New borrower-accepted loan commitments (seasonally adjusted)
Dec-2021 ($b) | Month percent change (%) | Year percent change (%) | |||
---|---|---|---|---|---|
Households | |||||
Housing | 32.81 | 4.4 | 26.5 | ||
Owner Occupier (a) | 22.47 | 5.3 | 12.4 | ||
Investor (a) | 10.34 | 2.4 | 73.9 | ||
Personal | |||||
Fixed term loans | 2.14 | 0.7 | 22.4 | ||
Businesses | |||||
Construction | 2.71 | 66.6 | 25.8 | ||
Purchase of Property | NP | NP | NP |
(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
NP: Not published due to reporting issues. See data quality notes below.
Important data quality note
Seasonal adjustment methods
Recent review of seasonal adjustment factors
In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.
Given the disruption to the lending market during the COVID-19 period and the continuing use of a forward factors approach to seasonal adjustment, the ABS recently undertook an extensive annual review of its seasonally adjusted Lending Indicators series. This review followed similar reviews that are progressively being undertaken across the ABS economic statistics program. The results of the Lending Indicators review were implemented in the April 2021 release.
Static forward factors for the next 12 months were calculated through the review process and were used in the April 2021 release.
Further information can be found here:
https://www.abs.gov.au/articles/methods-changes-during-covid-19-period
All seasonally adjusted Lending Indicators series will continue to use the forward factors method for the foreseeable future and are expected to return to using concurrent adjustment when the risk of disruption from COVID-19 becomes sufficiently low.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.
It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.
Business finance: purchase of property series
The Business finance series for the purchase of property for total and large-sized businesses have not been published this month. Reporting errors were identified in these series. The ABS is working with APRA and data providers to resolve the reporting errors as quickly as possible.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Upcoming Housing finance revisions
Recently introduced reporting changes will result in revisions to Housing finance series.
A reporting threshold determines the inclusion of lending institutions in the data APRA collects on behalf of the ABS and RBA. The threshold for Housing finance reporting was recently reduced, resulting in a number of new entities reporting data for the first time. This data has been excluded from Lending Indicators for the time being. It will be incorporated following analysis and quality assurance. This may result in some revisions to Housing finance series.
Separately, reporting improvements are being made by some lenders which will result in changes to the classification of owner-occupier versus investor loan commitments within Housing finance. The ABS is working with APRA and the lenders to understand the impacts, and will implement revisions to these series when the reporting changes are applied in the coming months. Due to current impacts on loans funded in the month data from these reporting changes, the graph showing new variable and fixed rate loans funded in the month has not been published.
Housing finance
In December 2021 in seasonally adjusted terms, the value of new loan commitments:
- for total housing rose 4.4% to a record high of $32.8b, which was 26.5% higher compared to a year ago
- for owner-occupier housing rose 5.3%, driving the rise in total new housing loan commitments
- for investor housing rose 2.4% to a record high of $10.3b
Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
---|---|---|---|
Dec-03 | 13.298 | 7.459 | 5.839 |
Jan-04 | 12.285 | 6.998 | 5.287 |
Feb-04 | 12.318 | 7.071 | 5.247 |
Mar-04 | 12.453 | 7.171 | 5.282 |
Apr-04 | 12.486 | 7.240 | 5.246 |
May-04 | 12.347 | 7.271 | 5.077 |
Jun-04 | 11.800 | 7.256 | 4.544 |
Jul-04 | 12.017 | 7.320 | 4.696 |
Aug-04 | 12.053 | 7.398 | 4.655 |
Sep-04 | 12.218 | 7.420 | 4.798 |
Oct-04 | 11.971 | 7.429 | 4.542 |
Nov-04 | 12.561 | 7.682 | 4.878 |
Dec-04 | 12.914 | 7.902 | 5.012 |
Jan-05 | 13.234 | 8.107 | 5.128 |
Feb-05 | 13.826 | 8.491 | 5.335 |
Mar-05 | 13.520 | 8.234 | 5.287 |
Apr-05 | 13.309 | 8.147 | 5.162 |
May-05 | 12.680 | 7.977 | 4.703 |
Jun-05 | 12.687 | 8.154 | 4.533 |
Jul-05 | 12.827 | 8.080 | 4.747 |
Aug-05 | 12.870 | 8.279 | 4.592 |
Sep-05 | 13.519 | 8.635 | 4.884 |
Oct-05 | 14.034 | 8.732 | 5.301 |
Nov-05 | 14.060 | 8.858 | 5.202 |
Dec-05 | 14.058 | 8.903 | 5.155 |
Jan-06 | 14.279 | 8.966 | 5.313 |
Feb-06 | 14.425 | 9.176 | 5.248 |
Mar-06 | 14.578 | 9.298 | 5.280 |
Apr-06 | 14.509 | 9.259 | 5.250 |
