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OCTOBER KEY FIGURES

		Sep 2009	Oct 2009	Sep 2009 to Oct 2009
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	17 089	17 128	0.2
	Personal finance	7 032	7 057	0.4
	Commercial finance	27 891	27 897	-
	Lease finance	387	387	0.1
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	17 465	17 176	-1.7
	Personal finance	7 062	6 953	-1.5
	Commercial finance	30 803	25 778	-16.3
	Lease finance	381	383	0.5
- nil or rounded to zero (including null cells)
(a) Excludes alterations and additions

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions increased 0.2% in trend terms while the seasonally adjusted series decreased 1.7%.

• The trend series for the value of total personal finance commitments increased 0.4%. Revolving credit commitments rose 0.9%, while fixed lending commitments fell 0.2%.
• The seasonally adjusted series for the value of total personal finance commitments decreased 1.5%. Fixed lending commitments and revolving credit commitments fell 1.9% and 1.2% respectively.

• The trend series for the value of total commercial finance commitments remained flat. Revolving credit commitments fell 1.8%, while fixed lending commitments rose 0.8%.
• The seasonally adjusted series for the value of total commercial finance commitments decreased 16.3% after an increase of 8.6% in September. Fixed lending commitments and revolving credit commitments fell 17.1% and 14.4% respectively.

• The total value of lease finance commitments increased 0.1% in trend terms and the seasonally adjusted series increased 0.5%.