Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

January 2024

Released

7/03/2024

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Key statistics

In January 2024, new loan commitments (seasonally adjusted):

fell 3.9% for housing
rose 6.0% for personal fixed term loans
rose 5.8% for business construction (a typically volatile series) and rose 1.2% in trend terms
rose 16.9% for business purchase of property (a typically volatile series) and rose 1.0% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)
			Jan-2024 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		25.12	-3.9	8.5
		Owner Occupier (a)	15.91	-4.6	3.4
		Investor (a)	9.21	-2.6	18.5
	Personal
		Fixed term loans (a)	2.46	6.0	13.6
Businesses
	Construction		2.45	5.8	33.1
	Purchase of Property		6.32	16.9	30.1

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

In January 2024 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 3.9% to $25.1b, after a fall of 4.1% in December. It was 8.5% higher compared to a year ago.
for owner-occupier housing fell 4.6% to $15.9b but was 3.4% higher compared to a year ago
for investor housing fell 2.6% to $9.2b but was 18.5% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Jan-06	14.259	8.956	5.303	14.291	9.04	5.251
Feb-06	14.431	9.179	5.252	14.46	9.159	5.301
Mar-06	14.544	9.271	5.273	14.66	9.293	5.367
Apr-06	14.751	9.435	5.316	14.867	9.419	5.448
May-06	15.239	9.515	5.724	15.021	9.507	5.514
Jun-06	15.502	9.516	5.986	15.06	9.533	5.527
Jul-06	15.281	9.789	5.492	14.965	9.497	5.468
Aug-06	15.006	9.494	5.512	14.772	9.422	5.35
Sep-06	14.164	9.173	4.99	14.558	9.343	5.214
Oct-06	14.331	9.275	5.057	14.416	9.298	5.118
Nov-06	14.204	9.231	4.972	14.419	9.315	5.104
Dec-06	14.588	9.403	5.185	14.6	9.41	5.19
Jan-07	14.954	9.576	5.378	14.948	9.587	5.361
Feb-07	15.401	9.767	5.634	15.422	9.823	5.599
Mar-07	15.915	10.079	5.836	15.95	10.085	5.866
Apr-07	16.315	10.273	6.042	16.465	10.35	6.115
May-07	17.111	10.693	6.418	16.905	10.594	6.311
Jun-07	18.255	11.343	6.912	17.219	10.788	6.431
Jul-07	17.418	10.783	6.635	17.387	10.914	6.474
Aug-07	17.431	11.052	6.378	17.412	10.955	6.457
Sep-07	16.76	10.451	6.308	17.328	10.921	6.407
Oct-07	16.868	10.768	6.1	17.16	10.819	6.341
Nov-07	16.994	10.659	6.335	16.909	10.648	6.262
Dec-07	16.544	10.359	6.186	16.543	10.395	6.148
Jan-08	16.88	10.786	6.094	16.027	10.052	5.975
Feb-08	15.684	9.909	5.775	15.376	9.64	5.736
Mar-08	14.558	9.144	5.414	14.647	9.199	5.448
Apr-08	13.871	8.706	5.164	13.932	8.769	5.163
May-08	12.992	8.196	4.795	13.337	8.407	4.93
Jun-08	12.945	8.196	4.749	12.936	8.162	4.774
Jul-08	12.784	8.135	4.649	12.74	8.053	4.687
Aug-08	12.624	7.963	4.66	12.736	8.087	4.649
Sep-08	12.979	8.246	4.733	12.888	8.259	4.63
Oct-08	13.387	8.56	4.827	13.171	8.562	4.609
Nov-08	13.047	8.553	4.494	13.589	9.001	4.588
Dec-08	13.917	9.369	4.548	14.133	9.554	4.579
Jan-09	14.883	10.224	4.659	14.773	10.173	4.601
Feb-09	15.365	10.782	4.583	15.441	10.779	4.662
Mar-09	16.712	11.97	4.742	16.06	11.292	4.769
Apr-09	17.025	11.928	5.096	16.573	11.658	4.915
May-09	16.858	11.833	5.025	16.951	11.867	5.084
Jun-09	17.203	11.967	5.236	17.206	11.943	5.263
Jul-09	17.215	11.77	5.444	17.366	11.921	5.445
Aug-09	17.329	11.627	5.701	17.434	11.824	5.609
Sep-09	17.89	12.185	5.704	17.387	11.648	5.738
Oct-09	17.606	11.801	5.805	17.217	11.389	5.828
Nov-09	17.072	11.087	5.985	16.92	11.043	5.877
Dec-09	16.486	10.601	5.885	16.536	10.641	5.894
Jan-10	15.944	10.112	5.832	16.138	10.234	5.904
Feb-10	15.668	9.794	5.874	15.79	9.873	5.918
Mar-10	15.553	9.604	5.95	15.536	9.6	5.936
Apr-10	15.261	9.358	5.903	15.365	9.421	5.944
May-10	15.418	9.435	5.983	15.241	9.314	5.927
Jun-10	15.118	9.128	5.99	15.122	9.248	5.873
Jul-10	15.04	9.288	5.752	14.996	9.211	5.785
Aug-10	14.62	9.228	5.392	14.868	9.195	5.673
Sep-10	14.626	9.148	5.478	14.75	9.193	5.557
Oct-10	14.653	9.16	5.493	14.638	9.187	5.45
Nov-10	14.71	9.325	5.386	14.52	9.165	5.355
Dec-10	15.018	9.438	5.58	14.396	9.123	5.273
Jan-11	14.156	9.013	5.142	14.267	9.066	5.2
Feb-11	14.064	8.873	5.191	14.15	9.013	5.137
Mar-11	13.627	8.829	4.798	14.066	8.976	5.089
Apr-11	13.997	9.002	4.995	14.03	8.966	5.064
May-11	14.234	9.086	5.148	14.037	8.977	5.06
Jun-11	14.135	9.095	5.041	14.054	8.99	5.063
Jul-11	14.085	9.035	5.05	14.06	8.992	5.068
Aug-11	14.172	9.041	5.13	14.054	8.977	5.077
Sep-11	13.933	8.795	5.138	14.059	8.961	5.098
Oct-11	13.86	8.862	4.998	14.088	8.953	5.134
Nov-11	14.049	8.967	5.082	14.139	8.949	5.19
Dec-11	14.716	9.392	5.324	14.198	8.942	5.256
Jan-12	14.767	9.394	5.374	14.252	8.934	5.319
Feb-12	14.083	8.681	5.401	14.3	8.928	5.372
Mar-12	14.092	8.703	5.389	14.346	8.938	5.408
Apr-12	14.345	8.924	5.421	14.408	8.981	5.427
May-12	14.506	9.109	5.397	14.502	9.066	5.435
Jun-12	14.736	9.249	5.487	14.622	9.177	5.445
Jul-12	14.775	9.278	5.497	14.743	9.281	5.463
Aug-12	14.868	9.436	5.432	14.848	9.358	5.49
Sep-12	15.107	9.501	5.605	14.941	9.404	5.537
Oct-12	14.905	9.386	5.52	15.057	9.442	5.615
Nov-12	15.186	9.432	5.754	15.239	9.506	5.733
Dec-12	15.369	9.528	5.842	15.507	9.613	5.893
Jan-13	15.893	9.793	6.1	15.851	9.768	6.083
Feb-13	16.139	9.876	6.262	16.232	9.953	6.279
Mar-13	16.883	10.35	6.534	16.598	10.139	6.459
Apr-13	16.936	10.3	6.636	16.906	10.297	6.609
May-13	17.223	10.424	6.8	17.148	10.413	6.735
Jun-13	17.303	10.48	6.824	17.37	10.503	6.867
Jul-13	17.477	10.518	6.958	17.62	10.587	7.033
Aug-13	17.363	10.238	7.125	17.919	10.675	7.245
Sep-13	18.199	10.757	7.442	18.256	10.774	7.482
Oct-13	18.692	10.892	7.799	18.595	10.89	7.704
Nov-13	19.245	11.197	8.048	18.892	11.014	7.877
Dec-13	18.994	10.942	8.052	19.122	11.132	7.991
Jan-14	19.169	11.177	7.992	19.276	11.228	8.048
Feb-14	19.373	11.445	7.928	19.377	11.301	8.077
Mar-14	19.484	11.38	8.104	19.451	11.344	8.107
Apr-14	19.589	11.316	8.272	19.509	11.348	8.161
May-14	19.505	11.232	8.273	19.57	11.317	8.252
Jun-14	19.622	11.38	8.242	19.645	11.264	8.381
Jul-14	19.827	11.289	8.538	19.741	11.206	8.535
Aug-14	19.627	10.972	8.655	19.876	11.176	8.7
Sep-14	20.004	11.116	8.888	20.034	11.179	8.855
Oct-14	20.578	11.414	9.164	20.202	11.21	8.992
Nov-14	20.065	10.97	9.095	20.377	11.27	9.107
Dec-14	20.468	11.372	9.096	20.548	11.348	9.2
Jan-15	20.709	11.536	9.172	20.709	11.429	9.28
Feb-15	20.116	11.287	8.829	20.853	11.5	9.353
Mar-15	21.249	11.725	9.524	20.979	11.578	9.401
Apr-15	21.834	11.793	10.041	21.079	11.694	9.386
May-15	20.315	11.134	9.182	21.133	11.871	9.262
Jun-15	21.12	11.981	9.138	21.111	12.113	8.998
Jul-15	21.168	12.324	8.844	21.007	12.4	8.607
Aug-15	21.703	13.222	8.481	20.81	12.675	8.135
Sep-15	20.955	13.564	7.391	20.535	12.886	7.648
Oct-15	20.023	13.144	6.879	20.205	12.995	7.21
Nov-15	19.646	12.991	6.655	19.853	12.984	6.869
Dec-15	19.597	12.899	6.698	19.548	12.891	6.656
Jan-16	19.11	12.504	6.606	19.36	12.782	6.578
Feb-16	19.348	12.727	6.621	19.315	12.704	6.611
Mar-16	19.116	12.459	6.657	19.396	12.665	6.73
Apr-16	19.607	12.724	6.883	19.561	12.644	6.917
May-16	19.974	12.761	7.213	19.769	12.614	7.155
Jun-16	20.204	12.696	7.508	19.99	12.562	7.428
Jul-16	20.077	12.428	7.648	20.226	12.502	7.724
Aug-16	19.889	12.319	7.57	20.492	12.468	8.024
Sep-16	20.779	12.457	8.322	20.801	12.491	8.31
Oct-16	21.179	12.602	8.577	21.148	12.585	8.564
Nov-16	21.524	12.709	8.815	21.526	12.755	8.772
Dec-16	21.989	13.063	8.926	21.885	12.971	8.914
Jan-17	22.195	13.198	8.997	22.167	13.195	8.972
Feb-17	21.735	13.197	8.538	22.332	13.398	8.935
Mar-17	22.594	13.715	8.88	22.391	13.578	8.812
Apr-17	22.605	13.851	8.754	22.377	13.747	8.63
May-17	22.129	13.805	8.324	22.323	13.903	8.421
Jun-17	22.068	13.921	8.147	22.256	14.042	8.214
Jul-17	22.136	14.253	7.882	22.179	14.152	8.027
Aug-17	22.423	14.492	7.932	22.073	14.213	7.86
Sep-17	22.113	14.3	7.813	21.936	14.229	7.706
Oct-17	21.646	14.113	7.533	21.761	14.209	7.552
Nov-17	21.522	14.143	7.379	21.527	14.15	7.377
Dec-17	21.163	13.994	7.169	21.262	14.078	7.183
Jan-18	21.164	14.218	6.945	21.014	14.026	6.988
Feb-18	21.127	14.196	6.931	20.819	14.007	6.812
Mar-18	20.42	13.859	6.562	20.677	14.01	6.667
Apr-18	20.198	13.782	6.416	20.55	14.003	6.546
May-18	20.697	14.19	6.507	20.397	13.956	6.441
Jun-18	20.267	13.951	6.316	20.181	13.844	6.338
Jul-18	20.242	13.935	6.307	19.868	13.653	6.214
Aug-18	19.38	13.331	6.049	19.434	13.382	6.053
Sep-18	18.721	12.871	5.849	18.893	13.043	5.85
Oct-18	18.892	13.206	5.686	18.295	12.68	5.614
Nov-18	17.785	12.449	5.336	17.729	12.35	5.378
Dec-18	16.954	11.815	5.139	17.249	12.083	5.166
Jan-19	16.644	11.723	4.92	16.872	11.882	4.99
Feb-19	17.044	12.155	4.889	16.609	11.748	4.86
Mar-19	16.441	11.65	4.791	16.462	11.685	4.777
Apr-19	16.552	11.785	4.767	16.439	11.697	4.741
May-19	16.213	11.499	4.714	16.534	11.788	4.746
Jun-19	16.553	11.819	4.733	16.75	11.964	4.787
Jul-19	17.058	12.174	4.884	17.099	12.235	4.864
Aug-19	17.836	12.609	5.226	17.578	12.605	4.973
Sep-19	18.058	12.976	5.082	18.149	13.048	5.101
Oct-19	18.613	13.449	5.163	18.7	13.482	5.218
Nov-19	19.346	13.984	5.362	19.119	13.828	5.292
Dec-19	19.604	14.174	5.431	19.323	14.019	5.304
Jan-20	19.655	14.317	5.338	19.299	14.043	5.256
Feb-20	19.261	14.057	5.204	19.111	13.94	5.171
Mar-20	19.178	14.22	4.958	18.902	13.809	5.093
Apr-20	18.288	13.383	4.905	18.849	13.779	5.07
May-20	16.2	12.066	4.135	18.285	13.952	4.333
Jun-20	17.236	12.825	4.411	18.807	14.351	4.457
Jul-20	18.964	14.298	4.666	19.839	15.204	4.636
Aug-20	21.32	16.351	4.969	21.056	16.202	4.854
Sep-20	22.761	17.369	5.391	22.076	16.979	5.097
Oct-20	23.001	17.701	5.3	23.202	17.828	5.374
Nov-20	23.902	18.403	5.499	24.362	18.661	5.701
Dec-20	25.629	19.569	6.059	25.6	19.517	6.083
Jan-21	28.363	21.836	6.527	26.893	20.378	6.514
Feb-21	28.84	21.931	6.909	28.181	21.196	6.985
Mar-21	29.79	22.11	7.68	29.352	21.882	7.47
Apr-21	30.572	22.617	7.955	30.439	22.489	7.95
May-21	31.636	22.822	8.814	31.087	22.676	8.411
Jun-21	31.246	22.34	8.905	31.446	22.603	8.843
Jul-21	31.851	22.562	9.289	31.588	22.351	9.237
Aug-21	31.315	21.726	9.589	31.636	22.033	9.604
Sep-21	30.976	20.999	9.977	31.732	21.769	9.962
Oct-21	30.605	20.366	10.24	31.963	21.64	10.323
Nov-21	32.176	21.629	10.547	32.298	21.624	10.674
Dec-21	32.848	21.901	10.947	32.643	21.648	10.995
Jan-22	34.122	22.701	11.42	32.88	21.635	11.246
Feb-22	33.123	21.688	11.435	32.879	21.513	11.366
Mar-22	32.555	21.242	11.314	32.57	21.256	11.314
Apr-22	31.648	20.505	11.143	31.958	20.881	11.076
May-22	31.454	20.643	10.811	31.089	20.408	10.682
Jun-22	30.154	19.959	10.196	30.045	19.851	10.194
Jul-22	28.579	19.125	9.454	28.888	19.207	9.681
Aug-22	27.695	18.555	9.139	27.673	18.48	9.193
Sep-22	26.392	17.66	8.732	26.453	17.697	8.757
Oct-22	25.442	16.988	8.454	25.325	16.927	8.398
Nov-22	24.358	16.174	8.184	24.392	16.267	8.125
Dec-22	23.451	15.582	7.869	23.729	15.795	7.934
Jan-23	23.159	15.385	7.775	23.362	15.53	7.832
Feb-23	23.019	15.273	7.745	23.285	15.456	7.829
Mar-23	23.993	15.974	8.019	23.437	15.516	7.921
Apr-23	23.697	15.689	8.008	23.705	15.629	8.076
May-23	25.092	16.482	8.609	24.019	15.752	8.268
Jun-23	24.545	15.944	8.601	24.359	15.88	8.479
Jul-23	24.367	15.666	8.7	24.744	16.037	8.706
Aug-23	24.863	16.093	8.77	25.174	16.237	8.937
Sep-23	25.31	16.264	9.046	25.596	16.451	9.145
Oct-23	27.086	17.621	9.465	25.911	16.612	9.299
Nov-23	27.269	17.661	9.608	26.032	16.653	9.379
Dec-23	26.138	16.681	9.457	25.948	16.554	9.393
Jan-24	25.123	15.91	9.213	25.701	16.339	9.362

