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APRIL KEY FIGURES

		Mar 2008	Apr 2008	Mar 2008 to Apr 2008
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation	14 393	14 007	-2.7
	Personal finance	7 007	6 898	-1.6
	Commercial finance	40 548	38 140	-5.9
	Lease finance	596	592	-0.8
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation	14 092	13 406	-4.9
	Personal finance	6 528	6 910	5.8
	Commercial finance	38 187	32 601	-14.6
	Lease finance	587	594	1.3

Personal finance

Commercial finance

• The total value of owner occupied housing commitments excluding alterations and additions decreased both in trend terms (down 2.7%) and seasonally adjusted (down 4.9%).

• The trend series for the value of total personal finance fell 1.6%, due to a fall in both revolving credit commitments (down 2.2%) and fixed lending commitments (down 0.9%).
• The seasonally adjusted series for the value of total personal finance commitments rose 5.8%. This was due to a rise in revolving credit commitments (up 14.6%), which was slightly offset by a fall in fixed lending commitments (down 3.1%).

• The trend series for the value of total commercial finance commitments fell 5.9%. This was due to a fall in both fixed lending commitments (down 6.3%) and revolving credit commitments (down 5.2%).
• The seasonally adjusted series for the value of total commercial finance commitments fell 14.6%. This decrease was due to a fall in both revolving credit commitments (down 20.2%) and fixed lending commitments (down 11.5%) .

• Lease finance commitments (trend) decreased by 0.8%. The lease finance seasonally adjusted series rose by 1.3%.