Value of new borrower-accepted loan commitments (seasonally adjusted)
Feb-2023 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 22.64 | -0.9 | -30.9 | ||
Owner Occupier (a) | 15.01 | -1.2 | -30.0 | ||
Investor (a) | 7.63 | -0.5 | -32.6 | ||
Personal | |||||
Fixed term loans | 2.19 | 1.1 | -3.6 | ||
Businesses | |||||
Construction | 2.98 | 62.2 | 52.8 | ||
Purchase of Property | 4.98 | -2.0 | -34.9 |
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality notes
Seasonal adjustment methods
The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period
There is anecdotal evidence that there was a backlog of loans from January that were processed in February. As Australia Day this year fell so close to a weekend this may have impacted trading days in January. To account for this an additional trading day adjustment has been applied in January, resulting in revisions.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Housing finance
In February 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 0.9% to $22.6b, after a fall of 2.4% in January. It was 30.9% lower compared to a year ago.
- for owner-occupier housing fell 1.2% to $15.0b and was 30.0% lower compared to a year ago
- for investor housing fell 0.5% to $7.6b and was 32.6% lower compared to a year ago
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
Feb-05 | 13.838 | 8.496 | 5.343 | 13.309 | 8.112 | 5.197 |
Mar-05 | 13.514 | 8.217 | 5.297 | 13.308 | 8.139 | 5.169 |
Apr-05 | 13.25 | 8.088 | 5.163 | 13.188 | 8.125 | 5.062 |
May-05 | 12.748 | 8.025 | 4.723 | 13.032 | 8.113 | 4.919 |
Jun-05 | 12.633 | 8.152 | 4.481 | 12.946 | 8.142 | 4.804 |
Jul-05 | 12.845 | 8.085 | 4.76 | 12.986 | 8.229 | 4.757 |
Aug-05 | 12.896 | 8.308 | 4.589 | 13.158 | 8.363 | 4.795 |
Sep-05 | 13.531 | 8.643 | 4.888 | 13.418 | 8.519 | 4.899 |
Oct-05 | 14.027 | 8.715 | 5.312 | 13.697 | 8.671 | 5.026 |
Nov-05 | 14.063 | 8.851 | 5.212 | 13.934 | 8.804 | 5.13 |
Dec-05 | 14.036 | 8.878 | 5.158 | 14.125 | 8.924 | 5.201 |
Jan-06 | 14.259 | 8.956 | 5.303 | 14.295 | 9.04 | 5.255 |
Feb-06 | 14.433 | 9.18 | 5.253 | 14.466 | 9.162 | 5.304 |
Mar-06 | 14.537 | 9.268 | 5.269 | 14.667 | 9.297 | 5.369 |
Apr-06 | 14.803 | 9.46 | 5.343 | 14.874 | 9.424 | 5.45 |
May-06 | 15.2 | 9.494 | 5.705 | 15.026 | 9.511 | 5.515 |
Jun-06 | 15.492 | 9.516 | 5.977 | 15.061 | 9.536 | 5.526 |
Jul-06 | 15.28 | 9.79 | 5.49 | 14.963 | 9.498 | 5.465 |
Aug-06 | 15.005 | 9.492 | 5.513 | 14.768 | 9.421 | 5.347 |
Sep-06 | 14.163 | 9.169 | 4.995 | 14.554 | 9.342 | 5.212 |
Oct-06 | 14.329 | 9.276 | 5.053 | 14.415 | 9.297 | 5.117 |
Nov-06 | 14.205 | 9.232 | 4.973 | 14.42 | 9.316 | 5.104 |
Dec-06 | 14.589 | 9.401 | 5.188 | 14.601 | 9.411 | 5.19 |
Jan-07 | 14.959 | 9.579 | 5.38 | 14.95 | 9.588 | 5.362 |
Feb-07 | 15.402 | 9.768 | 5.634 | 15.424 | 9.824 | 5.6 |
Mar-07 | 15.919 | 10.081 | 5.838 | 15.952 | 10.086 | 5.866 |
Apr-07 | 16.304 | 10.269 | 6.035 | 16.466 | 10.351 | 6.115 |
May-07 | 17.119 | 10.694 | 6.424 | 16.906 | 10.596 | 6.31 |
Jun-07 | 18.247 | 11.341 | 6.906 | 17.22 | 10.79 | 6.43 |
Jul-07 | 17.418 | 10.785 | 6.633 | 17.39 | 10.916 | 6.474 |
Aug-07 | 17.434 | 11.056 | 6.379 | 17.415 | 10.957 | 6.458 |
Sep-07 | 16.753 | 10.442 | 6.311 | 17.332 | 10.924 | 6.408 |
Oct-07 | 16.872 | 10.771 | 6.101 | 17.164 | 10.822 | 6.342 |
Nov-07 | 16.995 | 10.661 | 6.335 | 16.913 | 10.65 | 6.262 |
Dec-07 | 16.546 | 10.363 | 6.183 | 16.546 | 10.397 | 6.149 |
Jan-08 | 16.876 | 10.782 | 6.094 | 16.029 | 10.054 | 5.975 |
Feb-08 | 15.69 | 9.913 | 5.777 | 15.377 | 9.641 | 5.736 |
Mar-08 | 14.561 | 9.147 | 5.415 | 14.647 | 9.198 | 5.449 |
Apr-08 | 13.861 | 8.697 | 5.164 | 13.932 | 8.768 | 5.163 |
May-08 | 12.996 | 8.199 | 4.797 | 13.336 | 8.406 | 4.93 |
Jun-08 | 12.944 | 8.199 | 4.746 | 12.934 | 8.161 | 4.773 |
Jul-08 | 12.781 | 8.133 | 4.649 | 12.736 | 8.052 | 4.684 |
Aug-08 | 12.619 | 7.961 | 4.659 | 12.731 | 8.087 | 4.645 |
Sep-08 | 12.975 | 8.245 | 4.73 | 12.884 | 8.259 | 4.625 |
Oct-08 | 13.396 | 8.562 | 4.834 | 13.168 | 8.563 | 4.604 |
Nov-08 | 13.039 | 8.546 | 4.493 | 13.588 | 9.004 | 4.584 |
Dec-08 | 13.926 | 9.378 | 4.549 | 14.134 | 9.558 | 4.576 |
Jan-09 | 14.885 | 10.226 | 4.659 | 14.774 | 10.176 | 4.598 |
Feb-09 | 15.364 | 10.782 | 4.583 | 15.44 | 10.781 | 4.659 |
Mar-09 | 16.711 | 11.971 | 4.74 | 16.058 | 11.293 | 4.766 |
Apr-09 | 17.024 | 11.925 | 5.099 | 16.57 | 11.659 | 4.911 |
May-09 | 16.856 | 11.83 | 5.026 | 16.948 | 11.868 | 5.08 |
Jun-09 | 17.202 | 11.97 | 5.232 | 17.206 | 11.945 | 5.261 |
Jul-09 | 17.221 | 11.773 | 5.447 | 17.369 | 11.924 | 5.444 |
Aug-09 | 17.328 | 11.63 | 5.698 | 17.439 | 11.829 | 5.609 |
Sep-09 | 17.878 | 12.173 | 5.705 | 17.393 | 11.654 | 5.739 |
Oct-09 | 17.613 | 11.804 | 5.809 | 17.223 | 11.394 | 5.829 |
Nov-09 | 17.075 | 11.09 | 5.985 | 16.924 | 11.047 | 5.878 |
Dec-09 | 16.491 | 10.607 | 5.884 | 16.538 | 10.644 | 5.894 |
Jan-10 | 15.941 | 10.11 | 5.832 | 16.139 | 10.236 | 5.904 |
Feb-10 | 15.667 | 9.793 | 5.874 | 15.791 | 9.873 | 5.918 |
Mar-10 | 15.552 | 9.602 | 5.95 | 15.535 | 9.599 | 5.936 |
Apr-10 | 15.268 | 9.363 | 5.906 | 15.365 | 9.421 | 5.944 |
May-10 | 15.415 | 9.434 | 5.981 | 15.24 | 9.314 | 5.927 |
Jun-10 | 15.113 | 9.122 | 5.991 | 15.122 | 9.248 | 5.874 |
Jul-10 | 15.04 | 9.289 | 5.751 | 14.997 | 9.211 | 5.786 |
Aug-10 | 14.616 | 9.227 | 5.389 | 14.868 | 9.194 | 5.675 |
Sep-10 | 14.626 | 9.148 | 5.479 | 14.748 | 9.19 | 5.559 |
Oct-10 | 14.655 | 9.158 | 5.497 | 14.633 | 9.182 | 5.452 |
Nov-10 | 14.708 | 9.324 | 5.384 | 14.513 | 9.158 | 5.356 |
Dec-10 | 15.032 | 9.451 | 5.581 | 14.387 | 9.114 | 5.273 |
Jan-11 | 14.152 | 9.01 | 5.142 | 14.258 | 9.058 | 5.2 |
Feb-11 | 14.062 | 8.872 | 5.19 | 14.143 | 9.007 | 5.137 |
Mar-11 | 13.626 | 8.828 | 4.798 | 14.063 | 8.973 | 5.09 |
Apr-11 | 13.994 | 8.998 | 4.996 | 14.03 | 8.965 | 5.064 |
May-11 | 14.235 | 9.088 | 5.147 | 14.037 | 8.977 | 5.06 |
Jun-11 | 14.136 | 9.096 | 5.04 | 14.053 | 8.99 | 5.063 |
Jul-11 | 14.082 | 9.033 | 5.049 | 14.057 | 8.989 | 5.068 |
Aug-11 | 14.166 | 9.037 | 5.129 | 14.049 | 8.973 | 5.076 |
Sep-11 | 13.94 | 8.803 | 5.138 | 14.053 | 8.956 | 5.097 |
Oct-11 | 13.86 | 8.859 | 5.001 | 14.082 | 8.948 | 5.133 |
Nov-11 | 14.039 | 8.956 | 5.083 | 14.135 | 8.946 | 5.189 |
