Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

December 2022

Released

3/02/2023

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Key statistics

In December 2022, new loan commitments (seasonally adjusted):

fell 4.3% for housing
fell 2.8% for personal fixed term loans
rose 99.4% for business construction (a typically volatile series) but fell 0.6% in trend terms
fell 6.1% for business purchase of property (a typically volatile series) and fell 1.4% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)

			Dec-2022 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		23.44	-4.3	-29.3
		Owner Occupier (a)	15.55	-4.2	-29.8
		Investor (a)	7.89	-4.4	-28.3
	Personal
		Fixed term loans	2.15	-2.8	0.1
Businesses
	Construction		1.85	99.4	-20.0
	Purchase of Property		5.22	-6.1	-27.5

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Housing finance

In December 2022 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 4.3% to $23.4b, after a 4.2% fall in November. It was 29.3% lower compared to a year ago.
for owner-occupier housing fell 4.2% to $15.6b and was 29.8% lower compared to a year ago
for investor housing fell 4.4% to $7.9b and was 28.3% lower compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Dec-04	12.953	7.933	5.02	12.911	7.885	5.025
Jan-05	13.208	8.098	5.11	13.166	8.024	5.142
Feb-05	13.838	8.496	5.343	13.309	8.112	5.197
Mar-05	13.514	8.217	5.297	13.308	8.139	5.169
Apr-05	13.249	8.087	5.162	13.188	8.125	5.062
May-05	12.749	8.025	4.724	13.032	8.113	4.919
Jun-05	12.633	8.152	4.481	12.946	8.142	4.804
Jul-05	12.845	8.085	4.76	12.987	8.229	4.758
Aug-05	12.897	8.308	4.589	13.158	8.363	4.795
Sep-05	13.531	8.643	4.888	13.418	8.519	4.899
Oct-05	14.027	8.715	5.312	13.697	8.671	5.026
Nov-05	14.063	8.851	5.212	13.934	8.804	5.13
Dec-05	14.036	8.878	5.158	14.125	8.924	5.201
Jan-06	14.259	8.956	5.303	14.295	9.04	5.255
Feb-06	14.433	9.18	5.253	14.466	9.162	5.304
Mar-06	14.536	9.268	5.268	14.667	9.297	5.369
Apr-06	14.807	9.461	5.346	14.874	9.424	5.45
May-06	15.197	9.494	5.703	15.026	9.511	5.515
Jun-06	15.492	9.516	5.977	15.061	9.535	5.525
Jul-06	15.28	9.79	5.49	14.962	9.497	5.465
Aug-06	15.005	9.492	5.513	14.768	9.421	5.347
Sep-06	14.163	9.169	4.995	14.554	9.342	5.212
Oct-06	14.329	9.276	5.053	14.415	9.297	5.117
Nov-06	14.205	9.232	4.973	14.42	9.316	5.104
Dec-06	14.589	9.401	5.188	14.601	9.411	5.19
Jan-07	14.959	9.579	5.38	14.95	9.588	5.362
Feb-07	15.402	9.768	5.634	15.424	9.824	5.6
Mar-07	15.919	10.081	5.838	15.952	10.086	5.866
Apr-07	16.303	10.269	6.034	16.466	10.351	6.115
May-07	17.12	10.695	6.425	16.905	10.595	6.31
Jun-07	18.247	11.341	6.906	17.22	10.79	6.43
Jul-07	17.418	10.785	6.632	17.39	10.916	6.474
Aug-07	17.435	11.056	6.379	17.415	10.957	6.458
Sep-07	16.752	10.441	6.311	17.332	10.924	6.408
Oct-07	16.872	10.771	6.101	17.164	10.822	6.342
Nov-07	16.995	10.661	6.335	16.913	10.65	6.263
Dec-07	16.546	10.363	6.183	16.546	10.397	6.149
Jan-08	16.876	10.782	6.094	16.029	10.054	5.975
Feb-08	15.69	9.913	5.777	15.377	9.641	5.736
Mar-08	14.561	9.146	5.415	14.647	9.199	5.448
Apr-08	13.861	8.697	5.164	13.932	8.768	5.163
May-08	12.997	8.2	4.797	13.336	8.406	4.93
Jun-08	12.944	8.199	4.746	12.934	8.161	4.773
Jul-08	12.781	8.132	4.649	12.736	8.052	4.684
Aug-08	12.619	7.961	4.659	12.731	8.087	4.645
Sep-08	12.975	8.245	4.73	12.884	8.259	4.625
Oct-08	13.396	8.562	4.834	13.168	8.563	4.604
Nov-08	13.039	8.545	4.493	13.588	9.004	4.584
Dec-08	13.927	9.378	4.549	14.134	9.558	4.576
Jan-09	14.885	10.226	4.659	14.774	10.176	4.598
Feb-09	15.364	10.782	4.583	15.441	10.781	4.659
Mar-09	16.711	11.971	4.74	16.058	11.293	4.766
Apr-09	17.023	11.925	5.099	16.57	11.658	4.911
May-09	16.856	11.83	5.026	16.948	11.868	5.08
Jun-09	17.202	11.97	5.232	17.206	11.945	5.261
Jul-09	17.221	11.774	5.447	17.369	11.924	5.444
Aug-09	17.328	11.63	5.698	17.439	11.829	5.609
Sep-09	17.878	12.173	5.705	17.393	11.654	5.739
Oct-09	17.613	11.804	5.809	17.223	11.394	5.829
Nov-09	17.074	11.09	5.985	16.924	11.047	5.878
Dec-09	16.491	10.607	5.884	16.538	10.644	5.894
Jan-10	15.941	10.11	5.832	16.139	10.235	5.904
Feb-10	15.667	9.793	5.874	15.791	9.873	5.918
Mar-10	15.552	9.602	5.95	15.535	9.599	5.936
Apr-10	15.268	9.363	5.905	15.364	9.421	5.944
May-10	15.416	9.434	5.981	15.24	9.314	5.927
Jun-10	15.113	9.122	5.991	15.122	9.248	5.874
Jul-10	15.04	9.289	5.751	14.997	9.211	5.786
Aug-10	14.616	9.227	5.389	14.868	9.194	5.675
Sep-10	14.626	9.147	5.479	14.748	9.19	5.559
Oct-10	14.655	9.158	5.497	14.634	9.182	5.452
Nov-10	14.708	9.324	5.384	14.514	9.158	5.356
Dec-10	15.032	9.451	5.581	14.388	9.115	5.273
Jan-11	14.152	9.01	5.142	14.258	9.058	5.2
Feb-11	14.062	8.872	5.19	14.143	9.007	5.137
Mar-11	13.626	8.828	4.798	14.063	8.973	5.09
Apr-11	13.994	8.998	4.996	14.03	8.965	5.064
May-11	14.235	9.088	5.147	14.037	8.977	5.06
Jun-11	14.136	9.095	5.041	14.053	8.989	5.063
Jul-11	14.082	9.033	5.049	14.057	8.989	5.068
Aug-11	14.166	9.037	5.129	14.049	8.973	5.076
Sep-11	13.94	8.802	5.138	14.053	8.957	5.097
Oct-11	13.861	8.86	5.001	14.082	8.948	5.133
Nov-11	14.038	8.956	5.083	14.135	8.946	5.189
Dec-11	14.729	9.405	5.324	14.196	8.941	5.255
Jan-12	14.771	9.398	5.373	14.252	8.934	5.318
Feb-12	14.078	8.677	5.401	14.302	8.929	5.372
Mar-12	14.093	8.704	5.389	14.348	8.94	5.408
Apr-12	14.345	8.924	5.421	14.41	8.983	5.427
May-12	14.505	9.109	5.396	14.503	9.068	5.435
Jun-12	14.735	9.248	5.487	14.622	9.178	5.445
Jul-12	14.776	9.28	5.496	14.743	9.281	5.462
Aug-12	14.871	9.44	5.431	14.848	9.358	5.49
Sep-12	15.1	9.495	5.605	14.94	9.404	5.537
Oct-12	14.907	9.385	5.522	15.057	9.441	5.615
Nov-12	15.186	9.432	5.754	15.239	9.505	5.734
Dec-12	15.371	9.529	5.842	15.507	9.613	5.894
Jan-13	15.894	9.794	6.1	15.851	9.768	6.083
Feb-13	16.138	9.875	6.262	16.233	9.954	6.279
Mar-13	16.887	10.354	6.533	16.598	10.14	6.458
Apr-13	16.932	10.296	6.636	16.906	10.297	6.609
May-13	17.231	10.431	6.8	17.147	10.413	6.734
Jun-13	17.296	10.474	6.822	17.37	10.504	6.867
Jul-13	17.476	10.516	6.96	17.619	10.587	7.032
Aug-13	17.355	10.232	7.123	17.918	10.674	7.245
Sep-13	18.205	10.762	7.443	18.255	10.773	7.482
Oct-13	18.696	10.896	7.8	18.595	10.89	7.705
Nov-13	19.23	11.18	8.05	18.894	11.015	7.878
Dec-13	19.005	10.954	8.052	19.125	11.133	7.992
Jan-14	19.182	11.188	7.994	19.279	11.23	8.049
Feb-14	19.373	11.444	7.929	19.38	11.303	8.077
Mar-14	19.486	11.381	8.104	19.452	11.345	8.107
Apr-14	19.579	11.313	8.266	19.508	11.348	8.16
May-14	19.501	11.226	8.275	19.565	11.314	8.251
Jun-14	19.63	11.388	8.241	19.638	11.259	8.379
Jul-14	19.817	11.281	8.536	19.736	11.202	8.534
Aug-14	19.62	10.97	8.65	19.876	11.177	8.699
Sep-14	20.008	11.116	8.892	20.04	11.185	8.855
Oct-14	20.593	11.426	9.167	20.215	11.222	8.993
Nov-14	20.042	10.949	9.092	20.392	11.284	9.108
Dec-14	20.484	11.383	9.101	20.562	11.36	9.202
Jan-15	20.706	11.533	9.173	20.716	11.435	9.281
Feb-15	20.116	11.285	8.831	20.853	11.499	9.354
Mar-15	21.263	11.738	9.525	20.974	11.572	9.402
Apr-15	21.8	11.777	10.023	21.075	11.688	9.387
May-15	20.329	11.143	9.186	21.131	11.867	9.264
Jun-15	21.125	11.986	9.14	21.113	12.112	9.001
Jul-15	21.176	12.33	8.846	21.01	12.4	8.61
Aug-15	21.685	13.208	8.477	20.812	12.675	8.137
Sep-15	20.956	13.563	7.394	20.534	12.885	7.649
Oct-15	20.021	13.141	6.879	20.202	12.992	7.211
Nov-15	19.643	12.987	6.656	19.849	12.98	6.869
Dec-15	19.591	12.893	6.698	19.544	12.888	6.657
Jan-16	19.132	12.524	6.608	19.357	12.779	6.578
Feb-16	19.366	12.738	6.628	19.312	12.702	6.611
Mar-16	19.107	12.448	6.659	19.394	12.664	6.729
Apr-16	19.58	12.716	6.864	19.559	12.644	6.915
May-16	20.001	12.782	7.219	19.768	12.615	7.153
Jun-16	20.197	12.688	7.51	19.99	12.563	7.427
Jul-16	20.077	12.432	7.646	20.227	12.502	7.724
Aug-16	19.883	12.314	7.569	20.493	12.468	8.026
Sep-16	20.779	12.456	8.323	20.802	12.489	8.313
Oct-16	21.19	12.611	8.58	21.148	12.583	8.565
Nov-16	21.511	12.695	8.817	21.528	12.755	8.773
Dec-16	21.979	13.053	8.926	21.888	12.973	8.915
Jan-17	22.227	13.228	8.999	22.171	13.199	8.972
Feb-17	21.739	13.192	8.546	22.337	13.403	8.934
Mar-17	22.609	13.728	8.882	22.395	13.585	8.81
Apr-17	22.624	13.855	8.768	22.381	13.754	8.627
May-17	22.082	13.793	8.289	22.327	13.911	8.416
Jun-17	22.1	13.946	8.154	22.259	14.051	8.208
Jul-17	22.113	14.232	7.881	22.183	14.161	8.022
Aug-17	22.374	14.448	7.926	22.079	14.222	7.857
Sep-17	22.111	14.302	7.809	21.943	14.238	7.705
Oct-17	21.663	14.131	7.532	21.77	14.218	7.552
Nov-17	21.52	14.123	7.397	21.536	14.158	7.378
Dec-17	21.168	14.002	7.165	21.272	14.085	7.187
Jan-18	21.207	14.266	6.941	21.028	14.033	6.996
Feb-18	21.125	14.189	6.937	20.837	14.015	6.822
Mar-18	20.428	13.842	6.586	20.698	14.02	6.679
Apr-18	20.148	13.764	6.384	20.573	14.015	6.557
May-18	20.695	14.19	6.506	20.417	13.969	6.449
Jun-18	20.29	13.978	6.312	20.196	13.856	6.34
Jul-18	20.212	13.911	6.301	19.878	13.665	6.213
Aug-18	19.425	13.369	6.055	19.445	13.393	6.052
Sep-18	18.659	12.819	5.84	18.905	13.054	5.85
Oct-18	18.918	13.233	5.685	18.313	12.694	5.619
Nov-18	17.854	12.485	5.368	17.753	12.368	5.385
Dec-18	16.932	11.795	5.137	17.271	12.1	5.171
Jan-19	16.65	11.736	4.914	16.882	11.89	4.992
Feb-19	17.032	12.142	4.89	16.599	11.74	4.858
Mar-19	16.458	11.657	4.801	16.428	11.658	4.771
Apr-19	16.425	11.699	4.726	16.386	11.655	4.731
May-19	16.312	11.588	4.724	16.474	11.739	4.735
Jun-19	16.523	11.798	4.725	16.698	11.921	4.777
Jul-19	17.007	12.144	4.863	17.07	12.211	4.858
Aug-19	17.84	12.602	5.238	17.578	12.603	4.974
Sep-19	18.085	12.989	5.096	18.164	13.055	5.109
Oct-19	18.631	13.462	5.169	18.707	13.479	5.229
Nov-19	19.402	14.012	5.39	19.097	13.795	5.302
Dec-19	19.592	14.167	5.425	19.266	13.955	5.311
Jan-20	19.793	14.445	5.348	19.217	13.956	5.26
Feb-20	19.079	13.911	5.169	19.024	13.851	5.173
Mar-20	19.172	14.185	4.987	18.832	13.737	5.095
Apr-20	18.193	13.326	4.867	18.808	13.736	5.072
May-20	16.248	12.13	4.118	18.274	13.937	4.337
Jun-20	17.218	12.799	4.419	18.821	14.358	4.463
Jul-20	19.025	14.365	4.66	19.87	15.229	4.642
Aug-20	21.274	16.302	4.972	21.102	16.246	4.856
Sep-20	22.638	17.287	5.351	22.135	17.041	5.095
Oct-20	23.123	17.785	5.339	23.257	17.895	5.363
Nov-20	24.154	18.562	5.592	24.386	18.712	5.675
Dec-20	25.642	19.592	6.05	25.573	19.535	6.038
Jan-21	28.307	21.838	6.468	26.814	20.358	6.455
Feb-21	28.593	21.732	6.86	28.064	21.146	6.918
Mar-21	29.765	22.054	7.712	29.218	21.813	7.405
Apr-21	30.491	22.577	7.914	30.307	22.415	7.892
May-21	31.67	22.846	8.825	30.976	22.614	8.362
Jun-21	31.206	22.34	8.866	31.371	22.564	8.806
Jul-21	31.719	22.476	9.243	31.568	22.346	9.223
Aug-21	31.264	21.682	9.581	31.694	22.075	9.619
Sep-21	30.996	21.001	9.995	31.861	21.859	10.002
Oct-21	30.84	20.558	10.282	32.132	21.756	10.376
Nov-21	32.432	21.701	10.731	32.456	21.732	10.724
Dec-21	33.157	22.16	10.998	32.733	21.713	11.02
Jan-22	33.809	22.471	11.338	32.872	21.643	11.229
Feb-22	32.665	21.37	11.295	32.789	21.472	11.316
Mar-22	32.571	21.213	11.358	32.447	21.191	11.256
Apr-22	31.419	20.402	11.017	31.852	20.813	11.039
May-22	31.318	20.554	10.764	31.025	20.343	10.683
Jun-22	30.323	20.032	10.291	30.026	19.79	10.236
Jul-22	28.288	18.977	9.311	28.896	19.146	9.75
Aug-22	27.544	18.467	9.078	27.684	18.413	9.271
Sep-22	26.332	17.572	8.76	26.482	17.65	8.832
Oct-22	25.548	16.994	8.555	25.402	16.939	8.463
Nov-22	24.481	16.228	8.253	24.536	16.357	8.178
Dec-22	23.437	15.551	7.886	23.94	15.952	7.988

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22"],[[12.952999999999999],[13.208],[13.837999999999999],[13.513999999999999],[13.249000000000001],[12.749000000000001],[12.632999999999999],[12.845000000000001],[12.897],[13.531000000000001],[14.026999999999999],[14.063000000000001],[14.036],[14.259],[14.433],[14.536],[14.807],[15.196999999999999],[15.492000000000001],[15.279999999999999],[15.005000000000001],[14.163],[14.329000000000001],[14.205],[14.589],[14.959],[15.401999999999999],[15.919],[16.303000000000001],[17.120000000000001],[18.247],[17.417999999999999],[17.434999999999999],[16.751999999999999],[16.872],[16.995000000000001],[16.545999999999999],[16.876000000000001],[15.69],[14.561],[13.861000000000001],[12.997],[12.944000000000001],[12.781000000000001],[12.619],[12.975],[13.396000000000001],[13.039],[13.927],[14.885],[15.364000000000001],[16.710999999999999],[17.023],[16.856000000000002],[17.202000000000002],[17.221],[17.327999999999999],[17.878],[17.613],[17.074000000000002],[16.491],[15.941000000000001],[15.667],[15.552],[15.268000000000001],[15.416],[15.113],[15.039999999999999],[14.616],[14.625999999999999],[14.654999999999999],[14.708],[15.032],[14.151999999999999],[14.061999999999999],[13.625999999999999],[13.994],[14.234999999999999],[14.135999999999999],[14.082000000000001],[14.166],[13.94],[13.861000000000001],[14.038],[14.728999999999999],[14.771000000000001],[14.077999999999999],[14.093],[14.345000000000001],[14.505000000000001],[14.734999999999999],[14.776],[14.871],[15.1],[14.907],[15.186],[15.371],[15.894],[16.138000000000002],[16.887],[16.931999999999999],[17.231000000000002],[17.295999999999999],[17.475999999999999],[17.355],[18.204999999999998],[18.696000000000002],[19.23],[19.004999999999999],[19.181999999999999],[19.373000000000001],[19.486000000000001],[19.579000000000001],[19.501000000000001],[19.629999999999999],[19.817],[19.620000000000001],[20.007999999999999],[20.593],[20.042000000000002],[20.484000000000002],[20.706],[20.116],[21.263000000000002],[21.800000000000001],[20.329000000000001],[21.125],[21.175999999999998],[21.684999999999999],[20.956],[20.021000000000001],[19.643000000000001],[19.591000000000001],[19.132000000000001],[19.366],[19.106999999999999],[19.579999999999998],[20.001000000000001],[20.196999999999999],[20.077000000000002],[19.882999999999999],[20.779],[21.190000000000001],[21.510999999999999],[21.978999999999999],[22.227],[21.739000000000001],[22.609000000000002],[22.623999999999999],[22.082000000000001],[22.100000000000001],[22.113],[22.373999999999999],[22.111000000000001],[21.663],[21.52],[21.167999999999999],[21.207000000000001],[21.125],[20.428000000000001],[20.148],[20.695],[20.289999999999999],[20.212],[19.425000000000001],[18.658999999999999],[18.917999999999999],[17.853999999999999],[16.931999999999999],[16.649999999999999],[17.032],[16.457999999999998],[16.425000000000001],[16.312000000000001],[16.523],[17.007000000000001],[17.84],[18.085000000000001],[18.631],[19.402000000000001],[19.591999999999999],[19.792999999999999],[19.079000000000001],[19.172000000000001],[18.1930000000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[]

