AUGUST KEY FIGURES
 | | Jul 2015 | Aug 2015 | Jul 2015 to Aug 2015 |
| | $m | $m | % change |
|
| TREND ESTIMATES | | | |
| Housing finance for owner occupation(a) | 19 645 | 20 017 | 1.9 |
| Personal finance | 7 409 | 7 351 | -0.8 |
| Commercial finance | 45 046 | 44 113 | -2.1 |
| Lease finance | 570 | 580 | 1.6 |
| SEASONALLY ADJUSTED ESTIMATES | | | |
| Housing finance for owner occupation(a) | 19 591 | 20 795 | 6.1 |
| Personal finance | 7 371 | 7 184 | -2.5 |
| Commercial finance | 43 958 | 42 037 | -4.4 |
| Lease finance | 900 | 601 | -33.2 |
|
| (a) Excludes alterations and additions |
Personal Finance
| Commercial Finance
|
AUGUST KEY POINTS
AUGUST 2015 COMPARED WITH JULY 2015:
HOUSING FINANCE FOR OWNER OCCUPATION
- The total value of owner occupied housing commitments excluding alterations and additions rose 1.9% in trend terms, and the seasonally adjusted series rose 6.1%.
PERSONAL FINANCE
- The trend series for the value of total personal finance commitments fell 0.8%. Fixed lending commitments fell 0.9% and revolving credit commitments fell 0.5%.
- The seasonally adjusted series for the value of total personal finance commitments fell 2.5%. Revolving credit commitments fell 5.0% and fixed lending commitments fell 0.9%.
COMMERCIAL FINANCE
- The trend series for the value of total commercial finance commitments fell 2.1%. Revolving credit commitments fell 2.5% and fixed lending commitments fell 1.9%.
- The seasonally adjusted series for the value of total commercial finance commitments fell 4.4%. Revolving credit commitments fell 8.7% and fixed lending commitments fell 3.1%.
LEASE FINANCE
- The trend series for the value of total lease finance commitments rose 1.6% in August 2015 and the seasonally adjusted series fell 33.2%, after a rise of 60.8% in July 2015.
NOTES
FORTHCOMING ISSUES
| ISSUE | Release Date |
| September 2015 | 13 November 2015 |
| October 2015 | 11 December 2015 |
| November 2015 | 19 January 2016 |
| December 2015 | 16 February 2016 |
| January 2016 | 11 March 2016 |
| February 2016 | 13 April 2016 |
REVISIONS
In this issue revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following:
- Owner occupied housing values for periods December 2012 to July 2015.
- Commercial Finance values for periods December 2012 to July 2015.
- Personal Finance values for the periods December 2012 to July 2015.
- Investment housing for the periods December 2012 to July 2015.
Previous issues of this publication included trend breaks in some series due to a major lender revising their reported data back to December 2014. In this issue, the ABS has backcast the impacted series for the periods December 2012 to November 2014. The trend breaks that were applied to December 2014 for the series mentioned below are removed this month:
- Secured Housing Finance - Alterations and additions series published in Tables 1 and 8.
- Personal Finance - Fixed loans series published in Tables 1 and 50.
- Personal Finance - Revolving credit series published in Tables 1 and 50.
- Personal Finance - Total series published in Tables 1 and 50.
These revisions include improved reporting of commercial fixed loans by a significant lender from July 2015. Although breaks were not required to any of the trend series, periods prior to July 2015 will be subject to revisions in future issues of this publication.
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INQUIRIES
For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.
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