NOVEMBER KEY FIGURES

		Oct 2018	Nov 2018	Oct 2018 to Nov 2018
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	19 919	19 726	-1.0
	Personal finance	5 721	5 695	-0.5
	Commercial finance	43 980	44 213	0.5
	Lease finance	608	597	-1.9
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	20 084	19 795	-1.4
	Personal finance	5 711	5 613	-1.7
	Commercial finance	43 653	43 588	-0.2
	Lease finance	607	595	-2.0
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

NOVEMBER KEY POINTS


NOVEMBER 2018 COMPARED WITH OCTOBER 2018:

HOUSING FINANCE FOR OWNER OCCUPATION

• The total value of owner occupied housing commitments excluding alterations and additions fell 1.0% in trend terms, and the seasonally adjusted series fell 1.4%.

PERSONAL FINANCE

• The trend series for the value of total personal finance commitments fell 0.5%. Fixed lending commitments fell 0.7%, while revolving credit commitments was flat.
• The seasonally adjusted series for the value of total personal finance commitments fell 1.7%. Fixed lending commitments fell 2.5% and revolving credit commitments fell 0.1%.

COMMERCIAL FINANCE

• The trend series for the value of total commercial finance commitments rose 0.5%. Revolving credit commitments rose 1.0% and fixed lending commitments rose 0.4%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 0.2%. Fixed lending commitments fell 7.3%, while revolving credit commitments rose 27.0%.

LEASE FINANCE

• The trend series for the value of total lease finance commitments fell 1.9% in November 2018 and the seasonally adjusted series fell 2.0%, after a rise of 2.0% in October 2018.

NOTES

FORTHCOMING ISSUES

ISSUE	Release Date
No forthcoming issue

CESSATION OF HOUSING FINANCE, AUSTRALIA (5609.0) AND LENDING FINANCE, AUSTRALIA (5671.0)

November 2018 is the final issue of the Housing Finance, Australia (5609.0) and Lending Finance, Australia (5671.0) publications. Both publications will be combined into a single, simpler publication called Lending to Households and Businesses, Australia (5601.0). An information paper Information Paper: Forthcoming Changes to Monthly Finance Statistics (2018) (5601.0.55.001) was released on 11 January 2019, which outlines both the forthcoming changes in more detail and the format of the new publication, as well as providing historical data in the new table structures. In the new publication, some of the data currently published in the two publications will no longer be published, however, some existing outputs will be further disaggregated. New analytical series will also be added with the inclusion of seasonally adjusted and trend estimates for more data items. This new consolidated publication will be released on 12 February 2019.


REVISIONS

In this issue, revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following series:

• Commercial Finance for the periods August 2018 to October 2018.
• Personal Finance for the periods September 2018 to October 2018.

PRIVACY

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INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.