Home loan commitments rise to another new high

Media Release

Released

4/06/2021

Source

Lending indicators, April 2021

New loan commitments for housing rose 3.7 per cent in April 2021 (seasonally adjusted) to a record high of $31.0 billion according to statistics released today by the Australian Bureau of Statistics (ABS).

ABS head of Finance and Wealth, Katherine Keenan, said: “The value of new loan commitments for owner occupier housing reached another all-time high in April 2021, up 4.3 per cent to $23.0 billion. New loan commitments for investors rose 2.1 per cent to $8.1 billion, which was the highest level since mid-2017.”

“The rise in owner occupier lending was driven by increased loan commitments for existing dwellings, which rose 9.2 per cent. Loan commitments to owner occupiers for the construction of new dwellings fell by 11.4 per cent, following a fall of 14.8 per cent in March. These were the first monthly declines since the Homebuilder grant was introduced in June 2020. However, the value of construction commitments remained at a high level.”

The HomeBuilder grant was reduced from $25k to $15k effective from 1 January 2021 and was closed to new applications from 14 April 2021.

Home loan commitments rise to another new high
	Total (ex. refinancing)	Owner occupier (ex. refinancing)	Investor (ex. refinancing)
Apr-03	12.017	7.244	4.773
May-03	12.352	7.362	4.989
Jun-03	12.62	7.617	5.003
Jul-03	13.571	7.807	5.764
Aug-03	14.255	7.986	6.269
Sep-03	14.228	8.02	6.208
Oct-03	14.436	8.047	6.388
Nov-03	13.992	7.858	6.135
Dec-03	13.298	7.459	5.839
Jan-04	12.285	6.998	5.287
Feb-04	12.318	7.071	5.247
Mar-04	12.453	7.171	5.282
Apr-04	12.486	7.24	5.246
May-04	12.347	7.271	5.077
Jun-04	11.8	7.256	4.544
Jul-04	12.017	7.32	4.696
Aug-04	12.053	7.398	4.655
Sep-04	12.218	7.42	4.798
Oct-04	11.971	7.429	4.542
Nov-04	12.56	7.683	4.878
Dec-04	12.914	7.902	5.012
Jan-05	13.234	8.107	5.128
Feb-05	13.826	8.491	5.335
Mar-05	13.52	8.234	5.287
Apr-05	13.309	8.147	5.162
May-05	12.68	7.977	4.703
Jun-05	12.687	8.154	4.533
Jul-05	12.827	8.08	4.747
Aug-05	12.87	8.279	4.592
Sep-05	13.519	8.635	4.884
Oct-05	14.034	8.732	5.301
Nov-05	14.059	8.857	5.202
Dec-05	14.058	8.903	5.155
Jan-06	14.279	8.966	5.313
Feb-06	14.425	9.176	5.248
Mar-06	14.578	9.298	5.28
Apr-06	14.509	9.259	5.25
May-06	15.404	9.642	5.763
Jun-06	15.543	9.513	6.03
