JANUARY KEY FIGURES

		Dec 2017	Jan 2018	Dec 2017 to Jan 2018
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	21 097	21 126	0.1
	Personal finance	6 303	6 298	-0.1
	Commercial finance	42 763	43 245	1.1
	Lease finance	564	564	0.1
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	21 059	21 165	0.5
	Personal finance	6 078	6 350	4.5
	Commercial finance	42 996	43 009	0.0
	Lease finance	589	553	-6.1
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

JANUARY KEY POINTS


JANUARY 2018 COMPARED WITH DECEMBER 2017:

HOUSING FINANCE FOR OWNER OCCUPATION

• The total value of owner occupied housing commitments excluding alterations and additions rose 0.1% in trend terms, and the seasonally adjusted series rose 0.5%.

PERSONAL FINANCE

• The trend series for the value of total personal finance commitments fell 0.1%. Fixed lending commitments fell 0.1% and revolving credit commitments fell 0.1%.
• The seasonally adjusted series for the value of total personal finance commitments rose 4.5%. Revolving credit commitments rose 8.5% and fixed lending commitments rose 2.3%.

COMMERCIAL FINANCE

• The trend series for the value of total commercial finance commitments rose 1.1%. Revolving credit commitments rose 2.5% and fixed lending commitments rose 0.7%.
• The seasonally adjusted series for the value of total commercial finance commitments was flat. Fixed lending commitments fell 1.9%, while revolving credit commitments rose 6.3%.

LEASE FINANCE

• The trend series for the value of total lease finance commitments rose 0.1% in January 2018 and the seasonally adjusted series fell 6.1%, after a rise of 8.7% in December 2017.

NOTES

FORTHCOMING ISSUES

ISSUE	Release Date
February 2018	16 April 2018
March 2018	15 May 2018
April 2018	12 June 2018
May 2018	13 July 2018
June 2018	10 August 2018

FORTHCOMING CHANGES

The ABS is proposing to combine Housing Finance, Australia (5609.0) and Lending Finance, Australia (5671.0) into a single, simpler publication called Lending to Households and Businesses, Australia (5601.0). The new publication is expected to be released on 12 June 2018. Some of the data currently published in the two publications will no longer be published in the new consolidated publication, however, some existing outputs will be further disaggregated. New analytical series will also be added with the inclusion of seasonally adjusted and trend estimates for more data items.

An information paper which outlines the changes in more detail and format of the new publication as well as historical data in the new table structures, will be released no less than one month prior to the first release of Lending to Households and Businesses, Australia (5601.0).


REVISIONS

In this issue, revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following series:

• Commercial Finance for the period December 2017.
• Personal Finance for the period December 2017.
• Investment housing finance for the periods between October 2017 and December 2017.

PRIVACY

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INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.