Dec-11 | 14.729 | 9.405 | 5.324 | 14.196 | 8.941 | 5.255 |
Jan-12 | 14.771 | 9.397 | 5.374 | 14.252 | 8.934 | 5.318 |
Feb-12 | 14.078 | 8.677 | 5.401 | 14.302 | 8.93 | 5.372 |
Mar-12 | 14.093 | 8.704 | 5.389 | 14.348 | 8.94 | 5.408 |
Apr-12 | 14.345 | 8.925 | 5.421 | 14.41 | 8.984 | 5.427 |
May-12 | 14.506 | 9.109 | 5.396 | 14.503 | 9.068 | 5.435 |
Jun-12 | 14.735 | 9.248 | 5.487 | 14.623 | 9.178 | 5.445 |
Jul-12 | 14.776 | 9.28 | 5.496 | 14.743 | 9.281 | 5.462 |
Aug-12 | 14.871 | 9.44 | 5.432 | 14.848 | 9.358 | 5.49 |
Sep-12 | 15.1 | 9.495 | 5.605 | 14.94 | 9.404 | 5.537 |
Oct-12 | 14.907 | 9.384 | 5.522 | 15.057 | 9.441 | 5.615 |
Nov-12 | 15.186 | 9.432 | 5.754 | 15.238 | 9.505 | 5.734 |
Dec-12 | 15.37 | 9.528 | 5.842 | 15.506 | 9.613 | 5.894 |
Jan-13 | 15.893 | 9.794 | 6.1 | 15.851 | 9.768 | 6.083 |
Feb-13 | 16.137 | 9.876 | 6.262 | 16.233 | 9.954 | 6.279 |
Mar-13 | 16.887 | 10.354 | 6.533 | 16.599 | 10.141 | 6.458 |
Apr-13 | 16.932 | 10.297 | 6.635 | 16.906 | 10.297 | 6.608 |
May-13 | 17.232 | 10.432 | 6.8 | 17.148 | 10.413 | 6.734 |
Jun-13 | 17.296 | 10.475 | 6.822 | 17.37 | 10.504 | 6.867 |
Jul-13 | 17.476 | 10.516 | 6.96 | 17.619 | 10.587 | 7.032 |
Aug-13 | 17.355 | 10.232 | 7.124 | 17.918 | 10.673 | 7.245 |
Sep-13 | 18.205 | 10.761 | 7.443 | 18.255 | 10.773 | 7.483 |
Oct-13 | 18.695 | 10.894 | 7.801 | 18.595 | 10.89 | 7.705 |
Nov-13 | 19.23 | 11.18 | 8.05 | 18.894 | 11.015 | 7.879 |
Dec-13 | 19.005 | 10.953 | 8.052 | 19.125 | 11.133 | 7.992 |
Jan-14 | 19.182 | 11.188 | 7.994 | 19.279 | 11.23 | 8.049 |
Feb-14 | 19.371 | 11.445 | 7.927 | 19.38 | 11.303 | 8.076 |
Mar-14 | 19.485 | 11.381 | 8.104 | 19.452 | 11.346 | 8.106 |
Apr-14 | 19.581 | 11.315 | 8.266 | 19.508 | 11.348 | 8.159 |
May-14 | 19.502 | 11.228 | 8.275 | 19.566 | 11.315 | 8.251 |
Jun-14 | 19.63 | 11.389 | 8.241 | 19.639 | 11.259 | 8.379 |
Jul-14 | 19.816 | 11.28 | 8.536 | 19.737 | 11.202 | 8.534 |
Aug-14 | 19.621 | 10.97 | 8.651 | 19.877 | 11.177 | 8.7 |
Sep-14 | 20.007 | 11.115 | 8.892 | 20.042 | 11.186 | 8.856 |
Oct-14 | 20.593 | 11.424 | 9.168 | 20.216 | 11.222 | 8.994 |
Nov-14 | 20.042 | 10.949 | 9.093 | 20.394 | 11.285 | 9.109 |
Dec-14 | 20.484 | 11.382 | 9.101 | 20.563 | 11.361 | 9.202 |
Jan-15 | 20.707 | 11.534 | 9.174 | 20.718 | 11.436 | 9.282 |
Feb-15 | 20.114 | 11.286 | 8.828 | 20.854 | 11.5 | 9.354 |
Mar-15 | 21.261 | 11.738 | 9.524 | 20.975 | 11.573 | 9.402 |
Apr-15 | 21.802 | 11.78 | 10.021 | 21.075 | 11.688 | 9.387 |
May-15 | 20.331 | 11.145 | 9.186 | 21.131 | 11.867 | 9.263 |
Jun-15 | 21.125 | 11.985 | 9.14 | 21.111 | 12.111 | 9 |
Jul-15 | 21.175 | 12.328 | 8.847 | 21.007 | 12.399 | 8.608 |
Aug-15 | 21.686 | 13.208 | 8.479 | 20.809 | 12.673 | 8.136 |
Sep-15 | 20.955 | 13.561 | 7.394 | 20.531 | 12.883 | 7.648 |
Oct-15 | 20.02 | 13.139 | 6.881 | 20.2 | 12.99 | 7.21 |
Nov-15 | 19.642 | 12.986 | 6.656 | 19.848 | 12.979 | 6.869 |
Dec-15 | 19.591 | 12.892 | 6.699 | 19.544 | 12.887 | 6.656 |
Jan-16 | 19.135 | 12.526 | 6.609 | 19.356 | 12.779 | 6.577 |
Feb-16 | 19.365 | 12.741 | 6.624 | 19.313 | 12.703 | 6.61 |
Mar-16 | 19.105 | 12.448 | 6.658 | 19.394 | 12.666 | 6.728 |
Apr-16 | 19.581 | 12.72 | 6.862 | 19.56 | 12.646 | 6.914 |
May-16 | 20.001 | 12.783 | 7.219 | 19.768 | 12.616 | 7.152 |
Jun-16 | 20.199 | 12.69 | 7.509 | 19.99 | 12.563 | 7.427 |
Jul-16 | 20.078 | 12.43 | 7.649 | 20.226 | 12.501 | 7.725 |
Aug-16 | 19.884 | 12.313 | 7.571 | 20.492 | 12.465 | 8.027 |
Sep-16 | 20.774 | 12.451 | 8.322 | 20.8 | 12.486 | 8.314 |
Oct-16 | 21.191 | 12.608 | 8.583 | 21.146 | 12.58 | 8.567 |
Nov-16 | 21.509 | 12.691 | 8.818 | 21.527 | 12.752 | 8.775 |
Dec-16 | 21.979 | 13.053 | 8.926 | 21.89 | 12.973 | 8.917 |
Jan-17 | 22.229 | 13.229 | 9 | 22.174 | 13.2 | 8.974 |
Feb-17 | 21.737 | 13.196 | 8.541 | 22.341 | 13.406 | 8.935 |
Mar-17 | 22.608 | 13.729 | 8.879 | 22.4 | 13.589 | 8.811 |
Apr-17 | 22.623 | 13.863 | 8.76 | 22.386 | 13.759 | 8.627 |
May-17 | 22.093 | 13.799 | 8.294 | 22.332 | 13.916 | 8.416 |
Jun-17 | 22.094 | 13.942 | 8.152 | 22.263 | 14.054 | 8.209 |
Jul-17 | 22.121 | 14.234 | 7.887 | 22.185 | 14.162 | 8.024 |
Aug-17 | 22.372 | 14.443 | 7.929 | 22.079 | 14.22 | 7.859 |
Sep-17 | 22.109 | 14.299 | 7.81 | 21.941 | 14.234 | 7.708 |
Oct-17 | 21.649 | 14.119 | 7.53 | 21.766 | 14.213 | 7.553 |
Nov-17 | 21.516 | 14.117 | 7.399 | 21.532 | 14.154 | 7.378 |
Dec-17 | 21.169 | 14.002 | 7.167 | 21.27 | 14.083 | 7.186 |
Jan-18 | 21.21 | 14.273 | 6.938 | 21.029 | 14.033 | 6.996 |
Feb-18 | 21.127 | 14.194 | 6.933 | 20.84 | 14.016 | 6.824 |
Mar-18 | 20.438 | 13.853 | 6.586 | 20.702 | 14.02 | 6.682 |
Apr-18 | 20.143 | 13.766 | 6.377 | 20.576 | 14.014 | 6.562 |
May-18 | 20.706 | 14.197 | 6.509 | 20.419 | 13.965 | 6.455 |
Jun-18 | 20.299 | 13.982 | 6.317 | 20.196 | 13.851 | 6.345 |
Jul-18 | 20.207 | 13.906 | 6.302 | 19.876 | 13.66 | 6.217 |
Aug-18 | 19.415 | 13.36 | 6.055 | 19.439 | 13.386 | 6.053 |
Sep-18 | 18.663 | 12.818 | 5.845 | 18.895 | 13.045 | 5.85 |
Oct-18 | 18.896 | 13.22 | 5.676 | 18.3 | 12.682 | 5.619 |
Nov-18 | 17.841 | 12.47 | 5.371 | 17.739 | 12.354 | 5.385 |
Dec-18 | 16.932 | 11.793 | 5.139 | 17.259 | 12.087 | 5.172 |
Jan-19 | 16.661 | 11.743 | 4.918 | 16.874 | 11.881 | 4.993 |
Feb-19 | 17.04 | 12.151 | 4.889 | 16.596 | 11.738 | 4.858 |
Mar-19 | 16.473 | 11.676 | 4.797 | 16.432 | 11.662 | 4.77 |
Apr-19 | 16.435 | 11.714 | 4.721 | 16.393 | 11.663 | 4.731 |
May-19 | 16.314 | 11.593 | 4.721 | 16.481 | 11.747 | 4.734 |
Jun-19 | 16.537 | 11.799 | 4.738 | 16.701 | 11.925 | 4.776 |
Jul-19 | 16.997 | 12.144 | 4.853 | 17.065 | 12.209 | 4.856 |
Aug-19 | 17.852 | 12.598 | 5.254 | 17.565 | 12.594 | 4.971 |
Sep-19 | 18.057 | 12.968 | 5.088 | 18.145 | 13.041 | 5.104 |
Oct-19 | 18.604 | 13.441 | 5.163 | 18.687 | 13.463 | 5.224 |
Nov-19 | 19.403 | 14.005 | 5.398 | 19.081 | 13.783 | 5.299 |
Dec-19 | 19.568 | 14.148 | 5.42 | 19.261 | 13.951 | 5.311 |
Jan-20 | 19.794 | 14.454 | 5.34 | 19.226 | 13.963 | 5.262 |
Feb-20 | 19.132 | 13.942 | 5.19 | 19.045 | 13.869 | 5.177 |
Mar-20 | 19.187 | 14.213 | 4.975 | 18.859 | 13.761 | 5.099 |
Apr-20 | 18.194 | 13.332 | 4.862 | 18.834 | 13.76 | 5.075 |
May-20 | 16.274 | 12.147 | 4.128 | 18.294 | 13.956 | 4.338 |