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24"],[[14.259],[14.430999999999999],[14.544],[14.750999999999999],[15.239000000000001],[15.502000000000001],[15.281000000000001],[15.006],[14.164],[14.331],[14.204000000000001],[14.587999999999999],[14.954000000000001],[15.401],[15.914999999999999],[16.315000000000001],[17.111000000000001],[18.254999999999999],[17.417999999999999],[17.431000000000001],[16.760000000000002],[16.867999999999999],[16.994],[16.544],[16.879999999999999],[15.683999999999999],[14.558],[13.871],[12.992000000000001],[12.945],[12.784000000000001],[12.624000000000001],[12.978999999999999],[13.387],[13.047000000000001],[13.917],[14.882999999999999],[15.365],[16.712],[17.024999999999999],[16.858000000000001],[17.202999999999999],[17.215],[17.329000000000001],[17.890000000000001],[17.606000000000002],[17.071999999999999],[16.486000000000001],[15.944000000000001],[15.667999999999999],[15.553000000000001],[15.260999999999999],[15.417999999999999],[15.118],[15.039999999999999],[14.619999999999999],[14.625999999999999],[14.653],[14.710000000000001],[15.018000000000001],[14.156000000000001],[14.064],[13.627000000000001],[13.997],[14.234],[14.135],[14.085000000000001],[14.172000000000001],[13.933],[13.859999999999999],[14.048999999999999],[14.715999999999999],[14.766999999999999],[14.083],[14.092000000000001],[14.345000000000001],[14.506],[14.736000000000001],[14.775],[14.868],[15.106999999999999],[14.904999999999999],[15.186],[15.369],[15.893000000000001],[16.138999999999999],[16.882999999999999],[16.936],[17.222999999999999],[17.303000000000001],[17.477],[17.363],[18.199000000000002],[18.692],[19.245000000000001],[18.994],[19.169],[19.373000000000001],[19.484000000000002],[19.588999999999999],[19.504999999999999],[19.622],[19.827000000000002],[19.626999999999999],[20.004000000000001],[20.577999999999999],[20.065000000000001],[20.468],[20.709],[20.116],[21.248999999999999],[21.834],[20.315000000000001],[21.120000000000001],[21.167999999999999],[21.702999999999999],[20.954999999999998],[20.023],[19.646000000000001],[19.597000000000001],[19.109999999999999],[19.347999999999999],[19.116],[19.606999999999999],[19.974],[20.204000000000001],[20.077000000000002],[19.888999999999999],[20.779],[21.178999999999998],[21.524000000000001],[21.989000000000001],[22.195],[21.734999999999999],[22.594000000000001],[22.605],[22.129000000000001],[22.068000000000001],[22.135999999999999],[22.422999999999998],[22.113],[21.646000000000001],[21.521999999999998],[21.163],[21.164000000000001],[21.126999999999999],[20.420000000000002],[20.198],[20.696999999999999],[20.266999999999999],[20.242000000000001],[19.379999999999999],[18.721],[18.891999999999999],[17.785],[16.954000000000001],[16.643999999999998],[17.044],[16.440999999999999],[16.552],[16.213000000000001],[16.553000000000001],[17.058],[17.835999999999999],[18.058],[18.613],[19.346],[19.603999999999999],[19.655000000000001],[19.260999999999999],[19.178000000000001],[18.288],[16.199999999999999],[17.236000000000001],[18.963999999999999],[21.32],[22.760999999999999],[23.001000000000001],[23.9020000000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[]

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All series exclude refinancing

In January 2024 in seasonally adjusted terms, the value of external refinancing:

for total housing fell 5.0% to $16.1b and was 19.5% lower compared to a year ago
for owner-occupier housing fell 7.4% to $10.3b and was 24.3% lower compared to a year ago
for investor housing fell 0.5% to $5.8b and was 9.1% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Jan-06	3.905	3.056	0.849
Feb-06	4.19	3.2	0.99
Mar-06	4.068	3.177	0.891
Apr-06	4.162	3.07	1.092
May-06	4.115	3.359	0.756
Jun-06	4.228	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.893
Sep-06	4.457	3.551	0.906
Oct-06	4.465	3.613	0.853
Nov-06	4.532	3.629	0.904
Dec-06	4.432	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.625	3.465	1.161
Mar-07	4.479	3.388	1.091
Apr-07	4.651	3.522	1.13
May-07	4.496	3.447	1.049
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.487	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.67	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.892	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.204
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.231
Aug-08	4.312	3.137	1.175
Sep-08	4.091	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.95	3.412	1.538
Feb-09	4.729	3.147	1.583
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.385	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.07	2.82	1.25
Dec-09	3.781	2.757	1.024
Jan-10	3.577	2.589	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.575	2.633	0.942
Jun-10	3.635	2.72	0.915
Jul-10	3.732	2.818	0.915
Aug-10	3.833	2.917	0.916
Sep-10	3.851	2.929	0.922
Oct-10	4.019	3.019	1
Nov-10	4.071	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.134	3.207	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.936	1.029
Apr-11	4.235	3.174	1.06
May-11	4.556	3.39	1.166
Jun-11	4.512	3.364	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.867	3.644	1.223
Sep-11	4.895	3.634	1.262
Oct-11	4.757	3.548	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.105	3.731	1.374
Feb-12	5.162	3.691	1.47
Mar-12	5.211	3.683	1.528
Apr-12	4.912	3.614	1.298
May-12	4.999	3.573	1.426
Jun-12	4.988	3.491	1.496
Jul-12	4.887	3.407	1.48
Aug-12	5.027	3.436	1.59
Sep-12	5.004	3.406	1.598
Oct-12	5.017	3.482	1.535
Nov-12	5.096	3.453	1.644
Dec-12	4.937	3.386	1.551
Jan-13	5.109	3.433	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.204	3.573	1.631
Apr-13	5.371	3.647	1.724
May-13	5.423	3.752	1.671
Jun-13	5.629	3.92	1.709
Jul-13	6.46	3.802	2.658
Aug-13	6.15	3.642	2.509
Sep-13	6.723	3.914	2.81
Oct-13	6.819	3.878	2.941
Nov-13	6.939	3.933	3.006
Dec-13	6.891	3.867	3.023
Jan-14	6.888	3.891	2.997
Feb-14	7.333	4.215	3.118
Mar-14	7.12	3.958	3.162
Apr-14	7.382	4.054	3.327
May-14	7.449	4.075	3.373
Jun-14	7.604	4.178	3.425
Jul-14	7.84	4.284	3.556
Aug-14	7.804	4.264	3.539
Sep-14	8.041	4.283	3.759
Oct-14	8.393	4.404	3.99
Nov-14	8.435	4.476	3.958
Dec-14	8.683	4.594	4.089
Jan-15	8.736	4.704	4.032
Feb-15	9.061	4.957	4.105
Mar-15	9.303	5.003	4.3
Apr-15	9.39	5.232	4.158
May-15	9.251	4.975	4.276
Jun-15	9.134	5.323	3.811
Jul-15	8.918	5.413	3.505
Aug-15	8.795	5.461	3.334
Sep-15	8.807	5.745	3.061
Oct-15	8.987	5.91	3.077
Nov-15	9.244	6.089	3.155
Dec-15	9.713	6.472	3.241
Jan-16	9.341	6.06	3.28
Feb-16	9.357	6.007	3.349
Mar-16	9.419	6.205	3.214
Apr-16	9.448	6.232	3.217
May-16	9.35	6.033	3.317
Jun-16	9.669	6.057	3.612
Jul-16	9.693	6.106	3.587
Aug-16	9.407	5.746	3.661
Sep-16	9.581	6.049	3.533
Oct-16	8.994	5.807	3.187
Nov-16	9.078	5.675	3.402
Dec-16	9.007	5.567	3.439
Jan-17	9.114	5.769	3.344
Feb-17	8.709	5.411	3.298
Mar-17	8.792	5.435	3.357
Apr-17	8.474	5.19	3.284
May-17	8.797	5.427	3.37
Jun-17	8.715	5.269	3.446
Jul-17	8.592	5.136	3.455
Aug-17	8.974	5.24	3.734
Sep-17	8.707	5.319	3.389
Oct-17	8.48	5.347	3.132
Nov-17	8.965	5.529	3.436
Dec-17	9.295	5.738	3.557
Jan-18	9.624	5.793	3.831
Feb-18	9.77	5.765	4.005
Mar-18	9.245	5.541	3.704
Apr-18	9.442	5.673	3.77
May-18	9.176	5.601	3.575
Jun-18	8.744	5.33	3.413
Jul-18	9.109	5.721	3.387
Aug-18	8.958	5.592	3.366
Sep-18	8.719	5.385	3.334
Oct-18	9.023	5.57	3.453
Nov-18	8.974	5.531	3.443
Dec-18	8.672	5.383	3.288
Jan-19	8.407	5.197	3.21
Feb-19	8.546	5.351	3.195
Mar-19	8.53	5.276	3.254
Apr-19	8.411	5.225	3.187
May-19	8.362	5.163	3.199
Jun-19	8.02	4.811	3.208
Jul-19	8.321	5.225	3.096
Aug-19	8.964	5.565	3.399
Sep-19	9.851	6.119	3.732
Oct-19	9.831	6.057	3.774
Nov-19	10.156	6.283	3.873
Dec-19	10.464	6.564	3.9
Jan-20	10.855	6.966	3.889
Feb-20	11.221	7.251	3.97
Mar-20	10.791	6.88	3.911
Apr-20	11.645	7.554	4.092
May-20	14.103	9.377	4.726
Jun-20	13.551	8.791	4.76
Jul-20	10.402	6.698	3.703
Aug-20	10.767	6.819	3.948
Sep-20	12.764	7.985	4.78
Oct-20	12.255	7.599	4.656
Nov-20	10.384	6.386	3.998
Dec-20	11.434	7.172	4.262
Jan-21	12.548	8.111	4.437
Feb-21	13.835	8.975	4.86
Mar-21	13.153	8.547	4.606
Apr-21	13.9	9.1	4.8
May-21	14.589	9.555	5.033
Jun-21	15.146	9.903	5.243
Jul-21	16.497	10.828	5.669
Aug-21	16.658	10.602	6.057
Sep-21	16.163	10.275	5.888
Oct-21	16.46	10.631	5.829
Nov-21	16.258	10.576	5.681
Dec-21	16.312	10.801	5.511
Jan-22	15.404	9.98	5.424
Feb-22	16.417	10.918	5.498
Mar-22	16.657	11.099	5.558
Apr-22	16.699	11.226	5.473
May-22	17.248	11.845	5.403
Jun-22	17.782	12.246	5.536
Jul-22	17.598	12.128	5.47
Aug-22	18.015	12.239	5.776
Sep-22	18.234	12.463	5.771
Oct-22	18.27	12.493	5.777
Nov-22	19.638	13.495	6.143
Dec-22	19.396	13.172	6.224
Jan-23	19.952	13.622	6.33
Feb-23	20.168	13.835	6.333
Mar-23	21.238	14.173	7.064
Apr-23	19.396	13.041	6.355
May-23	20.727	13.999	6.728
Jun-23	19.979	13.555	6.424
Jul-23	21.496	14.516	6.981
Aug-23	19.741	13.38	6.361
Sep-23	18.53	12.52	6.01
Oct-23	17.313	11.369	5.944
Nov-23	17.262	11.371	5.891
Dec-23	16.924	11.14	5.784
Jan-24	16.071	10.318	5.753