May-06 | 15.404 | 9.642 | 5.763 |
Jun-06 | 15.543 | 9.513 | 6.030 |
Jul-06 | 15.256 | 9.769 | 5.487 |
Aug-06 | 15.040 | 9.518 | 5.522 |
Sep-06 | 14.166 | 9.178 | 4.988 |
Oct-06 | 14.329 | 9.293 | 5.037 |
Nov-06 | 14.199 | 9.227 | 4.972 |
Dec-06 | 14.610 | 9.430 | 5.181 |
Jan-07 | 14.927 | 9.544 | 5.384 |
Feb-07 | 15.399 | 9.766 | 5.633 |
Mar-07 | 15.897 | 10.069 | 5.829 |
Apr-07 | 16.363 | 10.322 | 6.041 |
May-07 | 17.052 | 10.647 | 6.404 |
Jun-07 | 18.302 | 11.356 | 6.947 |
Jul-07 | 17.407 | 10.770 | 6.637 |
Aug-07 | 17.399 | 11.018 | 6.381 |
Sep-07 | 16.829 | 10.516 | 6.313 |
Oct-07 | 16.816 | 10.738 | 6.077 |
Nov-07 | 16.986 | 10.654 | 6.332 |
Dec-07 | 16.557 | 10.371 | 6.186 |
Jan-08 | 16.899 | 10.805 | 6.094 |
Feb-08 | 15.656 | 9.880 | 5.776 |
Mar-08 | 14.550 | 9.138 | 5.412 |
Apr-08 | 13.905 | 8.744 | 5.160 |
May-08 | 12.960 | 8.168 | 4.792 |
Jun-08 | 12.961 | 8.199 | 4.762 |
Jul-08 | 12.786 | 8.136 | 4.650 |
Aug-08 | 12.643 | 7.979 | 4.664 |
Sep-08 | 12.978 | 8.237 | 4.741 |
Oct-08 | 13.347 | 8.539 | 4.808 |
Nov-08 | 13.098 | 8.606 | 4.492 |
Dec-08 | 13.886 | 9.337 | 4.549 |
Jan-09 | 14.894 | 10.233 | 4.661 |
Feb-09 | 15.366 | 10.782 | 4.584 |
Mar-09 | 16.710 | 11.961 | 4.749 |
Apr-09 | 17.041 | 11.955 | 5.085 |
May-09 | 16.849 | 11.822 | 5.027 |
Jun-09 | 17.208 | 11.960 | 5.247 |
Jul-09 | 17.169 | 11.729 | 5.440 |
Aug-09 | 17.351 | 11.644 | 5.706 |
Sep-09 | 17.886 | 12.181 | 5.706 |
Oct-09 | 17.612 | 11.819 | 5.793 |
Nov-09 | 17.075 | 11.090 | 5.985 |
Dec-09 | 16.502 | 10.617 | 5.885 |
Jan-10 | 15.955 | 10.124 | 5.831 |
Feb-10 | 15.670 | 9.794 | 5.876 |
Mar-10 | 15.519 | 9.572 | 5.948 |
Apr-10 | 15.258 | 9.360 | 5.898 |
May-10 | 15.423 | 9.433 | 5.990 |
Jun-10 | 15.119 | 9.130 | 5.989 |
Jul-10 | 15.048 | 9.292 | 5.756 |
Aug-10 | 14.636 | 9.234 | 5.402 |
Sep-10 | 14.617 | 9.143 | 5.474 |
Oct-10 | 14.658 | 9.176 | 5.482 |
Nov-10 | 14.711 | 9.321 | 5.390 |
Dec-10 | 15.000 | 9.426 | 5.573 |
Jan-11 | 14.159 | 9.015 | 5.144 |
Feb-11 | 14.064 | 8.872 | 5.192 |
Mar-11 | 13.628 | 8.828 | 4.800 |
Apr-11 | 13.994 | 9.004 | 4.990 |
May-11 | 14.238 | 9.081 | 5.157 |
Jun-11 | 14.137 | 9.098 | 5.039 |
Jul-11 | 14.085 | 9.035 | 5.050 |
Aug-11 | 14.157 | 9.026 | 5.131 |
Sep-11 | 13.931 | 8.793 | 5.138 |
Oct-11 | 13.858 | 8.864 | 4.993 |
Nov-11 | 14.052 | 8.973 | 5.079 |
Dec-11 | 14.730 | 9.406 | 5.324 |
Jan-12 | 14.774 | 9.397 | 5.376 |
Feb-12 | 14.068 | 8.667 | 5.402 |
Mar-12 | 14.101 | 8.711 | 5.390 |
Apr-12 | 14.349 | 8.926 | 5.423 |
May-12 | 14.510 | 9.106 | 5.404 |
Jun-12 | 14.736 | 9.252 | 5.484 |
Jul-12 | 14.771 | 9.272 | 5.499 |
Aug-12 | 14.859 | 9.427 | 5.432 |
Sep-12 | 15.095 | 9.493 | 5.602 |
Oct-12 | 14.885 | 9.371 | 5.514 |
Nov-12 | 15.213 | 9.463 | 5.750 |
Dec-12 | 15.374 | 9.531 | 5.843 |
Jan-13 | 15.902 | 9.799 | 6.103 |
Feb-13 | 16.147 | 9.880 | 6.267 |
Mar-13 | 16.881 | 10.349 | 6.532 |
Apr-13 | 16.947 | 10.305 | 6.642 |
May-13 | 17.210 | 10.408 | 6.802 |
Jun-13 | 17.322 | 10.496 | 6.826 |
Jul-13 | 17.440 | 10.483 | 6.957 |
Aug-13 | 17.366 | 10.240 | 7.126 |
Sep-13 | 18.172 | 10.737 | 7.436 |
Oct-13 | 18.689 | 10.895 | 7.794 |
Nov-13 | 19.260 | 11.227 | 8.034 |
Dec-13 | 19.008 | 10.953 | 8.055 |
Jan-14 | 19.147 | 11.161 | 7.986 |
Feb-14 | 19.403 | 11.457 | 7.946 |
Mar-14 | 19.495 | 11.387 | 8.108 |
Apr-14 | 19.600 | 11.321 | 8.280 |
May-14 | 19.501 | 11.228 | 8.273 |
Jun-14 | 19.643 | 11.392 | 8.251 |
Jul-14 | 19.814 | 11.271 | 8.544 |
Aug-14 | 19.607 | 10.955 | 8.652 |
Sep-14 | 19.959 | 11.087 | 8.872 |
Oct-14 | 20.539 | 11.394 | 9.146 |
Nov-14 | 20.121 | 11.033 | 9.088 |
Dec-14 | 20.435 | 11.348 | 9.087 |
Jan-15 | 20.730 | 11.562 | 9.168 |
Feb-15 | 20.166 | 11.305 | 8.861 |
Mar-15 | 21.248 | 11.722 | 9.526 |
Apr-15 | 21.918 | 11.839 | 10.078 |
May-15 | 20.285 | 11.122 | 9.163 |
Jun-15 | 21.128 | 11.978 | 9.151 |
Jul-15 | 21.121 | 12.278 | 8.842 |
Aug-15 | 21.688 | 13.197 | 8.490 |
Sep-15 | 20.880 | 13.509 | 7.371 |
Oct-15 | 19.999 | 13.134 | 6.865 |
Nov-15 | 19.681 | 13.037 | 6.644 |
Dec-15 | 19.632 | 12.937 | 6.695 |
Jan-16 | 19.132 | 12.548 | 6.584 |
Feb-16 | 19.346 | 12.688 | 6.658 |
Mar-16 | 19.118 | 12.457 | 6.661 |
Apr-16 | 19.713 | 12.807 | 6.906 |
May-16 | 19.975 | 12.754 | 7.221 |
Jun-16 | 20.232 | 12.707 | 7.525 |
Jul-16 | 20.066 | 12.421 | 7.645 |
Aug-16 | 19.792 | 12.216 | 7.576 |
Sep-16 | 20.736 | 12.439 | 8.296 |
Oct-16 | 21.078 | 12.532 | 8.546 |
Nov-16 | 21.498 | 12.718 | 8.781 |
Dec-16 | 22.055 | 13.159 | 8.896 |
Jan-17 | 22.229 | 13.234 | 8.995 |
Feb-17 | 21.772 | 13.190 | 8.581 |
Mar-17 | 22.675 | 13.777 | 8.898 |
Apr-17 | 22.257 | 13.572 | 8.685 |
May-17 | 22.548 | 14.103 | 8.446 |
Jun-17 | 22.186 | 14.006 | 8.181 |
Jul-17 | 22.086 | 14.176 | 7.910 |
Aug-17 | 22.371 | 14.423 | 7.948 |
Sep-17 | 22.027 | 14.268 | 7.759 |
Oct-17 | 21.435 | 13.962 | 7.473 |
