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UPDATE TO FORTHCOMING CHANGES

The ABS is combining Housing Finance, Australia (5609.0) and Lending Finance, Australia (5671.0) into a single, simpler publication called Lending to Households and Businesses, Australia (5601.0). An information paper will be released on 11 January 2019 which outlines the forthcoming changes in more detail and outlines the format of the new publication, as well as providing historical data in the new table structures. In the new publication, some of the data currently published in the two publications will no longer be published, however, some existing outputs will be further disaggregated. New analytical series will also be added with the inclusion of seasonally adjusted and trend estimates for more data items. This new consolidated publication will be released on 12 February 2019.


OCTOBER KEY FIGURES

		Sep 2018	Oct 2018	Sep 2018 to Oct 2018
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	20 216	20 006	-1.0
	Personal finance	5 811	5 777	-0.6
	Commercial finance	43 891	44 461	1.3
	Lease finance	624	618	-1.1
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	19 457	20 147	3.5
	Personal finance	5 894	5 760	-2.3
	Commercial finance	45 314	43 928	-3.1
	Lease finance	598	609	1.8
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions fell 1.0% in trend terms, while the seasonally adjusted series rose 3.5%.

• The trend series for the value of total personal finance commitments fell 0.6%. Revolving credit commitments fell 2.5%, while fixed lending commitments rose 0.3%.
• The seasonally adjusted series for the value of total personal finance commitments fell 2.3%. Revolving credit commitments fell 4.6% and fixed lending commitments fell 1.2%.

• The trend series for the value of total commercial finance commitments rose 1.3%. Fixed lending commitments rose 1.8% while revolving credit commitments fell 0.3%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 3.1%. Revolving credit commitments fell 17.7%, while fixed lending commitments rose 1.6%.

• The trend series for the value of total lease finance commitments fell 1.1% in October 2018, while the seasonally adjusted series rose 1.8%, after a fall of 3.7% in September 2018.

• Owner-occupied finance for the periods July 2018 to September 2018.
• Investment housing for the periods July 2018 to September 2018.
• Commercial Finance for the periods July 2018 to September 2018.
• Personal Finance for the period September 2018.
• Lease Finance for the periods July 2018 to September 2018.