Vermont

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC21394
People 9,902
Male 4,810
Female 5,092
Median age 40
Families 2,811
Average children per family 1.8
All private dwellings 3,908
Average people per household 2.7
Median weekly household income $1,385
Median monthly mortgage repayments $1,850
Median weekly rent $323
Average motor vehicles per dwelling 1.8

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Vermont % Vermont Victoria % Victoria Australia % Australia
Total 9,902 -- 5,354,042 -- 21,507,717 --
Male 4,810 48.6 2,632,619 49.2 10,634,013 49.4
Female 5,092 51.4 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 16 0.2 37,990 0.7 548,369 2.5

In the 2011 Census, there were 9,902 people in Vermont of these 48.6% were male and 51.4% were female. Aboriginal and/or Torres Strait Islander people made up 0.2% of the population.

Age
People
Vermont % Vermont Victoria % Victoria Australia % Australia
0-4 years 627 6.3 344,733 6.4 1,421,050 6.6
5-9 years 697 7.0 326,121 6.1 1,351,921 6.3
10-14 years 615 6.2 327,939 6.1 1,371,054 6.4
15-19 years 569 5.7 345,339 6.5 1,405,798 6.5
20-24 years 539 5.4 375,108 7.0 1,460,673 6.8
25-29 years 483 4.9 388,669 7.3 1,513,236 7.0
30-34 years 562 5.7 372,214 7.0 1,453,775 6.8
35-39 years 827 8.4 383,415 7.2 1,520,138 7.1
40-44 years 759 7.7 391,197 7.3 1,542,879 7.2
45-49 years 690 7.0 372,367 7.0 1,504,142 7.0
50-54 years 624 6.3 354,110 6.6 1,447,404 6.7
55-59 years 579 5.8 317,438 5.9 1,297,244 6.0
60-64 years 559 5.6 293,812 5.5 1,206,116 5.6
65-69 years 594 6.0 224,911 4.2 919,319 4.3
70-74 years 484 4.9 177,316 3.3 708,090 3.3
75-79 years 302 3.0 140,338 2.6 545,263 2.5
80-84 years 216 2.2 114,020 2.1 436,936 2.0
85 years and over 176 1.8 104,995 2.0 402,681 1.9
Median age 40 -- 37 -- 37 --

The median age of people in Vermont was 40 years. Children aged 0 - 14 years made up 19.6% of the population and people aged 65 years and over made up 17.9% of the population.

Registered marital status
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Married 4,598 57.7 2,136,928 49.1 8,461,114 48.7
Separated 185 2.3 125,441 2.9 529,280 3.0
Divorced 583 7.3 339,497 7.8 1,460,899 8.4
Widowed 426 5.3 242,620 5.6 949,634 5.5
Never married 2,176 27.3 1,510,759 34.7 5,962,769 34.3

Of people in Vermont aged 15 years and over, 57.7% were married and 9.6% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Married 51 -- 50 -- 50 --
Separated 49 -- 49 -- 49 --
Divorced 57 -- 54 -- 54 --
Widowed 77 -- 78 -- 78 --
Never married 24 -- 25 -- 25 --

The median age of married people in Vermont was 51 years and the median age of people never married was 24 years.

Social marital status
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Registered marriage 4,309 57.7 1,948,522 49.4 7,647,042 49.2
De facto marriage 392 5.2 341,315 8.7 1,476,369 9.5
Not married 2,770 37.1 1,653,820 41.9 6,413,399 41.3

In Vermont, of people aged 15 years and over, 57.7% of people were in a registered marriage and 5.2% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Registered marriage 50 -- 50 -- 50 --
De facto marriage 40 -- 35 -- 35 --
Not married 34 -- 32 -- 33 --

The median age of people in a registered marriage in Vermont was 50 years and the median age of people in a de facto marriage was 40 years.

Education Vermont % Vermont Victoria % Victoria Australia % Australia
Pre-school 201 7.2 89,819 5.6 332,844 5.1
Primary - Government 642 23.0 271,996 16.8 1,181,787 18.2
Primary - Catholic 210 7.5 93,173 5.8 359,062 5.5
Primary - Other Non Government 50 1.8 45,848 2.8 214,359 3.3
Secondary - Government 471 16.9 193,776 12.0 774,074 11.9
Secondary - Catholic 99 3.5 82,226 5.1 307,142 4.7
Secondary - Other Non Government 83 3.0 69,464 4.3 254,828 3.9
Technical or further education institution 181 6.5 117,953 7.3 473,606 7.3
University or tertiary institution 444 15.9 246,550 15.2 932,524 14.3
Other 96 3.4 50,269 3.1 161,660 2.5
Not Stated 314 11.3 356,483 22.0 1,511,694 23.2
Total 2,791 -- 1,617,557 -- 6,503,580 --

