AUGUST KEY FIGURES

		Jul 2018	Aug 2018	Jul 2018 to Aug 2018
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	20 848	20 797	-0.2
	Personal finance	5 890	5 830	-1.0
	Commercial finance	41 650	42 058	1.0
	Lease finance	644	657	2.1
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	21 128	20 568	-2.7
	Personal finance	5 674	5 949	4.8
	Commercial finance	42 645	41 907	-1.7
	Lease finance	659	628	-4.7
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

AUGUST KEY POINTS


AUGUST 2018 COMPARED WITH JULY 2018:

HOUSING FINANCE FOR OWNER OCCUPATION

• The total value of owner occupied housing commitments excluding alterations and additions fell 0.2% in trend terms and the seasonally adjusted series fell 2.7%.

PERSONAL FINANCE

• The trend series for the value of total personal finance commitments fell 1.0%. Revolving credit commitments fell 4.9%, while fixed lending commitments rose 0.9%.
• The seasonally adjusted series for the value of total personal finance commitments rose 4.8%. Revolving credit commitments rose 14.3% and fixed lending commitments rose 0.7%.

COMMERCIAL FINANCE

• The trend series for the value of total commercial finance commitments rose 1.0%. Revolving credit commitments rose 1.5% and fixed lending commitments rose 0.8%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 1.7%. Revolving credit commitments fell 10.0%, while fixed lending commitments rose 0.9%.

LEASE FINANCE

• The trend series for the value of total lease finance commitments rose 2.1% in August 2018, while the seasonally adjusted series fell 4.7%, after a rise of 1.3% in July 2018.

NOTES

FORTHCOMING ISSUES

ISSUE	Release Date
September 2018	13 November 2018
October 2018	12 December 2018
November 2018	21 January 2019
December 2018	14 February 2019

FORTHCOMING CHANGES

The ABS is combining Housing Finance, Australia (5609.0) and Lending Finance, Australia (5671.0) into a single, simpler publication called Lending to Households and Businesses, Australia (5601.0). An information paper which outlines the forthcoming changes in more detail and outlines the format of the new publication, as well as providing historical data in the new table structures, will be released no less than one month prior to release of the new publication. Some of the data currently published in the two publications will no longer be published in the new consolidated publication, however, some existing outputs will be further disaggregated. New analytical series will also be added with the inclusion of seasonally adjusted and trend estimates for more data items.


REVISIONS

In this issue, revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following series:

• Commercial Finance for the period July 2018.
• Personal Finance for the period July 2018.
• Lease Finance for the period July 2018.
• Owner-occupied finance for the period July 2018.
• Investment housing for the period July 2018.

PRIVACY

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INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.