Jun-20 | 17.227 | 12.806 | 4.421 | 18.831 | 14.368 | 4.463 |
Jul-20 | 19.003 | 14.353 | 4.65 | 19.867 | 15.226 | 4.641 |
Aug-20 | 21.27 | 16.287 | 4.983 | 21.087 | 16.231 | 4.856 |
Sep-20 | 22.603 | 17.273 | 5.331 | 22.11 | 17.017 | 5.093 |
Oct-20 | 23.11 | 17.758 | 5.353 | 23.229 | 17.867 | 5.361 |
Nov-20 | 24.097 | 18.511 | 5.586 | 24.368 | 18.691 | 5.677 |
Dec-20 | 25.581 | 19.54 | 6.041 | 25.58 | 19.531 | 6.049 |
Jan-21 | 28.364 | 21.879 | 6.486 | 26.852 | 20.375 | 6.476 |
Feb-21 | 28.652 | 21.78 | 6.872 | 28.131 | 21.183 | 6.948 |
Mar-21 | 29.794 | 22.133 | 7.661 | 29.302 | 21.862 | 7.439 |
Apr-21 | 30.561 | 22.628 | 7.933 | 30.391 | 22.465 | 7.926 |
May-21 | 31.724 | 22.874 | 8.85 | 31.042 | 22.652 | 8.39 |
Jun-21 | 31.174 | 22.335 | 8.839 | 31.408 | 22.583 | 8.825 |
Jul-21 | 31.773 | 22.477 | 9.295 | 31.573 | 22.342 | 9.231 |
Aug-21 | 31.24 | 21.66 | 9.58 | 31.668 | 22.051 | 9.617 |
Sep-21 | 30.921 | 20.943 | 9.978 | 31.813 | 21.82 | 9.994 |
Oct-21 | 30.789 | 20.518 | 10.271 | 32.077 | 21.712 | 10.366 |
Nov-21 | 32.393 | 21.665 | 10.728 | 32.409 | 21.694 | 10.714 |
Dec-21 | 33.027 | 22.084 | 10.943 | 32.71 | 21.696 | 11.014 |
Jan-22 | 33.901 | 22.525 | 11.376 | 32.883 | 21.652 | 11.231 |
Feb-22 | 32.76 | 21.437 | 11.323 | 32.833 | 21.508 | 11.325 |
Mar-22 | 32.639 | 21.286 | 11.353 | 32.51 | 21.243 | 11.267 |
Apr-22 | 31.495 | 20.464 | 11.031 | 31.916 | 20.867 | 11.049 |
May-22 | 31.352 | 20.584 | 10.767 | 31.076 | 20.387 | 10.689 |
Jun-22 | 30.315 | 20.014 | 10.301 | 30.054 | 19.816 | 10.238 |
Jul-22 | 28.293 | 18.971 | 9.322 | 28.907 | 19.156 | 9.751 |
Aug-22 | 27.467 | 18.436 | 9.03 | 27.69 | 18.415 | 9.275 |
Sep-22 | 26.323 | 17.548 | 8.775 | 26.476 | 17.636 | 8.839 |
Oct-22 | 25.495 | 16.95 | 8.545 | 25.345 | 16.882 | 8.463 |
Nov-22 | 24.392 | 16.172 | 8.219 | 24.371 | 16.214 | 8.156 |
Dec-22 | 23.418 | 15.509 | 7.909 | 23.606 | 15.68 | 7.926 |
Jan-23 | 22.855 | 15.185 | 7.671 | 23.062 | 15.287 | 7.775 |
Feb-23 | 22.643 | 15.01 | 7.633 | 22.737 | 15.036 | 7.701 |
New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
[["Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23"],[[13.837999999999999],[13.513999999999999],[13.25],[12.747999999999999],[12.632999999999999],[12.845000000000001],[12.896000000000001],[13.531000000000001],[14.026999999999999],[14.063000000000001],[14.036],[14.259],[14.433],[14.537000000000001],[14.803000000000001],[15.199999999999999],[15.492000000000001],[15.279999999999999],[15.005000000000001],[14.163],[14.329000000000001],[14.205],[14.589],[14.959],[15.401999999999999],[15.919],[16.303999999999998],[17.119],[18.247],[17.417999999999999],[17.434000000000001],[16.753],[16.872],[16.995000000000001],[16.545999999999999],[16.876000000000001],[15.69],[14.561],[13.861000000000001],[12.996],[12.944000000000001],[12.781000000000001],[12.619],[12.975],[13.396000000000001],[13.039],[13.926],[14.885],[15.364000000000001],[16.710999999999999],[17.024000000000001],[16.856000000000002],[17.202000000000002],[17.221],[17.327999999999999],[17.878],[17.613],[17.074999999999999],[16.491],[15.941000000000001],[15.667],[15.552],[15.268000000000001],[15.414999999999999],[15.113],[15.039999999999999],[14.616],[14.625999999999999],[14.654999999999999],[14.708],[15.032],[14.151999999999999],[14.061999999999999],[13.625999999999999],[13.994],[14.234999999999999],[14.135999999999999],[14.082000000000001],[14.166],[13.94],[13.859999999999999],[14.039],[14.728999999999999],[14.771000000000001],[14.077999999999999],[14.093],[14.345000000000001],[14.506],[14.734999999999999],[14.776],[14.871],[15.1],[14.907],[15.186],[15.369999999999999],[15.893000000000001],[16.137],[16.887],[16.931999999999999],[17.231999999999999],[17.295999999999999],[17.475999999999999],[17.355],[18.204999999999998],[18.695],[19.23],[19.004999999999999],[19.181999999999999],[19.370999999999999],[19.484999999999999],[19.581],[19.501999999999999],[19.629999999999999],[19.815999999999999],[19.620999999999999],[20.007000000000001],[20.593],[20.042000000000002],[20.484000000000002],[20.707000000000001],[20.114000000000001],[21.260999999999999],[21.802],[20.331],[21.125],[21.175000000000001],[21.686],[20.954999999999998],[20.02],[19.641999999999999],[19.591000000000001],[19.135000000000002],[19.364999999999998],[19.105],[19.581],[20.001000000000001],[20.199000000000002],[20.077999999999999],[19.884],[20.774000000000001],[21.190999999999999],[21.509],[21.978999999999999],[22.228999999999999],[21.736999999999998],[22.608000000000001],[22.623000000000001],[22.093],[22.094000000000001],[22.120999999999999],[22.372],[22.109000000000002],[21.649000000000001],[21.515999999999998],[21.169],[21.210000000000001],[21.126999999999999],[20.437999999999999],[20.143000000000001],[20.706],[20.298999999999999],[20.207000000000001],[19.414999999999999],[18.663],[18.896000000000001],[17.841000000000001],[16.931999999999999],[16.661000000000001],[17.039999999999999],[16.472999999999999],[16.434999999999999],[16.314],[16.536999999999999],[16.997],[17.852],[18.056999999999999],[18.603999999999999],[19.402999999999999],[19.568000000000001],[19.794],[19.132000000000001],[19.187000000000001],[18.193999999999999],[16.2740000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- All series exclude refinancing
In February 2023 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 2.7% to $19.9b and was 22.6% higher compared to a year ago
- for owner-occupier housing rose 3.5% to $13.6b and was 26.4% higher compared to a year ago
- for investor housing rose 1.0% to $6.3b and was 14.9% higher compared to a year ago
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Feb-05 | 3.588 | 2.826 | 0.762 |
Mar-05 | 3.705 | 2.965 | 0.74 |
Apr-05 | 3.826 | 3.061 | 0.765 |
May-05 | 3.97 | 3.102 | 0.868 |
Jun-05 | 3.956 | 3.039 | 0.917 |
Jul-05 | 4.035 | 3.117 | 0.918 |
Aug-05 | 4.029 | 3.103 | 0.926 |
Sep-05 | 4.179 | 3.236 | 0.943 |
Oct-05 | 4.123 | 3.181 | 0.942 |
Nov-05 | 4.129 | 3.209 | 0.92 |
Dec-05 | 4.367 | 3.16 | 1.208 |
Jan-06 | 3.89 | 3.041 | 0.848 |
Feb-06 | 4.188 | 3.195 | 0.994 |
Mar-06 | 4.047 | 3.157 | 0.89 |
Apr-06 | 4.276 | 3.177 | 1.1 |
May-06 | 4.051 | 3.301 | 0.75 |
Jun-06 | 4.223 | 3.392 | 0.831 |
Jul-06 | 4.33 | 3.497 | 0.834 |
