2.275 | 1.268 | 0.464 | 0.359 |
Mar-22 | 2.28 | 1.25 | 0.463 | 0.36 |
Apr-22 | 2.23 | 1.194 | 0.393 | 0.366 |
May-22 | 2.239 | 1.183 | 0.444 | 0.372 |
Jun-22 | 1.937 | 1.038 | 0.274 | 0.4 |
Jul-22 | 2.107 | 1.096 | 0.448 | 0.361 |
Aug-22 | 2.294 | 1.298 | 0.432 | 0.371 |
Sep-22 | 2.293 | 1.254 | 0.407 | 0.378 |
Oct-22 | 2.265 | 1.19 | 0.437 | 0.392 |
Nov-22 | 2.231 | 1.159 | 0.394 | 0.403 |
Dec-22 | 2.18 | 1.145 | 0.401 | 0.391 |
Jan-23 | 2.204 | 1.153 | 0.386 | 0.409 |
Feb-23 | 2.213 | 1.16 | 0.376 | 0.42 |
Mar-23 | 2.182 | 1.201 | 0.368 | 0.391 |
Apr-23 | 2.222 | 1.226 | 0.34 | 0.395 |
May-23 | 2.36 | 1.346 | 0.314 | 0.406 |
Jun-23 | 2.198 | 1.314 | 0.22 | 0.46 |
Jul-23 | 2.301 | 1.332 | 0.313 | 0.405 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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[]
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- Any missing data points in the series above are not available for publication.
Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.034 | 0.058 | 0.043 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.035 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.051 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.061 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.056 | 0.263 |
Jun-13 | 0.036 | 0.066 | 0.055 | 0.245 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.163 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.060 | 0.159 |
Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
May-14 | 0.041 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.045 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.055 | 0.177 |
Oct-14 | 0.044 | 0.088 | 0.059 | 0.184 |
Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.082 | 0.054 | 0.150 |
Feb-15 | 0.039 | 0.081 | 0.053 | 0.163 |
Mar-15 | 0.039 | 0.084 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.089 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.168 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.094 | 0.063 | NA |
Sep-15 | 0.040 | 0.081 | 0.062 | 0.103 |
Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
Nov-15 | 0.042 | 0.074 | 0.065 | 0.112 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.111 |
Jan-16 | 0.044 | 0.077 | 0.064 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.063 | 0.115 |