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

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Personal finance

In January 2024 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance rose 6.0%, after a fall of 3.7% in December
for road vehicles rose 5.7%
for personal investment rose 5.3%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.857	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.234
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.719	0.79	0.542	0.292
Apr-10	1.711	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.821	0.851	0.434	0.396
Jul-10	1.683	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.255
Sep-10	1.668	0.89	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.36	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.574	0.878	0.341	0.243
Mar-11	1.593	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.62	0.852	0.352	0.28
Jul-11	1.614	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.347	0.299
Oct-11	1.668	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.639	0.935	0.308	0.254
Feb-12	1.579	0.896	0.282	0.24
Mar-12	1.549	0.901	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.247
Jun-12	1.691	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.256
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.818	1.069	0.302	0.287
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.887	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.292
Feb-13	1.854	1.034	0.318	0.292
Mar-13	1.865	1.046	0.33	0.305
Apr-13	1.81	1.006	0.329	0.305
May-13	1.791	1.019	0.336	0.288
Jun-13	1.707	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.739	1.025	0.306	0.247
Sep-13	1.756	1.028	0.309	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.774	1.03	0.299	0.266
Feb-14	1.862	1.052	0.341	0.265
Mar-14	1.794	1.048	0.315	0.266
Apr-14	1.762	1.035	0.297	0.232
May-14	1.77	1.036	0.313	0.252
Jun-14	1.749	1.021	0.316	0.247
Jul-14	1.825	1.03	0.36	0.265
Aug-14	1.81	1.024	0.339	0.265
Sep-14	1.835	1.019	0.386	0.255
Oct-14	1.924	1.032	0.428	0.296
Nov-14	1.843	0.994	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.812	1.037	0.37	0.246
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.885	1.044	0.403	0.274
Apr-15	2.057	1.105	0.418	0.305
May-15	1.983	1.094	0.392	0.31
Jun-15	1.969	1.115	0.365	NA
Jul-15	1.903	1.088	0.357	NA
Aug-15	1.891	1.103	0.326	NA
Sep-15	1.815	1.103	0.278	0.251
Oct-15	1.768	1.079	0.278	0.246
Nov-15	1.816	1.112	0.282	0.242
Dec-15	1.873	1.12	0.296	0.268
Jan-16	1.852	1.086	0.289	0.281
Feb-16	1.957	1.132	0.299	0.323
Mar-16	2.181	1.355	0.271	0.356
Apr-16	2.306	1.33	0.323	0.425
May-16	2.177	1.291	0.317	0.387
Jun-16	2.108	1.284	0.303	0.369
Jul-16	2.158	1.299	0.318	0.349
Aug-16	2.141	1.271	0.335	0.355
Sep-16	2.067	1.25	0.329	0.313
Oct-16	1.984	1.231	0.307	0.279
Nov-16	2.014	1.24	0.314	0.285
Dec-16	2.051	1.26	0.311	0.286
Jan-17	1.982	1.215	0.303	0.285
Feb-17	1.914	1.168	0.296	0.257
Mar-17	1.811	1.14	0.278	0.228
Apr-17	1.768	1.117	0.249	0.204
May-17	1.75	1.131	0.254	0.198
Jun-17	1.738	1.133	0.25	0.208
Jul-17	1.746	1.133	0.221	0.216
Aug-17	1.753	1.146	0.232	NA
Sep-17	1.848	1.148	0.275	0.243
Oct-17	1.894	1.205	0.247	0.275
Nov-17	1.907	1.228	0.241	0.266
Dec-17	1.799	1.165	0.202	0.25
Jan-18	1.809	1.155	0.225	0.242
Feb-18	1.787	1.151	0.216	0.227
Mar-18	1.754	1.132	0.203	0.237
Apr-18	1.742	1.123	0.191	0.247
May-18	1.721	1.133	0.183	0.248
Jun-18	1.814	1.168	0.23	0.266
Jul-18	1.766	1.158	0.167	0.281
Aug-18	1.79	1.163	0.173	0.304
Sep-18	1.794	1.161	0.15	0.312
Oct-18	1.757	1.133	0.154	0.305
Nov-18	1.695	1.082	0.15	0.296
Dec-18	1.635	1.055	0.15	0.273
Jan-19	1.629	1.049	0.152	0.269
Feb-19	1.634	1.057	0.137	0.26
Mar-19	1.606	1.062	0.146	0.251
Apr-19	1.622	1.055	0.143	0.255
May-19	1.585	1.054	0.144	0.246
Jun-19	1.688	1.086	0.218	0.26
Jul-19	1.648	1.081	0.155	0.267
Aug-19	1.693	1.093	0.146	0.322
Sep-19	1.689	1.1	0.16	0.277
Oct-19	1.715	1.103	0.175	0.288
Nov-19	1.66	1.036	0.159	0.292
Dec-19	1.733	1.102	0.154	0.307
Jan-20	1.769	1.101	0.156	0.334
Feb-20	1.75	1.102	0.161	0.296
Mar-20	1.574	0.973	0.171	0.286
Apr-20	1.188	0.609	0.262	0.206
May-20	1.372	0.879	0.21	0.182
Jun-20	1.502	1.088	0.125	0.208
Jul-20	1.584	1.082	0.158	0.226
Aug-20	1.394	0.933	0.164	0.21
Sep-20	1.535	1.012	0.176	0.225
Oct-20	1.595	1.109	0.165	0.221
Nov-20	1.735	1.185	0.197	0.232
Dec-20	1.743	1.23	0.16	0.225
Jan-21	1.774	1.204	0.174	0.246
Feb-21	1.765	1.116	0.225	0.255
Mar-21	1.796	1.17	0.196	0.265
Apr-21	1.878	1.195	0.228	0.269
May-21	1.933	1.237	0.265	0.285
Jun-21	1.763	1.171	0.175	0.29
Jul-21	1.993	1.191	0.317	0.296
Aug-21	1.941	1.144	0.376	0.289
Sep-21	1.966	1.14	0.362	0.286
Oct-21	2.043	1.153	0.373	0.308
Nov-21	2.101	1.182	0.41	0.317
Dec-21	2.154	1.209	0.442	0.341
Jan-22	2.15	1.203	0.446	0.353
Feb-22	2.269	1.256	0.457	0.36
Mar-22	2.281	1.238	0.457	0.358
Apr-22	2.218	1.194	0.399	0.362
May-22	2.228	1.175	0.44	0.37
Jun-22	1.945	1.055	0.279	0.4
Jul-22	2.159	1.115	0.459	0.355
Aug-22	2.206	1.237	0.439	0.341
Sep-22	2.203	1.184	0.423	0.349
Oct-22	2.198	1.144	0.45	0.361
Nov-22	2.208	1.156	0.409	0.368
Dec-22	2.151	1.15	0.412	0.35
Jan-23	2.166	1.152	0.387	0.361
Feb-23	2.177	1.154	0.379	0.373
Mar-23	2.139	1.185	0.37	0.363
Apr-23	2.188	1.216	0.344	0.368
May-23	2.257	1.309	0.32	0.375
Jun-23	2.128	1.312	0.224	0.417
Jul-23	2.277	1.339	0.324	0.36
Aug-23	2.405	1.421	0.354	0.391
Sep-23	2.441	1.423	0.334	0.403
Oct-23	2.542	1.449	0.354	0.413
Nov-23	2.408	1.378	0.354	0.391
Dec-23	2.32	1.3	0.382	0.348
Jan-24	2.459	1.374	0.403	0.405

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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[{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]

Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.175
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.222
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.214
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.226
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.209
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.235
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.245
May-12	0.036	0.062	0.052	0.248
Jun-12	0.035	0.064	0.052	0.233
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.257
Sep-12	0.042	0.071	0.059	0.261
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.060	0.235
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.243
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.066	0.055	0.244
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.061	0.190
Dec-13	0.038	0.072	0.060	0.178
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.152
May-14	0.041	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.080	0.061	0.177
Sep-14	0.043	0.081	0.055	0.175
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.160
Dec-14	0.041	0.071	0.057	0.161
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.080	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.040	0.081	0.062	0.102
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.113
Dec-15	0.045	0.076	0.064	0.112
Jan-16	0.044	0.077	0.064	0.110
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.066	0.128
Jul-16	0.046	0.079	0.066	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.140
Oct-16	0.045	0.069	0.064	0.141
Nov-16	0.046	0.072	0.061	0.140
Dec-16	0.051	0.073	0.060	0.163
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.072	0.064	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.072	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.060	0.096
Jan-18	0.046	0.064	0.060	0.104
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.064	0.054	0.116
Jun-18	0.051	0.072	0.054	0.121
Jul-18	0.049	0.064	0.054	0.119
Aug-18	0.049	0.062	0.060	0.122
Sep-18	0.050	0.065	0.053	0.121
Oct-18	0.055	0.063	0.050	0.123
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.044	0.132
Jan-19	0.048	0.055	0.041	0.134
Feb-19	0.046	0.057	0.042	0.135
Mar-19	0.045	0.056	0.037	0.139
Apr-19	0.045	0.056	0.038	0.129
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.132
Jul-19	0.056	0.059	0.039	0.141
Aug-19	0.051	0.063	0.037	0.140
Sep-19	0.046	0.070	0.035	0.142
Oct-19	0.047	0.074	0.034	0.157
Nov-19	0.044	0.079	0.034	0.176
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.090	0.035	0.185
Feb-20	0.053	0.073	0.034	0.160
Mar-20	0.044	0.071	0.017	0.160
Apr-20	0.029	0.065	0.002	0.118
May-20	0.042	0.060	0.002	0.121
Jun-20	0.066	0.078	0.004	0.107
Jul-20	0.055	0.068	0.002	0.116
Aug-20	0.045	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.134
Oct-20	0.037	0.059	0.008	0.139
Nov-20	0.046	0.067	0.004	0.130
Dec-20	0.047	0.079	0.008	0.126
Jan-21	0.048	0.070	0.005	0.125
Feb-21	0.050	0.095	0.005	0.123
Mar-21	0.052	0.098	0.007	0.161
Apr-21	0.055	0.100	0.007	0.144
May-21	0.057	0.103	0.006	0.153
Jun-21	0.074	0.109	0.006	0.155
Jul-21	0.069	0.117	0.004	0.157
Aug-21	0.058	0.099	0.005	0.137
Sep-21	0.057	0.112	0.005	0.160
Oct-21	0.060	0.132	0.009	0.161
Nov-21	0.056	0.114	0.012	0.155
Dec-21	0.063	0.110	0.013	0.162
Jan-22	0.064	0.125	0.013	0.157
Feb-22	0.070	0.124	0.016	0.167
Mar-22	0.071	0.135	0.019	0.158
Apr-22	0.070	0.142	0.024	0.165
May-22	0.067	0.143	0.026	0.164
Jun-22	0.064	0.155	0.031	0.162
Jul-22	0.060	0.120	0.034	0.165
Aug-22	0.061	0.142	0.037	0.162
Sep-22	0.062	0.142	0.038	0.166
Oct-22	0.059	0.147	0.041	0.160
Nov-22	0.059	0.154	0.042	0.160
Dec-22	0.053	0.157	0.045	0.169
Jan-23	0.059	0.170	0.045	0.188
Feb-23	0.058	0.170	0.043	0.177
Mar-23	0.053	0.142	0.036	0.178
Apr-23	0.046	0.141	0.042	0.162
May-23	0.070	0.155	0.042	0.160
Jun-23	0.073	0.147	0.045	0.152
Jul-23	0.062	0.154	0.049	0.162
Aug-23	0.063	0.162	0.052	0.174
Sep-23	0.065	0.163	0.055	0.162
Oct-23	0.067	0.169	0.050	0.170
Nov-23	0.067	0.173	0.047	0.182
Dec-23	0.065	0.174	0.050	0.172
Jan-24	0.068	0.173	0.052	0.189

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In January 2024 in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 5.8%, after a rise of 3.3% in December. In trend terms, it rose 1.2%.
for the purchase of property rose 16.9%, after a rise of 1.9% in December. In trend terms, it rose 1.0%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.573	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.502
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.605	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.719
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.514	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.076	1.15	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.021	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.03	2.69	1.066	2.858
Dec-12	2.683	2.693	1.07	2.873
Jan-13	1.347	3.102	1.078	2.892
Feb-13	0.878	2.855	1.094	2.917
Mar-13	0.942	2.653	1.121	2.95
Apr-13	0.738	2.983	1.167	2.992
May-13	1.344	3.305	1.234	3.052
Jun-13	1.47	3.3	1.321	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.344	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.665	3.415	1.726	3.664
Nov-13	2.23	5.147	1.796	3.818
Dec-13	2.209	4.078	1.849	3.969
Jan-14	1.591	3.218	1.887	4.107
Feb-14	2.245	4.447	1.915	4.227
Mar-14	1.502	4.65	1.937	4.326
Apr-14	3.786	4.2	1.957	4.402
May-14	1.804	4.571	1.98	4.452
Jun-14	1.545	3.884	2.008	4.478
Jul-14	2.909	4.645	2.045	4.484
Aug-14	1.699	4.778	2.09	4.481
Sep-14	2.968	4.255	2.141	4.476
Oct-14	2.165	4.498	2.192	4.475
Nov-14	1.781	3.043	2.233	4.483
Dec-14	2.198	4.762	2.259	4.504
Jan-15	3.625	4.455	2.268	4.535
Feb-15	2.622	4.37	2.267	4.579
Mar-15	1.999	4.418	2.258	4.635
Apr-15	2.413	4.758	2.242	4.704
May-15	2.337	4.992	2.218	4.786
Jun-15	2.087	4.846	2.19	4.878
Jul-15	2.009	4.972	2.164	4.975
Aug-15	2.252	4.989	2.142	5.064
Sep-15	1.876	8.344	2.13	5.139
Oct-15	2.191	4.995	2.132	5.196
Nov-15	2.462	5.253	2.149	5.23
Dec-15	2.184	5.649	2.174	5.243
Jan-16	1.618	4.53	2.197	5.239
Feb-16	1.84	5.551	2.207	5.223
Mar-16	2.993	5.2	2.2	5.198
Apr-16	3.317	5.117	2.18	5.17
May-16	2.236	4.678	2.146	5.148
Jun-16	1.806	5.098	2.105	5.138
Jul-16	2.286	5.496	2.061	5.145
Aug-16	1.867	5.028	2.021	5.17
Sep-16	1.534	5.309	1.99	5.213
Oct-16	1.865	5.151	1.976	5.27
Nov-16	4.698	5.301	1.982	5.334
Dec-16	1.961	5.006	2.006	5.397
Jan-17	2.787	5.909	2.046	5.456
Feb-17	1.809	5.65	2.096	5.509
Mar-17	1.872	5.694	2.147	5.55
Apr-17	2.442	5.27	2.192	5.58
May-17	1.899	5.465	2.235	5.596
Jun-17	2.908	5.81	2.276	5.601
Jul-17	1.849	6.913	2.323	5.589
Aug-17	2.828	5.42	2.375	5.564
Sep-17	1.966	5.212	2.437	5.529
Oct-17	2.183	6.066	2.504	5.486
Nov-17	4.01	5.57	2.568	5.44
Dec-17	2.665	4.834	2.623	5.393
Jan-18	2.911	5.552	2.661	5.354
Feb-18	2.496	5.4	2.673	5.327
Mar-18	2.593	5.129	2.655	5.324
Apr-18	2.982	5.556	2.607	5.345
May-18	2.648	5.028	2.537	5.384
Jun-18	2.253	5.361	2.451	5.431
Jul-18	2.579	5.409	2.356	5.476
Aug-18	2.087	5.575	2.266	5.517
Sep-18	2.091	5.718	2.19	5.55
Oct-18	3.432	5.721	2.138	5.568
Nov-18	1.721	6.168	2.114	5.569
Dec-18	1.96	4.296	2.123	5.559
Jan-19	2.584	5.085	2.171	5.536
Feb-19	2.815	5.065	2.26	5.498
Mar-19	1.887	5.511	2.388	5.443
Apr-19	1.972	5.408	2.538	5.375
May-19	2.663	6.356	2.693	5.297
Jun-19	3.056	7.404	2.839	5.215
Jul-19	2.795	4.714	2.958	5.133
Aug-19	3.109	5.195	3.033	5.053
Sep-19	3.939	5.146	3.059	4.97
Oct-19	3.21	4.068	3.032	4.879
Nov-19	3.197	4.228	2.956	4.778
Dec-19	2.937	4.834	2.839	4.666
Jan-20	2.129	4.648	2.692	4.543
Feb-20	2.224	5.142	2.531	4.414
Mar-20	2.75	4.688	2.377	4.284
Apr-20	2.003	4.273	2.247	4.154
May-20	1.958	3.909	2.151	4.03
Jun-20	3.093	3.559	2.087	3.924
Jul-20	2.355	3.521	2.056	3.848
Aug-20	1.332	3.835	2.047	3.811
Sep-20	2.077	3.768	2.048	3.824
Oct-20	1.888	3.769	2.049	3.901
Nov-20	1.236	4.338	2.047	4.042
Dec-20	2.014	4.796	2.046	4.242
Jan-21	1.06	3.883	2.043	4.484
Feb-21	2.071	4.455	2.042	4.753
Mar-21	2.235	5.055	2.041	5.034
Apr-21	1.901	5.467	2.04	5.322
May-21	1.911	4.763	2.041	5.617
Jun-21	1.673	6.681	2.044	5.913
Jul-21	2.628	7.576	2.049	6.198
Aug-21	2.12	6.011	2.058	6.46
Sep-21	2.234	6.105	2.071	6.682
Oct-21	2.045	7.109	2.086	6.855
Nov-21	1.613	6.705	2.099	6.973
Dec-21	2.368	7.086	2.106	7.03
Jan-22	4.018	7.793	2.106	7.032
Feb-22	1.908	7.577	2.101	6.986
Mar-22	2.357	6.499	2.09	6.893
Apr-22	2.133	6.013	2.074	6.757
May-22	2.02	6.795	2.055	6.584
Jun-22	2.206	6.168	2.036	6.379
Jul-22	1.647	7.683	2.018	6.153
Aug-22	2.221	6.114	2.006	5.928
Sep-22	1.486	5.706	2.005	5.722
Oct-22	2.369	5.503	2.019	5.543
Nov-22	0.952	5.488	2.046	5.393
Dec-22	1.903	5.203	2.083	5.283
Jan-23	1.844	4.86	2.124	5.212
Feb-23	2.905	4.928	2.165	5.179
Mar-23	2.289	4.969	2.2	5.183
Apr-23	3.342	5.525	2.228	5.222
May-23	2.601	5.738	2.247	5.286
Jun-23	2.281	5.184	2.259	5.363
Jul-23	1.762	5.165	2.265	5.446
Aug-23	2.098	5.698	2.271	5.525
Sep-23	2.313	5.985	2.277	5.599
Oct-23	2.352	5.722	2.288	5.665
Nov-23	2.246	5.308	2.303	5.727
Dec-23	2.32	5.411	2.326	5.785
Jan-24	2.454	6.324	2.354	5.844

