Value of new borrower-accepted loan commitments (seasonally adjusted)
May-2023 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 24.86 | 4.8 | -20.5 | ||
Owner Occupier (a) | 16.37 | 4.0 | -20.2 | ||
Investor (a) | 8.50 | 6.2 | -20.9 | ||
Personal | |||||
Fixed term loans | 2.26 | 4.3 | 1.3 | ||
Businesses | |||||
Construction | 2.66 | -19.4 | 29.2 | ||
Purchase of Property | 5.92 | 8.1 | -11.9 |
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality notes
Seasonal adjustment methods
The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Personal finance: household goods series
Some inconsistencies have been identified in the Personal finance series for the purchase of household goods. While this series continues to be published, it should be used with caution. The ABS is working with APRA and data providers to resolve this issue as quickly as possible.
Housing finance
In May 2023 in seasonally adjusted terms, the value of new loan commitments:
- for total housing rose 4.8% to $24.9b, after a fall of 1.0% in April. It was 20.5% lower compared to a year ago.
- for owner-occupier housing rose 4.0% to $16.4b but was 20.2% lower compared to a year ago
- for investor housing rose 6.2% to $8.5b but was 20.9% lower compared to a year ago
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
May-05 | 12.741 | 8.023 | 4.718 | 13.026 | 8.113 | 4.914 |
Jun-05 | 12.641 | 8.153 | 4.488 | 12.939 | 8.142 | 4.797 |
Jul-05 | 12.841 | 8.085 | 4.757 | 12.978 | 8.229 | 4.75 |
Aug-05 | 12.896 | 8.306 | 4.59 | 13.15 | 8.363 | 4.787 |
Sep-05 | 13.528 | 8.644 | 4.885 | 13.411 | 8.519 | 4.891 |
Oct-05 | 14.037 | 8.716 | 5.321 | 13.69 | 8.671 | 5.019 |
Nov-05 | 14.057 | 8.851 | 5.206 | 13.929 | 8.804 | 5.125 |
Dec-05 | 14.036 | 8.879 | 5.157 | 14.122 | 8.924 | 5.197 |
Jan-06 | 14.259 | 8.956 | 5.303 | 14.292 | 9.04 | 5.252 |
Feb-06 | 14.431 | 9.179 | 5.252 | 14.462 | 9.161 | 5.302 |
Mar-06 | 14.542 | 9.27 | 5.272 | 14.663 | 9.295 | 5.368 |
Apr-06 | 14.772 | 9.45 | 5.322 | 14.872 | 9.422 | 5.45 |
May-06 | 15.223 | 9.502 | 5.72 | 15.025 | 9.51 | 5.516 |
Jun-06 | 15.499 | 9.516 | 5.983 | 15.062 | 9.535 | 5.528 |
Jul-06 | 15.282 | 9.789 | 5.493 | 14.966 | 9.498 | 5.468 |
Aug-06 | 15.006 | 9.493 | 5.513 | 14.772 | 9.422 | 5.35 |
Sep-06 | 14.16 | 9.17 | 4.991 | 14.557 | 9.343 | 5.214 |
Oct-06 | 14.332 | 9.276 | 5.056 | 14.416 | 9.298 | 5.118 |
Nov-06 | 14.205 | 9.233 | 4.973 | 14.42 | 9.316 | 5.104 |
Dec-06 | 14.586 | 9.401 | 5.185 | 14.6 | 9.411 | 5.19 |
Jan-07 | 14.956 | 9.578 | 5.378 | 14.948 | 9.587 | 5.361 |
Feb-07 | 15.401 | 9.767 | 5.634 | 15.423 | 9.823 | 5.6 |
Mar-07 | 15.916 | 10.08 | 5.836 | 15.951 | 10.085 | 5.866 |
Apr-07 | 16.312 | 10.27 | 6.042 | 16.465 | 10.35 | 6.115 |
May-07 | 17.112 | 10.694 | 6.418 | 16.905 | 10.594 | 6.311 |
Jun-07 | 18.252 | 11.342 | 6.91 | 17.22 | 10.789 | 6.431 |
Jul-07 | 17.419 | 10.784 | 6.635 | 17.389 | 10.915 | 6.474 |
Aug-07 | 17.433 | 11.054 | 6.378 | 17.414 | 10.956 | 6.458 |
Sep-07 | 16.756 | 10.447 | 6.308 | 17.33 | 10.922 | 6.408 |
Oct-07 | 16.87 | 10.77 | 6.1 | 17.162 | 10.82 | 6.342 |
Nov-07 | 16.995 | 10.66 | 6.335 | 16.91 | 10.648 | 6.262 |
Dec-07 | 16.544 | 10.358 | 6.186 | 16.544 | 10.395 | 6.149 |
Jan-08 | 16.879 | 10.785 | 6.094 | 16.028 | 10.052 | 5.975 |
Feb-08 | 15.687 | 9.911 | 5.775 | 15.376 | 9.64 | 5.736 |
Mar-08 | 14.559 | 9.145 | 5.414 | 14.647 | 9.198 | 5.448 |
Apr-08 | 13.869 | 8.704 | 5.165 | 13.932 | 8.769 | 5.163 |
May-08 | 12.992 | 8.197 | 4.795 | 13.336 | 8.407 | 4.929 |
Jun-08 | 12.944 | 8.196 | 4.748 | 12.935 | 8.162 | 4.774 |
Jul-08 | 12.784 | 8.134 | 4.649 | 12.739 | 8.053 | 4.687 |
Aug-08 | 12.623 | 7.963 | 4.66 | 12.735 | 8.087 | 4.648 |
Sep-08 | 12.979 | 8.246 | 4.733 | 12.888 | 8.259 | 4.629 |
Oct-08 | 13.388 | 8.561 | 4.827 | 13.171 | 8.562 | 4.609 |
Nov-08 | 13.044 | 8.55 | 4.494 | 13.59 | 9.002 | 4.588 |
Dec-08 | 13.92 | 9.372 | 4.548 | 14.134 | 9.555 | 4.579 |
Jan-09 | 14.882 | 10.223 | 4.659 | 14.774 | 10.173 | 4.6 |
Feb-09 | 15.365 | 10.782 | 4.583 | 15.441 | 10.78 | 4.661 |
Mar-09 | 16.713 | 11.97 | 4.742 | 16.06 | 11.292 | 4.768 |
Apr-09 | 17.023 | 11.926 | 5.097 | 16.572 | 11.658 | 4.914 |
May-09 | 16.858 | 11.833 | 5.025 | 16.95 | 11.868 | 5.083 |
Jun-09 | 17.203 | 11.967 | 5.236 | 17.206 | 11.943 | 5.263 |
Jul-09 | 17.216 | 11.772 | 5.444 | 17.366 | 11.921 | 5.445 |
Aug-09 | 17.328 | 11.627 | 5.701 | 17.434 | 11.824 | 5.609 |
Sep-09 | 17.89 | 12.186 | 5.704 | 17.387 | 11.648 | 5.738 |
Oct-09 | 17.606 | 11.8 | 5.805 | 17.217 | 11.389 | 5.828 |
Nov-09 | 17.073 | 11.087 | 5.985 | 16.92 | 11.043 | 5.877 |
Dec-09 | 16.486 | 10.6 | 5.885 | 16.536 | 10.641 | 5.894 |
Jan-10 | 15.944 | 10.112 | 5.832 | 16.138 | 10.234 | 5.904 |
Feb-10 | 15.668 | 9.794 | 5.874 | 15.791 | 9.873 | 5.918 |
Mar-10 | 15.555 | 9.605 | 5.95 | 15.536 | 9.6 | 5.936 |
Apr-10 | 15.262 | 9.358 | 5.904 | 15.365 | 9.422 | 5.944 |
May-10 | 15.418 | 9.435 | 5.983 | 15.241 | 9.314 | 5.927 |
Jun-10 | 15.118 | 9.128 | 5.99 | 15.121 | 9.248 | 5.873 |
Jul-10 | 15.039 | 9.287 | 5.752 | 14.995 | 9.211 | 5.785 |
Aug-10 | 14.62 | 9.227 | 5.392 | 14.867 | 9.194 | 5.673 |
Sep-10 | 14.626 | 9.148 | 5.478 | 14.749 | 9.192 | 5.557 |
Oct-10 | 14.653 | 9.16 | 5.493 | 14.637 | 9.187 | 5.45 |
Nov-10 | 14.711 | 9.325 | 5.386 | 14.52 | 9.165 | 5.355 |
Dec-10 | 15.019 | 9.439 | 5.58 | 14.396 | 9.123 | 5.273 |
Jan-11 | 14.156 | 9.014 | 5.143 | 14.267 | 9.066 | 5.2 |
Feb-11 | 14.064 | 8.873 | 5.191 | 14.15 | 9.013 | 5.137 |
Mar-11 | 13.627 | 8.829 | 4.798 | 14.066 | 8.977 | 5.089 |
Apr-11 | 13.997 | 9.002 | 4.995 | 14.031 | 8.967 | 5.064 |
May-11 | 14.235 | 9.087 | 5.148 | 14.037 | 8.977 | 5.06 |
Jun-11 | 14.135 | 9.094 | 5.04 | 14.053 | 8.99 | 5.063 |
Jul-11 | 14.084 | 9.034 | 5.05 | 14.059 | 8.991 | 5.068 |
Aug-11 | 14.171 | 9.041 | 5.13 | 14.053 | 8.976 | 5.077 |
Sep-11 | 13.933 | 8.795 | 5.138 | 14.059 | 8.961 | 5.098 |
Oct-11 | 13.86 | 8.862 | 4.999 | 14.087 | 8.953 | 5.134 |
