Chiltern

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC20288
People 1,640
Male 835
Female 805
Median age 45
Families 453
Average children per family 1.9
All private dwellings 766
Average people per household 2.3
Median weekly household income $987
Median monthly mortgage repayments $1,285
Median weekly rent $185
Average motor vehicles per dwelling 1.9

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Chiltern % Chiltern Victoria % Victoria Australia % Australia
Total 1,640 -- 5,354,042 -- 21,507,717 --
Male 835 50.9 2,632,619 49.2 10,634,013 49.4
Female 805 49.1 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 7 0.4 37,990 0.7 548,369 2.5

In the 2011 Census, there were 1,640 people in Chiltern of these 50.9% were male and 49.1% were female. Aboriginal and/or Torres Strait Islander people made up 0.4% of the population.

Age
People
Chiltern % Chiltern Victoria % Victoria Australia % Australia
0-4 years 78 4.8 344,733 6.4 1,421,050 6.6
5-9 years 92 5.6 326,121 6.1 1,351,921 6.3
10-14 years 119 7.3 327,939 6.1 1,371,054 6.4
15-19 years 114 7.0 345,339 6.5 1,405,798 6.5
20-24 years 57 3.5 375,108 7.0 1,460,673 6.8
25-29 years 38 2.3 388,669 7.3 1,513,236 7.0
30-34 years 77 4.7 372,214 7.0 1,453,775 6.8
35-39 years 95 5.8 383,415 7.2 1,520,138 7.1
40-44 years 141 8.6 391,197 7.3 1,542,879 7.2
45-49 years 131 8.0 372,367 7.0 1,504,142 7.0
50-54 years 147 9.0 354,110 6.6 1,447,404 6.7
55-59 years 145 8.8 317,438 5.9 1,297,244 6.0
60-64 years 123 7.5 293,812 5.5 1,206,116 5.6
65-69 years 98 6.0 224,911 4.2 919,319 4.3
70-74 years 75 4.6 177,316 3.3 708,090 3.3
75-79 years 53 3.2 140,338 2.6 545,263 2.5
80-84 years 32 2.0 114,020 2.1 436,936 2.0
85 years and over 25 1.5 104,995 2.0 402,681 1.9
Median age 45 -- 37 -- 37 --

The median age of people in Chiltern was 45 years. Children aged 0 - 14 years made up 17.5% of the population and people aged 65 years and over made up 17.4% of the population.

Registered marital status
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Married 723 53.5 2,136,928 49.1 8,461,114 48.7
Separated 34 2.5 125,441 2.9 529,280 3.0
Divorced 163 12.1 339,497 7.8 1,460,899 8.4
Widowed 82 6.1 242,620 5.6 949,634 5.5
Never married 350 25.9 1,510,759 34.7 5,962,769 34.3

Of people in Chiltern aged 15 years and over, 53.5% were married and 14.7% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Married 54 -- 50 -- 50 --
Separated 51 -- 49 -- 49 --
Divorced 54 -- 54 -- 54 --
Widowed 75 -- 78 -- 78 --
Never married 24 -- 25 -- 25 --

The median age of married people in Chiltern was 54 years and the median age of people never married was 24 years.

Social marital status
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Registered marriage 641 53.5 1,948,522 49.4 7,647,042 49.2
De facto marriage 116 9.7 341,315 8.7 1,476,369 9.5
Not married 441 36.8 1,653,820 41.9 6,413,399 41.3

In Chiltern, of people aged 15 years and over, 53.5% of people were in a registered marriage and 9.7% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Registered marriage 54 -- 50 -- 50 --
De facto marriage 45 -- 35 -- 35 --
Not married 44 -- 32 -- 33 --

The median age of people in a registered marriage in Chiltern was 54 years and the median age of people in a de facto marriage was 45 years.

Education Chiltern % Chiltern Victoria % Victoria Australia % Australia
Pre-school 22 5.0 89,819 5.6 332,844 5.1
Primary - Government 69 15.7 271,996 16.8 1,181,787 18.2
Primary - Catholic 48 10.9 93,173 5.8 359,062 5.5
Primary - Other Non Government 3 0.7 45,848 2.8 214,359 3.3
Secondary - Government 95 21.6 193,776 12.0 774,074 11.9
Secondary - Catholic 17 3.9 82,226 5.1 307,142 4.7
Secondary - Other Non Government 9 2.1 69,464 4.3 254,828 3.9
Technical or further education institution 31 7.1 117,953 7.3 473,606 7.3
University or tertiary institution 33 7.5 246,550 15.2 932,524 14.3
Other 6 1.4 50,269 3.1 161,660 2.5
Not Stated 106 24.1 356,483 22.0 1,511,694 23.2
Total 439 -- 1,617,557 -- 6,503,580 --

