JULY KEY FIGURES
 | | Jun 2015 | Jul 2015 | Jun 2015 to Jul 2015 |
| | $m | $m | % change |
|
| TREND ESTIMATES | | | |
| Housing finance for owner occupation(a) | 18 711 | 18 861 | 0.8 |
| Personal finance | 7 513 | 7 482 | -0.4 |
| Commercial finance | 47 842 | 47 268 | -1.2 |
| Lease finance | 554 | 553 | -0.1 |
| SEASONALLY ADJUSTED ESTIMATES | | | |
| Housing finance for owner occupation(a) | 18 813 | 19 226 | 2.2 |
| Personal finance | 7 554 | 7 356 | -2.6 |
| Commercial finance | 47 594 | 46 313 | -2.7 |
| Lease finance | 554 | 888 | 60.2 |
|
| (a) Excludes alterations and additions |
Personal Finance
| Commercial Finance
|
JULY KEY POINTS
JULY 2015 COMPARED WITH JUNE 2015:
HOUSING FINANCE FOR OWNER OCCUPATION
- The total value of owner occupied housing commitments excluding alterations and additions rose 0.8% in trend terms, and the seasonally adjusted series rose 2.2%.
PERSONAL FINANCE
- The trend series for the value of total personal finance commitments fell 0.4%. Revolving credit commitments fell 1.0% and fixed lending commitments fell 0.1%.
- The seasonally adjusted series for the value of total personal finance commitments fell 2.6%. Fixed lending commitments fell 5.8%, while revolving credit commitments rose 2.6%.
COMMERCIAL FINANCE
- The trend series for the value of total commercial finance commitments fell 1.2%. Revolving credit commitments fell 1.7% and fixed lending commitments fell 1.1%.
- The seasonally adjusted series for the value of total commercial finance commitments fell 2.7%. Revolving credit commitments fell 13.0%, while fixed lending commitments rose 0.9%.
LEASE FINANCE
- The trend series for the value of total lease finance commitments fell 0.1% in July 2015 and the seasonally adjusted series rose 60.2%, following a rise of 2.8% in June 2015.
NOTES
FORTHCOMING ISSUES
| ISSUE | Release Date |
| August 2015 | 12 October 2015 |
| September 2015 | 13 November 2015 |
| October 2015 | 11 December 2015 |
| November 2015 | 19 January 2016 |
| December 2015 | 16 February 2016 |
| January 2016 | 11 March 2016 |
REVISIONS
In this issue revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have an impact on:
- Owner occupied housing values for periods June 2013 to June 2015.
- Commercial Finance values for periods September 2013 to June 2015.
- Personal Finance values for the periods August 2013 to June 2015.
- Lease Finance values for June 2015.
- Investment housing for the periods September 2013 to June 2015.
Improved reporting by a significant lender from December 2014 has resulted in trend breaks being applied to the following series in December 2014:
- Secured Housing Finance - Alterations and additions series published in Tables 1 and 8.
- Personal Finance - Fixed loans series published in Tables 1 and 50.
- Personal Finance - Revolving credit series published in Tables 1 and 50.
- Personal Finance - Total series published in Tables 1 and 50.
The ABS is currently investigating the impact on the series estimates for the periods prior to December 2014 and will determine if adjustments are necessary to the historical series. Any resulting revisions will be published in future issues of this publication.
LEASE FINANCE
This July 2015 issue includes unusual lease finance activity which impacted the original and seasonal adjusted series for Lease Finance. Due to this unusual activity, a correction has been applied to the trend series for Lease Finance in July 2015.
PRIVACY
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INQUIRIES
For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.
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