Australian National Accounts: Finance and Wealth

Latest release

National, public and private corporations, government and household financial and capital accounts, and household balance sheets.

Reference period

June 2024

Released

26/09/2024

Key statistics

Household wealth increased $249.7b (1.5%) to $16,477.2b.
Demand for credit was $97.9b.
Australia's net borrowing position fell by $0.3b to $9.4b this quarter.
Capital investment as a proportion of GDP rose to 24.2%.

Main features

Financing resources and investment table

Financing resources and investment June quarter 2024, original, current prices, $b
	Non-financial corps	Financial corps	Government	Households	Total national	Rest of world
Financing resources
	Net saving (a)	25.7	6.6	7.7	-15.8	24.2	6.3
	plus Consumption of fixed capital	60.5	3.8	15.4	48.7	128.4	-
	Gross saving	86.2	10.3	23.1	32.9	152.5	6.3
	plus Net capital transfers	1.0	0.0	-2.8	1.7	-0.2	0.2
	less Statistical discrepancy (b)	-	-	-	-	-16.4	-
	Total financing resources	87.2	10.3	20.3	34.6	168.7	6.4
Uses of financing (investment)
	Capital formation
		Gross fixed capital formation	84.5	3.5	34.1	55.3	177.4	-
		plus Changes in inventories	-0.8	0.0	0.5	-2.0	-2.3	-
		plus Net acquisition of non-produced non-financial assets	-0.8	-	0.7	-	-	-
		Total capital formation	83.0	3.5	35.3	53.3	175.1	-
	plus Financial investment
		Acquisition of financial assets	14.9	-27.5	3.6	49.7	-133.8	-124.5
		less Incurrence of financial liabilities	24.6	-52.9	18.3	60.1	-124.5	-133.8
		Net Financial investment (Net lending (+) / net borrowing (-))	-9.7	25.5	-14.8	-10.3	-9.4	9.4
	less Net errors and omissions	-13.9	18.6	0.3	8.4	-3.0	3.0
	Total investment	87.2	10.3	20.3	34.6	168.7	6.4

Financial market summary table

Financial market summary, $b
		Amounts outstanding, Mar-24	Transactions, Jun-24	Other changes, Jun-24	Amounts outstanding, Jun-24
Currency and deposits
	Currency	105.8	-0.6	-	105.1
	Transferable deposits	2,274.2	-68.5	-2.4	2,203.3
	Other deposits	1,662.0	-7.8	-2.5	1,651.7
Short term debt securities
	Bills of exchange	5.9	-0.3	-	5.6
	One name paper	583.9	25.0	-6.4	602.6
Long term debt securities
	Bonds, etc.	3,489.1	50.8	-44.3	3,495.6
Derivatives
	Derivatives	845.9	-452.4	332.4	725.8
Loans and placements
	Short term	407.0	20.0	-1.6	425.4
	Long term	4,948.8	84.3	-3.8	5,029.4
Shares and other equity
	Listed	2,815.3	0.3	-32.4	2,783.2
	Unlisted	6,469.7	44.3	-4.6	6,509.4
Insurance technical reserves
	Reserves of pension funds and life	3,622.8	37.0	-17.7	3,642.1
	General insurance payments	168.9	3.5	0.0	172.4

Flow of funds diagrams

National investment

National investment increased by $25.6b to $175.1b in the June quarter.

General government investment increased by $11.2b to $35.3b, driven by increases in gross fixed capital formation for both state and local general government and national general government.
Non-financial corporations' investment increased by $10.2b to $83.0b, driven by increases in gross fixed capital formation for both private and public non-financial corporations.
Households' investment increased by $3.8b to $53.3b, driven by an increase in gross fixed capital formation.

Financial investment

Australia was a net borrower of $9.4b from rest of world (ROW). The main contributors were a:

$55.2b acquisition by ROW of debt securities issued by Australia
$13.1b placement of deposits by ROW
$13.0b acquisition by ROW of equity issued in Australia
Partly offset by $16.3b in loans borrowed by ROW

ROW acquired bonds and one name paper issued by banks, as banks shifted towards raising funds through debt security issuance with the maturity of funds provided under the Term Funding Facility (TFF) occurring during the quarter. ROW also acquired bonds issued by central borrowing authorities, who are continuing to issue bonds to raise funds to finance government expenditure. The acquisition of equity by ROW reflected merger and acquisition activity during the quarter.

Households

Households' $10.3b net borrowing position was due to a $60.1b incurrence of liabilities partly offset by a $49.7b acquisition of assets. Liabilities were driven by:

$57.7b in loan borrowing

While assets were driven by:

$39.5b in net equity in pension funds
Partly offset by $8.1b withdrawal of deposit asset

Increased contributions into pension funds reflected additional contributions made by households prior to the end of the financial year. Households drew down on deposit balances for a second consecutive June quarter, withdrawing deposits from transaction deposit accounts. Weakness in household deposit balances reflects the current low household saving ratio. Strength in loan borrowings reflected rising demand for housing over the quarter.

General government

General government’s $14.8b net borrowing position was due to $18.3b incurrence of liabilities partly offset by $3.6b acquisition of assets. Liabilities were driven by:

$16.2b in loan borrowings
Offset by $18.0b in bond maturities

Acquisition of assets was driven by:

$6.0b acquisition of equity assets
$3.8b in deposits

The National general government was in a net lending position for a second consecutive quarter, driven by bond maturities occurring over the quarter. Elevated tax receipts also allowed the Commonwealth to maintain its holding of deposit assets, despite needing to meet those bond maturities. State and territory governments continued to borrow funds from their respective central borrowing authorities to finance operational expenditures, social benefits to households, and continued investments into transport and health infrastructure.

Net financial investment (net lending (+) / borrowing (-))
	National net financial investment ($b)	Non-financial corporations ($b)	Financial corporations ($b)	General government ($b)	Households ($b)
Jun-11	-9.6	1.0	5.5	-19.8	3.7
Sep-11	-11.2	-8.6	-2.6	-25.8	25.8
Dec-11	-15.0	-0.1	-2.7	-14.9	2.6
Mar-12	-18.4	-37.0	23.4	-13.2	8.5
Jun-12	-11.4	1.8	-24.4	-30.1	41.3
Sep-12	-19.2	-3.1	-11.5	-24.3	19.7
Dec-12	-20.3	-13.5	-0.6	-12.4	6.2
Mar-13	-10.2	-29.5	18.2	-15.5	16.6
Jun-13	-11.7	-42.4	21.2	-14.0	23.5
Sep-13	-19.2	-12.9	-20.1	-20.2	34.0
Dec-13	-12.6	-45.0	27.2	-10.9	16.0
Mar-14	-9.5	-18.0	10.2	-11.0	9.2
Jun-14	-13.7	-21.3	14.4	-10.2	3.4
Sep-14	-13.5	-13.1	-18.4	-18.4	36.4
Dec-14	-16.5	-3.2	-30.7	-10.0	27.4
Mar-15	-14.9	-21.8	1.7	-3.6	8.8
Jun-15	-22.3	-29.4	3.4	-8.4	12.0
Sep-15	-27.2	-54.6	-7.5	-15.0	49.9
Dec-15	-25.8	-35.9	1.8	-7.2	15.4
Mar-16	-18.4	-25.0	11.2	-8.8	4.2
Jun-16	-15.1	9.0	-33.3	-6.0	15.2
Sep-16	-15.1	-8.3	-2.5	-22.1	17.8
Dec-16	-8.0	1.5	-8.2	-24.1	22.8
Mar-17	-3.8	-14.6	8.0	2.2	0.5
Jun-17	-13.5	24.1	-32.9	-12.8	8.1
Sep-17	-15.9	-10.2	-10.7	-18.7	23.7
Dec-17	-19.4	-7.8	-22.9	-2.6	13.9
Mar-18	-9.5	-23.4	6.5	-0.9	8.4
Jun-18	-16.0	-10.0	-19.0	-0.2	13.2
Sep-18	-9.0	-26.6	-3.1	-18.5	39.3
Dec-18	-7.9	-6.9	3.0	-9.2	5.2
Mar-19	-5.5	-14.8	-6.7	-0.3	16.3
Jun-19	6.0	11.4	-33.6	-9.2	37.5
Sep-19	6.1	-7.8	-14.3	-22.9	51.2
Dec-19	-1.0	-13.5	6.2	-14.2	20.5
Mar-20	7.6	-12.8	10.5	-14.3	24.2
Jun-20	15.6	44.9	3.8	-89.0	55.9
Sep-20	7.7	16.5	20.8	-110.8	81.3
Dec-20	15.2	7.4	11.2	-44.9	41.5
Mar-21	15.4	-7.9	34.8	-14.6	3.2
Jun-21	23.3	20.7	8.0	-11.7	6.3
Sep-21	14.1	-33.9	33.0	-43.7	58.6
Dec-21	4.0	-15.0	17.2	-26.0	27.9
Mar-22	2.4	-51.3	44.8	-1.8	10.6
Jun-22	15.6	-3.3	32.1	-16.3	2.9
Sep-22	-11.5	-64.6	21.7	-24.8	56.2
Dec-22	8.1	3.5	1.0	-14.8	18.4
Mar-23	3.8	-20.6	-6.5	12.0	18.8
Jun-23	4.3	12.0	-5.4	5.9	-8.3
Sep-23	-9.3	-79.9	32.2	-25.6	64.0
Dec-23	8.8	-22.9	33.5	-28.3	26.5
Mar-24	-9.6	-20.1	-9.1	0.2	19.4
Jun-24	-9.4	-9.7	25.5	-14.8	-10.3

Net financial investment (net lending (+) / borrowing (-))

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Demand for credit

Demand for credit table

Demand for credit non-financial domestic sectors, $b
		Credit market outstandings, Mar-24	Demand for credit, Jun-24	Other changes, Jun-24	Credit market outstandings, Jun-24
Non-financial corporations
	Investment funds	565.2	-1.1	-12.9	551.1
	Other private	4,663.2	36.9	-46.0	4,654.1
	Public	178.5	6.7	-0.3	184.8
General government
	National	894.3	-19.3	-17.7	857.2
	State and local	428.8	17.1	0.0	446.0
Households	2,922.2	57.5	-1.8	2,978.0
Total	9,652.2	97.9	-78.8	9,671.2

Demand for credit was $97.9b in the June quarter, of which:

households borrowed $57.5b
other private non-financial corporations borrowed $36.9b
general government repaid $2.2b

Credit market outstanding increased by $19.1b, comprised of demand for credit and was partly offset by $78.8b of revaluation losses. Holding losses on the shares of other private non-financial corporations were $42.7b, in line with equity prices on the Australian Securities Exchange (ASX). Rising bond yields also resulted in holding losses on Commonwealth government bonds of $17.7b.

Households

Housing credit growth was in line with a rise in the value of new loan commitments which reflected increases in average loan size and the volume of loans. Households borrowed:

$57.4b in long term loans
$269m in short term loans

Other private non-financial corporations

Despite falling commodity prices and weaker export revenue in the June quarter, equity funding through reinvested earnings remains the primary source of funding for private non-financial business. Business credit growth continues to be driven by capital investment although higher interest rates have encouraged some firms to seek alternative financing through corporate bond issuance. Business financing activity comprised:

equity raising of $21.3b
loan borrowings of $13.5b
corporate bond issuance of $2.0b

General government

The Commonwealth government paid down maturing bond liabilities this quarter and its overall funding requirements remain low due to elevated tax receipts from corporations and individuals. State government demand for credit continues to be driven by investment in health and transport infrastructure. This was reflected in:

$19.3b in net maturities of bonds issued by national general government
and partly offset by $15.9b in loan borrowings by state and local general government

Demand for credit by sector
	Private non-financial businesses ($b)	Households ($b)	General government ($b)	Other ($b)
Jun-11	5.9	27.2	18.6	-2.4
Sep-11	30.1	7.5	23.4	-2.8
Dec-11	-3.7	16.8	21.6	6.1
Mar-12	27.6	11.9	18.8	4.5
Jun-12	16.0	22.8	10.7	-0.4
Sep-12	16.3	4.7	26.8	3.4
Dec-12	14.8	15.9	12.0	6.5
Mar-13	24.8	12.3	8.6	1.3
Jun-13	37.4	28.8	-6.2	5.0
Sep-13	26.1	3.7	28.9	-0.3
Dec-13	38.6	32.5	22.5	9.4
Mar-14	7.9	18.7	20.1	0.0
Jun-14	32.3	36.1	6.9	8.7
Sep-14	33.6	13.6	24.2	-6.1
Dec-14	35.4	26.8	8.9	3.1
Mar-15	43.2	25.1	16.1	7.4
Jun-15	27.0	39.3	5.3	11.8
Sep-15	39.7	12.3	36.4	3.8
Dec-15	33.4	23.2	2.1	7.9
Mar-16	30.4	25.1	22.0	3.4
Jun-16	11.1	34.7	2.5	2.7
Sep-16	20.3	28.5	25.8	6.0
Dec-16	56.5	20.7	19.0	-7.6
Mar-17	6.3	21.6	18.9	4.4
Jun-17	38.0	40.6	19.6	1.2
Sep-17	33.4	18.0	5.4	6.0
Dec-17	30.9	27.7	15.7	5.2
Mar-18	39.0	19.6	6.3	3.7
Jun-18	14.0	27.5	10.1	2.9
Sep-18	67.0	11.1	5.9	9.1
Dec-18	8.8	25.7	6.1	3.0
Mar-19	35.5	15.3	-0.3	5.4
Jun-19	38.8	4.0	12.3	-3.6
Sep-19	18.1	-0.1	25.8	4.5
Dec-19	21.0	19.3	15.7	6.0
Mar-20	49.7	3.9	35.6	5.4
Jun-20	-7.2	14.6	136.2	9.4
Sep-20	2.0	6.3	144.0	6.9
Dec-20	4.5	22.5	30.2	10.4
Mar-21	18.4	28.1	20.2	5.5
Jun-21	11.9	49.6	6.8	18.5
Sep-21	57.4	41.3	50.1	8.3
Dec-21	34.1	53.8	22.0	15.5
Mar-22	166.0	41.7	13.5	11.3
Jun-22	45.1	52.6	48.5	15.5
Sep-22	75.4	26.5	10.3	6.7
Dec-22	14.1	32.5	7.1	-0.9
Mar-23	41.1	19.4	17.7	9.1
Jun-23	-4.5	44.1	-7.5	3.3
Sep-23	46.5	14.4	18.5	9.0
Dec-23	25.3	33.4	33.0	7.6
Mar-24	47.5	33.2	19.7	9.5
Jun-24	36.9	57.5	-2.2	5.6

Demand for credit by sector

["","Private non-financial businesses","Households","General government","Other"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[5.9000000000000004],[30.100000000000001],[-3.7000000000000002],[27.600000000000001],[16],[16.300000000000001],[14.800000000000001],[24.800000000000001],[37.399999999999999],[26.100000000000001],[38.600000000000001],[7.9000000000000004],[32.299999999999997],[33.600000000000001],[35.399999999999999],[43.200000000000003],[27],[39.700000000000003],[33.399999999999999],[30.399999999999999],[11.1],[20.300000000000001],[56.5],[6.2999999999999998],[38],[33.399999999999999],[30.899999999999999],[39],[14],[67],[8.8000000000000007],[35.5],[38.799999999999997],[18.100000000000001],[21],[49.700000000000003],[-7.2000000000000002],[2],[4.5],[18.399999999999999],[11.9],[57.399999999999999],[34.100000000000001],[166],[45.100000000000001],[75.400000000000006],[14.1],[41.100000000000001],[-4.5],[46.5],[25.300000000000001],[47.5],[36.899999999999999]],[[27.199999999999999],[7.5],[16.800000000000001],[11.9],[22.800000000000001],[4.7000000000000002],[15.9],[12.300000000000001],[28.800000000000001],[3.7000000000000002],[32.5],[18.699999999999999],[36.100000000000001],[13.6],[26.800000000000001],[25.100000000000001],[39.299999999999997],[12.300000000000001],[23.199999999999999],[25.100000000000001],[34.700000000000003],[28.5],[20.699999999999999],[21.600000000000001],[40.600000000000001],[18],[27.699999999999999],[19.600000000000001],[27.5],[11.1],[25.699999999999999],[15.300000000000001],[4],[-0.10000000000000001],[19.300000000000001],[3.8999999999999999],[14.6],[6.2999999999999998],[22.5],[28.100000000000001],[49.600000000000001],[41.299999999999997],[53.799999999999997],[41.700000000000003],[52.600000000000001],[26.5],[32.5],[19.399999999999999],[44.100000000000001],[14.4],[33.399999999999999],[33.200000000000003],[57.5]],[[18.600000000000001],[23.399999999999999],[21.600000000000001],[18.800000000000001],[10.699999999999999],[26.800000000000001],[12],[8.5999999999999996],[-6.2000000000000002],[28.899999999999999],[22.5],[20.100000000000001],[6.9000000000000004],[24.199999999999999],[8.9000000000000004],[16.100000000000001],[5.2999999999999998],[36.399999999999999],[2.1000000000000001],[22],[2.5],[25.800000000000001],[19],[18.899999999999999],[19.600000000000001],[5.4000000000000004],[15.699999999999999],[6.2999999999999998],[10.1],[5.9000000000000004],[6.0999999999999996],[-0.29999999999999999],[12.300000000000001],[25.800000000000001],[15.699999999999999],[35.600000000000001],[136.19999999999999],[144],[30.199999999999999],[20.199999999999999],[6.7999999999999998],[50.100000000000001],[22],[13.5],[48.5],[10.300000000000001],[7.0999999999999996],[17.699999999999999],[-7.5],[18.5],[33],[19.699999999999999],[-2.2000000000000002]],[[-2.3999999999999999],[-2.7999999999999998],[6.0999999999999996],[4.5],[-0.40000000000000002],[3.3999999999999999],[6.5],[1.3],[5],[-0.29999999999999999],[9.4000000000000004],[0],[8.6999999999999993],[-6.0999999999999996],[3.1000000000000001],[7.4000000000000004],[11.800000000000001],[3.7999999999999998],[7.9000000000000004],[3.3999999999999999],[2.7000000000000002],[6],[-7.5999999999999996],[4.4000000000000004],[1.2],[6],[5.2000000000000002],[3.7000000000000002],[2.8999999999999999],[9.0999999999999996],[3],[5.4000000000000004],[-3.6000000000000001],[4.5],[6],[5.4000000000000004],[9.4000000000000004],[6.9000000000000004],[10.4],[5.5],[18.5],[8.3000000000000007],[15.5],[11.300000000000001],[15.5],[6.7000000000000002],[-0.90000000000000002],[9.0999999999999996],[3.2999999999999998],[9],[7.5999999999999996],[9.5],[5.5999999999999996]]]

[]

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"Other" includes private non-financial investment funds and public non-financial corporations.

