JULY KEY FIGURES
 | | Jun 2012 | Jul 2012 | Jun 2012 to Jul 2012 |
| | $m | $m | % change |
|
| TREND ESTIMATES | | | |
| Housing finance for owner occupation(a) | 13 409 | 13 429 | 0.1 |
| Personal finance | 7 450 | 7 484 | 0.5 |
| Commercial finance | 31 454 | 31 147 | -1.0 |
| Lease finance | 565 | 571 | 1.1 |
| SEASONALLY ADJUSTED ESTIMATES | | | |
| Housing finance for owner occupation(a) | 13 573 | 13 386 | -1.4 |
| Personal finance | 7 513 | 7 522 | 0.1 |
| Commercial finance | 31 395 | 29 819 | -5.0 |
| Lease finance | 550 | 569 | 3.4 |
|
| (a) Excludes alterations and additions |
Personal Finance
| Commercial Finance
|
JULY KEY POINTS
JULY 2012 COMPARED WITH JUNE 2012:
HOUSING FINANCE FOR OWNER OCCUPATION
- The total value of owner occupied housing commitments excluding alterations and additions rose 0.1% in trend terms, while the seasonally adjusted series fell 1.4%.
PERSONAL FINANCE
- The trend series for the value of total personal finance commitments rose 0.5%. Fixed lending commitments rose 1.0%, while revolving credit commitments fell 0.3%.
- The seasonally adjusted series for the value of total personal finance commitments rose 0.1%. Fixed lending commitments rose 0.9%, while revolving credit commitments fell 0.9%.
COMMERCIAL FINANCE
- The trend series for the value of total commercial finance commitments fell 1.0%. Fixed lending commitments fell 1.0% and revolving credit commitments fell 0.9%.
- The seasonally adjusted series for the value of total commercial finance commitments fell 5.0% in July 2012, after a rise of 1.8% in June 2012. Fixed lending commitments fell 5.2%, after a rise of 2.7% in the previous month. Revolving credit commitments fell 4.4%, following a fall of 0.5% in the previous month.
LEASE FINANCE
- The trend series for the value of total lease finance commitments rose 1.1% and the seasonally adjusted series rose 3.4%.
NOTES
FORTHCOMING ISSUES
| ISSUE | Release Date |
| August 2012 | 16 October 2012 |
| September 2012 | 13 November 2012 |
| October 2012 | 12 December 2012 |
| November 2012 | 16 January 2013 |
| December 2012 | 13 February 2013 |
| January 2013 | 18 March 2013 |
REVISIONS
In this issue revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have impacted on:
- Personal finance values for the period March 2011 to June 2012
- Commercial finance values for the period February 2010 to June 2012
- Owner occupied housing values for the period October 2008 to June 2012.
Seasonally adjusted and trend series have been revised as a result of revisions to the original series, the incorporation of estimates for the latest month and the revision of seasonal factors due to the concurrent seasonal adjustment methodology.
INQUIRIES
For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Tavish Shrestha on Canberra (02) 6252 7392.
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