Final release of the monthly Lending Indicators publication
This is the final release of the monthly Lending indicators publication. The new quarterly publication will be released in February 2025 for the December Quarter 2024 reference period.
For more detail, see Upcoming changes.
Value of new borrower-accepted loan commitments (seasonally adjusted)
| Sep-2024 ($b) | Month percent change (%) | Year percent change (%) | |||
|---|---|---|---|---|---|
| Households | |||||
| Housing | 30.21 | -0.3 | 18.9 | ||
| Owner Occupier (a) | 18.64 | 0.1 | 13.1 | ||
| Investor (a) | 11.57 | -1.0 | 29.5 | ||
| Personal | |||||
| Fixed term loans | 2.81 | 2.1 | 16.1 | ||
| Businesses | |||||
| Construction | 2.98 | -8.2 | 28.3 | ||
| Purchase of Property | 7.08 | 2.9 | 20.8 | ||
- Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality notes
Seasonal adjustment methods
The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period
Following the reversion to concurrent seasonal adjustment from the October 2022 release, revisions to historical data will occur each month.
Updates to seasonal adjustment in September 2024
The concurrent seasonal adjustment settings were reviewed and updated for the September 2024 release. These updates resulted in changes to many seasonally adjusted and trend series about housing finance, including headline aggregates in Table 1, such as ‘Total housing excluding refinancing’. Seasonally adjusted and trend statistics for historic periods will have been revised in series for which seasonal adjustment settings were updated.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Housing finance data quality
Loans for the purpose of alterations and additions have been revised downwards back to January 2022 due to the identification of some misclassification of loans to this purpose by lenders. Its likely further revisions will occur while the ABS works with APRA and data providers to resolve this issue as soon as possible. Corrections have been applied to all series about lending for alterations and additions: owner-occupiers and investors, national and state-level, numbers and values of loan commitments. These corrections affect higher level statistics such as total housing where revisions greater than 1.5% may be observed for some totals in recent months.
Personal finance data quality
Some inconsistencies with data reporting have been identified with personal finance lending series. The household goods lending and other purposes lending series are currently suppressed from publication, while the ABS works with APRA and data providers to resolve these issues as quickly as possible.
Housing finance
In September 2024 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 0.3% to $30.2b, after a rise of 2.1% in August. It was 18.9% higher compared to a year ago.
- for owner-occupier housing rose 0.1% to $18.6b and was 13.1% higher compared to a year ago
- for investor housing fell 1.0% to $11.6b but was 29.5% higher compared to a year ago
| Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
|---|---|---|---|---|---|---|
| Sep-06 | 14.196 | 9.191 | 5.005 | 14.582 | 9.371 | 5.21 |
| Oct-06 | 14.338 | 9.289 | 5.05 | 14.427 | 9.314 | 5.113 |
| Nov-06 | 14.208 | 9.235 | 4.974 | 14.423 | 9.322 | 5.102 |
| Dec-06 | 14.626 | 9.432 | 5.193 | 14.605 | 9.414 | 5.192 |
| Jan-07 | 14.941 | 9.552 | 5.389 | 14.954 | 9.589 | 5.365 |
| Feb-07 | 15.411 | 9.772 | 5.639 | 15.428 | 9.825 | 5.603 |
| Mar-07 | 15.925 | 10.09 | 5.835 | 15.953 | 10.085 | 5.867 |
| Apr-07 | 16.361 | 10.325 | 6.037 | 16.463 | 10.348 | 6.115 |
| May-07 | 17.064 | 10.653 | 6.412 | 16.899 | 10.588 | 6.311 |
| Jun-07 | 18.311 | 11.369 | 6.942 | 17.212 | 10.779 | 6.433 |
| Jul-07 | 17.407 | 10.766 | 6.64 | 17.38 | 10.902 | 6.479 |
| Aug-07 | 17.425 | 11.037 | 6.388 | 17.407 | 10.944 | 6.464 |
| Sep-07 | 16.836 | 10.515 | 6.321 | 17.328 | 10.914 | 6.414 |
| Oct-07 | 16.841 | 10.745 | 6.096 | 17.165 | 10.818 | 6.347 |
| Nov-07 | 17.006 | 10.667 | 6.339 | 16.918 | 10.651 | 6.267 |
| Dec-07 | 16.569 | 10.38 | 6.189 | 16.555 | 10.403 | 6.153 |
| Jan-08 | 16.906 | 10.809 | 6.096 | 16.042 | 10.063 | 5.979 |
| Feb-08 | 15.674 | 9.889 | 5.785 | 15.391 | 9.652 | 5.739 |
| Mar-08 | 14.577 | 9.153 | 5.424 | 14.66 | 9.209 | 5.452 |
| Apr-08 | 13.889 | 8.736 | 5.154 | 13.943 | 8.778 | 5.165 |
| May-08 | 12.98 | 8.182 | 4.798 | 13.346 | 8.414 | 4.932 |
| Jun-08 | 12.965 | 8.205 | 4.759 | 12.945 | 8.167 | 4.778 |
| Jul-08 | 12.79 | 8.138 | 4.651 | 12.75 | 8.056 | 4.694 |
| Aug-08 | 12.651 | 7.982 | 4.669 | 12.745 | 8.087 | 4.658 |
| Sep-08 | 12.984 | 8.242 | 4.742 | 12.895 | 8.255 | 4.64 |
| Oct-08 | 13.373 | 8.549 | 4.824 | 13.175 | 8.556 | 4.619 |
| Nov-08 | 13.103 | 8.605 | 4.498 | 13.591 | 8.996 | 4.596 |
| Dec-08 | 13.894 | 9.341 | 4.553 | 14.138 | 9.552 | 4.586 |
| Jan-09 | 14.908 | 10.245 | 4.663 | 14.786 | 10.177 | 4.609 |
| Feb-09 | 15.375 | 10.788 | 4.587 | 15.462 | 10.79 | 4.672 |
| Mar-09 | 16.708 | 11.954 | 4.754 | 16.087 | 11.305 | 4.782 |
| Apr-09 | 17.065 | 11.983 | 5.082 | 16.599 | 11.669 | 4.93 |
| May-09 | 16.867 | 11.833 | 5.035 | 16.973 | 11.874 | 5.099 |
| Jun-09 | 17.21 | 11.965 | 5.245 | 17.222 | 11.946 | 5.276 |
| Jul-09 | 17.19 | 11.74 | 5.449 | 17.378 | 11.924 | 5.454 |
| Aug-09 | 17.356 | 11.649 | 5.707 | 17.446 | 11.831 | 5.615 |
| Sep-09 | 17.899 | 12.186 | 5.713 | 17.404 | 11.661 | 5.743 |
| Oct-09 | 17.631 | 11.828 | 5.804 | 17.239 | 11.407 | 5.832 |
| Nov-09 | 17.092 | 11.099 | 5.992 | 16.944 | 11.063 | 5.881 |
| Dec-09 | 16.51 | 10.623 | 5.887 | 16.556 | 10.659 | 5.897 |
| Jan-10 | 15.964 | 10.126 | 5.837 | 16.152 | 10.246 | 5.906 |
| Feb-10 | 15.679 | 9.8 | 5.879 | 15.799 | 9.878 | 5.92 |
| Mar-10 | 15.554 | 9.616 | 5.938 | 15.54 | 9.6 | 5.94 |
| Apr-10 | 15.249 | 9.334 | 5.915 | 15.369 | 9.42 | 5.949 |
| May-10 | 15.438 | 9.44 | 5.998 | 15.246 | 9.313 | 5.933 |
| Jun-10 | 15.12 | 9.125 | 5.995 | 15.13 | 9.249 | 5.881 |
| Jul-10 | 15.059 | 9.3 | 5.759 | 15.008 | 9.216 | 5.792 |
| Aug-10 | 14.638 | 9.239 | 5.399 | 14.884 | 9.204 | 5.68 |
| Sep-10 | 14.641 | 9.16 | 5.481 | 14.769 | 9.206 | 5.563 |
| Oct-10 | 14.671 | 9.175 | 5.496 | 14.658 | 9.202 | 5.456 |
| Nov-10 | 14.719 | 9.326 | 5.393 | 14.541 | 9.179 | 5.362 |
| Dec-10 | 15.016 | 9.436 | 5.58 | 14.415 | 9.135 | 5.28 |
| Jan-11 | 14.174 | 9.021 | 5.153 | 14.282 | 9.076 | 5.206 |
| Feb-11 | 14.074 | 8.878 | 5.196 | 14.161 | 9.021 | 5.14 |
| Mar-11 | 13.621 | 8.814 | 4.807 | 14.073 | 8.983 | 5.09 |
| Apr-11 | 14.011 | 9.024 | 4.987 | 14.035 | 8.973 | 5.062 |
| May-11 | 14.246 | 9.086 | 5.16 | 14.039 | 8.982 | 5.057 |
| Jun-11 | 14.152 | 9.108 | 5.045 | 14.054 | 8.993 | 5.062 |
| Jul-11 | 14.091 | 9.036 | 5.055 | 14.059 | 8.991 | 5.068 |
| Aug-11 | 14.156 | 9.022 | 5.134 | 14.051 | 8.973 | 5.078 |
| Sep-11 | 13.956 | 8.818 | 5.138 | 14.056 | 8.956 | 5.1 |
| Oct-11 | 13.877 | 8.869 | 5.007 | 14.086 | 8.949 | 5.136 |
| Nov-11 | 14.049 | 8.965 | 5.085 | 14.143 | 8.95 | 5.192 |
| Dec-11 | 14.746 | 9.421 | 5.326 | 14.21 | 8.95 | 5.259 |
| Jan-12 | 14.78 | 9.399 | 5.381 | 14.272 | 8.948 | 5.324 |
| Feb-12 | 14.08 | 8.67 | 5.41 | 14.325 | 8.945 | 5.38 |
| Mar-12 | 14.105 | 8.708 | 5.397 | 14.371 | 8.955 | 5.416 |
| Apr-12 | 14.374 | 8.945 | 5.429 | 14.431 | 8.997 | 5.434 |
