Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

December 2023

Released

2/02/2024

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Key statistics

In December 2023, new loan commitments (seasonally adjusted):

fell 4.1% for housing
fell 2.4% for personal fixed term loans
rose 3.3% for business construction (a typically volatile series) and rose 0.9% in trend terms
rose 1.0% for business purchase of property (a typically volatile series) but was flat in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)
			Dec-2023 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		26.27	-4.1	11.7
		Owner Occupier (a)	16.77	-5.6	7.4
		Investor (a)	9.50	-1.3	20.4
	Personal
		Fixed term loans	2.32	-2.4	7.7
Businesses
	Construction		2.31	3.3	21.9
	Purchase of Property		5.32	1.0	3.7

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

In December 2023 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 4.1% to $26.3b, after a rise of 0.7% in November. It was 11.7% higher compared to a year ago.
for owner-occupier housing fell 5.6% to $16.8b but was 7.4% higher compared to a year ago
for investor housing fell 1.3% to $9.5b but was 20.4% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Dec-05	14.037	8.88	5.157	14.122	8.925	5.197
Jan-06	14.259	8.956	5.303	14.291	9.04	5.251
Feb-06	14.431	9.179	5.252	14.46	9.159	5.301
Mar-06	14.543	9.27	5.272	14.66	9.293	5.367
Apr-06	14.758	9.44	5.318	14.868	9.419	5.449
May-06	15.234	9.511	5.723	15.021	9.507	5.515
Jun-06	15.501	9.515	5.985	15.06	9.533	5.527
Jul-06	15.282	9.79	5.492	14.964	9.496	5.468
Aug-06	15.007	9.494	5.512	14.772	9.422	5.35
Sep-06	14.16	9.17	4.99	14.557	9.343	5.214
Oct-06	14.333	9.276	5.056	14.416	9.298	5.118
Nov-06	14.205	9.233	4.972	14.42	9.316	5.104
Dec-06	14.587	9.402	5.185	14.6	9.411	5.19
Jan-07	14.954	9.576	5.378	14.948	9.587	5.361
Feb-07	15.401	9.767	5.634	15.422	9.823	5.599
Mar-07	15.915	10.079	5.836	15.95	10.084	5.866
Apr-07	16.314	10.272	6.042	16.465	10.35	6.115
May-07	17.112	10.694	6.418	16.905	10.594	6.311
Jun-07	18.253	11.342	6.911	17.219	10.789	6.431
Jul-07	17.419	10.784	6.635	17.388	10.914	6.474
Aug-07	17.431	11.052	6.378	17.413	10.955	6.457
Sep-07	16.759	10.451	6.308	17.329	10.921	6.407
Oct-07	16.868	10.768	6.1	17.161	10.82	6.341
Nov-07	16.994	10.659	6.335	16.91	10.648	6.262
Dec-07	16.547	10.361	6.186	16.544	10.396	6.148
Jan-08	16.88	10.786	6.094	16.028	10.053	5.975
Feb-08	15.684	9.909	5.775	15.376	9.641	5.736
Mar-08	14.557	9.143	5.414	14.647	9.199	5.448
Apr-08	13.87	8.706	5.165	13.932	8.769	5.163
May-08	12.992	8.197	4.795	13.336	8.407	4.929
Jun-08	12.944	8.196	4.749	12.935	8.161	4.774
Jul-08	12.783	8.134	4.649	12.739	8.052	4.687
Aug-08	12.623	7.963	4.66	12.736	8.087	4.649
Sep-08	12.98	8.247	4.733	12.889	8.259	4.629
Oct-08	13.387	8.56	4.827	13.172	8.563	4.609
Nov-08	13.045	8.551	4.494	13.59	9.003	4.588
Dec-08	13.922	9.374	4.548	14.134	9.556	4.579
Jan-09	14.883	10.224	4.659	14.774	10.174	4.601
Feb-09	15.364	10.781	4.583	15.441	10.78	4.661
Mar-09	16.71	11.968	4.742	16.06	11.292	4.768
Apr-09	17.024	11.927	5.096	16.573	11.658	4.915
May-09	16.858	11.833	5.025	16.95	11.867	5.083
Jun-09	17.203	11.967	5.236	17.206	11.942	5.263
Jul-09	17.214	11.77	5.444	17.366	11.92	5.445
Aug-09	17.328	11.626	5.701	17.433	11.824	5.609
Sep-09	17.891	12.187	5.704	17.387	11.648	5.738
Oct-09	17.607	11.802	5.805	17.218	11.389	5.828
Nov-09	17.07	11.085	5.985	16.921	11.044	5.877
Dec-09	16.493	10.608	5.885	16.537	10.642	5.894
Jan-10	15.944	10.113	5.832	16.138	10.235	5.904
Feb-10	15.667	9.793	5.874	15.791	9.873	5.918
Mar-10	15.55	9.601	5.95	15.535	9.599	5.936
Apr-10	15.263	9.36	5.903	15.364	9.42	5.944
May-10	15.414	9.432	5.983	15.24	9.313	5.926
Jun-10	15.12	9.129	5.99	15.121	9.248	5.873
Jul-10	15.039	9.287	5.752	14.996	9.212	5.785
Aug-10	14.62	9.227	5.392	14.868	9.195	5.673
Sep-10	14.627	9.149	5.478	14.749	9.191	5.557
Oct-10	14.654	9.161	5.493	14.634	9.184	5.45
Nov-10	14.708	9.323	5.386	14.515	9.159	5.355
Dec-10	15.026	9.447	5.58	14.389	9.116	5.273
Jan-11	14.149	9.006	5.142	14.26	9.06	5.2
Feb-11	14.063	8.872	5.191	14.145	9.008	5.137
Mar-11	13.626	8.828	4.798	14.063	8.974	5.089
Apr-11	13.997	9.002	4.995	14.03	8.966	5.064
May-11	14.235	9.087	5.148	14.037	8.978	5.06
Jun-11	14.134	9.094	5.041	14.054	8.991	5.063
Jul-11	14.085	9.036	5.05	14.059	8.991	5.068
Aug-11	14.17	9.04	5.13	14.052	8.975	5.077
Sep-11	13.939	8.8	5.138	14.057	8.959	5.098
Oct-11	13.855	8.856	4.999	14.085	8.951	5.134
Nov-11	14.047	8.965	5.082	14.138	8.948	5.19
Dec-11	14.724	9.4	5.324	14.199	8.943	5.256
Jan-12	14.769	9.395	5.374	14.254	8.936	5.319
Feb-12	14.08	8.679	5.401	14.303	8.931	5.372
Mar-12	14.088	8.699	5.389	14.349	8.941	5.408
Apr-12	14.342	8.921	5.421	14.411	8.984	5.427
May-12	14.509	9.112	5.397	14.504	9.069	5.435
Jun-12	14.737	9.251	5.487	14.624	9.179	5.445
Jul-12	14.777	9.28	5.497	14.745	9.282	5.463
Aug-12	14.872	9.439	5.432	14.849	9.359	5.49
Sep-12	15.104	9.499	5.605	14.941	9.404	5.537
Oct-12	14.906	9.386	5.52	15.056	9.442	5.615
Nov-12	15.184	9.431	5.754	15.238	9.504	5.733
Dec-12	15.365	9.524	5.842	15.505	9.612	5.893
Jan-13	15.895	9.796	6.1	15.85	9.767	6.083
Feb-13	16.138	9.876	6.262	16.232	9.953	6.279
Mar-13	16.882	10.349	6.534	16.598	10.139	6.459
Apr-13	16.936	10.3	6.636	16.906	10.297	6.609
May-13	17.226	10.426	6.8	17.148	10.413	6.735
Jun-13	17.301	10.477	6.824	17.37	10.503	6.867
Jul-13	17.476	10.517	6.958	17.619	10.587	7.033
Aug-13	17.362	10.237	7.125	17.919	10.674	7.245
Sep-13	18.199	10.757	7.443	18.256	10.774	7.482
Oct-13	18.697	10.897	7.799	18.595	10.891	7.704
Nov-13	19.235	11.187	8.048	18.892	11.015	7.877
Dec-13	19.002	10.95	8.052	19.123	11.132	7.99
Jan-14	19.171	11.18	7.992	19.276	11.228	8.048
Feb-14	19.373	11.445	7.928	19.377	11.3	8.077
Mar-14	19.477	11.373	8.104	19.45	11.343	8.107
Apr-14	19.591	11.319	8.272	19.508	11.347	8.161
May-14	19.505	11.231	8.273	19.568	11.316	8.252
Jun-14	19.621	11.38	8.242	19.643	11.262	8.381
Jul-14	19.828	11.29	8.538	19.741	11.206	8.536
Aug-14	19.627	10.973	8.655	19.879	11.179	8.7
Sep-14	20.008	11.119	8.888	20.04	11.184	8.855
Oct-14	20.582	11.418	9.164	20.21	11.219	8.992
Nov-14	20.053	10.958	9.095	20.386	11.279	9.107
Dec-14	20.471	11.375	9.096	20.556	11.357	9.2
Jan-15	20.708	11.536	9.172	20.715	11.435	9.28
Feb-15	20.115	11.287	8.829	20.856	11.503	9.353
Mar-15	21.251	11.727	9.524	20.979	11.578	9.401
Apr-15	21.833	11.791	10.042	21.079	11.693	9.386
May-15	20.317	11.135	9.182	21.133	11.871	9.262
Jun-15	21.122	11.983	9.138	21.112	12.114	8.998
Jul-15	21.169	12.325	8.844	21.008	12.401	8.607
Aug-15	21.7	13.22	8.481	20.81	12.676	8.135
Sep-15	20.958	13.566	7.392	20.534	12.886	7.648
Oct-15	20.025	13.146	6.879	20.203	12.994	7.21
Nov-15	19.635	12.981	6.654	19.85	12.982	6.868
Dec-15	19.6	12.902	6.698	19.545	12.89	6.656
Jan-16	19.112	12.507	6.606	19.358	12.78	6.578
Feb-16	19.347	12.726	6.621	19.314	12.703	6.611
Mar-16	19.117	12.46	6.657	19.396	12.665	6.731
Apr-16	19.606	12.721	6.886	19.562	12.644	6.918
May-16	19.978	12.765	7.213	19.77	12.615	7.155
Jun-16	20.204	12.696	7.508	19.991	12.562	7.429
Jul-16	20.077	12.429	7.648	20.227	12.502	7.724
Aug-16	19.889	12.319	7.57	20.493	12.468	8.024
Sep-16	20.78	12.457	8.323	20.801	12.491	8.31
Oct-16	21.18	12.604	8.576	21.148	12.585	8.563
Nov-16	21.518	12.703	8.815	21.526	12.755	8.771
Dec-16	21.989	13.065	8.924	21.885	12.972	8.913
Jan-17	22.201	13.204	8.997	22.167	13.196	8.972
Feb-17	21.732	13.194	8.537	22.333	13.397	8.935
Mar-17	22.592	13.712	8.88	22.391	13.578	8.813
Apr-17	22.612	13.853	8.758	22.377	13.746	8.631
May-17	22.125	13.802	8.322	22.323	13.902	8.421
Jun-17	22.069	13.921	8.148	22.256	14.042	8.214
Jul-17	22.134	14.253	7.881	22.179	14.152	8.027
Aug-17	22.422	14.491	7.931	22.074	14.214	7.86
Sep-17	22.116	14.302	7.814	21.938	14.231	7.706
Oct-17	21.652	14.119	7.533	21.764	14.212	7.552
Nov-17	21.519	14.139	7.38	21.531	14.154	7.377
Dec-17	21.161	13.995	7.167	21.265	14.082	7.183
Jan-18	21.168	14.223	6.946	21.014	14.028	6.987
Feb-18	21.121	14.191	6.931	20.816	14.007	6.809
Mar-18	20.415	13.854	6.56	20.671	14.009	6.662
Apr-18	20.195	13.776	6.42	20.542	14.001	6.541
May-18	20.698	14.193	6.505	20.389	13.952	6.437
Jun-18	20.262	13.946	6.315	20.176	13.841	6.335
Jul-18	20.243	13.936	6.307	19.866	13.652	6.213
Aug-18	19.38	13.329	6.051	19.436	13.382	6.054
Sep-18	18.733	12.884	5.849	18.894	13.043	5.851
Oct-18	18.897	13.21	5.687	18.293	12.677	5.615
Nov-18	17.795	12.455	5.34	17.722	12.344	5.379
Dec-18	16.952	11.817	5.136	17.238	12.072	5.166
Jan-19	16.648	11.73	4.918	16.857	11.868	4.99
Feb-19	17.035	12.147	4.888	16.593	11.733	4.859
Mar-19	16.428	11.637	4.79	16.445	11.669	4.776
Apr-19	16.541	11.773	4.768	16.424	11.683	4.741
May-19	16.214	11.498	4.716	16.522	11.777	4.745
Jun-19	16.547	11.817	4.73	16.744	11.958	4.786
Jul-19	17.048	12.166	4.883	17.099	12.235	4.863
Aug-19	17.833	12.605	5.228	17.585	12.612	4.973
Sep-19	18.095	13.009	5.086	18.161	13.058	5.103
Oct-19	18.628	13.465	5.163	18.715	13.493	5.221
Nov-19	19.353	13.986	5.368	19.132	13.836	5.296
Dec-19	19.614	14.186	5.428	19.328	14.021	5.307
Jan-20	19.651	14.314	5.337	19.293	14.036	5.257
Feb-20	19.24	14.039	5.202	19.095	13.926	5.169
Mar-20	19.156	14.203	4.954	18.877	13.789	5.088
Apr-20	18.274	13.374	4.9	18.821	13.756	5.065
May-20	16.193	12.055	4.138	18.261	13.932	4.329
Jun-20	17.218	12.809	4.409	18.793	14.338	4.455
Jul-20	18.958	14.294	4.664	19.84	15.205	4.636
Aug-20	21.308	16.34	4.968	21.076	16.222	4.854
Sep-20	22.816	17.418	5.399	22.114	17.016	5.098
Oct-20	23.034	17.729	5.304	23.246	17.872	5.374
Nov-20	23.939	18.437	5.502	24.398	18.697	5.7
Dec-20	25.698	19.637	6.061	25.613	19.532	6.081
Jan-21	28.336	21.806	6.53	26.877	20.364	6.513
Feb-21	28.76	21.86	6.9	28.139	21.157	6.983
Mar-21	29.675	22.011	7.664	29.302	21.834	7.468
Apr-21	30.525	22.578	7.947	30.392	22.444	7.948
May-21	31.621	22.813	8.808	31.047	22.637	8.41
Jun-21	31.201	22.293	8.908	31.411	22.568	8.843
Jul-21	31.884	22.591	9.293	31.557	22.316	9.241
Aug-21	31.314	21.717	9.598	31.612	21.999	9.612
Sep-21	31.088	21.111	9.977	31.718	21.744	9.975
Oct-21	30.639	20.375	10.264	31.964	21.629	10.335
Nov-21	32.256	21.689	10.567	32.31	21.628	10.682
Dec-21	32.933	21.977	10.956	32.654	21.659	10.995
Jan-22	34.084	22.691	11.392	32.873	21.635	11.238
Feb-22	32.988	21.577	11.411	32.84	21.488	11.352
Mar-22	32.514	21.212	11.301	32.492	21.196	11.296
Apr-22	31.529	20.395	11.134	31.851	20.792	11.058
May-22	31.324	20.527	10.797	30.975	20.308	10.667
Jun-22	30.048	19.88	10.168	29.937	19.754	10.182
Jul-22	28.456	19.011	9.445	28.795	19.122	9.673
Aug-22	27.593	18.461	9.132	27.603	18.413	9.19
Sep-22	26.378	17.642	8.736	26.408	17.649	8.759
Oct-22	25.385	16.936	8.449	25.295	16.893	8.402
Nov-22	24.314	16.122	8.192	24.36	16.235	8.126
Dec-22	23.511	15.619	7.891	23.678	15.75	7.928
Jan-23	23.092	15.349	7.743	23.282	15.464	7.817
Feb-23	22.848	15.134	7.714	23.175	15.368	7.808
Mar-23	23.798	15.816	7.982	23.306	15.411	7.896
Apr-23	23.593	15.6	7.993	23.572	15.519	8.052
May-23	24.993	16.402	8.591	23.899	15.651	8.248
Jun-23	24.528	15.922	8.607	24.272	15.804	8.468
Jul-23	24.384	15.689	8.695	24.695	15.993	8.702
Aug-23	24.917	16.126	8.791	25.153	16.216	8.936
Sep-23	25.344	16.276	9.068	25.61	16.456	9.153
Oct-23	27.203	17.714	9.489	25.998	16.67	9.328
Nov-23	27.392	17.77	9.621	26.252	16.809	9.443
Dec-23	26.271	16.771	9.499	26.364	16.857	9.507