Households

Balance sheet

Household balance sheet, $b
	Amounts outstanding, Mar-24	Transactions, Jun-24	Other changes (a), Jun-24	Holding gains/losses, Jun-24	Amounts outstanding, Jun-24
Non-financial assets
	Land and dwellings	10,966.5	6.8	9.4	232.8	11,215.6
	Other non-financial assets	836.5	-2.2	-	11.7	845.9
Financial assets
	Superannuation reserves	3,922.8	39.5	-	-25.8	3,936.4
	Shares and other equity	1,457.1	0.2	-	25.7	1,483.0
	Currency and deposits	1,727.2	-8.7	-	-0.5	1,718.0
	Other financial assets	414.8	18.8	-	0.4	433.9
Liabilities
	Loans	2,918.2	57.7	-	-1.8	2,974.1
	Other liabilities	179.1	2.4	-	-	181.5
Wealth (Net worth)	16,227.5	-5.8	9.4	246.0	16,477.2
Memorandum item
	Consumer durables (b)	561.9	1.7	-	-	572.4

Financial assets

Household selected financial assets, $b
		Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total assets	64.1	7,273.5	56.8	7,521.8	49.7	7,571.4
Deposits	32.4	1,644.9	31.1	1,678.2	-8.1	1,669.6
Shares and equity	-0.1	1,400.6	-4.6	1,457.1	0.2	1,483.0
Net equity in reserves	22.3	3,476.2	22.4	3,630.4	36.9	3,649.5
	Pension funds	24.8	3,339.7	22.0	3,490.1	36.9	3,508.8
Other assets	9.6	751.8	7.8	756.1	20.8	769.2

Liabilities

Household selected liabilities, $b
		Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total liabilities	37.6	3,051.2	37.4	3,097.4	60.1	3,155.7
Short term loans	0.4	60.2	0.4	60.7	0.3	60.2
Long term loans	33.0	2,815.9	32.9	2,857.5	57.4	2,913.9
Other liabilities	4.3	175.1	4.1	179.2	2.4	181.6

Household wealth grew 1.5% ($249.7b) to $16,477.2b at the end of the June quarter. The increase in net worth was driven by strength in the housing market.

Non-financial assets

Non-financial assets owned by households increased by 2.2% ($258.5b), driven by:

a $216.0b rise in residential land and dwellings.

House prices keep rising as the current supply remains insufficient to meet increasing demand.

Financial assets

Financial assets of households increased by 0.7% ($49.5b), with a:

$25.9b rise in shares and other equity
$13.7b rise in superannuation reserves
$9.2b fall in currency and deposits

Total shares and other equity increased by 1.8%, driven by positive net business growth and strong performance in overseas markets.

Total superannuation reserves rose by 0.3% this quarter, driven by a typical increase in voluntary contributions observed at the end of the financial year.

Total deposits decreased by 0.5% due to a $9.8b fall in transferable deposit account balances. Unincorporated businesses and non-profit institutions serving households (such as charities and religious organizations), were the primary contributor to the decline in households deposits.

Liabilities

Household liabilities increased by 1.9% ($58.3b), with a:

$35.6b rise in housing loans
$0.5b fall in short term loans

The growth in housing loans was driven by increased demand from both owner-occupiers and investors.

Household wealth, contribution to growth, quarterly
	Wealth (Net worth) ($b)	Land and dwellings ($b)	Superannuation ($b)	Currency and deposits ($b)	Shares and equity ($b)	Other financial assets ($b)	Liabilities ($b)
Jun-11	-31.2	9.0	-1.4	0.5	-8.9	-2.8	-28.6
Sep-11	-211.5	-130.1	-71.1	23.6	-15.3	-4.5	-14.2
Dec-11	7.1	-16.6	15.5	15.4	4.7	0.2	-14.6
Mar-12	101.7	26.5	65.1	10.2	18.4	-3.1	-16.5
Jun-12	146.4	28.3	123.0	9.1	-4.3	13.6	-23.9
Sep-12	60.9	-15.0	51.0	22.5	15.8	-4.0	-10.5
Dec-12	179.2	105.9	58.3	12.6	14.6	-2.5	-14.5
Mar-13	145.1	54.4	68.0	9.7	22.9	1.0	-14.6
Jun-13	-1.7	78.6	-52.5	6.4	-3.0	1.3	-36.2
Sep-13	212.0	83.3	88.4	26.3	21.0	-0.5	-11.4
Dec-13	234.8	173.2	53.3	20.4	8.7	7.9	-37.8
Mar-14	138.1	76.5	46.1	9.7	19.4	-1.4	-19.7
Jun-14	116.6	94.9	26.2	7.0	15.3	4.1	-38.0
Sep-14	164.0	82.6	51.3	29.5	13.1	-0.7	-19.6
Dec-14	261.6	169.2	59.6	25.5	24.6	1.9	-30.3
Mar-15	263.3	125.0	106.0	13.9	34.9	7.6	-32.0
Jun-15	202.0	224.7	12.3	6.4	0.1	-5.0	-42.4
Sep-15	122.5	129.6	-24.5	37.2	0.9	-2.5	-22.0
Dec-15	150.2	46.6	76.4	19.6	30.4	-2.7	-25.8
Mar-16	-14.2	9.6	-18.7	12.8	3.6	1.9	-26.2
Jun-16	281.8	137.3	149.0	10.6	16.2	8.1	-41.9
Sep-16	230.7	125.7	79.3	25.3	23.7	3.1	-30.1
Dec-16	335.9	258.0	48.6	24.9	22.8	0.4	-26.4
Mar-17	231.6	160.4	63.2	9.8	20.8	1.6	-29.9
Jun-17	154.6	170.0	16.7	1.4	4.2	-0.5	-41.2
Sep-17	27.6	14.3	-3.4	21.7	11.8	6.6	-26.8
Dec-17	286.0	167.9	95.7	13.5	26.4	9.3	-33.1
Mar-18	-14.5	17.1	-16.6	10.0	2.2	0.3	-30.8
Jun-18	87.3	-26.3	107.9	1.5	21.9	11.8	-31.2
Sep-18	33.6	-51.1	47.7	28.2	18.8	5.1	-16.0
Dec-18	-206.3	-61.0	-111.3	9.5	-7.5	-9.0	-31.0
Mar-19	56.9	-119.6	142.6	5.4	33.6	14.4	-20.2
Jun-19	318.0	68.6	220.6	4.3	27.8	13.1	-15.3
Sep-19	335.1	225.9	63.2	25.9	16.9	11.3	-6.2
Dec-19	288.0	218.8	62.1	12.9	13.0	2.3	-23.8
Mar-20	-250.8	106.0	-275.5	18.2	-63.2	-16.6	-21.6
Jun-20	231.8	-23.8	166.6	35.1	32.3	25.5	-6.3
Sep-20	345.6	221.9	38.9	65.2	7.5	7.8	-1.7
Dec-20	633.4	376.2	163.8	27.5	54.0	18.6	-21.0
Mar-21	549.6	457.0	67.0	13.7	28.2	-2.4	-27.6
Jun-21	569.5	429.4	118.3	5.9	35.0	19.2	-53.5
Sep-21	735.3	600.4	64.3	75.0	25.7	7.2	-53.2
Dec-21	729.2	587.5	99.9	47.7	20.8	8.3	-56.9
Mar-22	167.8	196.2	-51.2	33.7	22.2	-8.9	-41.8
Jun-22	-399.9	-39.9	-293.9	6.2	-22.0	-14.0	-49.6
Sep-22	-221.6	-262.9	-7.3	53.0	14.3	4.8	-31.9
Dec-22	228.6	64.1	119.8	33.8	35.4	6.8	-43.2
Mar-23	184.3	53.7	110.9	26.9	21.1	1.8	-35.5
Jun-23	335.5	310.5	54.9	-6.6	17.1	6.3	-48.3
Sep-23	251.4	173.8	10.3	52.5	34.4	6.6	-27.2
Dec-23	540.1	327.9	146.4	32.2	51.9	11.6	-37.8
Mar-24	358.4	148.2	149.2	32.5	56.5	10.2	-46.2
Jun-24	249.7	249.0	13.7	-9.2	25.9	19.2	-58.3

Household wealth, contribution to growth, quarterly

["","Wealth (Net worth)","Land and dwellings","Superannuation","Currency and deposits","Shares and equity","Other financial assets","Liabilities"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[-31.199999999999999],[-211.5],[7.0999999999999996],[101.7],[146.40000000000001],[60.899999999999999],[179.19999999999999],[145.09999999999999],[-1.7],[212],[234.80000000000001],[138.09999999999999],[116.59999999999999],[164],[261.60000000000002],[263.30000000000001],[202],[122.5],[150.19999999999999],[-14.199999999999999],[281.80000000000001],[230.69999999999999],[335.89999999999998],[231.59999999999999],[154.59999999999999],[27.600000000000001],[286],[-14.5],[87.299999999999997],[33.600000000000001],[-206.30000000000001],[56.899999999999999],[318],[335.10000000000002],[288],[-250.80000000000001],[231.80000000000001],[345.60000000000002],[633.39999999999998],[549.60000000000002],[569.5],[735.29999999999995],[729.20000000000005],[167.80000000000001],[-399.89999999999998],[-221.59999999999999],[228.59999999999999],[184.30000000000001],[335.5],[251.40000000000001],[540.10000000000002],[358.39999999999998],[249.69999999999999]],[[9],[-130.09999999999999],[-16.600000000000001],[26.5],[28.300000000000001],[-15],[105.90000000000001],[54.399999999999999],[78.599999999999994],[83.299999999999997],[173.19999999999999],[76.5],[94.900000000000006],[82.599999999999994],[169.19999999999999],[125],[224.69999999999999],[129.59999999999999],[46.600000000000001],[9.5999999999999996],[137.30000000000001],[125.7],[258],[160.40000000000001],[170],[14.300000000000001],[167.90000000000001],[17.100000000000001],[-26.300000000000001],[-51.100000000000001],[-61],[-119.59999999999999],[68.599999999999994],[225.90000000000001],[218.80000000000001],[106],[-23.800000000000001],[221.90000000000001],[376.19999999999999],[457],[429.39999999999998],[600.39999999999998],[587.5],[196.19999999999999],[-39.899999999999999],[-262.89999999999998],[64.099999999999994],[53.700000000000003],[310.5],[173.80000000000001],[327.89999999999998],[148.19999999999999],[249]],[[-1.3999999999999999],[-71.099999999999994],[15.5],[65.099999999999994],[123],[51],[58.299999999999997],[68],[-52.5],[88.400000000000006],[53.299999999999997],[46.100000000000001],[26.199999999999999],[51.299999999999997],[59.600000000000001],[106],[12.300000000000001],[-24.5],[76.400000000000006],[-18.699999999999999],[149],[79.299999999999997],[48.600000000000001],[63.200000000000003],[16.699999999999999],[-3.3999999999999999],[95.700000000000003],[-16.600000000000001],[107.90000000000001],[47.700000000000003],[-111.3],[142.59999999999999],[220.59999999999999],[63.200000000000003],[62.100000000000001],[-275.5],[166.59999999999999],[38.899999999999999],[163.80000000000001],[67],[118.3],[64.299999999999997],[99.900000000000006],[-51.200000000000003],[-293.89999999999998],[-7.2999999999999998],[119.8],[110.90000000000001],[54.899999999999999],[10.300000000000001],[146.40000000000001],[149.19999999999999],[13.699999999999999]],[[0.5],[23.600000000000001],[15.4],[10.199999999999999],[9.0999999999999996],[22.5],[12.6],[9.6999999999999993],[6.4000000000000004],[26.300000000000001],[20.399999999999999],[9.6999999999999993],[7],[29.5],[25.5],[13.9],[6.4000000000000004],[37.200000000000003],[19.600000000000001],[12.800000000000001],[10.6],[25.300000000000001],[24.899999999999999],[9.8000000000000007],[1.3999999999999999],[21.699999999999999],[13.5],[10],[1.5],[28.199999999999999],[9.5],[5.4000000000000004],[4.2999999999999998],[25.899999999999999],[12.9],[18.199999999999999],[35.100000000000001],[65.200000000000003],[27.5],[13.699999999999999],[5.9000000000000004],[75],[47.700000000000003],[33.700000000000003],[6.2000000000000002],[53],[33.799999999999997],[26.899999999999999],[-6.5999999999999996],[52.5],[32.200000000000003],[32.5],[-9.1999999999999993]],[[-8.9000000000000004],[-15.300000000000001],[4.7000000000000002],[18.399999999999999],[-4.2999999999999998],[15.800000000000001],[14.6],[22.899999999999999],[-3],[21],[8.6999999999999993],[19.399999999999999],[15.300000000000001],[13.1],[24.600000000000001],[34.899999999999999],[0.10000000000000001],[0.90000000000000002],[30.399999999999999],[3.6000000000000001],[16.199999999999999],[23.699999999999999],[22.800000000000001],[20.800000000000001],[4.2000000000000002],[11.800000000000001],[26.399999999999999],[2.2000000000000002],[21.899999999999999],[18.800000000000001],[-7.5],[33.600000000000001],[27.800000000000001],[16.899999999999999],[13],[-63.200000000000003],[32.299999999999997],[7.5],[54],[28.199999999999999],[35],[25.699999999999999],[20.800000000000001],[22.199999999999999],[-22],[14.300000000000001],[35.399999999999999],[21.100000000000001],[17.100000000000001],[34.399999999999999],[51.899999999999999],[56.5],[25.899999999999999]],[[-2.7999999999999998],[-4.5],[0.20000000000000001],[-3.1000000000000001],[13.6],[-4],[-2.5],[1],[1.3],[-0.5],[7.9000000000000004],[-1.3999999999999999],[4.0999999999999996],[-0.69999999999999996],[1.8999999999999999],[7.5999999999999996],[-5],[-2.5],[-2.7000000000000002],[1.8999999999999999],[8.0999999999999996],[3.1000000000000001],[0.40000000000000002],[1.6000000000000001],[-0.5],[6.5999999999999996],[9.3000000000000007],[0.29999999999999999],[11.800000000000001],[5.0999999999999996],[-9],[14.4],[13.1],[11.300000000000001],[2.2999999999999998],[-16.600000000000001],[25.5],[7.7999999999999998],[18.600000000000001],[-2.3999999999999999],[19.199999999999999],[7.2000000000000002],[8.3000000000000007],[-8.9000000000000004],[-14],[4.7999999999999998],[6.7999999999999998],[1.8],[6.2999999999999998],[6.5999999999999996],[11.6],[10.199999999999999],[19.199999999999999]],[[-28.600000000000001],[-14.199999999999999],[-14.6],[-16.5],[-23.899999999999999],[-10.5],[-14.5],[-14.6],[-36.200000000000003],[-11.4],[-37.799999999999997],[-19.699999999999999],[-38],[-19.600000000000001],[-30.300000000000001],[-32],[-42.399999999999999],[-22],[-25.800000000000001],[-26.199999999999999],[-41.899999999999999],[-30.100000000000001],[-26.399999999999999],[-29.899999999999999],[-41.200000000000003],[-26.800000000000001],[-33.100000000000001],[-30.800000000000001],[-31.199999999999999],[-16],[-31],[-20.199999999999999],[-15.300000000000001],[-6.2000000000000002],[-23.800000000000001],[-21.600000000000001],[-6.2999999999999998],[-1.7],[-21],[-27.600000000000001],[-53.5],[-53.200000000000003],[-56.899999999999999],[-41.799999999999997],[-49.600000000000001],[-31.899999999999999],[-43.200000000000003],[-35.5],[-48.299999999999997],[-27.199999999999999],[-37.799999999999997],[-46.200000000000003],[-58.299999999999997]]]

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Private non-financial corporations

Financial assets

Private non-financial corporations' selected financial assets, $b
	Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total assets	27.0	2,026.8	48.8	2,120.5	14.7	2,137.6
Deposits	-0.5	787.2	7.3	797.2	22.3	818.0
Shares and equity	5.2	707.0	8.9	762.2	-4.5	759.4
Other accounts receivable	17.4	293.4	26.8	312.5	3.3	316.8
Other assets	5.0	239.1	5.8	248.5	-6.4	243.3

Liabilities

Private non-financial corporations' selected liabilities, $b
	Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total liabilities	46.1	5,459.0	69.6	5,574.9	22.4	5,538.9
Total debt securities	3.0	266.3	9.4	280.2	1.5	281.6
Loans	11.3	1,103.7	16.3	1,118.7	11.5	1,128.4
	Authorised deposit taking institutions	5.3	736.6	10.2	747.6	8.0	755.3
	Rest of world	1.3	238.2	2.5	238.6	0.4	236.1
Shares and equity	13.4	3,750.5	29.0	3,816.5	23.6	3,783.2
	Households	-0.3	899.9	3.1	913.2	3.8	922.1
	Rest of world	11.9	1,439.5	24.6	1,470.3	9.2	1,452.0
Other liabilities	18.5	338.5	14.9	359.4	-14.1	345.8

Other private non-financial corporations demand for credit

Other private non-financial corporations demand for credit of $36.9b was driven by:

$21.3b of equity raising
$13.5b of loan borrowings, and
$2.0b of bond issuance.