| May-12 | 14.515 | 9.109 | 5.406 | 14.519 | 9.078 | 5.441 |
| Jun-12 | 14.741 | 9.254 | 5.486 | 14.632 | 9.182 | 5.45 |
| Jul-12 | 14.775 | 9.273 | 5.502 | 14.748 | 9.283 | 5.466 |
| Aug-12 | 14.871 | 9.438 | 5.434 | 14.853 | 9.36 | 5.493 |
| Sep-12 | 15.119 | 9.51 | 5.609 | 14.948 | 9.409 | 5.54 |
| Oct-12 | 14.893 | 9.368 | 5.525 | 15.07 | 9.451 | 5.619 |
| Nov-12 | 15.227 | 9.474 | 5.753 | 15.257 | 9.518 | 5.739 |
| Dec-12 | 15.394 | 9.538 | 5.856 | 15.527 | 9.627 | 5.9 |
| Jan-13 | 15.908 | 9.803 | 6.105 | 15.872 | 9.781 | 6.091 |
| Feb-13 | 16.162 | 9.887 | 6.275 | 16.251 | 9.963 | 6.288 |
| Mar-13 | 16.908 | 10.369 | 6.54 | 16.611 | 10.143 | 6.468 |
| Apr-13 | 16.936 | 10.29 | 6.646 | 16.913 | 10.295 | 6.618 |
| May-13 | 17.223 | 10.417 | 6.806 | 17.149 | 10.405 | 6.743 |
| Jun-13 | 17.331 | 10.495 | 6.836 | 17.368 | 10.495 | 6.874 |
| Jul-13 | 17.442 | 10.483 | 6.96 | 17.618 | 10.58 | 7.038 |
| Aug-13 | 17.382 | 10.256 | 7.127 | 17.919 | 10.671 | 7.248 |
| Sep-13 | 18.207 | 10.759 | 7.448 | 18.259 | 10.776 | 7.483 |
| Oct-13 | 18.698 | 10.898 | 7.8 | 18.601 | 10.896 | 7.705 |
| Nov-13 | 19.269 | 11.228 | 8.042 | 18.903 | 11.022 | 7.881 |
| Dec-13 | 19.018 | 10.956 | 8.062 | 19.14 | 11.141 | 7.999 |
| Jan-14 | 19.166 | 11.175 | 7.991 | 19.299 | 11.237 | 8.061 |
| Feb-14 | 19.434 | 11.468 | 7.966 | 19.402 | 11.31 | 8.093 |
| Mar-14 | 19.499 | 11.37 | 8.129 | 19.476 | 11.352 | 8.124 |
| Apr-14 | 19.628 | 11.35 | 8.279 | 19.531 | 11.354 | 8.177 |
| May-14 | 19.503 | 11.23 | 8.273 | 19.587 | 11.323 | 8.264 |
| Jun-14 | 19.64 | 11.384 | 8.256 | 19.655 | 11.268 | 8.387 |
| Jul-14 | 19.811 | 11.271 | 8.54 | 19.742 | 11.204 | 8.538 |
| Aug-14 | 19.638 | 10.973 | 8.665 | 19.865 | 11.166 | 8.699 |
| Sep-14 | 19.984 | 11.111 | 8.873 | 20.015 | 11.161 | 8.854 |
| Oct-14 | 20.557 | 11.402 | 9.155 | 20.181 | 11.189 | 8.992 |
| Nov-14 | 20.141 | 11.027 | 9.114 | 20.36 | 11.251 | 9.11 |
| Dec-14 | 20.453 | 11.361 | 9.092 | 20.544 | 11.338 | 9.206 |
| Jan-15 | 20.742 | 11.567 | 9.175 | 20.719 | 11.431 | 9.288 |
| Feb-15 | 20.233 | 11.323 | 8.91 | 20.873 | 11.513 | 9.361 |
| Mar-15 | 21.268 | 11.757 | 9.511 | 21.003 | 11.597 | 9.406 |
| Apr-15 | 21.89 | 11.805 | 10.085 | 21.101 | 11.714 | 9.387 |
| May-15 | 20.296 | 11.123 | 9.173 | 21.15 | 11.887 | 9.263 |
| Jun-15 | 21.104 | 11.967 | 9.137 | 21.127 | 12.124 | 9.003 |
| Jul-15 | 21.11 | 12.281 | 8.829 | 21.03 | 12.412 | 8.619 |
| Aug-15 | 21.723 | 13.218 | 8.504 | 20.843 | 12.69 | 8.152 |
| Sep-15 | 20.938 | 13.558 | 7.38 | 20.576 | 12.906 | 7.67 |
| Oct-15 | 20.036 | 13.156 | 6.88 | 20.25 | 13.016 | 7.234 |
| Nov-15 | 19.69 | 13.026 | 6.664 | 19.9 | 13.006 | 6.894 |
| Dec-15 | 19.613 | 12.912 | 6.701 | 19.595 | 12.914 | 6.681 |
| Jan-16 | 19.176 | 12.569 | 6.606 | 19.405 | 12.804 | 6.601 |
| Feb-16 | 19.459 | 12.749 | 6.71 | 19.356 | 12.725 | 6.631 |
| Mar-16 | 19.11 | 12.457 | 6.653 | 19.428 | 12.684 | 6.745 |
| Apr-16 | 19.684 | 12.802 | 6.882 | 19.579 | 12.656 | 6.923 |
| May-16 | 19.929 | 12.728 | 7.201 | 19.768 | 12.616 | 7.152 |
| Jun-16 | 20.18 | 12.681 | 7.499 | 19.974 | 12.555 | 7.42 |
| Jul-16 | 20.056 | 12.417 | 7.639 | 20.203 | 12.488 | 7.715 |
| Aug-16 | 19.839 | 12.26 | 7.579 | 20.477 | 12.454 | 8.024 |
| Sep-16 | 20.771 | 12.456 | 8.315 | 20.8 | 12.482 | 8.318 |
| Oct-16 | 21.2 | 12.606 | 8.594 | 21.165 | 12.592 | 8.573 |
| Nov-16 | 21.583 | 12.753 | 8.83 | 21.546 | 12.777 | 8.769 |
| Dec-16 | 21.99 | 13.057 | 8.933 | 21.89 | 13 | 8.89 |
| Jan-17 | 22.255 | 13.255 | 9 | 22.149 | 13.224 | 8.925 |
| Feb-17 | 21.968 | 13.283 | 8.684 | 22.291 | 13.421 | 8.871 |
| Mar-17 | 22.632 | 13.767 | 8.866 | 22.338 | 13.594 | 8.744 |
| Apr-17 | 22.28 | 13.645 | 8.635 | 22.332 | 13.759 | 8.572 |
| May-17 | 22.366 | 14.009 | 8.357 | 22.299 | 13.916 | 8.384 |
| Jun-17 | 22.029 | 13.896 | 8.133 | 22.259 | 14.06 | 8.2 |
| Jul-17 | 22.027 | 14.155 | 7.872 | 22.207 | 14.175 | 8.032 |
| Aug-17 | 22.415 | 14.455 | 7.96 | 22.116 | 14.239 | 7.877 |
| Sep-17 | 22.155 | 14.337 | 7.818 | 21.98 | 14.253 | 7.728 |
| Oct-17 | 21.657 | 14.11 | 7.547 | 21.798 | 14.228 | 7.57 |
| Nov-17 | 21.609 | 14.191 | 7.418 | 21.555 | 14.171 | 7.384 |
| Dec-17 | 21.16 | 13.99 | 7.17 | 21.286 | 14.113 | 7.173 |
| Jan-18 | 21.172 | 14.243 | 6.929 | 21.032 | 14.074 | 6.958 |
| Feb-18 | 21.4 | 14.331 | 7.069 | 20.833 | 14.068 | 6.765 |
| Mar-18 | 20.459 | 13.933 | 6.526 | 20.684 | 14.072 | 6.613 |
| Apr-18 | 20.157 | 13.773 | 6.384 | 20.546 | 14.051 | 6.496 |
| May-18 | 20.648 | 14.192 | 6.456 | 20.379 | 13.976 | 6.404 |
| Jun-18 | 20.247 | 13.932 | 6.315 | 20.152 | 13.835 | 6.317 |
| Jul-18 | 20.092 | 13.802 | 6.29 | 19.838 | 13.628 | 6.211 |
| Aug-18 | 19.35 | 13.284 | 6.067 | 19.419 | 13.358 | 6.061 |
| Sep-18 | 18.824 | 12.952 | 5.871 | 18.901 | 13.036 | 5.865 |
| Oct-18 | 18.829 | 13.142 | 5.687 | 18.329 | 12.693 | 5.636 |
| Nov-18 | 17.956 | 12.562 | 5.394 | 17.784 | 12.381 | 5.402 |
| Dec-18 | 16.844 | 11.71 | 5.134 | 17.309 | 12.122 | 5.187 |
| Jan-19 | 16.706 | 11.792 | 4.914 | 16.919 | 11.916 | 5.003 |
| Feb-19 | 17.308 | 12.316 | 4.992 | 16.625 | 11.765 | 4.86 |
| Mar-19 | 16.492 | 11.716 | 4.776 | 16.442 | 11.675 | 4.767 |
| Apr-19 | 16.517 | 11.807 | 4.709 | 16.388 | 11.661 | 4.727 |
| May-19 | 16.189 | 11.531 | 4.657 | 16.465 | 11.73 | 4.735 |
| Jun-19 | 16.518 | 11.774 | 4.744 | 16.677 | 11.891 | 4.786 |
| Jul-19 | 16.957 | 12.02 | 4.936 | 17.032 | 12.16 | 4.872 |
| Aug-19 | 17.874 | 12.604 | 5.269 | 17.527 | 12.541 | 4.986 |
| Sep-19 | 18.037 | 12.96 | 5.077 | 18.108 | 12.998 | 5.11 |
| Oct-19 | 18.51 | 13.353 | 5.157 | 18.658 | 13.442 | 5.216 |
| Nov-19 | 19.307 | 13.945 | 5.363 | 19.058 | 13.778 | 5.28 |
| Dec-19 | 19.702 | 14.229 | 5.473 | 19.235 | 13.946 | 5.29 |
| Jan-20 | 20.862 | 15.203 | 5.659 | 19.183 | 13.942 | 5.241 |
| Feb-20 | 19.06 | 13.906 | 5.154 | 18.96 | 13.819 | 5.142 |
| Mar-20 | 18.956 | 14.073 | 4.883 | 18.691 | 13.678 | 5.014 |
| Apr-20 | 18.414 | 13.517 | 4.898 | 18.54 | 13.646 | 4.894 |
| May-20 | 15.908 | 11.932 | 3.976 | 18.626 | 13.809 | 4.817 |
| Jun-20 | 17.084 | 12.687 | 4.397 | 18.962 | 14.167 | 4.795 |
| Jul-20 | 18.855 | 14.165 | 4.691 | 19.752 | 14.918 | 4.833 |
| Aug-20 | 21.212 | 16.205 | 5.007 | 20.692 | 15.755 | 4.937 |
| Sep-20 | 22.927 | 17.543 | 5.384 | 21.435 | 16.331 | 5.104 |
| Oct-20 | 22.881 | 17.583 | 5.298 | 22.298 | 16.96 | 5.338 |
| Nov-20 | 23.779 | 18.257 | 5.522 | 23.244 | 17.602 | 5.642 |
| Dec-20 | 25.866 | 19.755 | 6.111 | 24.334 | 18.317 | 6.017 |
| Jan-21 | 30.27 | 23.328 | 6.942 | 25.556 | 19.102 | 6.453 |
| Feb-21 | 28.564 | 21.752 | 6.812 | 26.868 | 19.929 | 6.939 |
| Mar-21 | 29.448 | 21.933 | 7.515 | 28.164 | 20.715 | 7.449 |
| Apr-21 | 30.764 | 22.791 | 7.973 | 29.448 | 21.489 | 7.958 |
| May-21 | 30.69 | 22.205 | 8.485 | 30.327 | 21.885 | 8.442 |
| Jun-21 | 31.109 | 22.248 | 8.861 | 30.913 | 22.029 | 8.883 |
| Jul-21 | 31.708 | 22.347 | 9.361 | 31.253 | 21.971 | 9.282 |
| Aug-21 | 31.243 | 21.601 | 9.642 | 31.462 | 21.815 | 9.648 |
| Sep-21 | 31.151 | 21.196 | 9.955 | 31.67 | 21.673 | 9.997 |
| Oct-21 | 30.461 | 20.26 | 10.201 | 31.976 | 21.633 | 10.343 |
| Nov-21 | 32.201 | 21.533 | 10.668 | 32.342 | 21.669 | 10.673 |
| Dec-21 | 33.17 | 22.154 | 11.015 | 32.664 | 21.708 | 10.956 |
| Jan-22 | 36.02 | 23.85 | 12.17 | 32.834 | 21.68 | 11.154 |