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23"],[[14.037000000000001],[14.259],[14.430999999999999],[14.542999999999999],[14.757999999999999],[15.234],[15.500999999999999],[15.282],[15.007],[14.16],[14.333],[14.205],[14.587],[14.954000000000001],[15.401],[15.914999999999999],[16.314],[17.111999999999998],[18.253],[17.419],[17.431000000000001],[16.759],[16.867999999999999],[16.994],[16.547000000000001],[16.879999999999999],[15.683999999999999],[14.557],[13.869999999999999],[12.992000000000001],[12.944000000000001],[12.782999999999999],[12.622999999999999],[12.98],[13.387],[13.045],[13.922000000000001],[14.882999999999999],[15.364000000000001],[16.710000000000001],[17.024000000000001],[16.858000000000001],[17.202999999999999],[17.213999999999999],[17.327999999999999],[17.890999999999998],[17.606999999999999],[17.07],[16.492999999999999],[15.944000000000001],[15.667],[15.550000000000001],[15.263],[15.414],[15.119999999999999],[15.039],[14.619999999999999],[14.627000000000001],[14.654],[14.708],[15.026],[14.148999999999999],[14.063000000000001],[13.625999999999999],[13.997],[14.234999999999999],[14.134],[14.085000000000001],[14.17],[13.939],[13.855],[14.047000000000001],[14.724],[14.769],[14.08],[14.087999999999999],[14.342000000000001],[14.509],[14.737],[14.776999999999999],[14.872],[15.103999999999999],[14.906000000000001],[15.183999999999999],[15.365],[15.895],[16.138000000000002],[16.882000000000001],[16.936],[17.225999999999999],[17.300999999999998],[17.475999999999999],[17.361999999999998],[18.199000000000002],[18.696999999999999],[19.234999999999999],[19.001999999999999],[19.170999999999999],[19.373000000000001],[19.477],[19.591000000000001],[19.504999999999999],[19.620999999999999],[19.827999999999999],[19.626999999999999],[20.007999999999999],[20.582000000000001],[20.053000000000001],[20.471],[20.707999999999998],[20.114999999999998],[21.251000000000001],[21.832999999999998],[20.317],[21.122],[21.169],[21.699999999999999],[20.957999999999998],[20.024999999999999],[19.635000000000002],[19.600000000000001],[19.111999999999998],[19.347000000000001],[19.117000000000001],[19.606000000000002],[19.978000000000002],[20.204000000000001],[20.077000000000002],[19.888999999999999],[20.780000000000001],[21.18],[21.518000000000001],[21.989000000000001],[22.201000000000001],[21.731999999999999],[22.591999999999999],[22.611999999999998],[22.125],[22.068999999999999],[22.134],[22.422000000000001],[22.116],[21.652000000000001],[21.518999999999998],[21.161000000000001],[21.167999999999999],[21.120999999999999],[20.414999999999999],[20.195],[20.698],[20.262],[20.242999999999999],[19.379999999999999],[18.733000000000001],[18.896999999999998],[17.795000000000002],[16.952000000000002],[16.648],[17.035],[16.428000000000001],[16.541],[16.213999999999999],[16.547000000000001],[17.047999999999998],[17.832999999999998],[18.094999999999999],[18.628],[19.353000000000002],[19.614000000000001],[19.651],[19.239999999999998],[19.155999999999999],[18.274000000000001],[16.193000000000001],[17.218],[18.957999999999998],[21.308],[22.815999999999999],[23.033999999999999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[]

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All series exclude refinancing

In December 2023 in seasonally adjusted terms, the value of external refinancing:

for total housing fell 1.6% to $17.1b and was 12.1% lower compared to a year ago
for owner-occupier housing fell 1.4% to $11.3b and was 14.4% lower compared to a year ago
for investor housing fell 1.9% to $5.8b and was 7.0% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Dec-05	4.37	3.164	1.206
Jan-06	3.905	3.056	0.849
Feb-06	4.19	3.2	0.99
Mar-06	4.068	3.177	0.891
Apr-06	4.162	3.07	1.092
May-06	4.115	3.359	0.756
Jun-06	4.228	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.893
Sep-06	4.457	3.551	0.906
Oct-06	4.465	3.613	0.853
Nov-06	4.532	3.629	0.904
Dec-06	4.432	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.625	3.465	1.161
Mar-07	4.479	3.388	1.091
Apr-07	4.651	3.522	1.13
May-07	4.496	3.447	1.049
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.487	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.67	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.892	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.204
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.231
Aug-08	4.313	3.137	1.175
Sep-08	4.092	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.949	3.412	1.538
Feb-09	4.729	3.147	1.583
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.386	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.07	2.82	1.25
Dec-09	3.78	2.757	1.024
Jan-10	3.576	2.588	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.574	2.633	0.942
Jun-10	3.636	2.721	0.915
Jul-10	3.732	2.817	0.915
Aug-10	3.833	2.918	0.916
Sep-10	3.85	2.928	0.922
Oct-10	4.019	3.019	1
Nov-10	4.071	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.133	3.206	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.935	1.029
Apr-11	4.234	3.174	1.06
May-11	4.556	3.389	1.166
Jun-11	4.515	3.367	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.866	3.643	1.223
Sep-11	4.894	3.633	1.262
Oct-11	4.757	3.548	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.045	3.722	1.322
Jan-12	5.105	3.731	1.374
Feb-12	5.162	3.691	1.47
Mar-12	5.21	3.682	1.528
Apr-12	4.912	3.614	1.298
May-12	4.999	3.573	1.426
Jun-12	4.99	3.494	1.496
Jul-12	4.888	3.407	1.48
Aug-12	5.026	3.436	1.59
Sep-12	5.006	3.408	1.598
Oct-12	5.016	3.481	1.535
Nov-12	5.096	3.452	1.644
Dec-12	4.938	3.387	1.551
Jan-13	5.109	3.433	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.205	3.574	1.631
Apr-13	5.368	3.644	1.724
May-13	5.421	3.75	1.671
Jun-13	5.637	3.929	1.709
Jul-13	6.457	3.799	2.658
Aug-13	6.149	3.641	2.509
Sep-13	6.723	3.914	2.809
Oct-13	6.82	3.879	2.941
Nov-13	6.937	3.93	3.006
Dec-13	6.892	3.868	3.024
Jan-14	6.887	3.89	2.996
Feb-14	7.332	4.215	3.118
Mar-14	7.119	3.957	3.162
Apr-14	7.38	4.053	3.327
May-14	7.447	4.074	3.373
Jun-14	7.609	4.183	3.425
Jul-14	7.841	4.285	3.556
Aug-14	7.806	4.266	3.539
Sep-14	8.039	4.28	3.759
Oct-14	8.392	4.403	3.99
Nov-14	8.438	4.479	3.958
Dec-14	8.681	4.592	4.089
Jan-15	8.736	4.704	4.032
Feb-15	9.061	4.957	4.104
Mar-15	9.303	5.003	4.3
Apr-15	9.389	5.231	4.158
May-15	9.25	4.974	4.276
Jun-15	9.135	5.324	3.811
Jul-15	8.917	5.413	3.504
Aug-15	8.796	5.462	3.334
Sep-15	8.807	5.746	3.061
Oct-15	8.987	5.909	3.078
Nov-15	9.244	6.09	3.155
Dec-15	9.715	6.474	3.241
Jan-16	9.338	6.058	3.28
Feb-16	9.358	6.008	3.349
Mar-16	9.42	6.206	3.214
Apr-16	9.445	6.229	3.216
May-16	9.35	6.032	3.317
Jun-16	9.667	6.055	3.612
Jul-16	9.69	6.103	3.587
Aug-16	9.408	5.747	3.661
Sep-16	9.589	6.056	3.533
Oct-16	8.993	5.806	3.187
Nov-16	9.076	5.674	3.402
Dec-16	9.008	5.568	3.44
Jan-17	9.116	5.771	3.345
Feb-17	8.709	5.412	3.297
Mar-17	8.79	5.434	3.357
Apr-17	8.471	5.188	3.283
May-17	8.798	5.428	3.371
Jun-17	8.71	5.264	3.446
Jul-17	8.59	5.135	3.455
Aug-17	8.975	5.241	3.734
Sep-17	8.719	5.329	3.39
Oct-17	8.48	5.348	3.133
Nov-17	8.965	5.529	3.436
Dec-17	9.29	5.734	3.556
Jan-18	9.626	5.794	3.832
Feb-18	9.768	5.765	4.003
Mar-18	9.244	5.54	3.704
Apr-18	9.444	5.674	3.769
May-18	9.177	5.601	3.576
Jun-18	8.733	5.32	3.413
Jul-18	9.105	5.716	3.389
Aug-18	8.953	5.59	3.364
Sep-18	8.739	5.404	3.336
Oct-18	9.025	5.572	3.453
Nov-18	8.973	5.53	3.442
Dec-18	8.673	5.384	3.288
Jan-19	8.406	5.195	3.212
Feb-19	8.542	5.349	3.193
Mar-19	8.524	5.273	3.251
Apr-19	8.416	5.226	3.189
May-19	8.357	5.158	3.199
Jun-19	8.014	4.807	3.207
Jul-19	8.313	5.215	3.098
Aug-19	8.961	5.564	3.397
Sep-19	9.886	6.15	3.736
Oct-19	9.837	6.061	3.776
Nov-19	10.155	6.284	3.872
Dec-19	10.47	6.569	3.902
Jan-20	10.837	6.95	3.887
Feb-20	11.208	7.242	3.966
Mar-20	10.787	6.875	3.912
Apr-20	11.659	7.563	4.095
May-20	14.084	9.37	4.714
Jun-20	13.544	8.776	4.768
Jul-20	10.377	6.673	3.704
Aug-20	10.774	6.829	3.945
Sep-20	12.822	8.04	4.782
Oct-20	12.247	7.589	4.659
Nov-20	10.41	6.408	4.002
Dec-20	11.466	7.199	4.267
Jan-21	12.496	8.074	4.422
Feb-21	13.795	8.943	4.852
Mar-21	13.131	8.521	4.61
Apr-21	13.906	9.101	4.805
May-21	14.592	9.553	5.038
Jun-21	15.129	9.895	5.234
Jul-21	16.439	10.767	5.672
Aug-21	16.692	10.638	6.054
Sep-21	16.243	10.345	5.899
Oct-21	16.456	10.638	5.818
Nov-21	16.318	10.621	5.697
Dec-21	16.388	10.872	5.516
Jan-22	15.314	9.89	5.423
Feb-22	16.337	10.852	5.485
Mar-22	16.596	11.046	5.55
Apr-22	16.71	11.231	5.479
May-22	17.176	11.784	5.392
Jun-22	17.739	12.21	5.529
Jul-22	17.538	12.083	5.456
Aug-22	18.02	12.245	5.774
Sep-22	18.218	12.453	5.765
Oct-22	18.279	12.489	5.79
Nov-22	19.732	13.597	6.135
Dec-22	19.48	13.252	6.228
Jan-23	19.7	13.4	6.3
Feb-23	20.025	13.713	6.312
Mar-23	21.12	14.068	7.052
Apr-23	19.534	13.164	6.371
May-23	20.668	13.946	6.722
Jun-23	19.893	13.48	6.413
Jul-23	21.53	14.529	7.001
Aug-23	19.781	13.426	6.355
Sep-23	18.567	12.554	6.013
Oct-23	17.346	11.392	5.955
Nov-23	17.399	11.496	5.903
Dec-23	17.127	11.337	5.79

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23"],[[4.3700000000000001],[3.9049999999999998],[4.1900000000000004],[4.0679999999999996],[4.1619999999999999],[4.1150000000000002],[4.2279999999999998],[4.3330000000000002],[4.4550000000000001],[4.4569999999999999],[4.4649999999999999],[4.532],[4.4320000000000004],[4.5549999999999997],[4.625],[4.4790000000000001],[4.6509999999999998],[4.4960000000000004],[4.5229999999999997],[4.2350000000000003],[4.4870000000000001],[4.5199999999999996],[4.3789999999999996],[4.6699999999999999],[4.7919999999999998],[4.9560000000000004],[4.8920000000000003],[4.6900000000000004],[4.5750000000000002],[4.3289999999999997],[4.1639999999999997],[4.3650000000000002],[4.3129999999999997],[4.0919999999999996],[4.4710000000000001],[4.5869999999999997],[5.0209999999999999],[4.9489999999999998],[4.7290000000000001],[5.1050000000000004],[5.069],[5.0019999999999998],[4.8739999999999997],[4.601],[4.3929999999999998],[4.2450000000000001],[4.173],[4.0700000000000003],[3.7799999999999998],[3.5760000000000001],[3.5249999999999999],[3.4700000000000002],[3.431],[3.5739999999999998],[3.6360000000000001],[3.7320000000000002],[3.8330000000000002],[3.8500000000000001],[4.0190000000000001],[4.0709999999999997],[4.4320000000000004],[4.133],[3.927],[3.964],[4.234],[4.556],[4.5149999999999997],[4.7530000000000001],[4.8659999999999997],[4.8940000000000001],[4.7569999999999997],[4.7320000000000002],[5.0449999999999999],[5.1050000000000004],[5.1619999999999999],[5.21],[4.9119999999999999],[4.9989999999999997],[4.9900000000000002],[4.8879999999999999],[5.0259999999999998],[5.0060000000000002],[5.016],[5.0960000000000001],[4.9379999999999997],[5.109],[5.0839999999999996],[5.2050000000000001],[5.3680000000000003],[5.4210000000000003],[5.6369999999999996],[6.4569999999999999],[6.149],[6.7229999999999999],[6.8200000000000003],[6.9370000000000003],[6.8920000000000003],[6.8869999999999996],[7.3319999999999999],[7.1189999999999998],[7.3799999999999999],[7.4470000000000001],[7.609],[7.8410000000000002],[7.806],[8.0389999999999997],[8.3919999999999995],[8.4380000000000006],[8.6809999999999992],[8.7360000000000007],[9.0609999999999999],[9.3030000000000008],[9.3889999999999993],[9.25],[9.1349999999999998],[8.9169999999999998],[8.7959999999999994],[8.8070000000000004],[8.9870000000000001],[9.2439999999999998],[9.7149999999999999],[9.3379999999999992],[9.3580000000000005],[9.4199999999999999],[9.4450000000000003],[9.3499999999999996],[9.6669999999999998],[9.6899999999999995],[9.4079999999999995],[9.5890000000000004],[8.9930000000000003],[9.0760000000000005],[9.0079999999999991],[9.1159999999999997],[8.7089999999999996],[8.7899999999999991],[8.4710000000000001],[8.798],[8.7100000000000009],[8.5899999999999999],[8.9749999999999996],[8.7189999999999994],[8.4800000000000004],[8.9649999999999999],[9.2899999999999991],[9.6259999999999994],[9.7680000000000007],[9.2439999999999998],[9.4440000000000008],[9.1769999999999996],[8.7330000000000005],[9.1050000000000004],[8.9529999999999994],[8.7390000000000008],[9.0250000000000004],[8.9730000000000008],[8.673],[8.40600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Personal finance