Mar-16 | 0.050 | 0.078 | 0.063 | 0.116 |
Apr-16 | 0.050 | 0.083 | 0.067 | 0.127 |
May-16 | 0.046 | 0.081 | 0.065 | 0.116 |
Jun-16 | 0.048 | 0.079 | 0.065 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.066 | 0.130 |
Aug-16 | 0.045 | 0.077 | 0.066 | 0.133 |
Sep-16 | 0.044 | 0.074 | 0.068 | 0.141 |
Oct-16 | 0.045 | 0.069 | 0.064 | 0.140 |
Nov-16 | 0.046 | 0.072 | 0.061 | 0.140 |
Dec-16 | 0.051 | 0.073 | 0.060 | 0.162 |
Jan-17 | 0.048 | 0.070 | 0.059 | 0.139 |
Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
Mar-17 | 0.044 | 0.073 | 0.063 | 0.118 |
Apr-17 | 0.038 | 0.067 | 0.059 | 0.107 |
May-17 | 0.044 | 0.071 | 0.056 | 0.088 |
Jun-17 | 0.043 | 0.071 | 0.059 | 0.080 |
Jul-17 | 0.045 | 0.072 | 0.059 | 0.106 |
Aug-17 | NA | 0.071 | 0.059 | 0.106 |
Sep-17 | 0.048 | 0.068 | 0.062 | 0.108 |
Oct-17 | 0.046 | 0.074 | 0.060 | 0.116 |
Nov-17 | 0.046 | 0.075 | 0.057 | 0.106 |
Dec-17 | 0.046 | 0.066 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.065 | 0.059 | 0.104 |
Feb-18 | 0.046 | 0.066 | 0.055 | 0.103 |
Mar-18 | 0.051 | 0.063 | 0.054 | 0.103 |
Apr-18 | 0.048 | 0.064 | 0.052 | 0.109 |
May-18 | 0.046 | 0.063 | 0.054 | 0.116 |
Jun-18 | 0.051 | 0.072 | 0.054 | 0.120 |
Jul-18 | 0.049 | 0.063 | 0.054 | 0.119 |
Aug-18 | 0.049 | 0.062 | 0.060 | 0.122 |
Sep-18 | 0.050 | 0.065 | 0.054 | 0.121 |
Oct-18 | 0.055 | 0.063 | 0.050 | 0.123 |
Nov-18 | 0.052 | 0.062 | 0.048 | 0.125 |
Dec-18 | 0.049 | 0.057 | 0.044 | 0.131 |
Jan-19 | 0.048 | 0.055 | 0.041 | 0.135 |
Feb-19 | 0.046 | 0.057 | 0.042 | 0.135 |
Mar-19 | 0.044 | 0.056 | 0.037 | 0.139 |
Apr-19 | 0.045 | 0.056 | 0.038 | 0.129 |
May-19 | 0.048 | 0.057 | 0.041 | 0.132 |
Jun-19 | 0.048 | 0.056 | 0.041 | 0.132 |
Jul-19 | 0.056 | 0.058 | 0.039 | 0.142 |
Aug-19 | 0.051 | 0.063 | 0.037 | 0.140 |
Sep-19 | 0.046 | 0.070 | 0.035 | 0.141 |
Oct-19 | 0.047 | 0.074 | 0.034 | 0.157 |
Nov-19 | 0.044 | 0.080 | 0.034 | 0.174 |
Dec-19 | 0.045 | 0.086 | 0.036 | 0.163 |
Jan-20 | 0.046 | 0.091 | 0.035 | 0.186 |
Feb-20 | 0.053 | 0.073 | 0.035 | 0.161 |
Mar-20 | 0.044 | 0.071 | 0.017 | 0.160 |
Apr-20 | 0.029 | 0.065 | 0.002 | 0.120 |
May-20 | 0.042 | 0.060 | 0.002 | 0.120 |
Jun-20 | 0.066 | 0.077 | 0.004 | 0.107 |
Jul-20 | 0.055 | 0.068 | 0.002 | 0.116 |