Nov-17 | 21.424 | 14.101 | 7.323 |
Dec-17 | 21.280 | 14.170 | 7.110 |
Jan-18 | 21.135 | 14.183 | 6.952 |
Feb-18 | 21.132 | 14.163 | 6.968 |
Mar-18 | 20.442 | 13.869 | 6.573 |
Apr-18 | 20.321 | 13.863 | 6.459 |
May-18 | 20.922 | 14.354 | 6.568 |
Jun-18 | 20.450 | 14.075 | 6.375 |
Jul-18 | 20.305 | 13.931 | 6.375 |
Aug-18 | 19.234 | 13.194 | 6.039 |
Sep-18 | 18.591 | 12.808 | 5.782 |
Oct-18 | 18.485 | 12.888 | 5.597 |
Nov-18 | 17.716 | 12.454 | 5.262 |
Dec-18 | 17.000 | 11.915 | 5.085 |
Jan-19 | 16.718 | 11.791 | 4.928 |
Feb-19 | 17.026 | 12.115 | 4.911 |
Mar-19 | 16.488 | 11.658 | 4.830 |
Apr-19 | 16.687 | 11.876 | 4.812 |
May-19 | 16.511 | 11.724 | 4.788 |
Jun-19 | 16.779 | 11.967 | 4.812 |
Jul-19 | 17.071 | 12.124 | 4.947 |
Aug-19 | 17.688 | 12.486 | 5.202 |
Sep-19 | 17.795 | 12.787 | 5.008 |
Oct-19 | 18.144 | 13.116 | 5.028 |
Nov-19 | 19.167 | 13.912 | 5.255 |
Dec-19 | 19.778 | 14.411 | 5.367 |
Jan-20 | 19.757 | 14.398 | 5.359 |
Feb-20 | 19.124 | 13.920 | 5.203 |
Mar-20 | 19.269 | 14.200 | 5.069 |
Apr-20 | 18.469 | 13.527 | 4.942 |
May-20 | 16.663 | 12.438 | 4.225 |
Jun-20 | 17.547 | 12.998 | 4.548 |
Jul-20 | 19.095 | 14.388 | 4.708 |
Aug-20 | 20.869 | 15.930 | 4.939 |
Sep-20 | 22.375 | 17.123 | 5.251 |
Oct-20 | 22.363 | 17.231 | 5.132 |
Nov-20 | 23.606 | 18.203 | 5.403 |
Dec-20 | 25.935 | 19.991 | 5.945 |
Jan-21 | 28.477 | 21.937 | 6.541 |
Feb-21 | 28.659 | 21.759 | 6.900 |
Mar-21 | 29.951 | 22.061 | 7.890 |
Apr-21 | 31.056 | 23.002 | 8.054 |
May-21 | 32.565 | 23.437 | 9.127 |
Jun-21 | 32.049 | 22.860 | 9.189 |
Jul-21 | 32.124 | 22.771 | 9.352 |
Aug-21 | 30.756 | 21.264 | 9.492 |
Sep-21 | 30.310 | 20.689 | 9.621 |
Oct-21 | 29.567 | 19.837 | 9.731 |
Nov-21 | 31.437 | 21.337 | 10.100 |
Dec-21 | 32.812 | 22.471 | 10.341 |
New loan commitments, total housing (seasonally adjusted), values, Australia
[" ","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]
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In December 2021 in seasonally adjusted terms, the value of external refinancing:
- for total housing fell 0.6% but was 39.5% higher compared to a year ago
- for owner-occupier housing rose 1.4% and was 47.4% higher compared to a year ago
- for investor housing fell 4.3% but was 26.8% higher compared to a year ago
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Dec-03 | 3.428 | 2.648 | 0.779 |
Jan-04 | 3.394 | 2.655 | 0.739 |
Feb-04 | 3.241 | 2.539 | 0.702 |
Mar-04 | 3.306 | 2.556 | 0.75 |
Apr-04 | 3.291 | 2.532 | 0.759 |
May-04 | 3.344 | 2.495 | 0.849 |
Jun-04 | 3.394 | 2.533 | 0.861 |
Jul-04 | 3.362 | 2.461 | 0.901 |
Aug-04 | 3.351 | 2.475 | 0.876 |
Sep-04 | 3.245 | 2.479 | 0.766 |
Oct-04 | 3.2 | 2.466 | 0.735 |
Nov-04 | 3.225 | 2.517 | 0.707 |
Dec-04 | 3.373 | 2.614 | 0.76 |
Jan-05 | 3.417 | 2.709 | 0.709 |
Feb-05 | 3.591 | 2.832 | 0.759 |
Mar-05 | 3.702 | 2.965 | 0.737 |
Apr-05 | 3.817 | 3.046 | 0.771 |
May-05 | 3.961 | 3.088 | 0.873 |
Jun-05 | 3.958 | 3.042 | 0.916 |
Jul-05 | 4.032 | 3.118 | 0.914 |
Aug-05 | 4.03 | 3.102 | 0.929 |
Sep-05 | 4.182 | 3.241 | 0.941 |
Oct-05 | 4.125 | 3.182 | 0.942 |
Nov-05 | 4.13 | 3.208 | 0.922 |
Dec-05 | 4.367 | 3.164 | 1.204 |
Jan-06 | 3.904 | 3.056 | 0.848 |
Feb-06 | 4.19 | 3.2 | 0.99 |
Mar-06 | 4.072 | 3.177 | 0.895 |
Apr-06 | 4.134 | 3.07 | 1.064 |
May-06 | 4.139 | 3.359 | 0.78 |
Jun-06 | 4.224 | 3.398 | 0.827 |
Jul-06 | 4.333 | 3.5 | 0.833 |
Aug-06 | 4.454 | 3.562 | 0.892 |
Sep-06 | 4.457 | 3.551 | 0.905 |
Oct-06 | 4.464 | 3.613 | 0.851 |
Nov-06 | 4.532 | 3.629 | 0.903 |
Dec-06 | 4.431 | 3.488 | 0.943 |
Jan-07 | 4.558 | 3.496 | 1.063 |
Feb-07 | 4.626 | 3.465 | 1.161 |
Mar-07 | 4.473 | 3.388 | 1.086 |
Apr-07 | 4.656 | 3.522 | 1.135 |
May-07 | 4.501 | 3.447 | 1.054 |
Jun-07 | 4.522 | 3.487 | 1.035 |
Jul-07 | 4.234 | 3.176 | 1.058 |
Aug-07 | 4.486 | 3.424 | 1.063 |
Sep-07 | 4.516 | 3.411 | 1.105 |
Oct-07 | 4.383 | 3.245 | 1.138 |
Nov-07 | 4.667 | 3.443 | 1.224 |
Dec-07 | 4.791 | 3.607 | 1.184 |
Jan-08 | 4.955 | 3.686 | 1.268 |
Feb-08 | 4.893 | 3.623 | 1.27 |
Mar-08 | 4.688 | 3.5 | 1.188 |
Apr-08 | 4.583 | 3.371 | 1.212 |
May-08 | 4.33 | 3.189 | 1.141 |
Jun-08 | 4.162 | 3.148 | 1.013 |
Jul-08 | 4.364 | 3.134 | 1.231 |
Aug-08 | 4.311 | 3.138 | 1.173 |
Sep-08 | 4.093 | 2.836 | 1.258 |
Oct-08 | 4.469 | 3.126 | 1.343 |
Nov-08 | 4.584 | 3.228 | 1.356 |
Dec-08 | 5.026 | 3.515 | 1.511 |
Jan-09 | 4.945 | 3.412 | 1.534 |
Feb-09 | 4.729 | 3.147 | 1.583 |
Mar-09 | 5.107 | 3.446 | 1.661 |
Apr-09 | 5.071 | 3.467 | 1.604 |
May-09 | 5.003 | 3.438 | 1.564 |
Jun-09 | 4.876 | 3.386 | 1.49 |
Jul-09 | 4.601 | 3.215 | 1.386 |
Aug-09 | 4.392 | 3.009 | 1.383 |
Sep-09 | 4.247 | 2.937 | 1.31 |
Oct-09 | 4.171 | 2.929 | 1.242 |
Nov-09 | 4.069 | 2.82 | 1.248 |
Dec-09 | 3.78 | 2.757 | 1.023 |
Jan-10 | 3.575 | 2.588 | 0.987 |
