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FEBRUARY KEY FIGURES

		Jan 2012	Feb 2012	Jan 2012 to Feb 2012
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	13 772	13 768	0.0
	Personal finance	7 264	7 243	-0.3
	Commercial finance	31 427	30 532	-2.8
	Lease finance	475	483	1.8
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	13 974	13 410	-4.0
	Personal finance	7 470	7 187	-3.8
	Commercial finance	31 656	29 003	-8.4
	Lease finance	479	498	4.1
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions was flat (0.0%) in trend terms, while the seasonally adjusted series fell 4.0%.

• The trend series for the value of total personal finance commitments fell 0.3%. Revolving credit commitments fell 0.5% and fixed lending commitments fell 0.1%.
• The seasonally adjusted series for the value of total personal finance commitments fell 3.8%. Revolving credit commitments fell 9.4%, while fixed lending commitments rose 1.3%.

• The trend series for the value of total commercial finance commitments fell 2.8%. Revolving credit commitments fell 8.1% and fixed lending commitments fell 0.7%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 8.4% in February 2012, following a fall of 1.5% in January 2012. Revolving credit commitments fell 26.6%, after a rise of 0.3% in the previous month. Fixed lending commitments fell 0.7%, following a fall of 2.3% in the previous month.

• The trend series for the value of total lease finance commitments rose 1.8% and the seasonally adjusted series rose 4.1%.

• Commercial finance values for November 2011
• Owner occupied housing finance values for the period November 2011 to January 2012
• Investment housing values for November 2011.