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JANUARY KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Jan 2013	Dec 2012 to Jan 2013	Jan 2013	Dec 2012 to Jan 2013
Value of dwelling commitments(a)(b)	$m	% change	$m	% change
Total dwellings	21 427	0.6	21 485	2.4
Owner occupied housing	13 779	0.0	13 764	1.3
Investment housing - fixed loans(c)	7 648	1.7	7 721	4.4
Number of dwelling commitments(a)(b)	no.	% change	no.	% change
Owner occupied housing	45 139	-0.7	44 383	-1.5
Construction of dwellings	4 871	-0.3	4 925	-0.2
Purchase of new dwellings	2 526	0.2	2 499	2.3
Purchase of established dwellings	37 742	-0.8	36 959	-1.9
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions rose 0.6%. Investment housing commitments rose 1.7%, while owner occupied housing commitments was flat.
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions rose 2.4%.

• In trend terms, the number of commitments for owner occupied housing finance fell 0.7%.
• In trend terms, the number of commitments for the purchase of established dwellings fell 0.8% and the number of commitments for the construction of dwellings fell 0.3%, while the number of commitments for the purchase of new dwellings rose 0.2%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments remained at 14.9% in January 2013.

• Owner occupied housing for the period October 2012 to December 2012
• Investment housing for December 2012
• Housing loan outstandings to households for the period December 2011 to December 2012.