Other private non-financial corporations' demand for credit
	Total liabilities ($b)	Debt securities ($b)	Loans ($b)	Equities ($b)
Jun-11	0.3	0.6	-6.8	9.6
Sep-11	30.6	6.9	16.2	5.8
Dec-11	6.8	7.2	-0.6	-5.9
Mar-12	27.8	10.2	6.5	12.9
Jun-12	20.7	-1.2	13.0	3.9
Sep-12	20.1	6.8	-2.5	13.9
Dec-12	17.8	6.0	1.7	11.7
Mar-13	24.9	3.7	11.5	12.6
Jun-13	37.2	-1.9	17.9	23.6
Sep-13	26.0	8.9	2.4	13.6
Dec-13	46.2	1.0	16.7	26.2
Mar-14	12.6	-3.8	3.8	13.0
Jun-14	29.6	-5.3	20.2	21.0
Sep-14	42.1	6.1	9.5	19.0
Dec-14	33.3	-7.3	9.0	31.6
Mar-15	46.7	5.0	25.8	18.0
Jun-15	37.7	10.6	-0.7	26.6
Sep-15	47.9	-7.0	29.7	20.2
Dec-15	37.2	7.3	12.6	18.9
Mar-16	35.9	4.4	15.7	14.1
Jun-16	13.2	-8.8	2.3	16.6
Sep-16	30.7	-7.4	11.2	22.9
Dec-16	62.3	1.3	12.7	45.1
Mar-17	19.2	-10.2	3.6	16.8
Jun-17	48.3	6.8	5.0	30.7
Sep-17	49.2	-3.8	9.7	33.5
Dec-17	29.6	-6.4	8.2	30.6
Mar-18	47.0	3.7	16.0	23.6
Jun-18	14.0	8.1	-14.5	21.2
Sep-18	77.4	-0.8	30.4	46.0
Dec-18	7.1	-4.4	6.4	6.7
Mar-19	37.8	-3.1	20.4	23.0
Jun-19	29.6	3.8	1.2	28.8
Sep-19	28.0	-3.3	10.2	12.9
Dec-19	19.0	-2.8	3.9	24.1
Mar-20	61.3	-7.5	46.1	13.6
Jun-20	-3.8	-8.2	-22.3	32.1
Sep-20	20.1	-7.0	-8.6	26.2
Dec-20	22.3	-13.8	-9.1	33.3
Mar-21	35.0	3.3	11.0	7.7
Jun-21	20.3	-3.4	12.0	10.8
Sep-21	72.4	-4.3	17.6	53.3
Dec-21	49.1	0.8	3.0	41.7
Mar-22	182.5	3.5	18.9	154.3
Jun-22	53.7	2.8	34.7	17.7
Sep-22	78.2	-0.8	41.7	40.7
Dec-22	10.7	-10.1	8.8	14.0
Mar-23	47.0	3.8	17.9	24.3
Jun-23	-9.3	1.2	3.2	-5.9
Sep-23	73.1	-1.8	26.6	28.1
Dec-23	46.1	3.0	11.3	13.4
Mar-24	69.6	9.4	16.3	29.0
Jun-24	22.4	1.5	11.5	23.6

Other private non-financial corporations' demand for credit

["","Total liabilities","Debt securities","Loans","Equities"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[0.29999999999999999],[30.600000000000001],[6.7999999999999998],[27.800000000000001],[20.699999999999999],[20.100000000000001],[17.800000000000001],[24.899999999999999],[37.200000000000003],[26],[46.200000000000003],[12.6],[29.600000000000001],[42.100000000000001],[33.299999999999997],[46.700000000000003],[37.700000000000003],[47.899999999999999],[37.200000000000003],[35.899999999999999],[13.199999999999999],[30.699999999999999],[62.299999999999997],[19.199999999999999],[48.299999999999997],[49.200000000000003],[29.600000000000001],[47],[14],[77.400000000000006],[7.0999999999999996],[37.799999999999997],[29.600000000000001],[28],[19],[61.299999999999997],[-3.7999999999999998],[20.100000000000001],[22.300000000000001],[35],[20.300000000000001],[72.400000000000006],[49.100000000000001],[182.5],[53.700000000000003],[78.200000000000003],[10.699999999999999],[47],[-9.3000000000000007],[73.099999999999994],[46.100000000000001],[69.599999999999994],[22.399999999999999]],[[0.59999999999999998],[6.9000000000000004],[7.2000000000000002],[10.199999999999999],[-1.2],[6.7999999999999998],[6],[3.7000000000000002],[-1.8999999999999999],[8.9000000000000004],[1],[-3.7999999999999998],[-5.2999999999999998],[6.0999999999999996],[-7.2999999999999998],[5],[10.6],[-7],[7.2999999999999998],[4.4000000000000004],[-8.8000000000000007],[-7.4000000000000004],[1.3],[-10.199999999999999],[6.7999999999999998],[-3.7999999999999998],[-6.4000000000000004],[3.7000000000000002],[8.0999999999999996],[-0.80000000000000004],[-4.4000000000000004],[-3.1000000000000001],[3.7999999999999998],[-3.2999999999999998],[-2.7999999999999998],[-7.5],[-8.1999999999999993],[-7],[-13.800000000000001],[3.2999999999999998],[-3.3999999999999999],[-4.2999999999999998],[0.80000000000000004],[3.5],[2.7999999999999998],[-0.80000000000000004],[-10.1],[3.7999999999999998],[1.2],[-1.8],[3],[9.4000000000000004],[1.5]],[[-6.7999999999999998],[16.199999999999999],[-0.59999999999999998],[6.5],[13],[-2.5],[1.7],[11.5],[17.899999999999999],[2.3999999999999999],[16.699999999999999],[3.7999999999999998],[20.199999999999999],[9.5],[9],[25.800000000000001],[-0.69999999999999996],[29.699999999999999],[12.6],[15.699999999999999],[2.2999999999999998],[11.199999999999999],[12.699999999999999],[3.6000000000000001],[5],[9.6999999999999993],[8.1999999999999993],[16],[-14.5],[30.399999999999999],[6.4000000000000004],[20.399999999999999],[1.2],[10.199999999999999],[3.8999999999999999],[46.100000000000001],[-22.300000000000001],[-8.5999999999999996],[-9.0999999999999996],[11],[12],[17.600000000000001],[3],[18.899999999999999],[34.700000000000003],[41.700000000000003],[8.8000000000000007],[17.899999999999999],[3.2000000000000002],[26.600000000000001],[11.300000000000001],[16.300000000000001],[11.5]],[[9.5999999999999996],[5.7999999999999998],[-5.9000000000000004],[12.9],[3.8999999999999999],[13.9],[11.699999999999999],[12.6],[23.600000000000001],[13.6],[26.199999999999999],[13],[21],[19],[31.600000000000001],[18],[26.600000000000001],[20.199999999999999],[18.899999999999999],[14.1],[16.600000000000001],[22.899999999999999],[45.100000000000001],[16.800000000000001],[30.699999999999999],[33.5],[30.600000000000001],[23.600000000000001],[21.199999999999999],[46],[6.7000000000000002],[23],[28.800000000000001],[12.9],[24.100000000000001],[13.6],[32.100000000000001],[26.199999999999999],[33.299999999999997],[7.7000000000000002],[10.800000000000001],[53.299999999999997],[41.700000000000003],[154.30000000000001],[17.699999999999999],[40.700000000000003],[14],[24.300000000000001],[-5.9000000000000004],[28.100000000000001],[13.4],[29],[23.600000000000001]]]

[]

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The debt-to-equity ratio (adjusted for price changes) decreased to 0.61. This reflects private non-financial corporations' increased preference for equity.

Firm's equity raising reflected a build up of reinvested earnings from increased foreign direct investment remittances, despite weak profits.

Firms issued bonds for the third consecutive quarter as they sourced additional funding.

Private non-financial corporations' debt to equity ratio
	Debt to equity ratio, adjusted for price changes, June 2004 base	Debt to equity ratio
Jun-04	0.50	0.50
Sep-04	0.50	0.48
Dec-04	0.53	0.48
Mar-05	0.53	0.48
Jun-05	0.59	0.52
Sep-05	0.60	0.50
Dec-05	0.62	0.51
Mar-06	0.64	0.50
Jun-06	0.65	0.52
Sep-06	0.66	0.52
Dec-06	0.69	0.51
Mar-07	0.71	0.50
Jun-07	0.71	0.49
Sep-07	0.75	0.51
Dec-07	0.78	0.54
Mar-08	0.79	0.60
Jun-08	0.81	0.60
Sep-08	0.83	0.69
Dec-08	0.83	0.81
Mar-09	0.79	0.79
Jun-09	0.74	0.70
Sep-09	0.73	0.63
Dec-09	0.72	0.60
Mar-10	0.71	0.60
Jun-10	0.70	0.64
Sep-10	0.69	0.60
Dec-10	0.66	0.55
Mar-11	0.67	0.55
Jun-11	0.66	0.56
Sep-11	0.67	0.63
Dec-11	0.69	0.64
Mar-12	0.69	0.61
Jun-12	0.70	0.66
Sep-12	0.70	0.64
Dec-12	0.70	0.62
Mar-13	0.70	0.61
Jun-13	0.70	0.65
Sep-13	0.70	0.62
Dec-13	0.70	0.63
Mar-14	0.69	0.62
Jun-14	0.69	0.61
Sep-14	0.70	0.63
Dec-14	0.68	0.63
Mar-15	0.69	0.62
Jun-15	0.69	0.63
Sep-15	0.70	0.67
Dec-15	0.70	0.65
Mar-16	0.71	0.65
Jun-16	0.70	0.63
Sep-16	0.69	0.60
Dec-16	0.69	0.59
Mar-17	0.68	0.58
Jun-17	0.68	0.58
Sep-17	0.67	0.57
Dec-17	0.66	0.54
Mar-18	0.67	0.55
Jun-18	0.66	0.53
Sep-18	0.66	0.53
Dec-18	0.65	0.55
Mar-19	0.65	0.52
Jun-19	0.65	0.51
Sep-19	0.65	0.52
Dec-19	0.64	0.50
Mar-20	0.66	0.61
Jun-20	0.63	0.53
Sep-20	0.62	0.52
Dec-20	0.60	0.48
Mar-21	0.61	0.48
Jun-21	0.62	0.47
Sep-21	0.61	0.47
Dec-21	0.60	0.45
Mar-22	0.57	0.43
Jun-22	0.59	0.47
Sep-22	0.59	0.48
Dec-22	0.59	0.46
Mar-23	0.59	0.45
Jun-23	0.59	0.45
Sep-23	0.60	0.47
Dec-23	0.61	0.46
Mar-24	0.62	0.46
Jun-24	0.61	0.46

Private non-financial corporations' debt to equity ratio

["","Debt\u00a0to\u00a0equity\u00a0ratio,\u00a0adjusted\u00a0for\u00a0price\u00a0changes,\u00a0June 2004 base","Debt\u00a0to\u00a0equity\u00a0ratio"]

[["Jun-04","Sep-04","Dec-04","Mar-05","Jun-05","Sep-05","Dec-05","Mar-06","Jun-06","Sep-06","Dec-06","Mar-07","Jun-07","Sep-07","Dec-07","Mar-08","Jun-08","Sep-08","Dec-08","Mar-09","Jun-09","Sep-09","Dec-09","Mar-10","Jun-10","Sep-10","Dec-10","Mar-11","Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[0.5],[0.5],[0.53000000000000003],[0.53000000000000003],[0.58999999999999997],[0.59999999999999998],[0.62],[0.64000000000000001],[0.65000000000000002],[0.66000000000000003],[0.68999999999999995],[0.70999999999999996],[0.70999999999999996],[0.75],[0.78000000000000003],[0.79000000000000004],[0.81000000000000005],[0.82999999999999996],[0.82999999999999996],[0.79000000000000004],[0.73999999999999999],[0.72999999999999998],[0.71999999999999997],[0.70999999999999996],[0.69999999999999996],[0.68999999999999995],[0.66000000000000003],[0.67000000000000004],[0.66000000000000003],[0.67000000000000004],[0.68999999999999995],[0.68999999999999995],[0.69999999999999996],[0.69999999999999996],[0.69999999999999996],[0.69999999999999996],[0.69999999999999996],[0.69999999999999996],[0.69999999999999996],[0.68999999999999995],[0.68999999999999995],[0.69999999999999996],[0.68000000000000005],[0.68999999999999995],[0.68999999999999995],[0.69999999999999996],[0.69999999999999996],[0.70999999999999996],[0.69999999999999996],[0.68999999999999995],[0.68999999999999995],[0.68000000000000005],[0.68000000000000005],[0.67000000000000004],[0.66000000000000003],[0.67000000000000004],[0.66000000000000003],[0.66000000000000003],[0.65000000000000002],[0.65000000000000002],[0.65000000000000002],[0.65000000000000002],[0.64000000000000001],[0.66000000000000003],[0.63],[0.62],[0.59999999999999998],[0.60999999999999999],[0.62],[0.60999999999999999],[0.59999999999999998],[0.56999999999999995],[0.58999999999999997],[0.58999999999999997],[0.58999999999999997],[0.58999999999999997],[0.58999999999999997],[0.59999999999999998],[0.60999999999999999],[0.62],[0.60999999999999999]],[[0.5],[0.47999999999999998],[0.47999999999999998],[0.47999999999999998],[0.52000000000000002],[0.5],[0.51000000000000001],[0.5],[0.52000000000000002],[0.52000000000000002],[0.51000000000000001],[0.5],[0.48999999999999999],[0.51000000000000001],[0.54000000000000004],[0.59999999999999998],[0.59999999999999998],[0.68999999999999995],[0.81000000000000005],[0.79000000000000004],[0.69999999999999996],[0.63],[0.59999999999999998],[0.59999999999999998],[0.64000000000000001],[0.59999999999999998],[0.55000000000000004],[0.55000000000000004],[0.56000000000000005],[0.63],[0.64000000000000001],[0.60999999999999999],[0.66000000000000003],[0.64000000000000001],[0.62],[0.60999999999999999],[0.65000000000000002],[0.62],[0.63],[0.62],[0.60999999999999999],[0.63],[0.63],[0.62],[0.63],[0.67000000000000004],[0.65000000000000002],[0.65000000000000002],[0.63],[0.59999999999999998],[0.58999999999999997],[0.57999999999999996],[0.57999999999999996],[0.56999999999999995],[0.54000000000000004],[0.55000000000000004],[0.53000000000000003],[0.53000000000000003],[0.55000000000000004],[0.52000000000000002],[0.51000000000000001],[0.52000000000000002],[0.5],[0.60999999999999999],[0.53000000000000003],[0.52000000000000002],[0.47999999999999998],[0.47999999999999998],[0.46999999999999997],[0.46999999999999997],[0.45000000000000001],[0.42999999999999999],[0.46999999999999997],[0.47999999999999998],[0.46000000000000002],[0.45000000000000001],[0.45000000000000001],[0.46999999999999997],[0.46000000000000002],[0.46000000000000002],[0.46000000000000002]]]

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Financial corporations

Financial assets and liabilities

Financial corporations' financial assets, $b
	Amounts outstanding, Mar-24	Transactions, Jun-24	Other changes, Jun-24	Amounts outstanding, Jun-24
Central bank	544.0	-127.4	-6.0	410.7
Authorised deposit taking institutions	5,252.4	-109.1	146.0	5,289.4
Other broad money institutions	245.4	4.7	-0.7	249.4
Pension funds	3,308.2	31.9	-17.2	3,322.9
Life insurance corporations	173.2	1.8	-2.0	173.0
Non-life insurance corporations	302.6	1.2	-4.6	299.3
Money market investment funds	32.7	0.4	0.0	33.1
Non-money market investment funds	1,260.6	0.7	-10.5	1,250.8
Central borrowing authorities	680.8	33.5	-1.6	712.6
Securitisers	726.5	3.7	0.0	730.2
Other financial corporations	110.8	-34.5	31.4	107.7