Feb-10 | 3.525 | 2.669 | 0.856 |
Mar-10 | 3.473 | 2.643 | 0.83 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.573 | 2.633 | 0.94 |
Jun-10 | 3.637 | 2.722 | 0.916 |
Jul-10 | 3.732 | 2.817 | 0.914 |
Aug-10 | 3.835 | 2.918 | 0.917 |
Sep-10 | 3.849 | 2.928 | 0.921 |
Oct-10 | 4.019 | 3.019 | 1 |
Nov-10 | 4.072 | 3.073 | 0.999 |
Dec-10 | 4.431 | 3.41 | 1.02 |
Jan-11 | 4.132 | 3.206 | 0.925 |
Feb-11 | 3.926 | 2.977 | 0.95 |
Mar-11 | 3.967 | 2.934 | 1.033 |
Apr-11 | 4.235 | 3.174 | 1.061 |
May-11 | 4.555 | 3.39 | 1.165 |
Jun-11 | 4.515 | 3.368 | 1.147 |
Jul-11 | 4.754 | 3.543 | 1.211 |
Aug-11 | 4.867 | 3.643 | 1.224 |
Sep-11 | 4.894 | 3.633 | 1.261 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.731 | 3.521 | 1.21 |
Dec-11 | 5.044 | 3.722 | 1.322 |
Jan-12 | 5.103 | 3.731 | 1.372 |
Feb-12 | 5.158 | 3.69 | 1.468 |
Mar-12 | 5.214 | 3.68 | 1.534 |
Apr-12 | 4.912 | 3.613 | 1.299 |
May-12 | 4.996 | 3.573 | 1.423 |
Jun-12 | 4.994 | 3.498 | 1.496 |
Jul-12 | 4.889 | 3.408 | 1.481 |
Aug-12 | 5.027 | 3.436 | 1.592 |
Sep-12 | 5.007 | 3.408 | 1.598 |
Oct-12 | 5.015 | 3.482 | 1.534 |
Nov-12 | 5.094 | 3.451 | 1.643 |
Dec-12 | 4.935 | 3.385 | 1.55 |
Jan-13 | 5.105 | 3.43 | 1.674 |
Feb-13 | 5.081 | 3.432 | 1.648 |
Mar-13 | 5.211 | 3.575 | 1.635 |
Apr-13 | 5.368 | 3.644 | 1.724 |
May-13 | 5.417 | 3.752 | 1.665 |
Jun-13 | 5.645 | 3.932 | 1.713 |
Jul-13 | 6.455 | 3.801 | 2.654 |
Aug-13 | 6.156 | 3.641 | 2.514 |
Sep-13 | 6.724 | 3.915 | 2.809 |
Oct-13 | 6.82 | 3.878 | 2.942 |
Nov-13 | 6.934 | 3.932 | 3.003 |
Dec-13 | 6.888 | 3.865 | 3.023 |
Jan-14 | 6.877 | 3.886 | 2.991 |
Feb-14 | 7.327 | 4.208 | 3.119 |
Mar-14 | 7.12 | 3.958 | 3.162 |
Apr-14 | 7.382 | 4.054 | 3.329 |
May-14 | 7.437 | 4.076 | 3.361 |
Jun-14 | 7.631 | 4.192 | 3.438 |
Jul-14 | 7.845 | 4.283 | 3.562 |
Aug-14 | 7.821 | 4.275 | 3.546 |
Sep-14 | 8.039 | 4.284 | 3.755 |
Oct-14 | 8.387 | 4.402 | 3.985 |
Nov-14 | 8.437 | 4.475 | 3.962 |
Dec-14 | 8.659 | 4.585 | 4.073 |
Jan-15 | 8.718 | 4.687 | 4.032 |
Feb-15 | 9.05 | 4.943 | 4.107 |
Mar-15 | 9.291 | 5.001 | 4.29 |
Apr-15 | 9.407 | 5.224 | 4.183 |
May-15 | 9.233 | 4.99 | 4.243 |
Jun-15 | 9.177 | 5.352 | 3.825 |
Jul-15 | 8.928 | 5.423 | 3.505 |
Aug-15 | 8.82 | 5.477 | 3.343 |
Sep-15 | 8.811 | 5.75 | 3.061 |
Oct-15 | 8.979 | 5.899 | 3.08 |
Nov-15 | 9.234 | 6.084 | 3.149 |
Dec-15 | 9.69 | 6.44 | 3.251 |
Jan-16 | 9.301 | 6.028 | 3.274 |
Feb-16 | 9.308 | 5.983 | 3.324 |
Mar-16 | 9.399 | 6.184 | 3.215 |
Apr-16 | 9.442 | 6.222 | 3.219 |
May-16 | 9.344 | 6.054 | 3.29 |
Jun-16 | 9.778 | 6.131 | 3.647 |
Jul-16 | 9.737 | 6.141 | 3.597 |
Aug-16 | 9.431 | 5.771 | 3.66 |
Sep-16 | 9.594 | 6.045 | 3.549 |
Oct-16 | 8.991 | 5.812 | 3.179 |
Nov-16 | 9.059 | 5.654 | 3.404 |
Dec-16 | 8.955 | 5.514 | 3.441 |
Jan-17 | 9.031 | 5.697 | 3.333 |
Feb-17 | 8.659 | 5.371 | 3.288 |
Mar-17 | 8.751 | 5.408 | 3.343 |
Apr-17 | 8.421 | 5.206 | 3.214 |
May-17 | 8.843 | 5.443 | 3.399 |
Jun-17 | 8.855 | 5.378 | 3.477 |
Jul-17 | 8.653 | 5.204 | 3.449 |
Aug-17 | 9.084 | 5.283 | 3.801 |
Sep-17 | 8.71 | 5.309 | 3.401 |
Oct-17 | 8.48 | 5.34 | 3.14 |
Nov-17 | 8.929 | 5.494 | 3.434 |
Dec-17 | 9.237 | 5.67 | 3.567 |
Jan-18 | 9.432 | 5.657 | 3.775 |
Feb-18 | 9.668 | 5.694 | 3.974 |
Mar-18 | 9.125 | 5.472 | 3.654 |
Apr-18 | 9.396 | 5.687 | 3.709 |
May-18 | 9.248 | 5.638 | 3.61 |
Jun-18 | 8.935 | 5.511 | 3.424 |
Jul-18 | 9.271 | 5.837 | 3.434 |
Aug-18 | 9.11 | 5.694 | 3.416 |
Sep-18 | 8.804 | 5.405 | 3.398 |
Oct-18 | 8.966 | 5.533 | 3.433 |
Nov-18 | 8.879 | 5.439 | 3.44 |
Dec-18 | 8.539 | 5.294 | 3.245 |
Jan-19 | 8.249 | 5.03 | 3.219 |
Feb-19 | 8.392 | 5.244 | 3.148 |
Mar-19 | 8.411 | 5.205 | 3.206 |
Apr-19 | 8.314 | 5.176 | 3.138 |
May-19 | 8.431 | 5.23 | 3.201 |
Jun-19 | 8.342 | 5.113 | 3.23 |
Jul-19 | 8.51 | 5.383 | 3.127 |
Aug-19 | 9.242 | 5.72 | 3.522 |
Sep-19 | 9.84 | 6.106 | 3.734 |
Oct-19 | 9.818 | 5.984 | 3.835 |
Nov-19 | 10.014 | 6.15 | 3.864 |
Dec-19 | 10.279 | 6.378 | 3.901 |
Jan-20 | 10.469 | 6.674 | 3.795 |
Feb-20 | 10.911 | 7.035 | 3.876 |
Mar-20 | 10.541 | 6.71 | 3.831 |
Apr-20 | 11.449 | 7.506 | 3.943 |
May-20 | 14.452 | 9.632 | 4.82 |
Jun-20 | 14.141 | 9.374 | 4.766 |
Jul-20 | 10.769 | 6.992 | 3.777 |
Aug-20 | 11.248 | 7.184 | 4.065 |
Sep-20 | 12.961 | 7.961 | 5 |
Oct-20 | 12.04 | 7.388 | 4.652 |
Nov-20 | 10.139 | 6.255 | 3.885 |
Dec-20 | 11.198 | 6.905 | 4.293 |
Jan-21 | 12.03 | 7.686 | 4.343 |
Feb-21 | 13.309 | 8.609 | 4.7 |
Mar-21 | 12.767 | 8.305 | 4.462 |
Apr-21 | 13.543 | 8.914 | 4.629 |
May-21 | 14.876 | 9.895 | 4.981 |
Jun-21 | 16.243 | 10.837 | 5.406 |
Jul-21 | 17.221 | 11.366 | 5.856 |
Aug-21 | 17.78 | 11.251 | 6.529 |
Sep-21 | 16.157 | 10.175 | 5.982 |
Oct-21 | 16.085 | 10.256 | 5.829 |
Nov-21 | 15.722 | 10.037 | 5.685 |