| Feb-22 | 32.726 | 21.475 | 11.25 | 32.729 | 21.507 | 11.222 |
| Mar-22 | 32.492 | 21.248 | 11.244 | 32.31 | 21.183 | 11.126 |
| Apr-22 | 31.133 | 20.206 | 10.927 | 31.602 | 20.734 | 10.868 |
| May-22 | 30.94 | 20.478 | 10.462 | 30.692 | 20.201 | 10.491 |
| Jun-22 | 29.922 | 19.773 | 10.149 | 29.661 | 19.605 | 10.056 |
| Jul-22 | 28.323 | 18.914 | 9.409 | 28.572 | 18.961 | 9.611 |
| Aug-22 | 27.397 | 18.331 | 9.066 | 27.464 | 18.268 | 9.196 |
| Sep-22 | 25.611 | 17.194 | 8.417 | 26.395 | 17.562 | 8.833 |
| Oct-22 | 25.959 | 17.27 | 8.689 | 25.432 | 16.905 | 8.527 |
| Nov-22 | 24.478 | 16.247 | 8.231 | 24.628 | 16.357 | 8.271 |
| Dec-22 | 23.782 | 15.813 | 7.969 | 24.036 | 15.968 | 8.068 |
| Jan-23 | 23.522 | 15.56 | 7.962 | 23.661 | 15.732 | 7.929 |
| Feb-23 | 23.454 | 15.599 | 7.855 | 23.503 | 15.633 | 7.87 |
| Mar-23 | 23.634 | 15.762 | 7.873 | 23.529 | 15.626 | 7.904 |
| Apr-23 | 23.661 | 15.717 | 7.944 | 23.671 | 15.66 | 8.011 |
| May-23 | 24.113 | 15.914 | 8.199 | 23.887 | 15.723 | 8.164 |
| Jun-23 | 24.331 | 15.798 | 8.533 | 24.18 | 15.828 | 8.352 |
| Jul-23 | 23.774 | 15.184 | 8.59 | 24.572 | 16.001 | 8.571 |
| Aug-23 | 24.656 | 15.956 | 8.7 | 25.047 | 16.244 | 8.803 |
| Sep-23 | 25.41 | 16.476 | 8.934 | 25.546 | 16.518 | 9.028 |
| Oct-23 | 26.506 | 17.122 | 9.384 | 26.003 | 16.765 | 9.238 |
| Nov-23 | 27.258 | 17.59 | 9.668 | 26.392 | 16.957 | 9.435 |
| Dec-23 | 26.459 | 16.91 | 9.549 | 26.719 | 17.092 | 9.627 |
| Jan-24 | 26.208 | 16.517 | 9.69 | 27.014 | 17.192 | 9.821 |
| Feb-24 | 26.593 | 17.01 | 9.582 | 27.331 | 17.302 | 10.029 |
| Mar-24 | 28.124 | 17.524 | 10.6 | 27.73 | 17.456 | 10.273 |
| Apr-24 | 28.454 | 17.859 | 10.595 | 28.233 | 17.671 | 10.562 |
| May-24 | 28.686 | 17.853 | 10.833 | 28.772 | 17.908 | 10.864 |
| Jun-24 | 29.042 | 18.025 | 11.017 | 29.257 | 18.125 | 11.133 |
| Jul-24 | 29.672 | 18.19 | 11.482 | 29.635 | 18.297 | 11.338 |
| Aug-24 | 30.308 | 18.619 | 11.689 | 29.9 | 18.424 | 11.476 |
| Sep-24 | 30.21 | 18.639 | 11.571 | 30.08 | 18.521 | 11.559 |
New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]
[["Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24","Mar-24","Apr-24","May-24","Jun-24","Jul-24","Aug-24","Sep-24"],[[14.196],[14.337999999999999],[14.208],[14.625999999999999],[14.941000000000001],[15.411],[15.925000000000001],[16.361000000000001],[17.064],[18.311],[17.407],[17.425000000000001],[16.835999999999999],[16.841000000000001],[17.006],[16.568999999999999],[16.905999999999999],[15.673999999999999],[14.577],[13.888999999999999],[12.98],[12.965],[12.789999999999999],[12.651],[12.984],[13.372999999999999],[13.103],[13.894],[14.907999999999999],[15.375],[16.707999999999998],[17.065000000000001],[16.867000000000001],[17.210000000000001],[17.190000000000001],[17.356000000000002],[17.899000000000001],[17.631],[17.091999999999999],[16.510000000000002],[15.964],[15.679],[15.554],[15.249000000000001],[15.438000000000001],[15.119999999999999],[15.058999999999999],[14.638],[14.641],[14.670999999999999],[14.718999999999999],[15.016],[14.173999999999999],[14.074],[13.621],[14.010999999999999],[14.246],[14.151999999999999],[14.090999999999999],[14.156000000000001],[13.956],[13.877000000000001],[14.048999999999999],[14.746],[14.779999999999999],[14.08],[14.105],[14.374000000000001],[14.515000000000001],[14.741],[14.775],[14.871],[15.119],[14.893000000000001],[15.227],[15.394],[15.907999999999999],[16.161999999999999],[16.908000000000001],[16.936],[17.222999999999999],[17.331],[17.442],[17.382000000000001],[18.207000000000001],[18.698],[19.268999999999998],[19.018000000000001],[19.166],[19.434000000000001],[19.498999999999999],[19.628],[19.503],[19.640000000000001],[19.811],[19.638000000000002],[19.984000000000002],[20.556999999999999],[20.140999999999998],[20.452999999999999],[20.742000000000001],[20.233000000000001],[21.268000000000001],[21.890000000000001],[20.295999999999999],[21.103999999999999],[21.109999999999999],[21.722999999999999],[20.937999999999999],[20.036000000000001],[19.690000000000001],[19.613],[19.175999999999998],[19.459],[19.109999999999999],[19.684000000000001],[19.928999999999998],[20.18],[20.056000000000001],[19.838999999999999],[20.771000000000001],[21.199999999999999],[21.582999999999998],[21.989999999999998],[22.254999999999999],[21.968],[22.632000000000001],[22.280000000000001],[22.366],[22.029],[22.027000000000001],[22.414999999999999],[22.155000000000001],[21.657],[21.609000000000002],[21.16],[21.172000000000001],[21.399999999999999],[20.459],[20.157],[20.648],[20.247],[20.091999999999999],[19.350000000000001],[18.824000000000002],[18.829000000000001],[17.956],[16.844000000000001],[16.706],[17.308],[16.492000000000001],[16.516999999999999],[16.189],[16.518000000000001],[16.957000000000001],[17.873999999999999],[18.036999999999999],[18.510000000000002],[19.306999999999999],[19.702000000000002],[20.861999999999998],[19.059999999999999],[18.956],[18.414000000000001],[15.907999999999999],[17.084],[18.855],[21.212],[22.927],[22.881],[23.779],[25.866],[30.27],[28.564],[29.448],[30.763999999999999],[30.690000000000001],[31.109000000000002],[31.707999999999998],[31.242999999999999],[31.151],[30.460999999999999],[32.201000000000001],[33.170000000000002],[36.020000000000003],[32.72599999999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[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"36","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":"5","precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]- All series exclude refinancing
In September 2024 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 2.1% to $16.4b but was 11.9% lower compared to a year ago
- for owner-occupier housing rose 3.5% to $10.4b but was 17.3% lower compared to a year ago
- for investor housing fell 0.4% to $6.0b and was 0.6% lower compared to a year ago
| Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
|---|---|---|---|
| Sep-06 | 4.457 | 3.551 | 0.906 |
| Oct-06 | 4.465 | 3.613 | 0.853 |
| Nov-06 | 4.532 | 3.629 | 0.904 |
| Dec-06 | 4.433 | 3.488 | 0.945 |
| Jan-07 | 4.555 | 3.496 | 1.059 |
| Feb-07 | 4.626 | 3.465 | 1.161 |
| Mar-07 | 4.479 | 3.388 | 1.091 |
| Apr-07 | 4.651 | 3.522 | 1.13 |
| May-07 | 4.496 | 3.447 | 1.049 |
| Jun-07 | 4.523 | 3.487 | 1.036 |
| Jul-07 | 4.235 | 3.176 | 1.059 |
| Aug-07 | 4.488 | 3.424 | 1.064 |
| Sep-07 | 4.52 | 3.411 | 1.109 |
| Oct-07 | 4.379 | 3.245 | 1.134 |
| Nov-07 | 4.67 | 3.443 | 1.228 |
| Dec-07 | 4.791 | 3.607 | 1.185 |
| Jan-08 | 4.957 | 3.686 | 1.27 |
| Feb-08 | 4.892 | 3.623 | 1.269 |
| Mar-08 | 4.689 | 3.5 | 1.189 |
| Apr-08 | 4.577 | 3.371 | 1.206 |
| May-08 | 4.328 | 3.189 | 1.139 |
| Jun-08 | 4.163 | 3.148 | 1.014 |
| Jul-08 | 4.366 | 3.134 | 1.232 |
| Aug-08 | 4.313 | 3.137 | 1.176 |
| Sep-08 | 4.092 | 2.836 | 1.256 |
| Oct-08 | 4.471 | 3.126 | 1.345 |
| Nov-08 | 4.586 | 3.228 | 1.358 |
| Dec-08 | 5.021 | 3.515 | 1.506 |
| Jan-09 | 4.949 | 3.412 | 1.537 |
| Feb-09 | 4.729 | 3.147 | 1.583 |
| Mar-09 | 5.106 | 3.446 | 1.66 |
| Apr-09 | 5.069 | 3.467 | 1.602 |
| May-09 | 5.001 | 3.438 | 1.562 |
| Jun-09 | 4.874 | 3.385 | 1.489 |
| Jul-09 | 4.601 | 3.215 | 1.387 |
| Aug-09 | 4.391 | 3.008 | 1.383 |
| Sep-09 | 4.246 | 2.937 | 1.309 |
| Oct-09 | 4.173 | 2.929 | 1.244 |
| Nov-09 | 4.068 | 2.82 | 1.248 |
| Dec-09 | 3.782 | 2.757 | 1.025 |