In December 2023 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance fell 2.4%, after a fall of 6.0% in November
for road vehicles fell 4.9%
for personal investment rose 7.1%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.857	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.209
Sep-07	1.664	0.789	0.572	0.212
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.223
Aug-09	1.484	0.677	0.498	0.233
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.719	0.79	0.542	0.292
Apr-10	1.711	0.808	0.511	0.269
May-10	1.685	0.817	0.468	0.28
Jun-10	1.821	0.851	0.434	0.396
Jul-10	1.683	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.668	0.89	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.36	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.574	0.878	0.341	0.243
Mar-11	1.593	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.62	0.852	0.352	0.28
Jul-11	1.614	0.866	0.343	0.271
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.347	0.299
Oct-11	1.668	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.639	0.935	0.308	0.254
Feb-12	1.579	0.896	0.282	0.24
Mar-12	1.549	0.901	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.247
Jun-12	1.691	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.818	1.069	0.302	0.286
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.887	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.291
Feb-13	1.854	1.034	0.318	0.292
Mar-13	1.865	1.046	0.33	0.304
Apr-13	1.81	1.006	0.329	0.306
May-13	1.791	1.019	0.336	0.289
Jun-13	1.707	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.739	1.025	0.306	0.247
Sep-13	1.756	1.028	0.309	0.255
Oct-13	1.733	1	0.316	0.249
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.774	1.03	0.299	0.266
Feb-14	1.862	1.052	0.341	0.265
Mar-14	1.794	1.048	0.315	0.267
Apr-14	1.762	1.035	0.297	0.232
May-14	1.77	1.036	0.313	0.252
Jun-14	1.749	1.021	0.316	0.248
Jul-14	1.825	1.03	0.36	0.265
Aug-14	1.811	1.024	0.339	0.265
Sep-14	1.835	1.019	0.386	0.255
Oct-14	1.924	1.032	0.428	0.295
Nov-14	1.843	0.993	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.811	1.037	0.37	0.246
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.885	1.044	0.403	0.274
Apr-15	2.057	1.105	0.418	0.306
May-15	1.983	1.094	0.393	0.31
Jun-15	1.97	1.115	0.365	NA
Jul-15	1.904	1.088	0.357	NA
Aug-15	1.892	1.103	0.326	NA
Sep-15	1.815	1.103	0.278	0.251
Oct-15	1.768	1.079	0.278	0.246
Nov-15	1.815	1.112	0.282	0.242
Dec-15	1.873	1.12	0.296	0.268
Jan-16	1.851	1.086	0.289	0.281
Feb-16	1.957	1.132	0.299	0.323
Mar-16	2.181	1.355	0.27	0.356
Apr-16	2.306	1.33	0.323	0.426
May-16	2.177	1.291	0.317	0.387
Jun-16	2.109	1.284	0.303	0.369
Jul-16	2.158	1.299	0.319	0.349
Aug-16	2.142	1.271	0.335	0.354
Sep-16	2.067	1.249	0.329	0.313
Oct-16	1.984	1.23	0.306	0.278
Nov-16	2.011	1.24	0.314	0.285
Dec-16	2.052	1.26	0.311	0.286
Jan-17	1.981	1.214	0.303	0.285
Feb-17	1.914	1.168	0.296	0.258
Mar-17	1.812	1.14	0.278	0.229
Apr-17	1.768	1.117	0.249	0.204
May-17	1.751	1.131	0.254	0.198
Jun-17	1.739	1.134	0.251	0.208
Jul-17	1.746	1.133	0.221	0.216
Aug-17	1.754	1.146	0.232	NA
Sep-17	1.85	1.147	0.276	0.243
Oct-17	1.894	1.204	0.245	0.274
Nov-17	1.9	1.228	0.241	0.266
Dec-17	1.799	1.165	0.202	0.249
Jan-18	1.81	1.155	0.225	0.242
Feb-18	1.788	1.151	0.216	0.228
Mar-18	1.754	1.133	0.203	0.238
Apr-18	1.742	1.123	0.191	0.248
May-18	1.723	1.134	0.183	0.248
Jun-18	1.814	1.169	0.231	0.266
Jul-18	1.767	1.158	0.167	0.28
Aug-18	1.791	1.164	0.173	0.304
Sep-18	1.795	1.159	0.151	0.312
Oct-18	1.758	1.132	0.153	0.304
Nov-18	1.686	1.081	0.15	0.295
Dec-18	1.635	1.056	0.15	0.272
Jan-19	1.63	1.049	0.152	0.27
Feb-19	1.635	1.057	0.137	0.261
Mar-19	1.605	1.062	0.146	0.252
Apr-19	1.626	1.055	0.143	0.256
May-19	1.588	1.057	0.144	0.246
Jun-19	1.685	1.086	0.217	0.26
Jul-19	1.65	1.082	0.155	0.266
Aug-19	1.692	1.093	0.146	0.322
Sep-19	1.691	1.095	0.16	0.276
Oct-19	1.716	1.101	0.173	0.286
Nov-19	1.648	1.035	0.159	0.291
Dec-19	1.735	1.101	0.154	0.306
Jan-20	1.772	1.103	0.157	0.336
Feb-20	1.751	1.105	0.161	0.297
Mar-20	1.574	0.971	0.171	0.287
Apr-20	1.189	0.611	0.263	0.206
May-20	1.374	0.881	0.21	0.182
Jun-20	1.507	1.088	0.126	0.208
Jul-20	1.582	1.084	0.159	0.226
Aug-20	1.39	0.933	0.163	0.21
Sep-20	1.54	1.006	0.177	0.225
Oct-20	1.592	1.106	0.164	0.22
Nov-20	1.717	1.18	0.196	0.23
Dec-20	1.747	1.231	0.159	0.224
Jan-21	1.773	1.206	0.173	0.249
Feb-21	1.768	1.118	0.225	0.257
Mar-21	1.809	1.177	0.197	0.266
Apr-21	1.875	1.193	0.23	0.269
May-21	1.942	1.246	0.264	0.286
Jun-21	1.77	1.174	0.175	0.29
Jul-21	1.986	1.191	0.32	0.295
Aug-21	1.934	1.137	0.372	0.289
Sep-21	1.964	1.133	0.363	0.284
Oct-21	2.034	1.146	0.367	0.307
Nov-21	2.088	1.174	0.411	0.314
Dec-21	2.16	1.214	0.442	0.34
Jan-22	2.16	1.211	0.449	0.357
Feb-22	2.273	1.259	0.459	0.363
Mar-22	2.28	1.238	0.457	0.359
Apr-22	2.229	1.201	0.403	0.365
May-22	2.241	1.178	0.438	0.371
Jun-22	1.941	1.059	0.279	0.399
Jul-22	2.145	1.112	0.457	0.356
Aug-22	2.217	1.242	0.441	0.341
Sep-22	2.19	1.169	0.423	0.346
Oct-22	2.194	1.139	0.446	0.36
Nov-22	2.193	1.15	0.407	0.365
Dec-22	2.156	1.152	0.41	0.348
Jan-23	2.177	1.154	0.391	0.365
Feb-23	2.182	1.158	0.381	0.376
Mar-23	2.137	1.189	0.372	0.365
Apr-23	2.184	1.215	0.342	0.37
May-23	2.294	1.33	0.324	0.376
Jun-23	2.117	1.308	0.224	0.416
Jul-23	2.271	1.338	0.324	0.358
Aug-23	2.393	1.416	0.352	0.39
Sep-23	2.441	1.413	0.334	0.402
Oct-23	2.532	1.433	0.351	0.411
Nov-23	2.379	1.368	0.351	0.385
Dec-23	2.322	1.301	0.376	0.348

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.054	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.066	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.060	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.041	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.080	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.040	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.113
Dec-15	0.045	0.076	0.064	0.112
Jan-16	0.044	0.077	0.063	0.109
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.066	0.128
Jul-16	0.046	0.079	0.065	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.141
Nov-16	0.046	0.072	0.061	0.139
Dec-16	0.051	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.072	0.064	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.060	0.106
Aug-17	NA	0.072	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.060	0.096
Jan-18	0.046	0.064	0.059	0.104
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.064	0.054	0.116
Jun-18	0.051	0.072	0.054	0.120
Jul-18	0.049	0.064	0.054	0.119
Aug-18	0.049	0.062	0.060	0.122
Sep-18	0.050	0.065	0.054	0.121
Oct-18	0.055	0.063	0.050	0.123
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.044	0.132
Jan-19	0.048	0.055	0.041	0.134
Feb-19	0.046	0.057	0.042	0.136
Mar-19	0.045	0.056	0.037	0.139
Apr-19	0.045	0.056	0.038	0.130
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.131
Jul-19	0.056	0.059	0.039	0.141
Aug-19	0.051	0.063	0.037	0.140
Sep-19	0.046	0.070	0.035	0.142
Oct-19	0.047	0.074	0.034	0.157
Nov-19	0.044	0.079	0.034	0.174
Dec-19	0.045	0.085	0.036	0.164
Jan-20	0.046	0.090	0.035	0.185
Feb-20	0.053	0.073	0.034	0.162
Mar-20	0.044	0.071	0.017	0.160
Apr-20	0.029	0.065	0.002	0.118
May-20	0.042	0.060	0.002	0.121
Jun-20	0.066	0.078	0.004	0.108
Jul-20	0.055	0.068	0.002	0.116
Aug-20	0.044	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.133
Oct-20	0.037	0.059	0.008	0.139
Nov-20	0.046	0.067	0.004	0.129
Dec-20	0.047	0.079	0.008	0.126
Jan-21	0.048	0.070	0.005	0.126
Feb-21	0.050	0.095	0.005	0.125
Mar-21	0.052	0.098	0.007	0.162
Apr-21	0.055	0.100	0.007	0.145
May-21	0.057	0.103	0.006	0.153
Jun-21	0.074	0.109	0.006	0.154
Jul-21	0.069	0.117	0.004	0.158
Aug-21	0.058	0.099	0.005	0.137
Sep-21	0.057	0.112	0.005	0.159
Oct-21	0.060	0.132	0.009	0.159
Nov-21	0.056	0.115	0.012	0.154
Dec-21	0.063	0.110	0.013	0.161
Jan-22	0.065	0.125	0.013	0.158
Feb-22	0.070	0.124	0.016	0.171
Mar-22	0.071	0.135	0.019	0.159
Apr-22	0.070	0.142	0.024	0.166
May-22	0.067	0.143	0.026	0.165
Jun-22	0.064	0.155	0.031	0.161
Jul-22	0.060	0.119	0.034	0.164
Aug-22	0.061	0.142	0.037	0.161
Sep-22	0.062	0.143	0.038	0.166
Oct-22	0.059	0.147	0.040	0.158
Nov-22	0.059	0.154	0.041	0.157
Dec-22	0.052	0.158	0.045	0.167
Jan-23	0.060	0.170	0.045	0.193
Feb-23	0.058	0.169	0.043	0.181
Mar-23	0.053	0.141	0.037	0.179
Apr-23	0.046	0.141	0.042	0.161
May-23	0.070	0.155	0.042	0.160
Jun-23	0.073	0.147	0.045	0.152
Jul-23	0.062	0.154	0.050	0.162
Aug-23	0.063	0.162	0.052	0.173
Sep-23	0.065	0.163	0.055	0.161
Oct-23	0.067	0.170	0.050	0.169
Nov-23	0.067	0.174	0.047	0.178
Dec-23	0.065	0.175	0.050	0.168