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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[]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)
			Jan-2024 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		15.91	-4.6	3.4
		Construction of dwellings	1.58	-3.2	-6.0
		Purchase of newly erected dwellings	0.94	-1.0	3.4
		Purchase of existing dwellings	12.17	-5.2	3.7
	First home buyers		4.50	-6.0	13.2
Investor
	Total housing (a)		9.21	-2.6	18.5

Number of new loan commitments by purpose (seasonally adjusted)
			Jan-2024 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		N/A	N/A	N/A
		Construction of dwellings	2 691	-4.3	-6.1
		Purchase of newly erected dwellings	1 503	-3.9	-5.2
		Purchase of existing dwellings	20 387	-2.3	3.4
	First home buyers		8 707	-6.9	4.4
Investor
	Total housing (a)		N/A	N/A	N/A

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In January 2024 in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers fell 4.6%, after a fall of 5.6% in December
to investors fell 2.6%, after a fall of 1.6% in December

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Jan-22	3.7	4.3
Feb-22	-4.5	0.1
Mar-22	-2.1	-1.1
Apr-22	-3.5	-1.5
May-22	0.7	-3.0
Jun-22	-3.3	-5.7
Jul-22	-4.2	-7.3
Aug-22	-3.0	-3.3
Sep-22	-4.8	-4.5
Oct-22	-3.8	-3.2
Nov-22	-4.8	-3.2
Dec-22	-3.7	-3.9
Jan-23	-1.3	-1.2
Feb-23	-0.7	-0.4
Mar-23	4.6	3.5
Apr-23	-1.8	-0.1
May-23	5.1	7.5
Jun-23	-3.3	-0.1
Jul-23	-1.7	1.2
Aug-23	2.7	0.8
Sep-23	1.1	3.1
Oct-23	8.3	4.6
Nov-23	0.2	1.5
Dec-23	-5.6	-1.6
Jan-24	-4.6	-2.6

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

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[]

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In January 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 5.2% but was 3.7% higher compared to a year ago
for the construction of new dwellings fell 3.2% and was 6.0% lower compared to a year ago
for the purchase of new dwellings fell 1.0% but was 3.4% higher compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Jan-06	0.857	0.534	6.756	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.847	0.593	7.000	0.335	0.496
Apr-06	0.851	0.627	7.120	0.345	0.493
May-06	0.855	0.634	7.240	0.341	0.445
Jun-06	0.896	0.618	7.187	0.344	0.471
Jul-06	0.953	0.607	7.399	0.364	0.465
Aug-06	0.937	0.574	7.166	0.352	0.464
Sep-06	0.905	0.555	6.916	0.327	0.470
Oct-06	0.915	0.575	6.979	0.334	0.472
Nov-06	0.918	0.578	6.937	0.334	0.464
Dec-06	0.916	0.526	7.123	0.338	0.499
Jan-07	0.932	0.616	7.176	0.334	0.518
Feb-07	0.908	0.641	7.382	0.325	0.511
Mar-07	0.924	0.680	7.634	0.321	0.520
Apr-07	0.931	0.624	7.873	0.330	0.514
May-07	0.935	0.678	8.206	0.331	0.543
Jun-07	0.991	0.761	8.687	0.331	0.573
Jul-07	0.959	0.692	8.253	0.315	0.564
Aug-07	0.998	0.700	8.407	0.338	0.609
Sep-07	1.027	0.648	7.930	0.312	0.533
Oct-07	1.050	0.576	8.220	0.318	0.605
Nov-07	0.987	0.543	8.220	0.317	0.592
Dec-07	0.992	0.497	8.001	0.304	0.565
Jan-08	0.999	0.489	8.325	0.347	0.627
Feb-08	1.002	0.481	7.571	0.328	0.526
Mar-08	0.995	0.402	6.974	0.296	0.477
Apr-08	0.961	0.391	6.566	0.294	0.494
May-08	0.921	0.367	6.230	0.288	0.389
Jun-08	0.888	0.420	6.134	0.288	0.466
Jul-08	0.874	0.388	6.130	0.291	0.451
Aug-08	0.841	0.348	6.066	0.282	0.427
Sep-08	0.834	0.402	6.247	0.333	0.430
Oct-08	0.861	0.429	6.500	0.334	0.436
Nov-08	0.839	0.475	6.402	0.350	0.487
Dec-08	0.915	0.503	7.077	0.350	0.523
Jan-09	1.010	0.551	7.724	0.374	0.564
Feb-09	1.054	0.589	8.140	0.383	0.616
Mar-09	1.188	0.643	9.053	0.388	0.697
Apr-09	1.306	0.630	8.912	0.381	0.699
May-09	1.346	0.615	8.784	0.380	0.708
Jun-09	1.370	0.607	8.934	0.364	0.693
Jul-09	1.382	0.603	8.715	0.364	0.706
Aug-09	1.406	0.633	8.517	0.346	0.726
Sep-09	1.505	0.647	8.951	0.340	0.742
Oct-09	1.675	0.613	8.408	0.329	0.777
Nov-09	1.542	0.579	7.977	0.315	0.674
Dec-09	1.453	0.582	7.666	0.301	0.600
Jan-10	1.400	0.519	7.322	0.290	0.581
Feb-10	1.361	0.544	7.021	0.292	0.576
Mar-10	1.269	0.548	6.943	0.286	0.558
Apr-10	1.184	0.558	6.803	0.283	0.529
May-10	1.138	0.566	6.936	0.281	0.514
Jun-10	1.087	0.569	6.683	0.270	0.518
Jul-10	1.110	0.588	6.772	0.271	0.546
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.693	0.272	0.512
Oct-10	1.098	0.609	6.650	0.289	0.514
Nov-10	1.162	0.709	6.675	0.272	0.506
Dec-10	1.130	0.599	6.861	0.275	0.574
Jan-11	1.054	0.591	6.631	0.241	0.496
Feb-11	1.083	0.509	6.587	0.257	0.437
Mar-11	1.053	0.523	6.530	0.268	0.455
Apr-11	1.086	0.552	6.636	0.261	0.467
May-11	1.172	0.613	6.533	0.266	0.503
Jun-11	1.082	0.589	6.595	0.275	0.554
Jul-11	1.090	0.591	6.621	0.260	0.472
Aug-11	1.058	0.615	6.610	0.277	0.481
Sep-11	1.082	0.575	6.392	0.268	0.479
Oct-11	1.047	0.566	6.523	0.242	0.483
Nov-11	1.081	0.592	6.570	0.256	0.467
Dec-11	1.065	0.621	6.942	0.250	0.515
Jan-12	1.086	0.622	6.935	0.271	0.480
Feb-12	1.130	0.549	6.268	0.247	0.487
Mar-12	1.093	0.584	6.324	0.243	0.458
Apr-12	1.114	0.636	6.430	0.244	0.500
May-12	1.154	0.579	6.619	0.239	0.518
Jun-12	1.183	0.584	6.676	0.240	0.567
Jul-12	1.206	0.551	6.777	0.243	0.501
Aug-12	1.173	0.561	6.964	0.241	0.497
Sep-12	1.130	0.591	7.043	0.242	0.496
Oct-12	1.115	0.578	6.923	0.248	0.522
Nov-12	1.115	0.546	7.009	0.243	0.519
Dec-12	1.157	0.530	7.062	0.250	0.529
Jan-13	1.141	0.566	7.274	0.236	0.577
Feb-13	1.166	0.530	7.380	0.242	0.558
Mar-13	1.263	0.572	7.664	0.249	0.601
Apr-13	1.254	0.549	7.644	0.239	0.614
May-13	1.229	0.565	7.777	0.245	0.607
Jun-13	1.264	0.488	7.891	0.240	0.598
Jul-13	1.241	0.554	7.907	0.239	0.577
Aug-13	1.268	0.548	7.568	0.243	0.611
Sep-13	1.292	0.536	8.060	0.241	0.627
Oct-13	1.305	0.566	8.148	0.235	0.638
Nov-13	1.338	0.654	8.297	0.239	0.669
Dec-13	1.306	0.584	8.147	0.246	0.659
Jan-14	1.410	0.569	8.276	0.244	0.678
Feb-14	1.445	0.603	8.441	0.253	0.704
Mar-14	1.489	0.590	8.385	0.239	0.677
Apr-14	1.480	0.577	8.377	0.241	0.641
May-14	1.501	0.591	8.266	0.248	0.626
Jun-14	1.497	0.640	8.355	0.240	0.649
Jul-14	1.497	0.627	8.269	0.244	0.652
Aug-14	1.432	0.640	8.042	0.235	0.623
Sep-14	1.487	0.622	8.142	0.236	0.628
Oct-14	1.533	0.629	8.326	0.244	0.682
Nov-14	1.453	0.645	8.003	0.238	0.630
Dec-14	1.445	0.607	8.527	0.223	0.571
Jan-15	1.464	0.599	8.653	0.254	0.566
Feb-15	1.425	0.689	8.375	0.245	0.554
Mar-15	1.458	0.695	8.783	0.256	0.533
Apr-15	1.519	0.714	8.753	0.262	0.546
May-15	1.403	0.682	8.267	0.254	0.528
Jun-15	1.384	0.722	9.034	0.274	0.568
Jul-15	1.370	0.800	9.290	0.266	0.598
Aug-15	1.408	0.798	10.126	0.276	0.614
Sep-15	1.444	0.933	10.322	0.265	0.600
Oct-15	1.436	0.851	10.008	0.264	0.585
Nov-15	1.480	0.835	9.821	0.272	0.583
Dec-15	1.479	0.899	9.650	0.269	0.602
Jan-16	1.469	0.888	9.353	0.260	0.535
Feb-16	1.432	0.863	9.531	0.274	0.627
Mar-16	1.431	0.835	9.257	0.276	0.660
Apr-16	1.460	0.884	9.435	0.279	0.666
May-16	1.489	0.892	9.454	0.265	0.662
Jun-16	1.443	0.905	9.450	0.268	0.629
Jul-16	1.458	0.851	9.200	0.276	0.644
Aug-16	1.509	0.867	9.043	0.268	0.631
Sep-16	1.498	0.868	9.174	0.276	0.642
Oct-16	1.494	0.888	9.323	0.264	0.633
Nov-16	1.473	0.922	9.396	0.271	0.648
Dec-16	1.500	0.925	9.662	0.267	0.709
Jan-17	1.474	0.955	9.816	0.282	0.671
Feb-17	1.474	0.874	9.854	0.280	0.715
Mar-17	1.514	1.004	10.192	0.279	0.725
Apr-17	1.611	0.985	10.191	0.290	0.774
May-17	1.623	0.987	10.072	0.293	0.830
Jun-17	1.665	1.018	10.164	0.282	0.791
Jul-17	1.806	1.042	10.360	0.259	0.786
Aug-17	1.713	1.050	10.645	0.293	0.790
Sep-17	1.645	1.086	10.439	0.317	0.814
Oct-17	1.637	1.067	10.288	0.297	0.824
Nov-17	1.646	1.025	10.386	0.287	0.800
Dec-17	1.607	1.042	10.271	0.280	0.793
Jan-18	1.707	1.044	10.338	0.280	0.850
Feb-18	1.563	1.120	10.492	0.246	0.775
Mar-18	1.552	1.065	10.226	0.238	0.778
Apr-18	1.516	1.052	10.204	0.230	0.781
May-18	1.535	1.084	10.530	0.231	0.810
Jun-18	1.649	1.033	10.199	0.224	0.847
Jul-18	1.777	1.014	10.117	0.212	0.815
Aug-18	1.575	0.956	9.798	0.212	0.789
Sep-18	1.463	0.929	9.547	0.209	0.723
Oct-18	1.520	0.929	9.834	0.206	0.718
Nov-18	1.492	0.899	9.150	0.209	0.699
Dec-18	1.407	0.843	8.588	0.252	0.725
Jan-19	1.412	0.809	8.565	0.184	0.753
Feb-19	1.509	0.799	9.043	0.212	0.593
Mar-19	1.493	0.747	8.681	0.202	0.527
Apr-19	1.446	0.819	8.705	0.201	0.615
May-19	1.454	0.814	8.420	0.201	0.611
Jun-19	1.447	0.758	8.773	0.202	0.640
Jul-19	1.488	0.860	8.986	0.207	0.632
Aug-19	1.457	0.973	9.292	0.209	0.679
Sep-19	1.502	1.023	9.549	0.211	0.690
Oct-19	1.500	1.016	9.978	0.243	0.713
Nov-19	1.527	1.110	10.401	0.207	0.740
Dec-19	1.560	1.084	10.592	0.208	0.729
Jan-20	1.643	1.083	10.629	0.207	0.754
Feb-20	1.705	1.063	10.311	0.214	0.764
Mar-20	1.609	1.062	10.586	0.196	0.766
Apr-20	1.700	1.072	9.650	0.213	0.747
May-20	1.672	1.055	8.459	0.221	0.659
Jun-20	1.618	1.051	9.169	0.221	0.766
Jul-20	1.811	1.102	10.091	0.224	1.069
Aug-20	2.149	1.175	11.469	0.217	1.341
Sep-20	2.629	1.222	11.905	0.230	1.383
Oct-20	2.809	1.220	12.031	0.273	1.369
Nov-20	2.968	1.298	12.536	0.277	1.324
Dec-20	3.363	1.394	13.157	0.294	1.361
Jan-21	3.992	1.466	14.726	0.310	1.341
Feb-21	4.206	1.520	14.561	0.328	1.317
Mar-21	3.580	1.545	15.417	0.318	1.250
Apr-21	3.279	1.548	16.210	0.392	1.187
May-21	3.169	1.510	16.624	0.458	1.060
Jun-21	2.548	1.595	16.810	0.481	0.907
Jul-21	2.649	1.519	16.956	0.492	0.946
Aug-21	2.485	1.432	16.422	0.498	0.890
Sep-21	2.344	1.338	15.930	0.500	0.886
Oct-21	2.118	1.203	15.673	0.502	0.870
Nov-21	2.246	1.274	16.608	0.605	0.895
Dec-21	2.177	1.321	16.977	0.536	0.890
Jan-22	2.160	1.308	17.851	0.492	0.890
Feb-22	2.212	1.215	16.833	0.558	0.870
Mar-22	2.188	1.210	16.429	0.582	0.832
Apr-22	2.200	1.157	15.778	0.610	0.760
May-22	2.333	1.166	15.704	0.652	0.788
Jun-22	2.353	1.105	15.109	0.598	0.793
Jul-22	2.324	1.086	14.345	0.597	0.773
Aug-22	2.306	0.999	13.929	0.554	0.767
Sep-22	2.156	0.999	13.270	0.516	0.718
Oct-22	2.038	1.012	12.704	0.555	0.679
Nov-22	1.888	0.948	12.203	0.507	0.628
Dec-22	1.772	0.935	11.804	0.532	0.539
Jan-23	1.682	0.904	11.742	0.476	0.579
Feb-23	1.589	0.897	11.742	0.455	0.590
Mar-23	1.602	0.928	12.307	0.515	0.622
Apr-23	1.505	0.910	12.173	0.483	0.618
May-23	1.548	0.960	12.846	0.466	0.662
Jun-23	1.564	0.939	12.220	0.516	0.705
Jul-23	1.500	0.925	12.176	0.496	0.569
Aug-23	1.522	0.917	12.494	0.521	0.640
Sep-23	1.529	0.942	12.697	0.517	0.579
Oct-23	1.632	0.954	13.775	0.565	0.695
Nov-23	1.645	0.974	13.723	0.642	0.677
Dec-23	1.633	0.945	12.841	0.607	0.654
Jan-24	1.581	0.935	12.174	0.612	0.609