Jul-06	15.256	9.769	5.487
Aug-06	15.04	9.518	5.522
Sep-06	14.166	9.178	4.988
Oct-06	14.329	9.293	5.037
Nov-06	14.199	9.227	4.972
Dec-06	14.61	9.43	5.181
Jan-07	14.927	9.544	5.384
Feb-07	15.399	9.766	5.633
Mar-07	15.897	10.069	5.829
Apr-07	16.363	10.322	6.041
May-07	17.052	10.647	6.404
Jun-07	18.302	11.356	6.947
Jul-07	17.407	10.77	6.637
Aug-07	17.399	11.018	6.381
Sep-07	16.829	10.516	6.313
Oct-07	16.816	10.738	6.077
Nov-07	16.986	10.654	6.332
Dec-07	16.557	10.371	6.186
Jan-08	16.899	10.805	6.094
Feb-08	15.656	9.88	5.776
Mar-08	14.55	9.138	5.412
Apr-08	13.905	8.744	5.16
May-08	12.96	8.168	4.792
Jun-08	12.961	8.199	4.762
Jul-08	12.786	8.136	4.65
Aug-08	12.643	7.979	4.664
Sep-08	12.978	8.237	4.741
Oct-08	13.347	8.539	4.808
Nov-08	13.098	8.606	4.492
Dec-08	13.886	9.337	4.549
Jan-09	14.894	10.233	4.661
Feb-09	15.366	10.782	4.584
Mar-09	16.71	11.961	4.749
Apr-09	17.041	11.955	5.085
May-09	16.849	11.822	5.027
Jun-09	17.208	11.96	5.247
Jul-09	17.169	11.729	5.44
Aug-09	17.351	11.644	5.706
Sep-09	17.886	12.181	5.706
Oct-09	17.612	11.819	5.793
Nov-09	17.075	11.09	5.985
Dec-09	16.502	10.617	5.885
Jan-10	15.955	10.124	5.831
Feb-10	15.669	9.794	5.876
Mar-10	15.519	9.572	5.948
Apr-10	15.258	9.36	5.898
May-10	15.423	9.433	5.99
Jun-10	15.119	9.13	5.989
Jul-10	15.048	9.291	5.756
Aug-10	14.636	9.234	5.402
Sep-10	14.617	9.143	5.474
Oct-10	14.658	9.176	5.482
Nov-10	14.711	9.321	5.39
Dec-10	14.999	9.426	5.573
Jan-11	14.159	9.015	5.144
Feb-11	14.064	8.872	5.192
Mar-11	13.628	8.828	4.8
Apr-11	13.994	9.004	4.99
May-11	14.238	9.081	5.157
Jun-11	14.137	9.098	5.039
Jul-11	14.085	9.035	5.05
Aug-11	14.157	9.026	5.131
Sep-11	13.931	8.793	5.138
Oct-11	13.858	8.864	4.993
Nov-11	14.052	8.973	5.079
Dec-11	14.73	9.406	5.324
Jan-12	14.774	9.397	5.376
Feb-12	14.068	8.667	5.402
Mar-12	14.101	8.711	5.39
Apr-12	14.349	8.926	5.423
May-12	14.51	9.106	5.404
Jun-12	14.736	9.252	5.484
Jul-12	14.771	9.272	5.499
Aug-12	14.859	9.427	5.432
Sep-12	15.095	9.493	5.602
Oct-12	14.885	9.371	5.514
Nov-12	15.213	9.463	5.75
Dec-12	15.374	9.531	5.843
Jan-13	15.902	9.799	6.103
Feb-13	16.147	9.88	6.267
Mar-13	16.881	10.349	6.532
Apr-13	16.947	10.305	6.642
May-13	17.21	10.408	6.802
Jun-13	17.322	10.496	6.826
Jul-13	17.44	10.483	6.957
Aug-13	17.366	10.24	7.126
Sep-13	18.172	10.737	7.436
Oct-13	18.689	10.895	7.794
Nov-13	19.261	11.227	8.034
Dec-13	19.008	10.953	8.055