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In December 2023 in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 3.3%, after a fall of 4.7% in November. In trend terms, it rose 0.9%.
for the purchase of property rose 1.0%, after a fall of 7.5% in November. In trend terms, it was flat.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.573	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.502
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.604	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.514	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.15	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.021	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.03	2.69	1.066	2.858
Dec-12	2.683	2.693	1.07	2.873
Jan-13	1.347	3.102	1.078	2.892
Feb-13	0.878	2.855	1.094	2.917
Mar-13	0.942	2.653	1.121	2.95
Apr-13	0.738	2.984	1.167	2.992
May-13	1.344	3.305	1.234	3.052
Jun-13	1.47	3.3	1.321	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.344	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.665	3.415	1.726	3.664
Nov-13	2.229	5.147	1.796	3.818
Dec-13	2.209	4.078	1.849	3.969
Jan-14	1.591	3.218	1.887	4.108
Feb-14	2.245	4.447	1.915	4.227
Mar-14	1.502	4.65	1.937	4.326
Apr-14	3.786	4.201	1.957	4.402
May-14	1.804	4.57	1.98	4.452
Jun-14	1.545	3.885	2.008	4.477
Jul-14	2.909	4.645	2.045	4.484
Aug-14	1.699	4.778	2.09	4.481
Sep-14	2.968	4.255	2.141	4.476
Oct-14	2.165	4.498	2.192	4.474
Nov-14	1.78	3.043	2.233	4.483
Dec-14	2.198	4.762	2.259	4.503
Jan-15	3.625	4.454	2.268	4.535
Feb-15	2.622	4.37	2.267	4.579
Mar-15	1.999	4.419	2.258	4.635
Apr-15	2.413	4.757	2.242	4.704
May-15	2.337	4.992	2.218	4.786
Jun-15	2.087	4.847	2.19	4.878
Jul-15	2.009	4.972	2.164	4.976
Aug-15	2.252	4.99	2.142	5.064
Sep-15	1.876	8.345	2.13	5.139
Oct-15	2.191	4.995	2.132	5.195
Nov-15	2.461	5.254	2.149	5.23
Dec-15	2.183	5.647	2.174	5.243
Jan-16	1.618	4.529	2.197	5.239
Feb-16	1.84	5.551	2.207	5.223
Mar-16	2.993	5.2	2.2	5.198
Apr-16	3.317	5.117	2.18	5.171
May-16	2.236	4.682	2.146	5.148
Jun-16	1.807	5.096	2.105	5.138
Jul-16	2.286	5.497	2.061	5.146
Aug-16	1.867	5.028	2.021	5.171
Sep-16	1.534	5.31	1.99	5.213
Oct-16	1.865	5.15	1.976	5.27
Nov-16	4.697	5.302	1.982	5.334
Dec-16	1.961	5.003	2.006	5.397
Jan-17	2.787	5.908	2.046	5.456
Feb-17	1.809	5.647	2.096	5.509
Mar-17	1.872	5.695	2.147	5.55
Apr-17	2.443	5.267	2.192	5.579
May-17	1.899	5.474	2.235	5.596
Jun-17	2.908	5.808	2.277	5.6
Jul-17	1.849	6.911	2.323	5.589
Aug-17	2.828	5.42	2.376	5.564
Sep-17	1.966	5.213	2.437	5.529
Oct-17	2.184	6.066	2.504	5.486
Nov-17	4.008	5.572	2.569	5.44
Dec-17	2.665	4.827	2.623	5.394
Jan-18	2.911	5.562	2.661	5.354
Feb-18	2.495	5.397	2.673	5.328
Mar-18	2.593	5.134	2.655	5.325
Apr-18	2.982	5.55	2.608	5.345
May-18	2.648	5.044	2.537	5.384
Jun-18	2.253	5.357	2.451	5.431
Jul-18	2.58	5.406	2.356	5.477
Aug-18	2.087	5.573	2.266	5.519
Sep-18	2.091	5.71	2.19	5.553
Oct-18	3.432	5.722	2.138	5.572
Nov-18	1.72	6.171	2.113	5.574
Dec-18	1.96	4.282	2.122	5.563
Jan-19	2.584	5.137	2.171	5.539
Feb-19	2.815	5.06	2.26	5.499
Mar-19	1.888	5.496	2.388	5.442
Apr-19	1.972	5.41	2.538	5.371
May-19	2.664	6.375	2.693	5.29
Jun-19	3.057	7.379	2.839	5.207
Jul-19	2.797	4.715	2.958	5.126
Aug-19	3.109	5.193	3.033	5.048
Sep-19	3.938	5.133	3.059	4.968
Oct-19	3.209	4.076	3.032	4.882
Nov-19	3.193	4.223	2.956	4.786
Dec-19	2.935	4.813	2.839	4.677
Jan-20	2.132	4.731	2.692	4.555
Feb-20	2.224	5.134	2.531	4.427
Mar-20	2.751	4.684	2.377	4.294
Apr-20	2.003	4.277	2.248	4.161
May-20	1.958	3.897	2.151	4.033
Jun-20	3.094	3.568	2.088	3.925
Jul-20	2.357	3.52	2.056	3.846
Aug-20	1.332	3.817	2.047	3.808
Sep-20	2.076	3.762	2.048	3.821
Oct-20	1.887	3.767	2.048	3.9
Nov-20	1.234	4.314	2.047	4.045
Dec-20	2.011	4.779	2.046	4.248
Jan-21	1.063	3.98	2.044	4.494
Feb-21	2.071	4.454	2.043	4.766
Mar-21	2.236	5.077	2.042	5.048
Apr-21	1.902	5.474	2.041	5.335
May-21	1.912	4.75	2.041	5.625
Jun-21	1.674	6.685	2.044	5.911
Jul-21	2.63	7.551	2.049	6.185
Aug-21	2.119	5.984	2.058	6.433
Sep-21	2.232	6.106	2.071	6.643
Oct-21	2.043	7.044	2.087	6.808
Nov-21	1.61	6.676	2.1	6.921
Dec-21	2.363	7.061	2.107	6.98
Jan-22	4.039	8.096	2.108	6.989
Feb-22	1.908	7.587	2.103	6.95
Mar-22	2.359	6.519	2.092	6.867
Apr-22	2.135	5.991	2.075	6.741
May-22	2.021	6.791	2.057	6.576
Jun-22	2.207	6.188	2.037	6.378
Jul-22	1.649	7.625	2.019	6.158
Aug-22	2.22	6.117	2.007	5.939
Sep-22	1.484	5.685	2.006	5.736
Oct-22	2.367	5.442	2.021	5.559
Nov-22	0.95	5.45	2.048	5.413
Dec-22	1.898	5.13	2.086	5.305
Jan-23	1.857	5.167	2.127	5.237
Feb-23	2.906	4.941	2.168	5.208
Mar-23	2.292	4.99	2.203	5.216
Apr-23	3.345	5.482	2.23	5.257
May-23	2.603	5.766	2.248	5.317
Jun-23	2.282	5.179	2.259	5.381
Jul-23	1.765	5.122	2.265	5.441
Aug-23	2.098	5.688	2.269	5.486
Sep-23	2.311	5.926	2.274	5.514
Oct-23	2.35	5.692	2.283	5.527
Nov-23	2.24	5.264	2.297	5.53
Dec-23	2.314	5.318	2.319	5.528

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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[]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)
			Dec-2023 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		16.77	-5.6	7.4
		Construction of dwellings	1.64	-0.5	-7.4
		Purchase of newly erected dwellings	0.96	-2.5	1.9
		Purchase of existing dwellings	12.89	-6.6	9.1
	First home buyers		4.87	-5.5	21.0
Investor
	Total housing (a)		9.50	-1.3	20.4

Number of new loan commitments by purpose (seasonally adjusted)
			Dec-2023 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)
		Construction of dwellings	2 846	5.0	-6.3
		Purchase of newly erected dwellings	1 585	-4.9	-5.4
		Purchase of existing dwellings	20 921	-8.2	6.6
	First home buyers		9 491	-8.4	12.9
Investor
	Total housing (a)

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In December 2023 in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers fell 5.6%, after a rise of 0.3% in November
to investors fell 1.3%, after a rise of 1.4% in November

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Dec-21	1.3	3.7
Jan-22	3.2	4.0
Feb-22	-4.9	0.2
Mar-22	-1.7	-1.0
Apr-22	-3.9	-1.5
May-22	0.6	-3.0
Jun-22	-3.2	-5.8
Jul-22	-4.4	-7.1
Aug-22	-2.9	-3.3
Sep-22	-4.4	-4.3
Oct-22	-4.0	-3.3
Nov-22	-4.8	-3.0
Dec-22	-3.1	-3.7
Jan-23	-1.7	-1.9
Feb-23	-1.4	-0.4
Mar-23	4.5	3.5
Apr-23	-1.4	0.1
May-23	5.1	7.5
Jun-23	-2.9	0.2
Jul-23	-1.5	1.0
Aug-23	2.8	1.1
Sep-23	0.9	3.1
Oct-23	8.8	4.6
Nov-23	0.3	1.4
Dec-23	-5.6	-1.3

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

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[]

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In December 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 6.6% but was 9.1% higher compared to a year ago
for the construction of new dwellings fell 0.5% and was 7.4% lower compared to a year ago
for the purchase of new dwellings fell 2.5% but was 1.9% higher compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Dec-05	0.835	0.542	6.711	0.329	0.463
Jan-06	0.857	0.534	6.757	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.847	0.593	6.999	0.335	0.497
Apr-06	0.851	0.627	7.126	0.345	0.493
May-06	0.855	0.634	7.236	0.340	0.446
Jun-06	0.896	0.618	7.186	0.344	0.471
Jul-06	0.953	0.607	7.400	0.364	0.465
Aug-06	0.937	0.574	7.167	0.352	0.464
Sep-06	0.905	0.555	6.913	0.327	0.470
Oct-06	0.915	0.575	6.980	0.334	0.472
Nov-06	0.918	0.578	6.939	0.334	0.464
Dec-06	0.916	0.526	7.122	0.338	0.499
Jan-07	0.932	0.616	7.176	0.334	0.518
Feb-07	0.908	0.641	7.382	0.325	0.511
Mar-07	0.924	0.680	7.633	0.321	0.520
Apr-07	0.930	0.624	7.873	0.330	0.514
May-07	0.935	0.678	8.206	0.331	0.543
Jun-07	0.991	0.761	8.685	0.331	0.573
Jul-07	0.959	0.692	8.254	0.315	0.564
Aug-07	0.998	0.700	8.407	0.338	0.609
Sep-07	1.027	0.649	7.929	0.312	0.533
Oct-07	1.050	0.576	8.220	0.318	0.604
Nov-07	0.987	0.543	8.219	0.317	0.592
Dec-07	0.992	0.497	8.004	0.304	0.565
Jan-08	0.998	0.489	8.324	0.347	0.627
Feb-08	1.002	0.481	7.571	0.328	0.527
Mar-08	0.995	0.402	6.973	0.296	0.477
Apr-08	0.961	0.391	6.565	0.294	0.494
May-08	0.921	0.367	6.231	0.288	0.390
Jun-08	0.888	0.420	6.133	0.288	0.466
Jul-08	0.874	0.388	6.130	0.291	0.451
Aug-08	0.841	0.348	6.065	0.282	0.427
Sep-08	0.834	0.402	6.248	0.333	0.430
Oct-08	0.861	0.429	6.500	0.334	0.436
Nov-08	0.839	0.475	6.400	0.350	0.487
Dec-08	0.915	0.503	7.082	0.350	0.523
Jan-09	1.010	0.551	7.724	0.374	0.564
Feb-09	1.054	0.589	8.139	0.383	0.616
Mar-09	1.189	0.643	9.051	0.388	0.697
Apr-09	1.306	0.630	8.911	0.381	0.699
May-09	1.346	0.615	8.785	0.380	0.708
Jun-09	1.370	0.607	8.933	0.364	0.693
Jul-09	1.382	0.603	8.715	0.364	0.706
Aug-09	1.406	0.633	8.516	0.346	0.726
Sep-09	1.505	0.647	8.953	0.340	0.742
Oct-09	1.675	0.613	8.408	0.329	0.777
Nov-09	1.542	0.579	7.974	0.315	0.674
Dec-09	1.453	0.582	7.673	0.301	0.600
Jan-10	1.400	0.519	7.323	0.290	0.581
Feb-10	1.361	0.544	7.020	0.292	0.576
Mar-10	1.269	0.548	6.940	0.286	0.558
Apr-10	1.184	0.558	6.805	0.283	0.529
May-10	1.138	0.566	6.932	0.281	0.515
Jun-10	1.087	0.569	6.685	0.270	0.518
Jul-10	1.110	0.588	6.771	0.271	0.547
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.694	0.272	0.512
Oct-10	1.098	0.609	6.651	0.289	0.514
Nov-10	1.162	0.709	6.673	0.272	0.507
Dec-10	1.130	0.599	6.869	0.275	0.574
Jan-11	1.054	0.591	6.624	0.241	0.496
Feb-11	1.083	0.509	6.586	0.257	0.437
Mar-11	1.053	0.523	6.529	0.268	0.455
Apr-11	1.086	0.552	6.636	0.261	0.467
May-11	1.172	0.613	6.534	0.266	0.503
Jun-11	1.082	0.589	6.594	0.275	0.554
Jul-11	1.089	0.591	6.622	0.260	0.473
Aug-11	1.059	0.615	6.608	0.277	0.481
Sep-11	1.082	0.575	6.397	0.268	0.479
Oct-11	1.048	0.566	6.517	0.242	0.483
Nov-11	1.081	0.592	6.568	0.256	0.467
Dec-11	1.065	0.621	6.949	0.250	0.515
Jan-12	1.085	0.622	6.937	0.271	0.480
Feb-12	1.130	0.549	6.266	0.247	0.487
Mar-12	1.093	0.584	6.320	0.243	0.458
Apr-12	1.113	0.636	6.427	0.244	0.500
May-12	1.154	0.579	6.622	0.239	0.518
Jun-12	1.183	0.584	6.677	0.240	0.567
Jul-12	1.206	0.551	6.779	0.243	0.501
Aug-12	1.173	0.561	6.967	0.241	0.497
Sep-12	1.129	0.591	7.042	0.241	0.496
Oct-12	1.116	0.578	6.923	0.248	0.522
Nov-12	1.115	0.546	7.007	0.243	0.519
Dec-12	1.157	0.530	7.058	0.250	0.529
Jan-13	1.141	0.566	7.277	0.236	0.577
Feb-13	1.166	0.530	7.379	0.242	0.558
Mar-13	1.263	0.572	7.663	0.249	0.601
Apr-13	1.253	0.549	7.645	0.239	0.614
May-13	1.229	0.565	7.780	0.245	0.607
Jun-13	1.263	0.488	7.889	0.240	0.598
Jul-13	1.241	0.554	7.906	0.239	0.577
Aug-13	1.268	0.548	7.567	0.243	0.612
Sep-13	1.291	0.536	8.061	0.241	0.627
Oct-13	1.306	0.566	8.152	0.235	0.638
Nov-13	1.338	0.654	8.287	0.239	0.669
Dec-13	1.306	0.584	8.155	0.246	0.659
Jan-14	1.411	0.569	8.278	0.244	0.678
Feb-14	1.445	0.603	8.440	0.253	0.704
Mar-14	1.487	0.590	8.380	0.239	0.677
Apr-14	1.480	0.577	8.379	0.241	0.641
May-14	1.501	0.591	8.265	0.248	0.626
Jun-14	1.496	0.640	8.355	0.240	0.649
Jul-14	1.497	0.627	8.270	0.244	0.652
Aug-14	1.433	0.640	8.042	0.235	0.623
Sep-14	1.487	0.622	8.146	0.236	0.628
Oct-14	1.535	0.629	8.329	0.244	0.681
Nov-14	1.452	0.646	7.992	0.238	0.630
Dec-14	1.445	0.607	8.530	0.223	0.571
Jan-15	1.464	0.599	8.654	0.254	0.565
Feb-15	1.424	0.689	8.376	0.245	0.554
Mar-15	1.459	0.695	8.785	0.256	0.532
Apr-15	1.518	0.714	8.752	0.262	0.546
May-15	1.403	0.682	8.267	0.254	0.528
Jun-15	1.384	0.722	9.036	0.274	0.568
Jul-15	1.371	0.800	9.290	0.266	0.597
Aug-15	1.408	0.798	10.124	0.276	0.614
Sep-15	1.444	0.933	10.324	0.265	0.601
Oct-15	1.437	0.851	10.008	0.264	0.585
Nov-15	1.480	0.835	9.811	0.272	0.583
Dec-15	1.480	0.899	9.652	0.269	0.602
Jan-16	1.469	0.888	9.355	0.260	0.533
Feb-16	1.430	0.863	9.532	0.274	0.628
Mar-16	1.431	0.835	9.258	0.276	0.660
Apr-16	1.459	0.884	9.433	0.279	0.666
May-16	1.489	0.892	9.458	0.265	0.662
Jun-16	1.444	0.905	9.450	0.268	0.629
Jul-16	1.459	0.851	9.199	0.276	0.644
Aug-16	1.510	0.867	9.042	0.268	0.631
Sep-16	1.496	0.868	9.176	0.276	0.643
Oct-16	1.496	0.888	9.323	0.264	0.633
Nov-16	1.474	0.922	9.389	0.271	0.648
Dec-16	1.500	0.925	9.663	0.267	0.710
Jan-17	1.473	0.955	9.824	0.282	0.669
Feb-17	1.471	0.874	9.854	0.281	0.715
Mar-17	1.514	1.004	10.189	0.279	0.725
Apr-17	1.609	0.984	10.196	0.290	0.774
May-17	1.623	0.987	10.069	0.293	0.831
Jun-17	1.666	1.018	10.165	0.282	0.791
Jul-17	1.807	1.042	10.358	0.259	0.787
Aug-17	1.714	1.050	10.644	0.293	0.789
Sep-17	1.642	1.086	10.441	0.317	0.816
Oct-17	1.639	1.067	10.292	0.297	0.824
Nov-17	1.647	1.025	10.380	0.287	0.800
Dec-17	1.608	1.042	10.271	0.280	0.794
Jan-18	1.706	1.044	10.346	0.280	0.846
Feb-18	1.560	1.121	10.490	0.246	0.774
Mar-18	1.552	1.065	10.221	0.238	0.778
Apr-18	1.514	1.051	10.200	0.230	0.781
May-18	1.534	1.084	10.534	0.231	0.810
Jun-18	1.651	1.033	10.191	0.224	0.847
Jul-18	1.778	1.014	10.119	0.212	0.814
Aug-18	1.577	0.957	9.794	0.212	0.789
Sep-18	1.461	0.929	9.558	0.209	0.727
Oct-18	1.522	0.929	9.836	0.205	0.718
Nov-18	1.495	0.899	9.153	0.209	0.699
Dec-18	1.410	0.844	8.584	0.252	0.727
Jan-19	1.410	0.807	8.579	0.185	0.750
Feb-19	1.504	0.800	9.039	0.212	0.592
Mar-19	1.492	0.748	8.668	0.202	0.528
Apr-19	1.442	0.817	8.698	0.200	0.615
May-19	1.453	0.813	8.421	0.200	0.610
Jun-19	1.451	0.758	8.765	0.202	0.641
Jul-19	1.487	0.860	8.982	0.207	0.631
Aug-19	1.460	0.972	9.285	0.209	0.680
Sep-19	1.502	1.025	9.578	0.211	0.693
Oct-19	1.501	1.017	9.991	0.243	0.712
Nov-19	1.530	1.111	10.396	0.207	0.742
Dec-19	1.563	1.087	10.597	0.208	0.731
Jan-20	1.640	1.078	10.639	0.208	0.749
Feb-20	1.699	1.062	10.298	0.216	0.764
Mar-20	1.607	1.064	10.570	0.195	0.766
Apr-20	1.695	1.069	9.652	0.214	0.744
May-20	1.672	1.056	8.448	0.220	0.659
Jun-20	1.623	1.051	9.150	0.220	0.766
Jul-20	1.810	1.102	10.092	0.224	1.066
Aug-20	2.156	1.173	11.449	0.216	1.346
Sep-20	2.619	1.224	11.960	0.229	1.385
Oct-20	2.817	1.222	12.046	0.273	1.372
Nov-20	2.980	1.302	12.548	0.278	1.329
Dec-20	3.368	1.399	13.205	0.296	1.369
Jan-21	3.991	1.457	14.714	0.309	1.335
Feb-21	4.184	1.518	14.518	0.329	1.310
Mar-21	3.567	1.539	15.346	0.318	1.241
Apr-21	3.271	1.547	16.182	0.392	1.186
May-21	3.177	1.508	16.610	0.458	1.061
Jun-21	2.549	1.593	16.770	0.479	0.902
Jul-21	2.653	1.521	16.974	0.493	0.950
Aug-21	2.488	1.432	16.409	0.495	0.893
Sep-21	2.339	1.339	16.046	0.501	0.887
Oct-21	2.124	1.208	15.671	0.501	0.872
Nov-21	2.253	1.281	16.648	0.605	0.902
Dec-21	2.182	1.327	17.033	0.538	0.898
Jan-22	2.163	1.293	17.860	0.493	0.882
Feb-22	2.199	1.212	16.743	0.561	0.863
Mar-22	2.179	1.209	16.411	0.586	0.827
Apr-22	2.194	1.153	15.682	0.609	0.757
May-22	2.328	1.159	15.609	0.645	0.785
Jun-22	2.354	1.099	15.040	0.600	0.788
Jul-22	2.324	1.082	14.240	0.593	0.771
Aug-22	2.299	0.992	13.857	0.550	0.764
Sep-22	2.150	0.998	13.261	0.511	0.722
Oct-22	2.039	1.009	12.655	0.555	0.677
Nov-22	1.885	0.946	12.157	0.506	0.628
Dec-22	1.775	0.938	11.821	0.536	0.549
Jan-23	1.675	0.892	11.739	0.474	0.567
Feb-23	1.576	0.892	11.626	0.458	0.583
Mar-23	1.591	0.923	12.171	0.514	0.617
Apr-23	1.500	0.909	12.090	0.485	0.616
May-23	1.537	0.951	12.799	0.462	0.654
Jun-23	1.574	0.941	12.186	0.513	0.707
Jul-23	1.502	0.926	12.194	0.497	0.569
Aug-23	1.522	0.916	12.524	0.522	0.641
Sep-23	1.525	0.944	12.713	0.511	0.583
Oct-23	1.638	0.959	13.858	0.565	0.695
Nov-23	1.652	0.980	13.805	0.650	0.684
Dec-23	1.643	0.955	12.893	0.608	0.671