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In January 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in Victoria fell 9.1%, in New South Wales fell 6.3%, in Queensland fell 2.9%, in Tasmania fell 8.4%, in South Australia fell 1.3%, in the Northern Territory fell 16.3% and in the Australian Capital Territory fell 2.0%
in Western Australia rose 1.8%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Jan-06	2.582	1.955	1.982	0.597	1.390	0.167	0.117	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.703	1.974	2.065	0.669	1.464	0.169	0.117	0.150
Apr-06	2.785	2.021	2.055	0.686	1.457	0.168	0.113	0.133
May-06	2.808	2.030	2.125	0.703	1.480	0.148	0.114	0.136
Jun-06	2.764	1.946	2.136	0.690	1.492	0.168	0.107	0.133
Jul-06	2.734	2.099	2.279	0.711	1.582	0.167	0.104	0.159
Aug-06	2.671	2.048	2.188	0.698	1.434	0.173	0.109	0.154
Sep-06	2.558	2.016	2.143	0.716	1.345	0.184	0.094	0.163
Oct-06	2.578	2.053	2.187	0.689	1.318	0.157	0.089	0.168
Nov-06	2.616	2.048	2.198	0.688	1.299	0.165	0.086	0.169
Dec-06	2.604	2.093	2.263	0.665	1.369	0.169	0.090	0.170
Jan-07	2.711	2.099	2.308	0.686	1.320	0.160	0.094	0.145
Feb-07	2.739	2.119	2.404	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.197	2.489	0.739	1.344	0.172	0.106	0.196
Apr-07	2.923	2.249	2.589	0.732	1.352	0.176	0.085	0.184
May-07	2.942	2.393	2.663	0.752	1.453	0.197	0.082	0.206
Jun-07	3.176	2.422	2.735	0.783	1.648	0.203	0.101	0.206
Jul-07	3.016	2.251	2.719	0.763	1.552	0.194	0.100	0.208
Aug-07	3.059	2.431	2.760	0.779	1.506	0.183	0.084	0.201
Sep-07	2.857	2.403	2.594	0.774	1.434	0.193	0.092	0.181
Oct-07	3.107	2.392	2.581	0.781	1.390	0.199	0.094	0.182
Nov-07	2.998	2.423	2.608	0.775	1.410	0.198	0.093	0.187
Dec-07	2.938	2.373	2.517	0.776	1.363	0.178	0.087	0.194
Jan-08	3.112	2.414	2.528	0.759	1.468	0.195	0.075	0.198
Feb-08	2.768	2.340	2.359	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.077	0.654	1.209	0.200	0.071	0.164
Apr-08	2.454	2.067	1.941	0.661	1.148	0.175	0.098	0.177
May-08	2.364	2.000	1.845	0.597	1.016	0.134	0.080	0.155
Jun-08	2.313	1.989	1.787	0.613	1.073	0.147	0.076	0.172
Jul-08	2.310	1.937	1.766	0.612	1.137	0.143	0.085	0.161
Aug-08	2.314	1.878	1.649	0.640	1.060	0.148	0.082	0.176
Sep-08	2.306	2.014	1.828	0.638	1.074	0.147	0.087	0.170
Oct-08	2.326	2.061	1.896	0.642	1.129	0.165	0.105	0.210
Nov-08	2.348	2.105	1.959	0.680	1.072	0.181	0.099	0.161
Dec-08	2.683	2.212	2.083	0.726	1.166	0.191	0.110	0.203
Jan-09	2.946	2.361	2.306	0.794	1.259	0.207	0.108	0.224
Feb-09	3.309	2.415	2.376	0.830	1.327	0.225	0.125	0.218
Mar-09	3.579	2.776	2.676	0.840	1.448	0.228	0.137	0.262
Apr-09	3.469	2.758	2.700	0.852	1.511	0.225	0.134	0.256
May-09	3.441	2.740	2.651	0.865	1.549	0.198	0.127	0.254
Jun-09	3.509	2.757	2.667	0.833	1.590	0.222	0.109	0.253
Jul-09	3.437	2.830	2.567	0.853	1.569	0.219	0.115	0.229
Aug-09	3.361	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.547	2.938	2.589	0.810	1.733	0.208	0.115	0.267
Oct-09	3.301	2.946	2.488	0.791	1.680	0.214	0.117	0.232
Nov-09	3.069	2.820	2.322	0.729	1.656	0.198	0.100	0.220
Dec-09	2.895	2.719	2.238	0.710	1.534	0.181	0.097	0.224
Jan-10	2.747	2.659	2.086	0.675	1.428	0.168	0.096	0.202
Feb-10	2.618	2.713	2.009	0.619	1.386	0.160	0.105	0.206
Mar-10	2.653	2.605	1.951	0.639	1.269	0.158	0.086	0.196
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.754	2.594	1.833	0.641	1.151	0.148	0.088	0.184
Jun-10	2.630	2.565	1.794	0.598	1.121	0.145	0.076	0.180
Jul-10	2.718	2.699	1.777	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.152	0.088	0.199
Oct-10	2.645	2.632	1.744	0.607	1.123	0.140	0.071	0.182
Nov-10	2.710	2.640	1.777	0.650	1.145	0.137	0.076	0.195
Dec-10	2.797	2.675	1.761	0.626	1.157	0.145	0.070	0.189
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.186
Feb-11	2.711	2.572	1.527	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.539	0.562	1.094	0.145	0.077	0.178
Apr-11	2.714	2.537	1.587	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.600	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.675	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.715	0.548	1.122	0.147	0.076	0.175
Sep-11	2.739	2.414	1.534	0.622	1.124	0.137	0.079	0.184
Oct-11	2.812	2.361	1.573	0.569	1.114	0.134	0.071	0.193
Nov-11	2.854	2.348	1.650	0.553	1.148	0.135	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.186
Jan-12	3.054	2.416	1.829	0.526	1.221	0.135	0.085	0.185
Feb-12	2.518	2.355	1.649	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.120	0.099	0.176
Apr-12	2.526	2.425	1.769	0.531	1.253	0.119	0.092	0.180
May-12	2.566	2.510	1.802	0.538	1.274	0.131	0.088	0.186
Jun-12	2.599	2.589	1.760	0.554	1.329	0.141	0.100	0.188
Jul-12	2.641	2.519	1.740	0.555	1.410	0.133	0.109	0.194
Aug-12	2.723	2.522	1.820	0.559	1.481	0.136	0.100	0.201
Sep-12	2.726	2.529	1.802	0.537	1.453	0.137	0.097	0.192
Oct-12	2.646	2.518	1.842	0.551	1.370	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.475	0.146	0.104	0.202
Dec-12	2.525	2.592	1.838	0.553	1.555	0.138	0.102	0.193
Jan-13	2.725	2.592	1.832	0.592	1.614	0.132	0.107	0.188
Feb-13	2.766	2.590	1.873	0.609	1.593	0.135	0.096	0.204
Mar-13	2.917	2.699	1.936	0.620	1.672	0.145	0.090	0.211
Apr-13	2.947	2.651	1.902	0.636	1.717	0.135	0.092	0.212
May-13	2.974	2.683	1.967	0.624	1.711	0.145	0.098	0.203
Jun-13	2.948	2.687	2.016	0.674	1.698	0.141	0.106	0.216
Jul-13	3.001	2.634	2.040	0.670	1.664	0.146	0.116	0.232
Aug-13	2.975	2.625	1.918	0.625	1.672	0.158	0.100	0.261
Sep-13	3.083	2.733	2.047	0.677	1.686	0.163	0.102	0.260
Oct-13	3.187	2.666	2.102	0.734	1.702	0.179	0.111	0.213
Nov-13	3.264	2.855	2.145	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.780	2.116	0.688	1.689	0.167	0.088	0.227
Jan-14	3.196	2.818	2.215	0.685	1.755	0.163	0.104	0.240
Feb-14	3.275	2.865	2.284	0.672	1.785	0.171	0.126	0.242
Mar-14	3.242	2.865	2.224	0.685	1.771	0.172	0.112	0.239
Apr-14	3.315	2.879	2.178	0.694	1.672	0.184	0.117	0.225
May-14	3.186	2.838	2.177	0.691	1.808	0.157	0.125	0.228
Jun-14	3.290	2.889	2.172	0.696	1.894	0.182	0.104	0.209
Jul-14	3.242	2.960	2.170	0.701	1.722	0.164	0.113	0.237
Aug-14	3.111	2.857	2.199	0.670	1.701	0.165	0.126	0.234
Sep-14	3.172	2.832	2.230	0.683	1.643	0.174	0.126	0.238
Oct-14	3.335	2.952	2.213	0.683	1.695	0.166	0.127	0.236
Nov-14	3.089	2.869	2.185	0.678	1.652	0.153	0.105	0.238
Dec-14	3.391	2.935	2.148	0.699	1.643	0.157	0.116	0.248
Jan-15	3.544	3.019	2.180	0.738	1.541	0.179	0.102	0.259
Feb-15	3.432	2.847	2.208	0.677	1.582	0.163	0.102	0.266
Mar-15	3.648	3.029	2.244	0.693	1.606	0.168	0.100	0.248
Apr-15	3.553	3.070	2.338	0.682	1.578	0.159	0.107	0.264
May-15	3.334	2.943	2.219	0.666	1.471	0.150	0.093	0.250
Jun-15	3.842	3.215	2.248	0.655	1.530	0.154	0.092	0.263
Jul-15	4.009	3.308	2.329	0.701	1.498	0.162	0.081	0.233
Aug-15	4.431	3.772	2.325	0.720	1.462	0.158	0.093	0.262
Sep-15	4.712	3.697	2.345	0.738	1.495	0.156	0.092	0.280
Oct-15	4.428	3.699	2.303	0.717	1.457	0.158	0.086	0.271
Nov-15	4.307	3.772	2.231	0.730	1.410	0.162	0.101	0.286
Dec-15	4.271	3.656	2.348	0.728	1.402	0.169	0.072	0.270
Jan-16	4.121	3.552	2.279	0.688	1.370	0.171	0.097	0.270
Feb-16	4.218	3.614	2.308	0.713	1.351	0.158	0.093	0.259
Mar-16	4.038	3.560	2.297	0.726	1.339	0.156	0.087	0.276
Apr-16	4.127	3.620	2.338	0.750	1.341	0.164	0.082	0.293
May-16	4.149	3.599	2.389	0.772	1.320	0.170	0.080	0.297
Jun-16	4.181	3.560	2.381	0.746	1.290	0.174	0.078	0.291
Jul-16	4.080	3.414	2.334	0.752	1.325	0.178	0.078	0.269
Aug-16	4.011	3.339	2.398	0.741	1.298	0.178	0.082	0.271
Sep-16	4.021	3.448	2.446	0.739	1.278	0.190	0.071	0.240
Oct-16	4.013	3.530	2.444	0.744	1.270	0.186	0.080	0.265
Nov-16	4.138	3.596	2.424	0.736	1.282	0.198	0.076	0.276
Dec-16	4.337	3.721	2.454	0.737	1.291	0.192	0.079	0.295
Jan-17	4.431	3.763	2.486	0.748	1.245	0.190	0.072	0.306
Feb-17	4.341	3.811	2.424	0.773	1.296	0.184	0.072	0.283
Mar-17	4.650	3.910	2.494	0.791	1.276	0.210	0.101	0.324
Apr-17	4.619	3.954	2.572	0.771	1.283	0.185	0.078	0.301
May-17	4.664	3.973	2.538	0.759	1.296	0.201	0.070	0.335
Jun-17	4.634	4.072	2.542	0.778	1.327	0.192	0.083	0.342
Jul-17	4.724	4.227	2.570	0.757	1.327	0.194	0.078	0.329
Aug-17	5.036	4.316	2.529	0.736	1.315	0.200	0.076	0.330
Sep-17	4.801	4.373	2.468	0.749	1.258	0.192	0.086	0.353
Oct-17	4.572	4.323	2.487	0.744	1.292	0.207	0.082	0.332
Nov-17	4.648	4.332	2.546	0.772	1.246	0.219	0.062	0.333
Dec-17	4.612	4.312	2.518	0.777	1.220	0.212	0.087	0.333
Jan-18	4.662	4.341	2.506	0.768	1.280	0.200	0.074	0.332
Feb-18	4.789	4.353	2.452	0.776	1.167	0.202	0.084	0.342
Mar-18	4.562	4.268	2.484	0.737	1.169	0.211	0.069	0.345
Apr-18	4.618	4.090	2.445	0.722	1.187	0.221	0.075	0.375
May-18	4.796	4.328	2.541	0.789	1.187	0.218	0.076	0.333
Jun-18	4.625	4.287	2.569	0.760	1.143	0.219	0.076	0.328
Jul-18	4.447	4.343	2.582	0.794	1.140	0.234	0.072	0.328
Aug-18	4.410	4.095	2.395	0.795	1.042	0.209	0.070	0.337
Sep-18	4.226	3.876	2.311	0.733	1.129	0.208	0.075	0.316
Oct-18	4.156	3.928	2.367	0.803	1.173	0.244	0.064	0.354
Nov-18	3.918	3.799	2.229	0.767	1.149	0.224	0.068	0.349
Dec-18	3.758	3.640	2.054	0.757	1.024	0.226	0.060	0.323
Jan-19	3.650	3.525	2.111	0.762	1.045	0.220	0.070	0.290
Feb-19	3.943	3.576	2.192	0.756	1.012	0.231	0.058	0.317
Mar-19	3.673	3.550	2.107	0.729	1.026	0.206	0.063	0.292
Apr-19	3.814	3.510	2.107	0.731	1.018	0.209	0.080	0.288
May-19	3.695	3.536	2.080	0.691	1.006	0.204	0.070	0.282
Jun-19	3.781	3.624	2.148	0.715	1.032	0.217	0.063	0.275
Jul-19	3.944	3.709	2.189	0.696	1.037	0.211	0.065	0.307
Aug-19	4.118	3.842	2.279	0.740	1.086	0.217	0.055	0.324
Sep-19	4.276	3.894	2.353	0.755	1.108	0.231	0.061	0.308
Oct-19	4.436	4.107	2.340	0.738	1.096	0.216	0.057	0.340
Nov-19	4.712	4.292	2.444	0.816	1.148	0.220	0.055	0.349
Dec-19	4.750	4.472	2.511	0.805	1.148	0.208	0.064	0.366
Jan-20	4.821	4.426	2.382	0.777	1.140	0.221	0.063	0.363
Feb-20	4.491	4.270	2.553	0.768	1.191	0.230	0.060	0.362
Mar-20	4.981	4.210	2.475	0.754	1.148	0.224	0.060	0.345
Apr-20	4.791	4.212	2.024	0.708	0.972	0.211	0.058	0.356
May-20	3.965	4.024	2.003	0.662	0.910	0.183	0.052	0.336
Jun-20	4.372	3.745	2.401	0.771	1.034	0.213	0.059	0.350
Jul-20	4.858	4.016	2.688	0.851	1.234	0.225	0.078	0.341
Aug-20	5.325	4.701	3.093	0.949	1.445	0.304	0.075	0.456
Sep-20	5.897	4.317	3.548	1.071	1.794	0.301	0.092	0.476
Oct-20	5.860	4.013	3.628	1.098	2.028	0.306	0.097	0.456
Nov-20	6.052	4.730	3.609	1.026	2.009	0.288	0.106	0.449
Dec-20	6.357	5.562	3.800	1.010	2.144	0.308	0.096	0.481
Jan-21	6.671	6.164	4.181	1.136	2.389	0.328	0.106	0.591
Feb-21	6.552	6.433	4.106	1.253	2.427	0.336	0.120	0.478
Mar-21	6.961	6.468	4.170	1.203	2.229	0.316	0.116	0.480
Apr-21	7.392	6.896	4.158	1.214	2.155	0.311	0.118	0.491
May-21	7.491	6.921	4.074	1.164	2.245	0.302	0.130	0.527
Jun-21	7.655	6.615	4.057	1.175	2.068	0.298	0.112	0.558
Jul-21	7.706	6.669	4.045	1.116	2.084	0.281	0.122	0.539
Aug-21	7.433	6.460	3.957	1.116	1.984	0.264	0.120	0.500
Sep-21	7.344	5.682	4.007	1.131	2.040	0.271	0.101	0.485
Oct-21	6.585	5.729	3.895	1.112	1.982	0.271	0.098	0.411
Nov-21	7.214	6.458	3.958	1.130	2.007	0.280	0.115	0.499
Dec-21	7.395	6.561	4.008	1.138	2.053	0.284	0.104	0.495
Jan-22	7.547	6.706	3.936	1.157	2.071	0.268	0.108	0.640
Feb-22	7.011	6.535	3.864	1.099	2.105	0.276	0.108	0.481
Mar-22	6.886	6.433	3.846	1.102	2.061	0.277	0.108	0.526
Apr-22	6.589	6.180	3.815	1.105	2.027	0.290	0.108	0.509
May-22	6.520	6.364	3.887	1.154	1.968	0.294	0.096	0.557
Jun-22	6.275	5.933	3.849	1.156	1.894	0.285	0.112	0.517
Jul-22	6.001	5.694	3.642	1.104	1.825	0.279	0.119	0.500
Aug-22	5.658	5.530	3.601	1.034	1.889	0.290	0.123	0.535
Sep-22	5.410	5.143	3.339	1.006	1.748	0.275	0.102	0.489
Oct-22	5.193	5.011	3.210	0.961	1.764	0.258	0.096	0.442
Nov-22	4.987	4.696	3.154	0.934	1.681	0.249	0.087	0.416
Dec-22	4.834	4.500	3.010	0.931	1.658	0.246	0.090	0.362
Jan-23	4.605	4.173	3.055	0.912	1.595	0.244	0.103	0.410
Feb-23	4.938	4.328	2.904	0.876	1.554	0.231	0.079	0.394
Mar-23	5.000	4.447	3.174	0.950	1.627	0.242	0.093	0.403
Apr-23	4.819	4.472	3.159	0.954	1.623	0.240	0.075	0.388
May-23	5.311	4.682	3.268	0.965	1.729	0.270	0.081	0.385
Jun-23	5.048	4.568	3.132	0.919	1.685	0.232	0.079	0.368
Jul-23	5.041	4.418	3.063	0.867	1.621	0.207	0.063	0.363
Aug-23	5.145	4.567	3.109	0.976	1.679	0.241	0.085	0.354
Sep-23	5.168	4.801	3.167	0.952	1.589	0.224	0.076	0.372
Oct-23	5.562	4.923	3.321	0.991	1.915	0.257	0.084	0.377
Nov-23	5.353	5.084	3.486	1.064	1.853	0.217	0.086	0.422
Dec-23	5.137	4.867	3.237	0.993	1.806	0.222	0.082	0.370
Jan-24	4.816	4.422	3.143	0.980	1.838	0.204	0.068	0.363