Aug-20 | 0.044 | 0.063 | 0.003 | 0.126 |
Sep-20 | 0.032 | 0.070 | 0.006 | 0.132 |
Oct-20 | 0.037 | 0.059 | 0.008 | 0.138 |
Nov-20 | 0.046 | 0.068 | 0.004 | 0.131 |
Dec-20 | 0.046 | 0.080 | 0.008 | 0.127 |
Jan-21 | 0.048 | 0.070 | 0.005 | 0.125 |
Feb-21 | 0.050 | 0.094 | 0.005 | 0.124 |
Mar-21 | 0.052 | 0.098 | 0.007 | 0.162 |
Apr-21 | 0.054 | 0.100 | 0.007 | 0.145 |
May-21 | 0.057 | 0.102 | 0.006 | 0.154 |
Jun-21 | 0.074 | 0.108 | 0.006 | 0.154 |
Jul-21 | 0.068 | 0.116 | 0.005 | 0.157 |
Aug-21 | 0.058 | 0.099 | 0.005 | 0.137 |
Sep-21 | 0.057 | 0.112 | 0.005 | 0.159 |
Oct-21 | 0.060 | 0.134 | 0.009 | 0.158 |
Nov-21 | 0.056 | 0.115 | 0.012 | 0.156 |
Dec-21 | 0.062 | 0.112 | 0.013 | 0.161 |
Jan-22 | 0.065 | 0.124 | 0.013 | 0.159 |
Feb-22 | 0.070 | 0.123 | 0.016 | 0.169 |
Mar-22 | 0.071 | 0.135 | 0.019 | 0.161 |
Apr-22 | 0.069 | 0.142 | 0.024 | 0.164 |
May-22 | 0.067 | 0.143 | 0.026 | 0.166 |
Jun-22 | 0.064 | 0.154 | 0.031 | 0.163 |
Jul-22 | 0.059 | 0.118 | 0.034 | 0.163 |
Aug-22 | 0.061 | 0.141 | 0.038 | 0.162 |
Sep-22 | 0.061 | 0.142 | 0.039 | 0.166 |
Oct-22 | 0.059 | 0.146 | 0.040 | 0.163 |
Nov-22 | 0.058 | 0.155 | 0.040 | 0.169 |
Dec-22 | 0.051 | 0.160 | 0.044 | 0.175 |
Jan-23 | 0.059 | 0.168 | 0.045 | 0.204 |
Feb-23 | 0.057 | 0.166 | 0.043 | 0.194 |
Mar-23 | 0.055 | 0.146 | 0.039 | 0.194 |
Apr-23 | 0.049 | 0.144 | 0.045 | 0.182 |
May-23 | 0.074 | 0.164 | 0.047 | 0.180 |
Jun-23 | 0.077 | 0.153 | 0.050 | 0.172 |
Jul-23 | 0.066 | 0.157 | 0.057 | 0.192 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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[]
[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]
[{"axis_id":"0","tick_interval":"0.05","axis_min":"","axis_max":"","axis_title":"$ billions","precision":"3","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]
- Any missing data points in the series above are not available for publication.
Business finance
In July 2023 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance fell 21.5%, after a fall of 12.3% in June. In trend terms, it fell 0.4%.
- for the purchase of property fell 5.1%, after a fall of 12.8% in June. In trend terms, it rose 0.7%.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
---|---|---|---|---|