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All series exclude refinancing

In December 2022 in seasonally adjusted terms, the value of external refinancing:

for total housing fell 1.5% but remained high at $19.1b, second only to the all-time high seen in the previous month
for owner-occupier housing fell 2.3% but remained high at $13.0b, second only to the all-time high seen in the previous month
for investor housing rose slightly by 0.4% to $6.1b

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Dec-04	3.373	2.613	0.76
Jan-05	3.405	2.696	0.709
Feb-05	3.585	2.826	0.759
Mar-05	3.702	2.965	0.737
Apr-05	3.832	3.061	0.771
May-05	3.975	3.102	0.873
Jun-05	3.955	3.039	0.916
Jul-05	4.031	3.117	0.914
Aug-05	4.032	3.103	0.929
Sep-05	4.177	3.236	0.941
Oct-05	4.124	3.181	0.942
Nov-05	4.131	3.209	0.922
Dec-05	4.363	3.16	1.204
Jan-06	3.889	3.041	0.848
Feb-06	4.185	3.195	0.99
Mar-06	4.052	3.158	0.895
Apr-06	4.24	3.176	1.064
May-06	4.082	3.302	0.78
Jun-06	4.219	3.392	0.827
Jul-06	4.329	3.497	0.833
Aug-06	4.447	3.555	0.892
Sep-06	4.457	3.552	0.905
Oct-06	4.462	3.611	0.851
Nov-06	4.53	3.627	0.903
Dec-06	4.431	3.488	0.943
Jan-07	4.549	3.487	1.063
Feb-07	4.622	3.461	1.161
Mar-07	4.471	3.386	1.086
Apr-07	4.67	3.535	1.135
May-07	4.513	3.459	1.054
Jun-07	4.521	3.486	1.035
Jul-07	4.231	3.173	1.058
Aug-07	4.481	3.418	1.063
Sep-07	4.512	3.407	1.105
Oct-07	4.389	3.251	1.138
Nov-07	4.662	3.438	1.224
Dec-07	4.791	3.606	1.184
Jan-08	4.94	3.671	1.269
Feb-08	4.894	3.624	1.27
Mar-08	4.691	3.503	1.188
Apr-08	4.596	3.384	1.212
May-08	4.335	3.194	1.142
Jun-08	4.161	3.148	1.013
Jul-08	4.361	3.131	1.23
Aug-08	4.303	3.129	1.173
Sep-08	4.094	2.836	1.258
Oct-08	4.47	3.127	1.343
Nov-08	4.581	3.226	1.356
Dec-08	5.033	3.522	1.511
Jan-09	4.935	3.401	1.534
Feb-09	4.729	3.146	1.583
Mar-09	5.109	3.448	1.661
Apr-09	5.075	3.471	1.604
May-09	5.009	3.444	1.565
Jun-09	4.876	3.386	1.49
Jul-09	4.601	3.215	1.386
Aug-09	4.384	3.001	1.383
Sep-09	4.249	2.939	1.31
Oct-09	4.168	2.926	1.242
Nov-09	4.07	2.821	1.248
Dec-09	3.78	2.756	1.023
Jan-10	3.573	2.586	0.987
Feb-10	3.525	2.669	0.856
Mar-10	3.477	2.648	0.829
Apr-10	3.431	2.603	0.828
May-10	3.576	2.635	0.941
Jun-10	3.636	2.72	0.916
Jul-10	3.731	2.817	0.914
Aug-10	3.828	2.911	0.916
Sep-10	3.849	2.929	0.921
Oct-10	4.019	3.019	1
Nov-10	4.074	3.075	0.999
Dec-10	4.434	3.413	1.02
Jan-11	4.131	3.205	0.926
Feb-11	3.927	2.977	0.95
Mar-11	3.968	2.935	1.032
Apr-11	4.237	3.176	1.061
May-11	4.556	3.39	1.166
Jun-11	4.508	3.362	1.147
Jul-11	4.754	3.542	1.211
Aug-11	4.866	3.642	1.224
Sep-11	4.895	3.634	1.261
Oct-11	4.758	3.549	1.209
Nov-11	4.734	3.524	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.101	3.728	1.373
Feb-12	5.162	3.694	1.469
Mar-12	5.217	3.684	1.533
Apr-12	4.913	3.614	1.299
May-12	4.996	3.572	1.424
Jun-12	4.986	3.489	1.496
Jul-12	4.888	3.406	1.481
Aug-12	5.026	3.436	1.59
Sep-12	5.003	3.405	1.599
Oct-12	5.021	3.486	1.535
Nov-12	5.096	3.454	1.643
Dec-12	4.938	3.387	1.55
Jan-13	5.105	3.43	1.675
Feb-13	5.082	3.434	1.648
Mar-13	5.208	3.573	1.635
Apr-13	5.372	3.648	1.725
May-13	5.421	3.755	1.666
Jun-13	5.621	3.91	1.712
Jul-13	6.464	3.809	2.656
Aug-13	6.151	3.642	2.509
Sep-13	6.726	3.915	2.811
Oct-13	6.818	3.876	2.942
Nov-13	6.942	3.939	3.003
Dec-13	6.888	3.864	3.024
Jan-14	6.888	3.896	2.993
Feb-14	7.33	4.212	3.117
Mar-14	7.125	3.961	3.164
Apr-14	7.378	4.046	3.332
May-14	7.443	4.081	3.362
Jun-14	7.607	4.172	3.434
Jul-14	7.839	4.282	3.557
Aug-14	7.802	4.261	3.541
Sep-14	8.05	4.29	3.76
Oct-14	8.397	4.41	3.987
Nov-14	8.427	4.467	3.96
Dec-14	8.687	4.605	4.082
Jan-15	8.732	4.702	4.03
Feb-15	9.057	4.952	4.105
Mar-15	9.299	5.003	4.296
Apr-15	9.386	5.209	4.177
May-15	9.233	4.979	4.254
Jun-15	9.151	5.331	3.82
Jul-15	8.926	5.425	3.501
Aug-15	8.796	5.46	3.336
Sep-15	8.813	5.751	3.062
Oct-15	8.99	5.911	3.079
Nov-15	9.244	6.091	3.153
Dec-15	9.709	6.464	3.245
Jan-16	9.314	6.034	3.28
Feb-16	9.367	6.026	3.341
Mar-16	9.421	6.209	3.212
Apr-16	9.428	6.203	3.224
May-16	9.34	6.045	3.296
Jun-16	9.7	6.064	3.637
Jul-16	9.68	6.092	3.588
Aug-16	9.418	5.765	3.653
Sep-16	9.596	6.062	3.534
Oct-16	8.994	5.805	3.19
Nov-16	9.073	5.673	3.399
Dec-16	9.009	5.572	3.438
Jan-17	9.085	5.745	3.34
Feb-17	8.701	5.404	3.297
Mar-17	8.782	5.411	3.371
Apr-17	8.51	5.292	3.218
May-17	8.753	5.339	3.414
Jun-17	8.747	5.289	3.458
Jul-17	8.598	5.141	3.457
Aug-17	8.982	5.235	3.747
Sep-17	8.721	5.339	3.382
Oct-17	8.468	5.333	3.135
Nov-17	8.97	5.528	3.442
Dec-17	9.277	5.718	3.559
Jan-18	9.602	5.788	3.815
Feb-18	9.754	5.754	4
Mar-18	9.246	5.558	3.688
Apr-18	9.421	5.631	3.791
May-18	9.183	5.621	3.562
Jun-18	8.77	5.354	3.416
Jul-18	9.115	5.727	3.388
Aug-18	8.994	5.611	3.383
Sep-18	8.724	5.376	3.348
Oct-18	9.023	5.577	3.446
Nov-18	8.963	5.527	3.437
Dec-18	8.657	5.373	3.284
Jan-19	8.373	5.171	3.202
Feb-19	8.52	5.334	3.187
Mar-19	8.502	5.257	3.245
Apr-19	8.377	5.184	3.193
May-19	8.403	5.209	3.194
Jun-19	8.034	4.817	3.217
Jul-19	8.365	5.27	3.095
Aug-19	9.033	5.596	3.438
Sep-19	9.87	6.139	3.731
Oct-19	9.819	6.046	3.773
Nov-19	10.124	6.26	3.863
Dec-19	10.389	6.508	3.882
Jan-20	10.83	6.945	3.885
Feb-20	11.156	7.21	3.946
Mar-20	10.73	6.847	3.883
Apr-20	11.62	7.504	4.116
May-20	14.15	9.42	4.729
Jun-20	13.586	8.846	4.74
Jul-20	10.531	6.803	3.728
Aug-20	10.934	6.897	4.038
Sep-20	12.747	7.979	4.768
Oct-20	12.233	7.588	4.646
Nov-20	10.343	6.358	3.985
Dec-20	11.335	7.112	4.223
Jan-21	12.343	7.949	4.394
Feb-21	13.699	8.888	4.811
Mar-21	13.167	8.555	4.612
Apr-21	13.812	9	4.813
May-21	14.764	9.705	5.059
Jun-21	15.168	9.94	5.228
Jul-21	16.743	11.04	5.703
Aug-21	16.944	10.727	6.217
Sep-21	16.257	10.374	5.883
Oct-21	16.305	10.51	5.794
Nov-21	16.132	10.489	5.643
Dec-21	16.208	10.734	5.474
Jan-22	15.082	9.733	5.349
Feb-22	16.182	10.765	5.418
Mar-22	16.61	11.027	5.583
Apr-22	16.712	11.367	5.345
May-22	17.199	11.678	5.52
Jun-22	17.954	12.422	5.533
Jul-22	17.798	12.295	5.502
Aug-22	18.549	12.518	6.031
Sep-22	18.24	12.505	5.734
Oct-22	18.085	12.358	5.727
Nov-22	19.408	13.315	6.093
Dec-22	19.126	13.01	6.116

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22"],[[3.3730000000000002],[3.4049999999999998],[3.585],[3.702],[3.8319999999999999],[3.9750000000000001],[3.9550000000000001],[4.0309999999999997],[4.032],[4.1769999999999996],[4.1239999999999997],[4.1310000000000002],[4.3630000000000004],[3.8889999999999998],[4.1849999999999996],[4.0519999999999996],[4.2400000000000002],[4.0819999999999999],[4.2190000000000003],[4.3289999999999997],[4.4470000000000001],[4.4569999999999999],[4.4619999999999997],[4.5300000000000002],[4.431],[4.5490000000000004],[4.6219999999999999],[4.4710000000000001],[4.6699999999999999],[4.5129999999999999],[4.5209999999999999],[4.2309999999999999],[4.4809999999999999],[4.5119999999999996],[4.3890000000000002],[4.6619999999999999],[4.7910000000000004],[4.9400000000000004],[4.8940000000000001],[4.6909999999999998],[4.5960000000000001],[4.335],[4.1609999999999996],[4.3609999999999998],[4.3029999999999999],[4.0940000000000003],[4.4699999999999998],[4.5810000000000004],[5.0330000000000004],[4.9349999999999996],[4.7290000000000001],[5.109],[5.0750000000000002],[5.0090000000000003],[4.8760000000000003],[4.601],[4.3840000000000003],[4.2489999999999997],[4.1680000000000001],[4.0700000000000003],[3.7799999999999998],[3.573],[3.5249999999999999],[3.4769999999999999],[3.431],[3.5760000000000001],[3.6360000000000001],[3.7309999999999999],[3.8279999999999998],[3.8490000000000002],[4.0190000000000001],[4.0739999999999998],[4.4340000000000002],[4.1310000000000002],[3.927],[3.968],[4.2370000000000001],[4.556],[4.508],[4.7539999999999996],[4.8659999999999997],[4.8949999999999996],[4.758],[4.734],[5.0449999999999999],[5.101],[5.1619999999999999],[5.2169999999999996],[4.9130000000000003],[4.9960000000000004],[4.9859999999999998],[4.8879999999999999],[5.0259999999999998],[5.0030000000000001],[5.0209999999999999],[5.0960000000000001],[4.9379999999999997],[5.1050000000000004],[5.0819999999999999],[5.2080000000000002],[5.3719999999999999],[5.4210000000000003],[5.6210000000000004],[6.4640000000000004],[6.1509999999999998],[6.726],[6.8179999999999996],[6.9420000000000002],[6.8879999999999999],[6.8879999999999999],[7.3300000000000001],[7.125],[7.3780000000000001],[7.4429999999999996],[7.6070000000000002],[7.8390000000000004],[7.8019999999999996],[8.0500000000000007],[8.3970000000000002],[8.4269999999999996],[8.6869999999999994],[8.7319999999999993],[9.0570000000000004],[9.2989999999999995],[9.3859999999999992],[9.2330000000000005],[9.1509999999999998],[8.9260000000000002],[8.7959999999999994],[8.8130000000000006],[8.9900000000000002],[9.2439999999999998],[9.7089999999999996],[9.3140000000000001],[9.3670000000000009],[9.4209999999999994],[9.4280000000000008],[9.3399999999999999],[9.6999999999999993],[9.6799999999999997],[9.4179999999999993],[9.5960000000000001],[8.9939999999999998],[9.0730000000000004],[9.0090000000000003],[9.0850000000000009],[8.7010000000000005],[8.782],[8.5099999999999998],[8.7530000000000001],[8.7469999999999999],[8.5980000000000008],[8.9819999999999993],[8.7210000000000001],[8.468],[8.9700000000000006],[9.2769999999999992],[9.6020000000000003],[9.7539999999999996],[9.2460000000000004],[9.4209999999999994],[9.1829999999999998],[8.7699999999999996],[9.1150000000000002],[8.9939999999999998],[8.7240000000000002],[9.0229999999999997],[8.9629999999999992],[8.657],[8.3729999999999993],[8.5199999999999996],[8.5020000000000007],[8.3770000000000007],[8.4030000000000005],[8.0340000000000007],[8.3650000000000002],[9.0329999999999995],[9.8699999999999992],[9.8190000000000008],[10.124000000000001],[10.388999999999999],[10.83],[11.156000000000001],[10.73],[11.619999999999999],[14.15],[13.586],[10.531000000000001],[10.933999999999999],[12.747],[12.233000000000001],[10.343],[11.335000000000001],[12.343],[13.699],[13.167],[13.811999999999999],[14.763999999999999],[15.167999999999999],[16.742999999999999],[16.943999999999999],[16.257000000000001],[16.305],[16.132000000000001],[16.207999999999998],[15.082000000000001],[16.181999999999999],[16.609999999999999],[16.712],[17.199000000000002],[17.954000000000001],[17.797999999999998],[18.548999999999999],[18.239999999999998],[18.085000000000001],[19.408000000000001],[19.126000000000001]],[[2.613],[2.6960000000000002],[2.8260000000000001],[2.9649999999999999],[3.0609999999999999],[3.1019999999999999],[3.0390000000000001],[3.117],[3.1030000000000002],[3.2360000000000002],[3.181],[3.2090000000000001],[3.1600000000000001],[3.0409999999999999],[3.1949999999999998],[3.1579999999999999],[3.1760000000000002],[3.302],[3.3919999999999999],[3.4969999999999999],[3.5550000000000002],[3.552],[3.6110000000000002],[3.6269999999999998],[3.488],[3.4870000000000001],[3.4609999999999999],[3.3860000000000001],[3.5350000000000001],[3.4590000000000001],[3.4860000000000002],[3.173],[3.4180000000000001],[3.407],[3.2509999999999999],[3.4380000000000002],[3.6059999999999999],[3.6709999999999998],[3.6240000000000001],[3.5030000000000001],[3.3839999999999999],[3.194],[3.1480000000000001],[3.1309999999999998],[3.129],[2.8359999999999999],[3.1269999999999998],[3.226],[3.5219999999999998],[3.4009999999999998],[3.1459999999999999],[3.448],[3.4710000000000001],[3.444],[3.3860000000000001],[3.2149999999999999],[3.0009999999999999],[2.9390000000000001],[2.9260000000000002],[2.8210000000000002],[2.7559999999999998],[2.5859999999999999],[2.669],[2.6480000000000001],[2.6030000000000002],[2.6349999999999998],[2.7200000000000002],[2.8170000000000002],[2.911],[2.9289999999999998],[3.0190000000000001],[3.0750000000000002],[3.4129999999999998],[3.2050000000000001],[2.9769999999999999],[2.9350000000000001],[3.1760000000000002],[3.3900000000000001],[3.3620000000000001],[3.5419999999999998],[3.6419999999999999],[3.6339999999999999],[3.5489999999999999],[3.524],[3.7229999999999999],[3.7280000000000002],[3.694],[3.6840000000000002],[3.6139999999999999],[3.5720000000000001],[3.4889999999999999],[3.4060000000000001],[3.4359999999999999],[3.4049999999999998],[3.4860000000000002],[3.4540000000000002],[3.387],[3.4300000000000002],[3.4340000000000002],[3.573],[3.6480000000000001],[3.7549999999999999],[3.9100000000000001],[3.8090000000000002],[3.6419999999999999],[3.915],[3.8759999999999999],[3.9390000000000001],[3.8639999999999999],[3.8959999999999999],[4.2119999999999997],[3.9609999999999999],[4.0460000000000003],[4.0810000000000004],[4.1719999999999997],[4.282],[4.2610000000000001],[4.29],[4.4100000000000001],[4.4669999999999996],[4.6050000000000004],[4.702],[4.952],[5.0030000000000001],[5.2089999999999996],[4.9790000000000001],[5.3310000000000004],[5.4249999999999998],[5.46],[5.7510000000000003],[5.9109999999999996],[6.0910000000000002],[6.4640000000000004],[6.0339999999999998],[6.0259999999999998],[6.2089999999999996],[6.2030000000000003],[6.0449999999999999],[6.0640000000000001],[6.0919999999999996],[5.7649999999999997],[6.0620000000000003],[5.8049999999999997],[5.673],[5.5720000000000001],[5.7450000000000001],[5.4039999999999999],[5.4109999999999996],[5.2919999999999998],[5.3390000000000004],[5.2889999999999997],[5.141],[5.2350000000000003],[5.3390000000000004],[5.3330000000000002],[5.5279999999999996],[5.718],[5.7880000000000003],[5.7539999999999996],[5.5579999999999998],[5.6310000000000002],[5.6210000000000004],[5.3540000000000001],[5.7270000000000003],[5.6109999999999998],[5.3760000000000003],[5.577],[5.5270000000000001],[5.3730000000000002],[5.1710000000000003],[5.3339999999999996],[5.2569999999999997],[5.1840000000000002],[5.2089999999999996],[4.8170000000000002],[5.2699999999999996],[5.5960000000000001],[6.1390000000000002],[6.0460000000000003],[6.2599999999999998],[6.508],[6.9450000000000003],[7.21],[6.8470000000000004],[7.5039999999999996],[9.4199999999999999],[8.8460000000000001],[6.8029999999999999],[6.8970000000000002],[7.9790000000000001],[7.5880000000000001],[6.3579999999999997],[7.1120000000000001],[7.9489999999999998],[8.8879999999999999],[8.5549999999999997],[9],[9.7050000000000001],[9.9399999999999995],[11.039999999999999],[10.727],[10.374000000000001],[10.51],[10.489000000000001],[10.734],[9.7330000000000005],[10.765000000000001],[11.0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Personal finance