Aug-06 | 4.448 | 3.555 | 0.893 |
Sep-06 | 4.456 | 3.552 | 0.904 |
Oct-06 | 4.463 | 3.611 | 0.852 |
Nov-06 | 4.531 | 3.627 | 0.904 |
Dec-06 | 4.433 | 3.488 | 0.945 |
Jan-07 | 4.546 | 3.487 | 1.059 |
Feb-07 | 4.625 | 3.461 | 1.164 |
Mar-07 | 4.478 | 3.386 | 1.092 |
Apr-07 | 4.663 | 3.535 | 1.128 |
May-07 | 4.508 | 3.459 | 1.049 |
Jun-07 | 4.522 | 3.486 | 1.036 |
Jul-07 | 4.233 | 3.173 | 1.06 |
Aug-07 | 4.483 | 3.418 | 1.064 |
Sep-07 | 4.514 | 3.407 | 1.108 |
Oct-07 | 4.385 | 3.251 | 1.134 |
Nov-07 | 4.666 | 3.438 | 1.228 |
Dec-07 | 4.791 | 3.606 | 1.185 |
Jan-08 | 4.941 | 3.671 | 1.27 |
Feb-08 | 4.895 | 3.624 | 1.271 |
Mar-08 | 4.693 | 3.503 | 1.19 |
Apr-08 | 4.587 | 3.384 | 1.203 |
May-08 | 4.333 | 3.194 | 1.14 |
Jun-08 | 4.163 | 3.148 | 1.015 |
Jul-08 | 4.362 | 3.131 | 1.231 |
Aug-08 | 4.304 | 3.129 | 1.175 |
Sep-08 | 4.092 | 2.836 | 1.256 |
Oct-08 | 4.473 | 3.127 | 1.346 |
Nov-08 | 4.584 | 3.226 | 1.358 |
Dec-08 | 5.029 | 3.523 | 1.506 |
Jan-09 | 4.938 | 3.401 | 1.537 |
Feb-09 | 4.73 | 3.146 | 1.584 |
Mar-09 | 5.107 | 3.448 | 1.659 |
Apr-09 | 5.072 | 3.471 | 1.601 |
May-09 | 5.007 | 3.444 | 1.563 |
Jun-09 | 4.875 | 3.386 | 1.489 |
Jul-09 | 4.602 | 3.215 | 1.387 |
Aug-09 | 4.386 | 3.001 | 1.385 |
Sep-09 | 4.247 | 2.939 | 1.308 |
Oct-09 | 4.17 | 2.926 | 1.244 |
Nov-09 | 4.071 | 2.821 | 1.25 |
Dec-09 | 3.78 | 2.756 | 1.024 |
Jan-10 | 3.574 | 2.586 | 0.988 |
Feb-10 | 3.525 | 2.669 | 0.856 |
Mar-10 | 3.474 | 2.648 | 0.826 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.577 | 2.635 | 0.941 |
Jun-10 | 3.636 | 2.72 | 0.915 |
Jul-10 | 3.732 | 2.817 | 0.915 |
Aug-10 | 3.827 | 2.911 | 0.916 |
Sep-10 | 3.851 | 2.929 | 0.922 |
Oct-10 | 4.02 | 3.019 | 1 |
Nov-10 | 4.073 | 3.075 | 0.998 |
Dec-10 | 4.435 | 3.413 | 1.022 |
Jan-11 | 4.132 | 3.205 | 0.927 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.964 | 2.935 | 1.029 |
Apr-11 | 4.237 | 3.176 | 1.06 |
May-11 | 4.556 | 3.39 | 1.166 |
Jun-11 | 4.51 | 3.361 | 1.148 |
Jul-11 | 4.753 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.223 |
Sep-11 | 4.895 | 3.634 | 1.262 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.045 | 3.723 | 1.322 |
Jan-12 | 5.102 | 3.728 | 1.374 |
Feb-12 | 5.164 | 3.694 | 1.47 |
Mar-12 | 5.212 | 3.684 | 1.528 |
Apr-12 | 4.912 | 3.614 | 1.298 |
May-12 | 4.998 | 3.572 | 1.426 |
Jun-12 | 4.986 | 3.489 | 1.496 |
Jul-12 | 4.887 | 3.406 | 1.48 |
Aug-12 | 5.026 | 3.436 | 1.59 |
Sep-12 | 5.003 | 3.405 | 1.598 |
Oct-12 | 5.022 | 3.486 | 1.536 |
Nov-12 | 5.096 | 3.454 | 1.643 |
Dec-12 | 4.938 | 3.387 | 1.551 |
Jan-13 | 5.106 | 3.43 | 1.676 |
Feb-13 | 5.082 | 3.434 | 1.648 |
Mar-13 | 5.204 | 3.573 | 1.631 |
Apr-13 | 5.372 | 3.648 | 1.724 |
May-13 | 5.426 | 3.755 | 1.671 |
Jun-13 | 5.618 | 3.909 | 1.708 |
Jul-13 | 6.468 | 3.809 | 2.659 |
Aug-13 | 6.15 | 3.642 | 2.508 |
Sep-13 | 6.725 | 3.915 | 2.811 |
Oct-13 | 6.817 | 3.876 | 2.941 |
Nov-13 | 6.944 | 3.939 | 3.005 |
Dec-13 | 6.887 | 3.864 | 3.023 |
Jan-14 | 6.892 | 3.896 | 2.996 |
Feb-14 | 7.329 | 4.212 | 3.117 |
Mar-14 | 7.125 | 3.961 | 3.164 |
Apr-14 | 7.371 | 4.046 | 3.325 |
May-14 | 7.456 | 4.081 | 3.374 |
Jun-14 | 7.598 | 4.172 | 3.426 |
Jul-14 | 7.838 | 4.282 | 3.556 |
Aug-14 | 7.799 | 4.261 | 3.538 |
Sep-14 | 8.051 | 4.29 | 3.761 |
Oct-14 | 8.398 | 4.41 | 3.989 |
Nov-14 | 8.424 | 4.467 | 3.957 |
Dec-14 | 8.695 | 4.605 | 4.09 |
Jan-15 | 8.733 | 4.702 | 4.031 |
Feb-15 | 9.055 | 4.952 | 4.103 |
Mar-15 | 9.304 | 5.003 | 4.302 |
Apr-15 | 9.362 | 5.21 | 4.153 |
May-15 | 9.256 | 4.979 | 4.277 |
Jun-15 | 9.145 | 5.332 | 3.813 |
Jul-15 | 8.929 | 5.425 | 3.504 |
Aug-15 | 8.795 | 5.46 | 3.335 |
Sep-15 | 8.812 | 5.749 | 3.063 |
Oct-15 | 8.986 | 5.911 | 3.076 |
Nov-15 | 9.246 | 6.091 | 3.155 |
Dec-15 | 9.705 | 6.464 | 3.241 |
Jan-16 | 9.312 | 6.033 | 3.279 |
Feb-16 | 9.376 | 6.026 | 3.35 |
Mar-16 | 9.424 | 6.21 | 3.215 |
Apr-16 | 9.413 | 6.204 | 3.21 |
May-16 | 9.367 | 6.045 | 3.322 |
Jun-16 | 9.679 | 6.066 | 3.613 |
Jul-16 | 9.678 | 6.092 | 3.586 |
Aug-16 | 9.43 | 5.766 | 3.664 |
Sep-16 | 9.592 | 6.058 | 3.534 |
Oct-16 | 8.991 | 5.804 | 3.186 |
Nov-16 | 9.076 | 5.674 | 3.402 |
Dec-16 | 9.011 | 5.572 | 3.439 |
Jan-17 | 9.088 | 5.745 | 3.344 |
Feb-17 | 8.699 | 5.404 | 3.295 |
Mar-17 | 8.763 | 5.412 | 3.351 |
Apr-17 | 8.597 | 5.291 | 3.305 |
May-17 | 8.693 | 5.34 | 3.353 |
Jun-17 | 8.739 | 5.293 | 3.446 |
Jul-17 | 8.599 | 5.14 | 3.458 |
Aug-17 | 8.973 | 5.236 | 3.737 |
Sep-17 | 8.725 | 5.334 | 3.391 |
Oct-17 | 8.464 | 5.333 | 3.131 |
Nov-17 | 8.964 | 5.529 | 3.435 |
Dec-17 | 9.27 | 5.717 | 3.553 |
Jan-18 | 9.624 | 5.792 | 3.832 |
Feb-18 | 9.752 | 5.753 | 3.998 |
Mar-18 | 9.264 | 5.558 | 3.706 |
Apr-18 | 9.388 | 5.629 | 3.759 |
May-18 | 9.204 | 5.622 | 3.582 |
Jun-18 | 8.771 | 5.358 | 3.413 |
Jul-18 | 9.117 | 5.726 | 3.391 |
Aug-18 | 8.992 | 5.611 | 3.381 |
Sep-18 | 8.698 | 5.366 | 3.333 |
Oct-18 | 9.034 | 5.582 | 3.452 |
Nov-18 | 8.967 | 5.529 | 3.438 |
Dec-18 | 8.655 | 5.374 | 3.282 |
Jan-19 | 8.381 | 5.175 | 3.207 |
Feb-19 | 8.52 | 5.333 | 3.187 |
Mar-19 | 8.499 | 5.249 | 3.25 |
Apr-19 | 8.37 | 5.189 | 3.182 |
May-19 | 8.418 | 5.207 | 3.211 |
Jun-19 | 8.016 | 4.816 | 3.2 |
Jul-19 | 8.379 | 5.274 | 3.105 |
Aug-19 | 9.032 | 5.593 | 3.439 |
Sep-19 | 9.861 | 6.134 | 3.727 |
Oct-19 | 9.817 | 6.05 | 3.768 |
Nov-19 | 10.121 | 6.258 | 3.862 |
Dec-19 | 10.396 | 6.515 | 3.88 |
Jan-20 | 10.834 | 6.95 | 3.884 |
Feb-20 | 11.155 | 7.205 | 3.95 |
Mar-20 | 10.757 | 6.85 | 3.908 |
Apr-20 | 11.569 | 7.493 | 4.076 |
May-20 | 14.162 | 9.411 | 4.752 |
Jun-20 | 13.62 | 8.867 | 4.753 |
Jul-20 | 10.516 | 6.793 | 3.723 |
Aug-20 | 10.918 | 6.894 | 4.024 |
Sep-20 | 12.741 | 7.975 | 4.766 |
Oct-20 | 12.233 | 7.588 | 4.645 |
Nov-20 | 10.331 | 6.359 | 3.971 |
Dec-20 | 11.346 | 7.119 | 4.227 |
Jan-21 | 12.364 | 7.973 | 4.392 |
Feb-21 | 13.708 | 8.886 | 4.822 |
Mar-21 | 13.182 | 8.548 | 4.634 |
Apr-21 | 13.764 | 8.988 | 4.776 |
May-21 | 14.785 | 9.696 | 5.09 |
Jun-21 | 15.174 | 9.951 | 5.223 |
Jul-21 | 16.745 | 11.034 | 5.711 |
Aug-21 | 16.949 | 10.732 | 6.217 |
Sep-21 | 16.221 | 10.352 | 5.868 |
Oct-21 | 16.277 | 10.505 | 5.772 |
Nov-21 | 16.162 | 10.513 | 5.65 |
Dec-21 | 16.18 | 10.723 | 5.458 |
Jan-22 | 15.132 | 9.777 | 5.355 |
Feb-22 | 16.212 | 10.773 | 5.439 |