Financial corporations' liabilities, $b
	Amounts outstanding, Mar-24	Transactions, Jun-24	Other changes, Jun-24	Amounts outstanding, Jun-24
Central bank	545.3	-125.6	-6.1	413.6
Authorised deposit taking institutions	5,460.6	-142.5	183.3	5,501.5
Other broad money institutions	170.6	0.9	-0.7	170.9
Pension funds	3,550.1	33.2	-16.1	3,567.2
Life insurance corporations	168.0	-1.6	0.3	166.8
Non-life insurance corporations	336.2	3.4	1.3	340.9
Money market investment funds	32.7	0.4	0.1	33.1
Non-money market investment funds	1,440.3	8.4	-0.3	1,448.3
Central borrowing authorities	653.7	30.2	-0.9	683.0
Securitisers	766.3	11.8	0.2	778.3
Other financial corporations	229.7	-37.1	31.4	224.1

Authorised deposit-taking institutions (ADIs)

Financial assets

Authorised deposit-taking institutions' selected financial assets, $b
	Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total assets	-151.4	5,326.9	-141.8	5,252.4	-109.1	5,289.4
Deposits	-4.0	449.2	-20.5	429.2	-102.9	326.1
Bonds	-26.2	911.0	32.5	947.9	152.8	1,094.7
	Securitisers	-31.9	474.0	9.5	483.9	108.3	594.1
	National general government	-2.3	79.2	3.9	83.6	23.1	105.1
Loans	61.9	3,141.2	25.7	3,170.2	82.5	3,251.7
Other assets	-183.2	825.5	-179.5	705.1	-241.4	616.9

Liabilities

Authorised deposit-taking institutions' selected liabilities, $b
		Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total liabilities	-167.6	5,496.8	-154.5	5,460.6	-142.5	5,501.5
Deposits	25.1	3,215.4	39.3	3,263.0	30.2	3,289.4
	Other private non-fin corps	-0.7	739.3	5.7	746.9	20.4	766.2
	Pension funds	3.0	285.0	7.9	293.2	1.8	294.8
	Households	31.7	1,613.4	30.4	1,644.1	-8.9	1,635.0
Bonds	21.0	554.7	23.6	584.8	24.7	601.9
Shares and equities	-1.0	625.1	-3.1	678.1	-0.3	697.3
Other liabilities	-212.8	1,101.6	-214.2	934.8	-197.1	912.8

Total financial assets of ADIs increased $36.9b, reflecting:

a $146.8b increase in bonds;
a $81.4b increase in loans.

This was partly offset by:

a $103.1b decrease in deposits;
a $60.2b decrease in derivatives; and
a $13.9b decrease in one name paper.

The Additional and Supplementary Allowance of the Reserve Bank of Australia's Term Funding Facility (TFF) matured on 30th June 2024. ADIs used their exchange settlement accounts to repay the TFF, driving the fall in their deposits. The majority of TFF funding was secured with residential mortgage-backed securities, which have now shifted back on to the balance sheet of ADIs resulting in a $110.2b increase in ADIs holding of bonds issued by securitisers. To ensure ADIs continued to meet their requirements without this TFF support, they acquired:

$23.1b of bonds issued by National General Government; and
$16.0b in semi-government bonds.

Change in authorised deposit taking institutions' assets
	Total assets ($b)	Deposits ($b)	Short-term debt ($b)	Bonds ($b)	Derivatives ($b)	Loans ($b)	Equities ($b)	Other accounts ($b)
Jun-11	30.9	-2.6	-2.1	18.3	-4.0	29.6	-8.6	0.1
Sep-11	99.5	9.1	0.0	36.4	33.0	30.7	-11.8	1.7
Dec-11	-18.1	-21.4	-4.9	-5.7	-17.2	22.6	9.1	-2.9
Mar-12	10.5	-6.0	3.8	24.8	-9.4	-3.4	-0.2	2.7
Jun-12	64.6	-6.3	0.2	8.3	27.5	35.9	0.5	-0.9
Sep-12	35.8	2.5	-1.1	43.3	3.4	-25.1	10.5	2.3
Dec-12	15.2	-6.4	-1.0	8.8	-19.0	26.3	6.4	-2.7
Mar-13	28.8	1.4	-7.9	9.6	-12.4	26.5	11.9	1.3
Jun-13	78.4	-4.2	-9.6	32.0	36.3	24.1	-1.1	2.1
Sep-13	18.2	-0.6	-0.7	21.2	-35.0	25.5	10.2	-2.8
Dec-13	89.2	17.4	-7.5	-4.3	31.5	36.3	8.2	5.1
Mar-14	20.3	-0.2	-8.5	25.5	-22.2	26.4	0.6	0.8
Jun-14	63.7	2.1	1.9	15.6	-3.5	45.7	0.2	1.8
Sep-14	94.4	3.3	-0.3	40.3	44.5	12.3	-5.5	0.1
Dec-14	114.1	-5.4	2.6	48.0	47.6	14.0	6.7	-1.6
Mar-15	145.1	-1.2	-3.5	32.3	34.4	59.8	19.6	4.1
Jun-15	-3.0	-4.0	-5.9	-3.6	-52.3	71.7	-8.3	1.1
Sep-15	138.6	5.2	0.6	23.8	72.0	46.9	-11.9	1.6
Dec-15	-14.7	4.6	-6.1	13.2	-64.2	26.0	11.8	-1.6
Mar-16	46.7	1.3	-1.4	5.6	40.8	13.5	-14.9	2.7
Jun-16	79.7	-0.3	-8.6	26.8	25.8	36.3	-1.6	2.4
Sep-16	5.7	-2.0	-4.7	12.2	-36.8	31.2	5.8	-0.7
Dec-16	64.6	1.4	-1.9	-5.3	0.4	65.0	6.8	-3.7
Mar-17	-26.0	4.0	-5.2	11.4	-49.7	6.7	4.7	3.4
Jun-17	52.9	0.8	-5.8	-39.2	11.5	91.4	-9.7	4.5
Sep-17	-21.5	-2.8	-2.0	-18.7	-18.3	19.8	2.6	-2.3
Dec-17	21.4	-1.9	-4.5	12.1	12.0	2.9	5.4	-5.8
Mar-18	80.5	15.6	-0.3	2.6	18.8	50.6	-10.2	4.3
Jun-18	33.7	-0.9	-3.7	-8.5	15.1	29.3	4.7	-1.0
Sep-18	3.3	3.5	-6.4	3.3	-17.4	19.4	0.2	0.1
Dec-18	53.5	0.1	0.9	2.9	28.7	28.4	-10.5	1.1
Mar-19	34.8	1.6	-2.3	16.2	7.6	-0.9	8.2	4.7
Jun-19	67.6	1.7	-2.8	22.6	56.3	-12.3	2.4	-0.3
Sep-19	113.0	5.0	-1.8	17.8	55.5	28.6	9.2	-0.8
Dec-19	-38.3	3.7	4.3	-19.0	-52.7	21.2	5.0	-1.9
Mar-20	478.2	79.7	7.0	215.9	251.9	-54.7	-42.1	19.3
Jun-20	-190.9	-28.7	5.9	132.7	-115.6	-158.0	-21.8	-3.1
Sep-20	-63.7	-21.7	-11.4	-36.5	-40.3	29.3	-3.4	20.2
Dec-20	27.8	48.8	-7.2	-80.1	23.4	31.5	16.9	-6.6
Mar-21	7.4	97.0	-3.2	-88.6	-83.6	41.9	37.4	7.3
Jun-21	38.4	132.9	-0.2	-130.4	-25.4	31.3	12.6	18.6
Sep-21	132.4	48.2	-1.6	24.3	-9.9	64.6	6.1	0.9
Dec-21	108.1	33.6	7.1	0.6	-2.8	82.1	3.4	-16.9
Mar-22	172.1	26.6	5.6	64.7	81.1	-14.5	3.1	5.9
Jun-22	318.6	-12.0	12.2	38.9	172.2	115.2	-8.6	0.5
Sep-22	241.1	24.3	3.5	-0.2	151.5	82.3	-15.0	-4.8
Dec-22	-50.6	-0.3	3.2	5.2	-105.1	38.1	10.0	-2.4
Mar-23	-76.6	-12.5	-2.2	-7.8	-107.8	53.8	-5.0	4.5
Jun-23	98.0	-28.5	-9.5	24.2	76.3	33.8	5.7	-3.8
Sep-23	114.4	-53.0	7.8	95.2	47.8	31.9	-4.6	-9.4
Dec-23	-55.5	-6.6	14.1	-12.2	-123.0	61.1	15.5	-5.6
Mar-24	-74.4	-20.0	-4.8	36.9	-133.5	29.0	22.3	-5.3
Jun-24	36.9	-103.1	-14.2	146.8	-60.2	81.4	3.2	-16.8

Change in authorised deposit taking institutions' assets

["","Total assets","Deposits","Short-term debt","Bonds","Derivatives","Loans","Equities","Other accounts"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[30.899999999999999],[99.5],[-18.100000000000001],[10.5],[64.599999999999994],[35.799999999999997],[15.199999999999999],[28.800000000000001],[78.400000000000006],[18.199999999999999],[89.200000000000003],[20.300000000000001],[63.700000000000003],[94.400000000000006],[114.09999999999999],[145.09999999999999],[-3],[138.59999999999999],[-14.699999999999999],[46.700000000000003],[79.700000000000003],[5.7000000000000002],[64.599999999999994],[-26],[52.899999999999999],[-21.5],[21.399999999999999],[80.5],[33.700000000000003],[3.2999999999999998],[53.5],[34.799999999999997],[67.599999999999994],[113],[-38.299999999999997],[478.19999999999999],[-190.90000000000001],[-63.700000000000003],[27.800000000000001],[7.4000000000000004],[38.399999999999999],[132.40000000000001],[108.09999999999999],[172.09999999999999],[318.60000000000002],[241.09999999999999],[-50.600000000000001],[-76.599999999999994],[98],[114.40000000000001],[-55.5],[-74.400000000000006],[36.899999999999999]],[[-2.6000000000000001],[9.0999999999999996],[-21.399999999999999],[-6],[-6.2999999999999998],[2.5],[-6.4000000000000004],[1.3999999999999999],[-4.2000000000000002],[-0.59999999999999998],[17.399999999999999],[-0.20000000000000001],[2.1000000000000001],[3.2999999999999998],[-5.4000000000000004],[-1.2],[-4],[5.2000000000000002],[4.5999999999999996],[1.3],[-0.29999999999999999],[-2],[1.3999999999999999],[4],[0.80000000000000004],[-2.7999999999999998],[-1.8999999999999999],[15.6],[-0.90000000000000002],[3.5],[0.10000000000000001],[1.6000000000000001],[1.7],[5],[3.7000000000000002],[79.700000000000003],[-28.699999999999999],[-21.699999999999999],[48.799999999999997],[97],[132.90000000000001],[48.200000000000003],[33.600000000000001],[26.600000000000001],[-12],[24.300000000000001],[-0.29999999999999999],[-12.5],[-28.5],[-53],[-6.5999999999999996],[-20],[-103.09999999999999]],[[-2.1000000000000001],[0],[-4.9000000000000004],[3.7999999999999998],[0.20000000000000001],[-1.1000000000000001],[-1],[-7.9000000000000004],[-9.5999999999999996],[-0.69999999999999996],[-7.5],[-8.5],[1.8999999999999999],[-0.29999999999999999],[2.6000000000000001],[-3.5],[-5.9000000000000004],[0.59999999999999998],[-6.0999999999999996],[-1.3999999999999999],[-8.5999999999999996],[-4.7000000000000002],[-1.8999999999999999],[-5.2000000000000002],[-5.7999999999999998],[-2],[-4.5],[-0.29999999999999999],[-3.7000000000000002],[-6.4000000000000004],[0.90000000000000002],[-2.2999999999999998],[-2.7999999999999998],[-1.8],[4.2999999999999998],[7],[5.9000000000000004],[-11.4],[-7.2000000000000002],[-3.2000000000000002],[-0.20000000000000001],[-1.6000000000000001],[7.0999999999999996],[5.5999999999999996],[12.199999999999999],[3.5],[3.2000000000000002],[-2.2000000000000002],[-9.5],[7.7999999999999998],[14.1],[-4.7999999999999998],[-14.199999999999999]],[[18.300000000000001],[36.399999999999999],[-5.7000000000000002],[24.800000000000001],[8.3000000000000007],[43.299999999999997],[8.8000000000000007],[9.5999999999999996],[32],[21.199999999999999],[-4.2999999999999998],[25.5],[15.6],[40.299999999999997],[48],[32.299999999999997],[-3.6000000000000001],[23.800000000000001],[13.199999999999999],[5.5999999999999996],[26.800000000000001],[12.199999999999999],[-5.2999999999999998],[11.4],[-39.200000000000003],[-18.699999999999999],[12.1],[2.6000000000000001],[-8.5],[3.2999999999999998],[2.8999999999999999],[16.199999999999999],[22.600000000000001],[17.800000000000001],[-19],[215.90000000000001],[132.69999999999999],[-36.5],[-80.099999999999994],[-88.599999999999994],[-130.40000000000001],[24.300000000000001],[0.59999999999999998],[64.700000000000003],[38.899999999999999],[-0.20000000000000001],[5.2000000000000002],[-7.7999999999999998],[24.199999999999999],[95.200000000000003],[-12.199999999999999],[36.899999999999999],[146.80000000000001]],[[-4],[33],[-17.199999999999999],[-9.4000000000000004],[27.5],[3.3999999999999999],[-19],[-12.4],[36.299999999999997],[-35],[31.5],[-22.199999999999999],[-3.5],[44.5],[47.600000000000001],[34.399999999999999],[-52.299999999999997],[72],[-64.200000000000003],[40.799999999999997],[25.800000000000001],[-36.799999999999997],[0.40000000000000002],[-49.700000000000003],[11.5],[-18.300000000000001],[12],[18.800000000000001],[15.1],[-17.399999999999999],[28.699999999999999],[7.5999999999999996],[56.299999999999997],[55.5],[-52.700000000000003],[251.90000000000001],[-115.59999999999999],[-40.299999999999997],[23.399999999999999],[-83.599999999999994],[-25.399999999999999],[-9.9000000000000004],[-2.7999999999999998],[81.099999999999994],[172.19999999999999],[151.5],[-105.09999999999999],[-107.8],[76.299999999999997],[47.799999999999997],[-123],[-133.5],[-60.200000000000003]],[[29.600000000000001],[30.699999999999999],[22.600000000000001],[-3.3999999999999999],[35.899999999999999],[-25.100000000000001],[26.300000000000001],[26.5],[24.100000000000001],[25.5],[36.299999999999997],[26.399999999999999],[45.700000000000003],[12.300000000000001],[14],[59.799999999999997],[71.700000000000003],[46.899999999999999],[26],[13.5],[36.299999999999997],[31.199999999999999],[65],[6.7000000000000002],[91.400000000000006],[19.800000000000001],[2.8999999999999999],[50.600000000000001],[29.300000000000001],[19.399999999999999],[28.399999999999999],[-0.90000000000000002],[-12.300000000000001],[28.600000000000001],[21.199999999999999],[-54.700000000000003],[-158],[29.300000000000001],[31.5],[41.899999999999999],[31.300000000000001],[64.599999999999994],[82.099999999999994],[-14.5],[115.2],[82.299999999999997],[38.100000000000001],[53.799999999999997],[33.799999999999997],[31.899999999999999],[61.100000000000001],[29],[81.400000000000006]],[[-8.5999999999999996],[-11.800000000000001],[9.0999999999999996],[-0.20000000000000001],[0.5],[10.5],[6.4000000000000004],[11.9],[-1.1000000000000001],[10.199999999999999],[8.1999999999999993],[0.59999999999999998],[0.20000000000000001],[-5.5],[6.7000000000000002],[19.600000000000001],[-8.3000000000000007],[-11.9],[11.800000000000001],[-14.9],[-1.6000000000000001],[5.7999999999999998],[6.7999999999999998],[4.7000000000000002],[-9.6999999999999993],[2.6000000000000001],[5.4000000000000004],[-10.199999999999999],[4.7000000000000002],[0.20000000000000001],[-10.5],[8.1999999999999993],[2.3999999999999999],[9.1999999999999993],[5],[-42.100000000000001],[-21.800000000000001],[-3.3999999999999999],[16.899999999999999],[37.399999999999999],[12.6],[6.0999999999999996],[3.3999999999999999],[3.1000000000000001],[-8.5999999999999996],[-15],[10],[-5],[5.7000000000000002],[-4.5999999999999996],[15.5],[22.300000000000001],[3.2000000000000002]],[[0.10000000000000001],[1.7],[-2.8999999999999999],[2.7000000000000002],[-0.90000000000000002],[2.2999999999999998],[-2.7000000000000002],[1.3],[2.1000000000000001],[-2.7999999999999998],[5.0999999999999996],[0.80000000000000004],[1.8],[0.10000000000000001],[-1.6000000000000001],[4.0999999999999996],[1.1000000000000001],[1.6000000000000001],[-1.6000000000000001],[2.7000000000000002],[2.3999999999999999],[-0.69999999999999996],[-3.7000000000000002],[3.3999999999999999],[4.5],[-2.2999999999999998],[-5.7999999999999998],[4.2999999999999998],[-1],[0.10000000000000001],[1.1000000000000001],[4.7000000000000002],[-0.29999999999999999],[-0.80000000000000004],[-1.8999999999999999],[19.300000000000001],[-3.1000000000000001],[20.199999999999999],[-6.5999999999999996],[7.2999999999999998],[18.600000000000001],[0.90000000000000002],[-16.899999999999999],[5.9000000000000004],[0.5],[-4.7999999999999998],[-2.3999999999999999],[4.5],[-3.7999999999999998],[-9.4000000000000004],[-5.5999999999999996],[-5.2999999999999998],[-16.800000000000001]]]

[]

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Liabilities of ADIs grew $40.8b, with:

a $26.5b increase in deposits
a $19.2b increase in shares and equities

ADIs also continued to return to regular funding arrangements with the final maturity of the TFF, issuing:

$29.5b of one name paper offshore;
$17.2b of bonds offshore;
$7.5b of bonds domestically; and
$4.8b of one name paper domestically.