In December 2022 in seasonally adjusted terms, the value of new loan commitments:

for total fixed term personal finance fell 2.8%, after a fall of 2.4% in November
for road vehicles fell 1.6%
for household goods rose 0.8% to an all-time high
for travel and holidays rose 11.2%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Dec-04	1.585	0.739	0.577	0.176
Jan-05	1.512	0.727	0.503	0.188
Feb-05	1.436	0.751	0.405	0.188
Mar-05	1.485	0.74	0.454	0.187
Apr-05	1.512	0.747	0.486	0.194
May-05	1.406	0.736	0.394	0.188
Jun-05	1.445	0.72	0.423	0.183
Jul-05	1.439	0.727	0.4	0.196
Aug-05	1.451	0.742	0.423	0.18
Sep-05	1.47	0.722	0.456	0.192
Oct-05	1.471	0.699	0.472	0.19
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.856	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.212
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.407	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.233
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.718	0.79	0.542	0.292
Apr-10	1.71	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.82	0.851	0.433	0.396
Jul-10	1.683	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.668	0.889	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.36	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.592	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.618	0.852	0.352	0.28
Jul-11	1.615	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.347	0.299
Oct-11	1.669	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.64	0.935	0.309	0.254
Feb-12	1.58	0.896	0.282	0.24
Mar-12	1.548	0.902	0.271	0.23
Apr-12	1.62	0.953	0.28	0.227
May-12	1.663	0.996	0.28	0.247
Jun-12	1.69	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.31	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.82	1.069	0.302	0.287
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.889	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.291
Feb-13	1.855	1.034	0.318	0.292
Mar-13	1.864	1.046	0.33	0.305
Apr-13	1.81	1.007	0.329	0.305
May-13	1.791	1.019	0.336	0.289
Jun-13	1.706	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.738	1.025	0.306	0.247
Sep-13	1.757	1.027	0.309	0.255
Oct-13	1.734	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.778	1.03	0.299	0.266
Feb-14	1.863	1.052	0.341	0.265
Mar-14	1.792	1.048	0.316	0.266
Apr-14	1.761	1.037	0.297	0.232
May-14	1.769	1.036	0.312	0.252
Jun-14	1.75	1.02	0.316	0.247
Jul-14	1.821	1.03	0.36	0.265
Aug-14	1.812	1.024	0.34	0.265
Sep-14	1.834	1.019	0.386	0.255
Oct-14	1.928	1.032	0.427	0.296
Nov-14	1.844	0.993	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.817	1.037	0.369	0.245
Feb-15	1.862	1.025	0.395	0.254
Mar-15	1.879	1.044	0.405	0.274
Apr-15	2.053	1.107	0.417	0.306
May-15	1.988	1.094	0.392	0.311
Jun-15	1.967	1.115	0.365	NA
Jul-15	1.903	1.088	0.358	NA
Aug-15	1.893	1.103	0.326	NA
Sep-15	1.813	1.103	0.278	0.251
Oct-15	1.77	1.078	0.278	0.246
Nov-15	1.817	1.111	0.282	0.242
Dec-15	1.868	1.12	0.296	0.267
Jan-16	1.863	1.086	0.289	0.281
Feb-16	1.959	1.132	0.299	0.323
Mar-16	2.167	1.354	0.272	0.356
Apr-16	2.314	1.335	0.323	0.426
May-16	2.174	1.289	0.316	0.388
Jun-16	2.101	1.282	0.302	0.37
Jul-16	2.163	1.299	0.319	0.349
Aug-16	2.142	1.271	0.335	0.355
Sep-16	2.066	1.249	0.328	0.313
Oct-16	1.988	1.23	0.306	0.279
Nov-16	2.013	1.239	0.315	0.285
Dec-16	2.051	1.262	0.311	0.285
Jan-17	1.986	1.213	0.303	0.285
Feb-17	1.915	1.168	0.296	0.257
Mar-17	1.808	1.139	0.278	0.229
Apr-17	1.767	1.119	0.249	0.204
May-17	1.75	1.131	0.254	0.198
Jun-17	1.737	1.132	0.25	0.208
Jul-17	1.745	1.132	0.221	0.216
Aug-17	1.747	1.144	0.233	NA
Sep-17	1.857	1.152	0.274	0.243
Oct-17	1.893	1.202	0.247	0.275
Nov-17	1.901	1.226	0.241	0.266
Dec-17	1.804	1.167	0.202	0.248
Jan-18	1.817	1.156	0.225	0.242
Feb-18	1.788	1.151	0.217	0.228
Mar-18	1.753	1.135	0.204	0.237
Apr-18	1.741	1.121	0.19	0.248
May-18	1.716	1.133	0.183	0.249
Jun-18	1.818	1.171	0.229	0.267
Jul-18	1.761	1.156	0.168	0.281
Aug-18	1.79	1.163	0.173	0.304
Sep-18	1.795	1.163	0.15	0.312
Oct-18	1.76	1.131	0.153	0.304
Nov-18	1.692	1.082	0.151	0.296
Dec-18	1.636	1.054	0.151	0.27
Jan-19	1.632	1.049	0.154	0.269
Feb-19	1.637	1.056	0.137	0.261
Mar-19	1.604	1.062	0.145	0.251
Apr-19	1.628	1.058	0.143	0.255
May-19	1.583	1.057	0.142	0.247
Jun-19	1.684	1.082	0.216	0.261
Jul-19	1.644	1.079	0.154	0.267
Aug-19	1.694	1.097	0.147	0.322
Sep-19	1.688	1.099	0.158	0.275
Oct-19	1.714	1.101	0.176	0.288
Nov-19	1.663	1.041	0.159	0.291
Dec-19	1.734	1.101	0.157	0.303
Jan-20	1.771	1.101	0.157	0.334
Feb-20	1.766	1.101	0.162	0.298
Mar-20	1.567	0.968	0.173	0.286
Apr-20	1.184	0.606	0.262	0.205
May-20	1.372	0.885	0.206	0.183
Jun-20	1.509	1.091	0.123	0.21
Jul-20	1.565	1.077	0.157	0.226
Aug-20	1.391	0.93	0.164	0.209
Sep-20	1.548	1.02	0.175	0.224
Oct-20	1.598	1.113	0.166	0.222
Nov-20	1.72	1.177	0.198	0.229
Dec-20	1.749	1.232	0.166	0.221
Jan-21	1.776	1.204	0.177	0.248
Feb-21	1.778	1.109	0.229	0.257
Mar-21	1.797	1.167	0.195	0.264
Apr-21	1.868	1.193	0.23	0.271
May-21	1.937	1.243	0.256	0.286
Jun-21	1.772	1.176	0.169	0.292
Jul-21	1.968	1.189	0.317	0.299
Aug-21	1.938	1.146	0.385	0.289
Sep-21	1.971	1.142	0.359	0.283
Oct-21	2.039	1.152	0.372	0.309
Nov-21	2.11	1.19	0.417	0.315
Dec-21	2.152	1.207	0.457	0.334
Jan-22	2.158	1.193	0.461	0.352
Feb-22	2.289	1.245	0.471	0.363
Mar-22	2.265	1.236	0.47	0.359
Apr-22	2.224	1.194	0.389	0.365
May-22	2.238	1.194	0.433	0.374
Jun-22	1.935	1.049	0.267	0.4
Jul-22	2.11	1.104	0.456	0.358
Aug-22	2.3	1.307	0.428	0.37
Sep-22	2.289	1.258	0.409	0.378
Oct-22	2.269	1.189	0.437	0.39
Nov-22	2.215	1.14	0.399	0.402
Dec-22	2.154	1.122	0.413	0.388

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Dec-04	0.026	0.033	0.044	0.128
Jan-05	0.029	0.029	0.041	0.126
Feb-05	0.026	0.030	0.041	0.118
Mar-05	0.026	0.030	0.044	0.117
Apr-05	0.029	0.029	0.050	0.112
May-05	0.028	0.030	0.028	0.114
Jun-05	0.023	0.028	0.045	0.094
Jul-05	0.029	0.031	0.046	0.104
Aug-05	0.028	0.029	0.050	0.107
Sep-05	0.031	0.029	0.049	0.111
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.034	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.052	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.063	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.054	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.066	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.060	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.042	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.045	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.083	0.054	0.149
Feb-15	0.039	0.081	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.088	0.060	0.172
May-15	0.040	0.087	0.062	0.167
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.039	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.113
Dec-15	0.046	0.076	0.064	0.111
Jan-16	0.044	0.077	0.063	0.109
Feb-16	0.045	0.072	0.063	0.115
Mar-16	0.050	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.126
May-16	0.046	0.081	0.066	0.116
Jun-16	0.048	0.078	0.066	0.128
Jul-16	0.046	0.078	0.065	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.140
Nov-16	0.045	0.072	0.061	0.139
Dec-16	0.052	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.073	0.063	0.118
Apr-17	0.038	0.066	0.059	0.107
May-17	0.044	0.072	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.060	0.106
Aug-17	NA	0.071	0.059	0.106
Sep-17	0.048	0.068	0.062	0.107
Oct-17	0.046	0.074	0.061	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.060	0.095
Jan-18	0.046	0.065	0.059	0.105
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.063	0.054	0.116
Jun-18	0.051	0.072	0.053	0.120
Jul-18	0.049	0.064	0.055	0.120
Aug-18	0.049	0.062	0.059	0.122
Sep-18	0.050	0.064	0.054	0.120
Oct-18	0.055	0.063	0.050	0.122
Nov-18	0.052	0.062	0.048	0.124
Dec-18	0.049	0.057	0.044	0.131
Jan-19	0.048	0.056	0.042	0.135
Feb-19	0.046	0.057	0.042	0.137
Mar-19	0.044	0.056	0.036	0.138
Apr-19	0.046	0.056	0.039	0.129
May-19	0.049	0.058	0.040	0.132
Jun-19	0.048	0.056	0.041	0.131
Jul-19	0.056	0.059	0.039	0.143
Aug-19	0.051	0.062	0.038	0.139
Sep-19	0.047	0.070	0.035	0.142
Oct-19	0.047	0.074	0.035	0.157
Nov-19	0.044	0.079	0.035	0.172
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.093	0.035	0.187
Feb-20	0.053	0.072	0.034	0.163
Mar-20	0.044	0.071	0.017	0.161
Apr-20	0.029	0.064	0.002	0.120
May-20	0.043	0.060	0.002	0.119
Jun-20	0.066	0.077	0.004	0.106
Jul-20	0.054	0.068	0.002	0.117
Aug-20	0.044	0.062	0.003	0.125
Sep-20	0.032	0.070	0.006	0.131
Oct-20	0.037	0.059	0.008	0.137
Nov-20	0.046	0.068	0.004	0.130
Dec-20	0.046	0.079	0.008	0.126
Jan-21	0.048	0.071	0.005	0.125
Feb-21	0.050	0.095	0.005	0.129
Mar-21	0.052	0.098	0.006	0.164
Apr-21	0.055	0.099	0.007	0.145
May-21	0.058	0.102	0.006	0.152
Jun-21	0.074	0.108	0.006	0.152
Jul-21	0.067	0.116	0.005	0.158
Aug-21	0.058	0.099	0.005	0.137
Sep-21	0.057	0.112	0.005	0.158
Oct-21	0.060	0.133	0.009	0.156
Nov-21	0.056	0.115	0.013	0.154
Dec-21	0.062	0.112	0.013	0.160
Jan-22	0.065	0.126	0.013	0.161
Feb-22	0.070	0.125	0.016	0.177
Mar-22	0.071	0.135	0.018	0.164
Apr-22	0.069	0.141	0.024	0.161
May-22	0.069	0.143	0.026	0.164
Jun-22	0.064	0.153	0.031	0.160
Jul-22	0.058	0.119	0.035	0.164
Aug-22	0.061	0.142	0.038	0.162
Sep-22	0.061	0.142	0.040	0.166
Oct-22	0.059	0.146	0.040	0.162
Nov-22	0.058	0.155	0.041	0.166
Dec-22	0.051	0.156	0.046	0.171

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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Business finance

In December 2022 in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 99.4%, after a fall of 62.9% in November. In trend terms, it fell 0.6%.
for the purchase of property fell 6.1%, after a fall of 0.5% in November. In trend terms, it fell 1.4%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Dec-04	1.314	2.481	1.443	2.405
Jan-05	1.224	2.341	1.435	2.368
Feb-05	1.275	2.262	1.442	2.327
Mar-05	1.261	2.084	1.461	2.287
Apr-05	2.521	2.559	1.488	2.253
May-05	1.845	2.116	1.52	2.235
Jun-05	1.517	1.988	1.553	2.232
Jul-05	1.905	2.378	1.582	2.248
Aug-05	1.439	4.087	1.609	2.28
Sep-05	1.776	2.27	1.631	2.329
Oct-05	1.301	2.309	1.645	2.39
Nov-05	1.434	2.395	1.649	2.459
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.388	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.789	3.137	1.635	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.058	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.451	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.456	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.827	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.36	5.815	2.127	5.05
Mar-08	1.129	4.575	2.114	4.818
Apr-08	2.376	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.388	3.419	1.897	3.734
Aug-08	2.028	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.198	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.572	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.503
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.22	3.684	1.363	2.292
May-09	2.986	2.246	1.362	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.101	2.813	1.372	2.392
Sep-09	2.872	3.426	1.374	2.458
Oct-09	1.33	2.196	1.372	2.522
Nov-09	1.506	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.69	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.243	2.844
Aug-10	1.369	2.92	1.218	2.833
Sep-10	1.267	2.312	1.199	2.815
Oct-10	1.004	2.868	1.187	2.796
Nov-10	1.284	1.766	1.189	2.781
Dec-10	1.151	3.181	1.209	2.772
Jan-11	1.198	2.674	1.247	2.766
Feb-11	1.261	2.633	1.299	2.76
Mar-11	1.441	2.604	1.357	2.751
Apr-11	1.033	2.565	1.413	2.738
May-11	1.611	2.966	1.46	2.72
Jun-11	1.559	2.762	1.494	2.702
Jul-11	1.466	2.913	1.513	2.686
Aug-11	1.831	2.728	1.511	2.674
Sep-11	1.635	2.261	1.488	2.671
Oct-11	1.35	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.352	2.674	1.329	2.692
Jan-12	1.038	2.792	1.264	2.706
Feb-12	1.288	2.553	1.202	2.727
Mar-12	1.488	3.075	1.151	2.752
Apr-12	1.046	2.926	1.114	2.779
May-12	1.02	2.564	1.091	2.805
Jun-12	1.033	2.849	1.079	2.824
Jul-12	1.03	2.779	1.072	2.834
Aug-12	0.691	2.468	1.068	2.839
Sep-12	1.204	3.277	1.064	2.843
Oct-12	4.416	3.116	1.063	2.848
Nov-12	1.026	2.691	1.065	2.858
Dec-12	2.679	2.694	1.07	2.872
Jan-13	1.35	3.099	1.078	2.892
Feb-13	0.877	2.855	1.094	2.917
Mar-13	0.946	2.654	1.121	2.95
Apr-13	0.748	2.984	1.167	2.992
May-13	1.342	3.304	1.233	3.051
Jun-13	1.467	3.3	1.319	3.133
Jul-13	1.226	3.056	1.422	3.24
Aug-13	1.494	3.343	1.529	3.369
Sep-13	1.462	3.406	1.634	3.513
Oct-13	1.665	3.416	1.724	3.665
Nov-13	2.218	5.148	1.795	3.819
Dec-13	2.206	4.08	1.849	3.97
Jan-14	1.598	3.212	1.888	4.108
Feb-14	2.245	4.45	1.917	4.228
Mar-14	1.508	4.653	1.939	4.326
Apr-14	3.836	4.204	1.959	4.402
May-14	1.8	4.571	1.982	4.451
Jun-14	1.542	3.886	2.009	4.476
Jul-14	2.9	4.627	2.044	4.482
Aug-14	1.696	4.779	2.09	4.479
Sep-14	2.967	4.258	2.141	4.474
Oct-14	2.167	4.5	2.192	4.474
Nov-14	1.768	3.045	2.235	4.483
Dec-14	2.195	4.767	2.261	4.504
Jan-15	3.64	4.442	2.272	4.535
Feb-15	2.625	4.375	2.271	4.578
Mar-15	2.008	4.425	2.263	4.634
Apr-15	2.445	4.762	2.247	4.701
May-15	2.333	4.993	2.223	4.782
Jun-15	2.081	4.853	2.195	4.875
Jul-15	2.003	4.931	2.168	4.973
Aug-15	2.238	4.99	2.144	5.065
Sep-15	1.879	8.353	2.127	5.144
Oct-15	2.195	4.997	2.122	5.204
Nov-15	2.445	5.262	2.13	5.242
Dec-15	2.18	5.657	2.146	5.258
Jan-16	1.625	4.514	2.16	5.254
Feb-16	1.845	5.568	2.163	5.236
Mar-16	3.009	5.208	2.152	5.209
Apr-16	3.363	5.131	2.132	5.177
May-16	2.234	4.691	2.1	5.15
Jun-16	1.8	5.095	2.064	5.136
Jul-16	2.275	5.402	2.027	5.141
Aug-16	1.85	5.039	1.996	5.164
Sep-16	1.54	5.321	1.974	5.205
Oct-16	1.869	5.165	1.967	5.264
Nov-16	4.656	5.313	1.978	5.332
Dec-16	1.96	5.019	2.004	5.4
Jan-17	2.802	5.892	2.044	5.466
Feb-17	1.815	5.659	2.093	5.526
Mar-17	1.885	5.712	2.142	5.575
Apr-17	2.477	5.268	2.188	5.612
May-17	1.898	5.508	2.231	5.634
Jun-17	2.894	5.808	2.274	5.642
Jul-17	1.836	6.722	2.323	5.633
Aug-17	2.788	5.43	2.378	5.608
Sep-17	1.979	5.234	2.442	5.571
Oct-17	2.211	6.093	2.513	5.525
Nov-17	3.96	5.581	2.581	5.472
Dec-17	2.65	4.851	2.638	5.418
Jan-18	2.91	5.563	2.678	5.369
Feb-18	2.516	5.411	2.69	5.334
Mar-18	2.63	5.148	2.67	5.322
Apr-18	3.026	5.552	2.618	5.336
May-18	2.663	5.083	2.542	5.372
Jun-18	2.239	5.378	2.449	5.416
Jul-18	2.538	5.169	2.348	5.461
Aug-18	2.05	5.607	2.253	5.503
Sep-18	2.109	5.705	2.176	5.538
Oct-18	3.517	5.799	2.124	5.561
Nov-18	1.692	6.195	2.102	5.568
Dec-18	1.938	4.307	2.114	5.564
Jan-19	2.563	5.094	2.164	5.547
Feb-19	2.86	5.077	2.256	5.513
Mar-19	1.92	5.494	2.384	5.461
Apr-19	2.008	5.488	2.53	5.393
May-19	2.701	6.447	2.68	5.314
Jun-19	3.031	7.332	2.82	5.231
Jul-19	2.728	4.457	2.932	5.148
Aug-19	3.029	5.234	3.005	5.067
Sep-19	3.991	5.136	3.03	4.983
Oct-19	3.329	4.142	3.005	4.891
Nov-19	3.13	4.275	2.935	4.789
Dec-19	2.882	4.89	2.827	4.676
Jan-20	2.1	4.639	2.692	4.554
Feb-20	2.278	5.137	2.545	4.429
Mar-20	2.809	4.652	2.404	4.303
Apr-20	2.042	4.282	2.284	4.177
May-20	2.008	3.967	2.192	4.057
Jun-20	3.071	3.613	2.13	3.955
Jul-20	2.272	3.238	2.096	3.881
Aug-20	1.289	3.813	2.083	3.843
Sep-20	2.107	3.891	2.078	3.855
Oct-20	1.97	3.862	2.074	3.93
Nov-20	1.207	4.265	2.068	4.069
Dec-20	1.972	4.893	2.062	4.268
Jan-21	1.041	3.853	2.059	4.512
Feb-21	2.134	4.42	2.059	4.786
Mar-21	2.281	5.095	2.06	5.076
Apr-21	1.942	5.523	2.062	5.377
May-21	1.975	4.811	2.066	5.686
Jun-21	1.662	6.83	2.073	5.992
Jul-21	2.519	6.865	2.08	6.283
Aug-21	2.037	6.082	2.091	6.542
Sep-21	2.271	6.224	2.105	6.753
Oct-21	2.147	7.266	2.122	6.909
Nov-21	1.571	6.793	2.139	7.011
Dec-21	2.309	7.196	2.151	7.058
Jan-22	3.939	7.681	2.154	7.059
Feb-22	1.975	7.45	2.145	7.018
Mar-22	2.405	6.38	2.121	6.938
Apr-22	2.185	6.211	2.086	6.821
May-22	2.1	7.05	2.044	6.67
Jun-22	2.196	6.099	1.996	6.495
Jul-22	1.564	6.868	1.946	6.304
Aug-22	2.125	6.418	1.895	6.116
Sep-22	1.512	5.889	1.85	5.948
Oct-22	2.499	5.585	1.815	5.806
Nov-22	0.927	5.556	1.791	5.692
Dec-22	1.848	5.219	1.781	5.612