In Vermont 28.2% of people were attending an educational institution. Of these, 32.3% were in primary school, 23.4% in secondary school and 22.4% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Vermont % Vermont Victoria % Victoria Australia % Australia
English 3,188 24.5 1,614,911 23.5 7,238,533 25.9
Australian 3,144 24.1 1,606,233 23.3 7,098,486 25.4
Irish 1,092 8.4 522,025 7.6 2,087,758 7.5
Chinese 975 7.5 254,596 3.7 866,208 3.1
Scottish 925 7.1 436,976 6.4 1,792,622 6.4

The most common ancestries in Vermont were English 24.5%, Australian 24.1%, Irish 8.4%, Chinese 7.5% and Scottish 7.1%.

Country of birth Vermont % Vermont Victoria % Victoria Australia % Australia
Australia 6,929 70.0 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 345 3.5 172,070 3.2 911,593 4.2
China (excludes SARs and Taiwan) 310 3.1 93,899 1.8 318,969 1.5
India 218 2.2 111,786 2.1 295,362 1.4
Malaysia 180 1.8 39,790 0.7 116,196 0.5
New Zealand 131 1.3 80,237 1.5 483,398 2.2

In Vermont, 70.0% of people were born in Australia. The most common countries of birth were England 3.5%, China (excludes SARs and Taiwan) 3.1%, India 2.2%, Malaysia 1.8% and New Zealand 1.3%.

Birthplace of parents, stated responses Vermont % Vermont Victoria % Victoria Australia % Australia
Both parents born overseas 3,656 37.9 1,911,658 38.1 6,876,586 34.3
Father only born overseas 719 7.5 343,515 6.9 1,407,270 7.0
Mother only born overseas 485 5.0 230,297 4.6 989,220 4.9
Both parents born in Australia 4,783 49.6 2,528,189 50.4 10,757,087 53.7

In Vermont, 49.6% of people had both parents born in Australia and 37.9% of people had both parents born overseas.

Religious affiliation, top responses Vermont % Vermont Victoria % Victoria Australia % Australia
No Religion 2,620 26.5 1,283,881 24.0 4,796,787 22.3
Catholic 2,356 23.8 1,428,758 26.7 5,439,268 25.3
Anglican 1,292 13.0 656,706 12.3 3,679,907 17.1
Uniting Church 612 6.2 250,938 4.7 1,065,795 5.0
Buddhism 431 4.4 168,638 3.1 528,978 2.5

The most common responses for religion in Vermont were No Religion 26.5%, Catholic 23.8%, Anglican 13.0%, Uniting Church 6.2% and Buddhism 4.4%.

Language, top responses (other than English) Vermont % Vermont Victoria % Victoria Australia % Australia
Mandarin 380 3.8 103,743 1.9 336,410 1.6
Cantonese 338 3.4 72,903 1.4 263,673 1.2
Vietnamese 126 1.3 86,592 1.6 233,390 1.1
Greek 123 1.2 116,802 2.2 252,217 1.2
Italian 108 1.1 124,856 2.3 299,834 1.4
 null  null  null  null  null  null  null
English only spoken at home 7,526 76.0 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 889 24.7 500,123 25.7 1,579,949 20.4

In Vermont 76.0% of people only spoke English at home. Other languages spoken at home included Mandarin 3.8%, Cantonese 3.4%, Vietnamese 1.3%, Greek 1.2% and Italian 1.1%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Worked full-time 2,949 57.6 1,583,266 59.2 6,367,554 59.7
Worked part-time 1,689 33.0 791,836 29.6 3,062,976 28.7
Away from work 266 5.2 155,530 5.8 627,797 5.9
Unemployed 218 4.3 144,844 5.4 600,133 5.6
Total in labour force 5,122 -- 2,675,476 -- 10,658,460 --

There were 5,122 people who reported being in the labour force in the week before Census night in Vermont. Of these 57.6% were employed full time, 33.0% were employed part-time and 4.3% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
1-15 hours per week 622 12.7 289,746 11.4 1,087,799 10.8
16-24 hours per week 533 10.9 245,456 9.7 947,792 9.4
25-34 hours per week 534 10.9 256,634 10.1 1,027,380 10.2
35-39 hours per week 787 16.1 445,919 17.6 1,808,879 18.0
40 hours or more per week 2,159 44.1 1,137,351 44.9 4,558,678 45.3

Of employed people in Vermont, 12.7% worked 1 to 15 hours, 10.9% worked 16 to 24 hours and 44.1% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Employed full-time 42 -- 40 -- 40 --
Employed part-time 41 -- 40 -- 40 --

The median age of people employed full-time in Vermont was 42 years and for people who were employed part-time was 41 years.