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In December 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in New South Wales fell 4.1%, in Queensland fell 5.8%, in Victoria fell 2.6%, in South Australia fell 6.2%, in the Australian Capital Territory fell 11.5%, in Western Australia fell 2.5% and in the Northern Territory fell 5.5%
in Tasmania rose 3.3%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-05	2.616	2.009	1.943	0.611	1.336	0.147	0.108	0.129
Jan-06	2.582	1.955	1.982	0.597	1.391	0.167	0.117	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.703	1.974	2.064	0.669	1.464	0.169	0.117	0.150
Apr-06	2.784	2.020	2.056	0.686	1.455	0.168	0.112	0.133
May-06	2.808	2.030	2.124	0.703	1.480	0.148	0.115	0.136
Jun-06	2.764	1.945	2.136	0.690	1.493	0.168	0.107	0.133
Jul-06	2.734	2.099	2.279	0.711	1.582	0.167	0.104	0.159
Aug-06	2.671	2.048	2.188	0.698	1.434	0.173	0.109	0.154
Sep-06	2.558	2.016	2.142	0.716	1.346	0.184	0.094	0.163
Oct-06	2.578	2.053	2.186	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.198	0.688	1.299	0.165	0.086	0.169
Dec-06	2.604	2.093	2.263	0.665	1.369	0.169	0.091	0.170
Jan-07	2.711	2.098	2.308	0.686	1.320	0.160	0.094	0.145
Feb-07	2.739	2.119	2.404	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.198	2.489	0.739	1.345	0.172	0.106	0.196
Apr-07	2.923	2.250	2.589	0.732	1.351	0.176	0.085	0.184
May-07	2.942	2.392	2.664	0.752	1.454	0.197	0.082	0.206
Jun-07	3.176	2.421	2.736	0.783	1.649	0.203	0.101	0.206
Jul-07	3.016	2.251	2.719	0.763	1.552	0.194	0.100	0.208
Aug-07	3.059	2.431	2.760	0.779	1.506	0.183	0.084	0.201
Sep-07	2.858	2.404	2.594	0.774	1.434	0.194	0.092	0.181
Oct-07	3.107	2.392	2.582	0.781	1.390	0.199	0.094	0.182
Nov-07	2.998	2.423	2.608	0.775	1.409	0.198	0.093	0.187
Dec-07	2.938	2.373	2.516	0.776	1.363	0.178	0.087	0.194
Jan-08	3.112	2.414	2.528	0.759	1.468	0.195	0.075	0.198
Feb-08	2.768	2.340	2.359	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.077	0.654	1.209	0.200	0.071	0.164
Apr-08	2.454	2.067	1.940	0.661	1.148	0.175	0.098	0.177
May-08	2.364	2.000	1.846	0.597	1.016	0.134	0.080	0.155
Jun-08	2.313	1.989	1.787	0.613	1.073	0.147	0.076	0.172
Jul-08	2.310	1.938	1.766	0.612	1.136	0.142	0.085	0.161
Aug-08	2.314	1.878	1.649	0.640	1.060	0.148	0.082	0.176
Sep-08	2.306	2.014	1.827	0.638	1.075	0.147	0.087	0.170
Oct-08	2.326	2.061	1.896	0.642	1.129	0.165	0.105	0.210
Nov-08	2.348	2.105	1.958	0.680	1.071	0.181	0.099	0.161
Dec-08	2.683	2.212	2.084	0.726	1.166	0.191	0.110	0.203
Jan-09	2.946	2.361	2.306	0.795	1.260	0.207	0.108	0.224
Feb-09	3.309	2.414	2.375	0.830	1.327	0.225	0.125	0.218
Mar-09	3.579	2.776	2.676	0.840	1.447	0.228	0.137	0.262
Apr-09	3.469	2.758	2.700	0.852	1.510	0.225	0.134	0.256
May-09	3.441	2.740	2.651	0.865	1.548	0.198	0.127	0.254
Jun-09	3.509	2.757	2.667	0.833	1.591	0.222	0.109	0.253
Jul-09	3.437	2.830	2.569	0.853	1.570	0.219	0.115	0.229
Aug-09	3.361	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.547	2.938	2.589	0.810	1.733	0.208	0.115	0.267
Oct-09	3.302	2.946	2.485	0.791	1.681	0.214	0.117	0.232
Nov-09	3.069	2.820	2.323	0.729	1.655	0.198	0.100	0.220
Dec-09	2.895	2.719	2.238	0.710	1.533	0.181	0.097	0.224
Jan-10	2.747	2.659	2.086	0.676	1.428	0.168	0.096	0.202
Feb-10	2.618	2.713	2.007	0.619	1.386	0.160	0.105	0.206
Mar-10	2.653	2.605	1.952	0.639	1.270	0.158	0.086	0.196
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.754	2.594	1.834	0.641	1.151	0.149	0.088	0.184
Jun-10	2.630	2.565	1.794	0.598	1.120	0.144	0.076	0.180
Jul-10	2.718	2.699	1.778	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.152	0.088	0.199
Oct-10	2.645	2.632	1.742	0.607	1.122	0.140	0.071	0.182
Nov-10	2.710	2.640	1.778	0.650	1.146	0.137	0.076	0.195
Dec-10	2.797	2.675	1.761	0.626	1.157	0.145	0.070	0.189
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.186
Feb-11	2.711	2.571	1.526	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.540	0.561	1.093	0.145	0.077	0.178
Apr-11	2.714	2.537	1.587	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.600	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.676	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.715	0.548	1.123	0.147	0.076	0.175
Sep-11	2.739	2.414	1.534	0.622	1.124	0.137	0.079	0.184
Oct-11	2.812	2.361	1.571	0.568	1.114	0.135	0.071	0.193
Nov-11	2.854	2.348	1.650	0.553	1.148	0.134	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.186
Jan-12	3.054	2.416	1.830	0.526	1.221	0.135	0.085	0.185
Feb-12	2.518	2.355	1.648	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.120	0.099	0.176
Apr-12	2.526	2.425	1.770	0.531	1.253	0.119	0.092	0.180
May-12	2.566	2.510	1.802	0.538	1.273	0.131	0.088	0.186
Jun-12	2.599	2.589	1.761	0.554	1.329	0.141	0.099	0.188
Jul-12	2.641	2.519	1.742	0.555	1.410	0.133	0.109	0.194
Aug-12	2.723	2.522	1.820	0.559	1.481	0.135	0.100	0.201
Sep-12	2.727	2.529	1.802	0.537	1.452	0.137	0.097	0.192
Oct-12	2.646	2.518	1.840	0.551	1.370	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.475	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.555	0.138	0.101	0.193
Jan-13	2.725	2.592	1.833	0.592	1.614	0.132	0.107	0.188
Feb-13	2.766	2.590	1.873	0.609	1.593	0.135	0.096	0.204
Mar-13	2.916	2.699	1.936	0.620	1.672	0.145	0.090	0.211
Apr-13	2.947	2.651	1.902	0.636	1.717	0.135	0.092	0.211
May-13	2.974	2.683	1.967	0.624	1.709	0.144	0.098	0.203
Jun-13	2.948	2.687	2.017	0.673	1.698	0.141	0.106	0.216
Jul-13	3.001	2.635	2.041	0.670	1.665	0.146	0.116	0.232
Aug-13	2.976	2.624	1.918	0.625	1.671	0.158	0.100	0.261
Sep-13	3.083	2.732	2.047	0.677	1.687	0.164	0.102	0.260
Oct-13	3.187	2.666	2.101	0.733	1.702	0.179	0.111	0.213
Nov-13	3.264	2.855	2.144	0.683	1.760	0.164	0.104	0.224
Dec-13	3.200	2.780	2.117	0.688	1.689	0.167	0.088	0.227
Jan-14	3.196	2.818	2.215	0.686	1.755	0.163	0.104	0.240
Feb-14	3.275	2.865	2.285	0.672	1.785	0.171	0.126	0.242
Mar-14	3.241	2.865	2.224	0.685	1.771	0.172	0.112	0.239
Apr-14	3.315	2.879	2.178	0.694	1.674	0.184	0.117	0.225
May-14	3.186	2.838	2.177	0.690	1.804	0.157	0.125	0.228
Jun-14	3.289	2.889	2.172	0.696	1.895	0.182	0.104	0.209
Jul-14	3.243	2.961	2.171	0.700	1.722	0.164	0.113	0.237
Aug-14	3.111	2.856	2.199	0.671	1.700	0.165	0.126	0.234
Sep-14	3.172	2.831	2.231	0.683	1.644	0.174	0.126	0.238
Oct-14	3.335	2.952	2.213	0.683	1.696	0.166	0.127	0.236
Nov-14	3.089	2.869	2.182	0.678	1.651	0.153	0.106	0.239
Dec-14	3.391	2.935	2.149	0.699	1.645	0.157	0.116	0.248
Jan-15	3.544	3.019	2.180	0.739	1.538	0.179	0.102	0.259
Feb-15	3.432	2.847	2.210	0.677	1.583	0.163	0.102	0.266
Mar-15	3.647	3.028	2.244	0.692	1.607	0.168	0.101	0.248
Apr-15	3.553	3.071	2.337	0.682	1.579	0.159	0.107	0.264
May-15	3.334	2.943	2.218	0.667	1.468	0.150	0.093	0.250
Jun-15	3.842	3.215	2.248	0.654	1.531	0.154	0.092	0.262
Jul-15	4.010	3.311	2.331	0.701	1.498	0.162	0.081	0.233
Aug-15	4.432	3.771	2.324	0.719	1.461	0.158	0.093	0.262
Sep-15	4.713	3.695	2.346	0.738	1.498	0.156	0.092	0.280
Oct-15	4.429	3.699	2.303	0.717	1.454	0.158	0.086	0.271
Nov-15	4.306	3.771	2.228	0.730	1.409	0.163	0.101	0.286
Dec-15	4.272	3.657	2.348	0.727	1.403	0.169	0.072	0.270
Jan-16	4.122	3.552	2.278	0.690	1.369	0.171	0.097	0.270
Feb-16	4.217	3.614	2.313	0.713	1.353	0.157	0.093	0.259
Mar-16	4.036	3.560	2.296	0.725	1.339	0.156	0.088	0.276
Apr-16	4.127	3.622	2.338	0.750	1.342	0.164	0.082	0.293
May-16	4.149	3.598	2.387	0.771	1.318	0.170	0.080	0.297
Jun-16	4.182	3.560	2.381	0.746	1.291	0.174	0.078	0.291
Jul-16	4.082	3.418	2.334	0.752	1.324	0.178	0.078	0.269
Aug-16	4.012	3.338	2.401	0.741	1.301	0.179	0.082	0.271
Sep-16	4.022	3.443	2.443	0.739	1.276	0.190	0.071	0.240
Oct-16	4.013	3.530	2.448	0.744	1.270	0.186	0.080	0.266
Nov-16	4.139	3.596	2.422	0.736	1.284	0.198	0.077	0.276
Dec-16	4.338	3.722	2.453	0.737	1.290	0.192	0.079	0.295
Jan-17	4.430	3.764	2.485	0.748	1.245	0.190	0.071	0.306
Feb-17	4.341	3.812	2.425	0.773	1.298	0.184	0.072	0.283
Mar-17	4.643	3.912	2.493	0.791	1.276	0.210	0.102	0.324
Apr-17	4.617	3.951	2.571	0.771	1.282	0.185	0.078	0.301
May-17	4.664	3.974	2.539	0.759	1.298	0.201	0.070	0.335
Jun-17	4.634	4.075	2.538	0.777	1.325	0.192	0.083	0.341
Jul-17	4.728	4.228	2.575	0.757	1.326	0.194	0.078	0.329
Aug-17	5.038	4.318	2.527	0.736	1.314	0.200	0.076	0.330
Sep-17	4.804	4.362	2.468	0.749	1.258	0.192	0.086	0.353
Oct-17	4.572	4.323	2.490	0.744	1.292	0.207	0.082	0.333
Nov-17	4.650	4.332	2.544	0.773	1.244	0.220	0.062	0.333
Dec-17	4.614	4.315	2.517	0.777	1.222	0.212	0.087	0.333
Jan-18	4.661	4.342	2.509	0.769	1.283	0.200	0.074	0.332
Feb-18	4.787	4.355	2.454	0.775	1.168	0.202	0.084	0.341
Mar-18	4.552	4.263	2.481	0.736	1.167	0.210	0.069	0.345
Apr-18	4.614	4.090	2.445	0.722	1.187	0.221	0.075	0.375
May-18	4.798	4.328	2.536	0.788	1.186	0.217	0.076	0.333
Jun-18	4.624	4.288	2.569	0.760	1.143	0.219	0.076	0.328
Jul-18	4.454	4.347	2.587	0.793	1.139	0.234	0.072	0.329
Aug-18	4.414	4.104	2.393	0.796	1.042	0.209	0.070	0.337
Sep-18	4.227	3.862	2.311	0.734	1.128	0.209	0.075	0.316
Oct-18	4.157	3.928	2.372	0.804	1.175	0.245	0.064	0.355
Nov-18	3.923	3.804	2.226	0.767	1.145	0.225	0.068	0.349
Dec-18	3.756	3.634	2.057	0.758	1.026	0.226	0.060	0.323
Jan-19	3.653	3.528	2.108	0.762	1.046	0.219	0.069	0.289
Feb-19	3.939	3.578	2.193	0.755	1.013	0.230	0.058	0.317
Mar-19	3.662	3.549	2.109	0.729	1.026	0.206	0.064	0.292
Apr-19	3.807	3.502	2.104	0.730	1.018	0.208	0.079	0.288
May-19	3.702	3.549	2.075	0.691	1.006	0.204	0.070	0.282
Jun-19	3.776	3.618	2.151	0.715	1.032	0.217	0.063	0.274
Jul-19	3.952	3.709	2.192	0.695	1.036	0.211	0.065	0.307
Aug-19	4.123	3.842	2.276	0.740	1.085	0.217	0.055	0.324
Sep-19	4.273	3.885	2.357	0.757	1.107	0.231	0.061	0.308
Oct-19	4.446	4.114	2.339	0.739	1.097	0.216	0.057	0.341
Nov-19	4.722	4.293	2.445	0.817	1.147	0.221	0.056	0.349
Dec-19	4.747	4.478	2.516	0.806	1.150	0.209	0.064	0.367
Jan-20	4.833	4.433	2.375	0.777	1.140	0.220	0.063	0.363
Feb-20	4.480	4.253	2.552	0.767	1.191	0.228	0.060	0.360
Mar-20	4.950	4.209	2.480	0.754	1.150	0.223	0.061	0.345
Apr-20	4.786	4.193	2.015	0.706	0.971	0.211	0.058	0.355
May-20	3.972	4.045	2.005	0.664	0.910	0.183	0.052	0.336
Jun-20	4.354	3.741	2.402	0.770	1.036	0.212	0.059	0.348
Jul-20	4.882	4.023	2.683	0.850	1.228	0.226	0.078	0.341
Aug-20	5.308	4.679	3.097	0.948	1.442	0.305	0.075	0.457
Sep-20	5.916	4.322	3.555	1.072	1.797	0.302	0.091	0.476
Oct-20	5.877	4.019	3.625	1.099	2.028	0.306	0.098	0.458
Nov-20	6.050	4.732	3.618	1.028	2.005	0.289	0.107	0.450
Dec-20	6.384	5.588	3.804	1.011	2.150	0.311	0.096	0.482
Jan-21	6.681	6.173	4.190	1.139	2.389	0.326	0.107	0.590
Feb-21	6.526	6.418	4.101	1.252	2.431	0.333	0.120	0.475
Mar-21	6.918	6.428	4.158	1.198	2.228	0.314	0.116	0.479
Apr-21	7.368	6.881	4.144	1.215	2.160	0.310	0.118	0.491
May-21	7.471	6.923	4.069	1.162	2.241	0.303	0.129	0.528
Jun-21	7.661	6.618	4.062	1.173	2.071	0.297	0.111	0.552
Jul-21	7.736	6.657	4.034	1.114	2.073	0.281	0.123	0.541
Aug-21	7.407	6.479	3.975	1.118	1.990	0.265	0.118	0.501
Sep-21	7.367	5.674	3.999	1.129	2.037	0.273	0.101	0.486
Oct-21	6.614	5.766	3.915	1.120	1.981	0.272	0.099	0.414
Nov-21	7.224	6.472	3.969	1.130	2.011	0.280	0.115	0.500
Dec-21	7.451	6.615	4.010	1.140	2.050	0.286	0.106	0.498
Jan-22	7.514	6.644	3.918	1.149	2.066	0.268	0.107	0.637
Feb-22	6.962	6.496	3.854	1.098	2.108	0.273	0.107	0.477
Mar-22	6.867	6.410	3.838	1.099	2.069	0.276	0.108	0.523
Apr-22	6.554	6.121	3.812	1.105	2.025	0.289	0.108	0.508
May-22	6.465	6.417	3.883	1.151	1.961	0.293	0.094	0.554
Jun-22	6.251	5.882	3.819	1.151	1.880	0.284	0.112	0.511
Jul-22	5.992	5.680	3.633	1.105	1.794	0.277	0.119	0.492
Aug-22	5.647	5.498	3.585	1.032	1.879	0.288	0.121	0.531
Sep-22	5.391	5.149	3.335	1.007	1.733	0.275	0.103	0.487
Oct-22	5.158	4.986	3.198	0.955	1.745	0.259	0.096	0.437
Nov-22	4.999	4.695	3.148	0.933	1.667	0.246	0.086	0.413
Dec-22	4.839	4.532	3.013	0.931	1.644	0.247	0.091	0.362
Jan-23	4.580	4.161	3.040	0.907	1.595	0.241	0.099	0.402
Feb-23	4.881	4.281	2.887	0.873	1.553	0.227	0.077	0.390
Mar-23	4.966	4.402	3.146	0.952	1.620	0.240	0.095	0.401
Apr-23	4.760	4.419	3.154	0.951	1.620	0.240	0.075	0.385
May-23	5.307	4.701	3.237	0.962	1.724	0.268	0.079	0.381
Jun-23	5.043	4.575	3.142	0.922	1.689	0.232	0.080	0.366
Jul-23	5.019	4.383	3.047	0.861	1.604	0.208	0.063	0.364
Aug-23	5.168	4.572	3.112	0.978	1.684	0.241	0.084	0.355
Sep-23	5.181	4.813	3.182	0.955	1.588	0.225	0.077	0.374
Oct-23	5.572	4.982	3.347	0.993	1.922	0.258	0.083	0.380
Nov-23	5.402	5.081	3.479	1.065	1.849	0.218	0.088	0.423
Dec-23	5.181	4.952	3.276	1.000	1.803	0.225	0.083	0.374