Jan-14	19.147	11.161	7.986
Feb-14	19.403	11.457	7.946
Mar-14	19.494	11.387	8.108
Apr-14	19.601	11.321	8.28
May-14	19.501	11.228	8.273
Jun-14	19.643	11.392	8.251
Jul-14	19.814	11.271	8.544
Aug-14	19.607	10.955	8.652
Sep-14	19.959	11.086	8.872
Oct-14	20.539	11.394	9.146
Nov-14	20.121	11.033	9.088
Dec-14	20.435	11.348	9.087
Jan-15	20.73	11.562	9.168
Feb-15	20.166	11.305	8.861
Mar-15	21.248	11.722	9.526
Apr-15	21.918	11.839	10.079
May-15	20.285	11.122	9.163
Jun-15	21.128	11.978	9.151
Jul-15	21.121	12.278	8.842
Aug-15	21.688	13.197	8.49
Sep-15	20.88	13.509	7.371
Oct-15	19.999	13.134	6.865
Nov-15	19.681	13.037	6.644
Dec-15	19.632	12.937	6.695
Jan-16	19.132	12.548	6.584
Feb-16	19.346	12.688	6.658
Mar-16	19.118	12.457	6.661
Apr-16	19.713	12.807	6.906
May-16	19.975	12.754	7.221
Jun-16	20.232	12.707	7.525
Jul-16	20.066	12.421	7.645
Aug-16	19.793	12.216	7.576
Sep-16	20.736	12.439	8.296
Oct-16	21.078	12.532	8.546
Nov-16	21.498	12.717	8.781
Dec-16	22.055	13.159	8.896
Jan-17	22.229	13.234	8.995
Feb-17	21.772	13.191	8.581
Mar-17	22.675	13.777	8.898
Apr-17	22.257	13.572	8.685
May-17	22.548	14.103	8.445
Jun-17	22.186	14.006	8.181
Jul-17	22.086	14.176	7.91
Aug-17	22.371	14.423	7.948
Sep-17	22.027	14.268	7.759
Oct-17	21.435	13.962	7.473
Nov-17	21.424	14.101	7.323
Dec-17	21.28	14.17	7.111
Jan-18	21.135	14.183	6.952
Feb-18	21.132	14.163	6.968
Mar-18	20.442	13.869	6.573
Apr-18	20.321	13.863	6.459
May-18	20.922	14.354	6.568
Jun-18	20.45	14.075	6.375
Jul-18	20.305	13.931	6.375
Aug-18	19.234	13.194	6.039
Sep-18	18.591	12.808	5.782
Oct-18	18.485	12.888	5.597
Nov-18	17.716	12.454	5.262
Dec-18	17	11.915	5.085
Jan-19	16.718	11.791	4.928
Feb-19	17.026	12.115	4.911
Mar-19	16.488	11.658	4.83
Apr-19	16.687	11.876	4.812
May-19	16.511	11.724	4.788
Jun-19	16.779	11.967	4.812
Jul-19	17.071	12.124	4.947
Aug-19	17.688	12.486	5.202
Sep-19	17.795	12.787	5.008
Oct-19	18.144	13.116	5.028
Nov-19	19.167	13.912	5.255
Dec-19	19.778	14.411	5.367
Jan-20	19.757	14.398	5.359
Feb-20	19.124	13.92	5.203
Mar-20	19.269	14.2	5.069
Apr-20	18.469	13.527	4.942
May-20	16.663	12.438	4.225
Jun-20	17.547	12.998	4.548
Jul-20	19.095	14.388	4.708
Aug-20	20.869	15.93	4.939
Sep-20	22.375	17.123	5.251
Oct-20	22.363	17.231	5.132
Nov-20	23.606	18.203	5.403
Dec-20	25.935	19.991	5.945
Jan-21	28.477	21.937	6.541
Feb-21	28.659	21.759	6.901
Mar-21	29.951	22.061	7.89
Apr-21	31.056	23.002	8.054

