Aberfoyle

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC10006
People 233
Male 130
Female 103
Median age 39
Families 67
Average children per family 2.3
All private dwellings 109
Average people per household 2.7
Median weekly household income $937
Median monthly mortgage repayments $1,525
Median weekly rent $50
Average motor vehicles per dwelling 2.2

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Total 233 -- 6,917,658 -- 21,507,717 --
Male 130 55.8 3,408,878 49.3 10,634,013 49.4
Female 103 44.2 3,508,780 50.7 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 3 1.3 172,621 2.5 548,369 2.5

In the 2011 Census, there were 233 people in Aberfoyle of these 55.8% were male and 44.2% were female. Aboriginal and/or Torres Strait Islander people made up 1.3% of the population.

Age
People
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
0-4 years 23 9.9 458,736 6.6 1,421,050 6.6
5-9 years 21 9.0 434,608 6.3 1,351,921 6.3
10-14 years 20 8.6 439,168 6.3 1,371,054 6.4
15-19 years 8 3.4 443,416 6.4 1,405,798 6.5
20-24 years 10 4.3 449,685 6.5 1,460,673 6.8
25-29 years 11 4.7 473,160 6.8 1,513,236 7.0
30-34 years 19 8.2 468,336 6.8 1,453,775 6.8
35-39 years 22 9.4 488,124 7.1 1,520,138 7.1
40-44 years 16 6.9 483,502 7.0 1,542,879 7.2
45-49 years 11 4.7 481,428 7.0 1,504,142 7.0
50-54 years 11 4.7 469,024 6.8 1,447,404 6.7
55-59 years 17 7.3 419,612 6.1 1,297,244 6.0
60-64 years 18 7.7 390,678 5.6 1,206,116 5.6
65-69 years 9 3.9 304,327 4.4 919,319 4.3
70-74 years 9 3.9 237,362 3.4 708,090 3.3
75-79 years 0 0.0 186,032 2.7 545,263 2.5
80-84 years 5 2.1 150,724 2.2 436,936 2.0
85 years and over 3 1.3 139,735 2.0 402,681 1.9
Median age 39 -- 38 -- 37 --

The median age of people in Aberfoyle was 39 years. Children aged 0 - 14 years made up 26.7% of the population and people aged 65 years and over made up 9.5% of the population.

Registered marital status
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Married 116 69.0 2,758,854 49.4 8,461,114 48.7
Separated 3 1.8 170,428 3.1 529,280 3.0
Divorced 6 3.6 461,145 8.3 1,460,899 8.4
Widowed 3 1.8 324,518 5.8 949,634 5.5
Never married 40 23.8 1,870,203 33.5 5,962,769 34.3

Of people in Aberfoyle aged 15 years and over, 69.0% were married and 5.4% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Married 48 -- 50 -- 50 --
Separated 34 -- 49 -- 49 --
Divorced 72 -- 54 -- 54 --
Widowed 53 -- 78 -- 78 --
Never married 27 -- 26 -- 25 --

The median age of married people in Aberfoyle was 48 years and the median age of people never married was 27 years.

Social marital status
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Registered marriage 107 66.5 2,514,378 50.0 7,647,042 49.2
De facto marriage 16 9.9 418,721 8.3 1,476,369 9.5
Not married 38 23.6 2,096,245 41.7 6,413,399 41.3

In Aberfoyle, of people aged 15 years and over, 66.5% of people were in a registered marriage and 9.9% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Registered marriage 48 -- 50 -- 50 --
De facto marriage 36 -- 36 -- 35 --
Not married 22 -- 34 -- 33 --

The median age of people in a registered marriage in Aberfoyle was 48 years and the median age of people in a de facto marriage was 36 years.

Education Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Pre-school 6 10.2 126,605 5.9 332,844 5.1
Primary - Government 15 25.4 372,075 17.4 1,181,787 18.2
Primary - Catholic 9 15.3 115,727 5.4 359,062 5.5
Primary - Other Non Government 3 5.1 61,544 2.9 214,359 3.3
Secondary - Government 10 16.9 271,181 12.7 774,074 11.9
Secondary - Catholic 6 10.2 109,409 5.1 307,142 4.7
Secondary - Other Non Government 0 0.0 71,341 3.3 254,828 3.9
Technical or further education institution 0 0.0 168,004 7.9 473,606 7.3
University or tertiary institution 3 5.1 303,070 14.2 932,524 14.3
Other 0 0.0 50,619 2.4 161,660 2.5
Not Stated 7 11.9 486,539 22.8 1,511,694 23.2
Total 59 -- 2,136,114 -- 6,503,580 --

