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MAY KEY FIGURES

		Apr 2012	May 2012	Apr 2012 to May 2012
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	13 572	13 529	-0.3
	Personal finance	7 290	7 340	0.7
	Commercial finance	31 961	32 311	1.1
	Lease finance	540	555	2.8
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	13 610	13 637	0.2
	Personal finance	7 315	7 348	0.4
	Commercial finance	35 244	31 022	-12.0
	Lease finance	551	569	3.2
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions fell 0.3% in trend terms, while the seasonally adjusted series rose 0.2%.

• The trend series for the value of total personal finance commitments rose 0.7%. Fixed lending commitments rose 1.0% and revolving credit commitments rose 0.3%.
• The seasonally adjusted series for the value of total personal finance commitments rose 0.4%. Fixed lending commitments rose 2.0%, while revolving credit commitments fell 1.5%.

• The trend series for the value of total commercial finance commitments rose 1.1%. Revolving credit commitments rose 2.6% and fixed lending commitments rose 0.5%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 12.0% in May 2012, after a rise of 10.3% in April 2012. Revolving credit commitments fell 19.4%, after a rise of 26.6% in the previous month. Fixed lending commitments fell 8.7%, after a rise of 4.4% in the previous month.

• The trend series for the value of total lease finance commitments rose 2.8% and the seasonally adjusted series rose 3.2%.

• Personal finance values for the period February 2012 to April 2012
• Commercial finance values for the period February 2012 to March 2012.