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APRIL KEY FIGURES

		Mar 2012	Apr 2012	Mar 2012 to Apr 2012
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	13 603	13 540	-0.5
	Personal finance	7 257	7 242	-0.2
	Commercial finance	32 138	32 355	0.7
	Lease finance	513	528	2.9
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	13 445	13 573	0.9
	Personal finance	7 252	7 299	0.6
	Commercial finance	32 191	35 339	9.8
	Lease finance	512	547	6.8
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions fell 0.5% in trend terms and the seasonally adjusted series rose 0.9%.

• The trend series for the value of total personal finance commitments fell 0.2%. Revolving credit commitments fell 1.2%, while fixed lending commitments rose 0.6%.
• The seasonally adjusted series for the value of total personal finance commitments rose 0.6%. Revolving credit commitments rose 0.9% and fixed lending commitments rose 0.5%.

• The trend series for the value of total commercial finance commitments rose 0.7%. Fixed lending commitments rose 1.3%, while revolving credit commitments fell 1.1%.
• The seasonally adjusted series for the value of total commercial finance commitments rose 9.8% in April 2012, following a rise of 10.1% in March 2012. Revolving credit commitments rose 25.1%, following a rise of 23.4% in the previous month. Fixed lending commitments rose 4.3%, following a rise of 5.9% in the previous month.

• The trend series for the value of total lease finance commitments rose 2.9% and the seasonally adjusted series rose 6.8%.

• Personal finance values for the period March 2012
• Commercial finance values for the periods January 2012 and March 2012
• Owner occupied housing values for the periods February 2012 and March 2012.