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In December 2023 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in Queensland fell 2.8%, in New South Wales fell 0.9%, in the Australian Capital Territory fell 7.3%, in South Australia fell 2.8%, in Victoria fell 0.6% and in the Northern Territory fell 19.3%
in Western Australia rose 5.6% and in Tasmania rose 4.6%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-05	1.697	0.975	1.134	0.287	0.891	0.045	0.034	0.087
Jan-06	1.684	0.941	1.271	0.296	0.984	0.054	0.031	0.081
Feb-06	1.612	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.593	0.997	1.221	0.289	1.063	0.063	0.034	0.080
Apr-06	1.419	1.001	1.270	0.291	1.080	0.044	0.035	0.076
May-06	1.717	1.085	1.304	0.307	1.136	0.048	0.035	0.077
Jun-06	1.850	1.104	1.444	0.313	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.570	1.075	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.408	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.278	0.949	0.060	0.038	0.064
Dec-06	1.390	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.449	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.601	1.126	1.625	0.340	0.952	0.060	0.049	0.083
Apr-07	1.578	1.180	1.668	0.358	0.974	0.061	0.057	0.099
May-07	1.728	1.294	1.772	0.387	1.024	0.064	0.054	0.112
Jun-07	1.931	1.356	1.861	0.420	1.077	0.067	0.051	0.115
Jul-07	1.724	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.665	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.587	1.388	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.444	1.356	1.738	0.417	0.948	0.050	0.039	0.095
Nov-07	1.546	1.445	1.773	0.427	0.934	0.054	0.038	0.102
Dec-07	1.508	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.435	1.482	1.638	0.391	0.947	0.067	0.044	0.106
Feb-08	1.382	1.445	1.524	0.414	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.416	0.380	0.714	0.052	0.040	0.093
Apr-08	1.275	1.296	1.348	0.361	0.703	0.057	0.040	0.089
May-08	1.181	1.211	1.210	0.344	0.689	0.052	0.035	0.081
Jun-08	1.174	1.214	1.143	0.336	0.710	0.050	0.038	0.084
Jul-08	1.213	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.292	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.292	1.256	1.062	0.352	0.672	0.046	0.048	0.094
Nov-08	1.190	1.190	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.285	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.321	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.311	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.604	0.050	0.051	0.106
Apr-09	1.377	1.290	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.391	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.502	1.287	1.221	0.308	0.693	0.047	0.044	0.110
Jul-09	1.486	1.365	1.306	0.375	0.685	0.065	0.058	0.120
Aug-09	1.567	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.240	0.369	0.819	0.073	0.062	0.119
Oct-09	1.529	1.429	1.341	0.364	0.835	0.065	0.074	0.125
Nov-09	1.595	1.569	1.323	0.382	0.898	0.070	0.064	0.123
Dec-09	1.563	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.599	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.583	1.577	1.301	0.389	0.790	0.061	0.057	0.121
Mar-10	1.654	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.670	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.676	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.561	1.622	1.057	0.380	0.596	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.410	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.558	1.576	1.061	0.370	0.627	0.068	0.037	0.116
Dec-10	1.742	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.574	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.690	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.525	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.549	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.583	1.478	0.959	0.358	0.581	0.060	0.034	0.121
Sep-11	1.572	1.439	1.007	0.316	0.591	0.055	0.040	0.119
Oct-11	1.538	1.361	1.003	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.642	1.424	1.074	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.469	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.704	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.690	1.417	1.139	0.297	0.653	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.052	0.131
Aug-12	1.849	1.336	1.061	0.298	0.661	0.049	0.051	0.135
Sep-12	1.849	1.391	1.024	0.299	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.111	0.310	0.675	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.740	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.315	0.790	0.046	0.052	0.125
Feb-13	2.259	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.335	0.866	0.050	0.057	0.120
Apr-13	2.357	1.633	1.195	0.347	0.887	0.053	0.058	0.142
May-13	2.451	1.607	1.291	0.360	0.903	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.325	0.818	0.046	0.048	0.148
Jul-13	2.575	1.713	1.200	0.376	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.837	0.047	0.069	0.153
Sep-13	2.894	1.829	1.263	0.389	0.810	0.052	0.070	0.159
Oct-13	3.045	1.885	1.352	0.389	0.843	0.051	0.072	0.141
Nov-13	3.185	1.911	1.341	0.379	0.962	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.880	1.370	0.353	0.909	0.060	0.073	0.116
Feb-14	3.149	1.892	1.400	0.371	0.895	0.052	0.084	0.148
Mar-14	3.350	1.958	1.352	0.358	0.887	0.055	0.076	0.167
Apr-14	3.291	1.999	1.374	0.361	0.927	0.054	0.078	0.128
May-14	3.352	1.992	1.371	0.370	0.923	0.060	0.078	0.123
Jun-14	3.187	2.036	1.392	0.361	0.924	0.063	0.090	0.121
Jul-14	3.468	2.021	1.417	0.386	0.954	0.059	0.086	0.116
Aug-14	3.508	2.069	1.428	0.399	0.934	0.076	0.095	0.125
Sep-14	3.779	2.061	1.456	0.372	1.011	0.060	0.076	0.117
Oct-14	3.914	2.164	1.448	0.417	0.944	0.070	0.080	0.130
Nov-14	3.899	2.141	1.379	0.407	0.951	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.916	0.062	0.074	0.144
Jan-15	4.033	2.247	1.404	0.408	0.781	0.060	0.052	0.144
Feb-15	3.922	2.163	1.398	0.394	0.835	0.067	0.057	0.126
Mar-15	4.290	2.287	1.450	0.417	0.854	0.061	0.069	0.142
Apr-15	4.379	2.440	1.540	0.459	0.845	0.066	0.060	0.143
May-15	4.075	2.259	1.486	0.396	0.758	0.057	0.053	0.134
Jun-15	4.064	2.216	1.441	0.415	0.741	0.064	0.052	0.134
Jul-15	3.922	2.125	1.466	0.360	0.698	0.060	0.039	0.138
Aug-15	3.639	2.013	1.442	0.344	0.742	0.054	0.035	0.122
Sep-15	3.199	1.768	1.379	0.392	0.539	0.047	0.036	0.088
Oct-15	3.017	1.655	1.188	0.313	0.505	0.051	0.036	0.097
Nov-15	2.762	1.736	1.177	0.311	0.454	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.065	0.029	0.088
Jan-16	2.751	1.677	1.212	0.329	0.436	0.056	0.031	0.095
Feb-16	2.836	1.716	1.244	0.323	0.425	0.055	0.031	0.079
Mar-16	2.834	1.676	1.192	0.318	0.396	0.058	0.019	0.103
Apr-16	3.014	1.768	1.227	0.334	0.398	0.050	0.026	0.104
May-16	3.231	1.786	1.268	0.342	0.406	0.059	0.027	0.117
Jun-16	3.350	1.889	1.245	0.344	0.422	0.059	0.027	0.121
Jul-16	3.541	1.911	1.235	0.328	0.413	0.055	0.021	0.112
Aug-16	3.533	1.857	1.244	0.347	0.399	0.061	0.026	0.112
Sep-16	3.933	2.098	1.292	0.326	0.419	0.051	0.023	0.132
Oct-16	4.035	2.190	1.369	0.341	0.433	0.061	0.020	0.126
Nov-16	4.169	2.295	1.401	0.350	0.415	0.067	0.020	0.146
Dec-16	4.180	2.306	1.390	0.350	0.415	0.072	0.022	0.157
Jan-17	4.261	2.398	1.354	0.354	0.431	0.074	0.026	0.153
Feb-17	4.121	2.277	1.321	0.325	0.450	0.072	0.023	0.145
Mar-17	4.176	2.408	1.313	0.345	0.416	0.072	0.023	0.145
Apr-17	4.129	2.328	1.231	0.326	0.383	0.075	0.019	0.142
May-17	4.009	2.259	1.137	0.312	0.342	0.066	0.017	0.148
Jun-17	3.821	2.272	1.134	0.311	0.355	0.065	0.018	0.143
Jul-17	3.689	2.084	1.120	0.325	0.372	0.068	0.020	0.140
Aug-17	3.764	2.208	1.037	0.319	0.355	0.067	0.020	0.121
Sep-17	3.642	2.236	1.032	0.319	0.352	0.072	0.018	0.149
Oct-17	3.602	2.125	0.964	0.299	0.370	0.064	0.019	0.158
Nov-17	3.344	2.124	0.957	0.314	0.370	0.086	0.020	0.135
Dec-17	3.235	2.120	0.908	0.303	0.365	0.072	0.017	0.132
Jan-18	3.179	2.027	0.981	0.276	0.342	0.072	0.012	0.130
Feb-18	3.331	2.043	0.899	0.290	0.310	0.068	0.014	0.138
Mar-18	2.914	1.869	0.849	0.268	0.294	0.073	0.016	0.152
Apr-18	2.923	1.819	0.899	0.273	0.268	0.071	0.015	0.126
May-18	2.921	1.869	0.909	0.263	0.302	0.070	0.016	0.128
Jun-18	2.886	1.769	0.957	0.230	0.281	0.069	0.013	0.122
Jul-18	2.793	1.816	0.945	0.285	0.280	0.074	0.013	0.115
Aug-18	2.704	1.700	0.861	0.251	0.291	0.074	0.012	0.116
Sep-18	2.620	1.686	0.793	0.257	0.267	0.067	0.015	0.108
Oct-18	2.426	1.725	0.842	0.291	0.270	0.068	0.012	0.118
Nov-18	2.372	1.562	0.748	0.241	0.243	0.067	0.012	0.106
Dec-18	2.291	1.465	0.725	0.241	0.222	0.065	0.011	0.106
Jan-19	2.168	1.448	0.716	0.239	0.219	0.057	0.010	0.103
Feb-19	2.181	1.433	0.715	0.245	0.215	0.063	0.011	0.107
Mar-19	2.068	1.381	0.687	0.223	0.235	0.062	0.010	0.098
Apr-19	2.021	1.352	0.684	0.229	0.226	0.071	0.010	0.106
May-19	2.004	1.352	0.693	0.240	0.204	0.065	0.010	0.102
Jun-19	2.063	1.371	0.687	0.233	0.192	0.057	0.010	0.096
Jul-19	2.095	1.461	0.719	0.240	0.217	0.070	0.011	0.109
Aug-19	2.174	1.568	0.758	0.254	0.241	0.079	0.008	0.110
Sep-19	2.134	1.530	0.765	0.243	0.237	0.070	0.012	0.088
Oct-19	2.089	1.642	0.780	0.228	0.224	0.070	0.011	0.127
Nov-19	2.220	1.702	0.786	0.238	0.234	0.073	0.019	0.133
Dec-19	2.240	1.723	0.816	0.251	0.234	0.067	0.015	0.128
Jan-20	2.198	1.664	0.805	0.265	0.245	0.068	0.012	0.119
Feb-20	2.095	1.648	0.859	0.205	0.247	0.078	0.016	0.073
Mar-20	2.044	1.507	0.786	0.224	0.226	0.067	0.012	0.110
Apr-20	2.027	1.680	0.574	0.209	0.174	0.054	0.013	0.084
May-20	1.717	1.318	0.535	0.187	0.156	0.049	0.008	0.097
Jun-20	1.945	1.313	0.629	0.216	0.189	0.064	0.013	0.088
Jul-20	2.036	1.360	0.664	0.222	0.223	0.065	0.008	0.090
Aug-20	2.015	1.410	0.758	0.245	0.291	0.062	0.011	0.138
Sep-20	2.321	1.445	0.810	0.281	0.349	0.070	0.012	0.135
Oct-20	2.393	1.199	0.855	0.268	0.317	0.085	0.016	0.132
Nov-20	2.428	1.328	0.907	0.263	0.376	0.066	0.012	0.152
Dec-20	2.604	1.573	1.032	0.260	0.378	0.097	0.014	0.154
Jan-21	2.736	1.756	1.114	0.280	0.387	0.098	0.023	0.195
Feb-21	2.795	1.944	1.168	0.309	0.408	0.092	0.019	0.178
Mar-21	3.067	2.112	1.326	0.324	0.439	0.097	0.021	0.170
Apr-21	3.220	2.193	1.449	0.348	0.458	0.088	0.031	0.162
May-21	3.510	2.496	1.494	0.359	0.484	0.119	0.025	0.188
Jun-21	3.642	2.449	1.582	0.396	0.495	0.121	0.024	0.235
Jul-21	3.851	2.488	1.737	0.396	0.507	0.118	0.028	0.239
Aug-21	3.897	2.563	1.843	0.402	0.525	0.120	0.043	0.240
Sep-21	3.990	2.599	1.922	0.453	0.582	0.129	0.031	0.237
Oct-21	3.878	2.590	2.171	0.486	0.595	0.132	0.050	0.230
Nov-21	4.264	2.739	2.195	0.517	0.616	0.135	0.035	0.218
Dec-21	4.327	2.884	2.246	0.524	0.611	0.135	0.035	0.230
Jan-22	4.570	3.039	2.272	0.543	0.652	0.129	0.033	0.300
Feb-22	4.386	3.048	2.328	0.512	0.691	0.133	0.027	0.250
Mar-22	4.274	3.012	2.304	0.553	0.726	0.135	0.036	0.278
Apr-22	4.140	2.971	2.203	0.540	0.703	0.125	0.035	0.280
May-22	3.951	2.889	2.139	0.531	0.730	0.134	0.032	0.270
Jun-22	3.692	2.770	2.108	0.504	0.678	0.142	0.036	0.248
Jul-22	3.480	2.522	1.903	0.524	0.670	0.113	0.033	0.232
Aug-22	3.331	2.436	1.800	0.494	0.669	0.116	0.030	0.244
Sep-22	3.165	2.401	1.734	0.458	0.628	0.092	0.032	0.221
Oct-22	3.073	2.335	1.590	0.438	0.633	0.087	0.032	0.233
Nov-22	3.042	2.243	1.585	0.419	0.641	0.079	0.025	0.198
Dec-22	2.910	2.107	1.518	0.440	0.673	0.088	0.026	0.205
Jan-23	2.941	2.009	1.507	0.381	0.597	0.077	0.040	0.264
Feb-23	3.125	1.916	1.430	0.408	0.623	0.094	0.028	0.163
Mar-23	3.105	1.980	1.534	0.395	0.649	0.084	0.028	0.188
Apr-23	3.000	1.948	1.545	0.417	0.680	0.082	0.024	0.135
May-23	3.245	2.128	1.629	0.489	0.693	0.087	0.033	0.182
Jun-23	3.349	2.117	1.700	0.460	0.733	0.089	0.031	0.207
Jul-23	3.336	2.084	1.828	0.449	0.723	0.092	0.044	0.191
Aug-23	3.382	2.067	1.756	0.474	0.831	0.089	0.034	0.177
Sep-23	3.459	2.221	1.762	0.470	0.849	0.074	0.028	0.200
Oct-23	3.633	2.274	1.881	0.507	0.900	0.094	0.027	0.181
Nov-23	3.581	2.309	1.947	0.538	0.910	0.083	0.028	0.213
Dec-23	3.550	2.295	1.893	0.523	0.961	0.087	0.023	0.198