In Chiltern 26.7% of people were attending an educational institution. Of these, 27.3% were in primary school, 27.6% in secondary school and 14.6% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Chiltern % Chiltern Victoria % Victoria Australia % Australia
Australian 732 33.0 1,606,233 23.3 7,098,486 25.4
English 622 28.0 1,614,911 23.5 7,238,533 25.9
Irish 230 10.4 522,025 7.6 2,087,758 7.5
Scottish 189 8.5 436,976 6.4 1,792,622 6.4
German 114 5.1 183,700 2.7 898,674 3.2

The most common ancestries in Chiltern were Australian 33.0%, English 28.0%, Irish 10.4%, Scottish 8.5% and German 5.1%.

Country of birth Chiltern % Chiltern Victoria % Victoria Australia % Australia
Australia 1,378 84.1 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 53 3.2 172,070 3.2 911,593 4.2
Germany 15 0.9 28,022 0.5 108,002 0.5
New Zealand 12 0.7 80,237 1.5 483,398 2.2
Scotland 10 0.6 29,804 0.6 133,432 0.6
Philippines 7 0.4 38,004 0.7 171,234 0.8

In Chiltern, 84.1% of people were born in Australia. The most common countries of birth were England 3.2%, Germany 0.9%, New Zealand 0.7%, Scotland 0.6% and Philippines 0.4%.

Birthplace of parents, stated responses Chiltern % Chiltern Victoria % Victoria Australia % Australia
Both parents born overseas 192 12.6 1,911,658 38.1 6,876,586 34.3
Father only born overseas 110 7.2 343,515 6.9 1,407,270 7.0
Mother only born overseas 68 4.5 230,297 4.6 989,220 4.9
Both parents born in Australia 1,154 75.7 2,528,189 50.4 10,757,087 53.7

In Chiltern, 75.7% of people had both parents born in Australia and 12.6% of people had both parents born overseas.

Religious affiliation, top responses Chiltern % Chiltern Victoria % Victoria Australia % Australia
No Religion 433 26.4 1,283,881 24.0 4,796,787 22.3
Catholic 393 24.0 1,428,758 26.7 5,439,268 25.3
Anglican 328 20.0 656,706 12.3 3,679,907 17.1
Uniting Church 98 6.0 250,938 4.7 1,065,795 5.0
Presbyterian and Reformed 74 4.5 142,217 2.7 599,515 2.8

The most common responses for religion in Chiltern were No Religion 26.4%, Catholic 24.0%, Anglican 20.0%, Uniting Church 6.0% and Presbyterian and Reformed 4.5%.

Language, top responses (other than English) Chiltern % Chiltern Victoria % Victoria Australia % Australia
Italian 5 0.3 124,856 2.3 299,834 1.4
Greek 4 0.2 116,802 2.2 252,217 1.2
Croatian 4 0.2 22,168 0.4 61,547 0.3
Serbian 4 0.2 17,581 0.3 55,114 0.3
Japanese 4 0.2 8,551 0.2 43,691 0.2
 null  null  null  null  null  null  null
English only spoken at home 1,541 94.1 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 17 2.6 500,123 25.7 1,579,949 20.4

In Chiltern 94.1% of people only spoke English at home. Other languages spoken at home included Italian 0.3%, Greek 0.2%, Croatian 0.2%, Serbian 0.2% and Japanese 0.2%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Worked full-time 457 56.7 1,583,266 59.2 6,367,554 59.7
Worked part-time 247 30.6 791,836 29.6 3,062,976 28.7
Away from work 51 6.3 155,530 5.8 627,797 5.9
Unemployed 51 6.3 144,844 5.4 600,133 5.6
Total in labour force 806 -- 2,675,476 -- 10,658,460 --

There were 806 people who reported being in the labour force in the week before Census night in Chiltern. Of these 56.7% were employed full time, 30.6% were employed part-time and 6.3% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
1-15 hours per week 79 10.4 289,746 11.4 1,087,799 10.8
16-24 hours per week 72 9.5 245,456 9.7 947,792 9.4
25-34 hours per week 96 12.7 256,634 10.1 1,027,380 10.2
35-39 hours per week 130 17.2 445,919 17.6 1,808,879 18.0
40 hours or more per week 323 42.7 1,137,351 44.9 4,558,678 45.3

Of employed people in Chiltern, 10.4% worked 1 to 15 hours, 9.5% worked 16 to 24 hours and 42.7% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Employed full-time 47 -- 40 -- 40 --
Employed part-time 48 -- 40 -- 40 --

The median age of people employed full-time in Chiltern was 47 years and for people who were employed part-time was 48 years.