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

			Dec-2022 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		15.55	-4.2	-29.8
		Construction of dwellings	1.81	-4.9	-18.6
		Purchase of newly erected dwellings	0.94	-1.1	-30.2
		Purchase of existing dwellings	11.71	-4.3	-31.7
	First home buyers		3.66	-4.6	-35.9
Investor
	Total housing (a)		7.89	-4.4	-28.3

Number of new loan commitments by purpose (seasonally adjusted)

			Dec-2022 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)
		Construction of dwellings	3 123	-6.4	-27.8
		Purchase of newly erected dwellings	1 674	-0.8	-30.1
		Purchase of existing dwellings	19 363	-5.9	-30.6
	First home buyers		7 646	-4.2	-35.9
Investor
	Total housing (a)

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In December 2022 in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers fell 4.2%, after a fall of 4.5% in November
to investors fell 4.4%, after a fall of 3.5% in November

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Dec-20	5.5	8.2
Jan-21	11.5	6.9
Feb-21	-0.5	6.1
Mar-21	1.5	12.4
Apr-21	2.4	2.6
May-21	1.2	11.5
Jun-21	-2.2	0.5
Jul-21	0.6	4.3
Aug-21	-3.5	3.7
Sep-21	-3.1	4.3
Oct-21	-2.1	2.9
Nov-21	5.6	4.4
Dec-21	2.1	2.5
Jan-22	1.4	3.1
Feb-22	-4.9	-0.4
Mar-22	-0.7	0.6
Apr-22	-3.8	-3.0
May-22	0.7	-2.3
Jun-22	-2.5	-4.4
Jul-22	-5.3	-9.5
Aug-22	-2.7	-2.5
Sep-22	-4.8	-3.5
Oct-22	-3.3	-2.3
Nov-22	-4.5	-3.5
Dec-22	-4.2	-4.4

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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In December 2022 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 4.3% and was 31.7% lower compared to a year ago
for the construction of new dwellings fell 4.9% and was 18.6% lower compared to a year ago
for the purchase of new dwellings fell 1.1% and was 30.2% lower compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Dec-04	0.789	0.408	5.960	0.338	0.437
Jan-05	0.801	0.425	6.102	0.335	0.435
Feb-05	0.814	0.412	6.495	0.349	0.426
Mar-05	0.844	0.431	6.205	0.355	0.381
Apr-05	0.813	0.425	6.056	0.350	0.443
May-05	0.817	0.451	5.961	0.350	0.446
Jun-05	0.806	0.435	6.140	0.343	0.430
Jul-05	0.809	0.457	6.075	0.342	0.403
Aug-05	0.807	0.475	6.265	0.323	0.438
Sep-05	0.815	0.506	6.536	0.329	0.457
Oct-05	0.814	0.533	6.585	0.327	0.454
Nov-05	0.812	0.512	6.745	0.320	0.461
Dec-05	0.835	0.542	6.709	0.329	0.463
Jan-06	0.857	0.534	6.756	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.848	0.592	6.996	0.335	0.496
Apr-06	0.854	0.628	7.143	0.343	0.494
May-06	0.851	0.633	7.224	0.342	0.445
Jun-06	0.897	0.618	7.186	0.344	0.471
Jul-06	0.952	0.607	7.401	0.364	0.466
Aug-06	0.937	0.574	7.165	0.352	0.464
Sep-06	0.905	0.555	6.912	0.327	0.470
Oct-06	0.916	0.574	6.980	0.334	0.472
Nov-06	0.918	0.578	6.938	0.334	0.464
Dec-06	0.916	0.526	7.121	0.338	0.499
Jan-07	0.932	0.616	7.178	0.334	0.518
Feb-07	0.909	0.641	7.382	0.324	0.511
Mar-07	0.925	0.680	7.634	0.321	0.520
Apr-07	0.929	0.623	7.872	0.331	0.514
May-07	0.934	0.679	8.208	0.331	0.543
Jun-07	0.992	0.761	8.684	0.331	0.573
Jul-07	0.959	0.692	8.255	0.316	0.564
Aug-07	0.998	0.700	8.410	0.338	0.610
Sep-07	1.027	0.648	7.921	0.312	0.533
Oct-07	1.050	0.576	8.222	0.318	0.605
Nov-07	0.988	0.543	8.221	0.317	0.592
Dec-07	0.991	0.497	8.006	0.304	0.565
Jan-08	0.999	0.489	8.319	0.347	0.627
Feb-08	1.003	0.481	7.574	0.328	0.527
Mar-08	0.996	0.402	6.977	0.296	0.477
Apr-08	0.961	0.390	6.557	0.294	0.494
May-08	0.920	0.368	6.235	0.288	0.389
Jun-08	0.888	0.420	6.137	0.288	0.466
Jul-08	0.874	0.388	6.128	0.292	0.451
Aug-08	0.841	0.348	6.062	0.282	0.427
Sep-08	0.834	0.402	6.247	0.333	0.430
Oct-08	0.861	0.429	6.502	0.334	0.436
Nov-08	0.839	0.475	6.394	0.351	0.487
Dec-08	0.916	0.503	7.086	0.350	0.524
Jan-09	1.010	0.551	7.726	0.374	0.564
Feb-09	1.054	0.589	8.140	0.383	0.616
Mar-09	1.189	0.643	9.053	0.388	0.697
Apr-09	1.305	0.629	8.910	0.381	0.699
May-09	1.345	0.615	8.783	0.380	0.708
Jun-09	1.370	0.607	8.937	0.364	0.693
Jul-09	1.382	0.603	8.719	0.364	0.706
Aug-09	1.405	0.633	8.520	0.346	0.726
Sep-09	1.506	0.648	8.938	0.340	0.742
Oct-09	1.676	0.613	8.410	0.329	0.777
Nov-09	1.542	0.579	7.980	0.315	0.674
Dec-09	1.454	0.582	7.671	0.301	0.600
Jan-10	1.401	0.519	7.319	0.290	0.581
Feb-10	1.361	0.544	7.020	0.292	0.576
Mar-10	1.270	0.548	6.940	0.286	0.558
Apr-10	1.183	0.558	6.809	0.283	0.529
May-10	1.137	0.566	6.936	0.281	0.514
Jun-10	1.088	0.569	6.677	0.270	0.518
Jul-10	1.109	0.588	6.774	0.271	0.546
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.692	0.272	0.512
Oct-10	1.099	0.609	6.647	0.289	0.514
Nov-10	1.163	0.709	6.673	0.272	0.507
Dec-10	1.130	0.599	6.873	0.275	0.574
Jan-11	1.055	0.591	6.627	0.241	0.497
Feb-11	1.083	0.509	6.586	0.257	0.437
Mar-11	1.053	0.523	6.529	0.268	0.455
Apr-11	1.085	0.552	6.633	0.261	0.467
May-11	1.172	0.613	6.535	0.265	0.503
Jun-11	1.081	0.589	6.597	0.275	0.554
Jul-11	1.089	0.591	6.619	0.260	0.473
Aug-11	1.059	0.615	6.605	0.277	0.481
Sep-11	1.082	0.575	6.400	0.268	0.479
Oct-11	1.048	0.566	6.520	0.242	0.483
Nov-11	1.082	0.592	6.558	0.256	0.468
Dec-11	1.065	0.621	6.954	0.250	0.515
Jan-12	1.086	0.622	6.939	0.271	0.480
Feb-12	1.130	0.549	6.264	0.247	0.487
Mar-12	1.093	0.584	6.325	0.243	0.458
Apr-12	1.112	0.636	6.431	0.244	0.500
May-12	1.153	0.579	6.620	0.239	0.518
Jun-12	1.183	0.583	6.675	0.240	0.567
Jul-12	1.206	0.551	6.780	0.243	0.501
Aug-12	1.173	0.561	6.968	0.241	0.498
Sep-12	1.129	0.591	7.038	0.241	0.496
Oct-12	1.117	0.578	6.921	0.248	0.522
Nov-12	1.115	0.546	7.008	0.243	0.519
Dec-12	1.158	0.530	7.062	0.250	0.529
Jan-13	1.141	0.566	7.275	0.236	0.577
Feb-13	1.166	0.530	7.379	0.242	0.558
Mar-13	1.264	0.572	7.668	0.249	0.601
Apr-13	1.252	0.549	7.642	0.239	0.614
May-13	1.229	0.565	7.785	0.245	0.607
Jun-13	1.263	0.487	7.886	0.240	0.598
Jul-13	1.240	0.554	7.906	0.239	0.577
Aug-13	1.268	0.548	7.562	0.243	0.611
Sep-13	1.291	0.536	8.066	0.241	0.627
Oct-13	1.307	0.566	8.149	0.235	0.638
Nov-13	1.339	0.654	8.278	0.239	0.669
Dec-13	1.308	0.584	8.157	0.246	0.659
Jan-14	1.412	0.569	8.285	0.245	0.678
Feb-14	1.445	0.603	8.440	0.253	0.704
Mar-14	1.488	0.591	8.386	0.239	0.677
Apr-14	1.476	0.577	8.378	0.241	0.641
May-14	1.500	0.591	8.262	0.247	0.625
Jun-14	1.497	0.639	8.363	0.240	0.649
Jul-14	1.494	0.627	8.265	0.244	0.652
Aug-14	1.433	0.640	8.039	0.235	0.623
Sep-14	1.487	0.622	8.142	0.236	0.628
Oct-14	1.537	0.629	8.335	0.244	0.682
Nov-14	1.452	0.645	7.984	0.238	0.630
Dec-14	1.449	0.607	8.534	0.223	0.571
Jan-15	1.464	0.599	8.650	0.254	0.566
Feb-15	1.423	0.689	8.375	0.245	0.554
Mar-15	1.461	0.695	8.794	0.256	0.533
Apr-15	1.510	0.713	8.745	0.262	0.546
May-15	1.402	0.682	8.278	0.253	0.527
Jun-15	1.387	0.722	9.035	0.274	0.568
Jul-15	1.369	0.801	9.296	0.266	0.598
Aug-15	1.408	0.798	10.112	0.276	0.614
Sep-15	1.441	0.933	10.324	0.265	0.600
Oct-15	1.439	0.851	10.002	0.264	0.585
Nov-15	1.485	0.835	9.812	0.273	0.583
Dec-15	1.482	0.899	9.641	0.270	0.601
Jan-16	1.471	0.889	9.369	0.261	0.535
Feb-16	1.432	0.863	9.543	0.273	0.627
Mar-16	1.429	0.835	9.248	0.276	0.660
Apr-16	1.452	0.882	9.437	0.279	0.666
May-16	1.490	0.893	9.474	0.263	0.661
Jun-16	1.442	0.906	9.442	0.269	0.629
Jul-16	1.454	0.851	9.206	0.276	0.644
Aug-16	1.513	0.867	9.034	0.268	0.632
Sep-16	1.496	0.868	9.175	0.276	0.642
Oct-16	1.498	0.889	9.327	0.264	0.633
Nov-16	1.477	0.922	9.377	0.271	0.648
Dec-16	1.504	0.925	9.648	0.267	0.708
Jan-17	1.480	0.955	9.838	0.282	0.672
Feb-17	1.470	0.875	9.854	0.280	0.714
Mar-17	1.515	1.004	10.204	0.279	0.726
Apr-17	1.599	0.987	10.205	0.289	0.775
May-17	1.616	0.984	10.073	0.293	0.828
Jun-17	1.673	1.019	10.179	0.282	0.793
Jul-17	1.796	1.042	10.347	0.260	0.787
Aug-17	1.711	1.050	10.603	0.293	0.790
Sep-17	1.637	1.086	10.449	0.317	0.813
Oct-17	1.650	1.068	10.292	0.297	0.824
Nov-17	1.651	1.025	10.359	0.287	0.800
Dec-17	1.618	1.043	10.270	0.280	0.791
Jan-18	1.713	1.042	10.381	0.280	0.850
Feb-18	1.557	1.121	10.492	0.245	0.773
Mar-18	1.551	1.065	10.209	0.238	0.778
Apr-18	1.501	1.048	10.204	0.230	0.781
May-18	1.529	1.084	10.536	0.230	0.811
Jun-18	1.654	1.037	10.216	0.224	0.848
Jul-18	1.771	1.013	10.100	0.212	0.815
Aug-18	1.579	0.959	9.829	0.212	0.790
Sep-18	1.446	0.929	9.511	0.210	0.723
Oct-18	1.533	0.928	9.848	0.205	0.718
Nov-18	1.512	0.900	9.164	0.209	0.700
Dec-18	1.418	0.844	8.556	0.253	0.723
Jan-19	1.415	0.804	8.580	0.184	0.754
Feb-19	1.500	0.799	9.041	0.211	0.592
Mar-19	1.490	0.746	8.693	0.202	0.525
Apr-19	1.422	0.813	8.651	0.199	0.615
May-19	1.457	0.817	8.503	0.199	0.612
Jun-19	1.448	0.760	8.746	0.203	0.642
Jul-19	1.475	0.860	8.970	0.206	0.633
Aug-19	1.455	0.973	9.284	0.211	0.680
Sep-19	1.496	1.026	9.563	0.212	0.692
Oct-19	1.513	1.016	9.975	0.244	0.714
Nov-19	1.543	1.111	10.413	0.208	0.737
Dec-19	1.584	1.090	10.559	0.208	0.727
Jan-20	1.658	1.076	10.753	0.208	0.751
Feb-20	1.681	1.054	10.201	0.215	0.760
Mar-20	1.609	1.059	10.553	0.194	0.769
Apr-20	1.665	1.066	9.632	0.215	0.748
May-20	1.665	1.059	8.531	0.217	0.658
Jun-20	1.631	1.060	9.119	0.219	0.770
Jul-20	1.801	1.108	10.160	0.225	1.072
Aug-20	2.138	1.171	11.428	0.219	1.345
Sep-20	2.584	1.220	11.880	0.228	1.374
Oct-20	2.854	1.223	12.061	0.277	1.371
Nov-20	3.030	1.307	12.614	0.280	1.332
Dec-20	3.414	1.406	13.114	0.297	1.362
Jan-21	4.003	1.432	14.779	0.309	1.315
Feb-21	4.161	1.504	14.436	0.325	1.306
Mar-21	3.557	1.547	15.381	0.317	1.252
Apr-21	3.226	1.538	16.235	0.393	1.185
May-21	3.161	1.521	16.638	0.450	1.076
Jun-21	2.547	1.612	16.796	0.478	0.908
Jul-21	2.632	1.519	16.883	0.494	0.948
Aug-21	2.474	1.419	16.401	0.496	0.892
Sep-21	2.323	1.342	15.945	0.504	0.886
Oct-21	2.144	1.204	15.836	0.508	0.866
Nov-21	2.288	1.285	16.621	0.606	0.901
Dec-21	2.228	1.347	17.147	0.547	0.890
Jan-22	2.171	1.267	17.667	0.491	0.874
Feb-22	2.184	1.194	16.582	0.552	0.859
Mar-22	2.184	1.204	16.404	0.585	0.836
Apr-22	2.139	1.149	15.758	0.607	0.749
May-22	2.315	1.165	15.648	0.625	0.800
Jun-22	2.376	1.125	15.116	0.608	0.806
Jul-22	2.286	1.080	14.259	0.591	0.761
Aug-22	2.280	0.989	13.881	0.554	0.763
Sep-22	2.144	0.994	13.208	0.513	0.714
Oct-22	2.061	1.009	12.676	0.565	0.682
Nov-22	1.908	0.951	12.233	0.509	0.626
Dec-22	1.815	0.941	11.710	0.547	0.539

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics about owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Hide/unhide series in the graph by clicking the legend above (toggle the 'purchase of existing dwellings' series for a closer look at the other purposes of owner occupier lending).

