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DECEMBER KEY FIGURES

		Nov 2006	Dec 2006	Nov 2006 to Dec 2006
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	13 760	13 752	-0.1
	Personal finance	6 600	6 579	-0.3
	Commercial finance	33 041	32 925	-0.4
	Lease finance	525	535	1.9
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	13 725	13 875	1.1
	Personal finance	6 581	6 516	-1.0
	Commercial finance	33 199	31 918	-3.9
	Lease finance	532	552	3.9

Personal finance

Commercial finance

DECEMBER KEY POINTS


HOUSING FINANCE FOR OWNER OCCUPATION

December 2006 COMPARED WITH November 2006:

• The total value of owner-occupied housing commitments excluding alterations and additions increased by 1.1% (seasonally adjusted), while the trend series fell 0.1%.

• The seasonally adjusted series for the value of total personal finance commitments fell by 1.0%. This decrease was due to a fall in revolving credit commitments (down 1.0%) and fixed lending commitments (down 0.9%).
• The trend series for the value of total personal finance commitments fell 0.3%.

• The seasonally adjusted series for the value of total commercial finance commitments fell by 3.9%. This decrease was due to a fall in revolving credit commitments (down 11.8%), which more than offset a rise in fixed lending commitments (up 0.5%).
• The trend series for the value of total commercial finance commitments fell by 0.4%. Decreases were recorded for fixed lending commitments (down 0.5%) and revolving credit commitments (down 0.1%).

• The value of total lease finance commitments (seasonally adjusted) increased by 3.9%. The lease finance trend series rose by 1.9%.

CHANGES IN FORTHCOMING ISSUES

The reclassification of some loans data was foreshadowed in the November 2006 issue. Work on this is continuing as respondents provide revised data. Revisions to previously published series will be incorporated as soon as practical.

INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Michael Abbondante on Canberra (02) 6252 6707.