| Jan-10 | 3.576 | 2.589 | 0.988 |
| Feb-10 | 3.525 | 2.669 | 0.856 |
| Mar-10 | 3.471 | 2.644 | 0.827 |
| Apr-10 | 3.432 | 2.603 | 0.828 |
| May-10 | 3.573 | 2.633 | 0.94 |
| Jun-10 | 3.636 | 2.72 | 0.916 |
| Jul-10 | 3.732 | 2.818 | 0.915 |
| Aug-10 | 3.834 | 2.917 | 0.916 |
| Sep-10 | 3.85 | 2.929 | 0.922 |
| Oct-10 | 4.02 | 3.019 | 1.001 |
| Nov-10 | 4.071 | 3.073 | 0.998 |
| Dec-10 | 4.432 | 3.411 | 1.022 |
| Jan-11 | 4.132 | 3.207 | 0.926 |
| Feb-11 | 3.927 | 2.977 | 0.95 |
| Mar-11 | 3.966 | 2.936 | 1.03 |
| Apr-11 | 4.235 | 3.174 | 1.061 |
| May-11 | 4.554 | 3.39 | 1.165 |
| Jun-11 | 4.513 | 3.365 | 1.148 |
| Jul-11 | 4.753 | 3.542 | 1.211 |
| Aug-11 | 4.867 | 3.644 | 1.223 |
| Sep-11 | 4.896 | 3.634 | 1.262 |
| Oct-11 | 4.756 | 3.548 | 1.208 |
| Nov-11 | 4.732 | 3.522 | 1.211 |
| Dec-11 | 5.045 | 3.723 | 1.323 |
| Jan-12 | 5.104 | 3.731 | 1.373 |
| Feb-12 | 5.161 | 3.691 | 1.47 |
| Mar-12 | 5.212 | 3.683 | 1.529 |
| Apr-12 | 4.912 | 3.614 | 1.298 |
| May-12 | 4.999 | 3.574 | 1.425 |
| Jun-12 | 4.988 | 3.492 | 1.496 |
| Jul-12 | 4.887 | 3.407 | 1.48 |
| Aug-12 | 5.027 | 3.436 | 1.591 |
| Sep-12 | 5.004 | 3.406 | 1.598 |
| Oct-12 | 5.018 | 3.482 | 1.535 |
| Nov-12 | 5.096 | 3.453 | 1.644 |
| Dec-12 | 4.937 | 3.386 | 1.551 |
| Jan-13 | 5.108 | 3.432 | 1.675 |
| Feb-13 | 5.084 | 3.436 | 1.648 |
| Mar-13 | 5.205 | 3.573 | 1.632 |
| Apr-13 | 5.371 | 3.647 | 1.724 |
| May-13 | 5.423 | 3.753 | 1.67 |
| Jun-13 | 5.629 | 3.92 | 1.709 |
| Jul-13 | 6.459 | 3.801 | 2.658 |
| Aug-13 | 6.151 | 3.642 | 2.509 |
| Sep-13 | 6.723 | 3.914 | 2.81 |
| Oct-13 | 6.82 | 3.878 | 2.942 |
| Nov-13 | 6.938 | 3.932 | 3.006 |
| Dec-13 | 6.891 | 3.867 | 3.024 |
| Jan-14 | 6.886 | 3.891 | 2.996 |
| Feb-14 | 7.333 | 4.215 | 3.117 |
| Mar-14 | 7.12 | 3.957 | 3.163 |
| Apr-14 | 7.382 | 4.054 | 3.328 |
| May-14 | 7.449 | 4.077 | 3.373 |
| Jun-14 | 7.604 | 4.179 | 3.425 |
| Jul-14 | 7.839 | 4.283 | 3.556 |
| Aug-14 | 7.805 | 4.265 | 3.54 |
| Sep-14 | 8.041 | 4.283 | 3.758 |
| Oct-14 | 8.393 | 4.404 | 3.99 |
| Nov-14 | 8.435 | 4.476 | 3.959 |
| Dec-14 | 8.681 | 4.593 | 4.088 |
| Jan-15 | 8.735 | 4.703 | 4.032 |
| Feb-15 | 9.062 | 4.957 | 4.105 |
| Mar-15 | 9.303 | 5.004 | 4.3 |
| Apr-15 | 9.389 | 5.23 | 4.159 |
| May-15 | 9.253 | 4.978 | 4.275 |
| Jun-15 | 9.133 | 5.323 | 3.81 |
| Jul-15 | 8.916 | 5.412 | 3.504 |
| Aug-15 | 8.795 | 5.461 | 3.334 |
| Sep-15 | 8.807 | 5.746 | 3.061 |
| Oct-15 | 8.987 | 5.909 | 3.078 |
| Nov-15 | 9.244 | 6.09 | 3.155 |
| Dec-15 | 9.711 | 6.47 | 3.241 |
| Jan-16 | 9.346 | 6.065 | 3.281 |
| Feb-16 | 9.354 | 6.005 | 3.349 |
| Mar-16 | 9.417 | 6.204 | 3.213 |
| Apr-16 | 9.451 | 6.233 | 3.218 |
| May-16 | 9.351 | 6.035 | 3.316 |
| Jun-16 | 9.667 | 6.054 | 3.613 |
| Jul-16 | 9.695 | 6.107 | 3.588 |
| Aug-16 | 9.407 | 5.747 | 3.66 |
| Sep-16 | 9.579 | 6.047 | 3.532 |
| Oct-16 | 8.994 | 5.806 | 3.188 |
| Nov-16 | 9.081 | 5.679 | 3.402 |
| Dec-16 | 9.003 | 5.563 | 3.44 |
| Jan-17 | 9.114 | 5.77 | 3.344 |
| Feb-17 | 8.712 | 5.413 | 3.299 |
| Mar-17 | 8.794 | 5.436 | 3.358 |
| Apr-17 | 8.476 | 5.196 | 3.28 |
| May-17 | 8.801 | 5.428 | 3.373 |
| Jun-17 | 8.71 | 5.264 | 3.446 |
| Jul-17 | 8.584 | 5.129 | 3.454 |
| Aug-17 | 8.972 | 5.238 | 3.734 |
| Sep-17 | 8.713 | 5.325 | 3.388 |
| Oct-17 | 8.481 | 5.348 | 3.133 |
| Nov-17 | 8.963 | 5.527 | 3.436 |
| Dec-17 | 9.304 | 5.745 | 3.559 |
| Jan-18 | 9.623 | 5.796 | 3.828 |
| Feb-18 | 9.774 | 5.768 | 4.006 |
| Mar-18 | 9.238 | 5.534 | 3.704 |
| Apr-18 | 9.451 | 5.678 | 3.773 |
| May-18 | 9.172 | 5.6 | 3.572 |
| Jun-18 | 8.747 | 5.333 | 3.414 |
| Jul-18 | 9.084 | 5.699 | 3.385 |
| Aug-18 | 8.96 | 5.594 | 3.366 |
| Sep-18 | 8.735 | 5.399 | 3.336 |
| Oct-18 | 9.023 | 5.572 | 3.45 |
| Nov-18 | 8.968 | 5.523 | 3.445 |
| Dec-18 | 8.672 | 5.382 | 3.29 |
| Jan-19 | 8.401 | 5.194 | 3.207 |
| Feb-19 | 8.552 | 5.355 | 3.197 |
| Mar-19 | 8.55 | 5.29 | 3.261 |
| Apr-19 | 8.412 | 5.229 | 3.184 |
| May-19 | 8.364 | 5.164 | 3.2 |
| Jun-19 | 8.033 | 4.821 | 3.211 |
| Jul-19 | 8.282 | 5.194 | 3.089 |
| Aug-19 | 8.959 | 5.559 | 3.399 |
| Sep-19 | 9.861 | 6.13 | 3.731 |
| Oct-19 | 9.825 | 6.055 | 3.771 |
| Nov-19 | 10.168 | 6.288 | 3.879 |
| Dec-19 | 10.462 | 6.564 | 3.898 |
| Jan-20 | 10.848 | 6.955 | 3.893 |
| Feb-20 | 11.224 | 7.253 | 3.972 |
| Mar-20 | 10.797 | 6.884 | 3.912 |
| Apr-20 | 11.673 | 7.582 | 4.091 |
| May-20 | 14.146 | 9.407 | 4.739 |
| Jun-20 | 13.535 | 8.789 | 4.746 |
| Jul-20 | 10.326 | 6.626 | 3.699 |
| Aug-20 | 10.781 | 6.832 | 3.949 |
| Sep-20 | 12.816 | 8.042 | 4.773 |
| Oct-20 | 12.227 | 7.568 | 4.658 |
| Nov-20 | 10.395 | 6.39 | 4.005 |
| Dec-20 | 11.422 | 7.168 | 4.254 |
| Jan-21 | 12.573 | 8.114 | 4.459 |
| Feb-21 | 13.815 | 8.954 | 4.861 |
| Mar-21 | 13.176 | 8.567 | 4.609 |
| Apr-21 | 13.943 | 9.152 | 4.791 |
| May-21 | 14.582 | 9.55 | 5.032 |
| Jun-21 | 15.22 | 9.967 | 5.252 |
| Jul-21 | 16.277 | 10.634 | 5.643 |
| Aug-21 | 16.673 | 10.634 | 6.04 |
| Sep-21 | 16.209 | 10.318 | 5.89 |
| Oct-21 | 16.526 | 10.666 | 5.86 |
| Nov-21 | 16.235 | 10.569 | 5.666 |
| Dec-21 | 16.299 | 10.784 | 5.515 |
| Jan-22 | 15.342 | 9.913 | 5.429 |
| Feb-22 | 16.36 | 10.863 | 5.497 |
| Mar-22 | 16.708 | 11.122 | 5.586 |
| Apr-22 | 16.831 | 11.386 | 5.445 |
| May-22 | 17.255 | 11.866 | 5.389 |
| Jun-22 | 17.841 | 12.272 | 5.569 |
| Jul-22 | 17.436 | 11.979 | 5.457 |
| Aug-22 | 18.011 | 12.272 | 5.739 |
| Sep-22 | 18.262 | 12.478 | 5.785 |
| Oct-22 | 18.281 | 12.494 | 5.787 |
| Nov-22 | 19.748 | 13.598 | 6.149 |
| Dec-22 | 19.312 | 13.088 | 6.224 |
| Jan-23 | 19.816 | 13.501 | 6.314 |
| Feb-23 | 20.06 | 13.728 | 6.332 |
| Mar-23 | 21.366 | 14.202 | 7.164 |
| Apr-23 | 19.69 | 13.366 | 6.324 |
| May-23 | 20.659 | 13.992 | 6.667 |
| Jun-23 | 20.049 | 13.547 | 6.502 |
| Jul-23 | 21.133 | 14.253 | 6.88 |
| Aug-23 | 19.732 | 13.401 | 6.331 |
| Sep-23 | 18.638 | 12.592 | 6.046 |
| Oct-23 | 17.334 | 11.398 | 5.936 |
| Nov-23 | 17.304 | 11.394 | 5.91 |
| Dec-23 | 17.016 | 11.192 | 5.824 |
| Jan-24 | 15.89 | 10.16 | 5.73 |
| Feb-24 | 16.421 | 10.587 | 5.834 |
| Mar-24 | 15.888 | 10.14 | 5.749 |
| Apr-24 | 16.265 | 10.148 | 6.117 |
| May-24 | 16.143 | 10.15 | 5.992 |
| Jun-24 | 15.919 | 10.06 | 5.859 |
| Jul-24 | 16.543 | 10.406 | 6.136 |
| Aug-24 | 16.092 | 10.06 | 6.032 |
| Sep-24 | 16.426 | 10.415 | 6.011 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
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[]
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In September 2024 in seasonally adjusted terms, the value of new loan commitments:
- for fixed term personal finance rose 2.1%, after a rise of 2.1% in August
- for road vehicles rose 0.7%
- for personal investment rose 3.1%
| Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | |
|---|---|---|---|
| Sep-06 | 1.43 | 0.723 | 0.366 |
| Oct-06 | 1.434 | 0.732 | 0.351 |
| Nov-06 | 1.484 | 0.751 | 0.372 |
| Dec-06 | 1.508 | 0.734 | 0.406 |
| Jan-07 | 1.52 | 0.746 | 0.428 |
| Feb-07 | 1.554 | 0.754 | 0.437 |
| Mar-07 | 1.645 | 0.779 | 0.481 |
| Apr-07 | 1.68 | 0.778 | 0.536 |
| May-07 | 1.693 | 0.816 | 0.547 |
| Jun-07 | 1.808 | 0.819 | 0.556 |
| Jul-07 | 1.582 | 0.802 | 0.472 |
| Aug-07 | 1.643 | 0.789 | 0.576 |
| Sep-07 | 1.651 | 0.789 | 0.571 |
| Oct-07 | 1.673 | 0.813 | 0.546 |
| Nov-07 | 1.717 | 0.816 | 0.596 |
| Dec-07 | 1.699 | 0.837 | 0.499 |