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In January 2024 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in Victoria fell 6.9%, in Queensland fell 1.6%, in New South Wales fell 0.1%, in the Australian Capital Territory fell 1.4% and in Tasmania fell 1.0%
in Western Australia rose 1.2%, in South Australia rose 1.5% and in the Northern Territory rose 28.6%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Jan-06	1.689	0.941	1.271	0.296	0.984	0.054	0.031	0.081
Feb-06	1.611	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.586	0.997	1.221	0.289	1.064	0.063	0.034	0.080
Apr-06	1.420	1.002	1.270	0.291	1.079	0.044	0.035	0.076
May-06	1.718	1.085	1.303	0.307	1.137	0.048	0.035	0.077
Jun-06	1.853	1.104	1.444	0.313	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.571	1.075	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.409	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.278	0.949	0.060	0.038	0.064
Dec-06	1.390	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.449	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.600	1.126	1.625	0.340	0.952	0.060	0.049	0.083
Apr-07	1.577	1.180	1.667	0.358	0.974	0.061	0.057	0.099
May-07	1.729	1.294	1.772	0.387	1.024	0.064	0.054	0.112
Jun-07	1.933	1.356	1.861	0.420	1.077	0.067	0.051	0.115
Jul-07	1.725	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.662	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.589	1.388	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.443	1.356	1.738	0.417	0.948	0.050	0.039	0.095
Nov-07	1.547	1.445	1.773	0.427	0.934	0.054	0.038	0.102
Dec-07	1.509	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.436	1.482	1.638	0.391	0.947	0.067	0.044	0.106
Feb-08	1.380	1.445	1.524	0.414	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.416	0.380	0.714	0.052	0.040	0.093
Apr-08	1.275	1.296	1.348	0.361	0.703	0.057	0.040	0.089
May-08	1.182	1.211	1.210	0.344	0.689	0.052	0.035	0.081
Jun-08	1.173	1.214	1.143	0.336	0.710	0.050	0.038	0.084
Jul-08	1.214	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.293	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.289	1.256	1.062	0.352	0.672	0.046	0.048	0.094
Nov-08	1.193	1.190	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.283	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.322	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.312	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.603	0.050	0.051	0.106
Apr-09	1.376	1.290	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.391	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.504	1.287	1.221	0.308	0.693	0.047	0.044	0.110
Jul-09	1.484	1.365	1.306	0.375	0.685	0.065	0.058	0.120
Aug-09	1.568	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.240	0.369	0.819	0.073	0.062	0.119
Oct-09	1.530	1.429	1.341	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.569	1.323	0.382	0.897	0.070	0.064	0.123
Dec-09	1.564	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.598	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.584	1.577	1.301	0.389	0.790	0.061	0.057	0.121
Mar-10	1.653	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.670	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.677	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.562	1.622	1.057	0.380	0.596	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.410	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.559	1.576	1.060	0.370	0.626	0.068	0.037	0.116
Dec-10	1.741	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.690	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.526	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.549	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.582	1.478	0.959	0.358	0.581	0.060	0.034	0.121
Sep-11	1.572	1.439	1.007	0.316	0.592	0.055	0.040	0.119
Oct-11	1.538	1.361	1.003	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.583	0.045	0.040	0.126
Dec-11	1.642	1.424	1.074	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.469	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.705	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.690	1.417	1.139	0.297	0.653	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.048	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.053	0.131
Aug-12	1.849	1.336	1.061	0.298	0.661	0.049	0.051	0.135
Sep-12	1.849	1.391	1.024	0.299	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.045	0.144
Nov-12	1.986	1.441	1.111	0.310	0.675	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.740	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.315	0.790	0.046	0.052	0.125
Feb-13	2.259	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.335	0.866	0.050	0.057	0.120
Apr-13	2.358	1.633	1.195	0.347	0.887	0.053	0.058	0.142
May-13	2.450	1.607	1.291	0.360	0.904	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.325	0.818	0.046	0.048	0.148
Jul-13	2.575	1.713	1.200	0.376	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.837	0.047	0.069	0.153
Sep-13	2.894	1.829	1.263	0.389	0.810	0.052	0.071	0.159
Oct-13	3.045	1.885	1.352	0.390	0.843	0.051	0.072	0.141
Nov-13	3.185	1.911	1.341	0.379	0.962	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.880	1.370	0.353	0.909	0.060	0.072	0.116
Feb-14	3.149	1.892	1.400	0.371	0.895	0.052	0.084	0.148
Mar-14	3.350	1.958	1.352	0.358	0.887	0.055	0.076	0.167
Apr-14	3.292	1.999	1.374	0.361	0.928	0.054	0.078	0.128
May-14	3.352	1.992	1.371	0.370	0.923	0.060	0.078	0.123
Jun-14	3.186	2.036	1.392	0.361	0.924	0.063	0.090	0.121
Jul-14	3.468	2.021	1.416	0.386	0.954	0.059	0.086	0.116
Aug-14	3.508	2.069	1.428	0.399	0.934	0.076	0.095	0.125
Sep-14	3.779	2.061	1.455	0.373	1.012	0.060	0.077	0.117
Oct-14	3.914	2.164	1.448	0.418	0.944	0.070	0.080	0.130
Nov-14	3.899	2.141	1.379	0.406	0.951	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.916	0.062	0.074	0.144
Jan-15	4.033	2.247	1.404	0.408	0.780	0.060	0.052	0.144
Feb-15	3.922	2.162	1.398	0.394	0.835	0.067	0.057	0.126
Mar-15	4.290	2.287	1.450	0.417	0.854	0.061	0.069	0.142
Apr-15	4.381	2.440	1.540	0.459	0.845	0.066	0.060	0.143
May-15	4.075	2.259	1.487	0.396	0.758	0.057	0.053	0.134
Jun-15	4.064	2.216	1.441	0.416	0.741	0.064	0.052	0.134
Jul-15	3.921	2.125	1.466	0.361	0.698	0.060	0.039	0.138
Aug-15	3.639	2.013	1.442	0.344	0.742	0.054	0.035	0.122
Sep-15	3.199	1.768	1.379	0.392	0.539	0.047	0.036	0.088
Oct-15	3.018	1.654	1.187	0.313	0.504	0.051	0.036	0.097
Nov-15	2.762	1.736	1.177	0.312	0.454	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.065	0.029	0.088
Jan-16	2.751	1.677	1.212	0.329	0.436	0.056	0.031	0.095
Feb-16	2.836	1.716	1.244	0.324	0.425	0.055	0.031	0.079
Mar-16	2.834	1.677	1.192	0.318	0.396	0.058	0.019	0.103
Apr-16	3.015	1.769	1.228	0.334	0.398	0.050	0.026	0.104
May-16	3.230	1.786	1.269	0.342	0.406	0.059	0.027	0.117
Jun-16	3.350	1.889	1.245	0.344	0.422	0.059	0.027	0.121
Jul-16	3.541	1.911	1.234	0.328	0.413	0.055	0.021	0.112
Aug-16	3.532	1.856	1.244	0.347	0.399	0.061	0.026	0.112
Sep-16	3.933	2.098	1.291	0.327	0.419	0.051	0.023	0.132
Oct-16	4.035	2.189	1.369	0.341	0.433	0.061	0.020	0.126
Nov-16	4.169	2.294	1.401	0.350	0.416	0.067	0.020	0.146
Dec-16	4.181	2.306	1.390	0.350	0.415	0.072	0.022	0.157
Jan-17	4.260	2.398	1.354	0.354	0.430	0.074	0.025	0.153
Feb-17	4.121	2.276	1.321	0.325	0.449	0.072	0.023	0.145
Mar-17	4.178	2.409	1.314	0.345	0.416	0.072	0.023	0.145
Apr-17	4.126	2.328	1.231	0.326	0.382	0.075	0.019	0.142
May-17	4.011	2.260	1.138	0.312	0.343	0.066	0.017	0.148
Jun-17	3.821	2.273	1.134	0.311	0.355	0.064	0.018	0.143
Jul-17	3.689	2.085	1.119	0.325	0.372	0.068	0.020	0.140
Aug-17	3.763	2.206	1.036	0.318	0.355	0.067	0.020	0.121
Sep-17	3.644	2.236	1.032	0.319	0.352	0.072	0.018	0.149
Oct-17	3.602	2.124	0.964	0.299	0.370	0.064	0.019	0.158
Nov-17	3.344	2.124	0.956	0.314	0.370	0.087	0.021	0.135
Dec-17	3.235	2.118	0.908	0.303	0.365	0.072	0.017	0.132
Jan-18	3.179	2.027	0.982	0.276	0.342	0.072	0.012	0.130
Feb-18	3.330	2.043	0.899	0.290	0.310	0.068	0.014	0.138
Mar-18	2.914	1.871	0.849	0.268	0.294	0.073	0.016	0.152
Apr-18	2.923	1.819	0.899	0.273	0.268	0.071	0.015	0.126
May-18	2.920	1.871	0.910	0.263	0.303	0.070	0.016	0.128
Jun-18	2.886	1.770	0.957	0.230	0.281	0.069	0.013	0.122
Jul-18	2.792	1.816	0.944	0.285	0.280	0.074	0.013	0.115
Aug-18	2.703	1.698	0.861	0.251	0.291	0.074	0.012	0.116
Sep-18	2.623	1.684	0.792	0.257	0.268	0.066	0.015	0.108
Oct-18	2.426	1.724	0.842	0.291	0.270	0.068	0.012	0.118
Nov-18	2.371	1.562	0.748	0.241	0.242	0.067	0.012	0.106
Dec-18	2.290	1.463	0.725	0.242	0.222	0.065	0.011	0.106
Jan-19	2.168	1.450	0.717	0.239	0.219	0.057	0.009	0.103
Feb-19	2.180	1.434	0.716	0.245	0.214	0.063	0.011	0.107
Mar-19	2.069	1.381	0.687	0.223	0.235	0.061	0.010	0.098
Apr-19	2.022	1.354	0.686	0.229	0.227	0.071	0.010	0.106
May-19	2.003	1.353	0.694	0.240	0.204	0.065	0.010	0.102
Jun-19	2.062	1.370	0.685	0.233	0.192	0.056	0.010	0.096
Jul-19	2.096	1.463	0.719	0.240	0.217	0.070	0.011	0.108
Aug-19	2.172	1.566	0.757	0.254	0.241	0.079	0.008	0.110
Sep-19	2.135	1.527	0.764	0.243	0.237	0.070	0.012	0.088
Oct-19	2.089	1.640	0.778	0.228	0.224	0.071	0.010	0.126
Nov-19	2.221	1.701	0.786	0.238	0.234	0.073	0.019	0.133
Dec-19	2.239	1.719	0.816	0.252	0.234	0.067	0.015	0.128
Jan-20	2.198	1.665	0.806	0.265	0.245	0.068	0.012	0.120
Feb-20	2.097	1.653	0.862	0.206	0.247	0.078	0.016	0.073
Mar-20	2.042	1.510	0.787	0.224	0.226	0.068	0.012	0.110
Apr-20	2.029	1.683	0.575	0.209	0.174	0.054	0.013	0.084
May-20	1.717	1.317	0.534	0.187	0.156	0.049	0.008	0.097
Jun-20	1.944	1.315	0.630	0.217	0.190	0.064	0.012	0.088
Jul-20	2.036	1.362	0.663	0.222	0.223	0.065	0.008	0.091
Aug-20	2.014	1.408	0.755	0.244	0.291	0.062	0.011	0.138
Sep-20	2.329	1.442	0.810	0.281	0.350	0.069	0.012	0.135
Oct-20	2.391	1.195	0.851	0.268	0.317	0.085	0.016	0.132
Nov-20	2.425	1.324	0.907	0.263	0.375	0.066	0.012	0.152
Dec-20	2.605	1.566	1.031	0.261	0.378	0.097	0.014	0.154
Jan-21	2.735	1.758	1.114	0.279	0.386	0.098	0.023	0.196
Feb-21	2.794	1.955	1.176	0.310	0.408	0.092	0.019	0.178
Mar-21	3.075	2.121	1.330	0.324	0.440	0.098	0.020	0.170
Apr-21	3.216	2.197	1.451	0.349	0.457	0.088	0.031	0.161
May-21	3.509	2.503	1.494	0.358	0.484	0.119	0.025	0.189
Jun-21	3.647	2.448	1.581	0.396	0.495	0.121	0.024	0.235
Jul-21	3.846	2.496	1.734	0.396	0.507	0.118	0.028	0.239
Aug-21	3.888	2.556	1.836	0.401	0.525	0.120	0.043	0.239
Sep-21	3.998	2.596	1.919	0.452	0.582	0.128	0.031	0.237
Oct-21	3.876	2.573	2.154	0.486	0.595	0.132	0.051	0.230
Nov-21	4.261	2.726	2.206	0.519	0.618	0.135	0.035	0.216
Dec-21	4.332	2.857	2.242	0.527	0.611	0.135	0.035	0.230
Jan-22	4.573	3.065	2.276	0.538	0.652	0.130	0.032	0.304
Feb-22	4.386	3.079	2.351	0.513	0.690	0.133	0.027	0.250
Mar-22	4.272	3.027	2.310	0.553	0.724	0.135	0.036	0.278
Apr-22	4.143	2.978	2.206	0.542	0.704	0.125	0.035	0.280
May-22	3.953	2.891	2.140	0.531	0.731	0.135	0.032	0.271
Jun-22	3.694	2.779	2.109	0.504	0.679	0.142	0.035	0.249
Jul-22	3.479	2.526	1.899	0.524	0.672	0.114	0.034	0.234
Aug-22	3.339	2.434	1.797	0.494	0.673	0.116	0.029	0.244
Sep-22	3.167	2.392	1.732	0.460	0.630	0.091	0.032	0.221
Oct-22	3.077	2.328	1.580	0.438	0.637	0.087	0.032	0.235
Nov-22	3.049	2.223	1.597	0.420	0.643	0.079	0.025	0.199
Dec-22	2.911	2.083	1.517	0.444	0.676	0.088	0.026	0.205
Jan-23	2.947	2.027	1.511	0.377	0.596	0.078	0.038	0.267
Feb-23	3.128	1.942	1.447	0.410	0.624	0.094	0.028	0.164
Mar-23	3.111	1.991	1.540	0.396	0.651	0.084	0.028	0.188
Apr-23	3.003	1.957	1.546	0.416	0.679	0.082	0.024	0.134
May-23	3.250	2.133	1.633	0.490	0.695	0.088	0.032	0.183
Jun-23	3.344	2.116	1.693	0.459	0.733	0.089	0.031	0.207
Jul-23	3.337	2.093	1.822	0.447	0.725	0.092	0.044	0.191
Aug-23	3.378	2.066	1.750	0.472	0.829	0.089	0.034	0.176
Sep-23	3.462	2.210	1.753	0.470	0.850	0.073	0.028	0.200
Oct-23	3.627	2.254	1.868	0.506	0.900	0.094	0.027	0.180
Nov-23	3.582	2.292	1.963	0.539	0.910	0.083	0.029	0.213
Dec-23	3.552	2.256	1.883	0.526	0.961	0.087	0.023	0.197
Jan-24	3.549	2.100	1.852	0.534	0.972	0.086	0.030	0.194