Nov-11 | 14.049 | 8.967 | 5.082 | 14.139 | 8.949 | 5.19 |
Dec-11 | 14.716 | 9.392 | 5.324 | 14.199 | 8.943 | 5.256 |
Jan-12 | 14.769 | 9.395 | 5.374 | 14.253 | 8.934 | 5.319 |
Feb-12 | 14.085 | 8.684 | 5.402 | 14.301 | 8.929 | 5.373 |
Mar-12 | 14.09 | 8.701 | 5.389 | 14.347 | 8.939 | 5.408 |
Apr-12 | 14.346 | 8.925 | 5.421 | 14.409 | 8.982 | 5.427 |
May-12 | 14.508 | 9.111 | 5.397 | 14.502 | 9.067 | 5.435 |
Jun-12 | 14.735 | 9.248 | 5.487 | 14.623 | 9.177 | 5.445 |
Jul-12 | 14.774 | 9.278 | 5.497 | 14.743 | 9.281 | 5.462 |
Aug-12 | 14.867 | 9.435 | 5.432 | 14.848 | 9.358 | 5.49 |
Sep-12 | 15.106 | 9.501 | 5.605 | 14.94 | 9.404 | 5.537 |
Oct-12 | 14.908 | 9.387 | 5.52 | 15.057 | 9.442 | 5.615 |
Nov-12 | 15.184 | 9.43 | 5.753 | 15.239 | 9.505 | 5.733 |
Dec-12 | 15.368 | 9.527 | 5.842 | 15.507 | 9.613 | 5.893 |
Jan-13 | 15.895 | 9.795 | 6.1 | 15.851 | 9.768 | 6.083 |
Feb-13 | 16.14 | 9.878 | 6.263 | 16.233 | 9.954 | 6.279 |
Mar-13 | 16.885 | 10.351 | 6.534 | 16.599 | 10.14 | 6.459 |
Apr-13 | 16.934 | 10.298 | 6.636 | 16.907 | 10.298 | 6.609 |
May-13 | 17.228 | 10.428 | 6.8 | 17.149 | 10.414 | 6.735 |
Jun-13 | 17.302 | 10.479 | 6.823 | 17.371 | 10.504 | 6.867 |
Jul-13 | 17.477 | 10.518 | 6.959 | 17.62 | 10.588 | 7.032 |
Aug-13 | 17.355 | 10.231 | 7.124 | 17.919 | 10.675 | 7.245 |
Sep-13 | 18.201 | 10.758 | 7.442 | 18.256 | 10.774 | 7.482 |
Oct-13 | 18.692 | 10.893 | 7.799 | 18.595 | 10.891 | 7.704 |
Nov-13 | 19.241 | 11.193 | 8.048 | 18.893 | 11.015 | 7.878 |
Dec-13 | 18.996 | 10.944 | 8.052 | 19.124 | 11.133 | 7.991 |
Jan-14 | 19.177 | 11.185 | 7.992 | 19.279 | 11.23 | 8.049 |
Feb-14 | 19.378 | 11.448 | 7.93 | 19.38 | 11.303 | 8.077 |
Mar-14 | 19.482 | 11.379 | 8.104 | 19.453 | 11.346 | 8.107 |
Apr-14 | 19.59 | 11.319 | 8.271 | 19.509 | 11.348 | 8.161 |
May-14 | 19.501 | 11.228 | 8.274 | 19.569 | 11.316 | 8.252 |
Jun-14 | 19.626 | 11.385 | 8.241 | 19.642 | 11.262 | 8.38 |
Jul-14 | 19.821 | 11.284 | 8.537 | 19.737 | 11.203 | 8.535 |
Aug-14 | 19.621 | 10.968 | 8.653 | 19.873 | 11.174 | 8.699 |
Sep-14 | 20.002 | 11.113 | 8.889 | 20.032 | 11.177 | 8.855 |
Oct-14 | 20.583 | 11.419 | 9.164 | 20.202 | 11.21 | 8.992 |
Nov-14 | 20.057 | 10.964 | 9.094 | 20.378 | 11.271 | 9.107 |
Dec-14 | 20.474 | 11.377 | 9.098 | 20.55 | 11.349 | 9.2 |
Jan-15 | 20.708 | 11.535 | 9.173 | 20.71 | 11.43 | 9.28 |
Feb-15 | 20.123 | 11.29 | 8.834 | 20.852 | 11.499 | 9.353 |
Mar-15 | 21.255 | 11.732 | 9.523 | 20.977 | 11.576 | 9.401 |
Apr-15 | 21.825 | 11.789 | 10.036 | 21.078 | 11.692 | 9.386 |
May-15 | 20.324 | 11.141 | 9.183 | 21.131 | 11.87 | 9.262 |
Jun-15 | 21.12 | 11.982 | 9.138 | 21.109 | 12.111 | 8.998 |
Jul-15 | 21.168 | 12.325 | 8.843 | 21.004 | 12.397 | 8.607 |
Aug-15 | 21.684 | 13.205 | 8.479 | 20.806 | 12.672 | 8.135 |
Sep-15 | 20.955 | 13.563 | 7.392 | 20.53 | 12.882 | 7.648 |
Oct-15 | 20.016 | 13.136 | 6.88 | 20.201 | 12.99 | 7.211 |
Nov-15 | 19.643 | 12.989 | 6.654 | 19.85 | 12.98 | 6.87 |
Dec-15 | 19.599 | 12.9 | 6.698 | 19.546 | 12.889 | 6.658 |
Jan-16 | 19.126 | 12.518 | 6.608 | 19.36 | 12.781 | 6.579 |
Feb-16 | 19.357 | 12.729 | 6.627 | 19.317 | 12.705 | 6.612 |
Mar-16 | 19.119 | 12.463 | 6.656 | 19.399 | 12.668 | 6.731 |
Apr-16 | 19.594 | 12.716 | 6.878 | 19.564 | 12.647 | 6.917 |
May-16 | 19.992 | 12.779 | 7.213 | 19.771 | 12.617 | 7.154 |
Jun-16 | 20.206 | 12.697 | 7.508 | 19.989 | 12.562 | 7.427 |
Jul-16 | 20.072 | 12.425 | 7.647 | 20.222 | 12.498 | 7.723 |
Aug-16 | 19.873 | 12.306 | 7.567 | 20.486 | 12.462 | 8.024 |
Sep-16 | 20.769 | 12.449 | 8.32 | 20.795 | 12.483 | 8.311 |
Oct-16 | 21.175 | 12.595 | 8.58 | 21.143 | 12.578 | 8.565 |
Nov-16 | 21.518 | 12.703 | 8.815 | 21.524 | 12.752 | 8.772 |
Dec-16 | 21.986 | 13.058 | 8.928 | 21.887 | 12.975 | 8.912 |
Jan-17 | 22.232 | 13.233 | 8.999 | 22.172 | 13.203 | 8.968 |
Feb-17 | 21.745 | 13.197 | 8.547 | 22.338 | 13.408 | 8.93 |
Mar-17 | 22.598 | 13.717 | 8.881 | 22.397 | 13.59 | 8.807 |
Apr-17 | 22.636 | 13.883 | 8.754 | 22.383 | 13.758 | 8.625 |
May-17 | 22.107 | 13.794 | 8.313 | 22.327 | 13.911 | 8.416 |
Jun-17 | 22.079 | 13.931 | 8.148 | 22.256 | 14.047 | 8.209 |
Jul-17 | 22.111 | 14.231 | 7.881 | 22.176 | 14.153 | 8.023 |
Aug-17 | 22.395 | 14.472 | 7.923 | 22.067 | 14.211 | 7.857 |
Sep-17 | 22.085 | 14.278 | 7.808 | 21.93 | 14.226 | 7.705 |
Oct-17 | 21.642 | 14.111 | 7.53 | 21.758 | 14.206 | 7.552 |
Nov-17 | 21.529 | 14.134 | 7.395 | 21.528 | 14.149 | 7.38 |
Dec-17 | 21.168 | 13.997 | 7.172 | 21.269 | 14.08 | 7.189 |
Jan-18 | 21.208 | 14.264 | 6.944 | 21.028 | 14.032 | 6.996 |
Feb-18 | 21.136 | 14.195 | 6.941 | 20.837 | 14.017 | 6.82 |
Mar-18 | 20.424 | 13.854 | 6.57 | 20.695 | 14.021 | 6.674 |
Apr-18 | 20.22 | 13.808 | 6.412 | 20.563 | 14.013 | 6.55 |
May-18 | 20.708 | 14.208 | 6.5 | 20.402 | 13.961 | 6.441 |
Jun-18 | 20.249 | 13.94 | 6.309 | 20.178 | 13.844 | 6.333 |
Jul-18 | 20.212 | 13.912 | 6.3 | 19.857 | 13.65 | 6.207 |
Aug-18 | 19.366 | 13.324 | 6.042 | 19.421 | 13.374 | 6.047 |
Sep-18 | 18.676 | 12.836 | 5.841 | 18.881 | 13.034 | 5.847 |
Oct-18 | 18.876 | 13.196 | 5.68 | 18.289 | 12.672 | 5.617 |
Nov-18 | 17.83 | 12.465 | 5.366 | 17.73 | 12.345 | 5.386 |
Dec-18 | 16.953 | 11.807 | 5.146 | 17.255 | 12.081 | 5.174 |
Jan-19 | 16.71 | 11.788 | 4.922 | 16.878 | 11.881 | 4.998 |
Feb-19 | 17.051 | 12.155 | 4.896 | 16.611 | 11.746 | 4.864 |
Mar-19 | 16.433 | 11.649 | 4.784 | 16.453 | 11.678 | 4.776 |
Apr-19 | 16.559 | 11.798 | 4.761 | 16.417 | 11.682 | 4.735 |
May-19 | 16.241 | 11.531 | 4.71 | 16.499 | 11.763 | 4.736 |
Jun-19 | 16.522 | 11.797 | 4.724 | 16.708 | 11.933 | 4.776 |
Jul-19 | 16.973 | 12.116 | 4.856 | 17.061 | 12.206 | 4.854 |
Aug-19 | 17.81 | 12.582 | 5.228 | 17.551 | 12.583 | 4.968 |
Sep-19 | 18.036 | 12.949 | 5.088 | 18.129 | 13.028 | 5.101 |
Oct-19 | 18.624 | 13.462 | 5.162 | 18.684 | 13.462 | 5.223 |
Nov-19 | 19.371 | 13.981 | 5.39 | 19.098 | 13.799 | 5.3 |
Dec-19 | 19.633 | 14.193 | 5.44 | 19.288 | 13.976 | 5.311 |
Jan-20 | 19.774 | 14.425 | 5.35 | 19.247 | 13.986 | 5.261 |