| Jan-08 | 1.747 | 0.832 | 0.561 |
| Feb-08 | 1.72 | 0.828 | 0.551 |
| Mar-08 | 1.576 | 0.829 | 0.483 |
| Apr-08 | 1.758 | 0.81 | 0.511 |
| May-08 | 1.626 | 0.78 | 0.539 |
| Jun-08 | 1.431 | 0.788 | 0.34 |
| Jul-08 | 1.589 | 0.773 | 0.492 |
| Aug-08 | 1.555 | 0.761 | 0.483 |
| Sep-08 | 1.529 | 0.751 | 0.487 |
| Oct-08 | 1.492 | 0.733 | 0.5 |
| Nov-08 | 1.344 | 0.651 | 0.452 |
| Dec-08 | 1.425 | 0.702 | 0.461 |
| Jan-09 | 1.423 | 0.712 | 0.423 |
| Feb-09 | 1.412 | 0.693 | 0.406 |
| Mar-09 | 1.427 | 0.678 | 0.446 |
| Apr-09 | 1.441 | 0.689 | 0.433 |
| May-09 | 1.402 | 0.669 | 0.427 |
| Jun-09 | 1.48 | 0.638 | 0.459 |
| Jul-09 | 1.44 | 0.669 | 0.461 |
| Aug-09 | 1.492 | 0.677 | 0.498 |
| Sep-09 | 1.447 | 0.659 | 0.507 |
| Oct-09 | 1.447 | 0.675 | 0.503 |
| Nov-09 | 1.425 | 0.675 | 0.447 |
| Dec-09 | 1.77 | 0.742 | 0.604 |
| Jan-10 | 1.679 | 0.738 | 0.574 |
| Feb-10 | 1.758 | 0.778 | 0.554 |
| Mar-10 | 1.753 | 0.79 | 0.542 |
| Apr-10 | 1.711 | 0.808 | 0.511 |
| May-10 | 1.692 | 0.817 | 0.468 |
| Jun-10 | 1.786 | 0.851 | 0.434 |
| Jul-10 | 1.666 | 0.842 | 0.437 |
| Aug-10 | 1.611 | 0.854 | 0.406 |
| Sep-10 | 1.654 | 0.89 | 0.392 |
| Oct-10 | 1.66 | 0.871 | 0.403 |
| Nov-10 | 1.637 | 0.883 | 0.371 |
| Dec-10 | 1.606 | 0.866 | 0.36 |
| Jan-11 | 1.585 | 0.864 | 0.342 |
| Feb-11 | 1.589 | 0.878 | 0.341 |
| Mar-11 | 1.613 | 0.872 | 0.34 |
| Apr-11 | 1.614 | 0.881 | 0.331 |
| May-11 | 1.612 | 0.859 | 0.348 |
| Jun-11 | 1.592 | 0.852 | 0.352 |
| Jul-11 | 1.611 | 0.866 | 0.343 |
| Aug-11 | 1.705 | 0.903 | 0.386 |
| Sep-11 | 1.662 | 0.904 | 0.348 |
| Oct-11 | 1.656 | 0.928 | 0.327 |
| Nov-11 | 1.648 | 0.939 | 0.308 |
| Dec-11 | 1.654 | 0.96 | 0.287 |
| Jan-12 | 1.645 | 0.935 | 0.309 |
| Feb-12 | 1.599 | 0.896 | 0.282 |
| Mar-12 | 1.57 | 0.902 | 0.27 |
| Apr-12 | 1.617 | 0.953 | 0.28 |
| May-12 | 1.657 | 0.996 | 0.279 |
| Jun-12 | 1.679 | 1.008 | 0.306 |
| Jul-12 | 1.716 | 1.004 | 0.31 |
| Aug-12 | 1.733 | 1.014 | 0.31 |
| Sep-12 | 1.79 | 1.035 | 0.297 |
| Oct-12 | 1.816 | 1.069 | 0.302 |
| Nov-12 | 1.866 | 1.097 | 0.307 |
| Dec-12 | 1.887 | 1.098 | 0.307 |
| Jan-13 | 1.857 | 1.057 | 0.324 |
| Feb-13 | 1.861 | 1.034 | 0.318 |
| Mar-13 | 1.819 | 1.046 | 0.33 |
| Apr-13 | 1.887 | 1.006 | 0.329 |
| May-13 | 1.794 | 1.019 | 0.336 |
| Jun-13 | 1.696 | 0.995 | 0.305 |
| Jul-13 | 1.748 | 1.044 | 0.287 |
| Aug-13 | 1.736 | 1.025 | 0.308 |
| Sep-13 | 1.746 | 1.028 | 0.31 |
| Oct-13 | 1.727 | 1 | 0.315 |
| Nov-13 | 1.719 | 0.963 | 0.316 |
| Dec-13 | 1.722 | 0.984 | 0.312 |
| Jan-14 | 1.786 | 1.031 | 0.298 |
| Feb-14 | 1.864 | 1.052 | 0.34 |
| Mar-14 | 1.812 | 1.048 | 0.312 |
| Apr-14 | 1.764 | 1.035 | 0.297 |
| May-14 | 1.766 | 1.036 | 0.313 |
| Jun-14 | 1.734 | 1.021 | 0.319 |
| Jul-14 | 1.816 | 1.03 | 0.356 |
| Aug-14 | 1.823 | 1.024 | 0.343 |
| Sep-14 | 1.824 | 1.019 | 0.387 |
| Oct-14 | 1.93 | 1.032 | 0.428 |
| Nov-14 | 1.841 | 0.993 | 0.382 |
| Dec-14 | 1.826 | 1.025 | 0.382 |
| Jan-15 | 1.82 | 1.037 | 0.367 |
| Feb-15 | 1.862 | 1.025 | 0.393 |
| Mar-15 | 1.905 | 1.044 | 0.397 |
| Apr-15 | 2.035 | 1.105 | 0.414 |
| May-15 | 1.996 | 1.094 | 0.394 |
| Jun-15 | 1.956 | 1.115 | 0.379 |
| Jul-15 | 1.908 | 1.088 | 0.352 |
| Aug-15 | 1.879 | 1.103 | 0.327 |
| Sep-15 | 1.821 | 1.103 | 0.278 |
| Oct-15 | 1.768 | 1.079 | 0.277 |
| Nov-15 | 1.802 | 1.112 | 0.28 |
| Dec-15 | 1.868 | 1.12 | 0.292 |
| Jan-16 | 1.872 | 1.086 | 0.286 |
| Feb-16 | 1.945 | 1.132 | 0.294 |
| Mar-16 | 2.063 | 1.354 | 0.264 |
| Apr-16 | 2.46 | 1.331 | 0.323 |
| May-16 | 2.168 | 1.29 | 0.314 |
| Jun-16 | 2.1 | 1.284 | 0.324 |
| Jul-16 | 2.172 | 1.299 | 0.313 |
| Aug-16 | 2.135 | 1.271 | 0.335 |
| Sep-16 | 2.069 | 1.249 | 0.327 |
| Oct-16 | 1.968 | 1.231 | 0.303 |
| Nov-16 | 2.019 | 1.239 | 0.312 |
| Dec-16 | 2.05 | 1.26 | 0.306 |
| Jan-17 | 1.986 | 1.214 | 0.295 |
| Feb-17 | 1.91 | 1.169 | 0.29 |
| Mar-17 | 1.839 | 1.14 | 0.269 |
| Apr-17 | 1.758 | 1.117 | 0.245 |
| May-17 | 1.744 | 1.131 | 0.25 |
| Jun-17 | 1.742 | 1.133 | 0.282 |
| Jul-17 | 1.736 | 1.133 | 0.213 |
| Aug-17 | 1.754 | 1.145 | 0.229 |
| Sep-17 | 1.856 | 1.147 | 0.275 |
| Oct-17 | 1.882 | 1.204 | 0.243 |
| Nov-17 | 1.901 | 1.228 | 0.234 |
| Dec-17 | 1.804 | 1.165 | 0.199 |
| Jan-18 | 1.809 | 1.156 | 0.218 |
| Feb-18 | 1.778 | 1.151 | 0.209 |
| Mar-18 | 1.722 | 1.133 | 0.194 |
| Apr-18 | 1.787 | 1.123 | 0.185 |
| May-18 | 1.725 | 1.133 | 0.178 |
| Jun-18 | 1.806 | 1.169 | 0.279 |
| Jul-18 | 1.771 | 1.158 | 0.16 |
| Aug-18 | 1.803 | 1.163 | 0.169 |
| Sep-18 | 1.793 | 1.159 | 0.148 |
| Oct-18 | 1.741 | 1.133 | 0.151 |
| Nov-18 | 1.703 | 1.082 | 0.145 |
| Dec-18 | 1.614 | 1.056 | 0.143 |
| Jan-19 | 1.638 | 1.049 | 0.146 |
| Feb-19 | 1.621 | 1.059 | 0.13 |
| Mar-19 | 1.635 | 1.062 | 0.14 |
| Apr-19 | 1.615 | 1.055 | 0.139 |
| May-19 | 1.596 | 1.055 | 0.138 |
| Jun-19 | 1.673 | 1.086 | 0.277 |
| Jul-19 | 1.648 | 1.08 | 0.149 |
| Aug-19 | 1.697 | 1.093 | 0.14 |
| Sep-19 | 1.691 | 1.097 | 0.154 |
| Oct-19 | 1.705 | 1.102 | 0.169 |
| Nov-19 | 1.659 | 1.035 | 0.154 |
| Dec-19 | 1.721 | 1.102 | 0.146 |
| Jan-20 | 1.785 | 1.102 | 0.149 |
| Feb-20 | 1.731 | 1.104 | 0.152 |
| Mar-20 | 1.589 | 0.975 | 0.161 |
| Apr-20 | 1.198 | 0.611 | 0.253 |
| May-20 | 1.382 | 0.879 | 0.202 |
| Jun-20 | 1.611 | 1.088 | 0.168 |
| Jul-20 | 1.584 | 1.081 | 0.152 |
| Aug-20 | 1.376 | 0.931 | 0.152 |
| Sep-20 | 1.532 | 1.005 | 0.176 |
| Oct-20 | 1.56 | 1.109 | 0.157 |
| Nov-20 | 1.714 | 1.185 | 0.184 |
| Dec-20 | 1.725 | 1.229 | 0.152 |
| Jan-21 | 1.773 | 1.203 | 0.166 |
| Feb-21 | 1.738 | 1.124 | 0.212 |
| Mar-21 | 1.798 | 1.168 | 0.187 |
| Apr-21 | 1.871 | 1.204 | 0.218 |
| May-21 | 1.918 | 1.24 | 0.245 |
| Jun-21 | 1.91 | 1.167 | 0.252 |
| Jul-21 | 1.973 | 1.186 | 0.301 |
| Aug-21 | 1.917 | 1.14 | 0.346 |
| Sep-21 | 1.975 | 1.136 | 0.351 |
| Oct-21 | 1.994 | 1.149 | 0.358 |
| Nov-21 | 2.053 | 1.177 | 0.386 |
| Dec-21 | 2.148 | 1.209 | 0.421 |
| Jan-22 | 2.136 | 1.206 | 0.416 |
| Feb-22 | 2.243 | 1.27 | 0.429 |
| Mar-22 | 2.297 | 1.244 | 0.434 |
| Apr-22 | 2.205 | 1.196 | 0.391 |
| May-22 | 2.216 | 1.184 | 0.412 |
| Jun-22 | 2.123 | 1.058 | 0.402 |
| Jul-22 | 2.143 | 1.1 | 0.444 |
| Aug-22 | 2.167 | 1.22 | 0.412 |
| Sep-22 | 2.108 | 1.18 | 0.395 |
| Oct-22 | 2.21 | 1.142 | 0.425 |
| Nov-22 | 2.18 | 1.146 | 0.401 |
| Dec-22 | 2.137 | 1.151 | 0.382 |
| Jan-23 | 2.147 | 1.159 | 0.367 |
| Feb-23 | 2.16 | 1.173 | 0.355 |
| Mar-23 | 2.169 | 1.185 | 0.348 |
| Apr-23 | 2.197 | 1.232 | 0.336 |
| May-23 | 2.24 | 1.311 | 0.308 |
| Jun-23 | 2.314 | 1.318 | 0.319 |
| Jul-23 | 2.236 | 1.319 | 0.306 |
| Aug-23 | 2.38 | 1.408 | 0.329 |
| Sep-23 | 2.419 | 1.398 | 0.323 |
| Oct-23 | 2.432 | 1.451 | 0.335 |
| Nov-23 | 2.395 | 1.378 | 0.332 |
| Dec-23 | 2.332 | 1.296 | 0.365 |
| Jan-24 | 2.427 | 1.371 | 0.393 |
| Feb-24 | 2.434 | 1.35 | 0.401 |
| Mar-24 | 2.48 | 1.407 | 0.414 |
| Apr-24 | 2.633 | 1.391 | 0.432 |
| May-24 | 2.554 | 1.415 | 0.459 |
| Jun-24 | 2.626 | 1.467 | 0.419 |
| Jul-24 | 2.694 | 1.543 | 0.463 |
| Aug-24 | 2.751 | 1.551 | 0.474 |
| Sep-24 | 2.808 | 1.563 | 0.488 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)"]
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[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"36","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]- Any missing data points in the series above are not available for publication.