In Aberfoyle 24.8% of people were attending an educational institution. Of these, 45.8% were in primary school, 27.1% in secondary school and 5.1% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Australian 119 35.8 2,217,158 25.0 7,098,486 25.4
English 104 31.3 2,151,788 24.2 7,238,533 25.9
Irish 46 13.9 661,208 7.4 2,087,758 7.5
Scottish 45 13.6 528,510 6.0 1,792,622 6.4
German 9 2.7 215,422 2.4 898,674 3.2

The most common ancestries in Aberfoyle were Australian 35.8%, English 31.3%, Irish 13.9%, Scottish 13.6% and German 2.7%.

Country of birth Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Australia 214 91.8 4,747,372 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 6 2.6 227,524 3.3 911,593 4.2
Scotland 5 2.1 32,789 0.5 133,432 0.6
Zimbabwe 3 1.3 5,640 0.1 30,251 0.1

In Aberfoyle, 91.8% of people were born in Australia. The only other responses for country of birth were England 2.6%, Scotland 2.1% and Zimbabwe 1.3%.

Birthplace of parents, stated responses Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Both parents born overseas 13 5.6 2,363,793 36.7 6,876,586 34.3
Father only born overseas 9 3.9 433,840 6.7 1,407,270 7.0
Mother only born overseas 4 1.7 294,595 4.6 989,220 4.9
Both parents born in Australia 206 88.8 3,342,215 51.9 10,757,087 53.7

In Aberfoyle, 88.8% of people had both parents born in Australia and 5.6% of people had both parents born overseas.

Religious affiliation, top responses Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Catholic 86 36.9 1,902,393 27.5 5,439,268 25.3
Anglican 81 34.8 1,378,386 19.9 3,679,907 17.1
No Religion 29 12.4 1,240,531 17.9 4,796,787 22.3
Presbyterian and Reformed 13 5.6 211,979 3.1 599,515 2.8
Uniting Church 9 3.9 271,090 3.9 1,065,795 5.0

The most common responses for religion in Aberfoyle were Catholic 36.9%, Anglican 34.8%, No Religion 12.4%, Presbyterian and Reformed 5.6% and Uniting Church 3.9%.

Language, top responses (other than English) Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
English only spoken at home 229 98.7 5,013,343 72.5 16,509,291 76.8
Households where two or more languages are spoken 0 0.0 604,562 24.5 1,579,949 20.4

In Aberfoyle 98.7% of people only spoke English at home. There were no other responses for language spoken at home.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Worked full-time 90 65.2 2,007,924 60.2 6,367,554 59.7
Worked part-time 38 27.5 939,465 28.2 3,062,976 28.7
Away from work 7 5.1 190,944 5.7 627,797 5.9
Unemployed 3 2.2 196,525 5.9 600,133 5.6
Total in labour force 138 -- 3,334,858 -- 10,658,460 --

There were 138 people who reported being in the labour force in the week before Census night in Aberfoyle. Of these 65.2% were employed full time, 27.5% were employed part-time and 2.2% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
1-15 hours per week 20 14.4 326,514 10.4 1,087,799 10.8
16-24 hours per week 7 5.0 304,830 9.7 947,792 9.4
25-34 hours per week 11 7.9 308,122 9.8 1,027,380 10.2
35-39 hours per week 12 8.6 569,665 18.2 1,808,879 18.0
40 hours or more per week 81 58.3 1,438,260 45.8 4,558,678 45.3

Of employed people in Aberfoyle, 14.4% worked 1 to 15 hours, 5.0% worked 16 to 24 hours and 58.3% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Employed full-time 48 -- 41 -- 40 --
Employed part-time 48 -- 40 -- 40 --

The median age of people employed full-time in Aberfoyle was 48 years and for people who were employed part-time was 48 years.

Occupation
Employed people aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Managers 92 67.2 418,333 13.3 1,293,970 12.9
Professionals 11 8.0 713,548 22.7 2,145,442 21.3
Clerical and Administrative Workers 10 7.3 473,141 15.1 1,483,558 14.7
Labourers 10 7.3 273,129 8.7 947,608 9.4
Technicians and Trades Workers 6 4.4 414,668 13.2 1,425,146 14.2
Sales Workers 4 2.9 290,496 9.3 942,140 9.4
Machinery Operators And Drivers 4 2.9 199,438 6.4 659,551 6.6

The only other responses for occupation in Aberfoyle were Managers 67.2%, Professionals 8.0%, Clerical and Administrative Workers 7.3%, Labourers 7.3%, Technicians and Trades Workers 4.4%, Sales Workers 2.9% and Machinery Operators And Drivers 2.9%.

