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DECEMBER KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Dec 2016	Nov 2016 to Dec 2016	Dec 2016	Nov 2016 to Dec 2016
Value of dwelling commitments(a)(b)
	$m	% change	$m	% change
Total dwellings	33 198	0.8	33 406	0.4
Owner occupied housing	19 988	0.2	20 207	1.3
Investment housing - fixed loans(c)	13 210	1.7	13 199	-1.0
Number of dwelling commitments(a)(b)
	no.	% change	no.	% change
Owner occupied housing	54 362	0.1	54 912	0.4
Construction of dwellings	5 637	0.2	5 672	-0.3
Purchase of new dwellings	2 785	1.4	2 864	3.2
Purchase of established dwellings	45 940	0.1	46 375	0.3
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions rose 0.8%. Investment housing commitments rose 1.7%, and owner occupied housing commitments rose 0.2%.
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions rose 0.4%.

• In trend terms, the number of commitments for owner occupied housing finance rose 0.1% in December 2016.
• In trend terms, the number of commitments for the purchase of new dwellings rose 1.4%, the number of commitments for the construction of dwellings rose 0.2%, and the number of commitments for the purchase of established dwellings rose 0.1%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments remained at 13.8% in December 2016. The number of first home buyer commitments fell by 7.1% to 7,690 in December from 8,281 in November; the number of non-first home buyer commitments also fell.

• Owner occupied and investment housing for the month of November 2016.
• Housing loan outstandings to households for owner occupation series for the month of November 2016.