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SEPTEMBER KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Sep 2010	Aug 2010 to Sep 2010	Sep 2010	Aug 2010 to Sep 2010
Value of dwelling commitments(a)(b)	$m	% change	$m	% change
Total dwellings	20 318	0.0	20 386	1.0
Owner occupied housing	13 695	0.7	13 752	0.6
Investment housing - fixed loans(c)	6 623	-1.4	6 634	1.7
Number of dwelling commitments(a)(b)	no.	% change	no.	% change
Owner occupied housing	47 819	0.7	48 333	1.3
Construction of dwellings	4 726	-0.7	4 809	0.5
Purchase of new dwellings	2 221	-0.3	2 155	-3.2
Purchase of established dwellings	40 872	1.0	41 369	1.6
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions was flat (0.0%). Investment housing commitments fell 1.4%, while owner occupied housing commitments rose 0.7%.
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions rose 1.0%.

• In trend terms, the number of commitments for owner occupied housing finance rose 0.7%.
• In trend terms, the number of commitments for the purchase of established dwellings rose 1.0%, while the number of commitments for the construction of dwellings fell 0.7% and the number of commitments for the purchase of new dwellings fell 0.3%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments rose from 15.5% in August 2010 to 15.9% in September 2010.

• Owner occupied housing for August 2010;
• Investment housing for the period July 2010 to August 2010; and
• Housing loan outstandings to households for the period January 2009 to August 2010.