Change in authorised deposit taking institutions' liabilities
	Total liabilities ($b)	Deposits ($b)	Short-term debt ($b)	Bonds ($b)	Derivatives ($b)	Loans ($b)	Equities ($b)	Other accounts ($b)
Jun-11	0.1	24.2	-5.7	-4.1	-5.2	5.7	-14.8	-0.1
Sep-11	75.7	63.6	7.9	24.4	3.5	6.9	-31	0.3
Dec-11	-19.2	-1.6	3.9	-22.8	4.2	-15.1	13	-0.8
Mar-12	27.8	2.5	6.3	4.2	-8.8	2.8	19.4	1.5
Jun-12	57.3	53.1	-5.1	-2.6	22.6	-5.3	-5.1	-0.3
Sep-12	61.9	48.3	-20.5	6.6	-4.8	0.6	30.6	1.2
Dec-12	31.2	32.4	9.3	-16.3	-10.5	-3.4	19.1	0.7
Mar-13	42.9	0.9	6.5	-10	-5.8	0.8	50	0.5
Jun-13	92.7	13.9	30.7	14.6	31.9	1.9	-3.8	3.4
Sep-13	56	51.2	-17.8	6.2	-18.1	0.7	33	0.8
Dec-13	101.7	41.3	1.7	15.2	17.1	5.4	21.6	-0.7
Mar-14	37.2	15.7	13.7	-5	-3.8	0.7	13.4	2.6
Jun-14	59.7	34.9	18	2.8	1.3	1.4	0.7	0.6
Sep-14	72.1	37.4	-5.7	16	37.7	9.8	-22.3	-0.7
Dec-14	146.3	38.5	19.8	18.7	44.1	-7.2	31.4	1.1
Mar-15	177.1	43.2	11	11.4	40.2	1.3	65.7	4.2
Jun-15	-71.8	8.2	9.5	10.4	-55.8	3.2	-49.2	1.8
Sep-15	114	66.9	-2.5	29.7	52.1	7.8	-39.6	-0.4
Dec-15	53.1	23.4	5.7	0.9	-32	6	49.2	-0.1
Mar-16	-8.2	9.6	-18.4	0.2	55.5	1.1	-58.4	2.1
Jun-16	78.5	51.5	0	13.9	14.1	-2	-0.7	1.7
Sep-16	2.3	43.2	-11.1	-12.5	-33.7	-4.4	20.5	0.4
Dec-16	120.2	68.4	13.9	-7.1	-4.5	4.3	48.5	-3.2
Mar-17	-24.4	0.9	1.1	-15.8	-32.9	-3.8	26.8	-0.8
Jun-17	36.2	34.8	17.1	3.5	11.9	5.4	-38.7	2.3
Sep-17	-16.8	-0.2	11.1	0.7	-28	-3.3	2.5	0.5
Dec-17	47.4	34.6	-13.5	6.6	11.5	7.6	4.8	-4.2
Mar-18	36.6	10.2	11.1	26.4	6.6	5.3	-29.3	6.4
Jun-18	55	14.2	3.2	9.1	18.7	-0.2	13.6	-3.6
Sep-18	13.8	32.5	-28.9	14.9	-9.1	5.9	-6	4.6
Dec-18	10.6	2.5	22	4.8	20.6	-1.3	-33.2	-4.8
Mar-19	43.3	7.5	-1.1	-9.4	13.9	14.1	12.5	5.8
Jun-19	127.1	23.6	-24	12.8	58.6	10.4	39.9	5.9
Sep-19	119.4	49	-6.3	6.7	52.7	9.8	12.5	-5.1
Dec-19	-86.1	5.7	21.8	-27.7	-38.3	-0.9	-41.2	-5.7
Mar-20	338.5	190.8	-13.1	36.6	205.9	29.3	-130.8	19.9
Jun-20	-100.5	9.6	-24.8	-38	-70	-15.3	44.3	-6.3
Sep-20	-77.4	68.9	-24.7	-31.4	-54.9	-16.1	-19.8	0.6
Dec-20	93.4	3.7	13.1	-22	35.8	-14.1	85.1	-8.1
Mar-21	7	34.2	19	-29.5	-99.6	16.8	60.3	5.7
Jun-21	59.4	42.1	5.8	3.3	-29.7	8.2	32.1	-2.4
Sep-21	142.6	93.8	20.1	-3.6	-11.9	8.5	25.2	10.4
Dec-21	87.9	60.6	49.2	-4.3	1.3	16.4	-17	-18.2
Mar-22	174.2	58.8	-11.5	-14.1	95.3	13.4	22.4	9.9
Jun-22	206.7	98.6	35	16.5	152.6	-1.6	-96.3	1.9
Sep-22	228.4	64.9	-4.1	5.4	151.8	0.8	12.4	-2.7
Dec-22	8.8	21.1	15.8	20.9	-73.6	-13.5	45.5	-7.3
Mar-23	-82.6	41.6	-10	31.1	-126.7	-11.6	-17.2	10.4
Jun-23	91.1	-5.3	-3.1	13.7	84.4	2.1	2.3	-2.9
Sep-23	111.8	38.3	12.3	14.5	47	-6.8	8.6	-2.2
Dec-23	-17.8	20.2	19.8	24.1	-107.4	-8.4	38.3	-4.6
Mar-24	-36.2	47.6	-6.2	30	-154.8	-9.2	53	3.5
Jun-24	40.8	26.5	32	17.1	-59	-2.3	19.2	7.2

Change in authorised deposit taking institutions' liabilities

["","Total liabilities","Deposits","Short-term debt","Bonds","Derivatives","Loans","Equities","Other accounts"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[0.10000000000000001],[75.700000000000003],[-19.199999999999999],[27.800000000000001],[57.299999999999997],[61.899999999999999],[31.199999999999999],[42.899999999999999],[92.700000000000003],[56],[101.7],[37.200000000000003],[59.700000000000003],[72.099999999999994],[146.30000000000001],[177.09999999999999],[-71.799999999999997],[114],[53.100000000000001],[-8.1999999999999993],[78.5],[2.2999999999999998],[120.2],[-24.399999999999999],[36.200000000000003],[-16.800000000000001],[47.399999999999999],[36.600000000000001],[55],[13.800000000000001],[10.6],[43.299999999999997],[127.09999999999999],[119.40000000000001],[-86.099999999999994],[338.5],[-100.5],[-77.400000000000006],[93.400000000000006],[7],[59.399999999999999],[142.59999999999999],[87.900000000000006],[174.19999999999999],[206.69999999999999],[228.40000000000001],[8.8000000000000007],[-82.599999999999994],[91.099999999999994],[111.8],[-17.800000000000001],[-36.200000000000003],[40.799999999999997]],[[24.199999999999999],[63.600000000000001],[-1.6000000000000001],[2.5],[53.100000000000001],[48.299999999999997],[32.399999999999999],[0.90000000000000002],[13.9],[51.200000000000003],[41.299999999999997],[15.699999999999999],[34.899999999999999],[37.399999999999999],[38.5],[43.200000000000003],[8.1999999999999993],[66.900000000000006],[23.399999999999999],[9.5999999999999996],[51.5],[43.200000000000003],[68.400000000000006],[0.90000000000000002],[34.799999999999997],[-0.20000000000000001],[34.600000000000001],[10.199999999999999],[14.199999999999999],[32.5],[2.5],[7.5],[23.600000000000001],[49],[5.7000000000000002],[190.80000000000001],[9.5999999999999996],[68.900000000000006],[3.7000000000000002],[34.200000000000003],[42.100000000000001],[93.799999999999997],[60.600000000000001],[58.799999999999997],[98.599999999999994],[64.900000000000006],[21.100000000000001],[41.600000000000001],[-5.2999999999999998],[38.299999999999997],[20.199999999999999],[47.600000000000001],[26.5]],[[-5.7000000000000002],[7.9000000000000004],[3.8999999999999999],[6.2999999999999998],[-5.0999999999999996],[-20.5],[9.3000000000000007],[6.5],[30.699999999999999],[-17.800000000000001],[1.7],[13.699999999999999],[18],[-5.7000000000000002],[19.800000000000001],[11],[9.5],[-2.5],[5.7000000000000002],[-18.399999999999999],[0],[-11.1],[13.9],[1.1000000000000001],[17.100000000000001],[11.1],[-13.5],[11.1],[3.2000000000000002],[-28.899999999999999],[22],[-1.1000000000000001],[-24],[-6.2999999999999998],[21.800000000000001],[-13.1],[-24.800000000000001],[-24.699999999999999],[13.1],[19],[5.7999999999999998],[20.100000000000001],[49.200000000000003],[-11.5],[35],[-4.0999999999999996],[15.800000000000001],[-10],[-3.1000000000000001],[12.300000000000001],[19.800000000000001],[-6.2000000000000002],[32]],[[-4.0999999999999996],[24.399999999999999],[-22.800000000000001],[4.2000000000000002],[-2.6000000000000001],[6.5999999999999996],[-16.300000000000001],[-10],[14.6],[6.2000000000000002],[15.199999999999999],[-5],[2.7999999999999998],[16],[18.699999999999999],[11.4],[10.4],[29.699999999999999],[0.90000000000000002],[0.20000000000000001],[13.9],[-12.5],[-7.0999999999999996],[-15.800000000000001],[3.5],[0.69999999999999996],[6.5999999999999996],[26.399999999999999],[9.0999999999999996],[14.9],[4.7999999999999998],[-9.4000000000000004],[12.800000000000001],[6.7000000000000002],[-27.699999999999999],[36.600000000000001],[-38],[-31.399999999999999],[-22],[-29.5],[3.2999999999999998],[-3.6000000000000001],[-4.2999999999999998],[-14.1],[16.5],[5.4000000000000004],[20.899999999999999],[31.100000000000001],[13.699999999999999],[14.5],[24.100000000000001],[30],[17.100000000000001]],[[-5.2000000000000002],[3.5],[4.2000000000000002],[-8.8000000000000007],[22.600000000000001],[-4.7999999999999998],[-10.5],[-5.7999999999999998],[31.899999999999999],[-18.100000000000001],[17.100000000000001],[-3.7999999999999998],[1.3],[37.700000000000003],[44.100000000000001],[40.200000000000003],[-55.799999999999997],[52.100000000000001],[-32],[55.5],[14.1],[-33.700000000000003],[-4.5],[-32.899999999999999],[11.9],[-28],[11.5],[6.5999999999999996],[18.699999999999999],[-9.0999999999999996],[20.600000000000001],[13.9],[58.600000000000001],[52.700000000000003],[-38.299999999999997],[205.90000000000001],[-70],[-54.899999999999999],[35.799999999999997],[-99.599999999999994],[-29.699999999999999],[-11.9],[1.3],[95.299999999999997],[152.59999999999999],[151.80000000000001],[-73.599999999999994],[-126.7],[84.400000000000006],[47],[-107.40000000000001],[-154.80000000000001],[-59]],[[5.7000000000000002],[6.9000000000000004],[-15.1],[2.7999999999999998],[-5.2999999999999998],[0.59999999999999998],[-3.3999999999999999],[0.80000000000000004],[1.8999999999999999],[0.69999999999999996],[5.4000000000000004],[0.69999999999999996],[1.3999999999999999],[9.8000000000000007],[-7.2000000000000002],[1.3],[3.2000000000000002],[7.7999999999999998],[6],[1.1000000000000001],[-2],[-4.4000000000000004],[4.2999999999999998],[-3.7999999999999998],[5.4000000000000004],[-3.2999999999999998],[7.5999999999999996],[5.2999999999999998],[-0.20000000000000001],[5.9000000000000004],[-1.3],[14.1],[10.4],[9.8000000000000007],[-0.90000000000000002],[29.300000000000001],[-15.300000000000001],[-16.100000000000001],[-14.1],[16.800000000000001],[8.1999999999999993],[8.5],[16.399999999999999],[13.4],[-1.6000000000000001],[0.80000000000000004],[-13.5],[-11.6],[2.1000000000000001],[-6.7999999999999998],[-8.4000000000000004],[-9.1999999999999993],[-2.2999999999999998]],[[-14.800000000000001],[-31],[13],[19.399999999999999],[-5.0999999999999996],[30.600000000000001],[19.100000000000001],[50],[-3.7999999999999998],[33],[21.600000000000001],[13.4],[0.69999999999999996],[-22.300000000000001],[31.399999999999999],[65.700000000000003],[-49.200000000000003],[-39.600000000000001],[49.200000000000003],[-58.399999999999999],[-0.69999999999999996],[20.5],[48.5],[26.800000000000001],[-38.700000000000003],[2.5],[4.7999999999999998],[-29.300000000000001],[13.6],[-6],[-33.200000000000003],[12.5],[39.899999999999999],[12.5],[-41.200000000000003],[-130.80000000000001],[44.299999999999997],[-19.800000000000001],[85.099999999999994],[60.299999999999997],[32.100000000000001],[25.199999999999999],[-17],[22.399999999999999],[-96.299999999999997],[12.4],[45.5],[-17.199999999999999],[2.2999999999999998],[8.5999999999999996],[38.299999999999997],[53],[19.199999999999999]],[[-0.10000000000000001],[0.29999999999999999],[-0.80000000000000004],[1.5],[-0.29999999999999999],[1.2],[0.69999999999999996],[0.5],[3.3999999999999999],[0.80000000000000004],[-0.69999999999999996],[2.6000000000000001],[0.59999999999999998],[-0.69999999999999996],[1.1000000000000001],[4.2000000000000002],[1.8],[-0.40000000000000002],[-0.10000000000000001],[2.1000000000000001],[1.7],[0.40000000000000002],[-3.2000000000000002],[-0.80000000000000004],[2.2999999999999998],[0.5],[-4.2000000000000002],[6.4000000000000004],[-3.6000000000000001],[4.5999999999999996],[-4.7999999999999998],[5.7999999999999998],[5.9000000000000004],[-5.0999999999999996],[-5.7000000000000002],[19.899999999999999],[-6.2999999999999998],[0.59999999999999998],[-8.0999999999999996],[5.7000000000000002],[-2.3999999999999999],[10.4],[-18.199999999999999],[9.9000000000000004],[1.8999999999999999],[-2.7000000000000002],[-7.2999999999999998],[10.4],[-2.8999999999999999],[-2.2000000000000002],[-4.5999999999999996],[3.5],[7.2000000000000002]]]

[]

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Pension (superannuation) funds

Financial assets

Pension (superannuation) funds' selected financial assets, $b
	Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total assets	17.0	3,157.3	23.2	3,308.2	31.9	3,322.9
Deposits	2.2	294.1	7.6	302.4	1.1	303.2
Debt securities	8.6	235.8	11.1	249.5	3.5	246.2
Shares and equity	14.4	2,556.9	12.2	2,699.8	27.7	2,712.9
	Other private non-fin corps	-0.1	484.9	1.3	492.1	7.0	485.0
	Non-money market investment funds	4.4	976.6	4.3	1,013.3	1.8	1,015.0
	Rest of world	5.5	582.7	5.1	644.4	15.3	657.9
Net equity in life offices	-0.6	13.8	-0.2	13.9	-0.2	13.7
Other assets	-7.7	56.8	-7.5	42.6	-0.2	46.9

Liabilities

Pension (superannuation) funds' selected liabilities, $b
		Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total liabilities	14.3	3,396.3	24.8	3,550.1	33.2	3,567.2
Net equity in reserves	25.0	3,346.3	22.2	3,497.4	37.1	3,516.5
	Households	24.8	3,339.7	22.0	3,490.1	36.9	3,508.8
Other liabilities	-10.7	50.0	2.6	52.7	-3.9	50.7

Total financial assets of pension (superannuation funds) increased by 0.4% ($14.7b), with a:

$13.1b increase in equities
$0.8b increase in deposits
$3.3b decrease in debt securities

Pension funds used households' contributions to superannuation to acquire $27.7b in equities, $1.1b in deposits and $3.5b in debt securities. Revaluation losses of $14.6b in equities reflect the fall in the value of shares listed on the domestic share market. Pension funds' investment in deposits and debt securities was softer this quarter as pension funds sought higher yields on overseas equities.