Jul-05 | 1.905 | 2.378 | 1.582 | 2.248 |
Aug-05 | 1.439 | 4.087 | 1.609 | 2.28 |
Sep-05 | 1.776 | 2.27 | 1.631 | 2.329 |
Oct-05 | 1.301 | 2.309 | 1.645 | 2.39 |
Nov-05 | 1.434 | 2.395 | 1.649 | 2.459 |
Dec-05 | 2.241 | 2.407 | 1.643 | 2.53 |
Jan-06 | 1.389 | 3.067 | 1.633 | 2.594 |
Feb-06 | 2.025 | 2.214 | 1.625 | 2.647 |
Mar-06 | 1.681 | 3.039 | 1.622 | 2.686 |
Apr-06 | 1.525 | 2.466 | 1.626 | 2.711 |
May-06 | 1.788 | 3.137 | 1.634 | 2.731 |
Jun-06 | 1.423 | 3.749 | 1.65 | 2.755 |
Jul-06 | 1.255 | 2.734 | 1.67 | 2.785 |
Aug-06 | 1.77 | 2.718 | 1.69 | 2.826 |
Sep-06 | 3.059 | 2.439 | 1.709 | 2.884 |
Oct-06 | 1.676 | 2.911 | 1.723 | 2.965 |
Nov-06 | 2.271 | 3.241 | 1.73 | 3.075 |
Dec-06 | 1.807 | 3.148 | 1.733 | 3.221 |
Jan-07 | 1.647 | 3.594 | 1.734 | 3.402 |
Feb-07 | 1.45 | 3.958 | 1.732 | 3.617 |
Mar-07 | 2.059 | 3.658 | 1.729 | 3.856 |
Apr-07 | 1.455 | 3.578 | 1.732 | 4.111 |
May-07 | 1.292 | 3.051 | 1.746 | 4.372 |
Jun-07 | 2.014 | 5.285 | 1.777 | 4.624 |
Jul-07 | 1.84 | 4.705 | 1.826 | 4.861 |
Aug-07 | 3.828 | 5.364 | 1.887 | 5.073 |
Sep-07 | 2.301 | 5.519 | 1.953 | 5.246 |
Oct-07 | 2.086 | 5.307 | 2.017 | 5.36 |
Nov-07 | 1.239 | 3.341 | 2.069 | 5.4 |
Dec-07 | 1.819 | 5.488 | 2.105 | 5.357 |
Jan-08 | 2.831 | 5.089 | 2.124 | 5.236 |
Feb-08 | 2.359 | 5.815 | 2.127 | 5.05 |
Mar-08 | 1.129 | 4.575 | 2.113 | 4.818 |
Apr-08 | 2.373 | 4.606 | 2.082 | 4.56 |
May-08 | 1.77 | 4.814 | 2.037 | 4.288 |
Jun-08 | 2.01 | 3.178 | 1.976 | 4.011 |
Jul-08 | 3.389 | 3.419 | 1.897 | 3.734 |
Aug-08 | 2.029 | 3.012 | 1.806 | 3.47 |
Sep-08 | 1.278 | 3.813 | 1.711 | 3.221 |
Oct-08 | 2.199 | 3.188 | 1.619 | 2.994 |
Nov-08 | 1.39 | 3.243 | 1.54 | 2.798 |
Dec-08 | 1.573 | 2.462 | 1.476 | 2.634 |
Jan-09 | 1.091 | 2.203 | 1.427 | 2.503 |
Feb-09 | 1.386 | 2.289 | 1.392 | 2.402 |
Mar-09 | 1.327 | 1.853 | 1.371 | 2.332 |
Apr-09 | 1.218 | 3.684 | 1.363 | 2.292 |
May-09 | 2.985 | 2.246 | 1.361 | 2.278 |
Jun-09 | 2.016 | 2.39 | 1.364 | 2.292 |
Jul-09 | 1.33 | 2.212 | 1.368 | 2.334 |
Aug-09 | 1.102 | 2.813 | 1.372 | 2.392 |
Sep-09 | 2.873 | 3.427 | 1.374 | 2.458 |
Oct-09 | 1.33 | 2.196 | 1.373 | 2.522 |
Nov-09 | 1.507 | 2.585 | 1.367 | 2.583 |
Dec-09 | 1.083 | 2.488 | 1.36 | 2.64 |
Jan-10 | 1.299 | 2.688 | 1.352 | 2.691 |
Feb-10 | 1.5 | 2.619 | 1.343 | 2.736 |
