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NOVEMBER KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Nov 2010	Oct 2010 to Nov 2010	Nov 2010	Oct 2010 to Nov 2010
Value of dwelling commitments(a)(b)	$m	% change	$m	% change
Total dwellings	20 790	0.6	21 065	1.2
Owner occupied housing	14 202	1.1	14 465	2.9
Investment housing - fixed loans(c)	6 588	-0.5	6 600	-2.3
Number of dwelling commitments(a)(b)	no.	% change	no.	% change
Owner occupied housing	49 691	1.1	50 526	2.5
Construction of dwellings	4 895	0.7	5 014	2.7
Purchase of new dwellings	2 411	2.3	2 581	9.7
Purchase of established dwellings	42 385	1.1	42 931	2.0
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions rose 0.6%. Owner occupied housing commitments rose 1.1%, while investment housing commitments fell 0.5%.
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions rose 1.2%.

• In trend terms, the number of commitments for owner occupied housing finance rose 1.1%.
• In trend terms, the number of commitments for the purchase of new dwellings rose 2.3%, the number of commitments for the purchase of established dwellings rose 1.1% and the number of commitments for the construction of dwellings rose 0.7%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments rose from 15.4% in October 2010 to 15.6% in November 2010.

• Owner occupied housing for October 2010;
• Investment housing for September 2010 and October 2010; and
• Housing loan outstandings to households for the periods January 2009 to July 2010 and September 2010 to October 2010.