Pension funds' financial assets
	Total assets (RHS) ($b)	Revaluations (LHS) ($b)	Transactions (LHS) ($b)
Jun-11	1,209	-34.8	25.7
Sep-11	1,136.8	-83.4	11.1
Dec-11	1,146.6	-3.3	13.1
Mar-12	1,207.1	41.8	18.7
Jun-12	1,202.4	-37.7	33.1
Sep-12	1,247.2	30.7	14.1
Dec-12	1,298.2	34.2	16.7
Mar-13	1,361.1	43.8	19.1
Jun-13	1,378.8	-20.6	38.2
Sep-13	1,454.8	62.5	13.5
Dec-13	1,508.7	28.7	25.2
Mar-14	1,544.3	14.8	20.8
Jun-14	1,575.8	-0.5	32.0
Sep-14	1,611.6	11.8	24.1
Dec-14	1,665.8	32.3	21.9
Mar-15	1,762.5	79.9	16.8
Jun-15	1,745	-52.3	34.8
Sep-15	1,719	-45.6	19.6
Dec-15	1,775.1	39.5	16.5
Mar-16	1,748.7	-33.8	7.5
Jun-16	1,821.6	42.7	30.2
Sep-16	1,895.5	61.4	12.5
Dec-16	1,947.7	33.0	19.3
Mar-17	2,001.8	35.0	19.1
Jun-17	2,050.6	9.3	39.5
Sep-17	2,064.4	2.9	10.8
Dec-17	2,158.1	73.0	20.8
Mar-18	2,143.7	-29.5	15.1
Jun-18	2,217.9	50.4	23.8
Sep-18	2,263.3	32.4	13.0
Dec-18	2,150.2	-127.5	14.5
Mar-19	2,281.1	116.2	14.7
Jun-19	2,382.9	74.7	27.1
Sep-19	2,441.6	46.7	12.0
Dec-19	2,494.9	30.0	23.3
Mar-20	2,239.1	-269.7	13.9
Jun-20	2,376.3	130.3	7.0
Sep-20	2,409.4	26.9	6.2
Dec-20	2,568.1	142.5	16.2
Mar-21	2,636.8	49.1	19.6
Jun-21	2,793.2	123.9	32.4
Sep-21	2,853.6	42.0	18.4
Dec-21	2,937.9	65.4	18.9
Mar-22	2,883.3	-71.4	16.8
Jun-22	2,713.6	-199.7	30.0
Sep-22	2,723.1	-12.1	21.6
Dec-22	2,821.9	85.8	13.0
Mar-23	2,934.6	84.1	28.6
Jun-23	3,003.9	38.2	31.2
Sep-23	3,014.7	-13.6	24.4
Dec-23	3,157.3	125.7	17.0
Mar-24	3,308.2	127.6	23.2
Jun-24	3,322.9	-17.2	31.9

Pension funds' financial assets

["","Total assets (RHS)","Revaluations (LHS)","Transactions (LHS)"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[1209],[1136.8],[1146.5999999999999],[1207.0999999999999],[1202.4000000000001],[1247.2],[1298.2],[1361.0999999999999],[1378.8],[1454.8],[1508.7],[1544.3],[1575.8],[1611.5999999999999],[1665.8],[1762.5],[1745],[1719],[1775.0999999999999],[1748.7],[1821.5999999999999],[1895.5],[1947.7],[2001.8],[2050.5999999999999],[2064.4000000000001],[2158.0999999999999],[2143.6999999999998],[2217.9000000000001],[2263.3000000000002],[2150.1999999999998],[2281.0999999999999],[2382.9000000000001],[2441.5999999999999],[2494.9000000000001],[2239.0999999999999],[2376.3000000000002],[2409.4000000000001],[2568.0999999999999],[2636.8000000000002],[2793.1999999999998],[2853.5999999999999],[2937.9000000000001],[2883.3000000000002],[2713.5999999999999],[2723.0999999999999],[2821.9000000000001],[2934.5999999999999],[3003.9000000000001],[3014.6999999999998],[3157.3000000000002],[3308.1999999999998],[3322.9000000000001]],[[-34.799999999999997],[-83.400000000000006],[-3.2999999999999998],[41.799999999999997],[-37.700000000000003],[30.699999999999999],[34.200000000000003],[43.799999999999997],[-20.600000000000001],[62.5],[28.699999999999999],[14.800000000000001],[-0.5],[11.800000000000001],[32.299999999999997],[79.900000000000006],[-52.299999999999997],[-45.600000000000001],[39.5],[-33.799999999999997],[42.700000000000003],[61.399999999999999],[33],[35],[9.3000000000000007],[2.8999999999999999],[73],[-29.5],[50.399999999999999],[32.399999999999999],[-127.5],[116.2],[74.700000000000003],[46.700000000000003],[30],[-269.69999999999999],[130.30000000000001],[26.899999999999999],[142.5],[49.100000000000001],[123.90000000000001],[42],[65.400000000000006],[-71.400000000000006],[-199.69999999999999],[-12.1],[85.799999999999997],[84.099999999999994],[38.200000000000003],[-13.6],[125.7],[127.59999999999999],[-17.199999999999999]],[[25.699999999999999],[11.1],[13.1],[18.699999999999999],[33.100000000000001],[14.1],[16.699999999999999],[19.100000000000001],[38.200000000000003],[13.5],[25.199999999999999],[20.800000000000001],[32],[24.100000000000001],[21.899999999999999],[16.800000000000001],[34.799999999999997],[19.600000000000001],[16.5],[7.5],[30.199999999999999],[12.5],[19.300000000000001],[19.100000000000001],[39.5],[10.800000000000001],[20.800000000000001],[15.1],[23.800000000000001],[13],[14.5],[14.699999999999999],[27.100000000000001],[12],[23.300000000000001],[13.9],[7],[6.2000000000000002],[16.199999999999999],[19.600000000000001],[32.399999999999999],[18.399999999999999],[18.899999999999999],[16.800000000000001],[30],[21.600000000000001],[13],[28.600000000000001],[31.199999999999999],[24.399999999999999],[17],[23.199999999999999],[31.899999999999999]]]

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Government

National general government financial assets

National general government selected financial assets, $b
	Transactions, Dec-23	Amounts outstanding, Dec-23	Transactions, Mar-24	Amounts outstanding, Mar-24	Transactions, Jun-24	Amounts outstanding, Jun-24
Total assets	16.9	757.2	22.6	794.2	-1.6	786.6
Deposits	1.4	122.5	10.6	133.7	4.7	138.7
	Central bank	0.1	93.5	10.4	103.9	1.3	105.2
	Authorised deposit taking institutions	-2.1	19.8	1.1	21.0	2.3	23.2
One name paper	3.0	35.5	-1.7	33.6	-3.9	28.9
Shares and equity	0.6	186.5	1.8	201.3	3.3	198.3
Other assets	12.0	412.7	11.9	425.6	-5.8	420.7

National general government liabilities

National general government selected liabilities, $b
	Transactions, Dec-23	Amounts Outstanding, Dec-23	Transactions, Mar-24	Amounts Outstanding, Mar-24	Transactions, Jun-24	Amounts Outstanding, Jun-24
Total liabilities	18.1	1,285.3	14.7	1,307.3	-3.7	1,279.3
One name paper	-0.7	26.5	1.5	28.0	-0.2	27.8
Bonds	17.2	853.2	7.3	866.9	-19.1	829.9
	Central bank	-1.6	258.2	0.1	260.2	-21.0	235.0
	Authorised deposit taking institutions	-2.3	79.2	3.9	83.6	23.1	105.1
	Rest of world	16.0	404.8	9.5	417.5	-15.6	391.6
Other liabilities	1.6	405.7	5.9	412.4	15.6	421.6

State and local general government financial assets

State and local general government selected financial assets, $b
	Transactions, Dec-23	Amounts Outstanding, Dec-23	Transactions, Mar-24	Amounts Outstanding, Mar-24	Transactions, Jun-24	Amounts Outstanding, Jun-24
Total assets	-8.9	683.8	3.2	700.4	5.2	700.8
Deposits	-9.3	90.7	0.3	91.1	-0.9	90.1
Loans and placements	-1.3	70.4	3.8	74.2	2.5	76.7
Shares and equity	0.7	488.8	-1.0	501.2	2.7	499.0
	State and local PNFCs	0.0	372.4	0.0	384.5	0.0	372.9
	Other private non-fin corps	-0.1	41.2	0.2	41.4	0.4	41.8
Other assets	1.0	33.9	0.1	34.0	1.0	35.0

State and local general government liabilities

State and local general government selected liabilities, $b
	Transactions, Dec-23	Amounts Outstanding, Dec-23	Transactions, Mar-24	Amounts Outstanding, Mar-24	Transactions, Jun-24	Amounts Outstanding, Jun-24
Total liabilities	18.2	611.0	11.0	618.3	22.0	639.6
Loans and placements	15.7	409.8	10.8	420.6	16.0	436.6
	Central borrowing authorities	17.8	388.5	12.5	401.0	15.9	416.9
Unfunded superannuation claims	0.6	111.4	0.6	108.5	0.6	108.3
Other liabilities	2.0	89.8	-0.5	89.2	5.5	94.7

General government

General government (national, and state) were net borrowers of $14.8b. This was driven by a:

$16.2b borrowing of loans

Partly offset by a:

$18.0b net maturity of bond liabilities
$6.0b acquisition of equity assets

National general government were net lenders of $2.1b. The national general government's position was driven by a:

$19.1b net maturity of bond liabilities
$4.7b increase in deposit assets

Partly offset by a:

$5.7b decrease in loan and placement assets

National general government experienced its largest net maturity of bonds. The total value of treasury bonds outstanding further decreased as treasury bond yields rose, decreasing their market value.

The rise in deposits reflected elevated income tax receipts.

State and local general government were net borrowers of $16.8b. The state and local general government's position was mainly driven by a:

$16.0b borrowing of loans

Loan liabilities of state and local general governments grew for the ninth consecutive quarter. They reached record levels of $436.6b as state governments sourced funding for employee expenses, social benefits to households, and transport and health infrastructure projects.

General government's change in financial position
	Net lending/borrowing ($b)	Deposits ($b)	Notes ($b)	Bonds ($b)	Loans ($b)	Other ($b)
Jun-11	-19.8	8.0	1.2	-10.4	-7.3	-11.3
Sep-11	-25.8	-3.5	-0.3	-21.3	-9.0	8.3
Dec-11	-14.9	11.3	0.9	-22.0	-2.1	-2.9
Mar-12	-13.2	3.4	-1.7	-13.8	-0.3	-0.7
Jun-12	-30.1	-7.4	1.4	-4.9	-5.0	-14.2
Sep-12	-24.3	9.3	-3.5	-15.2	-15.5	0.5
Dec-12	-12.4	2.9	-5.3	-10.8	6.3	-5.5
Mar-13	-15.5	0.5	1.8	-13.3	-2.1	-2.4
Jun-13	-14.0	1.0	14.3	-8.7	0.6	-21.2
Sep-13	-20.2	6.0	-1.5	-24.7	-11.3	11.4
Dec-13	-10.9	5.6	-0.4	-16.4	-0.3	0.7
Mar-14	-11.0	13.5	8.6	-27.8	-2.5	-2.8
Jun-14	-10.2	-8.4	-3.3	-4.6	1.0	5.1
Sep-14	-18.4	6.5	-1.7	-18.4	-4.5	-0.3
Dec-14	-10.0	0.4	-1.1	-10.8	3.3	-1.8
Mar-15	-3.6	12.2	3.5	-16.0	0.4	-3.8
Jun-15	-8.4	-5.1	-0.2	-7.3	2.1	2.2
Sep-15	-15.0	1.9	-1.9	-26.3	-1.3	12.6
Dec-15	-7.2	-7.0	5.8	-7.6	6.8	-5.2
Mar-16	-8.8	9.3	1.7	-22.1	1.5	0.8
Jun-16	-6.0	1.1	0.5	-4.8	-0.4	-2.3
Sep-16	-22.1	-3.1	3.7	-24.0	-0.7	1.9
Dec-16	-24.1	11.5	0.8	-23.7	4.6	-17.3
Mar-17	2.2	7.9	0.5	-20.7	2.2	12.3
Jun-17	-12.8	15.7	6.9	-19.8	-0.5	-15.2
Sep-17	-18.7	-24.2	0.5	-0.9	-4.0	9.8
Dec-17	-2.6	8.6	-5.6	-14.7	1.7	7.4
Mar-18	-0.9	-1.0	-2.2	-5.1	1.6	5.8
Jun-18	-0.2	5.0	6.2	-11.3	6.2	-6.3
Sep-18	-18.5	-3.3	-0.3	-2.4	-1.8	-10.7
Dec-18	-9.2	-18.2	2.0	-2.3	-3.1	12.4
Mar-19	-0.3	-1.4	1.6	3.7	0.4	-4.7
Jun-19	-9.2	6.6	0.1	-10.5	-2.5	-3.0
Sep-19	-22.9	0.3	-1.3	-13.7	-8.6	0.3
Dec-19	-14.2	-7.7	-4.0	1.0	-6.3	2.8
Mar-20	-14.3	21.1	-16.3	-15.7	-12.7	9.3
Jun-20	-89.0	46.9	-25.8	-71.0	-26.0	-13.1
Sep-20	-110.8	42.4	0.1	-117.2	-30.5	-5.6
Dec-20	-44.9	-32.3	16.5	-23.0	-21.7	15.7
Mar-21	-14.6	-15.0	14.0	-21.9	-0.5	8.8
Jun-21	-11.7	1.1	4.6	-5.7	1.1	-12.9
Sep-21	-43.7	9.6	0.0	-23.9	-26.6	-2.8
Dec-21	-26.0	8.8	-5.2	-8.4	-5.8	-15.4
Mar-22	-1.8	3.1	3.5	-18.2	0.3	9.6
Jun-22	-16.3	34.2	-8.6	-26.0	-16.2	0.3
Sep-22	-24.8	-6.6	1.3	4.6	-18.8	-5.2
Dec-22	-14.8	-14.1	-0.5	-1.5	-7.4	8.7
Mar-23	12.0	18.6	-4.9	-11.4	-2.2	11.9
Jun-23	5.9	11.5	10.0	14.9	-4.6	-26.0
Sep-23	-25.6	-10.9	-5.8	-7.2	-12.6	10.9
Dec-23	-28.3	-8.0	4.8	-15.4	-17.3	7.6
Mar-24	0.2	10.9	-3.2	-4.2	-5.6	2.3
Jun-24	-14.8	3.8	-3.0	20.5	-19.2	-16.8