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In January 2024, in original terms:

the value of new variable rate loan commitments funded in the month fell 16.3%
the value of new fixed rate loan commitments funded in the month fell 6.5%

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4
Nov-23	1.056	52.23
Dec-23	1.038	49.447
Jan-24	0.971	41.385

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

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[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In January 2024, in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings, excluding land, alterations and additions):

fell 1.5% at the national level from $624k to $615k

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	614.673	779.161	642.792	535.829	458.97	466.917	445.554	410.684	598.592
Jun-22	609.474	765.871	636.579	532.564	466.626	481.626	439.054	443.697	615.496
Jul-22	608.673	760.645	642.345	527.934	466.168	470.023	461.333	446.862	582.864
Aug-22	588.838	724.648	624.011	523.029	462.061	468.813	455.058	464.634	584.806
Sep-22	587.916	742.572	599.508	518.879	471.848	463.542	471.124	NA	NA
Oct-22	594.454	736.009	621.648	522.825	475.89	469.242	478.826	435.238	611.533
Nov-22	601.311	750.514	618.03	532.561	478.907	478.121	459.132	441.631	635.135
Dec-22	603.882	757.267	623.271	520.928	485.934	491.411	472.084	449.239	620.405
Jan-23	601.161	766.623	639.677	523.679	489.809	478.323	457.339	427.895	572.254
Feb-23	585.222	726.324	618.024	514.145	486.776	479.834	450.797	NA	NA
Mar-23	576.866	710.347	590.613	518.064	473.768	476.224	456.788	463.861	606.569
Apr-23	584.786	725.564	598.472	519.777	504.52	468.495	436.712	NA	NA
May-23	584.607	720.029	598.949	521.609	467.438	472.08	465.313	424.873	589.13
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.398	762.472	608.839	548.149	507.02	496.212	457.25	434.848	602.178
Nov-23	608.448	754.832	602.471	557.51	510.057	497.275	444.726	429.333	598.643
Dec-23	624.383	785.405	613.018	572.439	519.478	509.275	462.661	437.572	622.204
Jan-24	615.178	770.914	614.088	559.507	530.276	530.298	434.889	422.143	581.653

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In January 2024 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level fell 6.9% to 8,707, following an 8.9% fall in December. It was 4.4% higher compared to a year ago.
in New South Wales fell 8.0%, in Victoria fell 5.3%, in Western Australia fell 5.9%, in Queensland fell 4.0%, in South Australia fell 10.3%, in the Northern Territory fell 28.2%, in the Australian Capital Territory fell 6.1% and in Tasmania fell 7.4%

Additional information

New loan commitments to owner-occupier first home buyers (original), number
	First home buyer loan commitments Number	First home buyer ratio (a) – Dwellings (b)	First home buyer ratio – Housing (c)
Total Australia	7 862	36.5%	31.2%
New South Wales	1 705	34.5%	29.4%
Victoria	2 545	39.7%	34.7%
Queensland	1 476	32.8%	27.4%
South Australia	554	35.5%	29.5%
Western Australia	1 220	39.5%	33.8%
Tasmania	127	31.2%	25.6%
Northern Territory	41	29.3%	26.5%
Australian Capital Territory	194	39.1%	35.1%

a. The ratios in the table above are calculated against overall owner-occupier loans, including both OO FHB and OO non-FHB loans. It is not calculated against all housing loans, which would also include investor lending.

b. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

c. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Jan-06	9,684
Feb-06	9,837
Mar-06	10,386
Apr-06	10,449
May-06	10,178
Jun-06	10,034
Jul-06	10,029
Aug-06	9,421
Sep-06	9,822
Oct-06	9,760
Nov-06	9,703
Dec-06	9,583
Jan-07	9,503
Feb-07	9,783
Mar-07	10,031
Apr-07	10,470
May-07	10,064
Jun-07	10,355
Jul-07	10,163
Aug-07	10,317
Sep-07	10,099
Oct-07	10,431
Nov-07	10,615
Dec-07	10,608
Jan-08	10,736
Feb-08	10,019
Mar-08	9,029
Apr-08	8,585
May-08	8,195
Jun-08	8,187
Jul-08	8,455
Aug-08	8,290
Sep-08	8,286
Oct-08	8,213
Nov-08	10,332
Dec-08	12,205
Jan-09	13,864
Feb-09	14,681
Mar-09	16,264
Apr-09	16,766
May-09	16,659
Jun-09	16,478
Jul-09	14,838
Aug-09	13,963
Sep-09	14,264
Oct-09	14,049
Nov-09	11,282
Dec-09	10,057
Jan-10	9,310
Feb-10	8,343
Mar-10	7,330
Apr-10	7,125
May-10	7,250
Jun-10	6,694
Jul-10	6,844
Aug-10	6,656
Sep-10	6,648
Oct-10	6,402
Nov-10	6,654
Dec-10	7,077
Jan-11	6,459
Feb-11	6,157
Mar-11	6,664
Apr-11	6,838
May-11	6,776
Jun-11	6,686
Jul-11	6,636
Aug-11	6,837
Sep-11	7,271
Oct-11	7,828
Nov-11	8,085
Dec-11	9,209
Jan-12	8,813
Feb-12	7,098
Mar-12	7,203
Apr-12	7,320
May-12	7,475
Jun-12	7,706
Jul-12	7,997
Aug-12	8,017
Sep-12	8,010
Oct-12	7,851
Nov-12	7,416
Dec-12	6,992
Jan-13	7,213
Feb-13	7,147
Mar-13	7,537
Apr-13	7,623
May-13	7,747
Jun-13	7,959
Jul-13	8,140
Aug-13	7,917
Sep-13	7,736
Oct-13	7,697
Nov-13	7,680
Dec-13	7,213
Jan-14	7,616
Feb-14	7,686
Mar-14	7,613
Apr-14	7,369
May-14	7,542
Jun-14	7,592
Jul-14	7,231
Aug-14	7,507
Sep-14	7,439
Oct-14	7,501
Nov-14	7,218
Dec-14	7,061
Jan-15	7,015
Feb-15	7,305
Mar-15	7,416
Apr-15	7,374
May-15	6,798
Jun-15	7,049
Jul-15	6,939
Aug-15	6,889
Sep-15	6,799
Oct-15	6,510
Nov-15	6,589
Dec-15	6,919
Jan-16	6,877
Feb-16	6,946
Mar-16	6,778
Apr-16	7,123
May-16	6,957
Jun-16	7,000
Jul-16	6,726
Aug-16	6,470
Sep-16	6,586
Oct-16	6,688
Nov-16	6,717
Dec-16	6,828
Jan-17	6,809
Feb-17	6,707
Mar-17	6,943
Apr-17	7,031
May-17	6,999
Jun-17	7,625
Jul-17	8,578
Aug-17	9,143
Sep-17	8,831
Oct-17	8,860
Nov-17	9,214
Dec-17	8,816
Jan-18	8,942
Feb-18	8,940
Mar-18	8,744
Apr-18	8,551
May-18	8,594
Jun-18	8,718
Jul-18	8,851
Aug-18	8,580
Sep-18	8,463
Oct-18	8,568
Nov-18	8,669
Dec-18	7,693
Jan-19	7,801
Feb-19	7,935
Mar-19	7,840
Apr-19	7,898
May-19	8,002
Jun-19	8,428
Jul-19	8,529
Aug-19	9,115
Sep-19	9,082
Oct-19	9,192
Nov-19	9,455
Dec-19	9,579
Jan-20	9,649
Feb-20	9,731
Mar-20	9,623
Apr-20	9,402
May-20	8,450
Jun-20	9,328
Jul-20	10,737
Aug-20	12,892
Sep-20	13,583
Oct-20	13,660
Nov-20	14,050
Dec-20	15,150
Jan-21	16,452
Feb-21	16,049
Mar-21	15,344
Apr-21	14,739
May-21	14,730
Jun-21	13,772
Jul-21	13,040
Aug-21	12,536
Sep-21	12,116
Oct-21	11,324
Nov-21	11,676
Dec-21	11,690
Jan-22	11,675
Feb-22	10,731
Mar-22	10,981
Apr-22	10,254
May-22	10,822
Jun-22	10,112
Jul-22	9,046
Aug-22	9,953
Sep-22	9,346
Oct-22	9,135
Nov-22	8,713
Dec-22	8,412
Jan-23	8,343
Feb-23	7,989
Mar-23	9,093
Apr-23	9,188
May-23	9,684
Jun-23	9,545
Jul-23	8,764
Aug-23	9,136
Sep-23	9,304
Oct-23	9,892
Nov-23	10,271
Dec-23	9,355
Jan-24	8,707