| Purchase of other vehicles and equipment ($b) | Travel and holidays ($b) | External refinancing ($b) | |
|---|---|---|---|
| Sep-06 | 0.031 | 0.063 | 0.169 |
| Oct-06 | 0.034 | 0.070 | 0.155 |
| Nov-06 | 0.034 | 0.070 | 0.155 |
| Dec-06 | 0.035 | 0.065 | 0.139 |
| Jan-07 | 0.034 | 0.062 | 0.138 |
| Feb-07 | 0.037 | 0.060 | 0.138 |
| Mar-07 | 0.036 | 0.063 | 0.143 |
| Apr-07 | 0.037 | 0.033 | 0.151 |
| May-07 | 0.032 | 0.032 | 0.148 |
| Jun-07 | 0.042 | 0.034 | 0.158 |
| Jul-07 | 0.035 | 0.032 | 0.152 |
| Aug-07 | 0.035 | 0.029 | 0.159 |
| Sep-07 | 0.034 | 0.031 | 0.167 |
| Oct-07 | 0.037 | 0.031 | 0.173 |
| Nov-07 | 0.036 | 0.033 | 0.186 |
| Dec-07 | 0.037 | 0.042 | 0.175 |
| Jan-08 | 0.035 | 0.042 | 0.199 |
| Feb-08 | 0.033 | 0.037 | 0.220 |
| Mar-08 | 0.032 | 0.038 | 0.199 |
| Apr-08 | 0.034 | 0.037 | 0.187 |
| May-08 | 0.033 | 0.036 | 0.143 |
| Jun-08 | 0.031 | 0.040 | 0.161 |
| Jul-08 | 0.031 | 0.039 | 0.166 |
| Aug-08 | 0.031 | 0.038 | 0.157 |
| Sep-08 | 0.034 | 0.039 | 0.163 |
| Oct-08 | 0.029 | 0.038 | 0.176 |
| Nov-08 | 0.026 | 0.035 | 0.173 |
| Dec-08 | 0.027 | 0.032 | 0.216 |
| Jan-09 | 0.029 | 0.032 | 0.211 |
| Feb-09 | 0.030 | 0.032 | 0.216 |
| Mar-09 | 0.027 | 0.031 | 0.209 |
| Apr-09 | 0.029 | 0.033 | 0.222 |
| May-09 | 0.028 | 0.032 | 0.233 |
| Jun-09 | 0.030 | 0.033 | 0.255 |
| Jul-09 | 0.029 | 0.035 | 0.251 |
| Aug-09 | 0.030 | 0.036 | 0.258 |
| Sep-09 | 0.029 | 0.034 | 0.242 |
| Oct-09 | 0.028 | 0.031 | 0.235 |
| Nov-09 | 0.028 | 0.030 | 0.222 |
| Dec-09 | 0.030 | 0.032 | 0.224 |
| Jan-10 | 0.032 | 0.030 | 0.221 |
| Feb-10 | 0.034 | 0.032 | 0.214 |
| Mar-10 | 0.034 | 0.035 | 0.214 |
| Apr-10 | 0.032 | 0.037 | 0.213 |
| May-10 | 0.028 | 0.034 | 0.216 |
| Jun-10 | 0.033 | 0.036 | 0.255 |
| Jul-10 | 0.034 | 0.032 | 0.227 |
| Aug-10 | 0.029 | 0.035 | 0.226 |
| Sep-10 | 0.033 | 0.033 | 0.235 |
| Oct-10 | 0.033 | 0.037 | 0.240 |
| Nov-10 | 0.032 | 0.038 | 0.261 |
| Dec-10 | 0.030 | 0.038 | 0.277 |
| Jan-11 | 0.026 | 0.040 | 0.241 |
| Feb-11 | 0.027 | 0.039 | 0.222 |
| Mar-11 | 0.031 | 0.039 | 0.209 |
| Apr-11 | 0.030 | 0.040 | 0.228 |
| May-11 | 0.032 | 0.043 | 0.235 |
| Jun-11 | 0.033 | 0.043 | 0.235 |
| Jul-11 | 0.032 | 0.042 | 0.231 |
| Aug-11 | 0.034 | 0.042 | 0.233 |
| Sep-11 | 0.034 | 0.043 | 0.242 |
| Oct-11 | 0.034 | 0.043 | 0.240 |
| Nov-11 | 0.035 | 0.044 | 0.240 |
| Dec-11 | 0.038 | 0.046 | 0.238 |
| Jan-12 | 0.037 | 0.047 | 0.242 |
| Feb-12 | 0.037 | 0.047 | 0.263 |
| Mar-12 | 0.036 | 0.051 | 0.265 |
| Apr-12 | 0.038 | 0.048 | 0.245 |
| May-12 | 0.036 | 0.052 | 0.248 |
| Jun-12 | 0.035 | 0.052 | 0.233 |
| Jul-12 | 0.038 | 0.052 | 0.278 |
| Aug-12 | 0.038 | 0.053 | 0.257 |
| Sep-12 | 0.042 | 0.059 | 0.261 |
| Oct-12 | 0.039 | 0.059 | 0.240 |
| Nov-12 | 0.043 | 0.061 | 0.235 |
| Dec-12 | 0.042 | 0.062 | 0.242 |
| Jan-13 | 0.041 | 0.063 | 0.242 |
| Feb-13 | 0.040 | 0.061 | 0.243 |
| Mar-13 | 0.039 | 0.057 | 0.271 |
| Apr-13 | 0.041 | 0.058 | 0.296 |
| May-13 | 0.040 | 0.056 | 0.263 |
| Jun-13 | 0.036 | 0.055 | 0.244 |
| Jul-13 | 0.042 | 0.059 | 0.186 |
| Aug-13 | 0.036 | 0.060 | 0.164 |
| Sep-13 | 0.039 | 0.059 | 0.173 |
| Oct-13 | 0.044 | 0.060 | 0.189 |
| Nov-13 | 0.039 | 0.060 | 0.190 |
| Dec-13 | 0.038 | 0.060 | 0.178 |
| Jan-14 | 0.042 | 0.060 | 0.171 |
| Feb-14 | 0.042 | 0.061 | 0.170 |
| Mar-14 | 0.041 | 0.060 | 0.159 |
| Apr-14 | 0.035 | 0.062 | 0.152 |
| May-14 | 0.041 | 0.068 | 0.152 |
| Jun-14 | 0.041 | 0.062 | 0.151 |
| Jul-14 | 0.040 | 0.061 | 0.166 |
| Aug-14 | 0.045 | 0.061 | 0.177 |
| Sep-14 | 0.043 | 0.055 | 0.175 |
| Oct-14 | 0.044 | 0.059 | 0.184 |
| Nov-14 | 0.043 | 0.064 | 0.160 |
| Dec-14 | 0.041 | 0.057 | 0.161 |
| Jan-15 | 0.036 | 0.054 | 0.150 |
| Feb-15 | 0.039 | 0.053 | 0.163 |
| Mar-15 | 0.039 | 0.062 | 0.162 |
| Apr-15 | 0.038 | 0.060 | 0.172 |
| May-15 | 0.040 | 0.062 | 0.168 |
| Jun-15 | NA | 0.061 | NA |
| Jul-15 | NA | 0.064 | NA |
| Aug-15 | NA | 0.063 | NA |
| Sep-15 | 0.039 | 0.062 | 0.102 |
| Oct-15 | 0.041 | 0.063 | 0.101 |
| Nov-15 | 0.042 | 0.065 | 0.113 |
| Dec-15 | 0.046 | 0.064 | 0.112 |
| Jan-16 | 0.044 | 0.064 | 0.110 |
| Feb-16 | 0.045 | 0.063 | 0.115 |
| Mar-16 | 0.051 | 0.063 | 0.116 |
| Apr-16 | 0.050 | 0.067 | 0.127 |
| May-16 | 0.046 | 0.065 | 0.116 |
| Jun-16 | 0.048 | 0.065 | 0.128 |
| Jul-16 | 0.046 | 0.065 | 0.130 |
| Aug-16 | 0.045 | 0.066 | 0.133 |
| Sep-16 | 0.044 | 0.068 | 0.140 |
| Oct-16 | 0.045 | 0.064 | 0.141 |
| Nov-16 | 0.046 | 0.061 | 0.140 |
| Dec-16 | 0.051 | 0.060 | 0.162 |
| Jan-17 | 0.048 | 0.059 | 0.139 |
| Feb-17 | 0.048 | 0.055 | 0.123 |
| Mar-17 | 0.044 | 0.064 | 0.118 |
| Apr-17 | 0.038 | 0.059 | 0.107 |
| May-17 | 0.044 | 0.056 | 0.088 |
| Jun-17 | 0.043 | 0.059 | 0.080 |
| Jul-17 | 0.045 | 0.059 | 0.106 |
| Aug-17 | NA | 0.059 | 0.106 |
| Sep-17 | 0.048 | 0.062 | 0.108 |
| Oct-17 | 0.046 | 0.060 | 0.116 |
| Nov-17 | 0.046 | 0.057 | 0.106 |
| Dec-17 | 0.046 | 0.060 | 0.096 |
| Jan-18 | 0.046 | 0.059 | 0.104 |
| Feb-18 | 0.046 | 0.055 | 0.103 |
| Mar-18 | 0.051 | 0.054 | 0.103 |
| Apr-18 | 0.048 | 0.052 | 0.109 |
| May-18 | 0.046 | 0.054 | 0.116 |
| Jun-18 | 0.051 | 0.054 | 0.121 |
| Jul-18 | 0.049 | 0.054 | 0.119 |
| Aug-18 | 0.049 | 0.060 | 0.122 |
| Sep-18 | 0.050 | 0.053 | 0.121 |
| Oct-18 | 0.054 | 0.050 | 0.123 |
| Nov-18 | 0.052 | 0.047 | 0.125 |
| Dec-18 | 0.049 | 0.043 | 0.131 |
| Jan-19 | 0.048 | 0.041 | 0.134 |
| Feb-19 | 0.046 | 0.042 | 0.136 |
| Mar-19 | 0.045 | 0.037 | 0.139 |
| Apr-19 | 0.045 | 0.038 | 0.129 |
| May-19 | 0.048 | 0.041 | 0.132 |
| Jun-19 | 0.049 | 0.041 | 0.132 |
| Jul-19 | 0.056 | 0.039 | 0.141 |
| Aug-19 | 0.051 | 0.037 | 0.140 |
| Sep-19 | 0.046 | 0.035 | 0.142 |
| Oct-19 | 0.047 | 0.034 | 0.157 |
| Nov-19 | 0.044 | 0.034 | 0.176 |
| Dec-19 | 0.045 | 0.036 | 0.163 |
| Jan-20 | 0.046 | 0.035 | 0.184 |
| Feb-20 | 0.053 | 0.034 | 0.162 |
| Mar-20 | 0.044 | 0.017 | 0.160 |
| Apr-20 | 0.029 | 0.002 | 0.118 |
| May-20 | 0.042 | 0.002 | 0.121 |
| Jun-20 | 0.066 | 0.004 | 0.107 |
| Jul-20 | 0.055 | 0.002 | 0.116 |
| Aug-20 | 0.045 | 0.003 | 0.126 |
| Sep-20 | 0.032 | 0.006 | 0.134 |