General government's change in financial position

["","Net lending\/borrowing","Deposits","Notes","Bonds","Loans","Other"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[-19.800000000000001],[-25.800000000000001],[-14.9],[-13.199999999999999],[-30.100000000000001],[-24.300000000000001],[-12.4],[-15.5],[-14],[-20.199999999999999],[-10.9],[-11],[-10.199999999999999],[-18.399999999999999],[-10],[-3.6000000000000001],[-8.4000000000000004],[-15],[-7.2000000000000002],[-8.8000000000000007],[-6],[-22.100000000000001],[-24.100000000000001],[2.2000000000000002],[-12.800000000000001],[-18.699999999999999],[-2.6000000000000001],[-0.90000000000000002],[-0.20000000000000001],[-18.5],[-9.1999999999999993],[-0.29999999999999999],[-9.1999999999999993],[-22.899999999999999],[-14.199999999999999],[-14.300000000000001],[-89],[-110.8],[-44.899999999999999],[-14.6],[-11.699999999999999],[-43.700000000000003],[-26],[-1.8],[-16.300000000000001],[-24.800000000000001],[-14.800000000000001],[12],[5.9000000000000004],[-25.600000000000001],[-28.300000000000001],[0.20000000000000001],[-14.800000000000001]],[[8],[-3.5],[11.300000000000001],[3.3999999999999999],[-7.4000000000000004],[9.3000000000000007],[2.8999999999999999],[0.5],[1],[6],[5.5999999999999996],[13.5],[-8.4000000000000004],[6.5],[0.40000000000000002],[12.199999999999999],[-5.0999999999999996],[1.8999999999999999],[-7],[9.3000000000000007],[1.1000000000000001],[-3.1000000000000001],[11.5],[7.9000000000000004],[15.699999999999999],[-24.199999999999999],[8.5999999999999996],[-1],[5],[-3.2999999999999998],[-18.199999999999999],[-1.3999999999999999],[6.5999999999999996],[0.29999999999999999],[-7.7000000000000002],[21.100000000000001],[46.899999999999999],[42.399999999999999],[-32.299999999999997],[-15],[1.1000000000000001],[9.5999999999999996],[8.8000000000000007],[3.1000000000000001],[34.200000000000003],[-6.5999999999999996],[-14.1],[18.600000000000001],[11.5],[-10.9],[-8],[10.9],[3.7999999999999998]],[[1.2],[-0.29999999999999999],[0.90000000000000002],[-1.7],[1.3999999999999999],[-3.5],[-5.2999999999999998],[1.8],[14.300000000000001],[-1.5],[-0.40000000000000002],[8.5999999999999996],[-3.2999999999999998],[-1.7],[-1.1000000000000001],[3.5],[-0.20000000000000001],[-1.8999999999999999],[5.7999999999999998],[1.7],[0.5],[3.7000000000000002],[0.80000000000000004],[0.5],[6.9000000000000004],[0.5],[-5.5999999999999996],[-2.2000000000000002],[6.2000000000000002],[-0.29999999999999999],[2],[1.6000000000000001],[0.10000000000000001],[-1.3],[-4],[-16.300000000000001],[-25.800000000000001],[0.10000000000000001],[16.5],[14],[4.5999999999999996],[0],[-5.2000000000000002],[3.5],[-8.5999999999999996],[1.3],[-0.5],[-4.9000000000000004],[10],[-5.7999999999999998],[4.7999999999999998],[-3.2000000000000002],[-3]],[[-10.4],[-21.300000000000001],[-22],[-13.800000000000001],[-4.9000000000000004],[-15.199999999999999],[-10.800000000000001],[-13.300000000000001],[-8.6999999999999993],[-24.699999999999999],[-16.399999999999999],[-27.800000000000001],[-4.5999999999999996],[-18.399999999999999],[-10.800000000000001],[-16],[-7.2999999999999998],[-26.300000000000001],[-7.5999999999999996],[-22.100000000000001],[-4.7999999999999998],[-24],[-23.699999999999999],[-20.699999999999999],[-19.800000000000001],[-0.90000000000000002],[-14.699999999999999],[-5.0999999999999996],[-11.300000000000001],[-2.3999999999999999],[-2.2999999999999998],[3.7000000000000002],[-10.5],[-13.699999999999999],[1],[-15.699999999999999],[-71],[-117.2],[-23],[-21.899999999999999],[-5.7000000000000002],[-23.899999999999999],[-8.4000000000000004],[-18.199999999999999],[-26],[4.5999999999999996],[-1.5],[-11.4],[14.9],[-7.2000000000000002],[-15.4],[-4.2000000000000002],[20.5]],[[-7.2999999999999998],[-9],[-2.1000000000000001],[-0.29999999999999999],[-5],[-15.5],[6.2999999999999998],[-2.1000000000000001],[0.59999999999999998],[-11.300000000000001],[-0.29999999999999999],[-2.5],[1],[-4.5],[3.2999999999999998],[0.40000000000000002],[2.1000000000000001],[-1.3],[6.7999999999999998],[1.5],[-0.40000000000000002],[-0.69999999999999996],[4.5999999999999996],[2.2000000000000002],[-0.5],[-4],[1.7],[1.6000000000000001],[6.2000000000000002],[-1.8],[-3.1000000000000001],[0.40000000000000002],[-2.5],[-8.5999999999999996],[-6.2999999999999998],[-12.699999999999999],[-26],[-30.5],[-21.699999999999999],[-0.5],[1.1000000000000001],[-26.600000000000001],[-5.7999999999999998],[0.29999999999999999],[-16.199999999999999],[-18.800000000000001],[-7.4000000000000004],[-2.2000000000000002],[-4.5999999999999996],[-12.6],[-17.300000000000001],[-5.5999999999999996],[-19.199999999999999]],[[-11.300000000000001],[8.3000000000000007],[-2.8999999999999999],[-0.69999999999999996],[-14.199999999999999],[0.5],[-5.5],[-2.3999999999999999],[-21.199999999999999],[11.4],[0.69999999999999996],[-2.7999999999999998],[5.0999999999999996],[-0.29999999999999999],[-1.8],[-3.7999999999999998],[2.2000000000000002],[12.6],[-5.2000000000000002],[0.80000000000000004],[-2.2999999999999998],[1.8999999999999999],[-17.300000000000001],[12.300000000000001],[-15.199999999999999],[9.8000000000000007],[7.4000000000000004],[5.7999999999999998],[-6.2999999999999998],[-10.699999999999999],[12.4],[-4.7000000000000002],[-3],[0.29999999999999999],[2.7999999999999998],[9.3000000000000007],[-13.1],[-5.5999999999999996],[15.699999999999999],[8.8000000000000007],[-12.9],[-2.7999999999999998],[-15.4],[9.5999999999999996],[0.29999999999999999],[-5.2000000000000002],[8.6999999999999993],[11.9],[-26],[10.9],[7.5999999999999996],[2.2999999999999998],[-16.800000000000001]]]

[]

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(a) "Other" includes gold and special drawing rights, currency, bills of exchange, derivatives, shares and equity, unfunded superannuation and accounts payable/receivable.

Capital investment

Figures in the capital investment section are in seasonally adjusted current prices.

Net lending (+) / borrowing (-)

Australia's net borrowing position rose by $4.6b to $10.8b this quarter.

This was driven by an:

$8.6b decrease in net savings
$1.0b increase in gross fixed capital formation
$0.1b increase in acquisitions less disposals of non-produced non-financial assets

and partly offset by a:

$2.8b decrease in change in inventories.

National net lending (+) / borrowing (-), relative to GDP, seasonally adjusted
	Net lending / net borrowing relative to GDP (%)
Jun-67	-1.9
Sep-67	-2.9
Dec-67	-2.9
Mar-68	-5.2
Jun-68	-3.2
Sep-68	-3.7
Dec-68	-2.4
Mar-69	-2.4
Jun-69	-2.3
Sep-69	-1.4
Dec-69	-1.7
Mar-70	-1.4
Jun-70	-1.9
Sep-70	-1.5
Dec-70	-1.7
Mar-71	-2.1
Jun-71	-1.1
Sep-71	-0.9
Dec-71	-1.4
Mar-72	-0.2
Jun-72	1.1
Sep-72	1.6
Dec-72	2.2
Mar-73	2.0
Jun-73	1.6
Sep-73	0.3
Dec-73	0.4
Mar-74	-1.9
Jun-74	-3.5
Sep-74	-3.1
Dec-74	-2.5
Mar-75	-0.4
Jun-75	0.1
Sep-75	-1.1
Dec-75	-1.9
Mar-76	-1.8
Jun-76	-1.1
Sep-76	-1.2
Dec-76	-1.8
Mar-77	-3.0
Jun-77	-2.9
Sep-77	-3.1
Dec-77	-1.2
Mar-78	-3.0
Jun-78	-3.1
Sep-78	-3.7
Dec-78	-3.6
Mar-79	-2.0
Jun-79	-2.0
Sep-79	-1.8
Dec-79	-0.8
Mar-80	-1.0
Jun-80	-1.8
Sep-80	-3.8
Dec-80	-3.3
Mar-81	-2.9
Jun-81	-4.2
Sep-81	-4.2
Dec-81	-5.4
Mar-82	-5.5
Jun-82	-4.8
Sep-82	-3.5
Dec-82	-3.4
Mar-83	-3.6
Jun-83	-3.0
Sep-83	-3.7
Dec-83	-2.8
Mar-84	-4.0
Jun-84	-3.5
Sep-84	-4.4
Dec-84	-5.2
Mar-85	-4.1
Jun-85	-4.5
Sep-85	-5.6
Dec-85	-5.7
Mar-86	-6.0
Jun-86	-5.6
Sep-86	-4.8
Dec-86	-4.4
Mar-87	-4.1
Jun-87	-3.2
Sep-87	-3.3
Dec-87	-3.3
Mar-88	-3.1
Jun-88	-2.9
Sep-88	-4.0
Dec-88	-4.8
Mar-89	-5.7
Jun-89	-5.9
Sep-89	-6.3
Dec-89	-6.2
Mar-90	-6.2
Jun-90	-4.4
Sep-90	-4.1
Dec-90	-4.9
Mar-91	-3.9
Jun-91	-3.3
Sep-91	-3.2
Dec-91	-3.0
Mar-92	-3.0
Jun-92	-3.3
Sep-92	-3.8
Dec-92	-3.2
Mar-93	-2.9
Jun-93	-3.2
Sep-93	-3.3
Dec-93	-3.0
Mar-94	-2.8
Jun-94	-4.4
Sep-94	-5.6
Dec-94	-5.3
Mar-95	-5.9
Jun-95	-5.1
Sep-95	-4.4
Dec-95	-4.8
Mar-96	-4.1
Jun-96	-2.8
Sep-96	-3.9
Dec-96	-3.5
Mar-97	-3.0
Jun-97	-2.0
Sep-97	-3.2
Dec-97	-3.7
Mar-98	-5.0
Jun-98	-4.2
Sep-98	-5.6
Dec-98	-5.0
Mar-99	-5.7
Jun-99	-6.0
Sep-99	-5.7
Dec-99	-4.8
Mar-00	-5.0
Jun-00	-5.0
Sep-00	-3.2
Dec-00	-3.3
Mar-01	-2.6
Jun-01	-2.2
Sep-01	-1.7
Dec-01	-2.8
Mar-02	-2.6
Jun-02	-3.6
Sep-02	-4.0
Dec-02	-5.1
Mar-03	-5.0
Jun-03	-5.6
Sep-03	-5.4
Dec-03	-5.4
Mar-04	-5.8
Jun-04	-5.5
Sep-04	-6.6
Dec-04	-7.3
Mar-05	-6.5
Jun-05	-5.7
Sep-05	-6.0
Dec-05	-5.7
Mar-06	-5.6
Jun-06	-6.2
Sep-06	-5.7
Dec-06	-5.9
Mar-07	-6.2
Jun-07	-6.6
Sep-07	-6.8
Dec-07	-7.4
Mar-08	-6.8
Jun-08	-5.8
Sep-08	-4.0
Dec-08	-3.0
Mar-09	-1.5
Jun-09	-5.0
Sep-09	-5.3
Dec-09	-6.4
Mar-10	-5.5
Jun-10	-2.9
Sep-10	-3.0
Dec-10	-3.5
Mar-11	-3.3
Jun-11	-3.0
Sep-11	-2.7
Dec-11	-2.9
Mar-12	-4.7
Jun-12	-3.7
Sep-12	-4.3
Dec-12	-4.8
Mar-13	-3.5
Jun-13	-3.6
Sep-13	-3.7
Dec-13	-2.8
Mar-14	-2.6
Jun-14	-3.2
Sep-14	-3.4
Dec-14	-3.1
Mar-15	-3.3
Jun-15	-5.2
Sep-15	-4.9
Dec-15	-5.3
Mar-16	-4.3
Jun-16	-4.3
Sep-16	-3.4
Dec-16	-1.4
Mar-17	-2.1
Jun-17	-2.4
Sep-17	-2.6
Dec-17	-3.3
Mar-18	-2.7
Jun-18	-2.8
Sep-18	-2.1
Dec-18	-1.5
Mar-19	-0.9
Jun-19	0.6
Sep-19	1.3
Dec-19	0.3
Mar-20	1.0
Jun-20	3.1
Sep-20	1.9
Dec-20	2.6
Mar-21	3.5
Jun-21	3.4
Sep-21	4.0
Dec-21	0.6
Mar-22	0.6
Jun-22	1.9
Sep-22	-0.2
Dec-22	1.0
Mar-23	1.0
Jun-23	0.3
Sep-23	-0.7
Dec-23	0.4
Mar-24	-0.9
Jun-24	-1.6

National net lending (+) / borrowing (-), relative to GDP, seasonally adjusted

["","Net lending \/ net borrowing relative to GDP"]

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[]

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National net borrowing as a proportion of GDP increased this quarter, driven by a fall in net savings and a rise in gross fixed capital formation.

Financial corporations' net lending increased by $6.1b to $19.4b.
Non-financial corporations' net borrowing increased by $6.3b to $10.0b.
General government net borrowing increased by $9.6b to $20.6b.
Households' net borrowing decreased by $1.8b to $1.2b.

Notable drivers included the following:

Financial corporations' net lending was driven by an increase in net savings due to an increase in property income receivable for dividends and interest.
Non-financial corporations' net borrowing was driven by a decrease in net savings due to decreases in gross operating surplus and reinvested earnings.
General government net borrowing was driven by a decrease in net savings due to increases in final consumption expenditure and subsidies and a decrease in income tax from resident corporations.
Households' net borrowing was driven by increases in consumption of fixed capital and net capital transfers and a decrease in changes in inventories.

Net lending (+) / borrowing (-), by sector, seasonally adjusted
	Non-financial corporations ($b)	Financial corporations ($b)	General government ($b)	Households ($b)
Jun-11	-19.3	12.8	-16.6	10.3
Sep-11	-14.9	11.1	-16.3	12.3
Dec-11	-17.4	10.6	-19.5	15.5
Mar-12	-24.5	11.9	-14.4	11.1
Jun-12	-21.3	10.4	-19.0	13.2
Sep-12	-23.7	11.8	-13.3	6.7
Dec-12	-28.9	11.3	-11.8	9.8
Mar-13	-21.8	9.3	-13.7	11.8
Jun-13	-26.2	9.7	-4.8	11.1
Sep-13	-21.4	8.6	-11.8	9.8
Dec-13	-22.3	8.6	-11.3	11.6
Mar-14	-20.5	8.8	-12.5	12.0
Jun-14	-22.9	7.7	-8.8	13.4
Sep-14	-23.6	8.0	-10.3	10.8
Dec-14	-20.3	5.8	-10.4	10.3
Mar-15	-22.7	7.2	-8.5	9.3
Jun-15	-22.5	4.9	-7.0	10.7
Sep-15	-25.2	7.0	-7.0	7.6
Dec-15	-24.9	8.7	-7.0	3.8
Mar-16	-21.8	7.5	-10.7	3.2
Jun-16	-20.4	8.5	-12.2	4.6
Sep-16	-17.7	8.0	-10.8	4.1
Dec-16	-10.5	7.0	-5.7	2.3
Mar-17	-9.5	4.8	-3.4	2.8
Jun-17	-10.9	7.4	-8.2	0.5
Sep-17	-15.3	7.5	-5.3	1.0
Dec-17	-15.8	5.3	-6.6	3.7
Mar-18	-14.8	7.7	-6.2	2.5
Jun-18	-21.5	6.5	-5.3	1.4
Sep-18	-16.1	5.4	-4.8	3.1
Dec-18	-15.5	5.8	-7.5	7.1
Mar-19	-9.7	6.7	-8.6	10.9
Jun-19	-8.1	6.2	-5.9	8.9
Sep-19	-6.3	5.0	-11.2	17.1
Dec-19	-9.5	3.9	-11.9	14.8
Mar-20	-1.3	2.9	-15.4	23.9
Jun-20	23.9	13.0	-96.6	72.4
Sep-20	28.6	4.6	-85.6	62.1
Dec-20	15.4	3.3	-43.9	37.3
Mar-21	8.7	2.5	-27.1	36.4
Jun-21	3.2	3.3	-13.8	27.0
Sep-21	-3.3	5.2	-34.9	55.0
Dec-21	-5.2	0.3	-23.3	29.3
Mar-22	4.7	-5.3	-17.4	25.5
Jun-22	7.9	2.9	-12.9	15.1
Sep-22	-5.5	8.5	-12.9	14.3
Dec-22	-25.2	10.8	-2.8	0.4
Mar-23	9.0	5.4	-6.7	1.9
Jun-23	-4.2	9.3	-10.4	-1.1
Sep-23	-7.4	12.3	-3.0	-7.1
Dec-23	-4.9	13.5	-9.7	1.2
Mar-24	-3.8	13.3	-10.9	-3.0
Jun-24	-10.0	19.4	-20.6	-1.2

Net lending (+) / borrowing (-), by sector, seasonally adjusted

["","Non-financial\u00a0corporations","Financial\u00a0corporations","General\u00a0government","Households"]

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[]

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Capital Investment

National capital investment increased to 24.2% as a proportion of GDP, while increasing 0.6% in current price seasonally adjusted terms.

