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JUNE KEY FIGURES

		May 2008	Jun 2008	May 2008 to Jun 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	12 930	12 470	-3.6
	Personal finance	6 579	6 471	-1.6
	Commercial finance	34 155	32 184	-5.8
	Lease finance	579	579	0.0
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	12 608	12 467	-1.1
	Personal finance	6 301	6 667	5.8
	Commercial finance	34 007	33 326	-2.0
	Lease finance	542	606	11.7

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased both in trend terms (down 3.6%) and seasonally adjusted (down 1.1%).

• The trend series for the value of total personal finance fell 1.6%, due to a fall in both fixed lending commitments (down 2.4%) and revolving credit commitments (down 1.0%).
• The seasonally adjusted series for the value of total personal finance commitments rose 5.8%, due to a rise in both fixed lending commitments (up 10.6%) and revolving credit commitments (up 2.1%).

• The trend series for the value of total commercial finance commitments fell 5.8%. This was due to a fall in both fixed lending commitments (down 6.9%) and revolving credit commitments (down 3.6%).
• The seasonally adjusted series for the value of total commercial finance commitments fell 2.0%. This decrease was due to a fall in both revolving credit commitments (down 5.0%) and fixed lending commitments (down 0.4%).

• Lease finance commitments (trend) recorded no change, while the seasonally adjusted series rose by 11.7%.