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OCTOBER KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Oct 2010	Sep 2010 to Oct 2010	Oct 2010	Sep 2010 to Oct 2010
Value of dwelling commitments(a)(b)	$m	% change	$m	% change
Total dwellings	20 557	0.3	20 901	2.2
Owner occupied housing	13 948	0.9	14 161	2.8
Investment housing - fixed loans(c)	6 609	-0.8	6 739	1.1
Number of dwelling commitments(a)(b)	no.	% change	no.	% change
Owner occupied housing	48 698	0.9	49 307	1.9
Construction of dwellings	4 754	-0.2	4 816	0.1
Purchase of new dwellings	2 276	0.3	2 380	9.4
Purchase of established dwellings	41 667	1.1	42 111	1.8
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions increased 0.3%. Owner occupied housing commitments rose 0.9%, while investment housing commitments fell 0.8%.
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions rose 2.2%.

• In trend terms, the number of commitments for owner occupied housing finance rose 0.9%.
• In trend terms, the number of commitments for the purchase of established dwellings rose 1.1% and the number of commitments for the purchase of new dwellings rose 0.3%, while the number of commitments for the construction of dwellings fell 0.2%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments fell from 15.9% in September 2010 to 15.4% in October 2010.

• Owner occupied housing commitments advanced, cancelled and not advanced for the period August 2010 and September 2010;
• Investment housing for the period August 2010 and September 2010; and
• Housing loan outstandings to households for the period September 2009 to September 2010.