In December 2022 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in New South Wales fell 4.2%, in Victoria fell 3.9%, in Queensland fell 4.8%, in the Australian Capital Territory fell 13.8%, in Western Australia fell 1.7% and in South Australia fell 1.8%
in the Northern Territory rose 4.0%
in Tasmania showed no change, i.e. remained at the same level as the previous month

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-04	2.532	1.742	1.732	0.572	0.994	0.140	0.085	0.120
Jan-05	2.520	1.827	1.781	0.579	1.031	0.160	0.097	0.142
Feb-05	2.718	1.876	1.824	0.621	1.065	0.146	0.085	0.128
Mar-05	2.468	1.930	1.786	0.666	1.049	0.134	0.083	0.109
Apr-05	2.328	1.936	1.778	0.615	1.084	0.133	0.092	0.128
May-05	2.359	1.964	1.733	0.558	1.070	0.148	0.094	0.127
Jun-05	2.399	1.945	1.752	0.578	1.073	0.135	0.104	0.119
Jul-05	2.460	1.867	1.704	0.588	1.106	0.133	0.095	0.119
Aug-05	2.493	1.896	1.800	0.592	1.156	0.145	0.101	0.126
Sep-05	2.657	1.915	1.861	0.618	1.203	0.138	0.136	0.133
Oct-05	2.602	1.931	1.944	0.619	1.248	0.147	0.115	0.135
Nov-05	2.592	1.975	1.971	0.623	1.279	0.145	0.120	0.130
Dec-05	2.615	2.008	1.943	0.611	1.336	0.148	0.108	0.128
Jan-06	2.582	1.954	1.981	0.597	1.391	0.167	0.117	0.122
Feb-06	2.653	1.998	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.702	1.973	2.063	0.669	1.464	0.168	0.117	0.149
Apr-06	2.794	2.026	2.060	0.686	1.455	0.169	0.113	0.139
May-06	2.800	2.027	2.123	0.704	1.480	0.146	0.114	0.133
Jun-06	2.765	1.948	2.135	0.690	1.493	0.168	0.107	0.133
Jul-06	2.734	2.099	2.281	0.711	1.582	0.166	0.104	0.159
Aug-06	2.670	2.046	2.187	0.697	1.434	0.174	0.109	0.153
Sep-06	2.557	2.016	2.143	0.716	1.346	0.183	0.094	0.163
Oct-06	2.578	2.052	2.186	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.299	0.166	0.086	0.169
Dec-06	2.603	2.092	2.262	0.665	1.369	0.168	0.090	0.170
Jan-07	2.713	2.099	2.308	0.686	1.320	0.160	0.094	0.146
Feb-07	2.739	2.119	2.404	0.723	1.341	0.162	0.082	0.182
Mar-07	2.850	2.197	2.490	0.739	1.345	0.173	0.106	0.195
Apr-07	2.918	2.247	2.589	0.732	1.350	0.175	0.085	0.182
May-07	2.944	2.395	2.664	0.754	1.454	0.198	0.082	0.207
Jun-07	3.176	2.424	2.735	0.783	1.649	0.202	0.100	0.207
Jul-07	3.016	2.250	2.718	0.762	1.552	0.194	0.099	0.208
Aug-07	3.061	2.431	2.760	0.780	1.506	0.183	0.084	0.202
Sep-07	2.853	2.402	2.594	0.774	1.434	0.193	0.092	0.179
Oct-07	3.109	2.392	2.582	0.781	1.391	0.199	0.094	0.184
Nov-07	2.999	2.423	2.607	0.775	1.409	0.198	0.093	0.187
Dec-07	2.937	2.372	2.518	0.776	1.363	0.178	0.088	0.193
Jan-08	3.110	2.414	2.527	0.759	1.468	0.196	0.075	0.198
Feb-08	2.770	2.341	2.359	0.698	1.276	0.196	0.083	0.182
Mar-08	2.572	2.195	2.078	0.654	1.209	0.200	0.072	0.163
Apr-08	2.451	2.065	1.939	0.661	1.147	0.175	0.098	0.176
May-08	2.366	2.002	1.846	0.598	1.016	0.134	0.081	0.156
Jun-08	2.313	1.990	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.309	1.937	1.765	0.612	1.136	0.143	0.085	0.160
Aug-08	2.313	1.877	1.649	0.640	1.060	0.148	0.082	0.176
Sep-08	2.307	2.014	1.828	0.638	1.075	0.146	0.086	0.169
Oct-08	2.328	2.061	1.896	0.642	1.129	0.166	0.105	0.212
Nov-08	2.345	2.103	1.958	0.679	1.070	0.181	0.099	0.160
Dec-08	2.685	2.213	2.084	0.726	1.166	0.191	0.110	0.204
Jan-09	2.946	2.360	2.305	0.794	1.260	0.208	0.108	0.224
Feb-09	3.309	2.415	2.376	0.830	1.327	0.225	0.125	0.218
Mar-09	3.579	2.776	2.676	0.840	1.447	0.228	0.137	0.261
Apr-09	3.467	2.756	2.699	0.851	1.510	0.225	0.134	0.255
May-09	3.441	2.741	2.651	0.867	1.548	0.197	0.127	0.254
Jun-09	3.509	2.757	2.667	0.832	1.591	0.222	0.108	0.253
Jul-09	3.439	2.831	2.567	0.853	1.570	0.219	0.114	0.230
Aug-09	3.360	2.836	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.546	2.939	2.589	0.810	1.733	0.208	0.115	0.266
Oct-09	3.301	2.945	2.487	0.790	1.681	0.215	0.117	0.231
Nov-09	3.069	2.821	2.323	0.728	1.654	0.197	0.100	0.220
Dec-09	2.894	2.718	2.237	0.709	1.533	0.181	0.097	0.223
Jan-10	2.747	2.658	2.086	0.676	1.428	0.168	0.097	0.202
Feb-10	2.618	2.714	2.009	0.619	1.386	0.160	0.105	0.206
Mar-10	2.654	2.605	1.952	0.639	1.270	0.158	0.085	0.197
Apr-10	2.702	2.577	1.844	0.623	1.209	0.157	0.084	0.181
May-10	2.754	2.595	1.833	0.642	1.151	0.148	0.088	0.184
Jun-10	2.629	2.564	1.794	0.598	1.120	0.145	0.076	0.180
Jul-10	2.718	2.698	1.777	0.605	1.093	0.151	0.067	0.187
Aug-10	2.703	2.670	1.746	0.623	1.110	0.154	0.076	0.190
Sep-10	2.689	2.558	1.734	0.607	1.135	0.151	0.088	0.198
Oct-10	2.644	2.631	1.744	0.607	1.123	0.140	0.071	0.182
Nov-10	2.711	2.640	1.777	0.650	1.145	0.138	0.076	0.194
Dec-10	2.798	2.675	1.761	0.626	1.157	0.145	0.070	0.190
Jan-11	2.758	2.566	1.512	0.619	1.118	0.154	0.079	0.186
Feb-11	2.711	2.572	1.527	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.540	0.561	1.093	0.145	0.077	0.178
Apr-11	2.715	2.536	1.586	0.566	1.136	0.154	0.073	0.195
May-11	2.749	2.549	1.575	0.602	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.675	0.564	1.126	0.151	0.074	0.198
Aug-11	2.751	2.561	1.715	0.548	1.122	0.147	0.076	0.176
Sep-11	2.738	2.414	1.534	0.622	1.123	0.137	0.079	0.184
Oct-11	2.812	2.361	1.572	0.568	1.115	0.134	0.072	0.193
Nov-11	2.853	2.349	1.650	0.553	1.147	0.135	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.185
Jan-12	3.054	2.415	1.829	0.525	1.221	0.134	0.085	0.185
Feb-12	2.519	2.355	1.649	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.276	0.120	0.099	0.176
Apr-12	2.526	2.424	1.769	0.532	1.253	0.118	0.091	0.180
May-12	2.566	2.510	1.802	0.539	1.274	0.131	0.088	0.186
Jun-12	2.600	2.588	1.760	0.554	1.329	0.141	0.100	0.188
Jul-12	2.641	2.520	1.740	0.554	1.410	0.133	0.108	0.194
Aug-12	2.724	2.523	1.820	0.559	1.481	0.136	0.100	0.202
Sep-12	2.726	2.529	1.802	0.537	1.452	0.137	0.097	0.192
Oct-12	2.647	2.517	1.842	0.551	1.369	0.138	0.097	0.198
Nov-12	2.666	2.510	1.828	0.557	1.474	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.555	0.138	0.102	0.193
Jan-13	2.724	2.590	1.833	0.590	1.613	0.132	0.107	0.188
Feb-13	2.766	2.589	1.874	0.609	1.593	0.135	0.096	0.204
Mar-13	2.916	2.698	1.935	0.620	1.675	0.144	0.090	0.211
Apr-13	2.947	2.651	1.902	0.637	1.715	0.135	0.091	0.211
May-13	2.975	2.684	1.967	0.627	1.713	0.145	0.098	0.203
Jun-13	2.947	2.685	2.016	0.673	1.699	0.141	0.106	0.216
Jul-13	3.002	2.638	2.040	0.670	1.663	0.146	0.116	0.232
Aug-13	2.975	2.626	1.918	0.625	1.671	0.158	0.100	0.261
Sep-13	3.083	2.731	2.046	0.677	1.685	0.163	0.102	0.260
Oct-13	3.188	2.666	2.102	0.732	1.701	0.180	0.111	0.213
Nov-13	3.264	2.859	2.145	0.684	1.762	0.164	0.104	0.224
Dec-13	3.199	2.779	2.116	0.687	1.689	0.167	0.088	0.227
Jan-14	3.196	2.816	2.215	0.685	1.756	0.162	0.104	0.241
Feb-14	3.275	2.864	2.285	0.672	1.785	0.171	0.126	0.241
Mar-14	3.240	2.864	2.224	0.685	1.770	0.172	0.112	0.240
Apr-14	3.314	2.878	2.177	0.695	1.673	0.184	0.116	0.224
May-14	3.186	2.839	2.179	0.693	1.811	0.157	0.125	0.229
Jun-14	3.290	2.886	2.172	0.696	1.893	0.182	0.104	0.209
Jul-14	3.242	2.965	2.171	0.699	1.721	0.164	0.112	0.237
Aug-14	3.111	2.857	2.199	0.670	1.704	0.166	0.127	0.234
Sep-14	3.172	2.832	2.230	0.683	1.640	0.174	0.126	0.237
Oct-14	3.338	2.953	2.213	0.683	1.695	0.167	0.128	0.236
Nov-14	3.086	2.868	2.184	0.677	1.654	0.153	0.106	0.238
Dec-14	3.392	2.937	2.148	0.699	1.642	0.157	0.116	0.249
Jan-15	3.542	3.017	2.182	0.737	1.542	0.178	0.102	0.259
Feb-15	3.432	2.846	2.210	0.677	1.582	0.163	0.101	0.265
Mar-15	3.647	3.028	2.244	0.692	1.606	0.168	0.100	0.248
Apr-15	3.550	3.069	2.335	0.686	1.577	0.159	0.106	0.263
May-15	3.336	2.940	2.219	0.668	1.474	0.150	0.093	0.252
Jun-15	3.842	3.218	2.248	0.654	1.528	0.154	0.092	0.262
Jul-15	4.013	3.317	2.330	0.699	1.498	0.162	0.081	0.233
Aug-15	4.431	3.771	2.324	0.719	1.462	0.158	0.093	0.262
Sep-15	4.715	3.690	2.345	0.737	1.492	0.156	0.092	0.279
Oct-15	4.430	3.701	2.303	0.717	1.458	0.157	0.086	0.271
Nov-15	4.306	3.772	2.230	0.731	1.411	0.162	0.101	0.287
Dec-15	4.271	3.657	2.348	0.727	1.403	0.169	0.073	0.270
Jan-16	4.114	3.542	2.280	0.687	1.370	0.171	0.098	0.270
Feb-16	4.218	3.619	2.311	0.713	1.351	0.157	0.092	0.259
Mar-16	4.037	3.561	2.298	0.726	1.338	0.156	0.088	0.276
Apr-16	4.122	3.621	2.332	0.755	1.341	0.164	0.080	0.290
May-16	4.151	3.599	2.390	0.774	1.323	0.170	0.079	0.300
Jun-16	4.184	3.558	2.382	0.746	1.289	0.174	0.079	0.292
Jul-16	4.083	3.414	2.335	0.748	1.325	0.178	0.079	0.268
Aug-16	4.013	3.347	2.396	0.741	1.296	0.180	0.082	0.271
Sep-16	4.025	3.445	2.449	0.737	1.279	0.190	0.071	0.238
Oct-16	4.015	3.525	2.441	0.745	1.271	0.187	0.080	0.267
Nov-16	4.138	3.597	2.422	0.738	1.281	0.198	0.077	0.276
Dec-16	4.338	3.727	2.455	0.736	1.297	0.192	0.079	0.294
Jan-17	4.413	3.758	2.485	0.745	1.245	0.190	0.071	0.306
Feb-17	4.341	3.811	2.429	0.772	1.296	0.183	0.072	0.281
Mar-17	4.646	3.914	2.493	0.790	1.275	0.209	0.102	0.321
Apr-17	4.638	3.954	2.570	0.781	1.282	0.186	0.078	0.317
May-17	4.640	3.965	2.530	0.760	1.294	0.200	0.069	0.323
Jun-17	4.641	4.082	2.547	0.777	1.329	0.192	0.083	0.341
Jul-17	4.732	4.220	2.571	0.752	1.326	0.194	0.078	0.330
Aug-17	5.036	4.323	2.530	0.736	1.314	0.201	0.077	0.329
Sep-17	4.805	4.360	2.468	0.746	1.256	0.192	0.085	0.350
Oct-17	4.577	4.323	2.484	0.744	1.293	0.208	0.082	0.334
Nov-17	4.648	4.333	2.547	0.776	1.250	0.219	0.063	0.334
Dec-17	4.618	4.311	2.515	0.776	1.224	0.212	0.089	0.332
Jan-18	4.638	4.343	2.499	0.766	1.276	0.200	0.073	0.334
Feb-18	4.783	4.354	2.460	0.774	1.167	0.201	0.083	0.340
Mar-18	4.557	4.269	2.490	0.735	1.172	0.210	0.069	0.346
Apr-18	4.612	4.082	2.435	0.732	1.184	0.220	0.073	0.372
May-18	4.787	4.328	2.545	0.792	1.187	0.218	0.076	0.336
Jun-18	4.631	4.291	2.570	0.759	1.141	0.218	0.076	0.327
Jul-18	4.465	4.339	2.583	0.784	1.137	0.235	0.071	0.328
Aug-18	4.429	4.117	2.398	0.796	1.042	0.211	0.071	0.336
Sep-18	4.216	3.849	2.312	0.732	1.129	0.208	0.075	0.314
Oct-18	4.165	3.937	2.360	0.805	1.170	0.245	0.064	0.357
Nov-18	3.929	3.814	2.235	0.769	1.158	0.224	0.069	0.349
Dec-18	3.757	3.634	2.049	0.757	1.029	0.227	0.060	0.325
Jan-19	3.610	3.525	2.111	0.760	1.043	0.220	0.070	0.290
Feb-19	3.933	3.574	2.198	0.753	1.012	0.228	0.057	0.316
Mar-19	3.673	3.542	2.109	0.728	1.026	0.205	0.064	0.293
Apr-19	3.795	3.495	2.091	0.737	1.013	0.208	0.076	0.284
May-19	3.716	3.557	2.087	0.696	1.006	0.204	0.071	0.284
Jun-19	3.766	3.607	2.156	0.717	1.031	0.217	0.063	0.273
Jul-19	3.972	3.704	2.178	0.687	1.026	0.211	0.064	0.308
Aug-19	4.126	3.856	2.286	0.739	1.090	0.220	0.056	0.321
Sep-19	4.284	3.887	2.354	0.753	1.110	0.230	0.060	0.307
Oct-19	4.441	4.124	2.344	0.742	1.097	0.218	0.058	0.343
Nov-19	4.726	4.306	2.441	0.818	1.157	0.219	0.057	0.348
Dec-19	4.752	4.479	2.503	0.803	1.154	0.210	0.064	0.367
Jan-20	4.809	4.445	2.385	0.776	1.140	0.219	0.064	0.366
Feb-20	4.436	4.227	2.544	0.763	1.186	0.227	0.059	0.359
Mar-20	4.963	4.193	2.480	0.751	1.150	0.223	0.060	0.349
Apr-20	4.763	4.180	2.019	0.725	0.966	0.210	0.057	0.352
May-20	3.975	4.039	2.008	0.665	0.910	0.184	0.052	0.336
Jun-20	4.365	3.742	2.414	0.765	1.035	0.212	0.058	0.348
Jul-20	4.938	4.030	2.687	0.842	1.220	0.225	0.078	0.343
Aug-20	5.315	4.679	3.083	0.950	1.442	0.309	0.076	0.452
Sep-20	5.883	4.319	3.526	1.066	1.788	0.302	0.089	0.472
Oct-20	5.891	4.052	3.654	1.099	2.043	0.308	0.099	0.459
Nov-20	6.104	4.756	3.622	1.036	2.037	0.286	0.109	0.454
Dec-20	6.349	5.598	3.789	1.013	2.159	0.313	0.099	0.481
Jan-21	6.578	6.147	4.165	1.124	2.381	0.326	0.108	0.592
Feb-21	6.491	6.361	4.086	1.245	2.415	0.330	0.117	0.473
Mar-21	6.947	6.407	4.149	1.202	2.225	0.313	0.115	0.487
Apr-21	7.360	6.875	4.184	1.235	2.158	0.309	0.116	0.484
May-21	7.480	6.910	4.077	1.171	2.242	0.302	0.128	0.534
Jun-21	7.656	6.609	4.086	1.175	2.061	0.299	0.111	0.550
Jul-21	7.771	6.657	4.036	1.092	2.053	0.282	0.123	0.545
Aug-21	7.436	6.472	3.954	1.113	1.977	0.270	0.121	0.488
Sep-21	7.351	5.697	3.995	1.136	2.042	0.271	0.100	0.489
Oct-21	6.645	5.816	3.927	1.115	1.992	0.274	0.100	0.412
Nov-21	7.266	6.521	3.969	1.129	2.045	0.278	0.117	0.502
Dec-21	7.480	6.666	3.994	1.145	2.072	0.286	0.108	0.494
Jan-22	7.370	6.590	3.881	1.144	2.061	0.264	0.107	0.647
Feb-22	6.907	6.407	3.821	1.091	2.086	0.270	0.104	0.474
Mar-22	6.848	6.372	3.878	1.108	2.075	0.277	0.110	0.530
Apr-22	6.519	6.110	3.816	1.117	2.017	0.291	0.104	0.528
May-22	6.470	6.382	3.898	1.149	1.950	0.294	0.093	0.534
Jun-22	6.308	5.915	3.910	1.172	1.892	0.283	0.113	0.514
Jul-22	6.025	5.665	3.592	1.077	1.763	0.278	0.118	0.492
Aug-22	5.665	5.495	3.544	1.036	1.858	0.295	0.125	0.514
Sep-22	5.409	5.184	3.333	0.995	1.737	0.273	0.100	0.487
Oct-22	5.186	5.044	3.213	0.960	1.762	0.258	0.096	0.439
Nov-22	5.012	4.734	3.143	0.941	1.694	0.248	0.090	0.414
Dec-22	4.799	4.548	2.992	0.924	1.666	0.248	0.093	0.357

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In December 2022 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales fell 5.9%, in Victoria fell 5.4%, in Queensland fell 5.1% and in the Northern Territory fell 4.0%
in Western Australia rose 5.3%, in Tasmania (a smaller and more volatile series) rose 18.2%, in South Australia rose 2.3% and in the Australian Capital Territory rose 1.4%