Mar-22 | 16.587 | 11.011 | 5.576 |
Apr-22 | 16.853 | 11.367 | 5.487 |
May-22 | 17.103 | 11.68 | 5.422 |
Jun-22 | 17.92 | 12.394 | 5.525 |
Jul-22 | 17.763 | 12.279 | 5.484 |
Aug-22 | 18.523 | 12.51 | 6.013 |
Sep-22 | 18.229 | 12.505 | 5.724 |
Oct-22 | 18.047 | 12.336 | 5.711 |
Nov-22 | 19.41 | 13.329 | 6.081 |
Dec-22 | 19.14 | 13.021 | 6.119 |
Jan-23 | 19.348 | 13.159 | 6.189 |
Feb-23 | 19.869 | 13.618 | 6.251 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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Personal finance
In February 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total fixed term personal finance rose 1.1%, after a rise of 0.5% in January
- for road vehicles fell 0.3%
- for personal investment fell 2.3%
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
Feb-05 | 1.436 | 0.751 | 0.405 | 0.188 |
Mar-05 | 1.485 | 0.74 | 0.454 | 0.187 |
Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.856 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.498 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.407 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.454 | 0.669 | 0.462 | 0.222 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.71 | 0.808 | 0.511 | 0.268 |
May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.82 | 0.851 | 0.433 | 0.396 |
Jul-10 | 1.683 | 0.842 | 0.438 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.603 | 0.866 | 0.36 | 0.274 |
Jan-11 | 1.57 | 0.864 | 0.342 | 0.263 |
Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.592 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.607 | 0.881 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.618 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.615 | 0.866 | 0.343 | 0.27 |
Aug-11 | 1.693 | 0.903 | 0.386 | 0.294 |
Sep-11 | 1.68 | 0.904 | 0.347 | 0.299 |
Oct-11 | 1.669 | 0.928 | 0.327 | 0.279 |
Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.935 | 0.309 | 0.254 |
Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.548 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.62 | 0.953 | 0.28 | 0.227 |
May-12 | 1.663 | 0.996 | 0.28 | 0.247 |
Jun-12 | 1.69 | 1.008 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
Oct-12 | 1.82 | 1.069 | 0.302 | 0.287 |
Nov-12 | 1.876 | 1.097 | 0.307 | 0.298 |
Dec-12 | 1.889 | 1.098 | 0.307 | 0.299 |
Jan-13 | 1.855 | 1.057 | 0.325 | 0.292 |
Feb-13 | 1.855 | 1.034 | 0.318 | 0.292 |
Mar-13 | 1.864 | 1.046 | 0.33 | 0.305 |
Apr-13 | 1.81 | 1.007 | 0.329 | 0.305 |
May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
Jun-13 | 1.706 | 0.995 | 0.305 | 0.264 |
Jul-13 | 1.752 | 1.044 | 0.287 | 0.26 |
Aug-13 | 1.738 | 1.025 | 0.306 | 0.246 |
Sep-13 | 1.757 | 1.027 | 0.309 | 0.255 |
Oct-13 | 1.733 | 1 | 0.316 | 0.25 |
Nov-13 | 1.713 | 0.963 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.778 | 1.03 | 0.299 | 0.266 |
Feb-14 | 1.863 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.792 | 1.048 | 0.316 | 0.266 |
Apr-14 | 1.761 | 1.037 | 0.297 | 0.232 |
May-14 | 1.769 | 1.036 | 0.313 | 0.252 |
Jun-14 | 1.75 | 1.02 | 0.316 | 0.247 |
Jul-14 | 1.821 | 1.03 | 0.36 | 0.265 |
Aug-14 | 1.812 | 1.024 | 0.34 | 0.265 |
Sep-14 | 1.834 | 1.019 | 0.386 | 0.255 |
Oct-14 | 1.927 | 1.032 | 0.427 | 0.296 |
Nov-14 | 1.843 | 0.993 | 0.383 | 0.264 |
Dec-14 | 1.828 | 1.025 | 0.384 | 0.253 |
Jan-15 | 1.817 | 1.037 | 0.369 | 0.246 |
Feb-15 | 1.862 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.879 | 1.044 | 0.405 | 0.274 |
Apr-15 | 2.053 | 1.107 | 0.417 | 0.306 |
May-15 | 1.988 | 1.094 | 0.392 | 0.31 |
Jun-15 | 1.967 | 1.115 | 0.365 | NA |
Jul-15 | 1.903 | 1.088 | 0.357 | NA |
Aug-15 | 1.893 | 1.103 | 0.326 | NA |
Sep-15 | 1.813 | 1.103 | 0.277 | 0.251 |
Oct-15 | 1.77 | 1.078 | 0.278 | 0.247 |
Nov-15 | 1.817 | 1.112 | 0.282 | 0.242 |
Dec-15 | 1.868 | 1.12 | 0.296 | 0.267 |
Jan-16 | 1.863 | 1.086 | 0.289 | 0.281 |
Feb-16 | 1.959 | 1.132 | 0.299 | 0.323 |
Mar-16 | 2.168 | 1.354 | 0.272 | 0.356 |
Apr-16 | 2.313 | 1.335 | 0.323 | 0.426 |
May-16 | 2.175 | 1.289 | 0.316 | 0.387 |
Jun-16 | 2.101 | 1.283 | 0.302 | 0.369 |
Jul-16 | 2.163 | 1.299 | 0.319 | 0.349 |
Aug-16 | 2.142 | 1.271 | 0.335 | 0.355 |
Sep-16 | 2.066 | 1.249 | 0.327 | 0.312 |
Oct-16 | 1.988 | 1.23 | 0.306 | 0.28 |
Nov-16 | 2.013 | 1.24 | 0.315 | 0.285 |
Dec-16 | 2.051 | 1.262 | 0.311 | 0.286 |
Jan-17 | 1.986 | 1.213 | 0.303 | 0.285 |
Feb-17 | 1.915 | 1.168 | 0.296 | 0.257 |
Mar-17 | 1.808 | 1.139 | 0.278 | 0.228 |
Apr-17 | 1.767 | 1.118 | 0.249 | 0.204 |
May-17 | 1.751 | 1.131 | 0.254 | 0.198 |
Jun-17 | 1.737 | 1.133 | 0.25 | 0.208 |
Jul-17 | 1.745 | 1.132 | 0.221 | 0.216 |
Aug-17 | 1.747 | 1.145 | 0.233 | NA |
Sep-17 | 1.856 | 1.152 | 0.274 | 0.242 |
Oct-17 | 1.894 | 1.202 | 0.247 | 0.275 |
Nov-17 | 1.902 | 1.227 | 0.241 | 0.266 |
Dec-17 | 1.804 | 1.166 | 0.203 | 0.249 |
Jan-18 | 1.816 | 1.155 | 0.225 | 0.241 |
Feb-18 | 1.788 | 1.151 | 0.217 | 0.228 |
Mar-18 | 1.752 | 1.135 | 0.204 | 0.237 |
Apr-18 | 1.741 | 1.121 | 0.19 | 0.247 |
May-18 | 1.718 | 1.135 | 0.183 | 0.249 |
Jun-18 | 1.816 | 1.169 | 0.229 | 0.267 |
Jul-18 | 1.762 | 1.156 | 0.168 | 0.282 |
Aug-18 | 1.79 | 1.163 | 0.173 | 0.304 |
Sep-18 | 1.795 | 1.163 | 0.149 | 0.311 |
Oct-18 | 1.76 | 1.131 | 0.154 | 0.305 |
Nov-18 | 1.694 | 1.082 | 0.151 | 0.296 |
Dec-18 | 1.636 | 1.054 | 0.15 | 0.271 |
Jan-19 | 1.634 | 1.051 | 0.154 | 0.269 |
Feb-19 | 1.635 | 1.056 | 0.138 | 0.26 |
Mar-19 | 1.604 | 1.061 | 0.145 | 0.251 |
Apr-19 | 1.625 | 1.057 | 0.143 | 0.255 |
May-19 | 1.585 | 1.056 | 0.142 | 0.246 |
Jun-19 | 1.686 | 1.083 | 0.217 | 0.261 |
Jul-19 | 1.643 | 1.079 | 0.154 | 0.267 |
Aug-19 | 1.693 | 1.095 | 0.147 | 0.322 |
Sep-19 | 1.688 | 1.1 | 0.157 | 0.275 |
Oct-19 | 1.717 | 1.104 | 0.176 | 0.289 |
Nov-19 | 1.663 | 1.038 | 0.159 | 0.292 |
Dec-19 | 1.735 | 1.102 | 0.156 | 0.306 |
Jan-20 | 1.771 | 1.1 | 0.157 | 0.333 |
Feb-20 | 1.759 | 1.098 | 0.163 | 0.296 |
Mar-20 | 1.569 | 0.971 | 0.174 | 0.286 |
Apr-20 | 1.186 | 0.608 | 0.264 | 0.205 |
May-20 | 1.373 | 0.883 | 0.206 | 0.183 |
Jun-20 | 1.505 | 1.089 | 0.123 | 0.21 |
Jul-20 | 1.565 | 1.078 | 0.156 | 0.226 |
Aug-20 | 1.391 | 0.93 | 0.164 | 0.209 |
Sep-20 | 1.546 | 1.022 | 0.174 | 0.224 |
Oct-20 | 1.597 | 1.111 | 0.165 | 0.223 |