Mar-10 | 1.22 | 3.078 | 1.331 | 2.774 |
Apr-10 | 1.686 | 3.101 | 1.316 | 2.806 |
May-10 | 1.42 | 2.548 | 1.296 | 2.829 |
Jun-10 | 0.949 | 2.904 | 1.271 | 2.842 |
Jul-10 | 1.163 | 4.326 | 1.244 | 2.844 |
Aug-10 | 1.369 | 2.92 | 1.219 | 2.833 |
Sep-10 | 1.268 | 2.312 | 1.199 | 2.815 |
Oct-10 | 1.005 | 2.868 | 1.188 | 2.796 |
Nov-10 | 1.285 | 1.766 | 1.19 | 2.781 |
Dec-10 | 1.152 | 3.181 | 1.209 | 2.772 |
Jan-11 | 1.199 | 2.674 | 1.247 | 2.766 |
Feb-11 | 1.261 | 2.633 | 1.298 | 2.76 |
Mar-11 | 1.439 | 2.604 | 1.356 | 2.751 |
Apr-11 | 1.026 | 2.565 | 1.413 | 2.738 |
May-11 | 1.612 | 2.966 | 1.46 | 2.719 |
Jun-11 | 1.56 | 2.762 | 1.495 | 2.702 |
Jul-11 | 1.467 | 2.913 | 1.514 | 2.685 |
Aug-11 | 1.832 | 2.728 | 1.512 | 2.674 |
Sep-11 | 1.636 | 2.261 | 1.489 | 2.671 |
Oct-11 | 1.352 | 2.602 | 1.448 | 2.675 |
Nov-11 | NA | 2.67 | NA | 2.682 |
Dec-11 | 1.353 | 2.674 | 1.328 | 2.691 |
Jan-12 | 1.037 | 2.792 | 1.263 | 2.706 |
Feb-12 | 1.29 | 2.554 | 1.201 | 2.727 |
Mar-12 | 1.484 | 3.075 | 1.15 | 2.752 |
Apr-12 | 1.036 | 2.926 | 1.112 | 2.779 |
May-12 | 1.021 | 2.564 | 1.09 | 2.805 |
Jun-12 | 1.034 | 2.849 | 1.078 | 2.824 |
Jul-12 | 1.032 | 2.779 | 1.072 | 2.834 |
Aug-12 | 0.692 | 2.469 | 1.068 | 2.839 |
Sep-12 | 1.205 | 3.277 | 1.065 | 2.843 |
Oct-12 | 4.421 | 3.116 | 1.064 | 2.848 |
Nov-12 | 1.03 | 2.69 | 1.066 | 2.858 |
Dec-12 | 2.683 | 2.693 | 1.07 | 2.872 |
Jan-13 | 1.346 | 3.101 | 1.078 | 2.892 |
Feb-13 | 0.878 | 2.855 | 1.094 | 2.917 |
Mar-13 | 0.942 | 2.653 | 1.121 | 2.95 |
Apr-13 | 0.738 | 2.984 | 1.167 | 2.992 |
May-13 | 1.344 | 3.305 | 1.234 | 3.052 |
Jun-13 | 1.47 | 3.301 | 1.321 | 3.133 |
Jul-13 | 1.229 | 3.056 | 1.424 | 3.24 |
Aug-13 | 1.496 | 3.344 | 1.532 | 3.369 |
Sep-13 | 1.464 | 3.406 | 1.636 | 3.513 |
Oct-13 | 1.665 | 3.416 | 1.726 | 3.664 |
Nov-13 | 2.23 | 5.147 | 1.796 | 3.818 |
Dec-13 | 2.209 | 4.078 | 1.849 | 3.969 |
Jan-14 | 1.591 | 3.216 | 1.887 | 4.108 |
Feb-14 | 2.245 | 4.447 | 1.915 | 4.228 |
Mar-14 | 1.502 | 4.649 | 1.937 | 4.326 |
Apr-14 | 3.785 | 4.201 | 1.957 | 4.402 |
May-14 | 1.804 | 4.57 | 1.98 | 4.452 |
Jun-14 | 1.545 | 3.885 | 2.008 | 4.478 |
Jul-14 | 2.909 | 4.647 | 2.045 | 4.484 |
Aug-14 | 1.699 | 4.778 | 2.091 | 4.481 |
Sep-14 | 2.969 | 4.255 | 2.142 | 4.476 |
Oct-14 | 2.166 | 4.499 | 2.192 | 4.474 |