Home loan commitments rise to another new high

["","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

[["Apr-03","May-03","Jun-03","Jul-03","Aug-03","Sep-03","Oct-03","Nov-03","Dec-03","Jan-04","Feb-04","Mar-04","Apr-04","May-04","Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21"],[[12.016999999999999],[12.352],[12.619999999999999],[13.571],[14.255000000000001],[14.228],[14.436],[13.992000000000001],[13.298],[12.285],[12.318],[12.452999999999999],[12.486000000000001],[12.347],[11.800000000000001],[12.016999999999999],[12.053000000000001],[12.218],[11.971],[12.56],[12.914],[13.234],[13.826000000000001],[13.52],[13.308999999999999],[12.68],[12.686999999999999],[12.827],[12.869999999999999],[13.519],[14.034000000000001],[14.058999999999999],[14.058],[14.279],[14.425000000000001],[14.577999999999999],[14.509],[15.404],[15.542999999999999],[15.256],[15.039999999999999],[14.166],[14.329000000000001],[14.199],[14.609999999999999],[14.927],[15.398999999999999],[15.897],[16.363],[17.052],[18.302],[17.407],[17.399000000000001],[16.829000000000001],[16.815999999999999],[16.986000000000001],[16.556999999999999],[16.899000000000001],[15.656000000000001],[14.550000000000001],[13.904999999999999],[12.960000000000001],[12.961],[12.786],[12.643000000000001],[12.978],[13.347],[13.098000000000001],[13.885999999999999],[14.894],[15.366],[16.710000000000001],[17.041],[16.849],[17.207999999999998],[17.169],[17.350999999999999],[17.885999999999999],[17.611999999999998],[17.074999999999999],[16.501999999999999],[15.955],[15.669],[15.519],[15.257999999999999],[15.423],[15.119],[15.048],[14.635999999999999],[14.617000000000001],[14.657999999999999],[14.711],[14.999000000000001],[14.159000000000001],[14.064],[13.628],[13.994],[14.238],[14.137],[14.085000000000001],[14.157],[13.930999999999999],[13.858000000000001],[14.052],[14.73],[14.773999999999999],[14.068],[14.101000000000001],[14.349],[14.51],[14.736000000000001],[14.771000000000001],[14.859],[15.095000000000001],[14.885],[15.212999999999999],[15.374000000000001],[15.901999999999999],[16.146999999999998],[16.881],[16.946999999999999],[17.210000000000001],[17.321999999999999],[17.440000000000001],[17.366],[18.172000000000001],[18.689],[19.260999999999999],[19.007999999999999],[19.146999999999998],[19.402999999999999],[19.494],[19.600999999999999],[19.501000000000001],[19.643000000000001],[19.814],[19.606999999999999],[19.959],[20.539000000000001],[20.120999999999999],[20.434999999999999],[20.73],[20.166],[21.248000000000001],[21.917999999999999],[20.285],[21.128],[21.120999999999999],[21.687999999999999],[20.879999999999999],[19.998999999999999],[19.681000000000001],[19.632000000000001],[19.132000000000001],[19.346],[19.117999999999999],[19.713000000000001],[19.975000000000001],[20.231999999999999],[20.065999999999999],[19.792999999999999],[20.736000000000001],[21.077999999999999],[21.498000000000001],[22.055],[22.228999999999999],[21.771999999999998],[22.675000000000001],[22.257000000000001],[22.547999999999998],[22.186],[22.085999999999999],[22.370999999999999],[22.027000000000001],[21.434999999999999],[21.423999999999999],[21.280000000000001],[21.135000000000002],[21.132000000000001],[20.442],[20.321000000000002],[20.922000000000001],[20.449999999999999],[20.305],[19.234000000000002],[18.591000000000001],[18.484999999999999],[17.716000000000001],[17],[16.718],[17.026],[16.488],[16.687000000000001],[16.510999999999999],[16.779],[17.071000000000002],[17.687999999999999],[17.795000000000002],[18.143999999999998],[19.167000000000002],[19.777999999999999],[19.757000000000001],[19.123999999999999],[19.268999999999998],[18.469000000000001],[16.663],[17.547000000000001],[19.094999999999999],[20.869],[22.375],[22.363],[23.606000000000002],[25.934999999999999],[28.477],[28.658999999999999],[29.951000000000001],[31.056000000000001]],[[7.2439999999999998],[7.3620000000000001],[7.617],[7.8070000000000004],[7.9859999999999998],[8.0199999999999996],[8.0470000000000006],[7.8579999999999997],[7.4589999999999996],[6.9980000000000002],[7.0709999999999997],[7.1710000000000003],[7.2400000000000002],[7.2709999999999999],[7.2560000000000002],[7.3200000000000003],[7.3979999999999997],[7.4199999999999999],[7.4290000000000003],[7.6829999999999998],[7.9020000000000001],[8.1069999999999993],[8.4909999999999997],[8.234],[8.1470000000000002],[7.9770000000000003],[8.1539999999999999],[8.0800000000000001],[8.2789999999999999],[8.6349999999999998],[