Dec-21 | 15.624 | 10.181 | 5.443 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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Personal finance
In December 2021 in seasonally adjusted terms, the value of new loan commitments:
- for fixed term personal finance rose 0.7%
- for personal investment rose 17.4%
- for road vehicles fell 0.6%
Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
---|---|---|---|---|
Dec-03 | 1.516 | 0.771 | 0.464 | 0.208 |
Jan-04 | 1.511 | 0.771 | 0.458 | 0.2 |
Feb-04 | 1.543 | 0.794 | 0.456 | 0.207 |
Mar-04 | 1.579 | 0.827 | 0.455 | 0.217 |
Apr-04 | 1.542 | 0.826 | 0.404 | 0.205 |
May-04 | 1.479 | 0.811 | 0.351 | 0.201 |
Jun-04 | 1.627 | 0.814 | 0.49 | 0.202 |
Jul-04 | 1.624 | 0.827 | 0.49 | 0.201 |
Aug-04 | 1.635 | 0.812 | 0.53 | 0.199 |
Sep-04 | 1.653 | 0.838 | 0.5 | 0.214 |
Oct-04 | 1.682 | 0.823 | 0.531 | 0.207 |
Nov-04 | 1.634 | 0.819 | 0.525 | 0.205 |
Dec-04 | 1.585 | 0.739 | 0.577 | 0.176 |
Jan-05 | 1.512 | 0.727 | 0.503 | 0.188 |
Feb-05 | 1.436 | 0.751 | 0.405 | 0.188 |
Mar-05 | 1.485 | 0.74 | 0.454 | 0.187 |
Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
Nov-05 | 1.45 | 0.7 | 0.475 | 0.189 |
Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
Jul-06 | 1.549 | 0.706 | 0.485 | 0.228 |
Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
Oct-06 | 1.439 | 0.732 | 0.352 | 0.21 |
Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
Apr-07 | 1.665 | 0.778 | 0.536 | 0.24 |
May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
Jun-07 | 1.857 | 0.819 | 0.556 | 0.278 |
Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
Sep-07 | 1.664 | 0.789 | 0.572 | 0.212 |
Oct-07 | 1.684 | 0.813 | 0.545 | 0.23 |
Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
Dec-07 | 1.696 | 0.837 | 0.499 | 0.241 |
Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
Apr-08 | 1.631 | 0.81 | 0.512 | 0.242 |
May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
Jul-08 | 1.603 | 0.773 | 0.493 | 0.232 |
Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
Sep-08 | 1.539 | 0.751 | 0.487 | 0.2 |
Oct-08 | 1.51 | 0.733 | 0.501 | 0.188 |
Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
Mar-09 | 1.407 | 0.678 | 0.446 | 0.204 |
Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
Jul-09 | 1.455 | 0.669 | 0.462 | 0.222 |
Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
Sep-09 | 1.46 | 0.659 | 0.507 | 0.212 |
Oct-09 | 1.468 | 0.675 | 0.503 | 0.206 |
Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
Dec-09 | 1.765 | 0.741 | 0.604 | 0.321 |
Jan-10 | 1.665 | 0.738 | 0.574 | 0.294 |
Feb-10 | 1.739 | 0.778 | 0.554 | 0.315 |
Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
Apr-10 | 1.71 | 0.808 | 0.511 | 0.268 |
May-10 | 1.686 | 0.817 | 0.468 | 0.28 |
Jun-10 | 1.821 | 0.851 | 0.434 | 0.396 |
Jul-10 | 1.682 | 0.842 | 0.437 | 0.273 |
Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
Sep-10 | 1.669 | 0.89 | 0.392 | 0.281 |
Oct-10 | 1.68 | 0.871 | 0.403 | 0.286 |
Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
Dec-10 | 1.604 | 0.865 | 0.361 | 0.274 |
Jan-11 | 1.57 | 0.865 | 0.342 | 0.262 |
Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
Mar-11 | 1.591 | 0.872 | 0.34 | 0.27 |
Apr-11 | 1.608 | 0.882 | 0.331 | 0.258 |
May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
Jun-11 | 1.619 | 0.852 | 0.352 | 0.28 |
Jul-11 | 1.615 | 0.866 | 0.342 | 0.27 |
Aug-11 | 1.694 | 0.902 | 0.387 | 0.295 |
Sep-11 | 1.68 | 0.905 | 0.348 | 0.298 |
Oct-11 | 1.666 | 0.928 | 0.327 | 0.278 |
Nov-11 | 1.648 | 0.938 | 0.308 | 0.266 |
Dec-11 | 1.657 | 0.959 | 0.287 | 0.258 |
Jan-12 | 1.64 | 0.936 | 0.309 | 0.254 |
Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
Mar-12 | 1.547 | 0.902 | 0.271 | 0.23 |
Apr-12 | 1.618 | 0.953 | 0.28 | 0.227 |
May-12 | 1.665 | 0.995 | 0.279 | 0.248 |
Jun-12 | 1.691 | 1.01 | 0.305 | 0.256 |
Jul-12 | 1.728 | 1.004 | 0.309 | 0.255 |
Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
Sep-12 | 1.799 | 1.034 | 0.296 | 0.287 |
Oct-12 | 1.817 | 1.069 | 0.302 | 0.286 |
Nov-12 | 1.876 | 1.096 | 0.307 | 0.298 |
Dec-12 | 1.887 | 1.097 | 0.307 | 0.298 |
Jan-13 | 1.858 | 1.055 | 0.325 | 0.292 |
Feb-13 | 1.855 | 1.035 | 0.318 | 0.292 |
Mar-13 | 1.863 | 1.049 | 0.33 | 0.305 |
Apr-13 | 1.812 | 1.007 | 0.33 | 0.306 |
May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
Jun-13 | 1.706 | 0.996 | 0.305 | 0.264 |
Jul-13 | 1.752 | 1.044 | 0.286 | 0.26 |
Aug-13 | 1.74 | 1.025 | 0.308 | 0.246 |
Sep-13 | 1.754 | 1.027 | 0.309 | 0.254 |
Oct-13 | 1.732 | 0.998 | 0.316 | 0.25 |
Nov-13 | 1.715 | 0.964 | 0.316 | 0.255 |
Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
Jan-14 | 1.776 | 1.031 | 0.299 | 0.265 |
Feb-14 | 1.862 | 1.052 | 0.341 | 0.265 |
Mar-14 | 1.789 | 1.048 | 0.314 | 0.265 |
Apr-14 | 1.765 | 1.038 | 0.299 | 0.233 |
May-14 | 1.772 | 1.037 | 0.312 | 0.252 |
Jun-14 | 1.745 | 1.02 | 0.315 | 0.246 |