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Jan-06	2,261	2,656	2,120	608	1,474	196	157	119
Feb-06	2,534	2,616	2,205	592	1,465	208	163	135
Mar-06	2,726	2,588	2,351	643	1,510	222	143	176
Apr-06	2,944	2,645	2,321	635	1,461	231	141	142
May-06	2,630	2,632	2,379	625	1,288	202	127	142
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,461	2,391	622	1,113	176	73	174
Sep-06	2,549	2,566	2,426	679	1,091	205	86	183
Oct-06	2,649	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,335	690	958	198	90	180
Dec-06	2,563	2,568	2,370	636	968	184	97	158
Jan-07	2,626	2,463	2,413	630	944	147	99	140
Feb-07	2,601	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,469	729	1,002	175	108	165
Apr-07	2,840	2,707	2,653	644	1,103	177	90	156
May-07	2,706	2,715	2,548	664	1,026	184	91	138
Jun-07	2,740	2,686	2,513	615	1,325	190	95	167
Jul-07	2,730	2,662	2,419	631	1,344	155	70	157
Aug-07	2,694	2,839	2,525	631	1,354	168	83	137
Sep-07	2,526	2,847	2,430	601	1,253	203	88	138
Oct-07	2,784	2,905	2,447	648	1,250	219	81	137
Nov-07	2,802	2,969	2,458	653	1,279	210	80	139
Dec-07	2,761	2,953	2,436	695	1,298	215	71	152
Jan-08	2,782	3,064	2,314	662	1,424	195	73	149
Feb-08	2,725	2,974	2,112	660	1,276	249	78	94
Mar-08	2,396	2,496	1,785	623	1,192	176	52	125
Apr-08	2,438	2,340	1,711	637	1,190	164	63	150
May-08	2,299	2,262	1,584	591	1,088	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,523	648	1,214	195	93	109
Aug-08	2,356	2,267	1,486	620	1,165	204	79	129
Sep-08	2,345	2,282	1,642	546	1,115	175	62	122
Oct-08	2,203	2,313	1,644	565	1,118	160	81	157
Nov-08	2,972	2,541	2,242	758	1,291	242	103	149
Dec-08	3,532	2,945	2,563	997	1,531	290	120	207
Jan-09	4,051	3,385	2,861	1,019	1,749	325	89	227
Feb-09	4,645	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,186	3,966	3,488	1,080	1,925	360	116	266
Apr-09	5,080	4,132	3,498	1,171	2,046	239	119	289
May-09	4,967	4,052	3,572	1,242	2,163	259	108	297
Jun-09	4,930	4,030	3,418	1,191	2,180	365	113	301
Jul-09	4,332	3,872	2,847	1,075	2,048	296	106	247
Aug-09	4,025	3,797	2,819	994	1,738	245	92	223
Sep-09	3,878	3,901	2,733	1,002	2,181	265	96	265
Oct-09	3,562	4,101	2,587	1,048	2,092	250	101	249
Nov-09	2,903	3,437	1,865	760	1,898	227	59	201
Dec-09	2,534	3,080	1,750	660	1,603	193	52	159
Jan-10	2,354	2,915	1,593	619	1,402	182	57	124
Feb-10	2,087	3,023	1,358	505	1,198	138	56	176
Mar-10	1,876	2,375	1,249	512	1,030	130	36	142
Apr-10	2,000	2,255	1,186	458	886	130	56	125
May-10	2,103	2,299	1,180	460	876	115	52	115
Jun-10	1,885	2,160	1,148	447	826	107	45	107
Jul-10	1,956	2,173	1,192	446	710	114	46	118
Aug-10	1,797	2,116	1,179	470	807	129	51	109
Sep-10	1,803	2,090	1,168	447	843	130	46	115
Oct-10	1,628	2,031	1,155	424	899	115	40	108
Nov-10	1,743	2,043	1,242	448	934	107	43	116
Dec-10	1,876	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	945	123	45	102
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,889	1,962	1,174	414	1,015	117	68	88
Apr-11	1,865	1,964	1,216	374	1,012	129	49	122
May-11	1,952	1,918	1,190	389	1,077	127	51	115
Jun-11	1,843	1,904	1,235	402	1,005	121	59	119
Jul-11	1,788	1,931	1,228	400	945	123	57	114
Aug-11	1,800	1,979	1,310	400	1,047	118	60	110
Sep-11	2,089	1,913	1,344	455	1,140	105	59	108
Oct-11	2,419	2,023	1,488	446	1,094	116	62	110
Nov-11	2,829	1,957	1,435	436	1,156	115	54	133
Dec-11	3,419	2,075	1,653	449	1,181	104	65	124
Jan-12	2,950	2,089	1,787	464	1,378	105	67	127
Feb-12	1,658	2,108	1,478	477	1,240	124	74	111
Mar-12	1,367	2,139	1,626	442	1,270	87	85	112
Apr-12	1,479	2,027	1,692	513	1,312	81	75	111
May-12	1,553	2,290	1,646	447	1,290	114	73	124
Jun-12	1,573	2,393	1,616	433	1,343	119	72	89
Jul-12	1,600	2,677	1,499	469	1,400	115	77	139
Aug-12	1,712	2,298	1,655	476	1,458	119	72	135
Sep-12	1,927	2,184	1,641	473	1,434	136	66	120
Oct-12	1,585	2,217	1,851	462	1,442	135	76	120
Nov-12	1,326	2,128	1,594	485	1,529	123	86	112
Dec-12	1,086	2,105	1,465	502	1,550	118	88	113
Jan-13	1,119	2,176	1,454	520	1,559	125	104	133
Feb-13	1,204	2,166	1,442	559	1,520	131	69	136
Mar-13	1,157	2,249	1,507	576	1,666	114	58	135
Apr-13	1,273	2,209	1,567	599	1,717	127	56	141
May-13	1,209	2,330	1,574	573	1,761	144	67	140
Jun-13	1,245	2,389	1,634	584	1,717	142	52	127
Jul-13	1,379	2,565	1,591	657	1,650	143	72	142
Aug-13	1,337	2,219	1,519	629	1,629	163	52	158
Sep-13	1,293	2,271	1,574	619	1,607	164	50	161
Oct-13	1,296	2,140	1,616	665	1,615	173	57	134
Nov-13	1,357	2,172	1,581	689	1,542	170	59	132
Dec-13	1,292	2,063	1,499	651	1,444	136	51	140
Jan-14	1,338	2,084	1,555	690	1,613	151	50	130
Feb-14	1,360	2,041	1,657	644	1,662	159	68	142
Mar-14	1,384	1,980	1,590	604	1,699	182	61	146
Apr-14	1,306	1,970	1,508	614	1,616	170	71	120
May-14	1,317	1,946	1,584	614	1,703	177	72	128
Jun-14	1,358	1,877	1,499	602	1,824	213	70	143
Jul-14	1,221	1,931	1,512	554	1,598	183	70	144
Aug-14	1,319	2,016	1,680	501	1,521	152	71	148
Sep-14	1,372	2,093	1,611	418	1,523	153	93	156
Oct-14	1,358	2,114	1,577	452	1,567	132	98	189
Nov-14	1,326	2,060	1,515	410	1,524	112	77	158
Dec-14	1,279	2,105	1,524	436	1,456	169	83	162
Jan-15	1,311	2,034	1,452	395	1,315	167	80	167
Feb-15	1,364	2,143	1,610	383	1,468	158	53	164
Mar-15	1,419	2,136	1,634	411	1,468	141	53	151
Apr-15	1,309	2,113	1,586	383	1,598	146	44	169
May-15	1,234	1,990	1,570	397	1,386	127	34	165
Jun-15	1,294	2,006	1,604	410	1,423	124	48	161
Jul-15	1,279	1,978	1,640	399	1,394	112	32	133
Aug-15	1,200	2,017	1,541	399	1,365	126	36	126
Sep-15	1,199	2,035	1,499	441	1,348	101	33	149
Oct-15	1,139	1,947	1,392	347	1,314	109	27	124
Nov-15	1,080	2,033	1,475	391	1,273	116	35	155
Dec-15	1,194	2,199	1,613	404	1,243	153	31	140
Jan-16	1,231	2,023	1,615	395	1,211	163	44	157
Feb-16	1,225	2,148	1,661	406	1,231	152	36	145
Mar-16	1,082	2,085	1,600	426	1,175	144	40	139
Apr-16	1,303	2,231	1,592	444	1,273	168	43	147
May-16	1,209	2,243	1,650	463	1,185	164	42	156
Jun-16	1,296	2,194	1,558	428	1,194	139	43	152
Jul-16	1,110	2,115	1,571	407	1,209	143	57	149
Aug-16	1,057	1,893	1,649	406	1,133	147	47	130
Sep-16	1,016	2,021	1,612	404	1,128	140	37	115
Oct-16	1,059	2,077	1,641	435	1,129	132	37	124
Nov-16	1,046	2,055	1,659	406	1,177	153	43	128
Dec-16	1,149	2,107	1,791	346	1,138	136	44	149
Jan-17	1,140	2,078	1,682	404	1,114	126	30	191
Feb-17	1,059	2,034	1,740	402	1,166	141	50	105
Mar-17	1,142	2,096	1,773	459	1,164	146	57	117
Apr-17	1,152	2,096	1,885	409	1,228	132	58	176
May-17	1,227	2,021	1,866	421	1,294	128	51	168
Jun-17	1,273	2,061	2,094	441	1,350	132	67	218
Jul-17	1,656	2,562	2,083	459	1,502	132	59	212
Aug-17	1,939	2,760	1,985	463	1,411	134	59	230
Sep-17	1,910	2,901	1,793	470	1,259	142	71	220
Oct-17	1,873	2,895	1,837	449	1,225	151	71	224
Nov-17	1,972	2,912	2,024	482	1,190	153	45	227
Dec-17	1,936	2,850	1,960	469	1,234	149	61	199
Jan-18	2,010	2,938	1,977	460	1,192	140	66	213
Feb-18	2,185	2,842	1,836	472	1,166	146	65	301
Mar-18	1,929	2,889	1,770	451	1,154	154	51	230
Apr-18	2,072	2,779	1,827	471	1,205	149	55	224
May-18	2,125	2,771	1,870	468	1,197	163	64	156
Jun-18	2,014	2,829	1,981	443	1,130	163	60	169
Jul-18	1,994	2,817	2,067	493	1,142	191	56	164
Aug-18	1,984	2,665	1,790	505	1,121	170	45	172
Sep-18	1,901	2,594	1,751	498	1,152	159	87	173
Oct-18	1,960	2,643	1,723	514	1,198	222	63	200
Nov-18	1,984	2,613	1,678	510	1,177	178	75	222
Dec-18	1,864	2,452	1,501	478	1,076	159	79	166
Jan-19	1,774	2,445	1,553	490	1,047	172	66	142
Feb-19	1,928	2,535	1,531	509	1,097	167	62	137
Mar-19	1,826	2,541	1,566	479	1,068	165	76	150
Apr-19	1,880	2,604	1,563	507	1,079	188	123	130
May-19	1,970	2,668	1,555	506	1,113	147	89	145
Jun-19	1,989	2,732	1,619	517	1,138	183	70	146
Jul-19	2,164	2,817	1,640	503	1,177	134	71	187
Aug-19	2,214	2,916	1,702	504	1,179	195	70	192
Sep-19	2,202	2,867	1,748	515	1,188	201	64	208
Oct-19	2,158	3,049	1,755	513	1,098	183	70	212
Nov-19	2,307	3,081	1,745	514	1,160	191	53	233
Dec-19	2,302	3,371	1,763	538	1,162	166	67	240
Jan-20	2,337	3,193	1,828	534	1,195	191	65	212
Feb-20	2,428	3,076	1,995	524	1,222	184	65	243
Mar-20	2,604	3,088	1,856	518	1,187	198	92	222
Apr-20	2,471	3,251	1,656	500	1,096	177	72	241
May-20	2,067	2,967	1,561	485	1,004	150	66	244
Jun-20	2,416	2,949	1,921	579	1,170	193	84	233
Jul-20	2,654	3,330	2,218	652	1,454	213	102	240
Aug-20	2,913	4,008	2,685	740	1,713	291	101	264
Sep-20	3,193	3,634	2,983	932	2,010	243	111	300
Oct-20	3,193	3,309	3,091	893	2,209	330	112	297
Nov-20	3,177	3,830	3,092	807	2,237	247	128	267
Dec-20	3,425	4,574	3,245	856	2,407	251	96	327
Jan-21	3,468	4,960	3,504	955	2,607	260	118	330
Feb-21	3,346	4,846	3,461	1,095	2,516	281	152	290
Mar-21	3,578	4,654	3,121	1,000	2,371	260	131	324
Apr-21	3,502	4,722	3,116	951	2,182	256	120	296
May-21	3,457	4,592	2,988	889	2,269	246	109	290
Jun-21	3,392	4,360	2,694	892	1,925	240	139	325
Jul-21	3,238	4,058	2,597	802	1,909	219	110	322
Aug-21	2,905	3,876	2,623	710	1,789	197	90	281
Sep-21	2,840	3,157	2,608	740	1,910	219	76	249
Oct-21	2,728	3,213	2,416	688	1,594	196	72	225
Nov-21	2,739	3,624	2,417	694	1,619	174	89	270
Dec-21	2,681	3,614	2,389	651	1,849	195	70	263
Jan-22	2,724	3,713	2,175	676	1,687	165	67	301
Feb-22	2,361	3,552	2,070	626	1,674	167	62	203
Mar-22	2,512	3,499	2,111	621	1,716	156	62	295
Apr-22	2,392	3,394	2,130	628	1,644	158	58	313
May-22	2,419	3,447	2,124	615	1,568	173	74	329
Jun-22	2,216	3,190	2,100	592	1,463	175	75	294
Jul-22	2,096	2,864	1,748	568	1,403	164	75	290
Aug-22	2,096	3,153	2,012	573	1,539	210	84	307
Sep-22	2,016	2,920	1,834	523	1,365	158	82	273
Oct-22	2,000	2,806	1,842	528	1,334	133	71	266
Nov-22	1,923	2,665	1,788	507	1,295	158	60	218
Dec-22	1,960	2,570	1,759	531	1,201	159	62	201
Jan-23	1,794	2,482	1,710	535	1,224	152	75	251
Feb-23	1,885	2,358	1,728	490	1,141	149	71	259
Mar-23	2,231	2,642	1,916	576	1,303	164	77	247
Apr-23	2,247	2,653	1,865	591	1,361	162	72	232
May-23	2,536	2,865	1,930	595	1,416	166	68	266
Jun-23	2,340	2,978	1,910	596	1,369	155	45	296
Jul-23	2,185	2,824	1,656	547	1,261	155	48	199
Aug-23	2,286	2,840	1,669	605	1,207	136	54	212
Sep-23	2,078	3,071	1,738	623	1,251	132	50	238
Oct-23	2,464	3,151	1,712	624	1,341	217	68	246
Nov-23	2,352	3,119	1,968	642	1,427	144	66	292
Dec-23	2,249	3,003	1,682	659	1,335	149	71	229
Jan-24	2,069	2,844	1,614	591	1,256	138	51	215

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24"],[[2261],[2534],[2726],[2944],[2630],[2654],[2598],[2512],[2549],[2649],[2616],[2563],[2626],[2601],[2725],[2840],[2706],[2740],[2730],[2694],[2526],[2784],[2802],[2761],[2782],[2725],[2396],[2438],[2299],[2299],[2324],[2356],[2345],[2203],[2972],[3532],[4051],[4645],[5186],[5080],[4967],[4930],[4332],[4025],[3878],[3562],[2903],[2534],[2354],[2087],[1876],[2000],[2103],[1885],[1956],[1797],[1803],[1628],[1743],[1876],[1815],[1720],[1889],[1865],[1952],[1843],[1788],[1800],[2089],[2419],[2829],[3419],[2950],[1658],[1367],[1479],[1553],[1573],[1600],[1712],[1927],[1585],[1326],[1086],[1119],[1204],[1157],[1273],[1209],[1245],[1379],[1337],[1293],[1296],[1357],[1292],[1338],[1360],[1384],[1306],[1317],[1358],[1221],[1319],[1372],[1358],[1326],[1279],[1311],[1364],[1419],[1309],[1234],[1294],[1279],[1200],[1199],[1139],[1080],[1194],[1231],[1225],[1082],[1303],[1209],[1296],[1110],[1057],[1016],[1059],[1046],[1149],[1140],[1059],[1142],[1152],[1227],[1273],[1656],[1939],[1910],[1873],[1972],[1936],[2010],[2185],[1929],[2072],[2125],[2014],[1994],[1984],[1901],[1960],[1984],[1864],[1774],[1928],[1826],[1880],[1970],[1989],[2164],[2214],[2202],[2158],[2307],[2302],[2337],[2428],[2604],[2471],[2067],[2416],[2654],[2913],[3193],[3193],[3177],[3425],[3468],[3346],[3578],[3502],[3457],[3392],[3238],[2905],[2840],[2728],[2739],[2681],[2724],[2361],[2512],[2392],[2419],[2216],[2096],[2096],[2016],[2000],[1923],[1960],[1794],[1885],[2231],[2247],[2536],[2340],[2185],[2286],[2078],[2464],[2352],[2249],[2069]],[[2656],[2616],[2588],[2645],[2632],[2606],[2660],[2461],[2566],[2644],[2613],[2568],[2463],[2663],[2623],[2707],[2715],[2686],[2662],[2839],[2847],[2905],[2969],[2953],[3064],[2974],[2496],[2340],[2262],[2289],[2371],[2267],[2282],[2313],[2541],[2945],[3385],[3467],[3966],[4132],[4052],[4030],[3872],[3797],[3901],[4101],[3437],[3080],[2915],[3023],[2375],[2255],[2299],[2160],[2173],[2116],[2090],[2031],[2043],[2179],[1876],[1917],[1962],[1964],[1918],[1904],[1931],[1979],[1913],[2023],[1957],[2075],[2089],[2108],[2139],[2027],[2290],[2393],[2677],[2298],[2184],[2217],[2128],[2105],[2176],[2166],[2249],[2209],[2330],[2389],[2565],[2219],[2271],[2140],[2172],[2063],[2084],[2041],[1980],[1970],[1946],[1877],[1931],[2016],[2093],[2114],[2060],[2105],[2034],[2143],[2136],[2113],[1990],[2006],[1978],[2017],[2035],[1947],[2033],[2199],[2023],[2148],[2085],[2231],[2243],[2194],[2115],[1893],[2021],[2077],[2055],[2107],[2078],[2034],[2096],[2096],[2021],[2061],[2562],[2760],[2901],[2895],[2912],[2850],[2938],[2842],[2889],[2779],[2771],[2829],[2817],[2665],[2594],[2643],[2613],[2452],[2445],[2535],[2541],[2604],[2668],[2732],[2817],[2916],[2867],[3049],[3081],[3371],[3193],[3076],[3088],[3251],[2967],[2949],[3330],[4008],[3634],[3309],[3830],[4574],[4960],[4846],[4654],[4722],[4592],[4360],[4058],[3876],[3157],[3213],[3624],[3614],[3713],[3552],[3499],[3394],[3447],[3190],[2864],[3153],[2920],[2806],[2665],[2570],[2482],[2358],[2642],[2653],[2865],[2978],[2824],[2840],[3071],[3151],[3119],[3003],[2844]],[[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[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [73.16 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [260.72 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [109.52 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [104.86 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
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Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [69.35 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [69.11 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [68.13 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.73 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.75 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.42 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [71.34 KB]

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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [66.87 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [103.35 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.85 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [58.75 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [58.58 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [58 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [58.29 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.92 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [67.44 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [68.04 KB]

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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [58.59 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [147.49 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [57.69 KB]

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [90.73 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.42 KB]

Download all (457.57 KB)

Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [81.68 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [100.4 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [75.52 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [58.52 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [71.67 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [60.4 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.48 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, January 2024

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APA

Lending indicators

APA

Key statistics

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

First home buyers

Additional information

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Loans to owner occupiers fell 2.6% in January

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