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MAY KEY FIGURES

		Apr 2008	May 2008	Apr 2008 to May 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	13 582	13 076	-3.7
	Personal finance	6 666	6 502	-2.5
	Commercial finance	37 216	34 647	-6.9
	Lease finance	574	565	-1.6
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	13 347	12 581	-5.7
	Personal finance	6 795	6 262	-7.8
	Commercial finance	33 242	34 302	3.2
	Lease finance	585	544	-7.1

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased both in trend terms (down 3.7%) and seasonally adjusted (down 5.7%).

• The trend series for the value of total personal finance fell 2.5%, due to a fall in both fixed lending commitments (down 3.2%) and revolving credit commitments (down 1.9%).
• The seasonally adjusted series for the value of total personal finance commitments fell 7.8%, due to a fall in both fixed lending commitments (down 11.9%) and revolving credit commitments (down 4.5%).

• The trend series for the value of total commercial finance commitments fell 6.9%. This was due to a fall in both fixed lending commitments (down 8.3%) and revolving credit commitments (down 4.2%).
• The seasonally adjusted series for the value of total commercial finance commitments rose 3.2%. This increase was due to a rise in both revolving credit commitments (up 7.2%) and fixed lending commitments (up 1.1%).

• Lease finance commitments (trend) decreased by 1.6%. The lease finance seasonally adjusted series fell by 7.1%.