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JANUARY KEY FIGURES

		Dec 2006	Jan 2007	Dec 2006 to Jan 2007
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	13 876	13 933	0.4
	Personal finance	6 704	6 752	0.7
	Commercial finance	33 512	33 759	0.7
	Lease finance	512	509	-0.6
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	13 920	14 108	1.4
	Personal finance	6 543	6 953	6.3
	Commercial finance	31 657	35 432	11.9
	Lease finance	544	472	-13.2

Personal finance

Commercial finance

JANUARY KEY POINTS


HOUSING FINANCE FOR OWNER OCCUPATION

January 2007 COMPARED WITH December 2006:

• The total value of owner-occupied housing commitments excluding alterations and additions increased by 1.4% (seasonally adjusted), while the trend series rose 0.4%.

• The seasonally adjusted series for the value of total personal finance commitments rose by 6.3%. This increase was due to a rise in revolving credit commitments (up 12.5%) while fixed lending commitments fell by 1.1%.
• The trend series for the value of total personal finance rose 0.7% due to increases in both revolving credit commitments (up 1.2%) and fixed lending commitments (up 0.1%).

• The seasonally adjusted series for the value of total commercial finance commitments rose by 11.9%. This increase was due to a rise in fixed lending commitments (up 16.3%) and revolving credit commitments (up 2.3%).
• The trend series for the value of total commercial finance commitments rose by 0.7%. This increase was due to a rise in fixed lending commitments (up 1.7%) while revolving credit commitments decreased (down 1.4%).

• Lease finance commitments (seasonally adjusted) decreased by 13.2%. The lease finance trend series fell by 0.6%.

INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Michael Abbondante on Canberra (02) 6252 6707.