8.7319999999999993],[8.8569999999999993],[8.9030000000000005],[8.9659999999999993],[9.1760000000000002],[9.298],[9.2590000000000003],[9.6419999999999995],[9.5129999999999999],[9.7690000000000001],[9.5180000000000007],[9.1780000000000008],[9.2929999999999993],[9.2270000000000003],[9.4299999999999997],[9.5440000000000005],[9.766],[10.069000000000001],[10.321999999999999],[10.647],[11.356],[10.77],[11.018000000000001],[10.516],[10.738],[10.654],[10.371],[10.805],[9.8800000000000008],[9.1379999999999999],[8.7439999999999998],[8.1679999999999993],[8.1989999999999998],[8.1359999999999992],[7.9790000000000001],[8.2370000000000001],[8.5389999999999997],[8.6059999999999999],[9.3369999999999997],[10.233000000000001],[10.782],[11.961],[11.955],[11.821999999999999],[11.960000000000001],[11.728999999999999],[11.644],[12.180999999999999],[11.819000000000001],[11.09],[10.617000000000001],[10.124000000000001],[9.7940000000000005],[9.5719999999999992],[9.3599999999999994],[9.4329999999999998],[9.1300000000000008],[9.2910000000000004],[9.234],[9.1430000000000007],[9.1760000000000002],[9.3209999999999997],[9.4260000000000002],[9.0150000000000006],[8.8719999999999999],[8.8279999999999994],[9.0039999999999996],[9.0809999999999995],[9.0980000000000008],[9.0350000000000001],[9.0259999999999998],[8.7929999999999993],[8.8640000000000008],[8.9730000000000008],[9.4060000000000006],[9.3970000000000002],[8.6669999999999998],[8.7110000000000003],[8.9260000000000002],[9.1059999999999999],[9.2520000000000007],[9.2720000000000002],[9.4269999999999996],[9.4930000000000003],[9.3710000000000004],[9.4629999999999992],[9.5310000000000006],[9.7989999999999995],[9.8800000000000008],[10.349],[10.305],[10.407999999999999],[10.496],[10.483000000000001],[10.24],[10.737],[10.895],[11.227],[10.952999999999999],[11.161],[11.457000000000001],[11.387],[11.321],[11.228],[11.391999999999999],[11.271000000000001],[10.955],[11.086],[11.394],[11.032999999999999],[11.348000000000001],[11.561999999999999],[11.305],[11.722],[11.839],[11.122],[11.978],[12.278],[13.196999999999999],[13.509],[13.134],[13.037000000000001],[12.936999999999999],[12.548],[12.688000000000001],[12.457000000000001],[12.807],[12.754],[12.707000000000001],[12.420999999999999],[12.215999999999999],[12.439],[12.532],[12.717000000000001],[13.159000000000001],[13.234],[13.191000000000001],[13.776999999999999],[13.571999999999999],[14.103],[14.006],[14.176],[14.423],[14.268000000000001],[13.962],[14.101000000000001],[14.17],[14.183],[14.163],[13.869],[13.863],[14.353999999999999],[14.074999999999999],[13.930999999999999],[13.194000000000001],[12.808],[12.888],[12.454000000000001],[11.914999999999999],[11.791],[12.115],[11.657999999999999],[11.875999999999999],[11.724],[11.967000000000001],[12.124000000000001],[12.486000000000001],[12.787000000000001],[13.116],[13.912000000000001],[14.411],[14.398],[13.92],[14.199999999999999],[13.526999999999999],[12.438000000000001],[12.997999999999999],[14.388],[15.93],[17.123000000000001],[17.231000000000002],[18.202999999999999],[19.991],[21.937000000000001],[21.759],[22.061],[23.001999999999999]],[[4.7729999999999997],[4.9889999999999999],[5.0030000000000001],[5.7640000000000002],[6.2690000000000001],[6.2080000000000002],[6.3879999999999999],[6.1349999999999998],[5.8390000000000004],[5.2869999999999999],[5.2469999999999999],[5.282],[5.2460000000000004],[5.077],[4.5439999999999996],[4.6959999999999997],[4.6550000000000002],[4.798],[4.5419999999999998],[4.8780000000000001],[5.0119999999999996],[5.1280000000000001],[5.335],[5.2869999999999999],[5.1619999999999999],[4.7030000000000003],[4.5330000000000004],[4.7469999999999999],[4.5919999999999996],[4.8840000000000003],[5.3010000000000002],[5.202],[5.1550000000000002],[5.3129999999999997],[5.2480000000000002],[5.2800000000000002],[5.25],[5.7629999999999999],[6.0300000000000002],[5.4870000000000001],[5.5220000000000002],[4.9880000000000004],[5.0369999999999999],[4.9720000000000004],[5.181],[5.3840000000000003],[5.633],[5.8289999999999997],[6.0410000000000004],[6.4039999999999999],[6.9470000000000001],[6.6369999999999996],[6.3810000000000002],[6.3129999999999997],[6.077],[6.3319999999999999],[6.1859999999999999],[6.0940000000000003],[5.7759999999999998],[5.4119999999999999],[5.1600000000000001],[4.7919999999999998],[4.7619999999999996],[4.6500000000000004],[4.6639999999999997],[4.7409999999999997],[4.8079999999999998],[4.492],[4.5490000000000004],[4.6609999999999996],