Feb-20 | 19.214 | 14.014 | 5.2 | 19.045 | 13.873 | 5.173 |
Mar-20 | 19.197 | 14.229 | 4.968 | 18.827 | 13.736 | 5.091 |
Apr-20 | 18.356 | 13.451 | 4.905 | 18.769 | 13.706 | 5.064 |
May-20 | 16.181 | 12.071 | 4.11 | 18.207 | 13.881 | 4.326 |
Jun-20 | 17.183 | 12.768 | 4.415 | 18.736 | 14.287 | 4.449 |
Jul-20 | 18.895 | 14.259 | 4.636 | 19.781 | 15.155 | 4.626 |
Aug-20 | 21.215 | 16.256 | 4.959 | 21.023 | 16.182 | 4.841 |
Sep-20 | 22.594 | 17.253 | 5.341 | 22.08 | 16.999 | 5.08 |
Oct-20 | 23.097 | 17.763 | 5.334 | 23.234 | 17.882 | 5.352 |
Nov-20 | 24.096 | 18.513 | 5.583 | 24.41 | 18.731 | 5.679 |
Dec-20 | 25.722 | 19.657 | 6.065 | 25.653 | 19.585 | 6.068 |
Jan-21 | 28.42 | 21.916 | 6.505 | 26.934 | 20.423 | 6.511 |
Feb-21 | 28.819 | 21.905 | 6.914 | 28.194 | 21.203 | 6.991 |
Mar-21 | 29.669 | 22.012 | 7.657 | 29.323 | 21.844 | 7.479 |
Apr-21 | 30.843 | 22.829 | 8.014 | 30.36 | 22.41 | 7.95 |
May-21 | 31.557 | 22.77 | 8.787 | 30.964 | 22.573 | 8.391 |
Jun-21 | 30.999 | 22.172 | 8.828 | 31.301 | 22.497 | 8.803 |
Jul-21 | 31.664 | 22.443 | 9.222 | 31.462 | 22.267 | 9.195 |
Aug-21 | 31.206 | 21.646 | 9.56 | 31.573 | 21.994 | 9.579 |
Sep-21 | 30.875 | 20.926 | 9.95 | 31.756 | 21.787 | 9.969 |
Oct-21 | 30.721 | 20.454 | 10.266 | 32.07 | 21.708 | 10.363 |
Nov-21 | 32.502 | 21.762 | 10.741 | 32.46 | 21.727 | 10.733 |
Dec-21 | 33.025 | 22.038 | 10.986 | 32.816 | 21.764 | 11.053 |
Jan-22 | 34.143 | 22.718 | 11.424 | 33.025 | 21.743 | 11.281 |
Feb-22 | 33.062 | 21.631 | 11.432 | 32.974 | 21.597 | 11.376 |
Mar-22 | 32.615 | 21.307 | 11.308 | 32.604 | 21.299 | 11.306 |
Apr-22 | 31.698 | 20.572 | 11.127 | 31.927 | 20.865 | 11.061 |
May-22 | 31.262 | 20.514 | 10.749 | 30.996 | 20.325 | 10.671 |
Jun-22 | 30.041 | 19.83 | 10.211 | 29.904 | 19.71 | 10.194 |
Jul-22 | 28.103 | 18.836 | 9.267 | 28.728 | 19.036 | 9.692 |
Aug-22 | 27.339 | 18.317 | 9.022 | 27.533 | 18.316 | 9.217 |
Sep-22 | 26.241 | 17.501 | 8.74 | 26.364 | 17.573 | 8.792 |
Oct-22 | 25.54 | 16.998 | 8.542 | 25.294 | 16.857 | 8.438 |
Nov-22 | 24.459 | 16.212 | 8.247 | 24.389 | 16.232 | 8.157 |
Dec-22 | 23.531 | 15.611 | 7.92 | 23.716 | 15.763 | 7.953 |
Jan-23 | 23.12 | 15.366 | 7.754 | 23.338 | 15.495 | 7.843 |
Feb-23 | 22.902 | 15.177 | 7.725 | 23.293 | 15.45 | 7.843 |
Mar-23 | 23.972 | 15.954 | 8.018 | 23.567 | 15.612 | 7.954 |
Apr-23 | 23.733 | 15.733 | 8 | 24.058 | 15.905 | 8.152 |
May-23 | 24.863 | 16.366 | 8.497 | 24.64 | 16.252 | 8.389 |
New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
[["May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23"],[[12.741],[12.641],[12.840999999999999],[12.896000000000001],[13.528],[14.037000000000001],[14.057],[14.036],[14.259],[14.430999999999999],[14.542],[14.772],[15.223000000000001],[15.499000000000001],[15.282],[15.006],[14.16],[14.332000000000001],[14.205],[14.586],[14.956],[15.401],[15.916],[16.312000000000001],[17.111999999999998],[18.251999999999999],[17.419],[17.433],[16.756],[16.870000000000001],[16.995000000000001],[16.544],[16.879000000000001],[15.686999999999999],[14.558999999999999],[13.869],[12.992000000000001],[12.944000000000001],[12.784000000000001],[12.622999999999999],[12.978999999999999],[13.388],[13.044],[13.92],[14.882],[15.365],[16.713000000000001],[17.023],[16.858000000000001],[17.202999999999999],[17.216000000000001],[17.327999999999999],[17.890000000000001],[17.606000000000002],[17.073],[16.486000000000001],[15.944000000000001],[15.667999999999999],[15.555],[15.262],[15.417999999999999],[15.118],[15.039],[14.619999999999999],[14.625999999999999],[14.653],[14.711],[15.019],[14.156000000000001],[14.064],[13.627000000000001],[13.997],[14.234999999999999],[14.135],[14.084],[14.170999999999999],[13.933],[13.859999999999999],[14.048999999999999],[14.715999999999999],[14.769],[14.085000000000001],[14.09],[14.346],[14.507999999999999],[14.734999999999999],[14.773999999999999],[14.867000000000001],[15.106],[14.907999999999999],[15.183999999999999],[15.368],[15.895],[16.140000000000001],[16.885000000000002],[16.934000000000001],[17.228000000000002],[17.302],[17.477],[17.355],[18.201000000000001],[18.692],[19.241],[18.995999999999999],[19.177],[19.378],[19.481999999999999],[19.59],[19.501000000000001],[19.626000000000001],[19.821000000000002],[19.620999999999999],[20.001999999999999],[20.582999999999998],[20.056999999999999],[20.474],[20.707999999999998],[20.123000000000001],[21.254999999999999],[21.824999999999999],[20.324000000000002],[21.120000000000001],[21.167999999999999],[21.684000000000001],[20.954999999999998],[20.015999999999998],[19.643000000000001],[19.599],[19.126000000000001],[19.356999999999999],[19.119],[19.594000000000001],[19.992000000000001],[20.206],[20.071999999999999],[19.873000000000001],[20.768999999999998],[21.175000000000001],[21.518000000000001],[21.986000000000001],[22.231999999999999],[21.745000000000001],[22.597999999999999],[22.635999999999999],[22.106999999999999],[22.079000000000001],[22.111000000000001],[22.395],[22.085000000000001],[21.641999999999999],[21.529],[21.167999999999999],[21.207999999999998],[21.135999999999999],[20.423999999999999],[20.219999999999999],[20.707999999999998],[20.248999999999999],[20.212],[19.366],[18.675999999999998],[18.876000000000001],[17.829999999999998],[16.952999999999999],[16.710000000000001],[17.050999999999998],[16.433],[16.559000000000001],[16.241],[16.521999999999998],[16.972999999999999],[17.809999999999999],[18.036000000000001],[18.623999999999999],[19.370999999999999],[19.632999999999999],[19.774000000000001],[19.213999999999999],[19.196999999999999],[18.356000000000002],[16.181000000000001],[17.183],[18.8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- All series exclude refinancing
In May 2023 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 8.1% to $21.0b and was 22.4% higher compared to a year ago
- for owner-occupier housing rose 8.6% to $14.1b, reaching a new high. It was 21.0% higher compared to a year ago.
