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MARCH KEY FIGURES

		Feb 2008	Mar 2008	Feb 2008 to Mar 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	15 063	14 879	-1.2
	Personal finance	7 127	7 063	-0.9
	Commercial finance	45 366	44 967	-0.9
	Lease finance	601	597	-0.6
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	14 886	14 224	-4.4
	Personal finance	7 377	6 527	-11.5
	Commercial finance	45 355	40 300	-11.1
	Lease finance	594	585	-1.5

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased 1.2% (trend) and the seasonally adjusted series fell 4.4%.

• The trend series for the value of total personal finance fell 0.9%, due to a fall in revolving credit commitments (down 1.9%), which was slightly offset by a rise in fixed lending commitments (up 0.3%).
• The seasonally adjusted series for the value of total personal finance commitments fell 11.5%. This was due to a fall in both revolving credit commitments (down 19.4%) and fixed lending commitments (down 1.9%).

• The trend series for the value of total commercial finance commitments fell 0.9%. This was due to a fall in fixed lending commitments (down 1.7%), which was slightly offset by a rise in revolving credit commitments (up 0.7%).
• The seasonally adjusted series for the value of total commercial finance commitments fell 11.1%. This decrease was due to a fall in fixed lending commitments (down 20.5%), which was offset by a rise in revolving credit commitments (up 7.0%).

• Lease finance commitments (trend) decreased by 0.6%. The lease finance seasonally adjusted series fell by 1.5%.