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-04	1.861	0.965	1.173	0.319	0.572	0.062	0.027	0.063
Jan-05	1.911	1.043	1.134	0.305	0.595	0.050	0.031	0.060
Feb-05	2.003	1.049	1.194	0.308	0.648	0.046	0.040	0.101
Mar-05	1.926	1.033	1.174	0.324	0.674	0.052	0.030	0.073
Apr-05	1.856	1.023	1.126	0.317	0.641	0.053	0.030	0.073
May-05	1.655	0.928	1.083	0.293	0.601	0.050	0.019	0.071
Jun-05	1.665	0.880	1.090	0.265	0.559	0.046	0.032	0.062
Jul-05	1.649	0.932	1.084	0.272	0.646	0.051	0.016	0.060
Aug-05	1.570	0.893	1.049	0.276	0.677	0.046	0.032	0.075
Sep-05	1.651	0.921	1.109	0.279	0.773	0.051	0.033	0.070
Oct-05	1.723	1.076	1.182	0.300	0.802	0.048	0.030	0.083
Nov-05	1.742	0.979	1.170	0.302	0.840	0.049	0.035	0.084
Dec-05	1.696	0.975	1.133	0.287	0.892	0.045	0.034	0.087
Jan-06	1.684	0.941	1.271	0.296	0.984	0.055	0.031	0.081
Feb-06	1.612	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.592	0.995	1.220	0.289	1.064	0.064	0.034	0.080
Apr-06	1.424	1.006	1.274	0.292	1.074	0.042	0.036	0.077
May-06	1.713	1.082	1.300	0.307	1.140	0.048	0.034	0.077
Jun-06	1.851	1.103	1.443	0.313	1.128	0.053	0.036	0.087
Jul-06	1.573	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.569	1.075	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.188	0.278	1.063	0.042	0.039	0.073
Oct-06	1.408	0.969	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.360	0.944	1.304	0.277	0.950	0.059	0.038	0.064
Dec-06	1.390	0.983	1.377	0.282	0.975	0.047	0.046	0.078
Jan-07	1.450	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.601	1.126	1.625	0.340	0.951	0.060	0.050	0.083
Apr-07	1.576	1.178	1.666	0.358	0.974	0.061	0.057	0.099
May-07	1.729	1.295	1.773	0.387	1.024	0.064	0.054	0.112
Jun-07	1.931	1.356	1.861	0.420	1.077	0.067	0.050	0.115
Jul-07	1.724	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.666	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.586	1.388	1.691	0.437	0.961	0.063	0.042	0.107
Oct-07	1.445	1.356	1.739	0.417	0.948	0.050	0.039	0.095
Nov-07	1.546	1.445	1.773	0.426	0.935	0.054	0.038	0.102
Dec-07	1.508	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.435	1.482	1.637	0.391	0.947	0.067	0.044	0.106
Feb-08	1.383	1.445	1.525	0.414	0.795	0.058	0.048	0.104
Mar-08	1.335	1.338	1.416	0.380	0.714	0.052	0.040	0.093
Apr-08	1.274	1.295	1.347	0.360	0.703	0.057	0.039	0.089
May-08	1.182	1.212	1.210	0.344	0.688	0.052	0.035	0.081
Jun-08	1.174	1.213	1.143	0.336	0.710	0.050	0.037	0.084
Jul-08	1.213	1.154	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.664	0.045	0.034	0.080
Sep-08	1.292	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.292	1.256	1.063	0.352	0.672	0.046	0.048	0.095
Nov-08	1.189	1.190	0.965	0.318	0.612	0.054	0.044	0.097
Dec-08	1.285	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.321	1.221	0.995	0.341	0.581	0.053	0.042	0.103
Feb-09	1.311	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.603	0.050	0.052	0.106
Apr-09	1.376	1.290	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.392	1.241	1.201	0.331	0.668	0.055	0.042	0.103
Jun-09	1.502	1.287	1.221	0.308	0.693	0.048	0.044	0.110
Jul-09	1.487	1.365	1.307	0.375	0.685	0.065	0.058	0.120
Aug-09	1.567	1.395	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.554	1.461	1.241	0.369	0.819	0.073	0.062	0.119
Oct-09	1.529	1.429	1.340	0.364	0.835	0.065	0.074	0.125
Nov-09	1.595	1.569	1.323	0.382	0.898	0.070	0.064	0.123
Dec-09	1.563	1.470	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.599	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.583	1.577	1.301	0.389	0.790	0.061	0.057	0.121
Mar-10	1.655	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.670	1.656	1.244	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.195	0.399	0.716	0.067	0.054	0.114
Jun-10	1.708	1.722	1.201	0.386	0.710	0.064	0.054	0.114
Jul-10	1.676	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.562	1.622	1.057	0.380	0.596	0.054	0.046	0.126
Sep-10	1.592	1.612	1.046	0.410	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.558	1.577	1.060	0.370	0.627	0.068	0.037	0.116
Dec-10	1.743	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.574	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.689	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.525	1.446	0.869	0.347	0.524	0.050	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.548	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.549	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.583	1.478	0.959	0.358	0.582	0.060	0.034	0.120
Sep-11	1.572	1.439	1.007	0.316	0.592	0.055	0.040	0.119
Oct-11	1.538	1.361	1.002	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.642	1.424	1.075	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.050	0.124
Feb-12	1.669	1.470	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.704	1.355	1.124	0.304	0.643	0.048	0.047	0.131
May-12	1.690	1.417	1.139	0.297	0.652	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.044	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.052	0.130
Aug-12	1.850	1.336	1.061	0.298	0.662	0.049	0.051	0.135
Sep-12	1.849	1.391	1.024	0.299	0.796	0.044	0.048	0.162
Oct-12	1.890	1.428	1.011	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.112	0.310	0.676	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.739	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.315	0.790	0.046	0.054	0.125
Feb-13	2.259	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.335	0.866	0.050	0.057	0.120
Apr-13	2.356	1.632	1.193	0.347	0.886	0.053	0.058	0.141
May-13	2.451	1.608	1.291	0.359	0.901	0.046	0.058	0.135
Jun-13	2.512	1.644	1.213	0.326	0.818	0.046	0.048	0.148
Jul-13	2.576	1.713	1.200	0.376	0.835	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.839	0.048	0.069	0.153
Sep-13	2.894	1.829	1.263	0.389	0.810	0.052	0.070	0.160
Oct-13	3.045	1.885	1.351	0.390	0.844	0.051	0.072	0.141
Nov-13	3.187	1.911	1.342	0.379	0.963	0.052	0.079	0.140
Dec-13	3.186	1.973	1.338	0.369	0.941	0.054	0.073	0.125
Jan-14	3.224	1.881	1.370	0.353	0.909	0.060	0.075	0.116
Feb-14	3.148	1.893	1.400	0.371	0.894	0.052	0.083	0.148
Mar-14	3.351	1.958	1.353	0.358	0.887	0.055	0.076	0.167
Apr-14	3.287	1.998	1.371	0.361	0.925	0.054	0.078	0.128
May-14	3.353	1.993	1.371	0.370	0.921	0.060	0.078	0.123
Jun-14	3.187	2.035	1.392	0.361	0.924	0.063	0.089	0.121
Jul-14	3.468	2.021	1.417	0.386	0.956	0.059	0.086	0.116
Aug-14	3.508	2.067	1.428	0.399	0.937	0.076	0.095	0.125
Sep-14	3.779	2.062	1.456	0.373	1.012	0.060	0.076	0.117
Oct-14	3.915	2.165	1.448	0.418	0.945	0.070	0.080	0.131
Nov-14	3.901	2.140	1.379	0.407	0.952	0.066	0.073	0.131
Dec-14	4.027	2.174	1.375	0.388	0.915	0.062	0.074	0.144
Jan-15	4.032	2.247	1.405	0.408	0.783	0.060	0.054	0.144
Feb-15	3.921	2.164	1.398	0.394	0.834	0.067	0.057	0.126
Mar-15	4.288	2.286	1.450	0.417	0.855	0.061	0.068	0.142
Apr-15	4.374	2.436	1.537	0.459	0.841	0.066	0.060	0.143
May-15	4.077	2.260	1.486	0.396	0.756	0.057	0.053	0.134
Jun-15	4.063	2.216	1.441	0.416	0.741	0.064	0.052	0.134
Jul-15	3.924	2.126	1.467	0.360	0.699	0.060	0.039	0.138
Aug-15	3.639	2.012	1.441	0.344	0.746	0.054	0.035	0.122
Sep-15	3.199	1.769	1.379	0.392	0.539	0.046	0.036	0.088
Oct-15	3.018	1.655	1.188	0.313	0.507	0.051	0.036	0.097
Nov-15	2.765	1.735	1.178	0.311	0.453	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.064	0.029	0.088
Jan-16	2.752	1.677	1.213	0.329	0.436	0.056	0.033	0.095
Feb-16	2.837	1.719	1.245	0.323	0.423	0.055	0.031	0.079
Mar-16	2.829	1.677	1.193	0.318	0.396	0.057	0.019	0.103
Apr-16	3.009	1.763	1.224	0.333	0.396	0.050	0.026	0.104
May-16	3.234	1.787	1.268	0.342	0.405	0.059	0.027	0.117
Jun-16	3.350	1.890	1.244	0.345	0.421	0.059	0.027	0.121
Jul-16	3.542	1.910	1.236	0.328	0.414	0.055	0.021	0.112
Aug-16	3.535	1.857	1.244	0.346	0.400	0.060	0.026	0.112
Sep-16	3.936	2.098	1.292	0.326	0.423	0.051	0.023	0.132
Oct-16	4.036	2.190	1.371	0.342	0.434	0.061	0.020	0.125
Nov-16	4.170	2.293	1.401	0.350	0.414	0.067	0.020	0.147
Dec-16	4.181	2.306	1.391	0.350	0.417	0.072	0.022	0.157
Jan-17	4.260	2.398	1.354	0.353	0.430	0.074	0.027	0.153
Feb-17	4.122	2.279	1.321	0.325	0.448	0.072	0.023	0.145
Mar-17	4.169	2.409	1.313	0.345	0.417	0.072	0.023	0.145
Apr-17	4.141	2.331	1.232	0.327	0.378	0.073	0.020	0.142
May-17	3.994	2.253	1.134	0.311	0.339	0.067	0.017	0.148
Jun-17	3.827	2.273	1.131	0.311	0.358	0.065	0.018	0.143
Jul-17	3.686	2.084	1.120	0.325	0.371	0.069	0.020	0.140
Aug-17	3.761	2.204	1.038	0.317	0.359	0.067	0.020	0.121
Sep-17	3.648	2.237	1.031	0.319	0.354	0.072	0.018	0.150
Oct-17	3.608	2.125	0.966	0.300	0.372	0.064	0.019	0.157
Nov-17	3.341	2.123	0.958	0.314	0.370	0.086	0.020	0.138
Dec-17	3.237	2.122	0.908	0.303	0.365	0.072	0.017	0.132
Jan-18	3.175	2.028	0.982	0.276	0.338	0.071	0.012	0.130
Feb-18	3.332	2.044	0.896	0.290	0.309	0.068	0.014	0.138
Mar-18	2.909	1.875	0.849	0.268	0.297	0.074	0.015	0.151
Apr-18	2.920	1.813	0.899	0.273	0.264	0.071	0.015	0.126
May-18	2.918	1.867	0.909	0.263	0.302	0.069	0.016	0.127
Jun-18	2.891	1.769	0.954	0.230	0.282	0.069	0.013	0.123
Jul-18	2.791	1.814	0.946	0.284	0.280	0.074	0.013	0.115
Aug-18	2.712	1.700	0.865	0.249	0.295	0.074	0.012	0.116
Sep-18	2.619	1.684	0.792	0.258	0.270	0.067	0.015	0.109
Oct-18	2.435	1.726	0.845	0.293	0.269	0.068	0.012	0.117
Nov-18	2.376	1.564	0.750	0.242	0.245	0.067	0.012	0.108
Dec-18	2.285	1.471	0.726	0.242	0.221	0.066	0.011	0.107
Jan-19	2.153	1.444	0.715	0.239	0.219	0.056	0.010	0.101
Feb-19	2.182	1.432	0.711	0.244	0.213	0.063	0.011	0.107
Mar-19	2.068	1.383	0.684	0.222	0.235	0.061	0.010	0.098
Apr-19	2.018	1.345	0.683	0.227	0.224	0.071	0.010	0.104
May-19	2.015	1.354	0.694	0.241	0.203	0.064	0.011	0.102
Jun-19	2.054	1.365	0.684	0.234	0.192	0.058	0.010	0.097
Jul-19	2.095	1.457	0.721	0.240	0.214	0.070	0.012	0.108
Aug-19	2.175	1.569	0.760	0.251	0.248	0.080	0.008	0.109
Sep-19	2.141	1.538	0.769	0.244	0.237	0.070	0.012	0.089
Oct-19	2.098	1.637	0.781	0.231	0.227	0.071	0.010	0.123
Nov-19	2.221	1.705	0.786	0.240	0.236	0.073	0.019	0.137
Dec-19	2.236	1.734	0.818	0.251	0.234	0.067	0.014	0.128
Jan-20	2.194	1.666	0.806	0.265	0.243	0.066	0.013	0.120
Feb-20	2.081	1.640	0.847	0.204	0.245	0.078	0.015	0.073
Mar-20	2.044	1.515	0.786	0.221	0.224	0.067	0.012	0.110
Apr-20	2.011	1.661	0.574	0.210	0.172	0.054	0.012	0.082
May-20	1.727	1.312	0.531	0.186	0.156	0.049	0.008	0.097
Jun-20	1.953	1.320	0.633	0.217	0.189	0.065	0.013	0.089
Jul-20	2.048	1.354	0.666	0.222	0.223	0.065	0.009	0.091
Aug-20	2.001	1.411	0.764	0.242	0.294	0.064	0.012	0.139
Sep-20	2.325	1.441	0.806	0.280	0.352	0.067	0.012	0.136
Oct-20	2.419	1.203	0.856	0.272	0.324	0.088	0.015	0.128
Nov-20	2.426	1.344	0.919	0.268	0.373	0.066	0.012	0.159
Dec-20	2.582	1.581	1.031	0.262	0.380	0.096	0.014	0.152
Jan-21	2.706	1.743	1.102	0.276	0.386	0.096	0.024	0.197
Feb-21	2.799	1.934	1.150	0.306	0.404	0.092	0.018	0.176
Mar-21	3.082	2.126	1.328	0.320	0.433	0.095	0.020	0.170
Apr-21	3.225	2.174	1.440	0.346	0.456	0.088	0.031	0.157
May-21	3.499	2.497	1.504	0.359	0.476	0.122	0.025	0.190
Jun-21	3.668	2.443	1.584	0.400	0.496	0.119	0.024	0.237
Jul-21	3.839	2.464	1.740	0.395	0.510	0.121	0.028	0.240
Aug-21	3.893	2.554	1.845	0.395	0.534	0.122	0.044	0.235
Sep-21	3.971	2.613	1.932	0.456	0.585	0.127	0.031	0.241
Oct-21	3.946	2.591	2.160	0.492	0.610	0.134	0.048	0.224
Nov-21	4.267	2.778	2.226	0.530	0.616	0.133	0.036	0.222
Dec-21	4.327	2.932	2.254	0.530	0.612	0.133	0.034	0.234
Jan-22	4.442	3.031	2.280	0.534	0.637	0.130	0.035	0.304
Feb-22	4.396	3.022	2.278	0.506	0.682	0.133	0.026	0.247
Mar-22	4.268	3.001	2.288	0.544	0.728	0.135	0.035	0.271
Apr-22	4.143	2.934	2.178	0.536	0.700	0.118	0.035	0.274
May-22	3.978	2.867	2.132	0.528	0.723	0.139	0.033	0.264
Jun-22	3.710	2.803	2.154	0.516	0.674	0.144	0.036	0.256
Jul-22	3.482	2.478	1.897	0.519	0.674	0.114	0.034	0.238
Aug-22	3.332	2.427	1.801	0.488	0.678	0.115	0.031	0.241
Sep-22	3.182	2.426	1.730	0.456	0.637	0.090	0.031	0.225
Oct-22	3.092	2.354	1.609	0.445	0.638	0.091	0.031	0.227
Nov-22	3.045	2.259	1.597	0.434	0.648	0.076	0.025	0.203
Dec-22	2.864	2.138	1.515	0.444	0.682	0.090	0.024	0.206

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In December 2022, in original terms:

the value of new variable rate loan commitments funded in the month fell 3.6%
the value of new variable rate loan commitments to first home buyers funded in the month fell 1.0%
the value of new fixed rate loan commitments funded in the month fell 1.2%
the value of new fixed rate loan commitments to first home buyers funded in the month rose 28.6% ($61m)

Loan commitments to residents funded (a) in the month, including internal and external refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Fixed rate first home buyer housing loans ($b)	Total variable rate housing loans ($b)	Variable rate first home buyer housing loans ($b)
Jul-19	4.632	0.803	25.284	2.106
Aug-19	4.78	0.816	27.194	2.358
Sep-19	4.76	0.802	26.923	2.28
Oct-19	4.972	0.891	30.025	2.616
Nov-19	5.206	0.92	30.449	2.673
Dec-19	5.48	1.052	31	2.893
Jan-20	4.613	0.877	27.326	2.499
Feb-20	4.226	0.718	26.3	2.111
Mar-20	4.612	0.803	29.865	2.423
Apr-20	7.573	0.933	26.474	2.445
May-20	11.25	1.065	25.903	1.955
Jun-20	14.346	1.405	26.969	1.92
Jul-20	13.85	1.613	23.748	1.944
Aug-20	12.306	1.682	22.606	2.243
Sep-20	13.757	1.974	25.12	2.604
Oct-20	13.709	1.978	26.67	2.706
Nov-20	13.048	2.011	27.096	2.854
Dec-20	15.152	2.51	29.944	3.68
Jan-21	13.361	2.235	23.84	2.883
Feb-21	14.818	2.052	25.867	2.711
Mar-21	20.03	2.75	30.865	3.041
Apr-21	20.163	2.909	27.403	2.633
May-21	22.742	3.038	28.579	2.545
Jun-21	26.114	3.08	31.393	2.401
Jul-21	26.287	2.947	30.832	2.186
Aug-21	25.707	2.888	30.191	1.995
Sep-21	24.67	2.737	29.762	1.829
Oct-21	22.795	2.577	29.523	1.709
Nov-21	25.84	2.965	34.042	1.977
Dec-21	23.898	3.186	36.078	2.275
Jan-22	15.755	2.211	29.819	1.976
Feb-22	13.074	1.504	33.444	1.953
Mar-22	11.793	1.486	42.894	2.541
Apr-22	8.019	1.18	40.748	2.678
May-22	6.728	0.893	49.788	3.167
Jun-22	5.326	0.619	52.447	3.271
Jul-22	2.752	0.362	47.367	2.77
Aug-22	2.327	0.273	50.436	3.236
Sep-22	1.903	0.201	45.745	3.072
Oct-22	1.901	0.208	45.756	3.142
Nov-22	2.467	0.213	49.06	3.228
Dec-22	2.438	0.274	47.281	3.197

Loan commitments to residents funded (a) in the month, including internal and external refinancing (original), value, Australia

[" ","Total fixed rate housing loans","Fixed rate first home buyer housing loans","Total variable rate housing loans","Variable rate first home buyer housing loans"]

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[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.
Total fixed rate and total variable rate housing loans include their respective first home buyer loan components

In December 2022 in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings):

rose slightly at the national level from $602k to $604k
rose across most states and territories, most notably in Western Australia from $478k to $492k