[4.5839999999999996],[4.7489999999999997],[5.085],[5.0270000000000001],[5.2469999999999999],[5.4400000000000004],[5.7060000000000004],[5.7060000000000004],[5.7930000000000001],[5.9850000000000003],[5.8849999999999998],[5.8310000000000004],[5.8760000000000003],[5.9480000000000004],[5.8979999999999997],[5.9900000000000002],[5.9889999999999999],[5.7560000000000002],[5.4020000000000001],[5.4740000000000002],[5.4820000000000002],[5.3899999999999997],[5.5730000000000004],[5.1440000000000001],[5.1920000000000002],[4.7999999999999998],[4.9900000000000002],[5.157],[5.0389999999999997],[5.0499999999999998],[5.1310000000000002],[5.1379999999999999],[4.9930000000000003],[5.0789999999999997],[5.3239999999999998],[5.3760000000000003],[5.4020000000000001],[5.3899999999999997],[5.423],[5.4039999999999999],[5.484],[5.4989999999999997],[5.4320000000000004],[5.6020000000000003],[5.5140000000000002],[5.75],[5.843],[6.1029999999999998],[6.2670000000000003],[6.532],[6.6420000000000003],[6.8019999999999996],[6.8259999999999996],[6.9569999999999999],[7.1260000000000003],[7.4359999999999999],[7.7939999999999996],[8.0340000000000007],[8.0549999999999997],[7.9859999999999998],[7.9459999999999997],[8.1080000000000005],[8.2799999999999994],[8.2729999999999997],[8.2509999999999994],[8.5440000000000005],[8.6519999999999992],[8.8719999999999999],[9.1460000000000008],[9.0879999999999992],[9.0869999999999997],[9.1679999999999993],[8.8610000000000007],[9.5259999999999998],[10.079000000000001],[9.1630000000000003],[9.1509999999999998],[8.8420000000000005],[8.4900000000000002],[7.3710000000000004],[6.8650000000000002],[6.6440000000000001],[6.6950000000000003],[6.5839999999999996],[6.6580000000000004],[6.6609999999999996],[6.9059999999999997],[7.2210000000000001],[7.5250000000000004],[7.6449999999999996],[7.5759999999999996],[8.2959999999999994],[8.5459999999999994],[8.7810000000000006],[8.8960000000000008],[8.9949999999999992],[8.5809999999999995],[8.8979999999999997],[8.6850000000000005],[8.4450000000000003],[8.1809999999999992],[7.9100000000000001],[7.9480000000000004],[7.7590000000000003],[7.4729999999999999],[7.3230000000000004],[7.1109999999999998],[6.952],[6.968],[6.5730000000000004],[6.4589999999999996],[6.5679999999999996],[6.375],[6.375],[6.0389999999999997],[5.782],[5.5970000000000004],[5.2619999999999996],[5.085],[4.9279999999999999],[4.9109999999999996],[4.8300000000000001],[4.8120000000000003],[4.7880000000000003],[4.8120000000000003],[4.9470000000000001],[5.202],[5.008],[5.0279999999999996],[5.2549999999999999],[5.367],[5.359],[5.2030000000000003],[5.069],[4.9420000000000002],[4.2249999999999996],[4.548],[4.7080000000000002],[4.9390000000000001],[5.2510000000000003],[5.1319999999999997],[5.4029999999999996],[5.9450000000000003],[6.5410000000000004],[6.9009999999999998],[7.8899999999999997],[8.0540000000000003]]]

[]

[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"36","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

[{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

Owner occupier first home buyer loan commitments

The number of owner occupier first home buyer loan commitments fell 1.9 per cent to 15,171 in April 2021. While this was the third consecutive month of decline, the number of commitments remained at their highest level since July 2009.

States and territories

An 8.6 per cent rise in New South Wales and an 8.4 per cent rise in Victoria accounted for the majority of the rise in owner occupier housing loan commitments across Australia.

Commitments in Western Australia fell 7.9 per cent, after a fall of 5.1 per cent in March. The Building Bonus Grant which was offered in WA in addition to the federal Homebuilder grant ceased after 31 December 2020.

Personal finance loan commitments

The value of new loan commitments for fixed term personal finance rose 4.8 per cent in April 2021 (seasonally adjusted). This was driven by lending for personal investment which rose 25.2 per cent and lending for road vehicles which rose 3.6 per cent.

More information is available in Lending Indicators, Australia

Media notes

When reporting ABS data you must attribute the Australian Bureau of Statistics (or the ABS) as the source.
For media requests and interviews, contact the ABS Media Team via media@abs.gov.au (8.30am-5pm Mon-Fri).
Subscribe to our media release notification service to get notified of ABS media releases or publications upon their release.

APA

Citation