Nov-14 | 1.78 | 3.043 | 2.233 | 4.483 |
Dec-14 | 2.198 | 4.762 | 2.259 | 4.503 |
Jan-15 | 3.623 | 4.451 | 2.268 | 4.534 |
Feb-15 | 2.622 | 4.371 | 2.267 | 4.578 |
Mar-15 | 1.999 | 4.417 | 2.258 | 4.635 |
Apr-15 | 2.413 | 4.761 | 2.242 | 4.704 |
May-15 | 2.337 | 4.99 | 2.218 | 4.786 |
Jun-15 | 2.087 | 4.847 | 2.19 | 4.878 |
Jul-15 | 2.009 | 4.974 | 2.164 | 4.976 |
Aug-15 | 2.247 | 4.988 | 2.142 | 5.065 |
Sep-15 | 1.878 | 8.346 | 2.13 | 5.14 |
Oct-15 | 2.193 | 4.998 | 2.132 | 5.197 |
Nov-15 | 2.462 | 5.256 | 2.149 | 5.231 |
Dec-15 | 2.183 | 5.644 | 2.174 | 5.244 |
Jan-16 | 1.617 | 4.523 | 2.197 | 5.241 |
Feb-16 | 1.84 | 5.55 | 2.207 | 5.224 |
Mar-16 | 2.993 | 5.201 | 2.201 | 5.2 |
Apr-16 | 3.317 | 5.129 | 2.18 | 5.172 |
May-16 | 2.237 | 4.681 | 2.147 | 5.149 |
Jun-16 | 1.807 | 5.085 | 2.106 | 5.139 |
Jul-16 | 2.29 | 5.497 | 2.061 | 5.147 |
Aug-16 | 1.86 | 5.026 | 2.022 | 5.171 |
Sep-16 | 1.537 | 5.322 | 1.991 | 5.213 |
Oct-16 | 1.867 | 5.149 | 1.977 | 5.27 |
Nov-16 | 4.698 | 5.307 | 1.982 | 5.334 |
Dec-16 | 1.961 | 5.004 | 2.006 | 5.396 |
Jan-17 | 2.785 | 5.896 | 2.046 | 5.455 |
Feb-17 | 1.808 | 5.65 | 2.096 | 5.508 |
Mar-17 | 1.871 | 5.695 | 2.147 | 5.548 |
Apr-17 | 2.442 | 5.265 | 2.192 | 5.578 |
May-17 | 1.9 | 5.479 | 2.234 | 5.596 |
Jun-17 | 2.907 | 5.802 | 2.276 | 5.601 |
Jul-17 | 1.854 | 6.881 | 2.323 | 5.59 |
Aug-17 | 2.811 | 5.43 | 2.375 | 5.566 |
Sep-17 | 1.974 | 5.232 | 2.436 | 5.532 |
Oct-17 | 2.187 | 6.076 | 2.503 | 5.489 |
Nov-17 | 4.009 | 5.569 | 2.567 | 5.443 |
Dec-17 | 2.666 | 4.817 | 2.622 | 5.396 |
Jan-18 | 2.911 | 5.567 | 2.66 | 5.356 |
Feb-18 | 2.484 | 5.404 | 2.672 | 5.328 |
Mar-18 | 2.594 | 5.146 | 2.654 | 5.324 |
Apr-18 | 2.981 | 5.511 | 2.607 | 5.343 |
May-18 | 2.649 | 5.061 | 2.537 | 5.383 |
Jun-18 | 2.253 | 5.368 | 2.452 | 5.43 |
Jul-18 | 2.595 | 5.375 | 2.357 | 5.478 |
Aug-18 | 2.07 | 5.593 | 2.267 | 5.523 |
Sep-18 | 2.103 | 5.692 | 2.19 | 5.559 |
Oct-18 | 3.444 | 5.758 | 2.137 | 5.58 |
Nov-18 | 1.719 | 6.198 | 2.112 | 5.584 |
Dec-18 | 1.96 | 4.232 | 2.121 | 5.574 |
Jan-19 | 2.585 | 5.13 | 2.168 | 5.55 |
Feb-19 | 2.792 | 5.072 | 2.258 | 5.508 |
Mar-19 | 1.889 | 5.493 | 2.386 | 5.449 |
Apr-19 | 1.971 | 5.477 | 2.536 | 5.374 |
May-19 | 2.667 | 6.391 | 2.691 | 5.29 |