| Oct-20 | 0.037 | 0.008 | 0.139 |
| Nov-20 | 0.046 | 0.004 | 0.130 |
| Dec-20 | 0.047 | 0.008 | 0.126 |
| Jan-21 | 0.048 | 0.005 | 0.124 |
| Feb-21 | 0.050 | 0.005 | 0.125 |
| Mar-21 | 0.052 | 0.007 | 0.162 |
| Apr-21 | 0.055 | 0.007 | 0.144 |
| May-21 | 0.058 | 0.007 | 0.153 |
| Jun-21 | 0.074 | 0.006 | 0.154 |
| Jul-21 | 0.068 | 0.004 | 0.157 |
| Aug-21 | 0.058 | 0.005 | 0.136 |
| Sep-21 | 0.057 | 0.005 | 0.160 |
| Oct-21 | 0.060 | 0.009 | 0.161 |
| Nov-21 | 0.055 | 0.012 | 0.155 |
| Dec-21 | 0.063 | 0.013 | 0.162 |
| Jan-22 | 0.064 | 0.013 | 0.154 |
| Feb-22 | 0.070 | 0.016 | 0.171 |
| Mar-22 | 0.072 | 0.020 | 0.160 |
| Apr-22 | 0.071 | 0.024 | 0.164 |
| May-22 | 0.068 | 0.026 | 0.164 |
| Jun-22 | 0.064 | 0.032 | 0.160 |
| Jul-22 | 0.059 | 0.034 | 0.167 |
| Aug-22 | 0.061 | 0.036 | 0.160 |
| Sep-22 | 0.063 | 0.038 | 0.167 |
| Oct-22 | 0.059 | 0.040 | 0.160 |
| Nov-22 | 0.058 | 0.041 | 0.160 |
| Dec-22 | 0.053 | 0.044 | 0.168 |
| Jan-23 | 0.058 | 0.043 | 0.184 |
| Feb-23 | 0.058 | 0.044 | 0.182 |
| Mar-23 | 0.054 | 0.039 | 0.180 |
| Apr-23 | 0.048 | 0.042 | 0.160 |
| May-23 | 0.071 | 0.043 | 0.158 |
| Jun-23 | 0.073 | 0.046 | 0.149 |
| Jul-23 | 0.061 | 0.048 | 0.163 |
| Aug-23 | 0.062 | 0.051 | 0.173 |
| Sep-23 | 0.065 | 0.054 | 0.163 |
| Oct-23 | 0.066 | 0.048 | 0.171 |
| Nov-23 | 0.067 | 0.047 | 0.182 |
| Dec-23 | 0.065 | 0.049 | 0.171 |
| Jan-24 | 0.067 | 0.050 | 0.184 |
| Feb-24 | 0.064 | 0.048 | 0.172 |
| Mar-24 | 0.063 | 0.048 | 0.177 |
| Apr-24 | 0.060 | 0.051 | 0.189 |
| May-24 | 0.062 | 0.051 | 0.201 |
| Jun-24 | 0.065 | 0.054 | 0.188 |
| Jul-24 | 0.074 | 0.059 | 0.158 |
| Aug-24 | 0.067 | 0.063 | 0.182 |
| Sep-24 | 0.065 | 0.061 | 0.182 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
["","Purchase of other vehicles and equipment","Travel and holidays","External refinancing"]
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[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"36","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"0.05","axis_min":"","axis_max":"","axis_title":"$ billions","precision":"3","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]- Any missing data points in the series above are not available for publication.
Business finance
In September 2024 in seasonally adjusted terms, the value of new loan commitments:
- for construction finance fell 8.2%, after a rise of 7.7% in August. In trend terms, it rose 1.9%.
- for the purchase of property rose 2.9%, after a rise of 2.1% in August. In trend terms, it rose 1.7%.
These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.
| Construction (seasadj) ($b) | Purchase of property (seasadj) ($b) | Construction (trend) ($b) | Purchase of property (trend) ($b) | |
|---|---|---|---|---|
| Sep-06 | 3.059 | 2.439 | 1.709 | 2.884 |
| Oct-06 | 1.676 | 2.911 | 1.723 | 2.965 |
| Nov-06 | 2.271 | 3.241 | 1.73 | 3.075 |
| Dec-06 | 1.807 | 3.148 | 1.733 | 3.221 |
| Jan-07 | 1.647 | 3.594 | 1.734 | 3.402 |
| Feb-07 | 1.45 | 3.958 | 1.732 | 3.617 |
| Mar-07 | 2.059 | 3.658 | 1.729 | 3.856 |
| Apr-07 | 1.455 | 3.578 | 1.732 | 4.111 |
| May-07 | 1.292 | 3.051 | 1.746 | 4.372 |
| Jun-07 | 2.014 | 5.285 | 1.777 | 4.624 |
| Jul-07 | 1.84 | 4.705 | 1.826 | 4.861 |
| Aug-07 | 3.828 | 5.364 | 1.887 | 5.073 |
| Sep-07 | 2.301 | 5.519 | 1.953 | 5.246 |
| Oct-07 | 2.086 | 5.307 | 2.017 | 5.36 |
| Nov-07 | 1.239 | 3.341 | 2.069 | 5.4 |
| Dec-07 | 1.819 | 5.488 | 2.105 | 5.357 |
| Jan-08 | 2.831 | 5.089 | 2.124 | 5.236 |
| Feb-08 | 2.359 | 5.815 | 2.127 | 5.05 |
| Mar-08 | 1.129 | 4.576 | 2.113 | 4.818 |
| Apr-08 | 2.374 | 4.606 | 2.082 | 4.56 |
| May-08 | 1.77 | 4.814 | 2.037 | 4.288 |
| Jun-08 | 2.01 | 3.178 | 1.976 | 4.011 |
| Jul-08 | 3.388 | 3.419 | 1.897 | 3.734 |
| Aug-08 | 2.029 | 3.012 | 1.806 | 3.47 |
| Sep-08 | 1.278 | 3.813 | 1.711 | 3.221 |
| Oct-08 | 2.199 | 3.189 | 1.619 | 2.994 |
| Nov-08 | 1.39 | 3.243 | 1.54 | 2.798 |
| Dec-08 | 1.572 | 2.462 | 1.476 | 2.634 |
| Jan-09 | 1.091 | 2.203 | 1.427 | 2.502 |
| Feb-09 | 1.386 | 2.289 | 1.392 | 2.402 |
| Mar-09 | 1.327 | 1.853 | 1.371 | 2.332 |
| Apr-09 | 1.219 | 3.684 | 1.363 | 2.292 |
| May-09 | 2.985 | 2.246 | 1.362 | 2.278 |
| Jun-09 | 2.016 | 2.39 | 1.364 | 2.292 |
| Jul-09 | 1.33 | 2.212 | 1.368 | 2.334 |
| Aug-09 | 1.102 | 2.813 | 1.372 | 2.392 |
| Sep-09 | 2.873 | 3.426 | 1.374 | 2.458 |
| Oct-09 | 1.33 | 2.196 | 1.373 | 2.522 |
| Nov-09 | 1.507 | 2.585 | 1.367 | 2.583 |
| Dec-09 | 1.083 | 2.488 | 1.36 | 2.64 |
| Jan-10 | 1.299 | 2.688 | 1.352 | 2.691 |
| Feb-10 | 1.5 | 2.619 | 1.343 | 2.736 |
| Mar-10 | 1.22 | 3.078 | 1.331 | 2.774 |
| Apr-10 | 1.688 | 3.101 | 1.316 | 2.806 |
| May-10 | 1.42 | 2.548 | 1.296 | 2.829 |
| Jun-10 | 0.949 | 2.904 | 1.271 | 2.842 |
| Jul-10 | 1.163 | 4.326 | 1.244 | 2.844 |
| Aug-10 | 1.369 | 2.92 | 1.219 | 2.833 |
| Sep-10 | 1.268 | 2.312 | 1.199 | 2.815 |
| Oct-10 | 1.005 | 2.868 | 1.188 | 2.796 |
| Nov-10 | 1.285 | 1.766 | 1.19 | 2.781 |
| Dec-10 | 1.152 | 3.181 | 1.209 | 2.772 |
| Jan-11 | 1.199 | 2.675 | 1.247 | 2.766 |
| Feb-11 | 1.261 | 2.633 | 1.298 | 2.76 |
| Mar-11 | 1.439 | 2.604 | 1.356 | 2.751 |
| Apr-11 | 1.028 | 2.565 | 1.413 | 2.738 |
| May-11 | 1.611 | 2.966 | 1.46 | 2.72 |
| Jun-11 | 1.559 | 2.762 | 1.494 | 2.702 |
| Jul-11 | 1.467 | 2.913 | 1.513 | 2.685 |
| Aug-11 | 1.832 | 2.728 | 1.512 | 2.674 |
| Sep-11 | 1.636 | 2.261 | 1.489 | 2.671 |
| Oct-11 | 1.352 | 2.602 | 1.448 | 2.675 |
| Nov-11 | NA | 2.67 | NA | 2.682 |
| Dec-11 | 1.353 | 2.674 | 1.329 | 2.692 |
| Jan-12 | 1.037 | 2.792 | 1.263 | 2.706 |
| Feb-12 | 1.29 | 2.554 | 1.201 | 2.727 |
| Mar-12 | 1.484 | 3.075 | 1.15 | 2.752 |
| Apr-12 | 1.038 | 2.926 | 1.113 | 2.779 |
| May-12 | 1.021 | 2.564 | 1.091 | 2.805 |
| Jun-12 | 1.034 | 2.849 | 1.079 | 2.824 |
| Jul-12 | 1.031 | 2.779 | 1.072 | 2.834 |
| Aug-12 | 0.692 | 2.469 | 1.068 | 2.839 |
| Sep-12 | 1.205 | 3.277 | 1.065 | 2.843 |
| Oct-12 | 4.42 | 3.116 | 1.063 | 2.848 |
| Nov-12 | 1.03 | 2.69 | 1.066 | 2.858 |
| Dec-12 | 2.682 | 2.694 | 1.07 | 2.873 |
| Jan-13 | 1.346 | 3.103 | 1.077 | 2.892 |
| Feb-13 | 0.878 | 2.854 | 1.093 | 2.917 |
