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FEBRUARY KEY FIGURES

		Jan 2009	Feb 2009	Jan 2009 to Feb 2009
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	13 890	14 281	2.8
	Personal finance	6 393	6 456	1.0
	Commercial finance	27 835	27 106	-2.6
	Lease finance	486	474	-2.4
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	14 132	14 509	2.7
	Personal finance	6 508	6 493	-0.2
	Commercial finance	29 371	25 053	-14.7
	Lease finance	456	463	1.7

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions increased 2.8% in trend terms and the seasonally adjusted series rose 2.7%.

• The trend series for the value of total personal finance increased 1.0%, with increases recorded in both revolving credit commitments (up 1.1%) and fixed lending commitments (up 0.9%).
• The seasonally adjusted series for the value of total personal finance commitments decreased 0.2%. Revolving credit commitments decreased 1.5%, while fixed lending commitments increased 1.5%.

• The trend series for the value of total commercial finance commitments decreased 2.6%, due to a fall in fixed lending commitments (down 3.2%). Revolving credit commitments fell 1.5%.
• The seasonally adjusted series for the value of total commercial finance commitments decreased 14.7%, due mainly to a fall in revolving credit commitments (down 25.6%). Fixed lending commitments fell 7.5%.

• Lease finance commitments decreased 2.4% in trend terms, while the seasonally adjusted series rose 1.7%.