Jun-19 | 3.059 | 7.288 | 2.837 | 5.203 |
Jul-19 | 2.821 | 4.68 | 2.955 | 5.118 |
Aug-19 | 3.067 | 5.233 | 3.03 | 5.038 |
Sep-19 | 3.979 | 5.081 | 3.055 | 4.956 |
Oct-19 | 3.224 | 4.117 | 3.027 | 4.869 |
Nov-19 | 3.185 | 4.276 | 2.95 | 4.771 |
Dec-19 | 2.937 | 4.794 | 2.833 | 4.661 |
Jan-20 | 2.134 | 4.708 | 2.688 | 4.54 |
Feb-20 | 2.195 | 5.153 | 2.531 | 4.413 |
Mar-20 | 2.756 | 4.658 | 2.382 | 4.282 |
Apr-20 | 2.003 | 4.257 | 2.259 | 4.151 |
May-20 | 1.963 | 3.896 | 2.167 | 4.025 |
Jun-20 | 3.1 | 3.598 | 2.108 | 3.917 |
Jul-20 | 2.386 | 3.449 | 2.079 | 3.84 |
Aug-20 | 1.307 | 3.775 | 2.07 | 3.802 |
Sep-20 | 2.099 | 3.87 | 2.07 | 3.817 |
Oct-20 | 1.899 | 3.829 | 2.067 | 3.898 |
Nov-20 | 1.228 | 4.21 | 2.061 | 4.048 |
Dec-20 | 2.013 | 4.793 | 2.054 | 4.258 |
Jan-21 | 1.065 | 3.938 | 2.046 | 4.514 |
Feb-21 | 2.041 | 4.467 | 2.04 | 4.797 |
Mar-21 | 2.241 | 5.15 | 2.036 | 5.09 |
Apr-21 | 1.902 | 5.499 | 2.033 | 5.388 |
May-21 | 1.918 | 4.654 | 2.033 | 5.689 |
Jun-21 | 1.679 | 6.809 | 2.038 | 5.987 |
Jul-21 | 2.669 | 7.341 | 2.044 | 6.272 |
Aug-21 | 2.068 | 6.027 | 2.054 | 6.527 |
Sep-21 | 2.26 | 6.154 | 2.068 | 6.738 |
Oct-21 | 2.057 | 7.182 | 2.085 | 6.896 |
Nov-21 | 1.6 | 6.693 | 2.099 | 7 |
Dec-21 | 2.366 | 7.036 | 2.108 | 7.05 |
Jan-22 | 4.047 | 7.889 | 2.109 | 7.052 |
Feb-22 | 1.876 | 7.607 | 2.103 | 7.013 |
Mar-22 | 2.365 | 6.525 | 2.09 | 6.933 |
Apr-22 | 2.135 | 6.163 | 2.07 | 6.813 |
May-22 | 2.029 | 6.714 | 2.048 | 6.656 |
Jun-22 | 2.215 | 6.094 | 2.026 | 6.465 |
Jul-22 | 1.677 | 7.341 | 2.008 | 6.249 |
Aug-22 | 2.162 | 6.366 | 1.999 | 6.029 |
Sep-22 | 1.504 | 5.844 | 2.006 | 5.822 |
Oct-22 | 2.382 | 5.493 | 2.028 | 5.635 |
Nov-22 | 0.944 | 5.458 | 2.064 | 5.473 |
Dec-22 | 1.901 | 5.094 | 2.111 | 5.341 |
Jan-23 | 1.861 | 5.061 | 2.16 | 5.242 |
Feb-23 | 2.848 | 4.952 | 2.205 | 5.174 |
Mar-23 | 2.298 | 4.944 | 2.241 | 5.144 |
Apr-23 | 3.345 | 5.43 | 2.265 | 5.147 |
May-23 | 2.614 | 5.877 | 2.276 | 5.174 |
Jun-23 | 2.292 | 5.125 | 2.275 | 5.21 |
Jul-23 | 1.8 | 4.865 | 2.267 | 5.246 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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[]
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Any missing data points in the series above are not available for publication.