- for investor housing rose 7.2% to $6.8b and was 25.6% higher compared to a year ago
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
May-05 | 3.969 | 3.1 | 0.869 |
Jun-05 | 3.956 | 3.039 | 0.917 |
Jul-05 | 4.033 | 3.117 | 0.916 |
Aug-05 | 4.029 | 3.103 | 0.927 |
Sep-05 | 4.182 | 3.237 | 0.945 |
Oct-05 | 4.124 | 3.182 | 0.943 |
Nov-05 | 4.13 | 3.209 | 0.921 |
Dec-05 | 4.367 | 3.16 | 1.207 |
Jan-06 | 3.89 | 3.042 | 0.849 |
Feb-06 | 4.183 | 3.194 | 0.989 |
Mar-06 | 4.049 | 3.158 | 0.891 |
Apr-06 | 4.265 | 3.171 | 1.094 |
May-06 | 4.06 | 3.305 | 0.755 |
Jun-06 | 4.223 | 3.392 | 0.831 |
Jul-06 | 4.329 | 3.497 | 0.833 |
Aug-06 | 4.449 | 3.556 | 0.894 |
Sep-06 | 4.458 | 3.553 | 0.905 |
Oct-06 | 4.463 | 3.611 | 0.853 |
Nov-06 | 4.531 | 3.627 | 0.904 |
Dec-06 | 4.433 | 3.488 | 0.945 |
Jan-07 | 4.545 | 3.486 | 1.059 |
Feb-07 | 4.62 | 3.46 | 1.16 |
Mar-07 | 4.477 | 3.386 | 1.091 |
Apr-07 | 4.666 | 3.536 | 1.13 |
May-07 | 4.507 | 3.458 | 1.049 |
Jun-07 | 4.522 | 3.486 | 1.036 |
Jul-07 | 4.232 | 3.173 | 1.059 |
Aug-07 | 4.482 | 3.418 | 1.064 |
Sep-07 | 4.517 | 3.408 | 1.109 |
Oct-07 | 4.385 | 3.251 | 1.134 |
Nov-07 | 4.666 | 3.438 | 1.228 |
Dec-07 | 4.791 | 3.606 | 1.185 |
Jan-08 | 4.942 | 3.672 | 1.27 |
Feb-08 | 4.89 | 3.623 | 1.268 |
Mar-08 | 4.693 | 3.503 | 1.19 |
Apr-08 | 4.589 | 3.385 | 1.204 |
May-08 | 4.333 | 3.193 | 1.14 |
Jun-08 | 4.163 | 3.147 | 1.015 |
Jul-08 | 4.363 | 3.131 | 1.232 |
Aug-08 | 4.306 | 3.13 | 1.176 |
Sep-08 | 4.092 | 2.836 | 1.256 |
Oct-08 | 4.472 | 3.126 | 1.345 |
Nov-08 | 4.585 | 3.227 | 1.359 |
Dec-08 | 5.027 | 3.522 | 1.506 |
Jan-09 | 4.939 | 3.402 | 1.537 |
Feb-09 | 4.727 | 3.146 | 1.582 |
Mar-09 | 5.107 | 3.448 | 1.659 |
Apr-09 | 5.074 | 3.472 | 1.602 |
May-09 | 5.007 | 3.444 | 1.564 |
Jun-09 | 4.875 | 3.386 | 1.488 |
Jul-09 | 4.602 | 3.215 | 1.387 |
Aug-09 | 4.387 | 3.002 | 1.385 |
Sep-09 | 4.247 | 2.939 | 1.308 |
Oct-09 | 4.17 | 2.926 | 1.244 |
Nov-09 | 4.071 | 2.821 | 1.25 |
Dec-09 | 3.78 | 2.756 | 1.024 |
Jan-10 | 3.575 | 2.587 | 0.988 |
Feb-10 | 3.524 | 2.668 | 0.856 |
Mar-10 | 3.474 | 2.648 | 0.826 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.577 | 2.635 | 0.942 |
Jun-10 | 3.636 | 2.721 | 0.915 |
Jul-10 | 3.732 | 2.817 | 0.915 |
Aug-10 | 3.828 | 2.912 | 0.916 |
Sep-10 | 3.85 | 2.928 | 0.922 |
Oct-10 | 4.02 | 3.019 | 1 |
Nov-10 | 4.073 | 3.075 | 0.998 |
Dec-10 | 4.434 | 3.413 | 1.021 |
Jan-11 | 4.132 | 3.205 | 0.927 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.964 | 2.936 | 1.029 |
Apr-11 | 4.236 | 3.176 | 1.06 |
May-11 | 4.557 | 3.391 | 1.166 |
Jun-11 | 4.51 | 3.362 | 1.148 |
Jul-11 | 4.753 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.223 |
Sep-11 | 4.895 | 3.634 | 1.262 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.046 | 3.723 | 1.322 |
Jan-12 | 5.102 | 3.729 | 1.374 |
Feb-12 | 5.163 | 3.693 | 1.47 |
Mar-12 | 5.212 | 3.684 | 1.528 |
Apr-12 | 4.912 | 3.614 | 1.298 |
May-12 | 4.998 | 3.572 | 1.426 |
Jun-12 | 4.986 | 3.489 | 1.496 |
Jul-12 | 4.887 | 3.406 | 1.48 |
Aug-12 | 5.026 | 3.435 | 1.59 |
Sep-12 | 5.003 | 3.404 | 1.598 |
Oct-12 | 5.021 | 3.486 | 1.535 |
Nov-12 | 5.097 | 3.454 | 1.644 |
Dec-12 | 4.939 | 3.388 | 1.551 |
Jan-13 | 5.108 | 3.431 | 1.676 |
Feb-13 | 5.083 | 3.435 | 1.648 |
Mar-13 | 5.203 | 3.573 | 1.63 |
Apr-13 | 5.372 | 3.648 | 1.724 |
May-13 | 5.424 | 3.754 | 1.671 |
Jun-13 | 5.619 | 3.909 | 1.71 |
Jul-13 | 6.465 | 3.807 | 2.658 |
Aug-13 | 6.151 | 3.643 | 2.508 |
Sep-13 | 6.725 | 3.914 | 2.811 |
Oct-13 | 6.817 | 3.876 | 2.941 |
Nov-13 | 6.944 | 3.938 | 3.006 |
Dec-13 | 6.888 | 3.865 | 3.023 |
Jan-14 | 6.896 | 3.9 | 2.997 |
Feb-14 | 7.331 | 4.213 | 3.117 |
Mar-14 | 7.122 | 3.961 | 3.161 |
Apr-14 | 7.371 | 4.045 | 3.326 |
May-14 | 7.452 | 4.079 | 3.373 |
Jun-14 | 7.6 | 4.171 | 3.43 |
Jul-14 | 7.838 | 4.281 | 3.557 |
Aug-14 | 7.799 | 4.262 | 3.538 |
Sep-14 | 8.048 | 4.288 | 3.76 |
Oct-14 | 8.397 | 4.408 | 3.989 |
Nov-14 | 8.426 | 4.468 | 3.958 |
Dec-14 | 8.693 | 4.605 | 4.088 |
Jan-15 | 8.743 | 4.712 | 4.031 |
Feb-15 | 9.058 | 4.954 | 4.104 |
Mar-15 | 9.3 | 5.004 | 4.296 |
Apr-15 | 9.374 | 5.214 | 4.16 |
May-15 | 9.249 | 4.976 | 4.272 |
Jun-15 | 9.129 | 5.313 | 3.816 |
Jul-15 | 8.927 | 5.422 | 3.505 |
Aug-15 | 8.8 | 5.466 | 3.334 |
Sep-15 | 8.811 | 5.748 | 3.063 |
Oct-15 | 8.987 | 5.911 | 3.076 |
Nov-15 | 9.245 | 6.091 | 3.154 |
Dec-15 | 9.714 | 6.471 | 3.243 |
Jan-16 | 9.329 | 6.052 | 3.278 |
Feb-16 | 9.37 | 6.022 | 3.348 |
Mar-16 | 9.432 | 6.217 | 3.215 |
Apr-16 | 9.406 | 6.195 | 3.211 |
May-16 | 9.363 | 6.048 | 3.315 |
Jun-16 | 9.66 | 6.036 | 3.624 |
Jul-16 | 9.675 | 6.091 | 3.584 |
Aug-16 | 9.427 | 5.766 | 3.661 |
Sep-16 | 9.597 | 6.064 | 3.533 |
Oct-16 | 8.993 | 5.807 | 3.185 |
Nov-16 | 9.076 | 5.674 | 3.402 |
Dec-16 | 9.01 | 5.572 | 3.438 |
Jan-17 | 9.114 | 5.771 | 3.343 |
Feb-17 | 8.705 | 5.407 | 3.298 |
Mar-17 | 8.765 | 5.41 | 3.355 |
Apr-17 | 8.582 | 5.294 | 3.288 |
May-17 | 8.709 | 5.344 | 3.365 |
Jun-17 | 8.689 | 5.239 | 3.45 |
Jul-17 | 8.602 | 5.147 | 3.455 |
Aug-17 | 8.994 | 5.255 | 3.74 |
Sep-17 | 8.72 | 5.333 | 3.387 |
Oct-17 | 8.469 | 5.339 | 3.13 |
Nov-17 | 8.979 | 5.54 | 3.438 |
Dec-17 | 9.267 | 5.713 | 3.554 |
Jan-18 | 9.632 | 5.803 | 3.829 |
Feb-18 | 9.761 | 5.757 | 4.004 |
Mar-18 | 9.255 | 5.554 | 3.702 |
Apr-18 | 9.405 | 5.64 | 3.765 |
May-18 | 9.213 | 5.633 | 3.579 |
Jun-18 | 8.695 | 5.284 | 3.412 |
Jul-18 | 9.126 | 5.736 | 3.389 |
Aug-18 | 8.99 | 5.614 | 3.376 |
Sep-18 | 8.738 | 5.402 | 3.335 |
Oct-18 | 9.021 | 5.572 | 3.449 |
Nov-18 | 8.968 | 5.528 | 3.44 |
Dec-18 | 8.662 | 5.38 | 3.283 |
Jan-19 | 8.411 | 5.199 | 3.212 |
Feb-19 | 8.531 | 5.338 | 3.194 |
Mar-19 | 8.508 | 5.255 | 3.253 |
Apr-19 | 8.376 | 5.192 | 3.184 |
May-19 | 8.394 | 5.192 | 3.202 |
Jun-19 | 7.987 | 4.78 | 3.207 |
Jul-19 | 8.36 | 5.262 | 3.098 |
Aug-19 | 9.021 | 5.601 | 3.42 |
Sep-19 | 9.886 | 6.161 | 3.725 |
Oct-19 | 9.834 | 6.06 | 3.774 |
Nov-19 | 10.113 | 6.248 | 3.865 |
Dec-19 | 10.424 | 6.534 | 3.89 |
Jan-20 | 10.823 | 6.938 | 3.886 |
Feb-20 | 11.184 | 7.218 | 3.966 |
Mar-20 | 10.775 | 6.868 | 3.907 |
Apr-20 | 11.625 | 7.525 | 4.101 |
May-20 | 14.143 | 9.403 | 4.74 |
Jun-20 | 13.496 | 8.766 | 4.73 |
Jul-20 | 10.478 | 6.764 | 3.715 |
Aug-20 | 10.909 | 6.914 | 3.996 |
Sep-20 | 12.793 | 8.019 | 4.774 |
Oct-20 | 12.208 | 7.568 | 4.64 |
Nov-20 | 10.356 | 6.371 | 3.985 |
Dec-20 | 11.396 | 7.149 | 4.248 |
Jan-21 | 12.42 | 8.004 | 4.416 |
Feb-21 | 13.753 | 8.903 | 4.85 |
Mar-21 | 13.102 | 8.496 | 4.607 |
Apr-21 | 13.833 | 9.033 | 4.8 |
May-21 | 14.73 | 9.66 | 5.07 |
Jun-21 | 15.106 | 9.892 | 5.215 |
