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NOVEMBER KEY FIGURES

		Oct 2011	Nov 2011	Oct 2011 to Nov 2011
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	13 632	13 663	0.2
	Personal finance	7 383	7 396	0.2
	Commercial finance	34 229	34 403	0.5
	Lease finance	442	458	3.6
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	13 487	13 790	2.2
	Personal finance	7 806	7 199	-7.8
	Commercial finance	36 624	33 098	-9.6
	Lease finance	426	490	15.1
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions rose 0.2% in trend terms and the seasonally adjusted series rose 2.2%.

• The trend series for the value of total personal finance commitments rose 0.2%. Fixed lending commitments rose 0.7%, while revolving credit commitments fell 0.4%.
• The seasonally adjusted series for the value of total personal finance commitments fell 7.8% in November 2011, after a 9.9% rise in October 2011. Revolving credit commitments fell 17.0% in November 2011, while fixed lending commitments rose 1.0%.

• The trend series for the value of total commercial finance commitments rose 0.5%. Revolving credit commitments rose 1.2% and fixed lending commitments rose 0.1%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 9.6% in November 2011, after a 15.5% rise in October 2011. Revolving credit commitments fell 19.1%, after a 34.5% rise in the previous month. Fixed lending commitments fell 4.2%, after a 6.9% rise in the previous month.

• The trend series for the value of total lease finance commitments rose 3.6% and the seasonally adjusted series rose 15.1%.

• Commercial finance values for the period January 2003 to October 2011;
• Personal finance values for the period January 2003 to October 2011;
• Lease finance values for March 2003 and the periods March 2004 to June 2004, August 2004 to October 2004, June 2011 and August 2011;
• Investment housing values for the period January 2003 to October 2011; and
• Owner occupied housing finance values for the period January 2003 to October 2011.