1350.0 - Australian Economic Indicators, Nov 2008

ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 31/10/2008

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Contents >> Finance Markets >> Personal and Commercial Finance

PERSONAL AND COMMERCIAL FINANCE

Personal Finance Commitments, (from Table 8.3) Change from previous month
Graph: Personal Finance Commitments, (from Table 8.3) Change from previous month

Graph: Personal Finance Commitments, (from Table 8.3) Change from previous month

Personal Finance Commitments

		Fixed loans for -									Revolving credit facilities
		New motor cars and station wagons	New motor cars and station wagons	Used motor cars and station wagons	Used motor cars and station wagons	House- hold and pers- onal goods	Unse- cured loans for owner occup- ation	Debt con- solid- ation and refin- ancing	Other pers- onal	Total	New and increased credit limits during period	Total credit limits at end of period	Credit used at end of period
Period		no.	$m	no.	$m	$m	$m	$m	$m	$m	$m	$m	$m
Annual

2005-06		140 618.0	3 537	311 909	5 191	1 091	447	10 939	12 510	33 715	41 234	2 520 501	1 211 255
2006-07		147 965	3 756	293 496	5 040	1 187	494	12 061	14 391	36 929	42 917	2 715 900	1 280 624
2007-08		152 956	3 988	293 629	5 290	1 192	434	12 249	14 418	37 573	44 782	3 004 875	1 337 747
Percentage change from previous year

2005-06		-8.3	-6.3	-9.6	-13.4	0.9	-12.0	12.8	-0.3	0.8	3.9	8.3	7.0
2006-07		6.2	5.2	-2.9	-5.9	8.8	10.5	10.3	15.0	9.5	4.1	7.8	5.7
2007-08		6.2	3.4	5.0	0.0	0.4	-12.2	1.6	0.2	1.7	4.3	10.6	4.5
Monthly

2006-2007
	June	13 416	352	24 178	435	126	42	1 228	1 496	3 680	4 845	240 074	112 071
2007-2008
	July	12 637	332	25 549	457	96	38	931	1 215	3 069	3 816	242 015	111 585
	August	12 777	332	27 012	481	100	37	974	1 275	3 199	3 733	244 282	111 744
	September	11 137	291	23 810	428	85	35	871	1 087	2 798	3 312	246 070	111 342
	October	13 266	345	26 591	479	106	41	1 023	1 315	3 309	4 166	245 384	108 922
	November	13 307	346	25 720	462	110	42	1 148	1 384	3 491	3 818	247 203	109 527
	December	12 182	321	22 031	398	92	34	961	1 224	3 030	3 889	248 989	110 268
	January	13 426	351	24 708	449	101	32	1 022	1 147	3 102	3 510	250 721	110 540
	February	14 054	361	25 255	453	110	38	1 213	1 175	3 349	3 637	252 396	111 500
	March	12 204	321	22 618	411	98	33	1 065	1 089	3 017	3 319	254 158	111 573
	April	12 419	325	23 862	432	103	34	1 029	1 158	3 081	3 772	255 972	112 439
	May	12 476	323	23 941	431	89	37	923	1 109	2 912	3 727	257 807	113 075
	June	13 071	340	22 532	409	101	34	1 090	1 240	3 213	4 082	259 879	115 233
2008-2009
	July	12 259	310	23 915	427	96	37	968	1 149	2 987	4 073	260 967	115 084
	August	11 012	277	22 809	402	87	30	828	1 012	2 637	3 199	262 513	115 345
Percentage change from previous month

2007-2008
	December	-8.5	-7.3	-14.3	-13.8	-16.4	-18.9	-16.2	-11.6	-13.2	1.9	0.7	0.7
	January	10.2	9.5	12.2	12.7	9.4	-6.5	6.4	-6.3	2.4	-9.8	0.7	0.2
	February	4.7	2.8	2.2	0.8	8.6	19.0	18.6	2.5	8.0	3.6	0.7	0.9
	March	-13.2	-11.2	-10.4	-9.1	-10.8	-12.0	-12.2	-7.3	-9.9	-8.7	0.7	0.1
	April	1.8	1.3	5.5	5.0	5.7	2.3	-3.4	6.4	2.1	13.6	0.7	0.8
	May	0.5	-0.6	0.3	-0.2	-13.6	8.5	-10.3	-4.2	-5.5	-1.2	0.7	0.6
	June	4.8	5.3	-5.9	-5.2	13.4	-8.8	18.0	11.8	10.3	9.5	0.8	1.9
2008-2009
	July	-6.2	-8.8	6.1	4.5	-5.7	9.8	-11.1	-7.3	-7.0	-0.2	0.4	-0.1
	August	-10.2	-10.6	-4.6	-5.8	-8.7	-18.5	-14.5	-12.0	-11.7	-21.5	0.6	0.2

Source: Lending Finance, Australia, (cat. no. 5671.0)

Commercial and Lease Finance Commitments, (from Table 8.4) Change from previous month
Graph: Commercial and Lease Finance Commitments, (from Table 8.4) Change from previous month

Graph: Commercial and Lease Finance Commitments, (from Table 8.4) Change from previous month

Commercial and Lease Finance commitments

		Commercial			Lease
Period		Fixed loan facilities	Revolving credit facilities	Total	Motor vehicles	Other	Total
Annual ($ million)

2005-06		243 597	126 524	370 122	3 102	3 747	6 848
2006-07		277 536	177 637	455 173	2 940	3 385	6 325
2007-08		320 067	166 518	486 585	3 363	3 489	7 012
Percentage change from previous year

2005-06		22.3	14.6	19.6	-0.7	17.6	8.6
2006-07		13.9	40.4	23.0	-5.2	-9.7	-7.6
2007-08		15.3	-6.3	6.9	14.4	3.1	10.9
Original ($ million)

2006-2007
	June	38 954	24 366	63 320	309	359	668
2007-2008
	July	25 552	13 968	39 520	277	284	561
	August	34 260	15 984	50 244	285	305	590
	September	24 955	13 895	38 850	243	275	519
	October	27 605	15 623	43 227	280	336	617
	November	30 098	19 452	49 551	304	337	640
	December	33 195	15 108	48 303	267	318	585
	January	27 820	12 643	40 463	238	277	515
	February	27 729	13 754	41 483	272	290	562
	March	20 302	11 901	32 203	259	287	546
	April	19 471	9 380	28 851	316	241	558
	May	23 299	11 214	34 513	306	260	566
	June	25 782	13 595	39 377	315	278	754
2008-2009
	July	21 787	12 080	33 867	319	261	579
	August	17 679	11 597	29 276	267	258	525
Percentage change from previous month

2007-2008
	December	10.3	-22.3	-2.5	-12.1	-5.6	-8.7
	January	-16.2	-16.3	-16.2	-10.8	-13.0	-12.0
	February	-0.3	8.8	2.5	14.4	4.8	9.2
	March	-26.8	-13.5	-22.4	-4.9	-1.0	-2.9
	April	-4.1	-21.2	-10.4	22.1	-15.9	2.1
	May	19.7	19.6	19.6	-3.3	7.6	1.4
	June	10.7	21.2	14.1	3.2	6.8	33.3
2008-2009
	July	-15.5	-11.1	-14.0	1.0	-6.0	-23.2
	August	-18.9	-4.0	-13.6	-16.2	-0.9	-9.3

Source: Lending Finance, Australia, (cat. no. 5671.0)