Jul-14 | 1.826 | 1.027 | 0.356 | 0.266 |
Aug-14 | 1.812 | 1.026 | 0.342 | 0.265 |
Sep-14 | 1.836 | 1.018 | 0.386 | 0.255 |
Oct-14 | 1.92 | 1.031 | 0.428 | 0.294 |
Nov-14 | 1.843 | 0.991 | 0.383 | 0.264 |
Dec-14 | 1.828 | 1.024 | 0.385 | 0.253 |
Jan-15 | 1.817 | 1.039 | 0.369 | 0.245 |
Feb-15 | 1.861 | 1.025 | 0.395 | 0.254 |
Mar-15 | 1.882 | 1.044 | 0.401 | 0.275 |
Apr-15 | 2.054 | 1.105 | 0.42 | 0.304 |
May-15 | 1.986 | 1.1 | 0.394 | 0.312 |
Jun-15 | 1.971 | 1.116 | 0.365 | NA |
Jul-15 | 1.904 | 1.089 | 0.355 | NA |
Aug-15 | 1.888 | 1.101 | 0.327 | NA |
Sep-15 | 1.817 | 1.101 | 0.278 | 0.253 |
Oct-15 | 1.765 | 1.078 | 0.279 | 0.244 |
Nov-15 | 1.812 | 1.104 | 0.28 | 0.24 |
Dec-15 | 1.873 | 1.115 | 0.297 | 0.268 |
Jan-16 | 1.86 | 1.092 | 0.289 | 0.282 |
Feb-16 | 1.954 | 1.13 | 0.295 | 0.322 |
Mar-16 | 2.178 | 1.355 | 0.269 | 0.358 |
Apr-16 | 2.318 | 1.35 | 0.328 | 0.427 |
May-16 | 2.175 | 1.289 | 0.316 | 0.391 |
Jun-16 | 2.101 | 1.282 | 0.302 | 0.368 |
Jul-16 | 2.163 | 1.306 | 0.319 | 0.349 |
Aug-16 | 2.144 | 1.27 | 0.336 | 0.354 |
Sep-16 | 2.065 | 1.24 | 0.33 | 0.31 |
Oct-16 | 1.974 | 1.223 | 0.306 | 0.276 |
Nov-16 | 2.021 | 1.238 | 0.315 | 0.288 |
Dec-16 | 2.053 | 1.257 | 0.315 | 0.284 |
Jan-17 | 1.983 | 1.203 | 0.3 | 0.286 |
Feb-17 | 1.914 | 1.173 | 0.292 | 0.258 |
Mar-17 | 1.811 | 1.144 | 0.275 | 0.228 |
Apr-17 | 1.77 | 1.135 | 0.252 | 0.204 |
May-17 | 1.756 | 1.141 | 0.253 | 0.201 |
Jun-17 | 1.733 | 1.131 | 0.252 | 0.208 |
Jul-17 | 1.744 | 1.134 | 0.218 | 0.214 |
Aug-17 | 1.751 | 1.138 | 0.234 | NA |
Sep-17 | 1.855 | 1.152 | 0.278 | 0.241 |
Oct-17 | 1.884 | 1.185 | 0.249 | 0.275 |
Nov-17 | 1.905 | 1.217 | 0.238 | 0.265 |
Dec-17 | 1.803 | 1.157 | 0.206 | 0.249 |
Jan-18 | 1.814 | 1.144 | 0.222 | 0.242 |
Feb-18 | 1.786 | 1.165 | 0.212 | 0.229 |
Mar-18 | 1.757 | 1.15 | 0.199 | 0.236 |
Apr-18 | 1.741 | 1.137 | 0.191 | 0.247 |
May-18 | 1.729 | 1.151 | 0.183 | 0.251 |
Jun-18 | 1.814 | 1.178 | 0.234 | 0.268 |
Jul-18 | 1.764 | 1.151 | 0.169 | 0.281 |
Aug-18 | 1.788 | 1.147 | 0.174 | 0.299 |
Sep-18 | 1.786 | 1.159 | 0.15 | 0.309 |
Oct-18 | 1.752 | 1.11 | 0.155 | 0.304 |
Nov-18 | 1.7 | 1.073 | 0.149 | 0.295 |
Dec-18 | 1.633 | 1.036 | 0.151 | 0.271 |
Jan-19 | 1.632 | 1.035 | 0.151 | 0.27 |
Feb-19 | 1.636 | 1.082 | 0.133 | 0.262 |
Mar-19 | 1.607 | 1.085 | 0.141 | 0.252 |
Apr-19 | 1.632 | 1.082 | 0.144 | 0.256 |
May-19 | 1.599 | 1.079 | 0.142 | 0.247 |
Jun-19 | 1.674 | 1.086 | 0.22 | 0.264 |
Jul-19 | 1.647 | 1.073 | 0.157 | 0.265 |
Aug-19 | 1.698 | 1.077 | 0.149 | 0.316 |
Sep-19 | 1.666 | 1.081 | 0.156 | 0.273 |
Oct-19 | 1.71 | 1.076 | 0.18 | 0.288 |
Nov-19 | 1.678 | 1.041 | 0.157 | 0.292 |
Dec-19 | 1.727 | 1.069 | 0.159 | 0.307 |
Jan-20 | 1.762 | 1.08 | 0.154 | 0.332 |
Feb-20 | 1.772 | 1.152 | 0.156 | 0.299 |
Mar-20 | 1.568 | 0.99 | 0.164 | 0.289 |
Apr-20 | 1.192 | 0.629 | 0.261 | 0.204 |
May-20 | 1.397 | 0.916 | 0.209 | 0.186 |
Jun-20 | 1.485 | 1.067 | 0.125 | 0.212 |
Jul-20 | 1.569 | 1.067 | 0.163 | 0.222 |
Aug-20 | 1.392 | 0.908 | 0.166 | 0.207 |
Sep-20 | 1.523 | 1.002 | 0.175 | 0.222 |
Oct-20 | 1.596 | 1.085 | 0.172 | 0.22 |
Nov-20 | 1.735 | 1.176 | 0.188 | 0.231 |
Dec-20 | 1.745 | 1.201 | 0.168 | 0.223 |
Jan-21 | 1.772 | 1.192 | 0.176 | 0.25 |
Feb-21 | 1.781 | 1.164 | 0.221 | 0.259 |
Mar-21 | 1.794 | 1.196 | 0.183 | 0.263 |
Apr-21 | 1.88 | 1.238 | 0.229 | 0.268 |
May-21 | 1.986 | 1.296 | 0.255 | 0.291 |
Jun-21 | 1.736 | 1.144 | 0.174 | 0.295 |
Jul-21 | 1.983 | 1.177 | 0.335 | 0.293 |
Aug-21 | 1.934 | 1.102 | 0.391 | 0.288 |
Sep-21 | 1.942 | 1.123 | 0.354 | 0.277 |
Oct-21 | 2.032 | 1.127 | 0.395 | 0.31 |
Nov-21 | 2.123 | 1.181 | 0.392 | 0.318 |
Dec-21 | 2.137 | 1.174 | 0.461 | 0.333 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
---|---|---|---|---|
Dec-03 | 0.028 | 0.030 | 0.019 | 0.127 |
Jan-04 | 0.028 | 0.026 | 0.036 | 0.122 |
Feb-04 | 0.032 | 0.026 | 0.033 | 0.118 |
Mar-04 | 0.033 | 0.027 | 0.033 | 0.118 |
Apr-04 | 0.030 | 0.028 | 0.038 | 0.111 |
May-04 | 0.034 | 0.026 | 0.039 | 0.116 |
Jun-04 | 0.035 | 0.028 | 0.040 | 0.115 |
Jul-04 | 0.033 | 0.029 | 0.045 | 0.130 |
Aug-04 | 0.032 | 0.028 | 0.040 | 0.126 |
Sep-04 | 0.034 | 0.029 | 0.045 | 0.124 |
Oct-04 | 0.033 | 0.030 | 0.046 | 0.124 |
Nov-04 | 0.038 | 0.030 | 0.042 | 0.126 |
Dec-04 | 0.026 | 0.033 | 0.044 | 0.128 |
Jan-05 | 0.029 | 0.029 | 0.041 | 0.126 |
Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
Nov-10 | 0.031 | 0.045 | 0.038 | 0.261 |
Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
Jan-11 | 0.025 | 0.042 | 0.040 | 0.241 |
Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
Apr-11 | 0.030 | 0.048 | 0.040 | 0.227 |
May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
Sep-11 | 0.033 | 0.058 | 0.042 | 0.242 |
Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