Jul-21 | 16.665 | 10.979 | 5.686 |
Aug-21 | 16.966 | 10.808 | 6.159 |
Sep-21 | 16.253 | 10.37 | 5.883 |
Oct-21 | 16.335 | 10.54 | 5.795 |
Nov-21 | 16.141 | 10.495 | 5.647 |
Dec-21 | 16.184 | 10.707 | 5.477 |
Jan-22 | 15.184 | 9.8 | 5.384 |
Feb-22 | 16.272 | 10.791 | 5.48 |
Mar-22 | 16.572 | 11.006 | 5.566 |
Apr-22 | 16.884 | 11.402 | 5.482 |
May-22 | 17.124 | 11.686 | 5.438 |
Jun-22 | 17.827 | 12.321 | 5.506 |
Jul-22 | 17.792 | 12.305 | 5.488 |
Aug-22 | 18.384 | 12.467 | 5.917 |
Sep-22 | 18.195 | 12.479 | 5.716 |
Oct-22 | 18.095 | 12.367 | 5.728 |
Nov-22 | 19.472 | 13.355 | 6.117 |
Dec-22 | 19.158 | 13.02 | 6.138 |
Jan-23 | 19.466 | 13.234 | 6.232 |
Feb-23 | 19.931 | 13.628 | 6.303 |
Mar-23 | 21.184 | 14.096 | 7.087 |
Apr-23 | 19.388 | 13.016 | 6.372 |
May-23 | 20.968 | 14.137 | 6.831 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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Personal finance
In May 2023 in seasonally adjusted terms, the value of new loan commitments:
- for fixed term personal finance rose 4.3%, after a rise of 1.9% in April
- for road vehicles rose 9.3%
- for personal investment fell 8.5%
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.856 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.498 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.407 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.454 | 0.669 | 0.462 | 0.223 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.71 | 0.808 | 0.511 | 0.268 |
May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.82 | 0.851 | 0.433 | 0.396 |
Jul-10 | 1.683 | 0.842 | 0.437 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.603 | 0.866 | 0.361 | 0.274 |
Jan-11 | 1.57 | 0.864 | 0.342 | 0.263 |
Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.592 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.607 | 0.881 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.618 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.615 | 0.866 | 0.343 | 0.27 |
Aug-11 | 1.693 | 0.903 | 0.386 | 0.294 |
Sep-11 | 1.68 | 0.904 | 0.348 | 0.299 |
Oct-11 | 1.669 | 0.928 | 0.327 | 0.279 |
Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.935 | 0.308 | 0.254 |
Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.548 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.62 | 0.953 | 0.28 | 0.227 |
May-12 | 1.663 | 0.996 | 0.28 | 0.247 |
Jun-12 | 1.69 | 1.008 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
Oct-12 | 1.82 | 1.069 | 0.302 | 0.287 |
Nov-12 | 1.876 | 1.096 | 0.307 | 0.298 |
Dec-12 | 1.889 | 1.098 | 0.307 | 0.299 |
Jan-13 | 1.855 | 1.057 | 0.325 | 0.291 |
Feb-13 | 1.855 | 1.034 | 0.318 | 0.292 |
Mar-13 | 1.864 | 1.046 | 0.33 | 0.305 |
Apr-13 | 1.81 | 1.007 | 0.329 | 0.306 |
May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
Jun-13 | 1.706 | 0.995 | 0.305 | 0.264 |
Jul-13 | 1.752 | 1.044 | 0.287 | 0.26 |
Aug-13 | 1.738 | 1.025 | 0.306 | 0.247 |
Sep-13 | 1.757 | 1.027 | 0.31 | 0.255 |
Oct-13 | 1.733 | 1 | 0.316 | 0.25 |
Nov-13 | 1.713 | 0.963 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.778 | 1.03 | 0.299 | 0.265 |
Feb-14 | 1.863 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.792 | 1.048 | 0.315 | 0.266 |
Apr-14 | 1.76 | 1.037 | 0.297 | 0.232 |
May-14 | 1.769 | 1.036 | 0.313 | 0.252 |
Jun-14 | 1.75 | 1.02 | 0.316 | 0.247 |
Jul-14 | 1.821 | 1.03 | 0.359 | 0.265 |
Aug-14 | 1.812 | 1.024 | 0.34 | 0.265 |
Sep-14 | 1.834 | 1.019 | 0.387 | 0.255 |
Oct-14 | 1.927 | 1.032 | 0.428 | 0.296 |
Nov-14 | 1.843 | 0.993 | 0.383 | 0.264 |
Dec-14 | 1.828 | 1.025 | 0.384 | 0.253 |
Jan-15 | 1.816 | 1.037 | 0.369 | 0.245 |
Feb-15 | 1.862 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.88 | 1.044 | 0.403 | 0.274 |
Apr-15 | 2.053 | 1.107 | 0.418 | 0.306 |
May-15 | 1.988 | 1.094 | 0.393 | 0.311 |
Jun-15 | 1.967 | 1.115 | 0.366 | NA |
Jul-15 | 1.903 | 1.088 | 0.357 | NA |
Aug-15 | 1.893 | 1.103 | 0.326 | NA |
Sep-15 | 1.814 | 1.103 | 0.278 | 0.251 |
Oct-15 | 1.77 | 1.078 | 0.278 | 0.246 |
Nov-15 | 1.816 | 1.111 | 0.282 | 0.242 |
Dec-15 | 1.868 | 1.121 | 0.296 | 0.267 |
Jan-16 | 1.863 | 1.086 | 0.289 | 0.281 |
Feb-16 | 1.959 | 1.132 | 0.299 | 0.323 |
Mar-16 | 2.168 | 1.355 | 0.271 | 0.356 |
Apr-16 | 2.313 | 1.334 | 0.323 | 0.426 |
May-16 | 2.174 | 1.29 | 0.316 | 0.387 |
Jun-16 | 2.102 | 1.283 | 0.302 | 0.37 |
Jul-16 | 2.163 | 1.299 | 0.319 | 0.349 |
Aug-16 | 2.142 | 1.271 | 0.335 | 0.355 |
Sep-16 | 2.065 | 1.25 | 0.329 | 0.313 |
Oct-16 | 1.988 | 1.229 | 0.306 | 0.279 |
Nov-16 | 2.013 | 1.239 | 0.315 | 0.285 |
Dec-16 | 2.051 | 1.262 | 0.311 | 0.285 |
Jan-17 | 1.986 | 1.214 | 0.303 | 0.284 |
Feb-17 | 1.915 | 1.169 | 0.296 | 0.257 |
Mar-17 | 1.809 | 1.14 | 0.277 | 0.229 |
Apr-17 | 1.767 | 1.119 | 0.249 | 0.204 |
May-17 | 1.75 | 1.131 | 0.254 | 0.198 |
Jun-17 | 1.737 | 1.133 | 0.25 | 0.208 |
Jul-17 | 1.745 | 1.131 | 0.22 | 0.216 |
Aug-17 | 1.747 | 1.145 | 0.233 | NA |
Sep-17 | 1.855 | 1.151 | 0.276 | 0.243 |
Oct-17 | 1.893 | 1.202 | 0.247 | 0.275 |
Nov-17 | 1.901 | 1.226 | 0.241 | 0.266 |
Dec-17 | 1.804 | 1.166 | 0.202 | 0.248 |
Jan-18 | 1.815 | 1.156 | 0.225 | 0.24 |
Feb-18 | 1.788 | 1.152 | 0.217 | 0.227 |
Mar-18 | 1.752 | 1.135 | 0.203 | 0.238 |
Apr-18 | 1.742 | 1.122 | 0.191 | 0.248 |
May-18 | 1.718 | 1.135 | 0.183 | 0.249 |
Jun-18 | 1.817 | 1.168 | 0.229 | 0.267 |
Jul-18 | 1.761 | 1.156 | 0.167 | 0.281 |
Aug-18 | 1.791 | 1.161 | 0.173 | 0.304 |
Sep-18 | 1.794 | 1.163 | 0.151 | 0.312 |
Oct-18 | 1.759 | 1.13 | 0.154 | 0.304 |
Nov-18 | 1.693 | 1.08 | 0.15 | 0.296 |
Dec-18 | 1.636 | 1.055 | 0.15 | 0.271 |
Jan-19 | 1.633 | 1.052 | 0.153 | 0.268 |
Feb-19 | 1.635 | 1.058 | 0.137 | 0.26 |
Mar-19 | 1.605 | 1.064 | 0.144 | 0.252 |
Apr-19 | 1.626 | 1.058 | 0.144 | 0.256 |
May-19 | 1.586 | 1.056 | 0.143 | 0.246 |
Jun-19 | 1.685 | 1.081 | 0.217 | 0.261 |
Jul-19 | 1.643 | 1.077 | 0.154 | 0.266 |
Aug-19 | 1.692 | 1.092 | 0.147 | 0.322 |
Sep-19 | 1.688 | 1.099 | 0.159 | 0.275 |
Oct-19 | 1.715 | 1.102 | 0.176 | 0.288 |
Nov-19 | 1.661 | 1.036 | 0.159 | 0.292 |
Dec-19 | 1.734 | 1.103 | 0.156 | 0.304 |
Jan-20 | 1.773 | 1.102 | 0.156 | 0.332 |
Feb-20 | 1.755 | 1.102 | 0.161 | 0.296 |
Mar-20 | 1.575 | 0.978 | 0.172 | 0.288 |
Apr-20 | 1.189 | 0.609 | 0.262 | 0.206 |
May-20 | 1.371 | 0.882 | 0.208 | 0.184 |
Jun-20 | 1.505 | 1.085 | 0.124 | 0.209 |
Jul-20 | 1.566 | 1.073 | 0.156 | 0.226 |
Aug-20 | 1.39 | 0.926 | 0.165 | 0.209 |
Sep-20 | 1.544 | 1.02 | 0.177 | 0.225 |
Oct-20 | 1.595 | 1.108 | 0.165 | 0.222 |
Nov-20 | 1.727 | 1.177 | 0.196 | 0.229 |
Dec-20 | 1.75 | 1.237 | 0.163 | 0.222 |