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In December 2023, in original terms:

the value of new variable rate loan commitments funded in the month fell 5.3%
the value of new fixed rate loan commitments funded in the month fell 1.8%

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4
Nov-23	1.056	52.23
Dec-23	1.037	49.473

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

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[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In December 2023, in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings, excluding land, alterations and additions):

rose 2.6% at the national level from $608k to a new record high of $624k

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	615.054	780.762	643.067	536.304	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.144	725.335	623.974	523.191	462.024	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	NA	NA
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.947	434.928	611.905
Nov-22	601.864	752.296	618.333	532.514	479.305	478.474	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811
Jan-23	601.252	767.019	639.741	523.297	489.789	478.486	457.373	427.66	573.777
Feb-23	585.557	726.902	618.34	514.362	486.894	480.146	450.114	NA	NA
Mar-23	576.951	710.248	590.726	518.133	473.855	476.489	456.897	463.184	606.569
Apr-23	584.975	726.02	598.782	519.898	504.52	468.623	436.712	NA	NA
May-23	584.778	720.458	599.398	521.574	467.471	472.117	465.313	425.51	588.356
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.398	762.472	608.839	548.149	507.02	496.212	457.25	434.848	602.178
Nov-23	608.448	754.832	602.471	557.51	510.057	497.275	444.726	429.333	598.643
Dec-23	624.383	785.405	613.018	572.439	519.478	509.275	462.661	437.572	622.204

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In December 2023 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level fell 8.4% to 9,491, after a rise of 4.0% in November. It was 12.9% higher compared to a year ago.
in Queensland fell 14.1%, in Victoria fell 3.7%, in Western Australia fell 6.3%, in New South Wales fell 3.7% and in the Australian Capital Territory fell 14.6%
in South Australia rose 2.6%, in Tasmania rose 5.6% and in the Northern Territory rose 5.8%

Additional information

New loan commitments to owner-occupier first home buyers (original), number
	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	9 860	38.0%	32.6%
New South Wales	2 380	36.6%	31.3%
Victoria	3 253	42.1%	36.2%
Queensland	1 746	33.3%	28.1%
South Australia	696	37.9%	31.6%
Western Australia	1 317	39.3%	34.1%
Tasmania	153	32.8%	28.0%
Northern Territory	72	41.6%	36.5%
Australian Capital Territory	243	38.8%	35.8%

a. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

b. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Dec-05	9,769
Jan-06	9,684
Feb-06	9,837
Mar-06	10,386
Apr-06	10,449
May-06	10,177
Jun-06	10,034
Jul-06	10,029
Aug-06	9,420
Sep-06	9,821
Oct-06	9,760
Nov-06	9,704
Dec-06	9,584
Jan-07	9,503
Feb-07	9,783
Mar-07	10,031
Apr-07	10,470
May-07	10,064
Jun-07	10,354
Jul-07	10,162
Aug-07	10,317
Sep-07	10,099
Oct-07	10,431
Nov-07	10,615
Dec-07	10,610
Jan-08	10,737
Feb-08	10,019
Mar-08	9,029
Apr-08	8,585
May-08	8,195
Jun-08	8,186
Jul-08	8,454
Aug-08	8,289
Sep-08	8,285
Oct-08	8,213
Nov-08	10,331
Dec-08	12,212
Jan-09	13,865
Feb-09	14,680
Mar-09	16,261
Apr-09	16,765
May-09	16,660
Jun-09	16,476
Jul-09	14,838
Aug-09	13,961
Sep-09	14,262
Oct-09	14,047
Nov-09	11,280
Dec-09	10,065
Jan-10	9,313
Feb-10	8,341
Mar-10	7,328
Apr-10	7,125
May-10	7,251
Jun-10	6,693
Jul-10	6,844
Aug-10	6,654
Sep-10	6,647
Oct-10	6,401
Nov-10	6,653
Dec-10	7,085
Jan-11	6,462
Feb-11	6,156
Mar-11	6,661
Apr-11	6,839
May-11	6,776
Jun-11	6,684
Jul-11	6,637
Aug-11	6,836
Sep-11	7,270
Oct-11	7,826
Nov-11	8,084
Dec-11	9,219
Jan-12	8,817
Feb-12	7,097
Mar-12	7,200
Apr-12	7,321
May-12	7,471
Jun-12	7,707
Jul-12	7,996
Aug-12	8,016
Sep-12	8,008
Oct-12	7,849
Nov-12	7,414
Dec-12	7,003
Jan-13	7,210
Feb-13	7,145
Mar-13	7,537
Apr-13	7,623
May-13	7,748
Jun-13	7,956
Jul-13	8,142
Aug-13	7,915
Sep-13	7,739
Oct-13	7,687
Nov-13	7,684
Dec-13	7,222
Jan-14	7,620
Feb-14	7,683
Mar-14	7,615
Apr-14	7,363
May-14	7,540
Jun-14	7,595
Jul-14	7,219
Aug-14	7,512
Sep-14	7,441
Oct-14	7,500
Nov-14	7,217
Dec-14	7,075
Jan-15	7,017
Feb-15	7,301
Mar-15	7,411
Apr-15	7,366
May-15	6,799
Jun-15	7,048
Jul-15	6,938
Aug-15	6,894
Sep-15	6,799
Oct-15	6,509
Nov-15	6,596
Dec-15	6,922
Jan-16	6,877
Feb-16	6,945
Mar-16	6,769
Apr-16	7,117
May-16	6,952
Jun-16	6,997
Jul-16	6,723
Aug-16	6,476
Sep-16	6,589
Oct-16	6,691
Nov-16	6,725
Dec-16	6,840
Jan-17	6,812
Feb-17	6,693
Mar-17	6,933
Apr-17	7,017
May-17	6,998
Jun-17	7,619
Jul-17	8,582
Aug-17	9,154
Sep-17	8,837
Oct-17	8,864
Nov-17	9,242
Dec-17	8,821
Jan-18	8,954
Feb-18	8,906
Mar-18	8,731
Apr-18	8,538
May-18	8,588
Jun-18	8,699
Jul-18	8,852
Aug-18	8,588
Sep-18	8,474
Oct-18	8,583
Nov-18	8,701
Dec-18	7,725
Jan-19	7,808
Feb-19	7,885
Mar-19	7,810
Apr-19	7,878
May-19	7,986
Jun-19	8,421
Jul-19	8,530
Aug-19	9,121
Sep-19	9,114
Oct-19	9,223
Nov-19	9,482
Dec-19	9,631
Jan-20	9,637
Feb-20	9,644
Mar-20	9,603
Apr-20	9,386
May-20	8,427
Jun-20	9,310
Jul-20	10,732
Aug-20	12,909
Sep-20	13,626
Oct-20	13,698
Nov-20	14,144
Dec-20	15,280
Jan-21	16,436
Feb-21	15,871
Mar-21	15,231
Apr-21	14,691
May-21	14,695
Jun-21	13,750
Jul-21	13,046
Aug-21	12,566
Sep-21	12,179
Oct-21	11,377
Nov-21	11,733
Dec-21	11,773
Jan-22	11,649
Feb-22	10,589
Mar-22	10,956
Apr-22	10,185
May-22	10,683
Jun-22	10,040
Jul-22	8,986
Aug-22	9,861
Sep-22	9,294
Oct-22	9,072
Nov-22	8,638
Dec-22	8,405
Jan-23	8,287
Feb-23	7,829
Mar-23	9,000
Apr-23	9,153
May-23	9,514
Jun-23	9,569
Jul-23	8,759
Aug-23	9,167
Sep-23	9,327
Oct-23	9,966
Nov-23	10,363
Dec-23	9,491