Nov-11 | 0.036 | 0.055 | 0.044 | 0.240 |
Dec-11 | 0.038 | 0.057 | 0.046 | 0.237 |
Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
Nov-12 | 0.043 | 0.068 | 0.060 | 0.234 |
Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
Mar-13 | 0.039 | 0.070 | 0.058 | 0.271 |
Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
May-13 | 0.040 | 0.068 | 0.056 | 0.262 |
Jun-13 | 0.036 | 0.065 | 0.055 | 0.244 |
Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
Aug-13 | 0.036 | 0.067 | 0.060 | 0.163 |
Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
Feb-14 | 0.042 | 0.073 | 0.062 | 0.170 |
Mar-14 | 0.041 | 0.074 | 0.061 | 0.159 |
Apr-14 | 0.036 | 0.071 | 0.062 | 0.153 |
May-14 | 0.041 | 0.073 | 0.068 | 0.152 |
Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
Aug-14 | 0.044 | 0.080 | 0.061 | 0.176 |
Sep-14 | 0.043 | 0.081 | 0.054 | 0.177 |
Oct-14 | 0.044 | 0.089 | 0.059 | 0.184 |
Nov-14 | 0.043 | 0.088 | 0.064 | 0.159 |
Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
Jan-15 | 0.036 | 0.082 | 0.054 | 0.149 |
Feb-15 | 0.039 | 0.081 | 0.054 | 0.163 |
Mar-15 | 0.039 | 0.085 | 0.062 | 0.162 |
Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
May-15 | 0.040 | 0.087 | 0.062 | 0.167 |
Jun-15 | NA | 0.090 | 0.061 | NA |
Jul-15 | NA | 0.086 | 0.064 | NA |
Aug-15 | NA | 0.093 | 0.063 | NA |
Sep-15 | 0.040 | 0.081 | 0.061 | 0.104 |
Oct-15 | 0.041 | 0.071 | 0.062 | 0.101 |
Nov-15 | 0.042 | 0.073 | 0.065 | 0.112 |
Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
Jan-16 | 0.044 | 0.077 | 0.063 | 0.109 |
Feb-16 | 0.045 | 0.072 | 0.064 | 0.114 |
Mar-16 | 0.050 | 0.077 | 0.064 | 0.116 |
Apr-16 | 0.050 | 0.082 | 0.066 | 0.127 |
May-16 | 0.047 | 0.081 | 0.065 | 0.116 |
Jun-16 | 0.048 | 0.078 | 0.066 | 0.128 |
Jul-16 | 0.046 | 0.078 | 0.065 | 0.131 |
Aug-16 | 0.045 | 0.077 | 0.064 | 0.134 |
Sep-16 | 0.044 | 0.074 | 0.066 | 0.141 |
Oct-16 | 0.045 | 0.070 | 0.064 | 0.141 |
Nov-16 | 0.045 | 0.071 | 0.061 | 0.139 |
Dec-16 | 0.051 | 0.074 | 0.060 | 0.163 |
Jan-17 | 0.048 | 0.071 | 0.060 | 0.137 |
Feb-17 | 0.048 | 0.070 | 0.056 | 0.122 |
Mar-17 | 0.043 | 0.073 | 0.064 | 0.116 |
Apr-17 | 0.038 | 0.065 | 0.060 | 0.108 |
May-17 | 0.044 | 0.072 | 0.057 | 0.088 |
Jun-17 | 0.044 | 0.072 | 0.059 | 0.079 |
Jul-17 | 0.046 | 0.071 | 0.059 | 0.107 |
Aug-17 | NA | 0.071 | 0.056 | 0.108 |
Sep-17 | 0.048 | 0.069 | 0.060 | 0.110 |
Oct-17 | 0.046 | 0.075 | 0.060 | 0.117 |
Nov-17 | 0.046 | 0.073 | 0.058 | 0.105 |
Dec-17 | 0.045 | 0.067 | 0.060 | 0.096 |
Jan-18 | 0.046 | 0.066 | 0.060 | 0.102 |
Feb-18 | 0.046 | 0.066 | 0.057 | 0.102 |
Mar-18 | 0.050 | 0.064 | 0.056 | 0.103 |
Apr-18 | 0.049 | 0.062 | 0.054 | 0.108 |
May-18 | 0.047 | 0.063 | 0.055 | 0.119 |
Jun-18 | 0.051 | 0.072 | 0.053 | 0.118 |
Jul-18 | 0.050 | 0.064 | 0.053 | 0.122 |
Aug-18 | 0.049 | 0.062 | 0.055 | 0.123 |
Sep-18 | 0.050 | 0.064 | 0.051 | 0.126 |
Oct-18 | 0.054 | 0.064 | 0.050 | 0.122 |
Nov-18 | 0.051 | 0.061 | 0.048 | 0.121 |
Dec-18 | 0.049 | 0.057 | 0.045 | 0.131 |
Jan-19 | 0.048 | 0.056 | 0.043 | 0.132 |
Feb-19 | 0.046 | 0.057 | 0.043 | 0.134 |
Mar-19 | 0.043 | 0.056 | 0.038 | 0.137 |
Apr-19 | 0.047 | 0.056 | 0.040 | 0.129 |
May-19 | 0.050 | 0.056 | 0.041 | 0.134 |
Jun-19 | 0.049 | 0.055 | 0.041 | 0.129 |
Jul-19 | 0.056 | 0.060 | 0.037 | 0.147 |
Aug-19 | 0.052 | 0.064 | 0.033 | 0.143 |
Sep-19 | 0.047 | 0.070 | 0.033 | 0.146 |
Oct-19 | 0.047 | 0.074 | 0.034 | 0.159 |
Nov-19 | 0.042 | 0.079 | 0.035 | 0.168 |
Dec-19 | 0.045 | 0.086 | 0.037 | 0.162 |
Jan-20 | 0.046 | 0.092 | 0.036 | 0.177 |
Feb-20 | 0.053 | 0.073 | 0.036 | 0.162 |
Mar-20 | 0.044 | 0.072 | 0.019 | 0.158 |
Apr-20 | 0.030 | 0.063 | 0.002 | 0.120 |
May-20 | 0.044 | 0.059 | 0.002 | 0.124 |
Jun-20 | 0.068 | 0.079 | 0.004 | 0.101 |
Jul-20 | 0.055 | 0.068 | 0.002 | 0.122 |
Aug-20 | 0.045 | 0.063 | 0.003 | 0.128 |
Sep-20 | 0.032 | 0.069 | 0.005 | 0.141 |
Oct-20 | 0.037 | 0.059 | 0.007 | 0.138 |
Nov-20 | 0.045 | 0.066 | 0.005 | 0.123 |
Dec-20 | 0.045 | 0.079 | 0.008 | 0.127 |
Jan-21 | 0.047 | 0.072 | 0.005 | 0.119 |
Feb-21 | 0.051 | 0.094 | 0.005 | 0.125 |
Mar-21 | 0.051 | 0.099 | 0.007 | 0.158 |
Apr-21 | 0.057 | 0.100 | 0.008 | 0.146 |
May-21 | 0.061 | 0.100 | 0.007 | 0.158 |
Jun-21 | 0.074 | 0.108 | 0.006 | 0.145 |
Jul-21 | 0.069 | 0.121 | 0.004 | 0.169 |
Aug-21 | 0.059 | 0.100 | 0.005 | 0.140 |
Sep-21 | 0.057 | 0.108 | 0.004 | 0.172 |
Oct-21 | 0.058 | 0.130 | 0.008 | 0.156 |
Nov-21 | 0.054 | 0.117 | 0.013 | 0.147 |
Dec-21 | 0.059 | 0.109 | 0.013 | 0.157 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In December 2021 in seasonally adjusted terms, the value of new loan commitments:
- for total construction finance rose 66.6%, after a fall of 35.2% in the previous month
The purchase of property series has not been published this month, as per the note above.