Industry of employment, top responses
Employed people aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Sheep, Beef Cattle and Grain Farming 100 71.9 39,486 1.3 120,143 1.2
School Education 5 3.6 138,795 4.4 467,373 4.6
Non-Residential Building Construction 4 2.9 12,679 0.4 48,853 0.5
Mushroom and Vegetable Growing 3 2.2 3,186 0.1 15,629 0.2
Agricultural Product Wholesaling 3 2.2 5,234 0.2 19,484 0.2

Of the employed people in Aberfoyle, the most common responses for industry of employment included Sheep, Beef Cattle and Grain Farming 71.9%, School Education 3.6%, Non-Residential Building Construction 2.9%, Mushroom and Vegetable Growing 2.2% and Agricultural Product Wholesaling 2.2%.

Median weekly incomes
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Personal 573 -- 561 -- 577 --
Family 1,036 -- 1,477 -- 1,481 --
Household 937 -- 1,237 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Aberfoyle was $573.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Car, as driver 36 26.3 1,807,358 57.6 6,059,972 60.2
Walked only 13 9.5 128,339 4.1 377,043 3.7
Other 7 5.1 16,263 0.5 66,616 0.7
Motorbike/scooter 5 3.6 19,629 0.6 64,342 0.6
Truck 3 2.2 38,584 1.2 104,746 1.0
 null  null  null  null  null  null  null
People who travelled to work by public transport 0 0.0 433,016 13.8 1,046,721 10.4
People who travelled to work by car as driver or passenger 36 26.3 1,971,702 62.8 6,620,840 65.8

In Aberfoyle, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 26.3%, Walked only 9.5%, Other 5.1%, Motorbike/scooter 3.6% and Truck 2.2%. On the day, 0.0% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 26.3% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Did unpaid domestic work (last week) 144 85.2 3,839,135 68.7 12,149,347 70.0
Cared for child/children (last two weeks) 76 45.0 1,537,775 27.5 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 18 10.7 638,615 11.4 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 64 37.6 942,085 16.9 3,090,874 17.8

In Aberfoyle, of people aged 15 years and over, 85.2% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 45.0% provided care for children and 10.7% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 37.6% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Less than 5 hours per week 41 24.3 1,226,912 22.0 3,883,357 22.4
5 to 14 hours per week 46 27.2 1,391,598 24.9 4,444,640 25.6
15 to 29 hours per week 27 16.0 660,872 11.8 2,075,154 12.0
30 hours or more per week 29 17.2 559,753 10.0 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Aberfoyle, 27.2% worked 5 to 14 hours, 16.0% worked 15 to 29 hours and 17.2% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Couple family without children 26 38.8 669,019 36.6 2,150,301 37.8
Couple family with children 35 52.2 831,850 45.5 2,534,399 44.6
One parent family 3 4.5 297,904 16.3 901,637 15.9
Other family 3 4.5 30,780 1.7 97,722 1.7

Of the families in Aberfoyle, 52.2% were couple families with children, 38.8% were couple families without children and 4.5% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Male -- 0.0 -- 17.0 -- 17.6
Female -- 100.0 -- 83.0 -- 82.4

In Aberfoyle 0.0% of single parents were male and 100.0% were female.

Weekly incomes

Median family income, couple families with two incomes Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Families without children 1,083 -- 2,120 -- 2,081 --
Families with children 1,474 -- 2,370 -- 2,310 --

In Aberfoyle, for couple families with two incomes, the median income for those with children was $1,474 and those without children was $1,083.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Both employed, worked full-time 23 35.9 327,626 21.8 1,015,165 21.7
Both employed, worked part-time 4 6.2 54,280 3.6 174,795 3.7
One employed full-time, one part-time 20 31.2 306,829 20.4 1,001,907 21.4
One employed full-time, other not working 4 6.2 239,315 15.9 736,322 15.7
One employed part-time, other not working 0 0.0 83,287 5.5 251,191 5.4
Both not working 4 6.2 308,233 20.5 899,598 19.2
Other 5 7.8 89,812 6.0 291,196 6.2
Labour force status not stated 4 6.2 91,486 6.1 314,529 6.7

In Aberfoyle, of couple families with children, 35.9% had both partners employed full-time, 6.2% had both employed part-time and 31.2% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Occupied private dwellings 86 81.1 2,471,299 90.3 7,760,320 89.3
Unoccupied private dwellings 20 18.9 265,338 9.7 934,470 10.7

In Aberfoyle, 81.1% of private dwellings were occupied and 18.9% were unoccupied.