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Dec-05	2,401	2,953	2,028	602	1,407	167	153	115
Jan-06	2,261	2,656	2,120	608	1,474	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,727	2,588	2,351	643	1,510	222	143	176
Apr-06	2,942	2,646	2,321	636	1,460	231	141	142
May-06	2,631	2,631	2,379	624	1,289	202	127	142
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,460	2,391	622	1,113	176	73	174
Sep-06	2,550	2,566	2,426	679	1,091	205	86	183
Oct-06	2,649	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,335	690	958	198	90	180
Dec-06	2,563	2,567	2,370	636	968	184	97	158
Jan-07	2,625	2,463	2,413	630	944	147	99	140
Feb-07	2,600	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,469	729	1,002	175	108	165
Apr-07	2,843	2,707	2,653	644	1,103	177	90	156
May-07	2,704	2,715	2,548	664	1,026	184	91	138
Jun-07	2,740	2,686	2,513	615	1,325	190	95	167
Jul-07	2,730	2,662	2,419	631	1,344	155	70	157
Aug-07	2,694	2,839	2,525	631	1,354	168	83	137
Sep-07	2,528	2,846	2,430	601	1,253	203	88	138
Oct-07	2,783	2,905	2,447	648	1,250	219	81	137
Nov-07	2,802	2,969	2,459	653	1,279	210	80	139
Dec-07	2,761	2,953	2,435	695	1,298	215	71	152
Jan-08	2,782	3,063	2,314	662	1,424	195	73	149
Feb-08	2,724	2,975	2,112	660	1,275	249	78	94
Mar-08	2,396	2,496	1,785	623	1,192	176	52	125
Apr-08	2,440	2,340	1,711	637	1,190	164	63	150
May-08	2,298	2,263	1,584	591	1,088	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,523	647	1,214	195	93	109
Aug-08	2,355	2,267	1,486	620	1,165	204	79	129
Sep-08	2,346	2,282	1,642	546	1,115	175	62	122
Oct-08	2,203	2,313	1,644	565	1,118	161	81	157
Nov-08	2,972	2,541	2,242	758	1,291	242	103	149
Dec-08	3,532	2,945	2,563	997	1,531	290	120	207
Jan-09	4,051	3,385	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,186	3,966	3,487	1,080	1,925	360	116	266
Apr-09	5,083	4,131	3,498	1,171	2,046	239	119	289
May-09	4,965	4,052	3,572	1,243	2,163	259	108	297
Jun-09	4,930	4,030	3,418	1,191	2,180	364	113	301
Jul-09	4,331	3,872	2,847	1,075	2,048	296	106	247
Aug-09	4,025	3,796	2,819	994	1,739	245	92	223
Sep-09	3,880	3,901	2,734	1,002	2,181	265	96	265
Oct-09	3,562	4,101	2,587	1,048	2,092	250	101	249
Nov-09	2,902	3,437	1,865	760	1,898	227	59	201
Dec-09	2,534	3,080	1,750	660	1,603	193	52	159
Jan-10	2,354	2,915	1,593	619	1,402	182	57	124
Feb-10	2,086	3,023	1,358	504	1,198	138	56	176
Mar-10	1,876	2,375	1,249	512	1,030	130	36	142
Apr-10	2,000	2,255	1,186	458	885	130	56	125
May-10	2,103	2,299	1,180	460	876	115	52	115
Jun-10	1,884	2,160	1,148	447	826	107	45	107
Jul-10	1,956	2,173	1,192	446	710	114	46	118
Aug-10	1,797	2,116	1,179	470	807	129	51	109
Sep-10	1,804	2,090	1,168	447	843	130	46	115
Oct-10	1,628	2,031	1,155	424	899	115	40	108
Nov-10	1,743	2,043	1,243	448	934	107	43	116
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	945	123	45	102
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,888	1,962	1,174	414	1,015	117	68	88
Apr-11	1,865	1,964	1,216	374	1,011	129	49	122
May-11	1,951	1,917	1,190	389	1,077	127	51	115
Jun-11	1,843	1,904	1,235	402	1,005	121	59	119
Jul-11	1,788	1,931	1,228	400	945	123	57	114
Aug-11	1,800	1,980	1,310	400	1,047	118	60	110
Sep-11	2,089	1,913	1,344	455	1,140	105	59	108
Oct-11	2,420	2,023	1,488	446	1,094	116	62	110
Nov-11	2,829	1,957	1,435	436	1,156	115	54	133
Dec-11	3,419	2,075	1,653	449	1,181	104	65	124
Jan-12	2,949	2,088	1,787	464	1,378	105	67	127
Feb-12	1,657	2,108	1,478	477	1,240	124	74	111
Mar-12	1,367	2,139	1,626	442	1,270	87	85	112
Apr-12	1,479	2,027	1,692	513	1,311	81	75	111
May-12	1,553	2,289	1,647	447	1,290	114	73	124
Jun-12	1,573	2,393	1,616	433	1,343	119	72	89
Jul-12	1,601	2,677	1,499	469	1,400	115	77	139
Aug-12	1,712	2,298	1,655	476	1,458	119	72	135
Sep-12	1,928	2,184	1,641	473	1,434	136	66	120
Oct-12	1,585	2,217	1,852	462	1,442	135	76	120
Nov-12	1,326	2,128	1,594	485	1,529	123	86	112
Dec-12	1,086	2,105	1,465	502	1,550	118	88	113
Jan-13	1,119	2,176	1,453	520	1,559	125	104	133
Feb-13	1,203	2,166	1,442	559	1,520	131	69	136
Mar-13	1,157	2,246	1,506	576	1,666	114	58	135
Apr-13	1,273	2,210	1,567	599	1,716	127	56	141
May-13	1,209	2,330	1,574	573	1,761	144	67	140
Jun-13	1,246	2,389	1,634	584	1,717	142	52	127
Jul-13	1,379	2,566	1,591	658	1,650	143	72	142
Aug-13	1,337	2,219	1,519	629	1,630	163	52	158
Sep-13	1,294	2,271	1,574	619	1,607	164	50	161
Oct-13	1,296	2,140	1,616	664	1,615	173	57	134
Nov-13	1,357	2,173	1,580	689	1,542	170	59	132
Dec-13	1,293	2,063	1,498	652	1,444	136	51	140
Jan-14	1,337	2,084	1,554	689	1,613	151	50	130
Feb-14	1,359	2,042	1,657	644	1,662	159	68	142
Mar-14	1,383	1,976	1,590	604	1,699	182	61	146
Apr-14	1,307	1,970	1,508	614	1,616	169	71	120
May-14	1,317	1,946	1,584	614	1,702	177	72	128
Jun-14	1,358	1,878	1,499	602	1,824	213	70	143
Jul-14	1,221	1,930	1,512	554	1,598	183	70	144
Aug-14	1,319	2,017	1,680	501	1,522	152	71	148
Sep-14	1,372	2,093	1,611	419	1,523	153	93	156
Oct-14	1,358	2,114	1,577	451	1,567	132	98	189
Nov-14	1,327	2,061	1,515	409	1,524	112	77	158
Dec-14	1,280	2,104	1,524	436	1,456	169	83	162
Jan-15	1,311	2,035	1,452	396	1,315	167	80	167
Feb-15	1,362	2,144	1,609	383	1,469	158	53	164
Mar-15	1,417	2,132	1,634	411	1,468	141	53	151
Apr-15	1,309	2,111	1,586	383	1,597	146	44	169
May-15	1,234	1,994	1,571	396	1,386	127	34	165
Jun-15	1,294	2,008	1,604	412	1,423	124	48	161
Jul-15	1,279	1,976	1,641	399	1,395	112	32	133
Aug-15	1,201	2,018	1,542	399	1,365	126	36	127
Sep-15	1,200	2,032	1,499	441	1,349	101	33	149
Oct-15	1,139	1,948	1,393	347	1,314	109	27	123
Nov-15	1,081	2,039	1,475	391	1,273	116	35	155
Dec-15	1,195	2,195	1,612	405	1,243	153	31	140
Jan-16	1,231	2,028	1,614	394	1,210	163	44	157
Feb-16	1,223	2,150	1,660	406	1,231	152	36	145
Mar-16	1,080	2,072	1,600	425	1,175	144	40	139
Apr-16	1,303	2,234	1,591	444	1,272	168	43	146
May-16	1,209	2,249	1,652	464	1,184	164	42	156
Jun-16	1,297	2,188	1,558	429	1,194	139	43	152
Jul-16	1,110	2,119	1,572	407	1,210	143	57	149
Aug-16	1,058	1,891	1,650	406	1,134	147	47	130
Sep-16	1,017	2,024	1,611	404	1,129	140	37	115
Oct-16	1,061	2,078	1,642	434	1,129	132	37	124
Nov-16	1,048	2,055	1,660	406	1,177	153	43	128
Dec-16	1,150	2,107	1,791	346	1,138	137	44	149
Jan-17	1,140	2,083	1,681	404	1,113	126	30	191
Feb-17	1,057	2,035	1,737	402	1,166	141	50	105
Mar-17	1,139	2,087	1,772	457	1,163	146	57	117
Apr-17	1,148	2,093	1,884	409	1,226	132	58	176
May-17	1,228	2,020	1,868	420	1,294	127	51	168
Jun-17	1,274	2,064	2,094	443	1,350	132	67	218
Jul-17	1,656	2,562	2,085	459	1,502	132	58	213
Aug-17	1,941	2,753	1,988	463	1,413	134	59	229
Sep-17	1,913	2,905	1,792	470	1,260	142	71	220
Oct-17	1,877	2,902	1,839	448	1,225	151	71	224
Nov-17	1,975	2,909	2,026	483	1,191	154	45	227
Dec-17	1,938	2,859	1,960	470	1,234	150	61	199
Jan-18	2,009	2,938	1,974	460	1,192	140	66	212
Feb-18	2,177	2,843	1,833	472	1,166	146	65	300
Mar-18	1,923	2,881	1,769	449	1,153	154	51	231
Apr-18	2,067	2,774	1,825	471	1,201	148	55	225
May-18	2,123	2,763	1,872	467	1,197	162	63	155
Jun-18	2,015	2,836	1,980	444	1,131	163	60	169
Jul-18	1,995	2,821	2,070	493	1,141	191	56	166
Aug-18	1,983	2,666	1,793	505	1,123	171	45	172
Sep-18	1,905	2,595	1,751	498	1,154	160	88	173
Oct-18	1,965	2,642	1,724	514	1,199	222	63	199
Nov-18	1,993	2,621	1,680	511	1,178	178	76	223
Dec-18	1,871	2,456	1,502	480	1,076	160	79	166
Jan-19	1,768	2,437	1,550	489	1,047	171	66	141
Feb-19	1,917	2,533	1,528	509	1,096	167	62	136
Mar-19	1,819	2,546	1,565	478	1,067	165	75	150
Apr-19	1,877	2,588	1,557	505	1,076	187	123	130
May-19	1,965	2,667	1,557	505	1,113	147	89	144
Jun-19	1,989	2,737	1,621	519	1,138	183	69	147
Jul-19	2,161	2,813	1,641	503	1,175	134	71	188
Aug-19	2,217	2,919	1,704	503	1,182	196	70	193
Sep-19	2,209	2,876	1,749	516	1,189	202	65	210
Oct-19	2,164	3,040	1,757	514	1,099	183	70	209
Nov-19	2,322	3,098	1,745	516	1,162	192	54	232
Dec-19	2,320	3,382	1,765	541	1,163	167	67	241
Jan-20	2,324	3,188	1,823	534	1,193	189	65	211
Feb-20	2,406	3,066	1,988	522	1,220	183	65	240
Mar-20	2,595	3,086	1,854	516	1,184	198	92	222
Apr-20	2,453	3,213	1,654	499	1,092	175	72	239
May-20	2,067	2,979	1,567	484	1,004	150	65	242
Jun-20	2,421	2,958	1,914	578	1,171	192	83	235
Jul-20	2,646	3,323	2,224	653	1,453	212	101	247
Aug-20	2,914	4,017	2,694	739	1,713	292	101	266
Sep-20	3,198	3,632	2,979	933	2,014	244	112	293
Oct-20	3,211	3,320	3,095	895	2,216	331	112	300
Nov-20	3,203	3,853	3,101	815	2,238	249	131	268
Dec-20	3,451	4,577	3,252	863	2,414	253	97	328
Jan-21	3,456	4,958	3,500	947	2,603	259	117	326
Feb-21	3,308	4,817	3,446	1,089	2,510	280	150	288
Mar-21	3,542	4,611	3,099	993	2,359	258	130	317
Apr-21	3,498	4,689	3,107	948	2,180	255	119	300
May-21	3,451	4,594	3,000	886	2,265	245	108	292
Jun-21	3,380	4,373	2,686	890	1,923	239	138	317
Jul-21	3,243	4,067	2,607	801	1,913	219	109	340
Aug-21	2,916	3,894	2,632	712	1,790	199	90	281
Sep-21	2,839	3,157	2,614	744	1,915	219	77	250
Oct-21	2,746	3,230	2,424	692	1,598	197	72	225
Nov-21	2,772	3,649	2,411	701	1,622	175	92	265
Dec-21	2,701	3,625	2,391	660	1,854	197	71	270
Jan-22	2,707	3,690	2,171	668	1,682	163	65	298
Feb-22	2,330	3,517	2,060	620	1,669	166	61	201
Mar-22	2,491	3,482	2,110	616	1,714	156	62	289
Apr-22	2,375	3,354	2,118	622	1,637	157	58	310
May-22	2,383	3,418	2,111	614	1,552	173	74	325
Jun-22	2,189	3,196	2,086	590	1,448	173	74	292
Jul-22	2,079	2,850	1,741	566	1,387	164	74	290
Aug-22	2,085	3,130	1,994	571	1,526	208	83	297
Sep-22	2,003	2,917	1,817	524	1,345	159	82	273
Oct-22	1,982	2,788	1,829	531	1,319	132	72	263
Nov-22	1,894	2,647	1,771	510	1,274	158	62	199
Dec-22	1,947	2,580	1,751	537	1,187	160	63	209
Jan-23	1,777	2,450	1,704	524	1,211	148	70	238
Feb-23	1,847	2,318	1,711	482	1,131	146	70	253
Mar-23	2,196	2,607	1,895	569	1,291	162	75	247
Apr-23	2,222	2,631	1,861	587	1,354	161	71	225
May-23	2,502	2,822	1,909	591	1,400	164	68	258
Jun-23	2,348	3,023	1,908	595	1,375	155	44	307
Jul-23	2,180	2,818	1,666	549	1,260	155	48	210
Aug-23	2,289	2,857	1,676	606	1,210	137	54	209
Sep-23	2,088	3,074	1,734	625	1,256	133	50	239
Oct-23	2,488	3,174	1,719	632	1,344	218	69	248
Nov-23	2,372	3,149	1,972	654	1,431	144	69	280
Dec-23	2,284	3,033	1,694	671	1,341	152	73	239

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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Data downloads

Download all (261.88 KB)

Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [73.13 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [260.41 KB]

Download all (715.17 KB)

Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [109.23 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [104.52 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [69.25 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [69.27 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [69 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [68.02 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.64 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.65 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.29 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [71.18 KB]

Download all (602.06 KB)

Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [66.75 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [103.17 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.76 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [58.62 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [58.45 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [57.86 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [58.15 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.82 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [67.37 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [67.78 KB]

Download all (246.64 KB)

Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [58.27 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [147.17 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [57.41 KB]

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

Download xlsx [45.75 KB]

Download all (135.6 KB)

Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [90.67 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.25 KB]

Download all (456.05 KB)

Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [81.17 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [100.23 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [74.95 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [58.33 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [71.67 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [60.1 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.38 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [144.13 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, December 2023

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APA

Lending indicators

APA

Key statistics

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

First home buyers

Additional information

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Housing loans fell 4.1% in December

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