Occupation
Employed people aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Professionals 1,338 27.3 564,781 22.3 2,145,442 21.3
Clerical and Administrative Workers 785 16.0 364,498 14.4 1,483,558 14.7
Managers 645 13.2 332,929 13.2 1,293,970 12.9
Technicians and Trades Workers 610 12.4 350,758 13.9 1,425,146 14.2
Sales Workers 470 9.6 245,334 9.7 942,140 9.4
Community and Personal Service Workers 439 9.0 234,381 9.3 971,897 9.7
Labourers 345 7.0 227,185 9.0 947,608 9.4
Machinery Operators And Drivers 183 3.7 154,543 6.1 659,551 6.6

The most common occupations in Vermont included Professionals 27.3%, Clerical and Administrative Workers 16.0%, Managers 13.2%, Technicians and Trades Workers 12.4%, Sales Workers 9.6%, Community and Personal Service Workers 9.0%, Labourers 7.0% and Machinery Operators And Drivers 3.7%.

Industry of employment, top responses
Employed people aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
School Education 285 5.8 111,140 4.4 467,373 4.6
Hospitals 195 4.0 99,286 3.9 361,011 3.6
Cafes, Restaurants and Takeaway Food Services 190 3.9 106,394 4.2 412,804 4.1
Tertiary Education 139 2.8 53,854 2.1 198,933 2.0
Legal and Accounting Services 123 2.5 55,650 2.2 209,182 2.1

Of the employed people in Vermont, the most common responses for industry of employment included School Education 5.8%, Hospitals 4.0%, Cafes, Restaurants and Takeaway Food Services 3.9%, Tertiary Education 2.8% and Legal and Accounting Services 2.5%.

Median weekly incomes
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Personal 593 -- 561 -- 577 --
Family 1,670 -- 1,460 -- 1,481 --
Household 1,385 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Vermont was $593.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Car, as driver 3,144 64.2 1,554,490 61.4 6,059,972 60.2
Train 229 4.7 120,234 4.8 388,012 3.9
Car, as passenger 185 3.8 116,098 4.6 537,638 5.3
Train, car as driver 117 2.4 24,800 1.0 77,819 0.8
Train, bus 109 2.2 16,324 0.6 83,712 0.8
 null  null  null  null  null  null  null
People who travelled to work by public transport 617 12.6 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 3,334 68.0 1,675,663 66.2 6,620,840 65.8

In Vermont, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 64.2%, Train 4.7%, Car, as passenger 3.8%, Train, car as driver 2.4% and Train, bus 2.2%. On the day, 12.6% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 68.0% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 6,062 76.1 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 2,476 31.1 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 970 12.2 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 1,764 22.1 772,444 17.7 3,090,874 17.8

In Vermont, of people aged 15 years and over, 76.1% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 31.1% provided care for children and 12.2% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 22.1% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Less than 5 hours per week 1,893 23.8 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 2,158 27.1 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 1,178 14.8 501,575 11.5 2,075,154 12.0
30 hours or more per week 835 10.5 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Vermont, 27.1% worked 5 to 14 hours, 14.8% worked 15 to 29 hours and 10.5% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Vermont % Vermont Victoria % Victoria Australia % Australia
Couple family without children 1,015 36.1 518,535 36.7 2,150,301 37.8
Couple family with children 1,379 49.1 651,071 46.0 2,534,399 44.6
One parent family 387 13.8 218,930 15.5 901,637 15.9
Other family 30 1.1 26,027 1.8 97,722 1.7

Of the families in Vermont, 49.1% were couple families with children, 36.1% were couple families without children and 13.8% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Vermont % Vermont Victoria % Victoria Australia % Australia
Male -- 18.5 -- 17.2 -- 17.6
Female -- 81.5 -- 82.8 -- 82.4

In Vermont 18.5% of single parents were male and 81.5% were female.

Weekly incomes

Median family income, couple families with two incomes Vermont % Vermont Victoria % Victoria Australia % Australia
Families without children 2,151 -- 2,046 -- 2,081 --
Families with children 2,383 -- 2,242 -- 2,310 --

In Vermont, for couple families with two incomes, the median income for those with children was $2,383 and those without children was $2,151.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Vermont % Vermont Victoria % Victoria Australia % Australia
Both employed, worked full-time 470 19.6 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 102 4.3 44,125 3.8 174,795 3.7
One employed full-time, one part-time 611 25.5 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 346 14.4 191,291 16.4 736,322 15.7
One employed part-time, other not working 131 5.5 64,087 5.5 251,191 5.4
Both not working 492 20.5 222,472 19.0 899,598 19.2
Other 142 5.9 71,967 6.2 291,196 6.2
Labour force status not stated 101 4.2 67,841 5.8 314,529 6.7

In Vermont, of couple families with children, 19.6% had both partners employed full-time, 4.3% had both employed part-time and 25.5% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Vermont % Vermont Victoria % Victoria Australia % Australia
Occupied private dwellings 3,606 93.8 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 237 6.2 246,742 11.3 934,470 10.7

In Vermont, 93.8% of private dwellings were occupied and 6.2% were unoccupied.