Nov-20 | 1.728 | 1.18 | 0.198 | 0.23 |
Dec-20 | 1.754 | 1.236 | 0.166 | 0.223 |
Jan-21 | 1.778 | 1.202 | 0.177 | 0.247 |
Feb-21 | 1.769 | 1.107 | 0.231 | 0.256 |
Mar-21 | 1.793 | 1.166 | 0.196 | 0.263 |
Apr-21 | 1.868 | 1.192 | 0.229 | 0.27 |
May-21 | 1.939 | 1.242 | 0.258 | 0.285 |
Jun-21 | 1.771 | 1.176 | 0.169 | 0.292 |
Jul-21 | 1.967 | 1.187 | 0.316 | 0.299 |
Aug-21 | 1.94 | 1.149 | 0.384 | 0.29 |
Sep-21 | 1.973 | 1.148 | 0.358 | 0.282 |
Oct-21 | 2.041 | 1.152 | 0.371 | 0.31 |
Nov-21 | 2.111 | 1.187 | 0.414 | 0.317 |
Dec-21 | 2.154 | 1.206 | 0.451 | 0.337 |
Jan-22 | 2.163 | 1.192 | 0.463 | 0.351 |
Feb-22 | 2.273 | 1.24 | 0.476 | 0.361 |
Mar-22 | 2.268 | 1.243 | 0.476 | 0.358 |
Apr-22 | 2.219 | 1.187 | 0.389 | 0.365 |
May-22 | 2.242 | 1.195 | 0.435 | 0.373 |
Jun-22 | 1.937 | 1.053 | 0.267 | 0.399 |
Jul-22 | 2.111 | 1.103 | 0.454 | 0.359 |
Aug-22 | 2.297 | 1.305 | 0.426 | 0.369 |
Sep-22 | 2.287 | 1.259 | 0.406 | 0.376 |
Oct-22 | 2.272 | 1.191 | 0.437 | 0.391 |
Nov-22 | 2.22 | 1.141 | 0.397 | 0.404 |
Dec-22 | 2.157 | 1.119 | 0.409 | 0.394 |
Jan-23 | 2.168 | 1.114 | 0.398 | 0.412 |
Feb-23 | 2.192 | 1.111 | 0.389 | 0.423 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.034 | 0.058 | 0.042 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.035 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.063 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.060 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.055 | 0.263 |
Jun-13 | 0.036 | 0.066 | 0.055 | 0.245 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.164 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.061 | 0.159 |
Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
May-14 | 0.042 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.152 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.045 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.055 | 0.177 |
Oct-14 | 0.044 | 0.088 | 0.059 | 0.184 |
Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.083 | 0.054 | 0.149 |
Feb-15 | 0.039 | 0.081 | 0.053 | 0.163 |
Mar-15 | 0.039 | 0.084 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.168 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.094 | 0.063 | NA |
Sep-15 | 0.039 | 0.081 | 0.062 | 0.103 |
Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
Nov-15 | 0.042 | 0.074 | 0.065 | 0.113 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.111 |
Jan-16 | 0.044 | 0.077 | 0.063 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.063 | 0.115 |
Mar-16 | 0.050 | 0.078 | 0.064 | 0.116 |
Apr-16 | 0.050 | 0.083 | 0.067 | 0.126 |
May-16 | 0.046 | 0.081 | 0.065 | 0.116 |
Jun-16 | 0.048 | 0.079 | 0.066 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.065 | 0.130 |
Aug-16 | 0.045 | 0.077 | 0.066 | 0.133 |
Sep-16 | 0.044 | 0.074 | 0.068 | 0.141 |
Oct-16 | 0.045 | 0.069 | 0.064 | 0.140 |
Nov-16 | 0.045 | 0.072 | 0.061 | 0.140 |
Dec-16 | 0.052 | 0.073 | 0.060 | 0.162 |
Jan-17 | 0.048 | 0.070 | 0.059 | 0.139 |
Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
Mar-17 | 0.044 | 0.073 | 0.063 | 0.118 |
Apr-17 | 0.038 | 0.067 | 0.059 | 0.107 |
May-17 | 0.044 | 0.071 | 0.056 | 0.088 |
Jun-17 | 0.043 | 0.071 | 0.059 | 0.080 |
Jul-17 | 0.045 | 0.072 | 0.060 | 0.106 |
Aug-17 | NA | 0.071 | 0.059 | 0.106 |
Sep-17 | 0.048 | 0.068 | 0.061 | 0.108 |
Oct-17 | 0.046 | 0.074 | 0.061 | 0.116 |
Nov-17 | 0.046 | 0.075 | 0.057 | 0.106 |
Dec-17 | 0.046 | 0.066 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.065 | 0.060 | 0.105 |
Feb-18 | 0.046 | 0.066 | 0.055 | 0.103 |
Mar-18 | 0.050 | 0.063 | 0.054 | 0.103 |
Apr-18 | 0.048 | 0.064 | 0.052 | 0.109 |
May-18 | 0.046 | 0.063 | 0.054 | 0.116 |
Jun-18 | 0.051 | 0.072 | 0.053 | 0.120 |
Jul-18 | 0.049 | 0.064 | 0.055 | 0.119 |
Aug-18 | 0.049 | 0.062 | 0.059 | 0.122 |
Sep-18 | 0.050 | 0.064 | 0.054 | 0.121 |
Oct-18 | 0.055 | 0.063 | 0.050 | 0.122 |
Nov-18 | 0.052 | 0.062 | 0.047 | 0.125 |
Dec-18 | 0.049 | 0.057 | 0.044 | 0.132 |
Jan-19 | 0.048 | 0.055 | 0.042 | 0.135 |
Feb-19 | 0.046 | 0.057 | 0.042 | 0.136 |
Mar-19 | 0.044 | 0.056 | 0.037 | 0.138 |
Apr-19 | 0.045 | 0.056 | 0.039 | 0.128 |
May-19 | 0.049 | 0.057 | 0.041 | 0.132 |
Jun-19 | 0.048 | 0.056 | 0.041 | 0.132 |
Jul-19 | 0.056 | 0.059 | 0.039 | 0.142 |
Aug-19 | 0.051 | 0.063 | 0.037 | 0.139 |
Sep-19 | 0.047 | 0.070 | 0.035 | 0.141 |
Oct-19 | 0.047 | 0.075 | 0.035 | 0.157 |
Nov-19 | 0.044 | 0.080 | 0.034 | 0.174 |
Dec-19 | 0.045 | 0.085 | 0.036 | 0.164 |
Jan-20 | 0.046 | 0.091 | 0.035 | 0.186 |
Feb-20 | 0.052 | 0.073 | 0.035 | 0.163 |
Mar-20 | 0.044 | 0.071 | 0.017 | 0.160 |
Apr-20 | 0.029 | 0.065 | 0.002 | 0.119 |
May-20 | 0.042 | 0.060 | 0.002 | 0.120 |
Jun-20 | 0.066 | 0.077 | 0.004 | 0.106 |
Jul-20 | 0.055 | 0.068 | 0.002 | 0.116 |
Aug-20 | 0.045 | 0.063 | 0.003 | 0.126 |
Sep-20 | 0.032 | 0.070 | 0.006 | 0.132 |
Oct-20 | 0.037 | 0.059 | 0.008 | 0.137 |
Nov-20 | 0.047 | 0.068 | 0.004 | 0.131 |
Dec-20 | 0.046 | 0.080 | 0.008 | 0.127 |
Jan-21 | 0.048 | 0.070 | 0.005 | 0.125 |
Feb-21 | 0.050 | 0.095 | 0.005 | 0.127 |
Mar-21 | 0.051 | 0.098 | 0.006 | 0.163 |
Apr-21 | 0.055 | 0.099 | 0.007 | 0.143 |
May-21 | 0.058 | 0.102 | 0.006 | 0.152 |
Jun-21 | 0.074 | 0.108 | 0.006 | 0.152 |
Jul-21 | 0.068 | 0.117 | 0.005 | 0.157 |
Aug-21 | 0.058 | 0.099 | 0.005 | 0.137 |
Sep-21 | 0.058 | 0.112 | 0.005 | 0.159 |
Oct-21 | 0.060 | 0.133 | 0.009 | 0.158 |
Nov-21 | 0.056 | 0.116 | 0.012 | 0.156 |
Dec-21 | 0.062 | 0.111 | 0.013 | 0.162 |
Jan-22 | 0.065 | 0.125 | 0.013 | 0.161 |
Feb-22 | 0.070 | 0.124 | 0.016 | 0.174 |
Mar-22 | 0.071 | 0.135 | 0.018 | 0.163 |
Apr-22 | 0.069 | 0.141 | 0.024 | 0.160 |
May-22 | 0.068 | 0.142 | 0.026 | 0.163 |
Jun-22 | 0.064 | 0.152 | 0.031 | 0.160 |
Jul-22 | 0.058 | 0.119 | 0.035 | 0.163 |
Aug-22 | 0.061 | 0.142 | 0.038 | 0.162 |
Sep-22 | 0.062 | 0.140 | 0.039 | 0.166 |
Oct-22 | 0.059 | 0.147 | 0.040 | 0.163 |
Nov-22 | 0.058 | 0.156 | 0.040 | 0.169 |
Dec-22 | 0.051 | 0.158 | 0.045 | 0.175 |
Jan-23 | 0.057 | 0.168 | 0.045 | 0.202 |
Feb-23 | 0.057 | 0.167 | 0.044 | 0.200 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In February 2023 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance rose 62.2%, after a fall of 2.2% in January. In trend terms, it rose 1.1%.
