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SEPTEMBER KEY FIGURES

		Aug 2005	Sep 2005	Aug 2005 to Sep 2005
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	11 992	12 121	1.1
	Personal finance	6 000	6 015	0.3
	Commercial finance	25 686	25 694	-
	Lease finance	530	537	1.3
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	11 976	12 422	3.7
	Personal finance	6 083	6 007	-1.2
	Commercial finance	24 498	26 316	7.4
	Lease finance	540	555	2.8
- nil or rounded to zero (including null cells)

Personal finance

Commercial finance

SEPTEMBER KEY POINTS


HOUSING FINANCE FOR OWNER OCCUPATION

• The total value of owner-occupied housing commitments excluding alterations and additions increased by 3.7% (seasonally adjusted) in September 2005, while the trend series rose 1.1%

• The seasonally adjusted series for the value of total personal finance commitments fell by 1.2% in September 2005. This decrease was due to a fall in revolving credit (down 2.3%) more than offsetting an increase in fixed lending (0.2%).
• The value of total personal finance trend series rose by 0.3% in September 2005. This increase was due to an increase in revolving credit commitments (0.7%) which more than offset a decrease in fixed lending commitments (down 0.3%).

• The seasonally adjusted series for the value of total commercial finance increased by 7.4% in September 2005. The fixed lending series increased 6.7% while revolving credit increased 8.8%.
• The total trend series for total commercial finance remained flat in September 2005. Fixed lending decreased 0.3%, while revolving credit increased by 0.6%.
• The value of purchase of dwellings by individuals for rent or resale (seasonally adjusted) series fell by 0.5% in September 2005, the third consecutive monthly decrease.

• Lease finance (seasonally adjusted) increased by 2.8% in September 2005, the third consecutive monthly increase. The lease finance trend series rose by 1.3% in September 2005.

INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Michael Abbondante on Canberra (02) 6252 6707.

SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of commitments excluding alterations and additions increased by 3.7% (seasonally adjusted) in September 2005, while the trend series rose 1.1%

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0).

PERSONAL FINANCE

In seasonally adjusted terms, the value of total personal finance commitments fell by 1.2% in September 2005. Fixed lending rose by 0.2% but was more than offset by revolving credit which fell 2.3%.

The total personal finance commitments trend series rose by 0.3% in September 2005, the third consecutive monthly increase.

The trend for fixed lending commitments fell by 0.3% in September, while revolving credit increased 0.7% for the month.

In original terms, fixed lending commitments decreased by $38m (down 1.4%) in September 2005. This decrease in the fixed lending series (original) was driven by total motor vehicles, down $67m (down 7.4%).

COMMERCIAL FINANCE

The value of total commercial finance (seasonally adjusted) increased by 7.4% in September 2005. This increase was driven by increases in both the fixed lending series (up 6.7%) and revolving credit series (up 8.8%).

The trend series for total commercial finance remained virtually unchanged in September 2005. A decrease in fixed lending (0.3%) was balanced by an increase in revolving credit (0.6%).

The value of purchase of dwellings by individuals for rent or resale (seasonally adjusted) series fell by 0.5% in September 2005, after a decrease of 1.8% in August 2005. The trend series fell by 1.4% in September 2005, continuing a run of decreases occurring since March 2005.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE

ADDITIONAL TABLES ON AUSSTATS


TABLES AVAILABLE ON AUSSTATS

Additional tables are available from the AusStats service on <https://www.abs.gov.au> by selecting Time Series Spreadsheets and then Finance.

Tables available are:

• longer time series of tables in this publication
• the following tables
  C1a. Commercial finance commitments (original, seasonally adjusted, trend)
  C1b. Commercial finance commitments, fixed loans and revolving credit
  C1c. Commercial finance commitments, fixed loans and revolving credit by lender
  C1d. Commercial finance commitments, fixed loans by industry
  C1e. Commercial finance commitments, revolving credit by industry
  C2 to C9. Commercial finance commitments, fixed loans and revolving credit by state and territory
  L1a. Lease finance commitments, summary (original, seasonally adjusted, trend)
  L1b. Lease finance commitments by purpose
  L1c. Lease finance commitments by purpose and lender
  L1d. Lease finance commitments by industry
  L2 to L9. Lease finance commitments by purpose and state and territory
  OL1b. Operating lease finance commitments by purpose
  OL1c. Operating lease finance commitments by lender
  OL1d. Operating lease finance commitments by industry
  OL2 to OL9. Operating lease finance commitments by purpose and state and territory
  P1a. Personal finance commitments, summary (original, seasonally adjusted, trend)
  P1b. Personal finance commitments, fixed loans and revolving credit
  P1c. Personal finance commitments, fixed loans and revolving credit by lender
  P2 to P9. Personal finance commitments, fixed loans and revolving credit by state and territory
  13 Lending Finance Seasonal Factors, By Purpose and Lender: Australia, January 1985 to September 2006