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FEBRUARY KEY FIGURES

		Jan 2008	Feb 2008	Jan 2008 to Feb 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	15 471	15 446	-0.2
	Personal finance	7 379	7 479	1.4
	Commercial finance	47 036	47 451	0.9
	Lease finance	610	610	0.0
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	15 899	14 947	-6.0
	Personal finance	7 382	7 451	0.9
	Commercial finance	51 043	45 723	-10.4
	Lease finance	624	596	-4.4

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased 0.2% (trend) and the seasonally adjusted series fell 6.0%.

• The trend series for the value of total personal finance rose 1.4%, due to a rise in both revolving credit commitments (up 1.6%) and fixed lending commitments (up 1.0%).
• The seasonally adjusted series for the value of total personal finance commitments rose 0.9%. This was due to a rise in revolving credit commitments (up 2.4%), which was partly offset by a fall in fixed lending commitments (down 0.8%).

• The trend series for the value of total commercial finance commitments rose 0.9%. This was due to a rise in fixed lending commitments (up 1.7%), which was partly offset by a fall in revolving credit commitments (down 0.7%).
• The seasonally adjusted series for the value of total commercial finance commitments fell 10.4%. This decrease was due to a fall in both fixed lending commitments (down 13.8%) and revolving credit commitments (down 2.8%).

• Lease finance commitments (trend) showed no movement. The lease finance seasonally adjusted series fell by 4.4%.