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Dec-04	245.106	309.528	245.746	243.198	177.325	195.476	166.848	195.642	274.545
Jan-05	240.042	291.16	245.542	241.72	177.331	199.944	178.227	206.481	276.638
Feb-05	241.05	290.709	240.972	244.757	177.801	205.026	170.297	198.383	262.836
Mar-05	239.59	291.515	242.259	239.29	182.618	196.833	171.429	193.208	274.163
Apr-05	241.523	290.377	242.351	245.87	180.092	205.108	169.636	198.477	265.495
May-05	243.751	297.339	244.907	246.562	178.994	201.894	169.539	217.09	268.565
Jun-05	245.14	297.083	248.39	244.661	180.256	203.564	165.418	221.462	277.458
Jul-05	247.987	301.912	249.145	245.027	183.417	211.024	173.783	210.606	257.763
Aug-05	247.586	301.007	252.121	248.318	178.54	208.618	175.741	202.058	267.8
Sep-05	250.216	302.989	246.017	250.586	184.362	214.15	177.08	229.016	260.672
Oct-05	248.442	300.377	244.048	248.724	183.902	215.577	173.343	223.517	283.191
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	238.397	355.625	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	344.295	387.895
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	333.333	392.286
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	389.474	401.934
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	356.061	353.22
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	355.5	363.927
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	380.973	383.669
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	380.447	425.539
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	370.552	410.678
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	330.233	424.155
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	347.826	442.128
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	387.879	520.916
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	364.497	507.718
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	409.322	539.065
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	406.881	557.36
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	442.979	632.595
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.922	762.238	629.727	516.615	463.127	455.563	451.438	446.091	549.42
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.977	596.321
May-22	615.054	780.762	643.067	536.289	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.141	725.335	623.974	523.191	461.976	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	433.028	637.397
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.737	434.928	611.905
Nov-22	601.797	752.164	618.109	532.535	479.253	478.462	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In December 2022 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level fell 4.2% to 7,646, after a 5.4% fall in November. It was 53.1% below the January 2021 high of 16,307.
in Victoria fell 6.2%, in Western Australia fell 6.9%, in the Australian Capital Territory (a smaller and more volatile series) fell 17.3% and in the Northern Territory fell 5.3%
in New South Wales rose 1.9%, in Queensland rose 0.2%, in South Australia rose 0.4% and in Tasmania rose 1.4%

Additional information

New loan commitments to owner occupier first home buyers (original), number

	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	8 169	31.2%	26.8%
New South Wales	1 915	28.9%	24.5%
Victoria	2 538	34.7%	30.0%
Queensland	1 697	30.2%	25.5%
South Australia	491	25.3%	21.1%
Western Australia	1 136	33.9%	30.6%
Tasmania	149	28.6%	24.0%
Northern Territory	52	26.5%	23.2%
Australian Capital Territory	191	30.0%	27.6%

Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.
Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Dec-04	7,674
Jan-05	8,110
Feb-05	8,309
Mar-05	8,432
Apr-05	8,390
May-05	8,658
Jun-05	8,661
Jul-05	8,501
Aug-05	9,033
Sep-05	9,315
Oct-05	9,438
Nov-05	9,753
Dec-05	9,767
Jan-06	9,683
Feb-06	9,837
Mar-06	10,382
Apr-06	10,469
May-06	10,163
Jun-06	10,034
Jul-06	10,029
Aug-06	9,419
Sep-06	9,823
Oct-06	9,759
Nov-06	9,705
Dec-06	9,581
Jan-07	9,505
Feb-07	9,783
Mar-07	10,029
Apr-07	10,468
May-07	10,066
Jun-07	10,355
Jul-07	10,162
Aug-07	10,319
Sep-07	10,096
Oct-07	10,433
Nov-07	10,616
Dec-07	10,607
Jan-08	10,735
Feb-08	10,021
Mar-08	9,026
Apr-08	8,583
May-08	8,197
Jun-08	8,187
Jul-08	8,454
Aug-08	8,289
Sep-08	8,287
Oct-08	8,214
Nov-08	10,328
Dec-08	12,211
Jan-09	13,864
Feb-09	14,680
Mar-09	16,254
Apr-09	16,761
May-09	16,664
Jun-09	16,479
Jul-09	14,842
Aug-09	13,962
Sep-09	14,265
Oct-09	14,046
Nov-09	11,283
Dec-09	10,060
Jan-10	9,311
Feb-10	8,341
Mar-10	7,327
Apr-10	7,122
May-10	7,254
Jun-10	6,694
Jul-10	6,844
Aug-10	6,655
Sep-10	6,648
Oct-10	6,401
Nov-10	6,655
Dec-10	7,082
Jan-11	6,462
Feb-11	6,156
Mar-11	6,656
Apr-11	6,838
May-11	6,780
Jun-11	6,685
Jul-11	6,637
Aug-11	6,838
Sep-11	7,270
Oct-11	7,828
Nov-11	8,087
Dec-11	9,216
Jan-12	8,815
Feb-12	7,100
Mar-12	7,191
Apr-12	7,319
May-12	7,476
Jun-12	7,709
Jul-12	7,997
Aug-12	8,014
Sep-12	8,007
Oct-12	7,855
Nov-12	7,412
Dec-12	7,002
Jan-13	7,206
Feb-13	7,146
Mar-13	7,524
Apr-13	7,628
May-13	7,754
Jun-13	7,952
Jul-13	8,157
Aug-13	7,909
Sep-13	7,738
Oct-13	7,682
Nov-13	7,689
Dec-13	7,219
Jan-14	7,620
Feb-14	7,684
Mar-14	7,608
Apr-14	7,369
May-14	7,543
Jun-14	7,599
Jul-14	7,218
Aug-14	7,507
Sep-14	7,444
Oct-14	7,498
Nov-14	7,208
Dec-14	7,088
Jan-15	7,005
Feb-15	7,302
Mar-15	7,402
Apr-15	7,358
May-15	6,815
Jun-15	7,058
Jul-15	6,946
Aug-15	6,894
Sep-15	6,796
Oct-15	6,499
Nov-15	6,598
Dec-15	6,910
Jan-16	6,881
Feb-16	6,952
Mar-16	6,749
Apr-16	7,123
May-16	6,965
Jun-16	7,006
Jul-16	6,742
Aug-16	6,475
Sep-16	6,578
Oct-16	6,689
Nov-16	6,715
Dec-16	6,834
Jan-17	6,797
Feb-17	6,690
Mar-17	6,944
Apr-17	7,044
May-17	6,998
Jun-17	7,642
Jul-17	8,603
Aug-17	9,118
Sep-17	8,817
Oct-17	8,849
Nov-17	9,229
Dec-17	8,855
Jan-18	8,910
Feb-18	8,891
Mar-18	8,721
Apr-18	8,603
May-18	8,584
Jun-18	8,729
Jul-18	8,852
Aug-18	8,618
Sep-18	8,422
Oct-18	8,567
Nov-18	8,706
Dec-18	7,749
Jan-19	7,729
Feb-19	7,855
Mar-19	7,836
Apr-19	7,880
May-19	8,086
Jun-19	8,442
Jul-19	8,527
Aug-19	9,095
Sep-19	9,090
Oct-19	9,181
Nov-19	9,470
Dec-19	9,620
Jan-20	9,656
Feb-20	9,531
Mar-20	9,591
Apr-20	9,488
May-20	8,499
Jun-20	9,325
Jul-20	10,850
Aug-20	12,826
Sep-20	13,427
Oct-20	13,720
Nov-20	14,182
Dec-20	15,246
Jan-21	16,307
Feb-21	15,757
Mar-21	15,285
Apr-21	14,924
May-21	14,756
Jun-21	13,823
Jul-21	13,058
Aug-21	12,435
Sep-21	12,099
Oct-21	11,400
Nov-21	11,649
Dec-21	11,931
Jan-22	11,008
Feb-22	9,944
Mar-22	10,406
Apr-22	9,692
May-22	10,085
Jun-22	9,521
Jul-22	8,318
Aug-22	9,217
Sep-22	8,795
Oct-22	8,432
Nov-22	7,979
Dec-22	7,646

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Dec-04	1,891	2,135	1,539	525	1,244	152	133	111
Jan-05	1,913	2,255	1,672	548	1,291	163	131	112
Feb-05	2,093	2,293	1,679	621	1,356	151	94	105
Mar-05	1,906	2,487	1,677	540	1,339	124	111	102
Apr-05	1,954	2,529	1,692	575	1,292	178	127	100
May-05	1,982	2,723	1,578	569	1,310	226	121	128
Jun-05	2,064	2,596	1,744	567	1,288	158	130	124
Jul-05	2,115	2,440	1,594	625	1,238	149	140	127
Aug-05	2,224	2,530	1,867	621	1,340	202	196	132
Sep-05	2,374	2,482	1,977	631	1,397	190	164	108
Oct-05	2,344	2,586	2,068	677	1,370	175	156	122
Nov-05	2,454	2,681	2,037	616	1,373	195	154	124
Dec-05	2,400	2,951	2,028	602	1,406	167	153	114
Jan-06	2,260	2,655	2,120	608	1,473	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,725	2,586	2,351	643	1,508	222	143	176
Apr-06	2,958	2,656	2,320	635	1,470	231	143	143
May-06	2,623	2,625	2,380	625	1,283	201	126	141
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,511	2,459	2,390	623	1,112	176	73	174
Sep-06	2,549	2,567	2,428	679	1,091	205	86	183
Oct-06	2,647	2,644	2,371	675	1,002	177	88	165
Nov-06	2,617	2,613	2,334	690	958	198	90	180
Dec-06	2,562	2,567	2,372	636	968	184	97	158
Jan-07	2,626	2,464	2,413	629	945	147	99	140
Feb-07	2,601	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,470	729	1,002	175	108	165
Apr-07	2,840	2,705	2,652	644	1,102	177	90	156
May-07	2,707	2,717	2,547	664	1,027	184	92	138
Jun-07	2,740	2,686	2,515	615	1,326	190	95	167
Jul-07	2,730	2,661	2,418	631	1,344	155	69	157
Aug-07	2,696	2,840	2,525	631	1,355	168	83	137
Sep-07	2,525	2,845	2,430	601	1,251	203	88	138
Oct-07	2,784	2,907	2,447	648	1,252	219	81	137
Nov-07	2,802	2,969	2,458	653	1,279	210	80	139
Dec-07	2,760	2,952	2,435	695	1,297	215	71	152
Jan-08	2,781	3,062	2,314	662	1,424	195	73	149
Feb-08	2,725	2,976	2,112	660	1,276	249	78	94
Mar-08	2,397	2,496	1,785	623	1,191	177	52	125
Apr-08	2,438	2,338	1,711	637	1,189	164	63	149
May-08	2,301	2,264	1,584	591	1,090	122	89	111
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,370	1,524	648	1,215	195	93	109
Aug-08	2,356	2,266	1,487	621	1,164	204	79	129
Sep-08	2,344	2,282	1,642	546	1,115	175	62	122
Oct-08	2,202	2,314	1,644	565	1,118	160	81	157
Nov-08	2,972	2,540	2,243	759	1,290	242	103	149
Dec-08	3,532	2,946	2,562	997	1,531	290	120	207
Jan-09	4,049	3,383	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,188	3,966	3,487	1,080	1,924	360	116	265
Apr-09	5,079	4,130	3,498	1,171	2,044	239	119	288
May-09	4,969	4,053	3,572	1,242	2,165	259	108	297
Jun-09	4,930	4,030	3,417	1,191	2,180	364	113	300
Jul-09	4,333	3,872	2,848	1,075	2,050	296	106	247
Aug-09	4,027	3,796	2,820	995	1,737	245	92	223
Sep-09	3,878	3,901	2,732	1,002	2,181	265	96	265
Oct-09	3,559	4,100	2,588	1,048	2,093	250	101	249
Nov-09	2,904	3,437	1,865	760	1,897	227	59	201
Dec-09	2,532	3,080	1,749	660	1,602	193	52	159
Jan-10	2,353	2,914	1,593	619	1,402	182	57	124
Feb-10	2,086	3,023	1,358	504	1,199	138	56	176
Mar-10	1,879	2,376	1,249	512	1,029	130	36	142
Apr-10	1,998	2,255	1,186	458	885	129	56	126
May-10	2,105	2,299	1,180	460	877	115	52	115
Jun-10	1,886	2,160	1,148	447	826	107	45	106
Jul-10	1,953	2,173	1,192	446	711	114	46	118
Aug-10	1,798	2,116	1,179	470	806	128	51	109
Sep-10	1,803	2,090	1,167	447	843	130	46	115
Oct-10	1,627	2,030	1,155	424	899	115	40	108
Nov-10	1,744	2,043	1,242	448	934	107	43	116
Dec-10	1,875	2,179	1,287	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	944	123	45	103
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,889	1,961	1,174	414	1,015	117	68	87
Apr-11	1,864	1,964	1,216	374	1,011	129	49	122
May-11	1,953	1,918	1,190	389	1,077	127	51	114
Jun-11	1,844	1,904	1,235	402	1,005	121	59	120
Jul-11	1,788	1,930	1,229	400	945	123	57	114
Aug-11	1,805	1,980	1,310	400	1,045	118	60	110
Sep-11	2,086	1,913	1,344	455	1,142	105	59	108
Oct-11	2,419	2,023	1,489	446	1,094	116	62	111
Nov-11	2,833	1,956	1,435	436	1,155	115	54	133
Dec-11	3,409	2,074	1,652	449	1,183	104	65	124
Jan-12	2,949	2,089	1,788	464	1,377	105	67	126
Feb-12	1,661	2,108	1,478	477	1,239	124	74	112
Mar-12	1,365	2,139	1,626	441	1,273	87	85	112
Apr-12	1,478	2,027	1,693	513	1,310	81	75	111
May-12	1,555	2,289	1,647	447	1,292	114	73	124
Jun-12	1,573	2,394	1,616	433	1,344	119	73	89
Jul-12	1,601	2,676	1,500	469	1,400	115	77	137
Aug-12	1,714	2,298	1,654	476	1,457	119	72	136
Sep-12	1,927	2,183	1,641	473	1,433	136	66	120
Oct-12	1,588	2,217	1,851	462	1,440	135	76	120
Nov-12	1,323	2,128	1,594	485	1,532	123	86	112
Dec-12	1,084	2,105	1,465	502	1,549	118	88	113
Jan-13	1,121	2,176	1,454	521	1,560	125	104	133
Feb-13	1,203	2,165	1,442	559	1,520	131	69	136
Mar-13	1,157	2,250	1,506	576	1,666	114	58	135
Apr-13	1,273	2,209	1,568	598	1,715	127	56	140
May-13	1,210	2,330	1,574	574	1,765	144	67	141
Jun-13	1,247	2,388	1,636	585	1,716	142	52	127
Jul-13	1,381	2,565	1,592	658	1,649	143	72	141
Aug-13	1,336	2,219	1,520	628	1,629	163	52	158
Sep-13	1,292	2,270	1,572	619	1,604	165	50	161
Oct-13	1,298	2,140	1,616	664	1,616	173	57	135
Nov-13	1,355	2,172	1,580	688	1,542	170	59	132
Dec-13	1,290	2,062	1,498	651	1,443	136	51	139
Jan-14	1,335	2,084	1,554	690	1,615	151	50	131
Feb-14	1,359	2,041	1,657	644	1,663	159	68	142
Mar-14	1,384	1,982	1,590	604	1,700	182	62	145
Apr-14	1,309	1,969	1,508	615	1,614	169	71	120
May-14	1,318	1,946	1,585	613	1,706	177	72	128
Jun-14	1,358	1,875	1,500	602	1,825	213	70	143
Jul-14	1,225	1,933	1,514	554	1,598	183	70	144
Aug-14	1,318	2,015	1,680	501	1,517	151	71	148
Sep-14	1,372	2,093	1,610	418	1,519	153	93	155
Oct-14	1,356	2,114	1,576	452	1,569	132	98	192
Nov-14	1,327	2,060	1,515	410	1,522	112	77	158
Dec-14	1,277	2,105	1,521	436	1,455	169	83	162
Jan-15	1,308	2,035	1,452	395	1,315	167	80	167
Feb-15	1,361	2,143	1,607	383	1,469	158	53	164
Mar-15	1,422	2,141	1,636	411	1,470	141	53	151
Apr-15	1,310	2,111	1,588	383	1,598	146	44	170
May-15	1,234	1,989	1,572	397	1,388	127	34	165
Jun-15	1,299	2,007	1,606	410	1,424	123	48	160
Jul-15	1,278	1,977	1,642	399	1,394	112	32	133
Aug-15	1,201	2,015	1,542	399	1,361	126	36	126
Sep-15	1,200	2,035	1,493	441	1,345	101	33	150
Oct-15	1,138	1,948	1,392	346	1,315	109	27	125
Nov-15	1,078	2,033	1,476	391	1,272	115	35	155
Dec-15	1,195	2,201	1,612	404	1,241	153	31	141
Jan-16	1,226	2,022	1,611	395	1,212	163	44	156
Feb-16	1,220	2,147	1,657	406	1,232	152	36	145
Mar-16	1,086	2,089	1,602	426	1,178	144	40	140
Apr-16	1,301	2,227	1,588	444	1,272	168	43	146
May-16	1,213	2,245	1,661	464	1,187	164	42	156
Jun-16	1,303	2,193	1,563	428	1,198	139	43	153
Jul-16	1,108	2,114	1,572	408	1,208	143	57	149
Aug-16	1,058	1,892	1,648	406	1,130	146	47	130
Sep-16	1,015	2,022	1,609	403	1,123	140	37	115
Oct-16	1,059	2,076	1,639	435	1,131	132	37	124
Nov-16	1,047	2,056	1,654	406	1,174	153	43	128
Dec-16	1,145	2,108	1,794	345	1,134	137	44	149
Jan-17	1,141	2,081	1,683	404	1,116	126	30	190
Feb-17	1,053	2,033	1,728	402	1,166	141	51	105
Mar-17	1,142	2,095	1,775	459	1,166	146	58	117
Apr-17	1,156	2,098	1,886	409	1,239	133	59	177
May-17	1,227	2,012	1,877	422	1,291	128	51	167
Jun-17	1,283	2,064	2,102	441	1,355	131	68	219
Jul-17	1,655	2,561	2,091	459	1,500	133	59	211
Aug-17	1,941	2,760	1,990	463	1,406	133	59	230
Sep-17	1,906	2,902	1,777	470	1,251	142	69	219
Oct-17	1,880	2,900	1,837	449	1,225	151	71	223
Nov-17	1,970	2,913	2,024	482	1,188	153	45	228
Dec-17	1,926	2,849	1,964	469	1,226	151	62	198
Jan-18	2,003	2,933	1,970	460	1,196	140	66	212
Feb-18	2,166	2,842	1,814	472	1,167	146	66	302
Mar-18	1,937	2,899	1,775	451	1,161	155	51	231
Apr-18	2,071	2,757	1,832	472	1,210	149	56	224
May-18	2,136	2,775	1,889	469	1,205	163	64	157
Jun-18	2,031	2,837	1,989	444	1,134	163	60	169
Jul-18	1,996	2,822	2,075	493	1,132	191	56	165
Aug-18	1,978	2,662	1,789	503	1,117	169	44	174
Sep-18	1,898	2,596	1,741	499	1,143	160	85	171
Oct-18	1,963	2,643	1,715	513	1,200	222	62	199
Nov-18	1,992	2,623	1,677	508	1,173	176	75	222
Dec-18	1,856	2,446	1,510	477	1,072	162	80	164
Jan-19	1,760	2,438	1,545	488	1,053	169	66	142
Feb-19	1,905	2,533	1,504	508	1,097	166	65	138
Mar-19	1,834	2,545	1,579	485	1,069	166	77	150
Apr-19	1,884	2,578	1,559	508	1,083	188	124	130
May-19	1,981	2,676	1,578	508	1,126	148	90	149
Jun-19	2,009	2,738	1,636	520	1,147	183	68	145
Jul-19	2,150	2,815	1,644	502	1,158	135	71	190
Aug-19	2,214	2,928	1,696	503	1,177	192	69	192
Sep-19	2,202	2,872	1,735	514	1,179	203	61	206
Oct-19	2,163	3,055	1,748	511	1,104	182	70	207
Nov-19	2,318	3,100	1,745	514	1,149	190	54	233
Dec-19	2,302	3,365	1,771	535	1,154	170	67	236
Jan-20	2,311	3,179	1,823	533	1,204	187	65	216
Feb-20	2,380	3,064	1,947	523	1,218	182	69	241
Mar-20	2,626	3,078	1,866	521	1,196	200	95	223
Apr-20	2,468	3,192	1,664	505	1,114	177	73	240
May-20	2,083	2,999	1,593	494	1,009	151	68	252
Jun-20	2,456	2,973	1,931	577	1,183	192	80	232
Jul-20	2,637	3,329	2,238	650	1,431	213	99	249
Aug-20	2,899	4,013	2,671	739	1,707	291	99	259
Sep-20	3,173	3,626	2,949	930	1,962	243	104	293
Oct-20	3,212	3,352	3,081	890	2,229	330	112	289
Nov-20	3,205	3,864	3,099	804	2,242	248	129	270
Dec-20	3,418	4,545	3,260	850	2,401	255	98	320
Jan-21	3,416	4,897	3,487	957	2,590	255	119	327
Feb-21	3,275	4,796	3,367	1,080	2,513	278	163	295
Mar-21	3,576	4,610	3,146	1,013	2,378	263	137	326
Apr-21	3,542	4,656	3,133	967	2,222	254	120	298
May-21	3,481	4,669	3,050	901	2,309	253	115	304
Jun-21	3,425	4,380	2,719	898	1,929	236	131	322
Jul-21	3,232	4,074	2,614	794	1,879	218	105	330
Aug-21	2,904	3,872	2,587	705	1,775	195	88	276
Sep-21	2,832	3,170	2,587	731	1,898	220	69	245
Oct-21	2,732	3,257	2,416	694	1,584	197	73	215
Nov-21	2,770	3,669	2,402	686	1,612	172	91	273
Dec-21	2,677	3,609	2,425	655	1,845	200	73	258
Jan-22	2,550	3,509	2,053	629	1,640	160	65	287
Feb-22	2,148	3,322	1,920	571	1,591	157	59	197
Mar-22	2,379	3,300	2,037	572	1,668	150	61	281
Apr-22	2,229	3,126	2,051	581	1,580	151	57	287
May-22	2,240	3,247	2,034	569	1,517	167	77	329
Jun-22	2,066	3,028	2,003	554	1,372	168	63	280
Jul-22	1,847	2,646	1,615	522	1,264	155	62	260
Aug-22	1,919	2,944	1,873	514	1,432	198	72	270
Sep-22	1,849	2,818	1,733	478	1,294	145	71	251
Oct-22	1,811	2,655	1,713	463	1,263	123	65	234
Nov-22	1,710	2,480	1,635	453	1,193	143	57	197
Dec-22	1,742	2,326	1,638	455	1,111	145	54	163

