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APRIL KEY FIGURES

		Mar 2009	Apr 2009	Mar 2009 to Apr 2009
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	15 430	15 883	2.9
	Personal finance	6 345	6 340	-0.1
	Commercial finance	27 959	27 918	-0.1
	Lease finance	450	435	-3.3
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	15 750	16 050	1.9
	Personal finance	6 260	6 270	0.2
	Commercial finance	31 086	27 066	-12.9
	Lease finance	461	422	-8.4

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions increased 2.9% in trend terms and the seasonally adjusted series rose 1.9%.

• The trend series for the value of total personal finance commitments decreased 0.1%. Revolving credit commitments fell 1.5%, while fixed lending commitments rose 1.6%.
• The seasonally adjusted series for the value of total personal finance commitments increased 0.2%, with a rise recorded in fixed lending commitments (up 3.8%), while revolving credit commitments fell (down 2.9%).

• The trend series for the value of total commercial finance commitments decreased 0.1%, with a fall recorded in revolving credit commitments (down 1.8%), while fixed lending commitments rose (up 0.7%).
• The seasonally adjusted series for the value of total commercial finance commitments decreased 12.9%, due mainly to a decrease in fixed lending commitments (down 17.9%). Revolving credit commitments decreased 1.2%.

• Lease finance commitments decreased 3.3% in trend terms, while the seasonally adjusted series decreased 8.4%.