- for the purchase of property fell 2.0%, after a fall of 0.9% in January. In trend terms, it fell 1.1%.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
---|---|---|---|---|
Feb-05 | 1.275 | 2.262 | 1.442 | 2.327 |
Mar-05 | 1.261 | 2.084 | 1.461 | 2.287 |
Apr-05 | 2.521 | 2.559 | 1.488 | 2.253 |
May-05 | 1.845 | 2.116 | 1.52 | 2.235 |
Jun-05 | 1.517 | 1.988 | 1.553 | 2.232 |
Jul-05 | 1.905 | 2.378 | 1.582 | 2.248 |
Aug-05 | 1.439 | 4.087 | 1.609 | 2.28 |
Sep-05 | 1.776 | 2.27 | 1.631 | 2.329 |
Oct-05 | 1.301 | 2.309 | 1.645 | 2.39 |
Nov-05 | 1.434 | 2.395 | 1.649 | 2.459 |
Dec-05 | 2.241 | 2.407 | 1.643 | 2.53 |
Jan-06 | 1.388 | 3.067 | 1.633 | 2.594 |
Feb-06 | 2.025 | 2.214 | 1.625 | 2.647 |
Mar-06 | 1.681 | 3.039 | 1.622 | 2.686 |
Apr-06 | 1.525 | 2.466 | 1.626 | 2.711 |
May-06 | 1.789 | 3.137 | 1.635 | 2.731 |
Jun-06 | 1.423 | 3.749 | 1.65 | 2.755 |
Jul-06 | 1.255 | 2.734 | 1.67 | 2.785 |
Aug-06 | 1.77 | 2.718 | 1.69 | 2.826 |
Sep-06 | 3.058 | 2.439 | 1.709 | 2.884 |
Oct-06 | 1.676 | 2.911 | 1.723 | 2.965 |
Nov-06 | 2.271 | 3.241 | 1.73 | 3.075 |
Dec-06 | 1.807 | 3.148 | 1.733 | 3.221 |
Jan-07 | 1.647 | 3.594 | 1.734 | 3.402 |
Feb-07 | 1.45 | 3.958 | 1.732 | 3.617 |
Mar-07 | 2.059 | 3.658 | 1.729 | 3.856 |
Apr-07 | 1.455 | 3.578 | 1.732 | 4.111 |
May-07 | 1.292 | 3.051 | 1.746 | 4.372 |
Jun-07 | 2.014 | 5.285 | 1.777 | 4.624 |
Jul-07 | 1.84 | 4.705 | 1.826 | 4.861 |
Aug-07 | 3.828 | 5.364 | 1.887 | 5.073 |
Sep-07 | 2.301 | 5.519 | 1.953 | 5.246 |
Oct-07 | 2.086 | 5.307 | 2.017 | 5.36 |
Nov-07 | 1.239 | 3.341 | 2.069 | 5.4 |
Dec-07 | 1.819 | 5.488 | 2.105 | 5.357 |
Jan-08 | 2.831 | 5.089 | 2.124 | 5.236 |
Feb-08 | 2.359 | 5.815 | 2.127 | 5.05 |
Mar-08 | 1.129 | 4.575 | 2.114 | 4.818 |
Apr-08 | 2.376 | 4.606 | 2.082 | 4.56 |
May-08 | 1.77 | 4.814 | 2.037 | 4.288 |
Jun-08 | 2.01 | 3.178 | 1.976 | 4.011 |
Jul-08 | 3.388 | 3.419 | 1.897 | 3.734 |
Aug-08 | 2.029 | 3.012 | 1.806 | 3.47 |
Sep-08 | 1.278 | 3.813 | 1.711 | 3.221 |
Oct-08 | 2.199 | 3.188 | 1.619 | 2.994 |
Nov-08 | 1.39 | 3.243 | 1.54 | 2.798 |
Dec-08 | 1.572 | 2.462 | 1.476 | 2.634 |
Jan-09 | 1.091 | 2.203 | 1.427 | 2.503 |
Feb-09 | 1.386 | 2.289 | 1.392 | 2.402 |
Mar-09 | 1.327 | 1.853 | 1.371 | 2.332 |
Apr-09 | 1.22 | 3.684 | 1.363 | 2.292 |
May-09 | 2.985 | 2.246 | 1.362 | 2.278 |
Jun-09 | 2.016 | 2.39 | 1.364 | 2.292 |
Jul-09 | 1.33 | 2.212 | 1.368 | 2.334 |
Aug-09 | 1.101 | 2.813 | 1.372 | 2.392 |
Sep-09 | 2.872 | 3.427 | 1.374 | 2.458 |
Oct-09 | 1.33 | 2.196 | 1.373 | 2.522 |
Nov-09 | 1.506 | 2.585 | 1.367 | 2.583 |
Dec-09 | 1.083 | 2.488 | 1.36 | 2.64 |
Jan-10 | 1.299 | 2.688 | 1.352 | 2.691 |
Feb-10 | 1.5 | 2.619 | 1.343 | 2.736 |
Mar-10 | 1.22 | 3.078 | 1.331 | 2.774 |
Apr-10 | 1.69 | 3.101 | 1.316 | 2.806 |
May-10 | 1.42 | 2.548 | 1.296 | 2.829 |
Jun-10 | 0.949 | 2.904 | 1.271 | 2.842 |
Jul-10 | 1.163 | 4.326 | 1.244 | 2.844 |
Aug-10 | 1.369 | 2.92 | 1.219 | 2.833 |
Sep-10 | 1.268 | 2.312 | 1.199 | 2.815 |
Oct-10 | 1.004 | 2.868 | 1.187 | 2.796 |
Nov-10 | 1.285 | 1.766 | 1.189 | 2.781 |
Dec-10 | 1.152 | 3.181 | 1.209 | 2.772 |
Jan-11 | 1.198 | 2.674 | 1.247 | 2.766 |
Feb-11 | 1.261 | 2.633 | 1.298 | 2.76 |
Mar-11 | 1.44 | 2.604 | 1.356 | 2.751 |
Apr-11 | 1.03 | 2.565 | 1.412 | 2.738 |
May-11 | 1.611 | 2.966 | 1.46 | 2.719 |
Jun-11 | 1.559 | 2.762 | 1.494 | 2.702 |
Jul-11 | 1.466 | 2.913 | 1.513 | 2.685 |
Aug-11 | 1.832 | 2.728 | 1.511 | 2.674 |
Sep-11 | 1.636 | 2.261 | 1.489 | 2.671 |
Oct-11 | 1.351 | 2.602 | 1.448 | 2.675 |
Nov-11 | NA | 2.67 | NA | 2.682 |
Dec-11 | 1.352 | 2.674 | 1.328 | 2.692 |
Jan-12 | 1.036 | 2.792 | 1.263 | 2.706 |
Feb-12 | 1.289 | 2.554 | 1.202 | 2.727 |
Mar-12 | 1.485 | 3.075 | 1.15 | 2.752 |
Apr-12 | 1.041 | 2.926 | 1.113 | 2.779 |
May-12 | 1.021 | 2.564 | 1.091 | 2.805 |
Jun-12 | 1.034 | 2.849 | 1.079 | 2.824 |
Jul-12 | 1.031 | 2.779 | 1.072 | 2.834 |
Aug-12 | 0.692 | 2.468 | 1.068 | 2.839 |
Sep-12 | 1.204 | 3.277 | 1.065 | 2.843 |
Oct-12 | 4.42 | 3.116 | 1.063 | 2.848 |
Nov-12 | 1.028 | 2.691 | 1.065 | 2.858 |
Dec-12 | 2.682 | 2.694 | 1.07 | 2.873 |
Jan-13 | 1.346 | 3.1 | 1.077 | 2.892 |
Feb-13 | 0.878 | 2.855 | 1.093 | 2.917 |
Mar-13 | 0.943 | 2.654 | 1.12 | 2.95 |
Apr-13 | 0.743 | 2.983 | 1.166 | 2.992 |
May-13 | 1.344 | 3.304 | 1.233 | 3.051 |
Jun-13 | 1.469 | 3.3 | 1.319 | 3.133 |
Jul-13 | 1.228 | 3.055 | 1.422 | 3.239 |
Aug-13 | 1.496 | 3.343 | 1.53 | 3.369 |
Sep-13 | 1.463 | 3.406 | 1.635 | 3.513 |
Oct-13 | 1.665 | 3.416 | 1.724 | 3.665 |
Nov-13 | 2.222 | 5.148 | 1.795 | 3.819 |
Dec-13 | 2.209 | 4.08 | 1.848 | 3.97 |
Jan-14 | 1.591 | 3.214 | 1.887 | 4.109 |