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22"],[[1891],[1913],[2093],[1906],[1954],[1982],[2064],[2115],[2224],[2374],[2344],[2454],[2400],[2260],[2533],[2725],[2958],[2623],[2654],[2598],[2511],[2549],[2647],[2617],[2562],[2626],[2601],[2725],[2840],[2707],[2740],[2730],[2696],[2525],[2784],[2802],[2760],[2781],[2725],[2397],[2438],[2301],[2299],[2324],[2356],[2344],[2202],[2972],[3532],[4049],[4644],[5188],[5079],[4969],[4930],[4333],[4027],[3878],[3559],[2904],[2532],[2353],[2086],[1879],[1998],[2105],[1886],[1953],[1798],[1803],[1627],[1744],[1875],[1815],[1720],[1889],[1864],[1953],[1844],[1788],[1805],[2086],[2419],[2833],[3409],[2949],[1661],[1365],[1478],[1555],[1573],[1601],[1714],[1927],[1588],[1323],[1084],[1121],[1203],[1157],[1273],[1210],[1247],[1381],[1336],[1292],[1298],[1355],[1290],[1335],[1359],[1384],[1309],[1318],[1358],[1225],[1318],[1372],[1356],[1327],[1277],[1308],[1361],[1422],[1310],[1234],[1299],[1278],[1201],[1200],[1138],[1078],[1195],[1226],[1220],[1086],[1301],[1213],[1303],[1108],[1058],[1015],[1059],[1047],[1145],[1141],[1053],[1142],[1156],[1227],[1283],[1655],[1941],[1906],[1880],[1970],[1926],[2003],[2166],[1937],[2071],[2136],[2031],[1996],[1978],[1898],[1963],[1992],[1856],[1760],[1905],[1834],[1884],[1981],[2009],[2150],[2214],[2202],[2163],[2318],[2302],[2311],[2380],[2626],[2468],[2083],[2456],[2637],[2899],[3173],[3212],[3205],[3418],[3416],[3275],[3576],[3542],[3481],[3425],[3232],[2904],[2832],[2732],[2770],[2677],[2550],[2148],[2379],[2229],[2240],[2066],[1847],[1919],[1849],[1811],[1710],[1742]],[[2135],[2255],[2293],[2487],[2529],[2723],[2596],[2440],[2530],[2482],[2586],[2681],[2951],[2655],[2616],[2586],[2656],[2625],[2606],[2660],[2459],[2567],[2644],[2613],[2567],[2464],[2663],[2623],[2705],[2717],[2686],[2661],[2840],[2845],[2907],[2969],[2952],[3062],[2976],[2496],[2338],[2264],[2289],[2370],[2266],[2282],[2314],[2540],[2946],[3383],[3467],[3966],[4130],[4053],[4030],[3872],[3796],[3901],[4100],[3437],[3080],[2914],[3023],[2376],[2255],[2299],[2160],[2173],[2116],[2090],[2030],[2043],[2179],[1876],[1917],[1961],[1964],[1918],[1904],[1930],[1980],[1913],[2023],[1956],[2074],[2089],[2108],[2139],[2027],[2289],[2394],[2676],[2298],[2183],[2217],[2128],[2105],[2176],[2165],[2250],[2209],[2330],[2388],[2565],[2219],[2270],[2140],[2172],[2062],[2084],[2041],[1982],[1969],[1946],[1875],[1933],[2015],[2093],[2114],[2060],[2105],[2035],[2143],[2141],[2111],[1989],[2007],[1977],[2015],[2035],[1948],[2033],[2201],[2022],[2147],[2089],[2227],[2245],[2193],[2114],[1892],[2022],[2076],[2056],[2108],[2081],[2033],[2095],[2098],[2012],[2064],[2561],[2760],[2902],[2900],[2913],[2849],[2933],[2842],[2899],[2757],[2775],[2837],[2822],[2662],[2596],[2643],[2623],[2446],[2438],[2533],[2545],[2578],[2676],[2738],[2815],[2928],[2872],[3055],[3100],[3365],[3179],[3064],[3078],[3192],[2999],[2973],[3329],[4013],[3626],[3352],[3864],[4545],[4897],[4796],[4610],[4656],[4669],[4380],[4074],[3872],[3170],[3257],[3669],[3609],[3509],[3322],[3300],[3126],[3247],[3028],[2646],[2944],[2818],[2655],[2480],[2326]],[[1539],[1672],[1679],[1677],[1692],[1578],[1744],[1594],[1867],[1977],[2068],[2037],[2028],[2120],[2205],[2351],[2320],[2380],[2430],[2463],[2390],[2428],[2371],[2334],[2372],[2413],[2565],[2470],[2652],[2547],[2515],[2418],[2525],[2430],[2447],[2458],[2435],[2314],[2112],[1785],[1711],[1584],[1468],[1524],[1487],[1642],[1644],[2243],[2562],[2861],[3121],[3487],[3498],[3572],[3417],[2848],[2820],[2732],[2588],[1865],[1749],[1593],[1358],[1249],[1186],[1180],[1148],[1192],[1179],[1167],[1155],[1242],[1287],[1137],[1104],[1174],[1216],[1190],[1235],[1229],[1310],[1344],[1489],[1435],[1652],[1788],[1478],[1626],[1693],[1647],[1616],[1500],[1654],[1641],[1851],[1594],[1465],[1454],[1442],[1506],[1568],[1574],[1636],[1592],[1520],[1572],[1616],[1580],[1498],[1554],[1657],[1590],[1508],[1585],[1500],[1514],[1680],[1610],[1576],[1515],[1521],[1452],[1607],[1636],[1588],[1572],[1606],[1642],[1542],[1493],[1392],[1476],[1612],[1611],[1657],[1602],[1588],[1661],[1563],[1572],[1648],[1609],[1639],[1654],[1794],[1683],[1728],[1775],[1886],[1877],[2102],[2091],[1990],[1777],[1837],[2024],[1964],[1970],[1814],[1775],[1832],[1889],[1989],[2075],[1789],[1741],[1715],[1677],[1510],[1545],[1504],[1579],[1559],[1578],[1636],[1644],[1696],[1735],[1748],[1745],[1771],[1823],[1947],[1866],[1664],[1593],[1931],[2238],[2671],[2949],[3081],[3099],[3260],[3487],[3367],[3146],[3133],[3050],[2719],[2614],[2587],[2587],[2416],[2402],[2425],[2053],[1920],[2037],[2051],[2034],[2003],[1615],[1873],[1733],[1713],[1635],[1638]],[[525],[548],[621],[540],[575],[569],[567],[625],[621],[631],[677],[616],[602],[608],[592],[643],[635],[625],[646],[628],[623],[679],[675],[690],[636],[629],[675],[729],[644],[664],[615],[631],[631],[601],[648],[653],[695],[662],[660],[623],[637],[591],[598],[648],[621],[546],[565],[759],[997],[1019],[1067],[1080],[1171],[1242],[1191],[1075],[995],[1002],[1048],[760],[660],[619],[504],[512],[458],[460],[447],[446],[470],[447],[424],[448],[435],[395],[403],[414],[374],[389],[402],[400],[400],[455],[446],[436],[449],[464],[477],[441],[513],[447],[433],[469],[476],[473],[462],[485],[502],[521],[559],[576],[598],[574],[585],[658],[628],[619],[664],[688],[651],[690],[644],[604],[615],[613],[602],[554],[501],[418],[452],[410],[436],[395],[383],[411],[383],[397],[410],[399],[399],[441],[346],[391],[404],[395],[406],[426],[444],[464],[428],[408],[406],[403],[435],[406],[345],[404],[402],[459],[409],[422],[441],[459],[463],[470],[449],[482],[469],[460],[472],[451],[472],[469],[444],[493],[503],[499],[513],[508],[477],[488],[508],[485],[508],[508],[520],[502],[503],[514],[511],[514],[535],[533],[523],[521],[505],[494],[577],[650],[739],[930],[890],[804],[850],[957],[1080],[1013],[967],[901],[898],[794],[705],[731],[694],[686],[655],[629],[571],[572],[581],[569],[554],[522],[514],[478],[463],[453],[455]],[[1244],[1291],[1356],[1339],[1292],[1310],[1288],[1238],[1340],[1397],[1370],[1373],[1406],[1473],[1465],[1508],[1470],[1283],[1230],[1250],[1112],[1091],[1002],[958],[968],[945],[950],[1002],[1102],[1027],[1326],[1344],[1355],[1251],[1252],[1279],[1297],[1424],[1276],[1191],[1189],[1090],[1169],[1215],[1164],[1115],[1118],[1290],[1531],[1749],[1859],[1924],[2044],[2165],[2180],[2050],[1737],[2181],[2093],[1897],[1602],[1402],[1199],[1029],[885],[877],[826],[711],[806],[843],[899],[934],[1002],[944],[903],[1015],[1011],[1077],[1005],[945],[1045],[1142],[1094],[1155],[1183],[1377],[1239],[1273],[1310],[1292],[1344],[1400],[1457],[1433],[1440],[1532],[1549],[1560],[1520],[1666],[1715],[1765],[1716],[1649],[1629],[1604],[1616],[1542],[1443],[1615],[1663],[1700],[1614],[1706],[1825],[1598],[1517],[1519],[1569],[1522],[1455],[1315],[1469],[1470],[1598],[1388],[1424],[1394],[1361],[1345],[1315],[1272],[1241],[1212],[1232],[1178],[1272],[1187],[1198],[1208],[1130],[1123],[1131],[1174],[1134],[1116],[1166],[1166],[1239],[1291],[1355],[1500],[1406],[1251],[1225],[1188],[1226],[1196],[1167],[1161],[1210],[1205],[1134],[1132],[1117],[1143],[1200],[1173],[1072],[1053],[1097],[1069],[1083],[1126],[1147],[1158],[1177],[1179],[1104],[1149],[1154],[1204],[1218],[1196],[1114],[1009],[1183],[1431],[1707],[1962],[2229],[2242],[2401],[2590],[2513],[2378],[2222],[2309],[1929],[1879],[1775],[1898],[1584],[1612],[1845],[1640],[1591],[1668],[1580],[1517],[1372],[1264],[1432],[1294],[1263],[1193],[1111]],[[152],[163],[151],[124],[178],[226],[158],[149],[202],[190],[175],[195],[167],[196],[208],[222],[231],[201],[201],[187],[176],[205],[177],[198],[184],[147],[165],[175],[177],[184],[190],[155],[168],[203],[219],[210],[215],[195],[249],[177],[164],[122],[182],[195],[204],[175],[160],[242],[290],[325],[366],[360],[239],[259],[364],[296],[245],[265],[250],[227],[193],[182],[138],[130],[129],[115],[107],[114],[128],[130],[115],[107],[118],[123],[86],[117],[129],[127],[121],[123],[118],[105],[116],[115],[104],[105],[124],[87],[81],[114],[119],[115],[119],[136],[135],[123],[118],[125],[131],[114],[127],[144],[142],[143],[163],[165],[173],[170],[136],[151],[159],[182],[169],[177],[213],[183],[151],[153],[132],[112],[169],[167],[158],[141],[146],[127],[123],[112],[126],[101],[109],[115],[153],[163],[152],[144],[168],[164],[139],[143],[146],[140],[132],[153],[137],[126],[141],[146],[133],[128],[131],[133],[133],[142],[151],[153],[151],[140],[146],[155],[149],[163],[163],[191],[169],[160],[222],[176],[162],[169],[166],[166],[188],[148],[183],[135],[192],[203],[182],[190],[170],[187],[182],[200],[177],[151],[192],[213],[291],[243],[330],[248],[255],[255],[278],[263],[254],[253],[236],[218],[195],[220],[197],[172],[200],[160],[157],[150],[151],[167],[168],[155],[198],[145],[123],[143],[145]],[[133],[131],[94],[111],[127],[121],[130],[140],[196],[164],[156],[154],[153],[157],[163],[143],[143],[126],[168],[116],[73],[86],[88],[90],[97],[99],[75],[108],[90],[92],[95],[69],[83],[88],[81],[80],[71],[73],[78],[52],[63],[89],[74],[93],[79],[62],[81],[103],[120],[89],[119],[116],[119],[108],[113],[106],[92],[96],[101],[59],[52],[57],[56],[36],[56],[52],[45],[46],[51],[46],[40],[43],[43],[45],[41],[68],[49],[51],[59],[57],[60],[59],[62],[54],[65],[67],[74],[85],[75],[73],[73],[77],[72],[66],[76],[86],[88],[104],[69],[58],[56],[67],[52],[72],[52],[50],[57],[59],[51],[50],[68],[62],[71],[72],[70],[70],[71],[93],[98],[77],[83],[80],[53],[53],[44],[34],[48],[32],[36],[33],[27],[35],[31],[44],[36],[40],[43],[42],[43],[57],[47],[37],[37],[43],[44],[30],[51],[58],[59],[51],[68],[59],[59],[69],[71],[45],[62],[66],[66],[51],[56],[64],[60],[56],[44],[85],[62],[75],[80],[66],[65],[77],[124],[90],[68],[71],[69],[61],[70],[54],[67],[65],[69],[95],[73],[68],[80],[99],[99],[104],[112],[129],[98],[119],[163],[137],[120],[115],[131],[105],[88],[69],[73],[91],[73],[65],[59],[61],[57],[77],[63],[62],[72],[71],[65],[57],[54]],[[111],[112],[105],[102],[100],[128],[124],[127],[132],[108],[122],[124],[114],[119],[135],[176],[143],[141],[141],[154],[174],[183],[165],[180],[158],[140],[170],[165],[156],[138],[167],[157],[137],[138],[137],[139],[152],[149],[94],[125],[149],[111],[107],[109],[129],[122],[157],[149],[207],[227],[236],[265],[288],[297],[300],[247],[223],[265],[249],[201],[159],[124],[176],[142],[126],[115],[106],[118],[109],[115],[108],[116],[122],[103],[116],[87],[122],[114],[120],[114],[110],[108],[111],[133],[124],[126],[112],[112],[111],[124],[89],[137],[136],[120],[120],[112],[113],[133],[136],[135],[140],[141],[127],[141],[158],[161],[135],[132],[139],[131],[142],[145],[120],[128],[143],[144],[148],[155],[192],[158],[162],[167],[164],[151],[170],[165],[160],[133],[126],[150],[125],[155],[141],[156],[145],[140],[146],[156],[153],[149],[130],[115],[124],[128],[149],[190],[105],[117],[177],[167],[219],[211],[230],[219],[223],[228],[198],[212],[302],[231],[224],[157],[169],[165],[174],[171],[199],[222],[164],[142],[138],[150],[130],[149],[145],[190],[192],[206],[207],[233],[236],[216],[241],[223],[240],[252],[232],[249],[259],[293],[289],[270],[320],[327],[295],[326],[298],[304],[322],[330],[276],[245],[215],[273],[258],[287],[197],[281],[287],[329],[280],[260],[270],[251],[234],[197],[163]]]

[]

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Data downloads

Download all (253.76 KB)

Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [71.64 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [251.93 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [105.98 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [101.31 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [67.81 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [67.84 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [67.61 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [66.65 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [67.2 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [65.42 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [68.6 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [64.95 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [99.93 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [57.34 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [57.21 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [57.06 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [56.57 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [56.77 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [56.49 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [64.29 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [64.63 KB]

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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [56.09 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [142.68 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [55.42 KB]

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
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Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
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Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
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Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
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Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
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Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [56.97 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [49.73 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, December 2022

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Housing finance

Personal finance

Business finance

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

Number of new loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Refinancing high in December as new housing loans fell

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