Occupation
Employed people aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Technicians and Trades Workers 131 17.4 350,758 13.9 1,425,146 14.2
Professionals 111 14.7 564,781 22.3 2,145,442 21.3
Managers 104 13.8 332,929 13.2 1,293,970 12.9
Clerical and Administrative Workers 102 13.5 364,498 14.4 1,483,558 14.7
Labourers 102 13.5 227,185 9.0 947,608 9.4
Community and Personal Service Workers 72 9.5 234,381 9.3 971,897 9.7
Machinery Operators And Drivers 67 8.9 154,543 6.1 659,551 6.6
Sales Workers 60 8.0 245,334 9.7 942,140 9.4

The most common occupations in Chiltern included Technicians and Trades Workers 17.4%, Professionals 14.7%, Managers 13.8%, Clerical and Administrative Workers 13.5%, Labourers 13.5%, Community and Personal Service Workers 9.5%, Machinery Operators And Drivers 8.9% and Sales Workers 8.0%.

Industry of employment, top responses
Employed people aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Hospitals 33 4.4 99,286 3.9 361,011 3.6
Road Freight Transport 30 4.0 43,947 1.7 171,578 1.7
School Education 29 3.8 111,140 4.4 467,373 4.6
Central Government Administration 25 3.3 26,679 1.1 129,822 1.3
Sheep, Beef Cattle and Grain Farming 24 3.2 23,883 0.9 120,143 1.2

Of the employed people in Chiltern, the most common responses for industry of employment included Hospitals 4.4%, Road Freight Transport 4.0%, School Education 3.8%, Central Government Administration 3.3% and Sheep, Beef Cattle and Grain Farming 3.2%.

Median weekly incomes
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Personal 524 -- 561 -- 577 --
Family 1,315 -- 1,460 -- 1,481 --
Household 987 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Chiltern was $524.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Car, as driver 520 68.8 1,554,490 61.4 6,059,972 60.2
Car, as passenger 40 5.3 116,098 4.6 537,638 5.3
Walked only 31 4.1 83,524 3.3 377,043 3.7
Truck 6 0.8 20,121 0.8 104,746 1.0
Motorbike/scooter 4 0.5 10,646 0.4 64,342 0.6
 null  null  null  null  null  null  null
People who travelled to work by public transport 0 0.0 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 565 74.8 1,675,663 66.2 6,620,840 65.8

In Chiltern, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 68.8%, Car, as passenger 5.3%, Walked only 4.1%, Truck 0.8% and Motorbike/scooter 0.5%. On the day, 0.0% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 74.8% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 1,016 75.3 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 359 26.6 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 188 13.9 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 397 29.4 772,444 17.7 3,090,874 17.8

In Chiltern, of people aged 15 years and over, 75.3% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 26.6% provided care for children and 13.9% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 29.4% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Less than 5 hours per week 268 19.8 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 367 27.2 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 199 14.7 501,575 11.5 2,075,154 12.0
30 hours or more per week 184 13.6 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Chiltern, 27.2% worked 5 to 14 hours, 14.7% worked 15 to 29 hours and 13.6% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Chiltern % Chiltern Victoria % Victoria Australia % Australia
Couple family without children 212 46.6 518,535 36.7 2,150,301 37.8
Couple family with children 179 39.3 651,071 46.0 2,534,399 44.6
One parent family 61 13.4 218,930 15.5 901,637 15.9
Other family 3 0.7 26,027 1.8 97,722 1.7

Of the families in Chiltern, 39.3% were couple families with children, 46.6% were couple families without children and 13.4% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Male -- 22.6 -- 17.2 -- 17.6
Female -- 77.4 -- 82.8 -- 82.4

In Chiltern 22.6% of single parents were male and 77.4% were female.

Weekly incomes

Median family income, couple families with two incomes Chiltern % Chiltern Victoria % Victoria Australia % Australia
Families without children 1,771 -- 2,046 -- 2,081 --
Families with children 2,016 -- 2,242 -- 2,310 --

In Chiltern, for couple families with two incomes, the median income for those with children was $2,016 and those without children was $1,771.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Both employed, worked full-time 80 20.3 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 18 4.6 44,125 3.8 174,795 3.7
One employed full-time, one part-time 87 22.1 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 56 14.2 191,291 16.4 736,322 15.7
One employed part-time, other not working 23 5.8 64,087 5.5 251,191 5.4
Both not working 81 20.6 222,472 19.0 899,598 19.2
Other 20 5.1 71,967 6.2 291,196 6.2
Labour force status not stated 29 7.4 67,841 5.8 314,529 6.7

In Chiltern, of couple families with children, 20.3% had both partners employed full-time, 4.6% had both employed part-time and 22.1% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Chiltern % Chiltern Victoria % Victoria Australia % Australia
Occupied private dwellings 648 88.2 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 87 11.8 246,742 11.3 934,470 10.7

In Chiltern, 88.2% of private dwellings were occupied and 11.8% were unoccupied.