Jan-21 | 1.777 | 1.206 | 0.176 | 0.246 |
Feb-21 | 1.766 | 1.115 | 0.227 | 0.255 |
Mar-21 | 1.808 | 1.18 | 0.194 | 0.264 |
Apr-21 | 1.879 | 1.199 | 0.228 | 0.272 |
May-21 | 1.932 | 1.237 | 0.262 | 0.286 |
Jun-21 | 1.769 | 1.167 | 0.172 | 0.291 |
Jul-21 | 1.965 | 1.179 | 0.315 | 0.299 |
Aug-21 | 1.938 | 1.143 | 0.384 | 0.289 |
Sep-21 | 1.969 | 1.144 | 0.36 | 0.284 |
Oct-21 | 2.038 | 1.149 | 0.374 | 0.31 |
Nov-21 | 2.11 | 1.187 | 0.411 | 0.315 |
Dec-21 | 2.154 | 1.208 | 0.447 | 0.336 |
Jan-22 | 2.16 | 1.196 | 0.455 | 0.349 |
Feb-22 | 2.269 | 1.253 | 0.465 | 0.36 |
Mar-22 | 2.29 | 1.258 | 0.464 | 0.36 |
Apr-22 | 2.236 | 1.199 | 0.393 | 0.367 |
May-22 | 2.23 | 1.189 | 0.446 | 0.373 |
Jun-22 | 1.933 | 1.038 | 0.269 | 0.399 |
Jul-22 | 2.108 | 1.094 | 0.456 | 0.359 |
Aug-22 | 2.295 | 1.297 | 0.431 | 0.369 |
Sep-22 | 2.285 | 1.256 | 0.407 | 0.378 |
Oct-22 | 2.268 | 1.187 | 0.438 | 0.391 |
Nov-22 | 2.217 | 1.14 | 0.396 | 0.403 |
Dec-22 | 2.153 | 1.121 | 0.403 | 0.392 |
Jan-23 | 2.167 | 1.122 | 0.388 | 0.408 |
Feb-23 | 2.188 | 1.125 | 0.377 | 0.422 |
Mar-23 | 2.125 | 1.146 | 0.367 | 0.391 |
Apr-23 | 2.166 | 1.159 | 0.344 | 0.396 |
May-23 | 2.258 | 1.266 | 0.315 | 0.406 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.034 | 0.058 | 0.043 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.035 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
Jan-12 | 0.037 | 0.056 | 0.047 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.051 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.061 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.056 | 0.263 |
Jun-13 | 0.036 | 0.065 | 0.055 | 0.245 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.164 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.061 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.060 | 0.159 |
Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
May-14 | 0.042 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.045 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.055 | 0.177 |
Oct-14 | 0.044 | 0.088 | 0.059 | 0.184 |
Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.082 | 0.054 | 0.150 |
Feb-15 | 0.039 | 0.081 | 0.053 | 0.163 |
Mar-15 | 0.039 | 0.084 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.089 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.168 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.094 | 0.063 | NA |
Sep-15 | 0.039 | 0.081 | 0.062 | 0.103 |
Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
Nov-15 | 0.042 | 0.074 | 0.065 | 0.112 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.111 |
Jan-16 | 0.044 | 0.077 | 0.064 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.063 | 0.115 |
Mar-16 | 0.051 | 0.078 | 0.063 | 0.116 |
Apr-16 | 0.050 | 0.083 | 0.067 | 0.127 |
May-16 | 0.046 | 0.081 | 0.065 | 0.116 |
Jun-16 | 0.048 | 0.079 | 0.065 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.065 | 0.130 |
Aug-16 | 0.045 | 0.077 | 0.066 | 0.133 |
Sep-16 | 0.044 | 0.074 | 0.068 | 0.141 |
Oct-16 | 0.045 | 0.069 | 0.064 | 0.140 |
Nov-16 | 0.045 | 0.072 | 0.061 | 0.140 |
Dec-16 | 0.052 | 0.073 | 0.060 | 0.162 |
Jan-17 | 0.048 | 0.070 | 0.059 | 0.138 |
Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
Mar-17 | 0.044 | 0.073 | 0.063 | 0.118 |
Apr-17 | 0.038 | 0.067 | 0.059 | 0.107 |
May-17 | 0.044 | 0.071 | 0.056 | 0.088 |
Jun-17 | 0.043 | 0.071 | 0.059 | 0.080 |
Jul-17 | 0.045 | 0.072 | 0.059 | 0.106 |
Aug-17 | NA | 0.071 | 0.059 | 0.106 |
Sep-17 | 0.048 | 0.068 | 0.062 | 0.108 |
Oct-17 | 0.046 | 0.074 | 0.060 | 0.116 |
Nov-17 | 0.046 | 0.075 | 0.057 | 0.106 |
Dec-17 | 0.046 | 0.066 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.065 | 0.060 | 0.104 |
Feb-18 | 0.046 | 0.066 | 0.055 | 0.102 |
Mar-18 | 0.051 | 0.063 | 0.054 | 0.103 |
Apr-18 | 0.048 | 0.064 | 0.052 | 0.109 |
May-18 | 0.046 | 0.063 | 0.054 | 0.116 |
Jun-18 | 0.051 | 0.072 | 0.054 | 0.120 |
Jul-18 | 0.049 | 0.063 | 0.054 | 0.119 |
Aug-18 | 0.049 | 0.062 | 0.060 | 0.122 |
Sep-18 | 0.050 | 0.065 | 0.054 | 0.121 |
Oct-18 | 0.054 | 0.063 | 0.050 | 0.123 |
Nov-18 | 0.052 | 0.062 | 0.047 | 0.125 |
Dec-18 | 0.049 | 0.057 | 0.044 | 0.132 |
Jan-19 | 0.048 | 0.055 | 0.041 | 0.135 |
Feb-19 | 0.046 | 0.057 | 0.042 | 0.135 |
Mar-19 | 0.045 | 0.056 | 0.037 | 0.138 |
Apr-19 | 0.045 | 0.056 | 0.039 | 0.129 |
May-19 | 0.048 | 0.057 | 0.041 | 0.132 |
Jun-19 | 0.049 | 0.056 | 0.041 | 0.132 |
Jul-19 | 0.056 | 0.059 | 0.039 | 0.142 |
Aug-19 | 0.051 | 0.063 | 0.037 | 0.140 |
Sep-19 | 0.046 | 0.070 | 0.035 | 0.141 |
Oct-19 | 0.047 | 0.075 | 0.034 | 0.157 |
Nov-19 | 0.044 | 0.080 | 0.034 | 0.175 |
Dec-19 | 0.045 | 0.085 | 0.036 | 0.163 |
Jan-20 | 0.046 | 0.091 | 0.035 | 0.186 |
Feb-20 | 0.053 | 0.073 | 0.034 | 0.161 |
Mar-20 | 0.044 | 0.070 | 0.017 | 0.160 |
Apr-20 | 0.029 | 0.066 | 0.002 | 0.120 |
May-20 | 0.042 | 0.060 | 0.002 | 0.120 |
Jun-20 | 0.066 | 0.076 | 0.004 | 0.106 |
Jul-20 | 0.054 | 0.068 | 0.002 | 0.116 |
Aug-20 | 0.045 | 0.063 | 0.003 | 0.126 |
Sep-20 | 0.032 | 0.070 | 0.006 | 0.133 |
Oct-20 | 0.037 | 0.059 | 0.008 | 0.138 |
Nov-20 | 0.047 | 0.068 | 0.004 | 0.131 |
Dec-20 | 0.046 | 0.080 | 0.008 | 0.127 |
Jan-21 | 0.048 | 0.070 | 0.005 | 0.125 |
Feb-21 | 0.050 | 0.095 | 0.005 | 0.124 |
Mar-21 | 0.052 | 0.098 | 0.007 | 0.162 |
Apr-21 | 0.055 | 0.100 | 0.007 | 0.144 |
May-21 | 0.057 | 0.102 | 0.006 | 0.154 |
Jun-21 | 0.074 | 0.108 | 0.006 | 0.153 |
Jul-21 | 0.068 | 0.116 | 0.005 | 0.158 |
Aug-21 | 0.058 | 0.098 | 0.005 | 0.137 |
Sep-21 | 0.057 | 0.113 | 0.005 | 0.160 |
Oct-21 | 0.060 | 0.133 | 0.009 | 0.158 |
Nov-21 | 0.056 | 0.115 | 0.012 | 0.156 |
Dec-21 | 0.062 | 0.112 | 0.013 | 0.161 |
Jan-22 | 0.065 | 0.125 | 0.013 | 0.160 |
Feb-22 | 0.070 | 0.124 | 0.016 | 0.168 |
Mar-22 | 0.071 | 0.135 | 0.019 | 0.162 |
Apr-22 | 0.070 | 0.143 | 0.024 | 0.163 |
May-22 | 0.067 | 0.141 | 0.026 | 0.164 |
Jun-22 | 0.064 | 0.154 | 0.031 | 0.161 |
Jul-22 | 0.058 | 0.119 | 0.035 | 0.164 |
Aug-22 | 0.061 | 0.142 | 0.038 | 0.164 |
Sep-22 | 0.062 | 0.141 | 0.039 | 0.166 |
Oct-22 | 0.059 | 0.147 | 0.040 | 0.164 |
Nov-22 | 0.058 | 0.155 | 0.040 | 0.170 |
Dec-22 | 0.051 | 0.159 | 0.045 | 0.174 |
Jan-23 | 0.057 | 0.166 | 0.044 | 0.200 |
Feb-23 | 0.056 | 0.166 | 0.043 | 0.193 |
Mar-23 | 0.055 | 0.147 | 0.039 | 0.193 |
Apr-23 | 0.049 | 0.146 | 0.044 | 0.183 |
May-23 | 0.063 | 0.163 | 0.046 | 0.180 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In May 2023 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance fell 19.4%, after a rise of 41.6% in April. In trend terms, it rose 1.6%.