Construction ($b) | |
---|---|
Dec-03 | 1.456 |
Jan-04 | 1.663 |
Feb-04 | 1.145 |
Mar-04 | 1.753 |
Apr-04 | 1.518 |
May-04 | 1.516 |
Jun-04 | 1.762 |
Jul-04 | 1.749 |
Aug-04 | 1.646 |
Sep-04 | 1.292 |
Oct-04 | 2.848 |
Nov-04 | 1.782 |
Dec-04 | 1.314 |
Jan-05 | 1.224 |
Feb-05 | 1.275 |
Mar-05 | 1.261 |
Apr-05 | 2.521 |
May-05 | 1.845 |
Jun-05 | 1.517 |
Jul-05 | 1.905 |
Aug-05 | 1.439 |
Sep-05 | 1.776 |
Oct-05 | 1.301 |
Nov-05 | 1.434 |
Dec-05 | 2.241 |
Jan-06 | 1.389 |
Feb-06 | 2.025 |
Mar-06 | 1.681 |
Apr-06 | 1.525 |
May-06 | 1.789 |
Jun-06 | 1.423 |
Jul-06 | 1.255 |
Aug-06 | 1.77 |
Sep-06 | 3.058 |
Oct-06 | 1.676 |
Nov-06 | 2.271 |
Dec-06 | 1.807 |
Jan-07 | 1.647 |
Feb-07 | 1.451 |
Mar-07 | 2.061 |
Apr-07 | 1.455 |
May-07 | 1.292 |
Jun-07 | 2.014 |
Jul-07 | 1.84 |
Aug-07 | 3.827 |
Sep-07 | 2.3 |
Oct-07 | 2.086 |
Nov-07 | 1.238 |
Dec-07 | 1.819 |
Jan-08 | 2.831 |
Feb-08 | 2.36 |
Mar-08 | 1.131 |
Apr-08 | 2.374 |
May-08 | 1.771 |
Jun-08 | 2.009 |
Jul-08 | 3.388 |
Aug-08 | 2.029 |
Sep-08 | 1.278 |
Oct-08 | 2.198 |
Nov-08 | 1.39 |
Dec-08 | 1.572 |
Jan-09 | 1.091 |
Feb-09 | 1.386 |
Mar-09 | 1.33 |
Apr-09 | 1.219 |
May-09 | 2.986 |
Jun-09 | 2.016 |
Jul-09 | 1.329 |
Aug-09 | 1.102 |
Sep-09 | 2.872 |
Oct-09 | 1.33 |
Nov-09 | 1.506 |
Dec-09 | 1.083 |
Jan-10 | 1.298 |
Feb-10 | 1.5 |
Mar-10 | 1.223 |
Apr-10 | 1.688 |
May-10 | 1.421 |
Jun-10 | 0.949 |
Jul-10 | 1.162 |
Aug-10 | 1.37 |
Sep-10 | 1.267 |
Oct-10 | 1.003 |
Nov-10 | 1.283 |
Dec-10 | 1.15 |
Jan-11 | 1.197 |
Feb-11 | 1.26 |
Mar-11 | 1.449 |
Apr-11 | 1.033 |
May-11 | 1.611 |
Jun-11 | 1.559 |
Jul-11 | 1.464 |
Aug-11 | 1.832 |
Sep-11 | 1.636 |
Oct-11 | 1.35 |
Nov-11 | NA |
Dec-11 | 1.35 |
Jan-12 | 1.034 |
Feb-12 | 1.288 |
Mar-12 | 1.501 |
Apr-12 | 1.048 |
May-12 | 1.02 |
Jun-12 | 1.033 |
Jul-12 | 1.029 |
Aug-12 | 0.692 |
Sep-12 | 1.205 |
Oct-12 | 4.416 |
Nov-12 | 1.019 |
Dec-12 | 2.678 |
Jan-13 | 1.342 |
Feb-13 | 0.876 |
Mar-13 | 0.958 |
Apr-13 | 0.75 |
May-13 | 1.34 |
Jun-13 | 1.467 |
Jul-13 | 1.224 |
Aug-13 | 1.495 |
Sep-13 | 1.464 |
Oct-13 | 1.667 |
Nov-13 | 2.19 |
Dec-13 | 2.209 |
Jan-14 | 1.587 |
Feb-14 | 2.249 |
Mar-14 | 1.528 |
Apr-14 | 3.844 |
May-14 | 1.797 |
Jun-14 | 1.54 |
Jul-14 | 2.894 |
Aug-14 | 1.696 |
Sep-14 | 2.991 |
Oct-14 | 2.17 |
Nov-14 | 1.736 |
Dec-14 | 2.2 |
Jan-15 | 3.6 |
Feb-15 | 2.639 |
Mar-15 | 2.042 |
Apr-15 | 2.458 |
May-15 | 2.335 |
Jun-15 | 2.056 |
Jul-15 | 2.004 |
Aug-15 | 2.215 |
Sep-15 | 1.913 |
Oct-15 | 2.205 |
Nov-15 | 2.399 |
Dec-15 | 2.195 |
Jan-16 | 1.589 |
Feb-16 | 1.86 |
Mar-16 | 3.086 |
Apr-16 | 3.382 |
May-16 | 2.236 |
Jun-16 | 1.746 |
Jul-16 | 2.303 |
Aug-16 | 1.81 |
Sep-16 | 1.585 |
Oct-16 | 1.886 |
Nov-16 | 4.535 |
Dec-16 | 1.989 |
Jan-17 | 2.699 |
Feb-17 | 1.827 |
Mar-17 | 1.969 |
Apr-17 | 2.496 |
May-17 | 1.903 |
Jun-17 | 2.759 |
Jul-17 | 1.869 |
Aug-17 | 2.702 |
Sep-17 | 2.038 |
Oct-17 | 2.249 |
Nov-17 | 3.817 |
Dec-17 | 2.724 |
Jan-18 | 2.77 |
Feb-18 | 2.525 |
Mar-18 | 2.785 |
Apr-18 | 3.05 |
May-18 | 2.67 |
Jun-18 | 2.114 |
Jul-18 | 2.59 |
Aug-18 | 1.981 |
Sep-18 | 2.164 |
Oct-18 | 3.605 |
Nov-18 | 1.605 |
Dec-18 | 2.015 |
Jan-19 | 2.418 |
Feb-19 | 2.861 |
Mar-19 | 2.062 |
Apr-19 | 2.03 |
May-19 | 2.712 |
Jun-19 | 2.845 |
Jul-19 | 2.774 |
Aug-19 | 2.913 |
Sep-19 | 4.093 |
Oct-19 | 3.446 |
Nov-19 | 2.927 |
Dec-19 | 3.027 |
Jan-20 | 1.966 |
Feb-20 | 2.285 |
Mar-20 | 3.029 |
Apr-20 | 2.066 |
May-20 | 2.026 |
Jun-20 | 2.857 |
Jul-20 | 2.312 |
Aug-20 | 1.229 |
Sep-20 | 2.169 |
Oct-20 | 2.06 |
Nov-20 | 1.117 |
Dec-20 | 2.155 |
Jan-21 | 1.314 |
Feb-21 | 2.534 |
Mar-21 | 2.649 |
Apr-21 | 2.372 |
May-21 | 2.361 |
Jun-21 | 1.899 |
Jul-21 | 2.962 |
Aug-21 | 2.082 |
Sep-21 | 2.425 |
Oct-21 | 2.511 |
Nov-21 | 1.627 |
Dec-21 | 2.711 |
New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
[" ","Construction"]
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