Dwelling structure
Occupied private dwellings
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Separate house 599 92.4 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 15 2.3 185,737 9.6 765,980 9.9
Flat, unit or apartment 7 1.1 250,493 12.9 1,056,237 13.6
Other dwelling 27 4.2 11,692 0.6 66,666 0.9

Of occupied private dwellings in Chiltern, 92.4% were separate houses, 2.3% were semi-detached, row or terrace houses, townhouses etc, 1.1% were flats, units or apartments and 4.2% were other dwellings.

Number of bedrooms
Occupied private dwellings
Chiltern % Chiltern Victoria % Victoria Australia % Australia
None (includes bedsitters) 0 0.0 8,768 0.5 42,160 0.5
1 bedroom 21 3.2 89,807 4.6 363,129 4.7
2 bedrooms 111 17.2 370,995 19.1 1,481,577 19.1
3 bedrooms 346 53.5 917,911 47.2 3,379,930 43.6
4 or more bedrooms 165 25.5 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 4 0.6 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 3.1 -- 3 -- 3.1 --
Average number of people per household 2.3 -- 2.6 -- 2.6 --

In Chiltern, of occupied private dwellings 3.2% had 1 bedroom, 17.2% had 2 bedrooms and 53.5% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.1. The average household size was 2.3 people.

Tenure
Occupied private dwellings
Chiltern % Chiltern Victoria % Victoria Australia % Australia
Owned outright 258 39.8 665,416 34.2 2,488,149 32.1
Owned with a mortgage 273 42.1 697,533 35.9 2,709,433 34.9
Rented 103 15.9 515,586 26.5 2,297,458 29.6
Other tenure type 3 0.5 14,619 0.8 70,069 0.9
Tenure type not stated 12 1.8 51,535 2.7 195,213 2.5

Of occupied private dwellings in Chiltern, 39.8% were owned outright, 42.1% were owned with a mortgage and 15.9% were rented.

Household composition

Household composition Chiltern % Chiltern Victoria % Victoria Australia % Australia
Family households 451 69.7 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 175 27.0 476,869 24.5 1,888,698 24.3
Group households 21 3.2 82,630 4.2 321,007 4.1

In Chiltern, of all households, 69.7% were family households, 27.0% were single person households and 3.2% were group households.

Household income Chiltern % Chiltern Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 30.1 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 3.8 -- 10.4 -- 11.2

In Chiltern, 30.1% of households had a weekly household income of less than $600 and 3.8% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Chiltern % Chiltern Victoria % Victoria Australia % Australia
Median rent 185 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 95.2 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 4.8 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Chiltern % Chiltern Victoria % Victoria Australia % Australia
Median mortgage repayments 1,285 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 90.5 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 9.5 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Chiltern % Chiltern Victoria % Victoria Australia % Australia
None 29 4.5 164,030 8.4 665,852 8.6
1 motor vehicle 192 29.6 673,937 34.7 2,778,576 35.8
2 motor vehicles 253 39.0 720,287 37.0 2,802,468 36.1
3 or more vehicles 144 22.2 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 31 4.8 59,167 3.0 234,292 3.0

In Chiltern, 29.6% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 39.0% had two registered motor vehicles and 22.2% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Chiltern % Chiltern Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 7 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 3 42.9 18,675 49.2 270,331 49.3
Female 4 57.1 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 51 -- 22 -- 21 --

In Chiltern, there were 7 Aboriginal and/or Torres Strait Islander people. Of these, 3 (or 42.9%) were male and 4 (or 57.1%) were female. The median age was 51 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Chiltern % Chiltern Victoria % Victoria Australia % Australia
Average number of people per household 2.5 -- 3 -- 3.3 --
Average number of people per bedroom 1.5 -- 1.2 -- 1.2 --
Median household income 433 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Chiltern, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 2.5, with 1.5 persons per bedroom. The median household income was $433.

Mortgage and rent Chiltern % Chiltern Victoria % Victoria Australia % Australia
Median weekly rent 175 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Chiltern, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $175 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.