Dwelling structure
Occupied private dwellings
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Separate house 86 100.0 1,717,699 69.5 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 0 0.0 263,926 10.7 765,980 9.9
Flat, unit or apartment 0 0.0 465,189 18.8 1,056,237 13.6
Other dwelling 0 0.0 21,140 0.9 66,666 0.9

Of occupied private dwellings in Aberfoyle, 100.0% were separate houses, 0.0% were semi-detached, row or terrace houses, townhouses etc, 0.0% were flats, units or apartments and 0.0% were other dwellings.

Number of bedrooms
Occupied private dwellings
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
None (includes bedsitters) 0 0.0 18,042 0.7 42,160 0.5
1 bedroom 0 0.0 137,467 5.6 363,129 4.7
2 bedrooms 12 14.0 555,253 22.5 1,481,577 19.1
3 bedrooms 35 40.7 986,995 39.9 3,379,930 43.6
4 or more bedrooms 39 45.3 726,049 29.4 2,350,132 30.3
Number of bedrooms not stated 0 0.0 47,491 1.9 143,394 1.8
Average number of bedrooms per dwelling 3.5 -- 3 -- 3.1 --
Average number of people per household 2.7 -- 2.6 -- 2.6 --

In Aberfoyle, of occupied private dwellings 0.0% had 1 bedroom, 14.0% had 2 bedrooms and 40.7% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.5. The average household size was 2.7 people.

Tenure
Occupied private dwellings
Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Owned outright 35 41.2 820,006 33.2 2,488,149 32.1
Owned with a mortgage 10 11.8 824,292 33.4 2,709,433 34.9
Rented 28 32.9 743,050 30.1 2,297,458 29.6
Other tenure type 9 10.6 20,418 0.8 70,069 0.9
Tenure type not stated 3 3.5 63,530 2.6 195,213 2.5

Of occupied private dwellings in Aberfoyle, 41.2% were owned outright, 11.8% were owned with a mortgage and 32.9% were rented.

Household composition

Household composition Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Family households 71 83.5 1,777,400 71.9 5,550,614 71.5
Single (or lone) person households 14 16.5 599,149 24.2 1,888,698 24.3
Group households 0 0.0 94,746 3.8 321,007 4.1

In Aberfoyle, of all households, 83.5% were family households, 16.5% were single person households and 0.0% were group households.

Household income Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Less than $600 gross weekly income -- 29.3 -- 24.2 -- 23.7
More than $3,000 gross weekly income -- 0.0 -- 12.3 -- 11.2

In Aberfoyle, 29.3% of households had a weekly household income of less than $600 and 0.0% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Median rent 50 -- 300 -- 285 --
Households where rent payments are less than 30% of household income -- 96.2 -- 88.4 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 3.8 -- 11.6 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Median mortgage repayments 1,525 -- 1,993 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 96.2 -- 89.5 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 3.8 -- 10.5 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
None 0 0.0 258,153 10.4 665,852 8.6
1 motor vehicle 17 19.8 933,953 37.8 2,778,576 35.8
2 motor vehicles 43 50.0 840,655 34.0 2,802,468 36.1
3 or more vehicles 23 26.7 360,074 14.6 1,279,134 16.5
Number of motor vehicles not stated 3 3.5 78,462 3.2 234,292 3.0

In Aberfoyle, 19.8% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 50.0% had two registered motor vehicles and 26.7% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Aboriginal and/or Torres Strait Islander 6 -- 172,620 -- 548,368 --
 null  null  null  null  null  null  null
Male 3 50.0 85,080 49.3 270,331 49.3
Female 3 50.0 87,540 50.7 278,037 50.7
 null  null  null  null  null  null  null
Median age 0 -- 21 -- 21 --

In Aberfoyle, there were 6 Aboriginal and/or Torres Strait Islander people. Of these, 3 (or 50.0%) were male and 3 (or 50.0%) were female. The median age was 0 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Average number of people per household 4 -- 3.1 -- 3.3 --
Average number of people per bedroom 2 -- 1.2 -- 1.2 --
Median household income 1,066 -- 941 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Aberfoyle, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 4, with 2 persons per bedroom. The median household income was $1,066.

Mortgage and rent Aberfoyle % Aberfoyle New South Wales % New South Wales Australia % Australia
Median weekly rent 85 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,673 -- 1,647 --

In Aberfoyle, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $85 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.