- for the purchase of property rose 8.1%, after a rise of 9.0% in April. In trend terms, it rose 1.6%.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
---|---|---|---|---|
May-05 | 1.845 | 2.116 | 1.52 | 2.235 |
Jun-05 | 1.517 | 1.988 | 1.553 | 2.232 |
Jul-05 | 1.905 | 2.378 | 1.582 | 2.248 |
Aug-05 | 1.439 | 4.087 | 1.609 | 2.28 |
Sep-05 | 1.776 | 2.27 | 1.631 | 2.329 |
Oct-05 | 1.301 | 2.309 | 1.645 | 2.39 |
Nov-05 | 1.434 | 2.395 | 1.649 | 2.459 |
Dec-05 | 2.241 | 2.407 | 1.643 | 2.53 |
Jan-06 | 1.389 | 3.067 | 1.633 | 2.594 |
Feb-06 | 2.025 | 2.214 | 1.625 | 2.647 |
Mar-06 | 1.681 | 3.039 | 1.622 | 2.686 |
Apr-06 | 1.525 | 2.466 | 1.626 | 2.711 |
May-06 | 1.788 | 3.137 | 1.634 | 2.731 |
Jun-06 | 1.423 | 3.749 | 1.65 | 2.755 |
Jul-06 | 1.255 | 2.734 | 1.67 | 2.785 |
Aug-06 | 1.77 | 2.718 | 1.69 | 2.826 |
Sep-06 | 3.059 | 2.439 | 1.709 | 2.884 |
Oct-06 | 1.676 | 2.911 | 1.723 | 2.965 |
Nov-06 | 2.271 | 3.241 | 1.73 | 3.075 |
Dec-06 | 1.807 | 3.148 | 1.733 | 3.221 |
Jan-07 | 1.647 | 3.594 | 1.734 | 3.402 |
Feb-07 | 1.45 | 3.958 | 1.732 | 3.617 |
Mar-07 | 2.059 | 3.658 | 1.729 | 3.856 |
Apr-07 | 1.455 | 3.578 | 1.732 | 4.111 |
May-07 | 1.292 | 3.051 | 1.746 | 4.372 |
Jun-07 | 2.014 | 5.285 | 1.777 | 4.624 |
Jul-07 | 1.84 | 4.705 | 1.826 | 4.861 |
Aug-07 | 3.828 | 5.364 | 1.887 | 5.073 |
Sep-07 | 2.301 | 5.519 | 1.953 | 5.246 |
Oct-07 | 2.086 | 5.307 | 2.017 | 5.36 |
Nov-07 | 1.239 | 3.341 | 2.069 | 5.4 |
Dec-07 | 1.819 | 5.488 | 2.105 | 5.357 |
Jan-08 | 2.831 | 5.089 | 2.124 | 5.236 |
Feb-08 | 2.359 | 5.815 | 2.127 | 5.05 |
Mar-08 | 1.129 | 4.575 | 2.113 | 4.818 |
Apr-08 | 2.373 | 4.606 | 2.082 | 4.56 |
May-08 | 1.77 | 4.814 | 2.037 | 4.288 |
Jun-08 | 2.01 | 3.178 | 1.976 | 4.011 |
Jul-08 | 3.389 | 3.419 | 1.897 | 3.734 |
Aug-08 | 2.029 | 3.012 | 1.806 | 3.47 |
Sep-08 | 1.278 | 3.813 | 1.711 | 3.221 |
Oct-08 | 2.199 | 3.188 | 1.619 | 2.994 |
Nov-08 | 1.39 | 3.243 | 1.54 | 2.798 |
Dec-08 | 1.572 | 2.462 | 1.476 | 2.634 |
Jan-09 | 1.091 | 2.203 | 1.427 | 2.503 |
Feb-09 | 1.386 | 2.289 | 1.392 | 2.402 |
Mar-09 | 1.327 | 1.853 | 1.371 | 2.332 |
Apr-09 | 1.218 | 3.684 | 1.363 | 2.292 |
May-09 | 2.985 | 2.246 | 1.361 | 2.278 |
Jun-09 | 2.016 | 2.39 | 1.364 | 2.292 |
Jul-09 | 1.33 | 2.212 | 1.368 | 2.334 |
Aug-09 | 1.102 | 2.813 | 1.372 | 2.392 |
Sep-09 | 2.873 | 3.427 | 1.374 | 2.458 |
Oct-09 | 1.33 | 2.196 | 1.373 | 2.522 |
Nov-09 | 1.507 | 2.585 | 1.367 | 2.583 |
Dec-09 | 1.083 | 2.488 | 1.36 | 2.64 |
Jan-10 | 1.299 | 2.688 | 1.352 | 2.691 |
Feb-10 | 1.5 | 2.619 | 1.343 | 2.736 |
Mar-10 | 1.22 | 3.078 | 1.331 | 2.774 |
Apr-10 | 1.686 | 3.101 | 1.316 | 2.806 |
May-10 | 1.42 | 2.548 | 1.296 | 2.829 |
Jun-10 | 0.949 | 2.904 | 1.271 | 2.842 |
Jul-10 | 1.163 | 4.326 | 1.244 | 2.844 |
Aug-10 | 1.369 | 2.92 | 1.219 | 2.833 |
Sep-10 | 1.268 | 2.313 | 1.199 | 2.815 |
Oct-10 | 1.005 | 2.868 | 1.188 | 2.796 |
Nov-10 | 1.285 | 1.766 | 1.19 | 2.781 |
Dec-10 | 1.152 | 3.181 | 1.209 | 2.772 |
Jan-11 | 1.199 | 2.674 | 1.247 | 2.766 |
Feb-11 | 1.261 | 2.633 | 1.298 | 2.76 |
Mar-11 | 1.44 | 2.604 | 1.356 | 2.751 |
Apr-11 | 1.026 | 2.565 | 1.413 | 2.738 |
May-11 | 1.612 | 2.966 | 1.46 | 2.719 |
Jun-11 | 1.56 | 2.762 | 1.495 | 2.702 |
Jul-11 | 1.467 | 2.913 | 1.513 | 2.685 |
Aug-11 | 1.832 | 2.728 | 1.512 | 2.674 |
Sep-11 | 1.636 | 2.261 | 1.489 | 2.671 |
Oct-11 | 1.352 | 2.602 | 1.448 | 2.675 |
Nov-11 | NA | 2.67 | NA | 2.682 |
Dec-11 | 1.353 | 2.674 | 1.328 | 2.691 |
Jan-12 | 1.037 | 2.792 | 1.263 | 2.706 |
Feb-12 | 1.29 | 2.554 | 1.201 | 2.727 |
Mar-12 | 1.484 | 3.075 | 1.15 | 2.752 |
Apr-12 | 1.036 | 2.926 | 1.112 | 2.779 |
May-12 | 1.021 | 2.564 | 1.09 | 2.805 |
Jun-12 | 1.034 | 2.849 | 1.078 | 2.824 |
Jul-12 | 1.032 | 2.779 | 1.072 | 2.834 |
Aug-12 | 0.692 | 2.468 | 1.068 | 2.839 |
Sep-12 | 1.205 | 3.277 | 1.065 | 2.843 |
Oct-12 | 4.421 | 3.116 | 1.064 | 2.848 |
Nov-12 | 1.03 | 2.691 | 1.066 | 2.858 |
Dec-12 | 2.683 | 2.694 | 1.07 | 2.873 |
Jan-13 | 1.347 | 3.1 | 1.078 | 2.892 |
Feb-13 | 0.878 | 2.855 | 1.093 | 2.917 |
Mar-13 | 0.942 | 2.654 | 1.121 | 2.95 |
Apr-13 | 0.738 | 2.983 | 1.167 | 2.992 |
May-13 | 1.344 | 3.304 | 1.234 | 3.051 |
Jun-13 | 1.469 | 3.3 | 1.32 | 3.133 |
Jul-13 | 1.229 | 3.055 | 1.424 | 3.239 |
Aug-13 | 1.496 | 3.343 | 1.532 | 3.369 |
Sep-13 | 1.464 | 3.406 | 1.636 | 3.513 |
Oct-13 | 1.666 | 3.416 | 1.726 | 3.665 |
Nov-13 | 2.228 | 5.148 | 1.796 | 3.819 |
Dec-13 | 2.21 | 4.08 | 1.849 | 3.97 |
Jan-14 | 1.592 | 3.214 | 1.887 | 4.109 |
Feb-14 | 2.245 | 4.451 | 1.915 | 4.228 |
Mar-14 | 1.502 | 4.653 | 1.937 | 4.326 |
Apr-14 | 3.786 | 4.204 | 1.958 | 4.401 |