Dwelling structure
Occupied private dwellings
Vermont % Vermont Victoria % Victoria Australia % Australia
Separate house 3,122 86.6 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 246 6.8 185,737 9.6 765,980 9.9
Flat, unit or apartment 236 6.5 250,493 12.9 1,056,237 13.6
Other dwelling 3 0.1 11,692 0.6 66,666 0.9

Of occupied private dwellings in Vermont, 86.6% were separate houses, 6.8% were semi-detached, row or terrace houses, townhouses etc, 6.5% were flats, units or apartments and 0.1% were other dwellings.

Number of bedrooms
Occupied private dwellings
Vermont % Vermont Victoria % Victoria Australia % Australia
None (includes bedsitters) 9 0.2 8,768 0.5 42,160 0.5
1 bedroom 46 1.3 89,807 4.6 363,129 4.7
2 bedrooms 414 11.5 370,995 19.1 1,481,577 19.1
3 bedrooms 1,885 52.3 917,911 47.2 3,379,930 43.6
4 or more bedrooms 1,198 33.2 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 53 1.5 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 3.3 -- 3 -- 3.1 --
Average number of people per household 2.7 -- 2.6 -- 2.6 --

In Vermont, of occupied private dwellings 1.3% had 1 bedroom, 11.5% had 2 bedrooms and 52.3% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.3. The average household size was 2.7 people.

Tenure
Occupied private dwellings
Vermont % Vermont Victoria % Victoria Australia % Australia
Owned outright 1,521 42.2 665,416 34.2 2,488,149 32.1
Owned with a mortgage 1,416 39.3 697,533 35.9 2,709,433 34.9
Rented 575 15.9 515,586 26.5 2,297,458 29.6
Other tenure type 13 0.4 14,619 0.8 70,069 0.9
Tenure type not stated 81 2.2 51,535 2.7 195,213 2.5

Of occupied private dwellings in Vermont, 42.2% were owned outright, 39.3% were owned with a mortgage and 15.9% were rented.

Household composition

Household composition Vermont % Vermont Victoria % Victoria Australia % Australia
Family households 2,757 76.5 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 772 21.4 476,869 24.5 1,888,698 24.3
Group households 76 2.1 82,630 4.2 321,007 4.1

In Vermont, of all households, 76.5% were family households, 21.4% were single person households and 2.1% were group households.

Household income Vermont % Vermont Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 18.5 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 13.0 -- 10.4 -- 11.2

In Vermont, 18.5% of households had a weekly household income of less than $600 and 13.0% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Vermont % Vermont Victoria % Victoria Australia % Australia
Median rent 323 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 94.0 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 6.0 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Vermont % Vermont Victoria % Victoria Australia % Australia
Median mortgage repayments 1,850 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 90.2 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 9.8 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Vermont % Vermont Victoria % Victoria Australia % Australia
None 141 3.9 164,030 8.4 665,852 8.6
1 motor vehicle 1,196 33.2 673,937 34.7 2,778,576 35.8
2 motor vehicles 1,574 43.6 720,287 37.0 2,802,468 36.1
3 or more vehicles 600 16.6 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 96 2.7 59,167 3.0 234,292 3.0

In Vermont, 33.2% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 43.6% had two registered motor vehicles and 16.6% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Vermont % Vermont Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 17 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 9 52.9 18,675 49.2 270,331 49.3
Female 8 47.1 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 57 -- 22 -- 21 --

In Vermont, there were 17 Aboriginal and/or Torres Strait Islander people. Of these, 9 (or 52.9%) were male and 8 (or 47.1%) were female. The median age was 57 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Vermont % Vermont Victoria % Victoria Australia % Australia
Average number of people per household 1.4 -- 3 -- 3.3 --
Average number of people per bedroom 1 -- 1.2 -- 1.2 --
Median household income 2,050 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Vermont, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 1.4, with 1 persons per bedroom. The median household income was $2,050.

Mortgage and rent Vermont % Vermont Victoria % Victoria Australia % Australia
Median weekly rent 0 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Vermont, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $0 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.