Feb-14 | 2.245 | 4.452 | 1.915 | 4.228 |
Mar-14 | 1.504 | 4.653 | 1.937 | 4.326 |
Apr-14 | 3.811 | 4.204 | 1.958 | 4.401 |
May-14 | 1.803 | 4.572 | 1.981 | 4.451 |
Jun-14 | 1.544 | 3.886 | 2.009 | 4.475 |
Jul-14 | 2.905 | 4.618 | 2.045 | 4.482 |
Aug-14 | 1.698 | 4.779 | 2.091 | 4.479 |
Sep-14 | 2.967 | 4.257 | 2.142 | 4.474 |
Oct-14 | 2.166 | 4.502 | 2.192 | 4.474 |
Nov-14 | 1.772 | 3.046 | 2.234 | 4.484 |
Dec-14 | 2.199 | 4.766 | 2.26 | 4.505 |
Jan-15 | 3.625 | 4.447 | 2.27 | 4.536 |
Feb-15 | 2.623 | 4.378 | 2.269 | 4.58 |
Mar-15 | 2.002 | 4.425 | 2.26 | 4.634 |
Apr-15 | 2.429 | 4.765 | 2.244 | 4.701 |
May-15 | 2.337 | 4.994 | 2.22 | 4.782 |
Jun-15 | 2.085 | 4.852 | 2.192 | 4.874 |
Jul-15 | 2.006 | 4.914 | 2.165 | 4.971 |
Aug-15 | 2.247 | 4.991 | 2.142 | 5.063 |
Sep-15 | 1.876 | 8.354 | 2.129 | 5.142 |
Oct-15 | 2.192 | 5.002 | 2.128 | 5.203 |
Nov-15 | 2.45 | 5.262 | 2.142 | 5.241 |
Dec-15 | 2.184 | 5.656 | 2.164 | 5.256 |
Jan-16 | 1.619 | 4.523 | 2.185 | 5.253 |
Feb-16 | 1.842 | 5.566 | 2.192 | 5.235 |
Mar-16 | 3.001 | 5.215 | 2.184 | 5.207 |
Apr-16 | 3.342 | 5.142 | 2.164 | 5.174 |
May-16 | 2.238 | 4.688 | 2.131 | 5.147 |
Jun-16 | 1.804 | 5.094 | 2.091 | 5.133 |
Jul-16 | 2.279 | 5.371 | 2.049 | 5.138 |
Aug-16 | 1.862 | 5.038 | 2.013 | 5.162 |
Sep-16 | 1.535 | 5.329 | 1.986 | 5.204 |
Oct-16 | 1.866 | 5.16 | 1.976 | 5.263 |
Nov-16 | 4.672 | 5.321 | 1.984 | 5.332 |
Dec-16 | 1.962 | 5.018 | 2.01 | 5.402 |
Jan-17 | 2.79 | 5.903 | 2.05 | 5.472 |
Feb-17 | 1.812 | 5.674 | 2.1 | 5.536 |
Mar-17 | 1.879 | 5.713 | 2.15 | 5.588 |
Apr-17 | 2.461 | 5.28 | 2.195 | 5.628 |
May-17 | 1.902 | 5.495 | 2.237 | 5.653 |
Jun-17 | 2.901 | 5.816 | 2.279 | 5.662 |
Jul-17 | 1.84 | 6.644 | 2.327 | 5.653 |
Aug-17 | 2.815 | 5.446 | 2.381 | 5.628 |
Sep-17 | 1.972 | 5.246 | 2.444 | 5.591 |
Oct-17 | 2.185 | 6.097 | 2.514 | 5.542 |
Nov-17 | 3.98 | 5.581 | 2.581 | 5.487 |
Dec-17 | 2.658 | 4.842 | 2.638 | 5.429 |
Jan-18 | 2.906 | 5.584 | 2.676 | 5.376 |
Feb-18 | 2.51 | 5.432 | 2.688 | 5.337 |
Mar-18 | 2.62 | 5.159 | 2.667 | 5.322 |
Apr-18 | 3.005 | 5.537 | 2.616 | 5.334 |
May-18 | 2.668 | 5.091 | 2.541 | 5.368 |
Jun-18 | 2.245 | 5.392 | 2.451 | 5.412 |
Jul-18 | 2.544 | 5.115 | 2.352 | 5.458 |
Aug-18 | 2.071 | 5.61 | 2.26 | 5.502 |
Sep-18 | 2.104 | 5.711 | 2.184 | 5.541 |
Oct-18 | 3.446 | 5.793 | 2.134 | 5.569 |
Nov-18 | 1.705 | 6.212 | 2.112 | 5.582 |
Dec-18 | 1.949 | 4.266 | 2.124 | 5.585 |
Jan-19 | 2.573 | 5.151 | 2.174 | 5.574 |
Feb-19 | 2.844 | 5.1 | 2.266 | 5.545 |
Mar-19 | 1.91 | 5.507 | 2.394 | 5.496 |
Apr-19 | 1.992 | 5.515 | 2.542 | 5.429 |
May-19 | 2.705 | 6.424 | 2.694 | 5.348 |
Jun-19 | 3.04 | 7.344 | 2.835 | 5.262 |
Jul-19 | 2.737 | 4.406 | 2.949 | 5.174 |
Aug-19 | 3.067 | 5.244 | 3.022 | 5.088 |
Sep-19 | 3.987 | 5.107 | 3.047 | 4.999 |
Oct-19 | 3.228 | 4.146 | 3.021 | 4.902 |
Nov-19 | 3.159 | 4.282 | 2.949 | 4.797 |
Dec-19 | 2.91 | 4.86 | 2.838 | 4.682 |
Jan-20 | 2.115 | 4.7 | 2.698 | 4.559 |
Feb-20 | 2.259 | 5.182 | 2.543 | 4.434 |
Mar-20 | 2.793 | 4.67 | 2.395 | 4.308 |
Apr-20 | 2.028 | 4.279 | 2.268 | 4.182 |
May-20 | 2.008 | 3.969 | 2.172 | 4.061 |
Jun-20 | 3.079 | 3.624 | 2.106 | 3.957 |
Jul-20 | 2.278 | 3.2 | 2.071 | 3.88 |
Aug-20 | 1.307 | 3.791 | 2.058 | 3.841 |
Sep-20 | 2.105 | 3.905 | 2.055 | 3.851 |
Oct-20 | 1.904 | 3.841 | 2.054 | 3.924 |
Nov-20 | 1.219 | 4.226 | 2.053 | 4.062 |
Dec-20 | 1.994 | 4.862 | 2.052 | 4.26 |
Jan-21 | 1.055 | 3.96 | 2.053 | 4.502 |
Feb-21 | 2.108 | 4.493 | 2.056 | 4.774 |
Mar-21 | 2.268 | 5.093 | 2.059 | 5.059 |
Apr-21 | 1.932 | 5.53 | 2.061 | 5.354 |
May-21 | 1.973 | 4.793 | 2.063 | 5.657 |
Jun-21 | 1.665 | 6.862 | 2.066 | 5.96 |
Jul-21 | 2.526 | 6.801 | 2.069 | 6.252 |
Aug-21 | 2.067 | 6.086 | 2.077 | 6.515 |
Sep-21 | 2.269 | 6.179 | 2.089 | 6.736 |
Oct-21 | 2.063 | 7.234 | 2.105 | 6.906 |
Nov-21 | 1.59 | 6.731 | 2.121 | 7.022 |
Dec-21 | 2.34 | 7.076 | 2.131 | 7.085 |
Jan-22 | 4.001 | 7.942 | 2.133 | 7.097 |
Feb-22 | 1.947 | 7.646 | 2.126 | 7.066 |
Mar-22 | 2.391 | 6.391 | 2.11 | 6.991 |
Apr-22 | 2.176 | 6.218 | 2.086 | 6.873 |
May-22 | 2.096 | 7.057 | 2.057 | 6.716 |
Jun-22 | 2.2 | 6.087 | 2.025 | 6.524 |
Jul-22 | 1.568 | 6.845 | 1.99 | 6.307 |
Aug-22 | 2.161 | 6.39 | 1.954 | 6.084 |
Sep-22 | 1.511 | 5.846 | 1.924 | 5.872 |
Oct-22 | 2.389 | 5.534 | 1.904 | 5.679 |
Nov-22 | 0.939 | 5.507 | 1.896 | 5.511 |
Dec-22 | 1.877 | 5.128 | 1.902 | 5.378 |
Jan-23 | 1.835 | 5.081 | 1.916 | 5.282 |
Feb-23 | 2.975 | 4.979 | 1.938 | 5.224 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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