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JULY KEY FIGURES

		Jun 2007	Jul 2007	Jun 2007 to Jul 2007
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	15 535	15 673	0.9
	Personal finance	7 050	7 129	1.1
	Commercial finance	41 033	41 583	1.3
	Lease finance	543	541	-0.4
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	16 336	15 086	-7.7
	Personal finance	7 861	6 758	-14.0
	Commercial finance	48 584	38 277	-21.2
	Lease finance	517	531	2.7

Personal finance

Commercial finance

JULY KEY POINTS


JULY 2007 COMPARED WITH JUNE 2007:

HOUSING FINANCE FOR OWNER OCCUPATION

• The total value of owner occupied housing commitments excluding alterations and additions decreased by 7.7% (seasonally adjusted) while the trend series rose 0.9%.

• The seasonally adjusted series for the value of total personal finance commitments fell by 14.0%. This decrease was due to falls in both revolving credit commitments (down 14.6%) and fixed lending commitments (down 13.3%).
• The trend series for the value of total personal finance rose 1.1% due to a rise in both revolving credit commitments (up 1.7%) and fixed lending commitments (up 0.4%).

• The seasonally adjusted series for the value of total commercial finance commitments fell by 21.2%. This decrease was due to a fall in both fixed lending commitments (down 22.6%) and revolving credit commitments (down 18.8%).
• The trend series for the value of total commercial finance commitments rose 1.3%. This was due to a rise in both fixed lending commitments (up 1.9%) and revolving credit commitments (up 0.4%).

• Lease finance commitments (seasonally adjusted) increased by 2.7%. The lease finance trend series fell by 0.4%.

INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Philip Beresford on Canberra (02) 6252 6052.