May-14 | 1.803 | 4.571 | 1.981 | 4.451 |
Jun-14 | 1.544 | 3.886 | 2.009 | 4.475 |
Jul-14 | 2.908 | 4.62 | 2.045 | 4.482 |
Aug-14 | 1.699 | 4.779 | 2.091 | 4.479 |
Sep-14 | 2.97 | 4.257 | 2.142 | 4.474 |
Oct-14 | 2.167 | 4.502 | 2.192 | 4.474 |
Nov-14 | 1.779 | 3.046 | 2.233 | 4.484 |
Dec-14 | 2.199 | 4.766 | 2.259 | 4.505 |
Jan-15 | 3.625 | 4.448 | 2.268 | 4.536 |
Feb-15 | 2.622 | 4.377 | 2.266 | 4.58 |
Mar-15 | 1.999 | 4.424 | 2.258 | 4.634 |
Apr-15 | 2.413 | 4.765 | 2.242 | 4.701 |
May-15 | 2.336 | 4.994 | 2.218 | 4.782 |
Jun-15 | 2.086 | 4.851 | 2.19 | 4.874 |
Jul-15 | 2.008 | 4.916 | 2.164 | 4.972 |
Aug-15 | 2.249 | 4.99 | 2.142 | 5.063 |
Sep-15 | 1.879 | 8.354 | 2.13 | 5.142 |
Oct-15 | 2.194 | 5.001 | 2.132 | 5.203 |
Nov-15 | 2.46 | 5.265 | 2.149 | 5.241 |
Dec-15 | 2.184 | 5.655 | 2.174 | 5.256 |
Jan-16 | 1.618 | 4.523 | 2.197 | 5.252 |
Feb-16 | 1.841 | 5.566 | 2.206 | 5.234 |
Mar-16 | 2.994 | 5.214 | 2.199 | 5.206 |
Apr-16 | 3.318 | 5.14 | 2.179 | 5.174 |
May-16 | 2.236 | 4.686 | 2.145 | 5.146 |
Jun-16 | 1.806 | 5.093 | 2.104 | 5.133 |
Jul-16 | 2.28 | 5.377 | 2.06 | 5.138 |
Aug-16 | 1.864 | 5.035 | 2.021 | 5.162 |
Sep-16 | 1.538 | 5.331 | 1.991 | 5.204 |
Oct-16 | 1.868 | 5.158 | 1.977 | 5.264 |
Nov-16 | 4.694 | 5.323 | 1.983 | 5.333 |
Dec-16 | 1.963 | 5.019 | 2.007 | 5.403 |
Jan-17 | 2.789 | 5.902 | 2.047 | 5.471 |
Feb-17 | 1.81 | 5.676 | 2.096 | 5.534 |
Mar-17 | 1.872 | 5.713 | 2.146 | 5.586 |
Apr-17 | 2.443 | 5.277 | 2.192 | 5.625 |
May-17 | 1.899 | 5.484 | 2.234 | 5.649 |
Jun-17 | 2.904 | 5.814 | 2.276 | 5.658 |
Jul-17 | 1.839 | 6.664 | 2.324 | 5.65 |
Aug-17 | 2.819 | 5.441 | 2.378 | 5.626 |
Sep-17 | 1.978 | 5.248 | 2.44 | 5.589 |
Oct-17 | 2.189 | 6.089 | 2.508 | 5.541 |
Nov-17 | 4.007 | 5.59 | 2.573 | 5.487 |
Dec-17 | 2.67 | 4.838 | 2.628 | 5.43 |
Jan-18 | 2.918 | 5.584 | 2.665 | 5.378 |
Feb-18 | 2.484 | 5.443 | 2.676 | 5.338 |
Mar-18 | 2.603 | 5.175 | 2.656 | 5.323 |
Apr-18 | 2.974 | 5.533 | 2.606 | 5.333 |
May-18 | 2.658 | 5.055 | 2.534 | 5.366 |
Jun-18 | 2.25 | 5.387 | 2.447 | 5.409 |
Jul-18 | 2.547 | 5.132 | 2.352 | 5.454 |
Aug-18 | 2.077 | 5.615 | 2.262 | 5.498 |
Sep-18 | 2.112 | 5.707 | 2.187 | 5.537 |
Oct-18 | 3.451 | 5.782 | 2.136 | 5.565 |
Nov-18 | 1.72 | 6.237 | 2.113 | 5.579 |
Dec-18 | 1.966 | 4.258 | 2.122 | 5.583 |
Jan-19 | 2.595 | 5.153 | 2.17 | 5.573 |
Feb-19 | 2.787 | 5.12 | 2.258 | 5.545 |
Mar-19 | 1.901 | 5.513 | 2.384 | 5.496 |
Apr-19 | 1.961 | 5.52 | 2.531 | 5.43 |
May-19 | 2.683 | 6.378 | 2.685 | 5.35 |
Jun-19 | 3.051 | 7.29 | 2.829 | 5.264 |
Jul-19 | 2.743 | 4.43 | 2.948 | 5.178 |
Aug-19 | 3.082 | 5.265 | 3.024 | 5.093 |
Sep-19 | 4.006 | 5.1 | 3.052 | 5.005 |
Oct-19 | 3.234 | 4.134 | 3.027 | 4.91 |
Nov-19 | 3.19 | 4.304 | 2.953 | 4.803 |
Dec-19 | 2.95 | 4.829 | 2.838 | 4.686 |
Jan-20 | 2.145 | 4.744 | 2.692 | 4.559 |
Feb-20 | 2.188 | 5.213 | 2.533 | 4.428 |
Mar-20 | 2.78 | 4.694 | 2.38 | 4.296 |
Apr-20 | 1.986 | 4.283 | 2.251 | 4.165 |
May-20 | 1.983 | 3.88 | 2.156 | 4.041 |
Jun-20 | 3.096 | 3.618 | 2.093 | 3.934 |
Jul-20 | 2.288 | 3.231 | 2.063 | 3.858 |
Aug-20 | 1.315 | 3.781 | 2.055 | 3.823 |
Sep-20 | 2.118 | 3.891 | 2.056 | 3.843 |
Oct-20 | 1.909 | 3.86 | 2.057 | 3.93 |
Nov-20 | 1.232 | 4.221 | 2.055 | 4.086 |
Dec-20 | 2.025 | 4.829 | 2.053 | 4.303 |
Jan-21 | 1.072 | 3.974 | 2.05 | 4.564 |
Feb-21 | 2.033 | 4.525 | 2.049 | 4.85 |
Mar-21 | 2.262 | 5.211 | 2.049 | 5.143 |
Apr-21 | 1.882 | 5.58 | 2.049 | 5.439 |
May-21 | 1.94 | 4.629 | 2.052 | 5.737 |
Jun-21 | 1.676 | 6.812 | 2.058 | 6.031 |
Jul-21 | 2.54 | 6.866 | 2.065 | 6.312 |
Aug-21 | 2.084 | 6.047 | 2.077 | 6.566 |
Sep-21 | 2.285 | 6.161 | 2.091 | 6.777 |
Oct-21 | 2.069 | 7.218 | 2.107 | 6.937 |
Nov-21 | 1.607 | 6.755 | 2.12 | 7.046 |
Dec-21 | 2.383 | 7.097 | 2.124 | 7.101 |
Jan-22 | 4.078 | 7.932 | 2.12 | 7.108 |
Feb-22 | 1.866 | 7.709 | 2.108 | 7.071 |
Mar-22 | 2.39 | 6.598 | 2.088 | 6.992 |
Apr-22 | 2.107 | 6.284 | 2.062 | 6.869 |
May-22 | 2.056 | 6.723 | 2.033 | 6.707 |
Jun-22 | 2.217 | 6.049 | 2.007 | 6.508 |
Jul-22 | 1.578 | 6.847 | 1.988 | 6.282 |
Aug-22 | 2.181 | 6.401 | 1.98 | 6.052 |
Sep-22 | 1.522 | 5.888 | 1.992 | 5.837 |
Oct-22 | 2.396 | 5.49 | 2.026 | 5.646 |
Nov-22 | 0.949 | 5.5 | 2.082 | 5.489 |
Dec-22 | 1.917 | 5.134 | 2.155 | 5.373 |
Jan-23 | 1.878 | 5.085 | 2.235 | 5.301 |
Feb-23 | 2.832 | 5.018 | 2.316 | 5.274 |
Mar-23 | 2.326 | 5.024 | 2.388 | 5.293 |
Apr-23 | 3.294 | 5.477 | 2.445 | 5.354 |
May-23 | 2.655 | 5.923 | 2.484 | 5.441 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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