1380.0.55.012 - Perspectives on Regional Australia, Housing Arrangements - Homes Owned with a Mortgage in Local Government Areas, 2011  
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 19/11/2013  First Issue
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NEW SOUTH WALES AND AUSTRALIAN CAPITAL TERRITORY


Homes owned with a mortgage

  • In 2011, the proportion of homes owned with a mortgage in New South Wales was 33.4% and in the Australian Capital Territory 38.9%, compared with 34.9% for Australia.
  • The Local Government Area (LGA) with the highest proportion of homes owned with a mortgage in New South Wales was Camden with 52.7%. Other LGAs with proportions of 45% or more were Wollondilly (49.6%), the Hills Shire (46.4%), and Palerang (45.8%).
  • The map highlights two clusters of regions with high proportions of homes owned with a mortgage; the regions north-east of the Australian Capital Territory and west of Sydney.
  • The only LGA in the state with a proportion of homes owned with a mortgage less than 10% was Central Darling (9.6%) in the west of the state.
  • In the inner city LGA of Sydney, 23.2% of homes were owned with a mortgage by the residents on Census Night.

HOMES OWNED WITH A MORTGAGE(a), by Local Government Area, New South Wales, 2011
Map: Proportion of homes owned with a mortgage, by Local Government Area, New South Wales, 2011. Includes insert for Local Government Areas in Sydney.
(a) The number of occupied private dwellings which were owned with a mortgage or being purchased under a rent/buy scheme
by a member of the household, expressed as a proportion of total occupied private dwellings.
Excludes 'Visitor only' and 'Other non-classifiable' households.


Median monthly mortgage repayments over time
  • In New South Wales, the LGA with the fastest growth in median monthly mortgage repayments between 2006 and 2011 was Hay (66.6%), located in the south-west of the state.
  • The LGAs with the fastest growth in mortgage costs in Greater Sydney were Pittwater (38.4%) and Gosford (28.5%), located in the north of Greater Sydney.
  • The LGAs with the fastest growth in mortgage costs in the rest of New South Wales are mainly located in inland areas in the north and west of New South Wales.
  • The median monthly mortgage repayment in the Australian Capital Territory increased by 44.5% to $2,167 in 2011 from $1,500 in 2006.

FASTEST GROWTH IN MEDIAN MONTHLY MORTGAGE REPAYMENTS(a), by Local Government Area(b), New South Wales, 2006 and 2011
Local Government Area
Median Mortgage Repayment
Change
2006
($/month)
2011
($/month)
($)
(%)
Greater Sydney
Pittwater
2 167
3 000
833
38.4
Gosford
1 517
1 950
433
28.5
Botany Bay
1 950
2 500
550
28.2
Penrith
1 560
1 985
425
27.2
Marrickville
1 950
2 477
527
27.0
Rest of New South Wales
Hay
650
1 083
433
66.6
Gunnedah
867
1 300
433
49.9
Broken Hill
650
953
303
46.6
Brewarrina
400
585
185
46.3
Coolamon
823
1 200
377
45.8
(a) Applicable to occupied private dwellings which were owned with a mortgage or being purchased under a rent/buy scheme by a member of the household. Excludes 'Visitor only' and 'Other non-classifiable' households.
(b) LGAs with a total occupied private dwelling count under 500 dwellings in 2011 are excluded from this table.
Cells in this table have been randomly adjusted to avoid the release of confidential data.
Source: ABS Census of Population and Housing, 2006 and 2011.