| Mar-13 | 0.942 | 2.654 | 1.12 | 2.95 |
| Apr-13 | 0.74 | 2.983 | 1.166 | 2.992 |
| May-13 | 1.344 | 3.305 | 1.233 | 3.052 |
| Jun-13 | 1.469 | 3.3 | 1.32 | 3.133 |
| Jul-13 | 1.228 | 3.056 | 1.423 | 3.239 |
| Aug-13 | 1.496 | 3.343 | 1.531 | 3.368 |
| Sep-13 | 1.463 | 3.406 | 1.636 | 3.512 |
| Oct-13 | 1.665 | 3.414 | 1.725 | 3.664 |
| Nov-13 | 2.231 | 5.147 | 1.796 | 3.818 |
| Dec-13 | 2.209 | 4.079 | 1.849 | 3.969 |
| Jan-14 | 1.591 | 3.219 | 1.887 | 4.107 |
| Feb-14 | 2.245 | 4.446 | 1.915 | 4.227 |
| Mar-14 | 1.502 | 4.652 | 1.936 | 4.326 |
| Apr-14 | 3.795 | 4.201 | 1.957 | 4.402 |
| May-14 | 1.803 | 4.571 | 1.98 | 4.452 |
| Jun-14 | 1.544 | 3.884 | 2.008 | 4.477 |
| Jul-14 | 2.907 | 4.64 | 2.044 | 4.484 |
| Aug-14 | 1.698 | 4.777 | 2.091 | 4.481 |
| Sep-14 | 2.967 | 4.254 | 2.142 | 4.476 |
| Oct-14 | 2.164 | 4.498 | 2.192 | 4.475 |
| Nov-14 | 1.782 | 3.043 | 2.234 | 4.483 |
| Dec-14 | 2.198 | 4.765 | 2.26 | 4.504 |
| Jan-15 | 3.624 | 4.455 | 2.269 | 4.535 |
| Feb-15 | 2.622 | 4.37 | 2.268 | 4.579 |
| Mar-15 | 2 | 4.42 | 2.259 | 4.635 |
| Apr-15 | 2.419 | 4.759 | 2.243 | 4.704 |
| May-15 | 2.336 | 4.994 | 2.219 | 4.786 |
| Jun-15 | 2.086 | 4.845 | 2.19 | 4.878 |
| Jul-15 | 2.008 | 4.962 | 2.164 | 4.975 |
| Aug-15 | 2.245 | 4.995 | 2.142 | 5.065 |
| Sep-15 | 1.877 | 8.335 | 2.13 | 5.14 |
| Oct-15 | 2.191 | 4.992 | 2.131 | 5.197 |
| Nov-15 | 2.465 | 5.26 | 2.147 | 5.232 |
| Dec-15 | 2.183 | 5.648 | 2.171 | 5.246 |
| Jan-16 | 1.618 | 4.533 | 2.193 | 5.242 |
| Feb-16 | 1.841 | 5.565 | 2.202 | 5.225 |
| Mar-16 | 2.997 | 5.192 | 2.195 | 5.2 |
| Apr-16 | 3.327 | 5.119 | 2.174 | 5.171 |
| May-16 | 2.237 | 4.69 | 2.14 | 5.147 |
| Jun-16 | 1.806 | 5.1 | 2.099 | 5.136 |
| Jul-16 | 2.281 | 5.462 | 2.055 | 5.142 |
| Aug-16 | 1.858 | 5.031 | 2.017 | 5.167 |
| Sep-16 | 1.535 | 5.308 | 1.988 | 5.209 |
| Oct-16 | 1.865 | 5.155 | 1.976 | 5.268 |
| Nov-16 | 4.706 | 5.292 | 1.983 | 5.334 |
| Dec-16 | 1.962 | 5.014 | 2.007 | 5.399 |
| Jan-17 | 2.789 | 5.912 | 2.048 | 5.461 |
| Feb-17 | 1.811 | 5.65 | 2.098 | 5.515 |
| Mar-17 | 1.875 | 5.704 | 2.148 | 5.557 |
| Apr-17 | 2.45 | 5.273 | 2.193 | 5.587 |
| May-17 | 1.9 | 5.494 | 2.233 | 5.603 |
| Jun-17 | 2.905 | 5.813 | 2.274 | 5.606 |
| Jul-17 | 1.841 | 6.858 | 2.319 | 5.593 |
| Aug-17 | 2.806 | 5.404 | 2.37 | 5.567 |
| Sep-17 | 1.972 | 5.217 | 2.431 | 5.532 |
| Oct-17 | 2.184 | 6.044 | 2.499 | 5.49 |
| Nov-17 | 4.02 | 5.573 | 2.564 | 5.445 |
| Dec-17 | 2.668 | 4.846 | 2.62 | 5.4 |
| Jan-18 | 2.917 | 5.562 | 2.66 | 5.361 |
| Feb-18 | 2.482 | 5.404 | 2.672 | 5.334 |
| Mar-18 | 2.603 | 5.144 | 2.655 | 5.33 |
| Apr-18 | 2.998 | 5.577 | 2.608 | 5.347 |
| May-18 | 2.653 | 5.07 | 2.537 | 5.383 |
| Jun-18 | 2.252 | 5.376 | 2.45 | 5.425 |
| Jul-18 | 2.561 | 5.275 | 2.355 | 5.466 |
| Aug-18 | 2.071 | 5.588 | 2.264 | 5.503 |
| Sep-18 | 2.101 | 5.723 | 2.188 | 5.534 |
| Oct-18 | 3.429 | 5.695 | 2.136 | 5.552 |
| Nov-18 | 1.724 | 6.18 | 2.113 | 5.554 |
| Dec-18 | 1.961 | 4.314 | 2.123 | 5.547 |
| Jan-19 | 2.589 | 5.095 | 2.171 | 5.529 |
| Feb-19 | 2.777 | 5.074 | 2.261 | 5.497 |
| Mar-19 | 1.909 | 5.541 | 2.388 | 5.45 |
| Apr-19 | 2.003 | 5.416 | 2.535 | 5.388 |
| May-19 | 2.669 | 6.466 | 2.688 | 5.316 |
| Jun-19 | 3.053 | 7.43 | 2.83 | 5.24 |
| Jul-19 | 2.761 | 4.522 | 2.947 | 5.163 |
| Aug-19 | 3.06 | 5.218 | 3.022 | 5.087 |
| Sep-19 | 3.966 | 5.164 | 3.048 | 5.007 |
| Oct-19 | 3.206 | 4.041 | 3.023 | 4.918 |
| Nov-19 | 3.201 | 4.245 | 2.95 | 4.818 |
| Dec-19 | 2.941 | 4.836 | 2.838 | 4.705 |
| Jan-20 | 2.135 | 4.688 | 2.696 | 4.579 |
| Feb-20 | 2.17 | 5.156 | 2.54 | 4.446 |
| Mar-20 | 2.817 | 4.709 | 2.39 | 4.311 |
| Apr-20 | 2.055 | 4.284 | 2.264 | 4.175 |
| May-20 | 1.961 | 4.007 | 2.169 | 4.046 |
| Jun-20 | 3.086 | 3.566 | 2.105 | 3.937 |
| Jul-20 | 2.313 | 3.336 | 2.072 | 3.859 |
| Aug-20 | 1.3 | 3.859 | 2.061 | 3.819 |
| Sep-20 | 2.089 | 3.768 | 2.06 | 3.829 |
| Oct-20 | 1.886 | 3.758 | 2.06 | 3.903 |
| Nov-20 | 1.238 | 4.359 | 2.059 | 4.043 |
| Dec-20 | 2.016 | 4.788 | 2.058 | 4.244 |
| Jan-21 | 1.064 | 3.94 | 2.057 | 4.49 |
| Feb-21 | 2.008 | 4.457 | 2.057 | 4.764 |
| Mar-21 | 2.318 | 5.088 | 2.057 | 5.051 |
| Apr-21 | 1.976 | 5.492 | 2.055 | 5.344 |
| May-21 | 1.912 | 4.903 | 2.053 | 5.644 |
| Jun-21 | 1.665 | 6.703 | 2.053 | 5.941 |
| Jul-21 | 2.562 | 7.131 | 2.054 | 6.227 |
| Aug-21 | 2.047 | 5.999 | 2.06 | 6.487 |
| Sep-21 | 2.244 | 6.11 | 2.072 | 6.708 |
| Oct-21 | 2.045 | 7.119 | 2.089 | 6.882 |
| Nov-21 | 1.618 | 6.681 | 2.105 | 7.003 |
| Dec-21 | 2.375 | 7.109 | 2.116 | 7.068 |
| Jan-22 | 4.037 | 7.952 | 2.119 | 7.079 |
| Feb-22 | 1.839 | 7.571 | 2.114 | 7.042 |
| Mar-22 | 2.472 | 6.582 | 2.099 | 6.96 |
| Apr-22 | 2.228 | 6.048 | 2.074 | 6.833 |
| May-22 | 2.021 | 6.953 | 2.046 | 6.664 |
| Jun-22 | 2.189 | 6.267 | 2.017 | 6.457 |
| Jul-22 | 1.6 | 7.247 | 1.995 | 6.223 |
| Aug-22 | 2.134 | 6.048 | 1.986 | 5.988 |
| Sep-22 | 1.492 | 5.646 | 1.995 | 5.772 |
| Oct-22 | 2.37 | 5.534 | 2.025 | 5.583 |
| Nov-22 | 0.955 | 5.468 | 2.072 | 5.429 |
| Dec-22 | 1.91 | 5.224 | 2.13 | 5.314 |
| Jan-23 | 1.855 | 4.885 | 2.187 | 5.24 |
| Feb-23 | 2.783 | 4.911 | 2.238 | 5.203 |
| Mar-23 | 2.422 | 5.079 | 2.276 | 5.2 |
| Apr-23 | 3.515 | 5.642 | 2.297 | 5.23 |
| May-23 | 2.599 | 5.841 | 2.305 | 5.284 |
| Jun-23 | 2.263 | 5.259 | 2.3 | 5.35 |
| Jul-23 | 1.702 | 4.932 | 2.287 | 5.422 |
| Aug-23 | 2.005 | 5.617 | 2.268 | 5.492 |
| Sep-23 | 2.324 | 5.867 | 2.247 | 5.559 |
| Oct-23 | 2.354 | 5.664 | 2.233 | 5.62 |
| Nov-23 | 2.252 | 5.365 | 2.234 | 5.683 |
| Dec-23 | 2.331 | 5.443 | 2.256 | 5.751 |
| Jan-24 | 2.471 | 6.344 | 2.304 | 5.832 |
| Feb-24 | 3.406 | 6.115 | 2.373 | 5.932 |
| Mar-24 | 1.967 | 5.91 | 2.454 | 6.05 |
| Apr-24 | 1.893 | 6.062 | 2.545 | 6.178 |
| May-24 | 2.718 | 6.001 | 2.638 | 6.312 |
| Jun-24 | 2.853 | 6.284 | 2.728 | 6.448 |
| Jul-24 | 3.015 | 6.741 | 2.811 | 6.583 |
| Aug-24 | 3.247 | 6.882 | 2.882 | 6.71 |
| Sep-24 | 2.98 | 7.085 | 2.937 | 6.822 |
New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]
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