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SEPTEMBER KEY FIGURES

		Aug 2008	Sep 2008	Aug 2008 to Sep 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	12 018	11 876	-1.2
	Personal finance	6 367	6 353	-0.2
	Commercial finance	31 565	31 747	0.6
	Lease finance	542	532	-1.8
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	12 119	11 891	-1.9
	Personal finance	6 240	6 336	1.5
	Commercial finance	29 904	34 124	14.1
	Lease finance	537	515	-4.0

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased both in trend terms (down 1.2%) and seasonally adjusted (down 1.9%).

• The trend series for the value of total personal finance fell 0.2%, due to a fall in fixed lending commitments (down 0.9%), while revolving credit commitments rose (up 0.3%).
• The seasonally adjusted series for the value of total personal finance commitments rose 1.5%, due to a rise in revolving credit commitments (up 3.4%), while fixed lending commitments fell (down 0.8%).

• The trend series for the value of total commercial finance commitments rose 0.6%. This was due to a rise in revolving credit commitments (up 2.4%), while fixed lending commitments fell (down 0.6%).
• The seasonally adjusted series for the value of total commercial finance commitments rose 14.1%. This increase was due to a rise in both fixed lending commitments (up 20.2%) and revolving credit commitments (up 5.4%).

• Lease finance commitments (trend) fell by 1.8% and the seasonally adjusted series fell by 4.0%.