Relative to GDP:

Household capital investment increased to 8.0%
Non-financial corporations' capital investment increased to 11.9%
Financial corporations' capital investment remained at 0.5%
General government capital investment increased to 4.1%

In current price seasonally adjusted terms:

Non-financial corporations' capital investment increased, driven by an increase in private non-financial corporations
General government capital investment increased, driven by an increase in national general government

Gross fixed capital formation, by sector, seasonally adjusted
	Non-financial corporations ($b)	Financial corporations ($b)	General government ($b)	Households ($b)
Jun-11	50.3	2.2	12.2	29.0
Sep-11	56.4	2.2	12.8	28.3
Dec-11	55.6	2.2	15.3	27.5
Mar-12	61.0	2.3	12.3	27.4
Jun-12	64.0	2.3	13.7	27.3
Sep-12	63.8	2.5	13.1	28.0
Dec-12	65.9	2.5	12.7	28.3
Mar-13	62.1	2.5	13.2	28.0
Jun-13	62.5	2.5	11.6	29.0
Sep-13	63.4	2.4	12.3	29.6
Dec-13	63.0	2.3	12.7	30.2
Mar-14	60.7	2.4	13.1	31.1
Jun-14	59.6	2.4	13.0	31.6
Sep-14	56.8	2.7	13.0	33.4
Dec-14	56.2	2.8	12.5	35.2
Mar-15	55.0	2.7	12.3	36.3
Jun-15	54.5	2.6	13.1	36.2
Sep-15	52.5	2.9	12.1	37.9
Dec-15	51.8	2.9	12.3	38.1
Mar-16	49.3	2.8	14.3	38.5
Jun-16	47.3	2.8	14.9	39.5
Sep-16	45.4	2.8	13.8	40.0
Dec-16	47.3	2.8	14.4	40.9
Mar-17	46.6	2.8	15.7	41.1
Jun-17	45.6	2.8	18.3	41.3
Sep-17	51.1	2.5	16.7	40.6
Dec-17	50.0	3.0	17.4	40.8
Mar-18	50.7	3.0	17.3	42.0
Jun-18	50.6	3.0	18.1	42.8
Sep-18	51.8	3.0	18.5	41.4
Dec-18	51.4	3.0	18.8	40.3
Mar-19	51.9	2.9	19.0	39.1
Jun-19	52.3	3.0	19.4	38.2
Sep-19	53.3	2.8	19.5	38.1
Dec-19	52.8	2.8	20.4	38.0
Mar-20	52.6	2.7	19.8	38.3
Jun-20	51.0	2.5	19.4	35.6
Sep-20	50.7	2.6	19.0	36.5
Dec-20	51.9	2.7	20.1	39.2
Mar-21	54.4	2.8	20.1	42.5
Jun-21	56.6	2.9	22.0	45.0
Sep-21	58.1	3.0	21.6	45.5
Dec-21	59.8	3.0	21.8	46.9
Mar-22	61.7	3.1	22.7	48.8
Jun-22	64.8	3.2	24.1	48.5
Sep-22	67.3	2.9	23.7	49.1
Dec-22	69.2	3.0	24.1	49.4
Mar-23	72.4	3.0	25.2	50.1
Jun-23	76.4	3.2	27.4	51.7
Sep-23	77.5	3.3	26.9	52.0
Dec-23	79.5	3.3	26.3	51.9
Mar-24	79.4	3.3	26.7	52.3
Jun-24	80.3	3.3	27.6	53.9

Gross fixed capital formation, by sector, seasonally adjusted

["","Non-financial\u00a0corporations","Financial\u00a0corporations","General\u00a0government","Households"]

[["Jun-11","Sep-11","Dec-11","Mar-12","Jun-12","Sep-12","Dec-12","Mar-13","Jun-13","Sep-13","Dec-13","Mar-14","Jun-14","Sep-14","Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24"],[[50.299999999999997],[56.399999999999999],[55.600000000000001],[61],[64],[63.799999999999997],[65.900000000000006],[62.100000000000001],[62.5],[63.399999999999999],[63],[60.700000000000003],[59.600000000000001],[56.799999999999997],[56.200000000000003],[55],[54.5],[52.5],[51.799999999999997],[49.299999999999997],[47.299999999999997],[45.399999999999999],[47.299999999999997],[46.600000000000001],[45.600000000000001],[51.100000000000001],[50],[50.700000000000003],[50.600000000000001],[51.799999999999997],[51.399999999999999],[51.899999999999999],[52.299999999999997],[53.299999999999997],[52.799999999999997],[52.600000000000001],[51],[50.700000000000003],[51.899999999999999],[54.399999999999999],[56.600000000000001],[58.100000000000001],[59.799999999999997],[61.700000000000003],[64.799999999999997],[67.299999999999997],[69.200000000000003],[72.400000000000006],[76.400000000000006],[77.5],[79.5],[79.400000000000006],[80.299999999999997]],[[2.2000000000000002],[2.2000000000000002],[2.2000000000000002],[2.2999999999999998],[2.2999999999999998],[2.5],[2.5],[2.5],[2.5],[2.3999999999999999],[2.2999999999999998],[2.3999999999999999],[2.3999999999999999],[2.7000000000000002],[2.7999999999999998],[2.7000000000000002],[2.6000000000000001],[2.8999999999999999],[2.8999999999999999],[2.7999999999999998],[2.7999999999999998],[2.7999999999999998],[2.7999999999999998],[2.7999999999999998],[2.7999999999999998],[2.5],[3],[3],[3],[3],[3],[2.8999999999999999],[3],[2.7999999999999998],[2.7999999999999998],[2.7000000000000002],[2.5],[2.6000000000000001],[2.7000000000000002],[2.7999999999999998],[2.8999999999999999],[3],[3],[3.1000000000000001],[3.2000000000000002],[2.8999999999999999],[3],[3],[3.2000000000000002],[3.2999999999999998],[3.2999999999999998],[3.2999999999999998],[3.2999999999999998]],[[12.199999999999999],[12.800000000000001],[15.300000000000001],[12.300000000000001],[13.699999999999999],[13.1],[12.699999999999999],[13.199999999999999],[11.6],[12.300000000000001],[12.699999999999999],[13.1],[13],[13],[12.5],[12.300000000000001],[13.1],[12.1],[12.300000000000001],[14.300000000000001],[14.9],[13.800000000000001],[14.4],[15.699999999999999],[18.300000000000001],[16.699999999999999],[17.399999999999999],[17.300000000000001],[18.100000000000001],[18.5],[18.800000000000001],[19],[19.399999999999999],[19.5],[20.399999999999999],[19.800000000000001],[19.399999999999999],[19],[20.100000000000001],[20.100000000000001],[22],[21.600000000000001],[21.800000000000001],[22.699999999999999],[24.100000000000001],[23.699999999999999],[24.100000000000001],[25.199999999999999],[27.399999999999999],[26.899999999999999],[26.300000000000001],[26.699999999999999],[27.600000000000001]],[[29],[28.300000000000001],[27.5],[27.399999999999999],[27.300000000000001],[28],[28.300000000000001],[28],[29],[29.600000000000001],[30.199999999999999],[31.100000000000001],[31.600000000000001],[33.399999999999999],[35.200000000000003],[36.299999999999997],[36.200000000000003],[37.899999999999999],[38.100000000000001],[38.5],[39.5],[40],[40.899999999999999],[41.100000000000001],[41.299999999999997],[40.600000000000001],[40.799999999999997],[42],[42.799999999999997],[41.399999999999999],[40.299999999999997],[39.100000000000001],[38.200000000000003],[38.100000000000001],[38],[38.299999999999997],[35.600000000000001],[36.5],[39.200000000000003],[42.5],[45],[45.5],[46.899999999999999],[48.799999999999997],[48.5],[49.100000000000001],[49.399999999999999],[50.100000000000001],[51.700000000000003],[52],[51.899999999999999],[52.299999999999997],[53.899999999999999]]]

[]

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Data downloads

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Time series spreadsheets

Data files

TABLE 1. Credit Market Outstandings ($ million)
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TABLE 2. Demand for Credit ($ million)
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TABLE 3. National Capital Account, Current prices ($ million)
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TABLE 4. National Financial Assets and Liabilities ($ million)
Download xlsx [104.49 KB]
TABLE 5. Non-Financial Corporations Capital Account, Current prices ($ million)
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TABLE 6. Financial Assets and Liabilities of Non-Financial Corporations ($ million)
Download xlsx [379.07 KB]
TABLE 7. Private Non-Financial Corporations Capital Account, Current prices ($ million)
Download xlsx [74.61 KB]
TABLE 8. Financial Assets and Liabilities of Private Non-Financial Corporations ($ million)
Download xlsx [374.74 KB]
TABLE 9. Financial Assets and Liabilities of Private Non-Financial Investment Funds ($ million)
Download xlsx [230.67 KB]
TABLE 10. Financial Assets and Liabilities of Other Private Non-Financial Corporations ($ million)
Download xlsx [379.36 KB]
TABLE 11. Public Non-Financial Corporations Capital Account, Current prices ($ million)
Download xlsx [73.41 KB]
TABLE 12. Financial Assets and Liabilities of Public Non-Financial Corporations ($ million)
Download xlsx [264.74 KB]
TABLE 13. Financial Corporations Capital Account, Current prices ($ million)
Download xlsx [73.29 KB]
TABLE 14. Financial Assets and Liabilities of Financial Corporations ($ million)
Download xlsx [351.92 KB]
TABLE 15. Financial Assets and Liabilities of the Central Bank ($ million)
Download xlsx [162.43 KB]
TABLE 16. Financial Assets and Liabilities of Authorised Deposit taking Institutions ($ million)
Download xlsx [485.25 KB]
TABLE 17. Financial Assets and Liabilities of Other Broad Money Institutions ($ million)
Download xlsx [316.02 KB]
TABLE 18. Financial Assets and Liabilities of Pension Funds ($ million)
Download xlsx [223.25 KB]
TABLE 19. Pension Funds - Self-Managed Superannuation Funds Balance Sheet ($ million)
Download xlsx [71.01 KB]
TABLE 20. Financial Assets and Liabilities of Life Insurance Corporations ($ million)
Download xlsx [296.31 KB]
TABLE 21. Financial Assets and Liabilities of Non-Life Insurance Corporations ($ million)
Download xlsx [293.79 KB]
TABLE 22. Financial Assets and Liabilities of Money Market Financial Investment Funds ($ million)
Download xlsx [143.1 KB]
TABLE 23. Financial Assets and Liabilities of Non-Money Market Financial Investment Funds ($ million)
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TABLE 24. Financial Assets and Liabilities of Central Borrowing Authorities ($ million)
Download xlsx [260.14 KB]
TABLE 25. Financial Assets and Liabilities of Securitisers ($ million)
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TABLE 26. Financial Assets and Liabilities of Other Financial Corporations ($ million)
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TABLE 27. General Government Capital Account, Current prices ($ million)
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TABLE 28. Financial Assets and Liabilities of General Government ($ million)
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TABLE 29. National General Government Capital Account, Current prices ($ million)
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TABLE 30. Financial Assets and Liabilities of National General Government ($ million)
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TABLE 31. State and Local General Government Capital Account, Current prices ($ million)
Download xlsx [76.79 KB]
TABLE 32. Financial Assets and Liabilities of State and Local General Government ($ million)
Download xlsx [190.99 KB]
TABLE 33. Household Capital Account, Current prices ($ million)
Download xlsx [76.82 KB]
TABLE 34. Financial Assets and Liabilities of Households ($ million)
Download xlsx [253.61 KB]
TABLE 35. Household Balance Sheet, Current prices ($ billion)
Download xlsx [79.9 KB]
TABLE 36. Analytical Measures of Household Income, Consumption, Saving and Wealth, Current prices ($ billion)
Download xlsx [66.87 KB]
TABLE 37. Rest of World Capital Account, Current prices ($ million)
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TABLE 38. Financial Assets and Liabilities of Rest of World ($ million)
Download xlsx [455.28 KB]
TABLE 39. The Currency Market ($ million)
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TABLE 40. The Transferable Deposits Market ($ million)
Download xlsx [114.91 KB]
TABLE 41. The Other Deposits Market ($ million)
Download xlsx [125.33 KB]
TABLE 42. The Bills of Exchange Market ($ million)
Download xlsx [105.42 KB]
TABLE 43. The One Name Paper Market ($ million)
Download xlsx [361.54 KB]
TABLE 44. The Bonds Market ($ million)
Download xlsx [461.59 KB]
TABLE 45. The Derivatives and Employee Stock Options Market ($ million)
Download xlsx [188.85 KB]
TABLE 46. The Short Term Loans and Placements Market ($ million)
Download xlsx [155.83 KB]
TABLE 47. The Long Term Loans and Placements Market ($ million)
Download xlsx [354.04 KB]
TABLE 48. The Listed Shares and Other Equity Market ($ million)
Download xlsx [255.28 KB]
TABLE 49. The Unlisted Shares and Other Equity Market ($ million)
Download xlsx [321.09 KB]
TABLE 50. Accounts Payable/Receivable ($ million)
Download xlsx [389.89 KB]
TABLE 51. Financial Accounts Summary of Authorised Deposit taking Institution Deposits and Lending Split by Household Subsectors ($ million)
Download xlsx [56.11 KB]
TABLE 52. Financial Accounts Summary of Loan Outstandings to Households for Housing by Type of Lending Institution ($ million)
Download xlsx [56.89 KB]
TABLE 53. Nominal Value of Short Term Loans and Placements Market ($ million)
Download xlsx [155.48 KB]
TABLE 54. Nominal Value of Long Term Loans and Placements Market ($ million)
Download xlsx [355.3 KB]

Previous catalogue number

This release previously used catalogue number 5232.0

Revisions and changes

Revisions in this issue

There have been revisions to previously published aggregates due to:

Quality assurance reviews affecting the published aggregates after June quarter 2020, in addition to amendments to data collected in the ABS Survey of Financial Information, ABS Survey of International Investment and to data derived from Australian Prudential Regulation Authority (APRA) administrative data sets.
Incorporation of revisions from the Australian System of National Accounts throughout the time series

AASB 17 accounting standard

The adoption of the AASB 17 accounting standard by the insurance industry has resulted in changes to reported data. Consequently, some of the estimates for life insurance corporations since the September quarter 2023 have been modelled. While these series continue to be published, users are advised to apply caution. The ABS is working with data providers to resolve these issues as quickly as possible.

ABS Managed Funds publication

Following the conclusion of consultation with users and industry, the ABS has taken the decision to pause the ABS Managed Funds publication following the release of the December quarter 2023 issue. ABS survey data on public offer unit trusts will continue to be used in the compilation of associated sectors in the National Accounts: Finance and Wealth publication (tables 9 and 23). In this publication, adjustments are made to these sectors to account for scope and coverage, based on other counterparty information, though some underlying quality issues remain. Users are advised to apply caution when using these statistics and use the methodology and data quality notes when referencing any data points. For additional information please see the December quarter 2023 Managed Funds publication.

Methodology

Australian National Accounts: Finance and Wealth methodology, June 2024

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APA

Australian National Accounts: Finance and Wealth

APA

Key statistics

Main features

Financing resources and investment table

Financial market summary table

Flow of funds diagrams

Net transactions during June quarter 2024

Amounts outstanding at end of June quarter 2024

National investment

Financial investment

Households

General government

Demand for credit

Demand for credit table

Households

Other private non-financial corporations

General government

Households

Balance sheet

Financial assets

Liabilities

Non-financial assets

Financial assets

Liabilities

Private non-financial corporations

Financial assets

Liabilities

Other private non-financial corporations demand for credit

Financial corporations

Financial assets and liabilities

Authorised deposit-taking institutions (ADIs)

Financial assets

Liabilities

Pension (superannuation) funds

Financial assets

Liabilities

Government

National general government financial assets

National general government liabilities

State and local general government financial assets

State and local general government liabilities

General government

Capital investment

Net lending (+) / borrowing (-)

Capital Investment

Data downloads

Time series spreadsheets

TABLE 1. Credit Market Outstandings ($ million)

TABLE 2. Demand for Credit ($ million)

TABLE 3. National Capital Account, Current prices ($ million)

TABLE 4. National Financial Assets and Liabilities ($ million)

TABLE 5. Non-Financial Corporations Capital Account, Current prices ($ million)

TABLE 6. Financial Assets and Liabilities of Non-Financial Corporations ($ million)

TABLE 7. Private Non-Financial Corporations Capital Account, Current prices ($ million)

TABLE 8. Financial Assets and Liabilities of Private Non-Financial Corporations ($ million)

TABLE 9. Financial Assets and Liabilities of Private Non-Financial Investment Funds ($ million)

TABLE 10. Financial Assets and Liabilities of Other Private Non-Financial Corporations ($ million)

TABLE 11. Public Non-Financial Corporations Capital Account, Current prices ($ million)

TABLE 12. Financial Assets and Liabilities of Public Non-Financial Corporations ($ million)

TABLE 13. Financial Corporations Capital Account, Current prices ($ million)

TABLE 14. Financial Assets and Liabilities of Financial Corporations ($ million)

TABLE 15. Financial Assets and Liabilities of the Central Bank ($ million)

TABLE 16. Financial Assets and Liabilities of Authorised Deposit taking Institutions ($ million)

TABLE 17. Financial Assets and Liabilities of Other Broad Money Institutions ($ million)

TABLE 18. Financial Assets and Liabilities of Pension Funds ($ million)

TABLE 19. Pension Funds - Self-Managed Superannuation Funds Balance Sheet ($ million)

TABLE 20. Financial Assets and Liabilities of Life Insurance Corporations ($ million)

TABLE 21. Financial Assets and Liabilities of Non-Life Insurance Corporations ($ million)

TABLE 22. Financial Assets and Liabilities of Money Market Financial Investment Funds ($ million)

TABLE 23. Financial Assets and Liabilities of Non-Money Market Financial Investment Funds ($ million)

TABLE 24. Financial Assets and Liabilities of Central Borrowing Authorities ($ million)

TABLE 25. Financial Assets and Liabilities of Securitisers ($ million)

TABLE 26. Financial Assets and Liabilities of Other Financial Corporations ($ million)

TABLE 27. General Government Capital Account, Current prices ($ million)

TABLE 28. Financial Assets and Liabilities of General Government ($ million)

TABLE 29. National General Government Capital Account, Current prices ($ million)

TABLE 30. Financial Assets and Liabilities of National General Government ($ million)

TABLE 31. State and Local General Government Capital Account, Current prices ($ million)