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JULY KEY FIGURES

		Jun 2009	Jul 2009	Jun 2009 to Jul 2009
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	17 161	17 300	0.8
	Personal finance	6 788	6 798	0.1
	Commercial finance	27 131	26 534	-2.2
	Lease finance	392	388	-1.1
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	17 176	16 884	-1.7
	Personal finance	6 903	6 849	-0.8
	Commercial finance	26 114	25 857	-1.0
	Lease finance	336	436	30.0

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions increased 0.8% in trend terms, while the seasonally adjusted series fell 1.7%.

• The trend series for the value of total personal finance commitments increased 0.1%. Fixed lending commitments rose 1.6%, offset by a fall in revolving credit commitments, down 1.4%.
• The seasonally adjusted series for the value of total personal finance commitments decreased 0.8%. Fixed lending commitments fell 3.7%, while revolving credit commitments rose 2.3%.

• The trend series for the value of total commercial finance commitments decreased 2.2%. Both revolving credit commitments and fixed lending commitments fell, down 3.2% and 1.7% respectively.
• The seasonally adjusted series for the value of total commercial finance commitments decreased 1.0%. Fixed lending commitments fell 4.5%, substantially offset by a rise in revolving credit commitments up 6.8%.

• Lease finance commitments decreased 1.1% in trend terms, while the seasonally adjusted series increased 30.0%.